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Home / Mortgage Lenders / Maryland / Bel Air North
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Mortgage Lenders and Brokers in Bel Air North, Maryland

Bel Air North, Maryland mortgage lenders include Aberdeen Proving Ground FCUAberdeen Proving Ground FCU996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733A+5.0 ★Texas Ratio: 4.35%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, First Financial of Maryland Federal Credit UnionFirst Financial of Maryland Federal Credit Union8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028A+5.0 ★Texas Ratio: 2.01%, Point Breeze Credit UnionPoint Breeze Credit Union5 Philadelphia Ct, Baltimore, MD 21237A+5.0 ★Texas Ratio: 1.64%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, and State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Bel Air North, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bel Air North are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Bel Air North, Maryland

Market share is the lender's share of all home loans closed in Bel Air North, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733
A+5.0 ★Texas Ratio: 4.35%
Conventional, Jumbo, HELOC 76
+58 HELOCs
10.4% 93.1% $150,657 View
3 W Bel Air Ave, Aberdeen, MD 21001
A+5.0 ★Texas Ratio: 1.62%
Conventional, Jumbo, HELOC 19
+20 HELOCs
2.6% 86.4% $293,421 View
200 Westgate Circle, Annapolis, MD 21401
A5.0 ★Texas Ratio: 9.61%
Conventional, FHA 12 1.6% 100% $450,833 View
8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028
A+5.0 ★Texas Ratio: 2.01%
Conventional 11 1.5% 100% $155,000 View
5 Philadelphia Ct, Baltimore, MD 21237
A+5.0 ★Texas Ratio: 1.64%
Conventional 11 1.5% 100% $166,818 View
207 W Bel Air Ave, Aberdeen, MD 21001
A+5.0 ★Texas Ratio: 4.11%
Conventional, FHA, HELOC 8
+26 HELOCs
1.1% 88.9% $400,000 View
★ 1 stars, 1 review
405 Manning Rd E, Accokeek, MD 20607
A+5.0 ★Texas Ratio: 2.87%
Conventional, FHA, HELOC 7
+10 HELOCs
1% 100% $282,142 View
400 Constant Friendship Blvd, Abingdon, MD 21009
A+5.0 ★Texas Ratio: 5.36%
Conventional 7 1% 87.5% $249,285 View
122 W Bel Air Ave, Aberdeen, MD 21001
A+5.0 ★Texas Ratio: 4.14%
Conventional, Jumbo, HELOC 5
+13 HELOCs
0.7% 100% $537,000 View
10025 Baltimore National Pike, Annapolis, MD 20740
A5.0 ★Texas Ratio: 6.00%
Conventional, HELOC 5
+8 HELOCs
0.7% 83.3% $271,000
★ 5 stars, 1 review
2661 Riva Rd, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 2.77%
Conventional, Jumbo 5 0.7% 100% $579,000 View
96 Village Sq, Baltimore, MD 21210
A+5.0 ★Texas Ratio: 4.85%
Conventional, HELOC 3
+1 HELOCs
0.4% 100% $448,333 View
3706 Norrisville Rd, Jarrettsville, MD 21084
A+5.0 ★Texas Ratio: 2.21%
Conventional 3 0.4% 100% $235,000 View
8640 Ridgelys Choice Dr, Baltimore, MD 21236
A+5.0 ★Texas Ratio: 1.25%
Conventional 3 0.4% 75% $108,333 View
3111 Emmorton Rd, Abingdon, MD 21009
A+5.0 ★Texas Ratio: 1.98%
Conventional 3 0.4% 100% $381,666 View
★ 1.7 stars, 3 reviews
1004 Beards Hill Rd, Aberdeen, MD 21001
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 2
+10 HELOCs
0.3% 100% $330,000 View
166 Jennifer Rd, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 2.51%
Conventional, FHA, HELOC 2
+1 HELOCs
0.3% 100% $415,000 View
920 Bay Ridge Rd, Annapolis, MD 21403
A+5.0 ★Texas Ratio: 3.68%
Conventional 2 0.3% 100% $435,000 View
8 W Bel Air Ave, Aberdeen, MD 21001
A5.0 ★Texas Ratio: 7.13%
Conventional 2 0.3% 66.7% $230,000 View
1028 Middleton Rd, Aberdeen, MD 21001 2281
A5.0 ★Texas Ratio: 9.57%
Conventional 2 0.3% 100% $305,000 View
1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732
A+5.0 ★Texas Ratio: 2.64%
Conventional 2 0.3% 100% $60,000 View
810 Bestgate Rd, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 1.97%
Conventional, HELOC 1
+7 HELOCs
0.1% 100% $165,000
