What are the current interest rates at Collins Community Credit Union?

Current rates for Collins Community Credit Union include: 12-Month CD: 1.00%, 18-Month CD: 0.75%, 24-Month CD: 0.50%, Savings: 0.25%, MMA: 3.05%

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Collins Community Credit Union

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Collins Community Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Collins Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 13, 2026

Collins Community Credit Union's top rates as of October 13, 2026 are 4.05% APY on its CDs of Deposit (CDs) - 19 Month CD, 0.25% APY on savings, 3.05% APY on money market accounts, 4.85% APY on checking, and auto loans from 4.14% APR, according to rates verified by MonitorBankRates. Other Collins Community Credit Union CD rates include CDs of Deposit (CDs) - 12 Month at 1.00%, CDs of Deposit (CDs) - 18 Month at 0.75%, and CDs of Deposit (CDs) - 24 Month at 0.50%. MonitorBankRates evaluates the financial stability of Collins Community Credit Union with a 4.6 Star Rating, an B Overall Health Grade, and a Texas Ratio of 20.10%. Rates last updated and verified on 10/13/2026.

Collins Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Collins Community Credit Union? Share your experience about Collins Community Credit Union by leaving a review below, or read customer reviews before you decide to use Collins Community Credit Union.

Overall Health & Safety Grade

Solid Health Score: 86/100

MonitorBankRates Rating

4.6

Excellent Out of 5.0 Stars

Texas Ratio

20.10%

Good Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

Collins Community Credit Union
Blairs Ferry Road Office

1005 Blairs Ferry Rd NE
Cedar Rapids, IA 52402-1292

https://www.collinscu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Collins Community Credit Union CD Rates

Product	Rate	APY	Term
Certificates of Deposit (CDs) - 19 Month	-	4.05%	19 Months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 and above Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 3.55% → 4.05% ▲ 0.50 pts · high 4.05% / low 3.55% Sep 22, 20264.05%▲ from 3.55% Sep 14, 20263.55%first recorded Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Certificates of Deposit (CDs) - 12 Month	-	1.00%	12 Months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 and above Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 6 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Certificates of Deposit (CDs) - 18 Month	-	0.75%	18 Months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 and above Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 6 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Certificates of Deposit (CDs) - 24 Month	-	0.50%	24 Months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 and above Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 6 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%

Collins Community Credit Union Savings Rates

Product	Rate	APY
Health Savings Account	0.25%	0.25%
Min Deposit $100 Min Balance $5 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 6 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Lifestyle Savings Account	0.05%	0.05%
Min Deposit $5 Min Balance $5 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Savings Ltd.	0.05%	0.05%
Min Deposit $5 Min Balance $100 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Youth Savings Account	0.05%	0.05%
Min Deposit $5 Min Balance $0 Details Account for members 0-23 years old Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%

