Mortgage Lenders and Brokers in Steep Falls, Maine
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Steep Falls, Maine mortgage lenders include Maine Community BankMaine Community Bank100 Minot Ave, Auburn, ME 04210A+5.0 ★Texas Ratio: 4.93%, Evergreen Credit UnionEvergreen Credit Union838 Roosevelt Trl, Naples, ME 04055A5.0 ★Texas Ratio: 9.45%, Cumberland County Federal Credit UnionCumberland County Federal Credit Union101 Gray Rd, Falmouth, ME 04105A+5.0 ★Texas Ratio: 4.81%, Bangor Savings BankBangor Savings Bank170 Turner St, Auburn, ME 04210A+5.0 ★Texas Ratio: 4.53%, Norway Savings BankNorway Savings Bank31 Court St, Auburn, ME 04210A+5.0 ★Texas Ratio: 1.63%, Bank of America NABank of America NA110 Maine St, Brunswick, ME 04011A+5.0 ★Texas Ratio: 4.14%, TD BankTD Bank10 Great Falls Plz, Auburn, ME 04210A+5.0 ★Texas Ratio: 3.71%, cPort Credit UnioncPort Credit Union399 Western Ave, Augusta, ME 04330A+5.0 ★Texas Ratio: 5.04%, Casco Federal Credit UnionCasco Federal Credit Union16 Mechanic St, Gorham, ME 04038, and Saco & Biddeford Savings InstitutionSaco & Biddeford Savings Institution160 Shops Way, Biddeford, ME 04005A+5.0 ★Texas Ratio: 1.18%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Steep Falls, Maine in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Steep Falls are listed first, then lenders elsewhere in Maine, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Steep Falls, Maine
Market share is the lender's share of all home loans closed in Steep Falls, Maine. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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100 Minot Ave, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 5 | 5.9% | 71.4% | $167,000 | View |
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838 Roosevelt Trl, Naples, ME 04055 A5.0 ★Texas Ratio: 9.45% |
Conventional, HELOC | 4 +2 HELOCs |
4.7% | 80% | $172,500 | View |
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101 Gray Rd, Falmouth, ME 04105 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 3 | 3.5% | 80% | $171,666 | View |
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170 Turner St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.53% |
FHA, HELOC | 1 +3 HELOCs |
1.2% | 100% | $425,000 | View |
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31 Court St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 1.63% |
Conventional, HELOC | 1 +2 HELOCs |
1.2% | 100% | $105,000 | View |
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110 Maine St, Brunswick, ME 04011 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $465,000 | View |
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10 Great Falls Plz, Auburn, ME 04210 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $85,000 | View |
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399 Western Ave, Augusta, ME 04330 A+5.0 ★Texas Ratio: 5.04% |
Conventional | 1 | 1.2% | 100% | $135,000 | View |
Casco Federal Credit Union
16 Mechanic St, Gorham, ME 04038 |
Conventional | 1 | 1.2% | 100% | $55,000 | |
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160 Shops Way, Biddeford, ME 04005 A+5.0 ★Texas Ratio: 1.18% |
Conventional | 1 | 1.2% | 100% | $355,000 | View |
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241 Us Route 1, Falmouth, ME 04105 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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28 Adams St, Biddeford, ME 04005 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Town and Country Federal Credi
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Conventional, HELOC | 7 +1 HELOCs |
8.2% | 100% | $106,428 | |
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A+5.0 ★Texas Ratio: 3.78% |
Conventional | 1 | 1.2% | 100% | $115,000 | View |
Rocket Mortgage
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Conventional, FHA, VA | 13 | 15.3% | 92.9% | $238,076 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 11.8% | 83.3% | $339,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 8 | 9.4% | 100% | $252,500 | |
Cmg Mortgage Inc
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Conventional, FHA, VA | 6 | 7.1% | 85.7% | $345,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 3 | 3.5% | 100% | $275,000 | |
EMM Loans LLC
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Conventional, VA | 2 | 2.4% | 100% | $425,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 2.4% | 100% | $360,000 | |
Harborone Mortgage, LLC
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Conventional, VA | 2 | 2.4% | 100% | $545,000 | |
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A+5.0 ★Texas Ratio: 3.05% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $195,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 1.2% | 100% | $565,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1.2% | 50% | $255,000 | |
American Financing Corporation
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Conventional | 1 | 1.2% | 100% | $295,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 1.2% | 50% | $135,000 | |
New Day Financial, LLC.
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VA | 1 | 1.2% | 100% | $305,000 | |
Embrace Home Loans, Inc.
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FHA | 1 | 1.2% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.2% | 100% | $275,000 | View |
Nationstar Mortgage
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Conventional | 1 | 1.2% | 100% | $45,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 1.2% | 100% | $275,000 | View |
New American Funding, LLC.
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Conventional | 1 | 1.2% | 100% | $405,000 | |
Navy Federal Credit Union
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Conventional | 1 | 1.2% | 100% | $425,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.75% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Steep Falls Mortgage Rate Trends
Daily average mortgage rates for Maine compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Steep Falls, Maine
Looking for mortgage lenders near me or mortgage brokers near me in Steep Falls? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Steep Falls in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Steep Falls, ME
Use these to narrow the list above. Each category shows how many Steep Falls, ME lenders fit and what that kind of lender is usually best for.
Who Lends in Steep Falls, ME
Independent mortgage companies closed 62.4 percent of home loans in Steep Falls, Maine in 2025, banks 15.3 percent and credit unions 22.4 percent. Rocket Mortgage was the largest mortgage company, Maine Community Bank the largest bank and Evergreen Credit Union the largest credit union. Among lenders headquartered in Maine, Maine Community Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maine. State real estate transfer tax of $2.20 per $500 of value ($4.40 per $1,000) split equally between buyer and seller, plus, since November 1, 2025, an extra $3.80 per $500 on the portion of the price above $1 million; no mortgage recording tax.
More Maine Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Steep Falls, ME
By home loans closed in 2025, Maine Community Bank was the largest mortgage lender in Steep Falls, Maine with 5 loans, about 5.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Steep Falls, Maine in 2025, led by United Wholesale Mortgage with 2. 7 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 9 credit unions closed home loans in Steep Falls, Maine in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Steep Falls, Maine during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Steep Falls, Maine for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Steep Falls. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
