Mortgage Lenders and Brokers in Woodward, Iowa
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Woodward, Iowa mortgage lenders include Greenstate Credit UnionGreenstate Credit Union104 8th St SE, Altoona, IA 50009A5.0 ★Texas Ratio: 10.18%, Veridian Credit UnionVeridian Credit Union2510 SW State St, Ankeny, IA 50023A+5.0 ★Texas Ratio: 4.74%, Community Choice Credit UnionCommunity Choice Credit Union818 8th st SW, Altoona, IA 50009A+5.0 ★Texas Ratio: 3.41%, Luana Savings BankLuana Savings Bank16390 Holcomb Ct, Clive, IA 50325A+5.0 ★Texas Ratio: 1.00%, Northwest BankNorthwest Bank100 E Railroad St, Afton, IA 50830A+5.0 ★Texas Ratio: 1.69%, Wells Fargo Bank NAWells Fargo Bank NA100 Nile Kinnick Dr N, Adel, IA 50003A+5.0 ★Texas Ratio: 5.36%, Bankers Trust CompanyBankers Trust Company3820 8th St Sw, Altoona, IA 50009A+5.0 ★Texas Ratio: 2.48%, Raccoon Valley BankRaccoon Valley Bank1009 Court St, Adel, IA 50003A5.0 ★Texas Ratio: 6.14%, Fidelity BankFidelity Bank205 Water St, Cambridge, IA 50046A5.0 ★Texas Ratio: 7.99%, and Financial Plus Credit UnionFinancial Plus Credit Union4303 Fleur Dr, Des Moines, IA 50321 2327A+5.0 ★Texas Ratio: 4.80%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Woodward, Iowa in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Woodward are listed first, then lenders elsewhere in Iowa, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Woodward, Iowa
Market share is the lender's share of all home loans closed in Woodward, Iowa. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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104 8th St SE, Altoona, IA 50009 A5.0 ★Texas Ratio: 10.18% |
Conventional, FHA, VA, Jumbo, HELOC | 69 +17 HELOCs |
13.7% | 93.8% | $365,289 | View |
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2510 SW State St, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 4.74% |
Conventional, Jumbo, HELOC | 35 +23 HELOCs |
6.9% | 94.6% | $310,142 | View |
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818 8th st SW, Altoona, IA 50009 A+5.0 ★Texas Ratio: 3.41% |
Conventional, FHA, HELOC | 18 +8 HELOCs |
3.6% | 94.7% | $398,888 | View |
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16390 Holcomb Ct, Clive, IA 50325 A+5.0 ★Texas Ratio: 1.00% |
Conventional | 13 | 2.6% | 92.9% | $345,000 | View |
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100 E Railroad St, Afton, IA 50830 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 11 | 2.2% | 100% | $427,727 | View |
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100 Nile Kinnick Dr N, Adel, IA 50003 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 8 | 1.6% | 100% | $337,500 | View |
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3820 8th St Sw, Altoona, IA 50009 A+5.0 ★Texas Ratio: 2.48% |
Conventional, Jumbo | 7 | 1.4% | 88.9% | $585,000 | View |
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1009 Court St, Adel, IA 50003 A5.0 ★Texas Ratio: 6.14% |
Conventional | 7 | 1.4% | 100% | $365,000 | View |
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205 Water St, Cambridge, IA 50046 A5.0 ★Texas Ratio: 7.99% |
Conventional | 7 | 1.4% | 100% | $402,142 | View |
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4303 Fleur Dr, Des Moines, IA 50321 2327 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 6 | 1.2% | 100% | $181,666 | View |
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420 8th St Se, Altoona, IA 50009 A5.0 ★Texas Ratio: 12.73% |
Conventional | 5 | 1% | 83.3% | $285,000 | View |
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640 Lincoln Way, Ames, IA 50010 A5.0 ★Texas Ratio: 9.76% |
Conventional, Jumbo | 5 | 1% | 71.4% | $545,000 | View |
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804 Greenwood Hills Dr, Adel, IA 50003 A+5.0 ★Texas Ratio: 1.17% |
Conventional | 5 | 1% | 100% | $299,000 | View |
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111 8th St Se, Altoona, IA 50009 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +2 HELOCs |
0.8% | 80% | $227,500 | View |
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5865 Saratoga Rd, Asbury, IA 52002 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 4 +2 HELOCs |
0.8% | 66.7% | $345,000 | View |
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515 Main St, Cedar Falls, IA 50613 A+5.0 ★Texas Ratio: 0.10% |
