Mortgage Lenders and Brokers in South Berwick, Maine
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
South Berwick, Maine mortgage lenders include M&T BankM&T Bank8 Norton St, South Berwick, ME 03908A+5.0 ★Texas Ratio: 4.11%, Bangor Savings BankBangor Savings Bank170 Turner St, Auburn, ME 04210A+5.0 ★Texas Ratio: 4.53%, Kennebunk Savings BankKennebunk Savings Bank2 School St, Berwick, ME 03901A+5.0 ★Texas Ratio: 0.98%, The Camden National BankThe Camden National Bank178 Court St, Auburn, ME 04210A+5.0 ★Texas Ratio: 1.50%, Saco & Biddeford Savings InstitutionSaco & Biddeford Savings Institution160 Shops Way, Biddeford, ME 04005A+5.0 ★Texas Ratio: 1.18%, Bar Harbor Bank & TrustBar Harbor Bank & Trust201 Main St, Bangor, ME 04401A+5.0 ★Texas Ratio: 3.26%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA241 Us Route 1, Falmouth, ME 04105A+5.0 ★Texas Ratio: 3.68%, First National BankFirst National Bank145 Exchange St, Bangor, ME 04401A5.0 ★Texas Ratio: 6.84%, Keybank National AssociationKeybank National Association600 Center St, Auburn, ME 04210A+5.0 ★Texas Ratio: 4.81%, and Evergreen Credit UnionEvergreen Credit Union838 Roosevelt Trl, Naples, ME 04055A5.0 ★Texas Ratio: 9.45%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South Berwick, Maine in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Berwick are listed first, then lenders elsewhere in Maine, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in South Berwick, Maine
Market share is the lender's share of all home loans closed in South Berwick, Maine. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in South Berwick 8 Norton St, South Berwick, ME 03908 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +2 HELOCs |
1.2% | 100% | $370,000 | View |
|
170 Turner St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.53% |
Conventional, FHA, HELOC | 10 +3 HELOCs |
6% | 83.3% | $420,000 | View |
|
2 School St, Berwick, ME 03901 A+5.0 ★Texas Ratio: 0.98% |
Conventional | 7 | 4.2% | 41.2% | $190,714 | View |
|
178 Court St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 1.50% |
Conventional, HELOC | 4 +1 HELOCs |
2.4% | 100% | $452,500 | View |
|
160 Shops Way, Biddeford, ME 04005 A+5.0 ★Texas Ratio: 1.18% |
Conventional | 2 | 1.2% | 100% | $240,000 | View |
|
201 Main St, Bangor, ME 04401 A+5.0 ★Texas Ratio: 3.26% |
Conventional | 1 | 0.6% | 100% | $35,000 | View |
|
241 Us Route 1, Falmouth, ME 04105 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $425,000 | View |
|
145 Exchange St, Bangor, ME 04401 A5.0 ★Texas Ratio: 6.84% |
Conventional | 1 | 0.6% | 100% | $775,000 | View |
|
600 Center St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.6% | 100% | $505,000 | View |
|
838 Roosevelt Trl, Naples, ME 04055 A5.0 ★Texas Ratio: 9.45% |
Conventional | 1 | 0.6% | 66.7% | $205,000 | View |
|
110 Maine St, Brunswick, ME 04011 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
|
369 Elm St, Biddeford, ME 04005 3023 A5.0 ★Texas Ratio: 8.22% |
Conventional | 1 | 0.6% | 100% | $125,000 | View |
|
10 Great Falls Plz, Auburn, ME 04210 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
|
254 Long Plains Rd, Buxton, ME 04093 A+5.0 ★Texas Ratio: 0.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 3.78% |
Conventional | 4 | 2.4% | 100% | $135,000 | View |
CUSO Mortgage Corporation
|
Conventional | 1 | 0.6% | 100% | $345,000 | |
Cmg Mortgage Inc
|
Conventional, HELOC | 27 +2 HELOCs |
16.3% | 100% | $405,000 | |
Rocket Mortgage
|
Conventional, FHA | 17 | 10.2% | 78.3% | $187,941 | |
|
A+5.0 ★Texas Ratio: 3.05% |
Conventional, HELOC | 12 +11 HELOCs |
7.2% | 68.2% | $80,000 | |
Service Federal Credit Union
|
Conventional, HELOC | 7 +6 HELOCs |
4.2% | 80% | $276,428 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 7 | 4.2% | 100% | $522,142 | |
Navy Federal Credit Union
|
Conventional, VA, HELOC | 4 +2 HELOCs |
2.4% | 100% | $327,500 | |
Newrez LLC
|
Conventional, FHA | 3 | 1.8% | 75% | $278,333 | |
Guild Mortgage Company
|
Conventional, FHA | 3 | 1.8% | 100% | $268,333 | |
Builders Choice Mortgage LLC
|
Conventional, FHA | 3 | 1.8% | 75% | $358,333 | |
Harborone Mortgage, LLC
|
Conventional, VA | 3 | 1.8% | 75% | $471,666 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 3 | 1.8% | 75% | $315,000 | View |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 1.2% | 100% | $360,000 | View |
Freedom Mortgage Corporation
|
Conventional, VA | 2 | 1.2% | 100% | $355,000 | |
