Reliance State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.15%, 6-month CD rates at 2.77% and 3-month CD rates at 0.40%. Current savings rates are at 0.25% and money market rates are at 0.60%. Mortgage rates today on 30-year fixed loans are around 6.71%. Credit Card rates are at 8.90%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates. Reliance State Bank's 12-Month CD rates are at 3.73%, 24-Month CD rates are at 3.02%, 18-Month CD rates are at 3.02%, 60-Month CD rates are at 2.11%, 48-Month CD rates are at 2.11%. Reliance State Bank's savings rates are at 0.30%. Reliance State Bank's money market rates are at 0.30%.

Reliance State Bank

To see how these rates compare to Reliance State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Reliance State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Reliance State Bank CD rates. You can also compare Reliance State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Reliance State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Reliance State Bank? Share your experience about Reliance State Bank by leaving a review below, or read customer reviews before you decide to use Reliance State Bank.

Reliance State Bank Texas Ratio

Reliance State Bank's Texas Ratio is at 11.94%, which is considered excellent. The Texas Ratio for Reliance State Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Reliance State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.73%
18-Month CD
3.02%
24-Month CD
3.02%
36-Month CD
2.11%
48-Month CD
2.11%
60-Month CD
2.11%
Savings
0.30%
MMA
0.30%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Reliance State Bank
606 Broad St
Story City, IA 50248
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Reliance State Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Reliance State Bank
Reliance State Bank
12-Month CD
3.73%
$2,500
Reliance State Bank
Reliance State Bank
24-Month CD
3.02%
$2,500
Reliance State Bank
Reliance State Bank
18-Month CD
3.02%
$2,500
Reliance State Bank
Reliance State Bank
60-Month CD
2.11%
$2,500
Reliance State Bank
Reliance State Bank
48-Month CD
2.11%
$2,500
Reliance State Bank
Reliance State Bank
36-Month CD
2.11%
$2,500
Reliance State Bank
Reliance State Bank
Money Market
0.30%
$2,500
Reliance State Bank
Reliance State Bank
Savings
0.30%
$200
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Reliance State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
OBannon Bank
OBannon Bank
12-Month CD
4.32%
$1,000
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
eRelationship Savings
3.90%
$25,000
First Federal S&L of McMinnville
First Federal S&L of McMinnville
12-Month CD
3.75%
$500
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
24-Month CD
3.65%
$500
Alliance Community Bank
Alliance Community Bank
30-Month CD
3.56%
$1,000
First Southwest Bank
First Southwest Bank
6-Month CD
3.30%
$1,000
Everence Trust Company
Everence Trust Company
48-Month CD
3.30%
$500
Prime Alliance Bank
Prime Alliance Bank
60-Month CD
3.25%
$500
Round Top State Bank
Round Top State Bank
18-Month CD
3.25%
$1,000
Elizabethton FSB
Elizabethton FSB
18-Month CD
3.17%
$1,000
First B&T Co. Perry, OK
First B&T Co. Perry, OK
6-Month CD
3.14%
$1,500
Nuvision Federal Credit Union
Nuvision Federal Credit Union
60-Month CD
3.10%
$1,000
Sloan State Bank
Sloan State Bank
60-Month CD
3.03%
$5,000
River Bank
River Bank
24-Month CD
3.03%
$1,000
Great Midwest Bank
Great Midwest Bank
48-Month CD
3.00%
$1,000
Cleveland State Bank
Cleveland State Bank
48-Month CD
2.77%
$500
Service Federal Credit Union
Service Federal Credit Union
48-Month CD
2.45%
$500
New Market Bank
New Market Bank
36-Month CD
2.35%
$500
Spring Valley City Bank
Platinum Money Market
2.27%
$750,000
OSB Odin State Bank
OSB Odin State Bank
36-Month CD
2.26%
$10,000
M.Y. Safra Bank
M.Y. Safra Bank
Platinum Money Market
2.00%
$5,000
First State Bank and Trust
First State Bank and Trust
48-Month CD
1.91%
$100
Alpena-Alcona Area Credit Union
Alpena-Alcona Area Credit Union
Money Market
1.87%
$2,000
Connex Credit Union
Connex Credit Union
60-Month CD
1.80%
$500
Farmers State Bank Victor, MT
Farmers State Bank Victor, MT
24-Month CD
1.76%
$1,000
FSB Mcpherson, KS
FSB Mcpherson, KS
48-Month CD
1.76%
$1,000
First Security B&T Co. IA
First Security B&T Co. IA
Kasasa Checking
1.59%
$0
Washington State Bank Washington, IA
Washington State Bank Washington, IA
12-Month CD
1.51%
$500
Westside State Bank
Westside State Bank
30-Month CD
1.50%
$500
Vast Bank
Vast Bank
3-Month CD
1.50%
$1,000
Highland Bank
Highland Bank
36-Month CD
1.45%
$1,000
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
48-Month CD
1.15%
$500
Bank of Stronghurst
Bank of Stronghurst
24-Month CD
1.15%
$500
The Bank of Brodhead
The Bank of Brodhead
24-Month CD
1.00%
$500
Harbor Bank of Maryland
Harbor Bank of Maryland
60-Month CD
0.75%
$100
Haddon Savings Bank
Haddon Savings Bank
Checking
0.70%
$50
First National Bank in Trinidad
First National Bank in Trinidad
24-Month CD
0.70%
$1,000
Grand Rapids SB
Grand Rapids SB
48-Month CD
0.65%
$1,000
PSB Provident Savings Bank
PSB Provident Savings Bank
48-Month CD
0.63%
$1,000
Frontier State Bank
Frontier State Bank
Regular Savings
0.40%
$100
FNB of Waterloo
FNB of Waterloo
Premier Money Market
0.30%
$0
First State Bank of Harvey
First State Bank of Harvey
Super NOW Checking
0.30%
$2,500
Fulton Savings Bank
Fulton Savings Bank
12-Month CD
0.25%
$500
First Community Bank of Hillsboro
First Community Bank of Hillsboro
Money Market
0.20%
$0
Oostburg State Bank
Oostburg State Bank
Savings
0.15%
$0
Hatboro Federal Savings
Hatboro Federal Savings
Statement Savings
0.15%
$100
Stafford Savings Bank
Stafford Savings Bank
Savings
0.11%
$5
William Penn Bank
William Penn Bank
Business Money Market
0.10%
$1,000
Bank of Lake Mills
Bank of Lake Mills
Savings
0.10%
$25
AAC Credit Union
AAC Credit Union
Savings
0.10%
$200
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 21, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Reliance State Bank Information