Conventional | 4 | 0.8% | 100% | $397,500 | View |
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2805 N Ankeny Blvd, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 2.72% |
Conventional, VA | 4 | 0.8% | 100% | $357,500 | View |
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801 Lincoln Way, Ames, IA 50010 A5.0 ★Texas Ratio: 8.43% |
Conventional | 4 | 0.8% | 100% | $122,500 | View |
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2650 University Ave, Des Moines, IA 50311 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +1 HELOCs |
0.6% | 100% | $345,000 | View |
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2905 Sw Oralabor Rd, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 3 | 0.6% | 100% | $398,333 | View |
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217 S Main St, Woodward, IA 50276 A+5.0 ★Texas Ratio: 5.57% |
Conventional | 3 | 0.6% | 100% | $268,333 | View |
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525 Main St, Ames, IA 50010 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 3 | 0.6% | 100% | $825,000 | View |
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520 Grand Ave, Ames, IA 50010 A5.0 ★Texas Ratio: 10.53% |
Conventional, HELOC | 2 +7 HELOCs |
0.4% | 100% | $65,000 | View |
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5908 Winterberry Dr, Cedar Falls, IA 50613 B4.6 ★Texas Ratio: 20.10% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $230,000 | View |
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413 State St, Guthrie Center, IA 50115 A+5.0 ★Texas Ratio: 0.93% |
Conventional | 2 | 0.4% | 100% | $60,000 | View |
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2701 Stange Rd, Ames, IA 50010 A5.0 ★Texas Ratio: 7.43% |
Conventional | 2 | 0.4% | 100% | $355,000 | View |
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435 S Duff Ave, Ames, IA 50010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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1403 S Rooselvelt, Burlington, IA 52601 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.2% | 33.3% | $755,000 | View |
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12035 University Ave Ste 202, Clive, IA 50325 A+5.0 ★Texas Ratio: 5.69% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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1530 S Duff Ave, Ames, IA 50010 A+5.0 ★Texas Ratio: 1.89% |
Conventional | 1 | 0.2% | 100% | $645,000 | View |
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114 S Broad St, Orient, IA 50858 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
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200 8th St Se, Altoona, IA 50009 A+5.0 ★Texas Ratio: 1.22% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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337 N Roosevelt Ave, Burlington, IA 52601 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
Shelby County State Bank
155 S Elm St, Avoca, IA 51521 |
Conventional | 1 | 0.2% | 100% | $415,000 | |
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100 Ne Jacob St, Grimes, IA 50111 A+5.0 ★Texas Ratio: 2.18% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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2406 Grand Ave, Ames, IA 50010 A5.0 ★Texas Ratio: 8.87% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
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13101 University Ave, Clive, IA 50325 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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423 E Court Ave, Des Moines, IA 50309 2010 A+5.0 ★Texas Ratio: 3.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 2770 8th St Sw, Altoona, IA 50009 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Iowa Bankers Mortgage Corporation
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Conventional | 17 | 3.4% | 94.4% | $347,941 | |
Homeservices Lending LLC
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Conventional, FHA, VA | 8 | 1.6% | 100% | $457,500 | |
Midwestone Bank
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $245,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 81 | 16% | 85.3% | $292,407 | |
Gershman Investment Corp.
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Conventional, FHA, VA | 13 | 2.6% | 100% | $371,923 | |
New American Funding, LLC.