Collins Community Credit Union Money Market Rates

Product	Rate	APY
Signature Money Market	3.02%	3.05%
Min Balance $5 Details Qualifications Required; Balance: $5.00-$999.99; With an active checking account Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 3.05% APY · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Signature Money Market	3.02%	3.05%
Min Balance $1,000 Details Qualifications Required; Balance: $1,000.00-$9,999.99; With an active checking account Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 3.05% APY · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Signature Money Market	3.02%	3.05%
Min Balance $10,000 Details Qualifications Required; Balance: $10,000.00-$49,999.99; With an active checking account Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 3.05% APY · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Signature Money Market	3.02%	3.05%
Min Balance $50,000 Details Qualifications Required; Balance: $50,000.00-$99,999.99; With an active checking account Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 3.05% APY · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Signature Money Market	3.02%	3.05%
Min Balance $100,000 Details Qualifications Required; Balance: $100,000.00-$249,999.99; With an active checking account Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 3.05% APY · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Signature Money Market	3.02%	3.05%
Min Balance $250,000 Details Qualifications Required; Balance: $250,000.00-$499,999.99; With an active checking account Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 3.05% APY · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Signature Money Market	3.02%	3.05%
Min Balance $500,000 Details Qualifications Required; Balance: $500,000.00-$999,999.99; With an active checking account Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 3.05% APY · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Signature Money Market	3.02%	3.05%
Min Balance $1,000,000 Details Qualifications Required; Balance: $1,000,000 or more; With an active checking account Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 3.05% APY · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Money Market Plus	2.33%	2.35%
Min Balance $1,000,000 Details Balance: $1,000,000 or more Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.35% APY · checked 6 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Money Market Plus	2.13%	2.15%
Min Balance $500,000 Details Balance: $500,000.00-$999,999.99 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.15% APY · checked 6 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Money Market Plus	1.93%	1.94%
Min Balance $250,000 Details Balance: $250,000.00-$499,999.99 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.94% APY · checked 6 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Money Market Plus	1.64%	1.65%
Min Balance $100,000 Details Balance: $100,000.00-$249,999.99 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.65% APY · checked 6 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Money Market Plus	1.34%	1.35%
Min Balance $50,000 Details Balance: $50,000.00-$99,999.99 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.35% APY · checked 6 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Money Market Plus	0.75%	0.75%
Min Balance $10,000 Details Balance: $10,000.00-$49,999.99 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 6 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Signature Money Market	0.75%	0.75%
Min Balance $5 Details Balance: $5.00-$999.99; Without an active checking account Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 0.75% APY · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Signature Money Market	0.75%	0.75%
Min Balance $1,000 Details Balance: $1,000.00-$9,999.99; Without an active checking account Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 0.75% APY · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Signature Money Market	0.75%	0.75%
Min Balance $10,000 Details Balance: $10,000.00-$49,999.99; Without an active checking account Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 0.75% APY · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Signature Money Market	0.75%	0.75%
Min Balance $50,000 Details Balance: $50,000.00-$99,999.99; Without an active checking account Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 0.75% APY · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Signature Money Market	0.75%	0.75%
Min Balance $100,000 Details Balance: $100,000.00-$249,999.99; Without an active checking account Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 0.75% APY · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Signature Money Market	0.75%	0.75%
Min Balance $250,000 Details Balance: $250,000.00-$499,999.99; Without an active checking account Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 0.75% APY · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Signature Money Market	0.75%	0.75%
Min Balance $500,000 Details Balance: $500,000.00-$999,999.99; Without an active checking account Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 0.75% APY · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Signature Money Market	0.75%	0.75%
Min Balance $1,000,000 Details Balance: $1,000,000 or more; Without an active checking account Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 0.75% APY · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Money Market Plus	0.05%	0.05%
Min Balance $1,000 Details Balance: $1,000.00-$9,999.99 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Money Market Plus	0.01%	0.01%
Min Balance $5 Details Balance: $5.00-$999.99 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 0.01% APY · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%

Collins Community Credit Union Business Money Market Rates

Product	Rate	APY
Business Money Market	2.83%	2.86%
Min Deposit $1,000 Min Balance $1,000,000 Details Balance: $1,000,000 or more Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.86% APY · checked 6 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Business Money Market	2.63%	2.66%
Min Deposit $1,000 Min Balance $500,000 Details Balance: $500,000.00-$999,999.99 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.66% APY · checked 6 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Business Money Market	2.43%	2.45%
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000.00-$499,999.99 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.45% APY · checked 6 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Business Money Market	2.14%	2.16%
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000.00-$249,999.99 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.16% APY · checked 6 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Business Money Market	1.74%	1.75%
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000.00-$99,999.99 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.75% APY · checked 6 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Business Money Market	1.25%	1.26%
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000.00-$49,999.99 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.26% APY · checked 6 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Business Money Market	0.55%	0.55%
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00-$9,999.99 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.55% APY · checked 6 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Business Money Market	0.51%	0.51%
Min Deposit $1,000 Min Balance $5 Details Balance: $5.00-$999.99 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.51% APY · checked 6 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%