8216 Philadelphia Rd, Baltimore, MD 21237
A+5.0 ★Texas Ratio: 4.11%
Conventional, HELOC 1
+4 HELOCs
0.1% 100% $405,000 View
6711 Columbia Gateway Dr, Columbia, MD 21046
A-5.0 ★Texas Ratio: 15.49%
Conventional 1 0.1% 100% $465,000 View
2452 Solomons Island Rd, Annapolis, MD 21401 3709
A+5.0 ★Texas Ratio: 3.54%
Conventional 1 0.1% 100% $115,000 View
1677 D St, JB Andrews, MD 20762
A5.0 ★Texas Ratio: 10.28%
Conventional 1 0.1% 100% $65,000 View
2103 Commerce Park Dr, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 3.71%
Conventional 1 0.1% 100% $55,000 View
7637 Old Georgetown Rd, Bethesda, MD 20814
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+2 HELOCs
0% n/a View
2530 Riva Rd, Annapolis, MD 21401
A+5.0 ★Texas Ratio: 3.87%
HELOC 0
+1 HELOCs
0% n/a View
8870 McGaw Rd, Columbia, MD 21045
A+5.0 ★Texas Ratio: 2.79%
HELOC 0
+1 HELOCs
0% n/a View
Lafayette Federal Credit Union
7537 Greenbelt Rd, Greenbelt, MD 20770 3403
HELOC 0
+1 HELOCs
0% n/a
2 N Market St, Frederick, MD 21701
A+5.0 ★Texas Ratio: 2.55%
HELOC 0
+1 HELOCs
0% n/a View
A+5.0 ★Texas Ratio: 0.00%
Conventional, FHA, VA 35 4.8% 100% $367,571 View
Nfm, Inc
Conventional, FHA, VA 34 4.7% 100% $400,000
Direct Mortgage Loans, LLC
Conventional, FHA, VA 18 2.5% 100% $410,555
Cazle Mortgage, Inc.
Conventional, FHA 4 0.5% 100% $467,500
Bayshore Mortgage Funding
Conventional 4 0.5% 100% $445,000
Bay Capital Mortgage Corporation
Conventional, VA 3 0.4% 100% $475,000
Fidelity Direct Mortgage, LLC
Conventional 1 0.1% 100% $455,000
Universal Mortgage & Finance, Inc
FHA 1 0.1% 100% $365,000
My Mortgage, Inc
Conventional 1 0.1% 100% $665,000
Freedom of Maryland Federal Cr
Conventional 1 0.1% 100% $485,000
Rocket Mortgage
Conventional, FHA, VA, Jumbo 69 9.4% 93.4% $305,434
Primary Residential Mortgage, INC.
Conventional, FHA, VA 32 4.4% 97% $385,625
United Wholesale Mortgage
Conventional, FHA, VA, Jumbo, HELOC 25
+1 HELOCs
3.4% 100% $440,200
C3.9 ★Texas Ratio: 27.97%
Conventional, FHA, VA, HELOC 24
+2 HELOCs
3.3% 100% $377,916 View
Pennymac Loan Services LLC
Conventional, FHA, VA 19 2.6% 90.9% $244,473
Newrez LLC
Conventional, FHA, VA 17 2.3% 77.3% $353,823
CrossCountry Mortgage, LLC
Conventional, FHA, VA, HELOC 15
+1 HELOCs
2.1% 83.3% $365,666
Fairway Independent Mort Corp
Conventional, FHA, VA, Jumbo 13 1.8% 100% $368,846
Freedom Mortgage Corporation
Conventional, FHA, VA 11 1.5% 92.9% $378,636
TowneBank
Conventional, FHA, VA 11 1.5% 100% $445,909
Spring Eq, LLC
Conventional, HELOC 10
+3 HELOCs
1.4% 50% $86,000
Cmg Mortgage Inc
Conventional, FHA, VA, USDA, HELOC 10
+1 HELOCs
1.4% 100% $359,000
Nationstar Mortgage
Conventional, FHA, VA 10 1.4% 100% $257,000
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, Jumbo, HELOC 8
+7 HELOCs
1.1% 88.9% $442,500 View
First Community Mortgage, Inc.
Conventional, FHA 8 1.1% 100% $373,750
Prosperity Home Mortgage, LLC
Conventional 8 1.1% 100% $335,000
Guaranteed Rate Affinity, LLC
Conventional, VA 7 1% 100% $415,000
Envoy Mortgage, Ltd
Conventional, FHA, VA, Jumbo 7 1% 100% $433,571
Originpoint, LLC
Conventional, VA 6 0.8% 100% $360,000
Mortgage Research Center
FHA, VA, Jumbo 6 0.8% 75% $610,000
Movement Mortgage, LLC
Conventional, FHA 5 0.7% 100% $389,000
Provident Funding Associates
Conventional 5 0.7% 100% $473,000
Sierra Pacific Mortgage Co. Inc
Conventional, FHA 5 0.7% 100% $281,000
Paramount Residential Mortgage
Conventional, FHA 5 0.7% 100% $369,000
Guild Mortgage Company
Conventional, FHA 4 0.5% 100% $392,500
A+5.0 ★Texas Ratio: 0.51%
Conventional 4 0.5% 80% $195,000 View
SWBC Mortgage Corporation
Conventional 3 0.4% 100% $371,666
Lakeview Loan Servicing, LLC
Conventional, FHA 3 0.4% 33.3% $411,666
Sun West Mortgage Company, Inc
Conventional, FHA 3 0.4% 100% $411,666
Union Home Mortgage Corp.
Conventional, FHA 3 0.4% 100% $415,000
Atlantic Bay Mortgage Group