Reliance State Bank
606 Broad St
Story City, IA 50248
Story
Established Date: 01/28/1928
FDIC Certificate #: 9299
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: AMES NATIONAL CORP
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Reliance State Bank FDIC Insured? Yes
What is Reliance State Bank's Cert number? 9299
What is the maximum amount for insured deposits? $250,000 per holder, per account

Reliance State Bank Financials

Total Assets:
$300,741,000
Total Deposits:
$248,037,000
Equity Capital:
$23,886,000
Domestic Deposits:
$248,037,000
Net Income:
$506,000
Return on Assets:
0.6147%
Quarterly Return on Assets:
0.6600%
Pretax Return on Assets:
0.8443%
Pretax Quarterly Return on Assets:
0.8400%
Return on Equity:
8.4000%
Quarterly Return on Equity:
8.4900%
Common Equity Tier 1 Capital Ratio:
10.8901%
Tier 1 Risk-Based Capital Ratio:
10.8901%
Leverage Tier 1 (Core Capital) Ratio:
8.4192%
Total Risk-Based Capital Ratio (YTD):
12.0205%
Total Interest Income (YTD):
3.7985%
 
 
Headquarters:
Story City
FDIC Field Office:
Des Moines
Regulator:
FDIC
County:
Story
# of Offices:
2
Metropolitan Statistical Area (MSA):
Ames, IA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

CD-Rates-Lower-This-Week Average certificate of deposit rates declined again this week over last. There is hope that the future direction of CD rates will be higher since the economy is getting stronger. This past Friday, the U.S. Labor Department released monthly employment data showing the unemployment rate dropped to 10.0 percent in November from 10.2 percent in October.

Despite comments in late August by Fed Chair, Janet Yellen, and NY Fed President, William Dudley, regarding a September rate hike, it didn't happen. The FOMC wrapped up their meeting yesterday and decided to leave the fed funds rate unchanged.

Fixed mortgage rates and adjustable mortgage rates all increased in the latest mortgage survey released this morning. In Freddie Mac’s Primary Mortgage Market Survey, conforming fixed 30 year mortgage rates are now back above 5.00 percent at 5.05 percent for the first time since April 2010. Average mortgage discount points on 30 year mortgages for the week ending February 10, 2011, was 0.7 points, down from the previous week’s average of 0.8 points. Fixed conforming 15 year mortgage rates averaged 4.29 percent with 0.7 points for the week ending February 10, 2011, an increase from the previous week’s survey when rates on 15 year mortgages averaged 4.08 percent with 0.8 mortgage points.

Bank or Credit Union Offers and Deals

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