Collins Community Credit Union Checking Rates

Product	Rate	APY
Advantage Checking	4.745%	4.85%
Min Deposit $50 Min Balance $0 Details Qualifications Required; Balance: $25,000 or less; Qualifying balance up to $25,000.00; Membership eligibility required; Minimum $50.00 deposit to open; No minimum balance required to earn APY Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 4.85% APY · checked 6 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Advantage Protect Checking	4.745%	4.85%
Details Qualifications Required; Balance: $25,000 or less; Qualifying balance up to $25,000.00; Membership eligibility required Last Updated 10/13/2026 Rate History 1 change since Sep 18, 2026 · 0.01% → 4.85% ▲ 4.84 pts · high 4.85% / low 0.01% Oct 13, 20264.85%▲ from 0.01% Sep 18, 20260.01%first recorded Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%

Collins Community Credit Union Business Checking Rates

Product	Rate	APY
Business Community Checking	0.25%	0.25%
Min Deposit $100 Min Balance $100 Details Requires $100.00 to open. $100.00 minimum balance required to earn APY. Monthly service fees apply; fees could reduce earnings on account. Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 6 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Business Plus Checking	0.10%	0.10%
Min Deposit $100 Details Requires $100.00 to open. No minimum daily balance required to earn APY. Monthly service fees apply; fees could reduce earnings on account. Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 6 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Small Business Checking	0.10%	0.10%
Min Deposit $100 Details Requires $100.00 to open. No minimum daily balance required to earn APY. Monthly service fees apply; fees could reduce earnings on account. Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 6 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%

Collins Community Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Gold Equity Access Line	-	-	6.25%	120 months
Details As Low As; Loyalty APR; Loyalty Discount of 0.25% requires automatic loan payments from Collins Community CU Checking account; Advance Amount: 80% of AVM or Appraised Value; APR is variable Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.25% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Home Equity Gold Equity Access Line	-	-	6.50%	120 months
Details As Low As; Advance Amount: 80% of AVM or Appraised Value; APR is variable; Based on Prime Rate with variable-rate minimum APR of 4.00% and maximum APR of 11% Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.50% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Home Equity Gold Equity Access Line	-	-	6.75%	120 months
Details As Low As; Loyalty APR; Loyalty Discount of 0.25% requires automatic loan payments from Collins Community CU Checking account; Advance Amount: 90% of AVM or Appraised Value; APR is variable Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.75% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Home Equity Gold Equity Access Line	-	-	7.00%	120 months
Details As Low As; Advance Amount: 90% of AVM or Appraised Value; APR is variable; Based on Prime Rate with variable-rate minimum APR of 4.00% and maximum APR of 11% Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.00% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Closed-End Home Equity Loan - 60 Month Fully Amortized	-	-	7.15%	60 months
Details As Low As; Advance Amount 80% of AVM or Appraised Value; Loyalty APR as low as 6.90% (requires automatic loan payments from Collins Checking); Minimum credit score required for 100% financing Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 7.15% APR · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Closed-End Home Equity Loan - 120 Month - Loyalty	-	-	7.50%	120 months
Details As Low As; Loyalty APR; Advance Amount: 80% of AVM or Appraised Value; 120 Month Fully Amortized; Loyalty Discount of 0.25% requires automatic loan payments from Collins Community CU Checking account; Fixed APR Last Updated 10/13/2026 Rate History 1 change since Sep 18, 2026 · 6.75% → 7.50% ▲ 0.75 pts · high 7.50% / low 6.75% Oct 13, 20267.50%▲ from 6.75% Sep 18, 20266.75%first recorded Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Closed-End Home Equity Loan - 120 Month Fully Amortized	-	-	7.75%	120 months
Details As Low As; Advance Amount 80% of AVM or Appraised Value; Loyalty APR as low as 7.50% (requires automatic loan payments from Collins Checking) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 7.75% APR · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Closed-End Home Equity Loan - 180 Month - Loyalty	-	-	7.75%	180 Month
Details As Low As; Loyalty APR; Advance Amount: 80% of AVM or Appraised Value; 121-180 Month Fully Amortized; Loyalty Discount of 0.25% requires automatic loan payments from Collins Community CU Checking account; Fixed APR Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.75% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Closed-End Home Equity Loan - 121-180 Month Fully Amortized	-	-	8.00%	121-180 months
Details As Low As; Advance Amount 80% of AVM or Appraised Value; Loyalty APR as low as 7.75% (requires automatic loan payments from Collins Checking); Minimum credit score required for 100% financing Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 8.00% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%