Conventional, FHA 3 0.4% 100% $398,333
A4.8 ★Texas Ratio: 2.45%
Conventional 3 0.4% 100% $635,000 View
Carrington Mortgage Services LLC
Conventional 3 0.4% 100% $51,666
loanDepot.com LLC
Conventional, HELOC 2
+5 HELOCs
0.3% 100% $325,000
Pentagon Federal Credit Union
Conventional, VA, HELOC 2
+4 HELOCs
0.3% 100% $360,000
The Loan Store, Inc
Conventional, VA, HELOC 2
+1 HELOCs
0.3% 100% $410,000
EMM Loans LLC
Conventional, VA 2 0.3% 100% $475,000
Sage Home Loans Corporation
Conventional 2 0.3% 100% $455,000
Nbkc Bank
Conventional 2 0.3% 100% $405,000
Resicentral LLC
Conventional 2 0.3% 100% $340,000
HomeBridge Financial Services, Inc
Conventional, VA 2 0.3% 100% $535,000
VanDyk Mortgage Corporation
Conventional 2 0.3% 100% $435,000
ClearPath Lending
VA 2 0.3% 100% $380,000
Bay Equity LLC
Conventional 2 0.3% 100% $210,000
B-3.5 ★Texas Ratio: 6.80%
VA, Jumbo 2 0.3% 100% $695,000 View
Zillow Home Loans, LLC
Conventional 2 0.3% 100% $300,000
New American Funding, LLC.
Conventional, FHA 2 0.3% 66.7% $195,000
Northrop Grumman Federal Credit Union
Conventional 2 0.3% 100% $460,000
Ark-La-Tex Financial Services LLC
Conventional, VA 2 0.3% 100% $315,000
Equity Resources Inc
Conventional 1 0.1% 100% $285,000
Primelending
Conventional 1 0.1% 100% $495,000
Atlantic Coast Mortgage, LLC
Conventional 1 0.1% 100% $385,000
MDE Home Loans LLC
VA, Jumbo 1 0.1% 100% $865,000
Equity Prime Mortgage LLC
FHA 1 0.1% 100% $705,000
Guidance Residential, LLC
Conventional 1 0.1% 100% $305,000
Langley Federal Credit Union
Conventional 1 0.1% 100% $365,000
Filo Mortgage, LLC
Conventional 1 0.1% 100% $805,000
AdvantageFirst Lending Inc
Conventional 1 0.1% 100% $195,000
General Mortgage Capital Corporation
Conventional 1 0.1% 100% $555,000
Nqm Funding, LLC
Conventional 1 0.1% 100% $795,000
Das Acquisition Company, LLC
Conventional 1 0.1% 100% $455,000
Credit Union Mortgage Associat
Conventional 1 0.1% 100% $255,000
Select Lending Services, LLC
Conventional 1 0.1% 100% $415,000
First Colony Mortgage Corporat
Conventional 1 0.1% 100% $225,000
Weichert Financial Services
Conventional 1 0.1% 100% $495,000
MassMutual FCU
Conventional 1 0.1% 100% $175,000
A+5.0 ★Texas Ratio: 5.26%
VA 1 0.1% 100% $625,000 View
Churchill Mortgage Corporation
Conventional 1 0.1% 100% $595,000
Southern Trust Mortgage, LLC
Conventional 1 0.1% 100% $465,000
Embrace Home Loans, Inc.
Conventional 1 0.1% 100% $355,000
American Pacific Mortgage Corporation
VA 1 0.1% 50% $385,000
A-4.8 ★Texas Ratio: 12.33%
Conventional 1 0.1% 100% $645,000 View
Better Mortgage Corporation
Conventional 1 0.1% 100% $65,000
A-5.0 ★Texas Ratio: 14.93%
Conventional 1 0.1% 100% $245,000 View
HomeSale Mortgage
Conventional 1 0.1% 100% $485,000
Mutual of Omaha Mortgage
Conventional 1 0.1% 100% $435,000
Nationwide Mortgage Bankers, Inc.
FHA 1 0.1% 100% $405,000
A+5.0 ★Texas Ratio: 2.32%
Conventional 1 0.1% 100% $125,000 View
A+5.0 ★Texas Ratio: 3.22%
Conventional 1 0.1% 100% $495,000 View
A+5.0 ★Texas Ratio: 3.10%
Conventional 1 0.1% 100% $415,000 View
United Nations Federal CU
Conventional 1 0.1% 100% $425,000
A5.0 ★Texas Ratio: 9.09%
Conventional 1 0.1% 100% $485,000 View
Geneva Financial LLC
Conventional 1 0.1% 100% $315,000
Tomo Mortgage LLC
Conventional 1 0.1% 100% $475,000
Village Capital & Investment
VA 1 0.1% 80% $765,000
Lendage, LLC dba Achieve Loans
HELOC 0
+6 HELOCs
0% n/a
Figure Lending LLC
HELOC 0
+5 HELOCs
0% n/a
Gte Federal Credit Union
HELOC 0
+3 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+3 HELOCs
0% n/a View
Valon Mortgage
HELOC 0
+2 HELOCs
0% n/a
Quorum Federal Credit Union
HELOC 0
+2 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 2.85%
HELOC 0
+1 HELOCs
0% 0% View
D3.3 ★Texas Ratio: 35.11%
HELOC 0
+1 HELOCs
0% 0% View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Bel Air North, Maryland

