Mortgage Lenders and Brokers in Urbandale, Iowa
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Urbandale, Iowa mortgage lenders include US Bank, N.A.US Bank, N.A.3501 86th St, Urbandale, IA 50322A+5.0 ★Texas Ratio: 2.85%, Bankers Trust CompanyBankers Trust Company3820 8th St Sw, Altoona, IA 50009A+5.0 ★Texas Ratio: 2.48%, Wells Fargo Bank NAWells Fargo Bank NA8301 Douglas Ave, Urbandale, IA 50322A+5.0 ★Texas Ratio: 5.36%, Central BankCentral Bank3800 100th St, Urbandale, IA 50322A+5.0 ★Texas Ratio: 2.72%, Midwest Heritage Bank FSBMidwest Heritage Bank FSB8701 Douglas Ave, Urbandale, IA 50322A5.0 ★Texas Ratio: 9.76%, BMO Harris Bank NABMO Harris Bank NA8300 Douglas Ave, Urbandale, IA 50322A+5.0 ★Texas Ratio: 3.54%, Regions BankRegions Bank2851 86th St, Urbandale, IA 50322A+5.0 ★Texas Ratio: 4.37%, Bank of America NABank of America NA8525 Meredith Dr, Urbandale, IA 50322A+5.0 ★Texas Ratio: 4.14%, Iowa State BankIowa State Bank2301 128th St, Urbandale, IA 50323A+5.0 ★Texas Ratio: 0.00%, and Homeservices Lending LLCHomeservices Lending LLCUrbandale, IA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Urbandale, Iowa in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Urbandale are listed first, then lenders elsewhere in Iowa, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Urbandale, Iowa
Market share is the lender's share of all home loans closed in Urbandale, Iowa. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Urbandale 3501 86th St, Urbandale, IA 50322 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, Jumbo, HELOC | 38 +16 HELOCs |
3.4% | 86.4% | $273,157 | View |
|
1 office in Urbandale 3820 8th St Sw, Altoona, IA 50009 A+5.0 ★Texas Ratio: 2.48% |
Conventional, Jumbo, HELOC | 31 +13 HELOCs |
2.7% | 96.9% | $480,483 | View |
|
1 office in Urbandale 8301 Douglas Ave, Urbandale, IA 50322 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 17 | 1.5% | 85% | $283,235 | View |
|
1 office in Urbandale 3800 100th St, Urbandale, IA 50322 A+5.0 ★Texas Ratio: 2.72% |
Conventional, FHA, VA, HELOC | 16 +9 HELOCs |
1.4% | 100% | $291,250 | View |
|
1 office in Urbandale 8701 Douglas Ave, Urbandale, IA 50322 A5.0 ★Texas Ratio: 9.76% |
Conventional | 14 | 1.2% | 93.3% | $220,000 | View |
|
1 office in Urbandale 8300 Douglas Ave, Urbandale, IA 50322 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 3 +3 HELOCs |
0.3% | 42.9% | $155,000 | View |
|
1 office in Urbandale 2851 86th St, Urbandale, IA 50322 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +1 HELOCs |
0.3% | 75% | $125,000 | View |
|
1 office in Urbandale 8525 Meredith Dr, Urbandale, IA 50322 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +17 HELOCs |
0.2% | 100% | $730,000 | View |
|
1 office in Urbandale 2301 128th St, Urbandale, IA 50323 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
Homeservices Lending LLC
|
Conventional, FHA, VA | 20 | 1.8% | 100% | $334,500 | |
|
7031 Douglas Ave, Urbandale, IA 50322 A5.0 ★Texas Ratio: 10.18% |
Conventional, FHA, VA, Jumbo, HELOC | 194 +65 HELOCs |
17.2% | 98.5% | $292,989 | View |
|
2510 SW State St, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 4.74% |
Conventional, VA, HELOC | 95 +96 HELOCs |
8.4% | 97% | $262,684 | View |
|
818 8th st SW, Altoona, IA 50009 A+5.0 ★Texas Ratio: 3.41% |
Conventional, FHA, VA, Jumbo, HELOC | 52 +35 HELOCs |
4.6% | 94.5% | $355,769 | View |
|
16390 Holcomb Ct, Clive, IA 50325 A+5.0 ★Texas Ratio: 1.00% |
Conventional | 42 | 3.7% | 100% | $296,190 | View |
|
205 Water St, Cambridge, IA 50046 A5.0 ★Texas Ratio: 7.99% |
Conventional, FHA, VA | 23 | 2% | 100% | $358,913 | View |
|
801 Lincoln Way, Ames, IA 50010 A5.0 ★Texas Ratio: 8.43% |
Conventional | 21 | 1.9% | 88% | $226,428 | View |
|
100 E Railroad St, Afton, IA 50830 A+5.0 ★Texas Ratio: 1.69% |
Conventional, Jumbo, HELOC | 19 +10 HELOCs |
1.7% | 95% | $335,000 | View |
|
420 8th St Se, Altoona, IA 50009 A5.0 ★Texas Ratio: 12.73% |
Conventional, HELOC | 14 +3 HELOCs |
1.2% | 88.2% | $335,000 | View |
|
4303 Fleur Dr, Des Moines, IA 50321 2327 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 12 | 1.1% | 70.6% | $148,333 | View |
