Mortgage Lenders and Brokers in Newcastle, Maine
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Newcastle, Maine mortgage lenders include First National BankFirst National Bank145 Exchange St, Bangor, ME 04401A5.0 ★Texas Ratio: 6.84%, The Camden National BankThe Camden National Bank178 Court St, Auburn, ME 04210A+5.0 ★Texas Ratio: 1.50%, Maine State Credit UnionMaine State Credit Union200 Capitol St, Augusta, ME 04330 6238A+5.0 ★Texas Ratio: 5.92%, Bangor Savings BankBangor Savings Bank170 Turner St, Auburn, ME 04210A+5.0 ★Texas Ratio: 4.53%, Kennebec Savings BankKennebec Savings Bank150 State St, Augusta, ME 04330A+5.0 ★Texas Ratio: 2.87%, Bath Savings InstitutionBath Savings Institution105 Front St, Bath, ME 04530A+5.0 ★Texas Ratio: 0.21%, Ancorum Credit UnionAncorum Credit Union100 Mount Auburn Ave, Auburn, ME 04210A5.0 ★Texas Ratio: 11.35%, First Federal Savings and Loan Assocation of BathFirst Federal Savings and Loan Assocation of Bath125 Front St, Bath, ME 04530A-5.0 ★Texas Ratio: 14.93%, TD BankTD Bank10 Great Falls Plz, Auburn, ME 04210A+5.0 ★Texas Ratio: 3.71%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA241 Us Route 1, Falmouth, ME 04105A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Newcastle, Maine in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Newcastle are listed first, then lenders elsewhere in Maine, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Newcastle, Maine
Market share is the lender's share of all home loans closed in Newcastle, Maine. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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145 Exchange St, Bangor, ME 04401 A5.0 ★Texas Ratio: 6.84% |
Conventional, HELOC | 7 +16 HELOCs |
7.5% | 100% | $317,857 | View |
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178 Court St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 1.50% |
Conventional, Jumbo, HELOC | 6 +14 HELOCs |
6.5% | 100% | $490,000 | View |
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200 Capitol St, Augusta, ME 04330 6238 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 6 | 6.5% | 66.7% | $221,666 | View |
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170 Turner St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.53% |
Conventional, Jumbo, HELOC | 5 +5 HELOCs |
5.4% | 100% | $533,000 | View |
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150 State St, Augusta, ME 04330 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 2 | 2.2% | 100% | $615,000 | View |
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105 Front St, Bath, ME 04530 A+5.0 ★Texas Ratio: 0.21% |
Conventional | 2 | 2.2% | 100% | $320,000 | View |
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100 Mount Auburn Ave, Auburn, ME 04210 A5.0 ★Texas Ratio: 11.35% |
Conventional | 2 | 2.2% | 100% | $230,000 | View |
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125 Front St, Bath, ME 04530 A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 2.2% | 100% | $310,000 | View |
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10 Great Falls Plz, Auburn, ME 04210 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $685,000 | View |
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241 Us Route 1, Falmouth, ME 04105 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.1% | 100% | $235,000 | View |
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67 Sewall St, Augusta, ME 04330 6332 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 1.1% | 100% | $275,000 | View |
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254 Long Plains Rd, Buxton, ME 04093 A+5.0 ★Texas Ratio: 0.32% |
Conventional | 1 | 1.1% | 100% | $115,000 | View |
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100 Minot Ave, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 1 | 1.1% | 100% | $405,000 | View |
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12 Subaru Dr, Auburn, ME 04210 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 1 | 1.1% | 100% | $585,000 | View |
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600 Center St, Auburn, ME 04210 A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.78% |
Conventional | 1 | 1.1% | 100% | $75,000 | View |
CUSO Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $205,000 | |
Cmg Mortgage Inc
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Conventional, USDA | 6 | 6.5% | 85.7% | $410,000 | |
Guild Mortgage Company
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Conventional, FHA, USDA | 5 | 5.4% | 100% | $257,000 | |
Rocket Mortgage
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Conventional, FHA | 4 | 4.3% | 57.1% | $145,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 4.3% | 100% | $390,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 4.3% | 100% | $342,500 | |
United Wholesale Mortgage
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Conventional, VA | 3 | 3.2% | 100% | $368,333 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 3 | 3.2% | 100% | $328,333 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 2 | 2.2% | 100% | $910,000 | View |
EMM Loans LLC
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VA | 1 | 1.1% | 100% | $435,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $545,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 1.1% | 100% | $515,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 1.1% | 100% | $705,000 | |
Envoy Mortgage, Ltd
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VA | 1 | 1.1% | 100% | $255,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.1% | 100% | $55,000 | |
loanDepot.com LLC
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VA | 1 | 1.1% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 1.1% | 100% | $645,000 | View |
Discover Bank
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Conventional | 1 | 1.1% | 50% | $105,000 | |
American Financing Corporation
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Conventional | 1 | 1.1% | 100% | $95,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 1.1% | 50% | $115,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 1.1% | 100% | $635,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 1.1% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 1.1% | 100% | $605,000 | View |
Nationstar Mortgage
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VA | 1 | 1.1% | 50% | $305,000 | |
Dupaco Community Credit Union
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Conventional | 1 | 1.1% | 100% | $195,000 | |
Mortgage Research Center
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VA | 1 | 1.1% | 50% | $405,000 | |
Megastar Finanacial Corp
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FHA | 1 | 1.1% | 100% | $335,000 | |
Navy Federal Credit Union
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Conventional | 1 | 1.1% | 100% | $515,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 1.1% | 100% | $265,000 | |
Village Capital & Investment
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FHA | 1 | 1.1% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 3.05% |
Conventional | 1 | 1.1% | 100% | $225,000 | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.75% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Newcastle Mortgage Rate Trends
Daily average mortgage rates for Maine compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Newcastle, Maine
Looking for mortgage lenders near me or mortgage brokers near me in Newcastle? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Newcastle in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Newcastle, ME
Use these to narrow the list above. Each category shows how many Newcastle, ME lenders fit and what that kind of lender is usually best for.
Who Lends in Newcastle, ME
Independent mortgage companies closed 49.5 percent of home loans in Newcastle, Maine in 2025, banks 36.6 percent and credit unions 14 percent. CUSO Mortgage Corporation was the largest mortgage company, First National Bank the largest bank and Maine State Credit Union the largest credit union. Among lenders headquartered in Maine, First National Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maine. State real estate transfer tax of $2.20 per $500 of value ($4.40 per $1,000) split equally between buyer and seller, plus, since November 1, 2025, an extra $3.80 per $500 on the portion of the price above $1 million; no mortgage recording tax.
More Maine Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Newcastle, ME
By home loans closed in 2025, First National Bank was the largest mortgage lender in Newcastle, Maine with 7 loans, about 7.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Newcastle, Maine in 2025, led by Guild Mortgage Company with 1. 9 lenders closed VA loans, led by Freedom Mortgage Corporation, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 9 credit unions closed home loans in Newcastle, Maine in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Newcastle, Maine during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Newcastle, Maine for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Newcastle. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