loanDepot.com LLC
|
Conventional, VA | 2 | 1.2% | 66.7% | $280,000 | |
Movement Mortgage, LLC
|
Conventional | 2 | 1.2% | 100% | $435,000 | |
First Seacoast Bank
|
Conventional | 2 | 1.2% | 100% | $180,000 | |
Mortgage Research Center
|
Conventional, VA | 2 | 1.2% | 66.7% | $520,000 | |
Radius Financial Group Inc
|
Conventional | 2 | 1.2% | 100% | $540,000 | |
EMM Loans LLC
|
Conventional | 1 | 0.6% | 100% | $255,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.6% | 100% | $495,000 | |
|
A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.6% | 100% | $515,000 | View |
Lakeview Loan Servicing, LLC
|
VA | 1 | 0.6% | 50% | $535,000 | |
Envoy Mortgage, Ltd
|
FHA | 1 | 0.6% | 100% | $405,000 | |
CrossCountry Mortgage, LLC
|
FHA | 1 | 0.6% | 100% | $595,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.6% | 100% | $145,000 | View |
Pennymac Loan Services LLC
|
FHA | 1 | 0.6% | 100% | $435,000 | |
Mortgage Assurance Inc
|
Conventional | 1 | 0.6% | 100% | $365,000 | |
Discover Bank
|
Conventional | 1 | 0.6% | 50% | $155,000 | |
Sun West Mortgage Company, Inc
|
Conventional | 1 | 0.6% | 100% | $395,000 | |
SIRVA Mortgage, Inc.
|
FHA | 1 | 0.6% | 100% | $395,000 | |
Total Mortgage Services, LLC
|
Conventional | 1 | 0.6% | 100% | $155,000 | |
Brightbridge Credit Union
|
Conventional | 1 | 0.6% | 100% | $355,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.6% | 100% | $55,000 | |
Embrace Home Loans, Inc.
|
FHA | 1 | 0.6% | 100% | $495,000 | |
Nations Lending Corporation
|
FHA | 1 | 0.6% | 100% | $455,000 | |
Pentagon Federal Credit Union
|
VA | 1 | 0.6% | 100% | $665,000 | |
Genway Home Mortgage, Inc.
|
Conventional, Jumbo | 1 | 0.6% | 100% | $1,665,000 | |
Keystone Funding, Inc
|
Conventional | 1 | 0.6% | 100% | $425,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.6% | 100% | $635,000 | |
The Loan Store, Inc
|
FHA | 1 | 0.6% | 100% | $585,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.6% | 100% | $525,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 50% | $255,000 | View |
Carrington Mortgage Services LLC
|
VA | 1 | 0.6% | 100% | $385,000 | |
Geneva Financial LLC
|
Conventional | 1 | 0.6% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +12 HELOCs |
0% | n/a | View | |
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Holy Rosary Regional Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
South Berwick Mortgage Rate Trends
Daily average mortgage rates for Maine compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in South Berwick, Maine
Looking for mortgage lenders near me or mortgage brokers near me in South Berwick? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Berwick in 2025, with lenders based there listed first.
Types of Mortgage Lenders in South Berwick, ME
Use these to narrow the list above. Each category shows how many South Berwick, ME lenders fit and what that kind of lender is usually best for.
Who Lends in South Berwick, ME
Independent mortgage companies closed 56 percent of home loans in South Berwick, Maine in 2025, banks 25.3 percent and credit unions 18.7 percent. CUSO Mortgage Corporation was the largest mortgage company, M&T Bank the largest bank and Evergreen Credit Union the largest credit union. Among lenders headquartered in Maine, Bangor Savings Bank led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maine. State real estate transfer tax of $2.20 per $500 of value ($4.40 per $1,000) split equally between buyer and seller, plus, since November 1, 2025, an extra $3.80 per $500 on the portion of the price above $1 million; no mortgage recording tax.
More Maine Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in South Berwick, ME
By home loans closed in 2025, M&T Bank was the largest mortgage lender in South Berwick, Maine with 2 loans, about 1.2 percent of the market. The largest lender headquartered in Maine was Bangor Savings Bank with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in South Berwick, Maine in 2025, led by United Wholesale Mortgage with 2. 9 lenders closed VA loans, led by Navy Federal Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 10 credit unions closed home loans in South Berwick, Maine in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South Berwick, Maine during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Berwick, Maine for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Berwick. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