|
10951 Meredith Dr, Urbandale, IA 50322 7209 A5.0 ★Texas Ratio: 10.53% |
Conventional, HELOC | 11 +34 HELOCs |
1% | 100% | $171,363 | View |
|
515 Main St, Cedar Falls, IA 50613 A+5.0 ★Texas Ratio: 0.10% |
Conventional | 10 | 0.9% | 91.7% | $233,000 | View |
|
435 S Duff Ave, Ames, IA 50010 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 8 +1 HELOCs |
0.7% | 100% | $360,000 | View |
|
5908 Winterberry Dr, Cedar Falls, IA 50613 B4.6 ★Texas Ratio: 20.10% |
Conventional, Jumbo, HELOC | 7 +3 HELOCs |
0.6% | 77.8% | $337,857 | View |
|
804 Greenwood Hills Dr, Adel, IA 50003 A+5.0 ★Texas Ratio: 1.17% |
Conventional, Jumbo | 7 | 0.6% | 100% | $530,714 | View |
|
1403 S Rooselvelt, Burlington, IA 52601 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 5 | 0.4% | 83.3% | $321,000 | View |
|
5865 Saratoga Rd, Asbury, IA 52002 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 4 +6 HELOCs |
0.4% | 80% | $200,000 | View |
|
2905 Sw Oralabor Rd, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 4 | 0.4% | 100% | $137,500 | View |
|
3743 86th St, Urbandale, IA 50322 4008 A+5.0 ★Texas Ratio: 3.05% |
Conventional, HELOC | 3 +1 HELOCs |
0.3% | 100% | $131,666 | View |
|
100 Ne Jacob St, Grimes, IA 50111 A+5.0 ★Texas Ratio: 2.18% |
Conventional | 3 | 0.3% | 75% | $365,000 | View |
|
502 8th St Sw, Altoona, IA 50009 A+5.0 ★Texas Ratio: 2.93% |
Conventional | 3 | 0.3% | 100% | $131,666 | View |
|
1009 Court St, Adel, IA 50003 A5.0 ★Texas Ratio: 6.14% |
Conventional | 2 | 0.2% | 100% | $600,000 | View |
|
2701 Stange Rd, Ames, IA 50010 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 2 | 0.2% | 100% | $155,000 | View |
|
2406 Grand Ave, Ames, IA 50010 A5.0 ★Texas Ratio: 8.87% |
Conventional | 2 | 0.2% | 66.7% | $250,000 | View |
|
★ 1 stars, 1 review 2770 8th St Sw, Altoona, IA 50009 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $215,000 | View |
|
1022 Skylar St, Denver, IA 50622 A+5.0 ★Texas Ratio: 0.67% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
|
1530 S Duff Ave, Ames, IA 50010 A+5.0 ★Texas Ratio: 1.89% |
Conventional | 1 | 0.1% | 100% | $745,000 | View |
|
175 E 3rd St, Garner, IA 50438 B4.6 ★Texas Ratio: 19.85% |
Conventional | 1 | 0.1% | 100% | $435,000 | View |
|
134 Main St, Columbus Junction, IA 52738 A+5.0 ★Texas Ratio: 5.66% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
|
650 Main St, Ackley, IA 50601 A+5.0 ★Texas Ratio: 3.49% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
|
201 207 Main Street, Baxter, IA 50028 A5.0 ★Texas Ratio: 9.50% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
|
2709 Northridge Pkwy, Ames, IA 50010 A5.0 ★Texas Ratio: 11.68% |
Conventional | 1 | 0.1% | 100% | $395,000 | View |
|
312 Nile Kinnick Drive South, Adel, IA 50003 D3.5 ★Texas Ratio: 33.42% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
|
1707 Madison Ave, Council Bluffs, IA 51503 A5.0 ★Texas Ratio: 7.85% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
|
1370 Nw 18th St Ste 101, Ankeny, IA 50023 B4.5 ★Texas Ratio: 21.01% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
|
5260 Nw 86th St, Johnston, IA 50131 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.1% | 100% | $535,000 | View |
|
2701 Stange Rd, Ames, IA 50010 A5.0 ★Texas Ratio: 7.43% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
Ohnward Bank and Trust
4726 50th Ave, Baldwin, IA 52207 |
Conventional | 1 | 0.1% | 100% | $345,000 | |
|
13101 University Ave, Clive, IA 50325 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Iowa Bankers Mortgage Corporation
|
Conventional, FHA | 19 | 1.7% | 100% | $316,578 | |
Midwestone Bank
|
Conventional, HELOC | 3 +3 HELOCs |
0.3% | 100% | $321,666 | |
Two Rivers Bank & Trust
|
Conventional | 3 | 0.3% | 75% | $358,333 | |
549300K04Zgwyv7Ldx511190891
|
Conventional | 2 | 0.2% | 50% | $50,000 | |
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo | 39 | 3.5% | 74.1% | $317,564 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 35 | 3.1% | 97.3% | $295,571 | |
New American Funding, LLC.