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Conventional, FHA, VA | 12 | 2.4% | 100% | $281,666 | |
United Wholesale Mortgage
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Conventional, VA | 10 | 2% | 73.3% | $368,000 | |
Newrez LLC
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Conventional, FHA, VA | 8 | 1.6% | 88.9% | $401,250 | |
Rocket Mortgage
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Conventional, FHA, VA | 7 | 1.4% | 70% | $265,000 | |
Guild Mortgage Company
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Conventional, FHA | 7 | 1.4% | 100% | $316,428 | |
Lower, LLC
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Conventional, FHA | 7 | 1.4% | 100% | $385,000 | |
Mortgage Research Center
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VA | 6 | 1.2% | 75% | $316,666 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 6 | 1.2% | 85.7% | $443,333 | View |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 5 | 1% | 100% | $471,000 | View |
American Pacific Mortgage Corporation
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Conventional, FHA | 5 | 1% | 62.5% | $375,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 5 | 1% | 100% | $391,000 | |
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A+5.0 ★Texas Ratio: 5.75% |
Conventional, HELOC | 4 +4 HELOCs |
0.8% | 100% | $382,500 | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA, VA | 4 | 0.8% | 75% | $447,500 | View |
Pennymac Loan Services LLC
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Conventional, VA | 4 | 0.8% | 100% | $265,000 | |
Land Home Financial Services,
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Conventional, VA | 4 | 0.8% | 80% | $350,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, FHA, VA | 4 | 0.8% | 100% | $355,000 | View |
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A5.0 ★Texas Ratio: 7.16% |
Conventional | 3 | 0.6% | 100% | $481,666 | View |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 2 | 0.4% | 100% | $615,000 | View |
Cmg Mortgage Inc
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Conventional, FHA | 2 | 0.4% | 50% | $280,000 | |
Marine Credit Union
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Conventional | 2 | 0.4% | 75% | $115,000 | |
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A+5.0 ★Texas Ratio: 2.29% |
Conventional, VA | 2 | 0.4% | 100% | $245,000 | View |
Compass Mortgage, Inc.
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Conventional | 2 | 0.4% | 100% | $260,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 0.4% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $585,000 | View |
Black Hills Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $505,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.2% | 50% | $215,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.2% | 100% | $635,000 | View |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.2% | 33.3% | $245,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,005,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.2% | 100% | $385,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $245,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Flat Branch Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $385,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.2% | 100% | $395,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.2% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
Stockton Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.2% | 100% | $705,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $605,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 100% | $505,000 | |
I H Mississippi Valley Credit Union
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Conventional | 1 | 0.2% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 7.37% |
Conventional | 1 | 0.2% | 100% | $485,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $415,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.2% | 100% | $695,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 100% | $375,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a |
Woodward Mortgage Rate Trends
Daily average mortgage rates for Iowa compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Woodward, Iowa
Looking for mortgage lenders near me or mortgage brokers near me in Woodward? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Woodward in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Woodward, IA
Use these to narrow the list above. Each category shows how many Woodward, IA lenders fit and what that kind of lender is usually best for.
Who Lends in Woodward, IA
Independent mortgage companies closed 44.2 percent of home loans in Woodward, Iowa in 2025, banks 26.1 percent and credit unions 29.7 percent. Iowa Bankers Mortgage Corporation was the largest mortgage company, Luana Savings Bank the largest bank and Greenstate Credit Union the largest credit union. Among lenders headquartered in Iowa, Greenstate Credit Union led with 69 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Iowa. State real estate transfer tax of $1.60 per $1,000 of consideration above the first $500, paid by the seller; no mortgage recording tax.
More Iowa Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Woodward, IA
By home loans closed in 2025, Greenstate Credit Union was the largest mortgage lender in Woodward, Iowa with 69 loans, about 13.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Woodward, Iowa, Greenstate Credit Union approved the highest share of completed applications in 2025 at 93.8 percent, against a 90.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Woodward, Iowa in 2025, led by DHI Mortgage Company, LTD. with 25. 17 lenders closed VA loans, led by DHI Mortgage Company, LTD.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 40 banks and 15 credit unions closed home loans in Woodward, Iowa in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Woodward, Iowa during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Woodward, Iowa for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Woodward. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