Collins Community Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loan - Loyalty	-	-	4.14%	Up to 60 Months
Details As Low As; Loyalty APR; Model Year: 2024 to 2026; Requires Loyalty Discount (automatic loan payments from Collins Checking with at least 5 transactions including a direct deposit) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.14% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loan - Loyalty	-	-	4.49%	Up to 60 Months
Details As Low As; Loyalty APR; Model Year: 2021 to 2023; Requires Loyalty Discount (automatic loan payments from Collins Checking with at least 5 transactions including a direct deposit) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.49% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loan	-	-	4.64%	Up to 60 Months
Details As Low As; Model Year: 2024 to 2026 Last Updated 10/13/2026 Rate History 2 changes since Sep 18, 2026 · 4.99% → 4.64% ▼ 0.35 pts · high 5.49% / low 4.64% Oct 13, 20264.64%▼ from 5.49% Sep 29, 20265.49%▲ from 4.99% Sep 18, 20264.99%first recorded Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loan - Loyalty	-	-	4.74%	Up to 72 Months
Details As Low As; Loyalty APR; Model Year: 2024 to 2026; Requires Loyalty Discount (automatic loan payments from Collins Checking with at least 5 transactions including a direct deposit) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.74% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loan - Loyalty	-	-	4.89%	Up to 72 Months
Details As Low As; Loyalty APR; Model Year: 2021 to 2023; Requires Loyalty Discount (automatic loan payments from Collins Checking with at least 5 transactions including a direct deposit) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.89% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loan - Loyalty	-	-	4.94%	Up to 78 Months
Details As Low As; Loyalty APR; Model Year: 2024 to 2026; Requires Loyalty Discount (automatic loan payments from Collins Checking with at least 5 transactions including a direct deposit) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 4.94% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loan	-	-	4.99%	Up to 60 Months
Details As Low As; Model Year: 2021 to 2023 Last Updated 10/13/2026 Rate History 2 changes since Sep 18, 2026 · 4.99% → 4.99% ▼ 0.00 pts · high 5.49% / low 4.99% Oct 13, 20264.99%▼ from 5.49% Sep 29, 20265.49%▲ from 4.99% Sep 18, 20264.99%first recorded Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loan - Loyalty	-	-	5.09%	Up to 78 Months
Details As Low As; Loyalty APR; Model Year: 2021 to 2023; Requires Loyalty Discount (automatic loan payments from Collins Checking with at least 5 transactions including a direct deposit) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 5.09% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loan - Loyalty	-	-	5.14%	Up to 84 Months
Details As Low As; Loyalty APR; Model Year: 2024 to 2026; Requires Loyalty Discount (automatic loan payments from Collins Checking with at least 5 transactions including a direct deposit) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 5.14% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loan	-	-	5.24%	Up to 72 Months
Details As Low As; Model Year: 2024 to 2026 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 5.24% APR · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loan - Loyalty	-	-	5.34%	Up to 84 Months
Details As Low As; Loyalty APR; Model Year: 2021 to 2023; Requires Loyalty Discount (automatic loan payments from Collins Checking with at least 5 transactions including a direct deposit) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 5.34% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loan	-	-	5.39%	Up to 72 Months
Details As Low As; Model Year: 2021 to 2023 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 5.39% APR · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loan	-	-	5.44%	Up to 78 Months
Details As Low As; Model Year: 2024 to 2026 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 5.44% APR · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loan	-	-	5.59%	Up to 78 Months
Details As Low As; Model Year: 2021 to 2023 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 5.59% APR · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loan	-	-	5.64%	Up to 84 Months