|
Conventional, FHA, VA, HELOC | 27 +2 HELOCs |
2.4% | 93.1% | $285,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 19 | 1.7% | 100% | $338,684 | |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 18 | 1.6% | 100% | $391,111 | View |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 17 | 1.5% | 78.3% | $255,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 16 | 1.4% | 100% | $186,875 | |
Gershman Investment Corp.
|
Conventional, VA | 14 | 1.2% | 100% | $303,571 | |
Mortgage Research Center
|
VA | 13 | 1.2% | 76.5% | $318,076 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 12 | 1.1% | 100% | $272,500 | |
Lower, LLC
|
Conventional, FHA, VA | 12 | 1.1% | 92.3% | $340,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional, FHA, VA | 11 | 1% | 73.3% | $372,272 | View |
|
A+5.0 ★Texas Ratio: 5.75% |
Conventional, HELOC | 10 +7 HELOCs |
0.9% | 100% | $390,000 | |
|
A5.0 ★Texas Ratio: 7.16% |
Conventional | 9 | 0.8% | 100% | $355,000 | View |
Nationstar Mortgage
|
Conventional, VA | 9 | 0.8% | 90% | $115,000 | |
Compass Mortgage, Inc.
|
Conventional, FHA | 9 | 0.8% | 90% | $306,111 | |
|
A+5.0 ★Texas Ratio: 1.69% |
Conventional | 8 | 0.7% | 100% | $322,500 | View |
Cmg Mortgage Inc
|
Conventional, VA, HELOC | 6 +1 HELOCs |
0.5% | 100% | $386,666 | |
Newrez LLC
|
Conventional, FHA, VA | 6 | 0.5% | 58.3% | $241,666 | |
Movement Mortgage, LLC
|
Conventional, VA | 6 | 0.5% | 100% | $366,666 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 5 | 0.4% | 100% | $273,000 | View |
Plaza Home Mortgage, Inc
|
Conventional, FHA, VA | 5 | 0.4% | 71.4% | $325,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 4 +2 HELOCs |
0.4% | 66.7% | $67,500 | |
|
A+5.0 ★Texas Ratio: 3.16% |
Conventional | 4 | 0.4% | 100% | $320,000 | View |
Stockton Mortgage Corporation
|
Conventional, FHA | 4 | 0.4% | 100% | $277,500 | |
Mutual of Omaha Mortgage
|
Conventional, FHA, VA | 4 | 0.4% | 100% | $397,500 | |
|
A+5.0 ★Texas Ratio: 2.29% |
Conventional, VA | 4 | 0.4% | 100% | $417,500 | View |
Envoy Mortgage, Ltd
|
Conventional | 3 | 0.3% | 100% | $285,000 | |
Kind Lending, LLC
|
Conventional, FHA | 3 | 0.3% | 100% | $235,000 | |
Marine Credit Union
|
Conventional | 3 | 0.3% | 60% | $161,666 | |
Endeavor Capital, LLC
|
Conventional, FHA | 3 | 0.3% | 100% | $321,666 | |
I H Mississippi Valley Credit Union
|
Conventional | 3 | 0.3% | 100% | $335,000 | |
Navy Federal Credit Union
|
Conventional, VA | 3 | 0.3% | 100% | $281,666 | |
loanDepot.com LLC
|
FHA, VA, HELOC | 2 +1 HELOCs |
0.2% | 40% | $355,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 2 | 0.2% | 100% | $560,000 | View |
Cornerstone First Mortgage, LLC
|
Conventional | 2 | 0.2% | 100% | $260,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 2 | 0.2% | 100% | $410,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 0.2% | 25% | $80,000 | |
Frontier Financial, Inc. DBA Frontier Mortgage
|
Conventional, VA | 2 | 0.2% | 100% | $370,000 | |
Land Home Financial Services,
|
Conventional, FHA | 2 | 0.2% | 66.7% | $160,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, VA | 2 | 0.2% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 3.32% |
Conventional | 2 | 0.2% | 100% | $535,000 | View |
American Pacific Mortgage Corporation
|
Conventional, FHA | 2 | 0.2% | 50% | $170,000 | |
|
A+5.0 ★Texas Ratio: 4.99% |
FHA | 2 | 0.2% | 100% | $355,000 | View |
Mortgage Solutions of Colorado
|
VA | 2 | 0.2% | 100% | $315,000 | |
|
A5.0 ★Texas Ratio: 7.37% |
Conventional | 2 | 0.2% | 100% | $365,000 | View |
|
★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional | 2 | 0.2% | 100% | $280,000 | View |
Angel Oak Mortgage Solutions LLC
|
Conventional | 2 | 0.2% | 100% | $295,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $265,000 | View |
HomeBridge Financial Services, Inc
|
FHA, HELOC | 1 +1 HELOCs |