Looking for mortgage lenders near me or mortgage brokers near me in Bel Air North? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bel Air North in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Bel Air North, MD

Use these to narrow the list above. Each category shows how many Bel Air North, MD lenders fit and what that kind of lender is usually best for.

Who Lends in Bel Air North, MD

Independent mortgage companies closed 62.2 percent of home loans in Bel Air North, Maryland in 2025, banks 20 percent and credit unions 17.8 percent. First Home Mortgage was the largest mortgage company, First National Bank of PA the largest bank and Aberdeen Proving Ground FCU the largest credit union. Among lenders headquartered in Maryland, Aberdeen Proving Ground FCU led with 76 loans.

62.2%
Mortgage companies
20%
Banks
17.8%
Credit unions
11%
FHA loans
10%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.

More Maryland Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Bel Air North, MD

Who is the largest mortgage lender in Bel Air North, MD?

By home loans closed in 2025, Aberdeen Proving Ground FCU was the largest mortgage lender in Bel Air North, Maryland with 76 loans, about 10.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Bel Air North, MD have the highest approval rates?

Among lenders with meaningful volume in Bel Air North, Maryland, Rocket Mortgage approved the highest share of completed applications in 2025 at 93.4 percent, against a 92.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Bel Air North, MD mortgage lenders offer FHA, VA and USDA loans?

35 lenders closed FHA loans in Bel Air North, Maryland in 2025, led by Nfm, Inc with 8. 32 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Bel Air North, MD lender list?

Yes. 39 banks and 22 credit unions closed home loans in Bel Air North, Maryland in 2025, alongside 74 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Bel Air North, MD ranked on this page?

Lenders are ranked only by the number of home loans they closed in Bel Air North, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bel Air North, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bel Air North. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.