Details As Low As; Model Year: 2024 to 2026 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 5.64% APR · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loan	-	-	5.84%	Up to 84 Months
Details As Low As; Model Year: 2021 to 2023 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 5.84% APR · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loan - Loyalty	-	-	6.24%	Up to 60 Months
Details As Low As; Loyalty APR; Model Year: 2017 to 2020; Requires Loyalty Discount (automatic loan payments from Collins Checking with at least 5 transactions including a direct deposit) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.24% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loan - Loyalty	-	-	6.34%	Up to 66 Months
Details As Low As; Loyalty APR; Model Year: 2017 to 2020; Requires Loyalty Discount (automatic loan payments from Collins Checking with at least 5 transactions including a direct deposit) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.34% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loan - Loyalty	-	-	6.44%	Up to 72 Months
Details As Low As; Loyalty APR; Model Year: 2017 to 2020; Requires Loyalty Discount (automatic loan payments from Collins Checking with at least 5 transactions including a direct deposit) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.44% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loan	-	-	6.74%	Up to 60 Months
Details As Low As; Model Year: 2017 to 2020 Last Updated 10/13/2026 Rate History 2 changes since Sep 18, 2026 · 4.99% → 6.74% ▲ 1.75 pts · high 6.74% / low 4.99% Oct 13, 20266.74%▲ from 5.49% Sep 29, 20265.49%▲ from 4.99% Sep 18, 20264.99%first recorded Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loan	-	-	6.84%	Up to 66 Months
Details As Low As; Model Year: 2017 to 2020 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 6.84% APR · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loans	-	-	6.85%	Up to 60 months
Details As Low As; Model Years 2024 to 2027; Loan amount up to $7,500; Loyalty APR as low as 6.60% Last Updated 10/13/2026 Rate History 2 changes since Sep 18, 2026 · 4.99% → 6.85% ▲ 1.86 pts · high 6.85% / low 4.99% Oct 13, 20266.85%▲ from 5.49% Sep 29, 20265.49%▲ from 4.99% Sep 18, 20264.99%first recorded Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loans	-	-	7.15%	61-84 months
Details As Low As; Model Years 2024 to 2027; Loan amount $7,501 - $12,999; Loyalty APR as low as 6.90% Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.15% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loans	-	-	7.45%	85-120 months
Details As Low As; Model Years 2024 to 2027; Loan amount $13,000 - $17,999; Loyalty APR as low as 7.20% Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.45% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loans	-	-	7.45%	Up to 60 months
Details As Low As; Model Years 2020 to 2023; Loan amount up to $7,500; Loyalty APR as low as 7.20% Last Updated 10/13/2026 Rate History 2 changes since Sep 18, 2026 · 4.99% → 7.45% ▲ 2.46 pts · high 7.45% / low 4.99% Oct 13, 20267.45%▲ from 5.49% Sep 29, 20265.49%▲ from 4.99% Sep 18, 20264.99%first recorded Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loan - Loyalty	-	-	7.60%	Up to 72 months
Details Loyalty APR as low as; Model Years 2024 to 2026; Loyalty Discount requires automatic loan payments from Collins Community CU Checking account Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.60% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loans	-	-	7.75%	121-144 months
Details As Low As; Model Years 2024 to 2027; Loan amount $18,000 - $24,999; Loyalty APR as low as 7.50% Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.75% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loans	-	-	7.85%	Up to 60 months
Details As Low As; Model Years 2019 and Older; Loan amount up to $7,500; Loyalty APR as low as 7.60% Last Updated 10/13/2026 Rate History 2 changes since Sep 18, 2026 · 4.99% → 7.85% ▲ 2.86 pts · high 7.85% / low 4.99% Oct 13, 20267.85%▲ from 5.49% Sep 29, 20265.49%▲ from 4.99% Sep 18, 20264.99%first recorded Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loan - Loyalty	-	-	7.90%	Up to 60 months
Details Loyalty APR as low as; Model Years 2020 to 2023; Loyalty Discount requires automatic loan payments from Collins Community CU Checking account Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.90% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loans	-	-	7.95%	145-180 months