0.1% | 50% | $235,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0.1% | 100% | $745,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.1% | 33.3% | $245,000 | |
|
A5.0 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
Sage Home Loans Corporation
|
Conventional | 1 | 0.1% | 100% | $285,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.1% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.1% | 100% | $295,000 | View |
American Financing Corporation
|
FHA | 1 | 0.1% | 100% | $345,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.1% | 100% | $165,000 | View |
Transportation Federal Credit Union
|
Conventional | 1 | 0.1% | 100% | $55,000 | |
Altra Federal Credit Union
|
Conventional | 1 | 0.1% | 100% | $105,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $415,000 | View |
|
A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.1% | 100% | $585,000 | View |
Siouxland Federal Credit Union
|
Conventional | 1 | 0.1% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.1% | 100% | $605,000 | View |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.1% | 100% | $145,000 | |
|
A+5.0 ★Texas Ratio: 2.09% |
Conventional, Jumbo | 1 | 0.1% | 100% | $925,000 | View |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.1% | 100% | $495,000 | View |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,505,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
Nexera Holding LLC
|
Conventional | 1 | 0.1% | 100% | $665,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.1% | 50% | $245,000 | View |
Tomo Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $595,000 | |
Village Capital & Investment
|
VA | 1 | 0.1% | 50% | $305,000 | |
Figure Lending LLC
|
HELOC | 0 +8 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Urbandale Mortgage Rate Trends
Daily average mortgage rates for Iowa compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Urbandale, Iowa
Looking for mortgage lenders near me or mortgage brokers near me in Urbandale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Urbandale in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Urbandale, IA
Use these to narrow the list above. Each category shows how many Urbandale, IA lenders fit and what that kind of lender is usually best for.
Who Lends in Urbandale, IA
Independent mortgage companies closed 30.5 percent of home loans in Urbandale, Iowa in 2025, banks 31.9 percent and credit unions 37.6 percent. Homeservices Lending LLC was the largest mortgage company, US Bank, N.A. the largest bank and Greenstate Credit Union the largest credit union. Among lenders headquartered in Iowa, Bankers Trust Company led with 31 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Iowa. State real estate transfer tax of $1.60 per $1,000 of consideration above the first $500, paid by the seller; no mortgage recording tax.
More Iowa Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Urbandale, IA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Urbandale, Iowa with 38 loans, about 3.4 percent of the market. The largest lender headquartered in Iowa was Bankers Trust Company with 31 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Urbandale, Iowa, Greenstate Credit Union approved the highest share of completed applications in 2025 at 98.5 percent, against a 91.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
32 lenders closed FHA loans in Urbandale, Iowa in 2025, led by United Wholesale Mortgage with 6. 32 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 63 banks and 18 credit unions closed home loans in Urbandale, Iowa in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Urbandale, Iowa during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Urbandale, Iowa for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Urbandale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