Details As Low As; Model Years 2024 to 2027; Loan amount $25,000 and up; Loyalty APR as low as 7.70% Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.95% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loans	-	-	8.05%	61-84 months
Details As Low As; Model Years 2020 to 2023; Loan amount $7,501 - $12,999; Loyalty APR as low as 7.80% Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 8.05% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loans	-	-	8.15%	61-84 months
Details As Low As; Model Years 2019 and Older; Loan amount $7,501 - $12,999; Loyalty APR as low as 7.90% Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 8.15% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loan - Loyalty	-	-	8.20%	Up to 36 months
Details Loyalty APR as low as; Model Years 2019 and Older; Loyalty Discount requires automatic loan payments from Collins Community CU Checking account Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 8.20% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loans	-	-	8.35%	181-240 months
Details As Low As; Model Years 2024 to 2027; Loan amount $25,000 and up; Loyalty APR as low as 8.10% Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 8.35% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loans	-	-	8.45%	85-120 months
Details As Low As; Model Years 2020 to 2023; Loan amount $13,000 - $17,999; Loyalty APR as low as 8.20% Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 8.45% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loans	-	-	8.65%	85-120 months
Details As Low As; Model Years 2019 and Older; Loan amount $13,000 - $17,999; Loyalty APR as low as 8.40% Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 8.65% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loans	-	-	8.75%	121-144 months
Details As Low As; Model Years 2020 to 2023; Loan amount $18,000 - $24,999; Loyalty APR as low as 8.50% Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 8.75% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loan - Loyalty	-	-	8.94%	Up to 60 Months
Details As Low As; Loyalty APR; Model Year: 2016 and Older; Requires Loyalty Discount (automatic loan payments from Collins Checking with at least 5 transactions including a direct deposit) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 8.94% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loans	-	-	9.05%	145-180 months
Details As Low As; Model Years 2020 to 2023; Loan amount $25,000 and up; Loyalty APR as low as 8.80% Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 9.05% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loans	-	-	9.05%	121-144 months
Details As Low As; Model Years 2019 and Older; Loan amount $18,000 - $24,999; Loyalty APR as low as 8.80% Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 9.05% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loan - Loyalty	-	-	9.14%	Up to 66 Months
Details As Low As; Loyalty APR; Model Year: 2016 and Older; Requires Loyalty Discount (automatic loan payments from Collins Checking with at least 5 transactions including a direct deposit) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 9.14% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loan	-	-	9.44%	Up to 60 Months
Details As Low As; Model Year: 2016 and Older Last Updated 10/13/2026 Rate History 2 changes since Sep 18, 2026 · 4.99% → 9.44% ▲ 4.45 pts · high 9.44% / low 4.99% Oct 13, 20269.44%▲ from 5.49% Sep 29, 20265.49%▲ from 4.99% Sep 18, 20264.99%first recorded Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loan	-	-	9.64%	Up to 66 Months
Details As Low As; Model Year: 2016 and Older Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 9.64% APR · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loans	-	-	9.85%	145-180 months
Details As Low As; Model Years 2019 and Older; Loan amount $25,000 and up; Loyalty APR as low as 9.60% Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 9.85% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Auto Loans	-	-	10.45%	181-240 months
Details As Low As; Model Years 2020 to 2023; Loan amount $25,000 and up; Loyalty APR as low as 10.20% Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 10.45% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%

Collins Community Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Motorcycle Loan - Loyalty	-	5.74%	Up to 60 months
Details Loyalty APR as low as; Model Year: 2024 to 2026; Requires automatic loan payments from Collins Checking account Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 5.74% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Motorcycle Loan - Loyalty	-	5.84%	Up to 72 months
Details Loyalty APR as low as; Model Year: 2024 to 2026; Requires automatic loan payments from Collins Checking account Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 5.84% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Motorcycle Loan - Loyalty	-	5.94%	Up to 60 months
Details Loyalty APR as low as; Model Year: 2021 to 2023; Requires automatic loan payments from Collins Checking account Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 5.94% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Motorcycle Loan	-	5.99%	Up to 60 months
Details As Low As; Model Year: 2024 to 2026 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 5.99% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Motorcycle Loan - Loyalty	-	6.04%	Up to 78 months
Details Loyalty APR as low as; Model Year: 2024 to 2026; Requires automatic loan payments from Collins Checking account Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.04% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Motorcycle Loan - Loyalty	-	6.04%	Up to 72 months
Details Loyalty APR as low as; Model Year: 2021 to 2023; Requires automatic loan payments from Collins Checking account Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.04% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Motorcycle Loan	-	6.09%	Up to 72 months
Details As Low As; Model Year: 2024 to 2026 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.09% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Motorcycle Loan	-	6.19%	Up to 60 months
Details As Low As; Model Year: 2021 to 2023 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.19% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Motorcycle Loan - Loyalty	-	6.24%	Up to 84 months
Details Loyalty APR as low as; Model Year: 2024 to 2026; Requires automatic loan payments from Collins Checking account Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.24% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Motorcycle Loan - Loyalty	-	6.24%	Up to 78 months
Details Loyalty APR as low as; Model Year: 2021 to 2023; Requires automatic loan payments from Collins Checking account Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.24% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Motorcycle Loan	-	6.29%	Up to 78 months
Details As Low As; Model Year: 2024 to 2026 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.29% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Motorcycle Loan	-	6.29%	Up to 72 months
Details As Low As; Model Year: 2021 to 2023 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.29% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Motorcycle Loan - Loyalty	-	6.44%	Up to 84 months
Details Loyalty APR as low as; Model Year: 2021 to 2023; Requires automatic loan payments from Collins Checking account Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.44% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Motorcycle Loan	-	6.49%	Up to 84 months
Details As Low As; Model Year: 2024 to 2026 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.49% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Motorcycle Loan	-	6.49%	Up to 78 months
Details As Low As; Model Year: 2021 to 2023 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.49% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Motorcycle Loan	-	6.69%	Up to 84 months
Details As Low As; Model Year: 2021 to 2023 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.69% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Motorcycle Loan - Loyalty	-	6.84%	Up to 60 months
Details Loyalty APR as low as; Model Year: 2017 to 2020; Requires automatic loan payments from Collins Checking account Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.84% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Motorcycle Loan - Loyalty	-	6.94%	Up to 72 months
Details Loyalty APR as low as; Model Year: 2017 to 2020; Requires automatic loan payments from Collins Checking account Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.94% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Motorcycle Loan - Loyalty	-	7.04%	Up to 78 months
Details Loyalty APR as low as; Model Year: 2017 to 2020; Requires automatic loan payments from Collins Checking account Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.04% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Motorcycle Loan	-	7.09%	Up to 60 months
Details As Low As; Model Year: 2017 to 2020 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.09% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Motorcycle Loan	-	7.19%	Up to 72 months
Details As Low As; Model Year: 2017 to 2020 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.19% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Motorcycle Loan	-	7.29%	Up to 78 months
Details As Low As; Model Year: 2017 to 2020 Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.29% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Motorcycle Loan - Loyalty	-	9.54%	Up to 60 months
Details Loyalty APR as low as; Model Year: 2016 and older; Requires automatic loan payments from Collins Checking account Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 9.54% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Motorcycle Loan - Loyalty	-	9.74%	Up to 66 months
Details Loyalty APR as low as; Model Year: 2016 and older; Requires automatic loan payments from Collins Checking account Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 9.74% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Motorcycle Loan	-	9.79%	Up to 60 months
Details As Low As; Model Year: 2016 and older Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 9.79% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Motorcycle Loan	-	9.99%	Up to 66 months
Details As Low As; Model Year: 2016 and older Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 9.99% APR Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%

Collins Community Credit Union Other Rates

Product	Rate	Points	APY/APR
Coverdell Education Savings Accounts	0.05%	-	0.05%
Min Deposit $100 Min Balance $0 Details Balance: $0.01 to $999.99 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Coverdell Education Savings Accounts	0.05%	-	0.05%
Min Deposit $100 Min Balance $1,000 Details Balance: $1,000.00 to $4,999.99 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Coverdell Education Savings Accounts	0.05%	-	0.05%
Min Deposit $100 Min Balance $5,000 Details Balance: $5,000.00 to $14,999.99 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Coverdell Education Savings Accounts	0.15%	-	0.15%
Min Deposit $100 Min Balance $15,000 Details Balance: $15,000.00 to $49,999.99 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 4 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Coverdell Education Savings Accounts	0.15%	-	0.15%
Min Deposit $100 Min Balance $50,000 Details Balance: $50,000.00 to $99,999.99 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 5 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%
Coverdell Education Savings Accounts	0.30%	-	0.30%
Min Deposit $100 Min Balance $100,000 Details Balance: $100,000.00 or more Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 6 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 20.10%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Collins Community Credit Union’s Texas Ratio rose from 6.62% in Q3 2023 to 20.10% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 4.6 and its Health Grade from A to B. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$1.5B	20.10%	4.6	B
March 31, 2026	$1.5B	20.32%	4.6	B
December 31, 2025	$1.5B	21.62%	4.5	B
September 30, 2025	$1.5B	21.19%	4.5	B
June 30, 2025	$1.6B	19.60%	4.6	B
March 31, 2025	$1.6B	9.72%	5.0	A
December 31, 2024	$1.6B	16.22%	4.9	A-
September 30, 2024	$1.7B	9.70%	5.0	A
June 30, 2024	$1.7B	16.16%	4.9	A-
March 31, 2024	$1.6B	15.42%	5.0	A-
December 31, 2023	$1.6B	11.08%	5.0	A
September 30, 2023	$1.6B	6.62%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Collins Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Collins Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Collins Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Collins Community Credit Union

Website https://www.collinscu.org

Address 1005 Blairs Ferry Rd NE, Cedar Rapids, IA 52402-1292

Phone 319-393-9000

Fax 319-378-3399

President Jon Buse

CEO Jason MacDonald

Full-Time Employees 200

Part-Time Employees 13

Branch Locations 9

ATM Locations 1

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

4.6 / 5.0 ★

Overall Health & Safety Grade

B (86/100)

Texas Ratio

20.10%

Return on Assets (ROA)

-0.0867%

Return on Equity (ROE)

-1.1148%

Non-Performing Loans Ratio (NPL)

2.47%

Total Assets

1,527,322,740

Total Amount of Shares and Deposits

1,326,066,968

Total Shares and Deposits < 1 Year

1,237,216,807

Total Shares and Deposits 1 3 Years

86,231,468

Total Shares and Deposits > 3 Years

2,618,695

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

171,789,582

Total Uninsured Shares and Deposits > $250K (F+J)

171,789,582

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,154,277,386

Total Interest Expense (Sum of items 6 8)

15,987,778

Share Certificates

6,811

Number of Accounts for Share Drafts

42,702

IRA KEOGH Accounts

1,897

Number of Accounts for Regular Shares

127,651

All other shares

866

Non Member Deposits

Money Market Shares

6,368

Net Income (unless the amount is already included in Undivided Earnings)

-1,499,963

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

81,507,344

Total Liabilities

1,425,260,848

Source: NCUA — Last Updated 06/30/2026

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Collins Community Credit Union

Frequently Asked Questions About Collins Community Credit Union

How many branches does Collins Community Credit Union operate?

Collins Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Collins Community Credit Union?

Yes, to access services at Collins Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Collins Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Collins Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Collins Community Credit Union offer online and mobile banking?

Most modern institutions like Collins Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.collinscu.org.

Current Collins Community Credit Union Rates

12-Month CD1.00%
18-Month CD0.75%
24-Month CD0.50%
Savings0.25%
MMA3.05%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Collins Community Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Collins Community Credit Union Texas Ratio

Collins Community Credit Union Health Trend

Collins Community Credit Union CD Rates

Collins Community Credit Union Savings Rates

Collins Community Credit Union Money Market Rates

Collins Community Credit Union Business Money Market Rates

Collins Community Credit Union Checking Rates

Collins Community Credit Union Business Checking Rates

Collins Community Credit Union Home Equity & HELOC

Collins Community Credit Union Auto Loan Rates

Collins Community Credit Union RV, Boat and Powersport Loan Rates

Collins Community Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Customer Reviews

Frequently Asked Questions About Collins Community Credit Union

How many branches does Collins Community Credit Union operate?

Is a member application needed to join Collins Community Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Collins Community Credit Union offer online and mobile banking?

Current Collins Community Credit Union Rates

Compare to Other Credit Unions