Mortgage Lenders and Brokers in Cedar Rapids, Iowa
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cedar Rapids, Iowa mortgage lenders include Hills Bank and Trust CompanyHills Bank and Trust Company240 3rd Ave Se, Cedar Rapids, IA 52401A+5.0 ★Texas Ratio: 2.40%, Collins Community Credit UnionCollins Community Credit Union1005 Blairs Ferry Rd NE, Cedar Rapids, IA 52402 1292B4.6 ★Texas Ratio: 20.10%, Corda Credit UnionCorda Credit Union3330 Mount Vernon Rd SE, Cedar Rapids, IA 52402A+5.0 ★Texas Ratio: 5.64%, First Federal Credit UnionFirst Federal Credit Union425 1st Ave SW, Cedar Rapids, IA 52405A5.0 ★Texas Ratio: 8.81%, Farmers State BankFarmers State Bank2755 Edgewood Rd Sw, Cedar Rapids, IA 52404A+5.0 ★Texas Ratio: 1.19%, Cedar Rapids Bank and TrustCedar Rapids Bank and Trust500 1st Ave Ne, Cedar Rapids, IA 52401A+5.0 ★Texas Ratio: 2.24%, US Bank, N.A.US Bank, N.A.222 2nd Ave Se, Cedar Rapids, IA 52401A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA150 1st Ave Ne, Cedar Rapids, IA 52401A+5.0 ★Texas Ratio: 5.36%, Community Savings BankCommunity Savings Bank100 1st Ave Ne, Cedar Rapids, IA 52401A5.0 ★Texas Ratio: 6.98%, and BankiowaBankiowa2701 Edgewood Pkwy Sw, Cedar Rapids, IA 52404A5.0 ★Texas Ratio: 6.18%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cedar Rapids, Iowa in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cedar Rapids are listed first, then lenders elsewhere in Iowa, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cedar Rapids, Iowa
Market share is the lender's share of all home loans closed in Cedar Rapids, Iowa. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Cedar Rapids 240 3rd Ave Se, Cedar Rapids, IA 52401 A+5.0 ★Texas Ratio: 2.40% |
Conventional, Jumbo, HELOC | 412 +61 HELOCs |
13.2% | 99.1% | $159,223 | View |
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1005 Blairs Ferry Rd NE, Cedar Rapids, IA 52402 1292 B4.6 ★Texas Ratio: 20.10% |
Conventional, HELOC | 213 +39 HELOCs |
6.8% | 86.1% | $144,061 | View |
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3330 Mount Vernon Rd SE, Cedar Rapids, IA 52402 A+5.0 ★Texas Ratio: 5.64% |
Conventional | 113 | 3.6% | 91.1% | $136,681 | View |
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425 1st Ave SW, Cedar Rapids, IA 52405 A5.0 ★Texas Ratio: 8.81% |
Conventional | 64 | 2% | 88.9% | $99,531 | View |
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2 offices in Cedar Rapids 2755 Edgewood Rd Sw, Cedar Rapids, IA 52404 A+5.0 ★Texas Ratio: 1.19% |
Conventional | 43 | 1.4% | 90.6% | $159,418 | View |
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3 offices in Cedar Rapids 500 1st Ave Ne, Cedar Rapids, IA 52401 A+5.0 ★Texas Ratio: 2.24% |
Conventional | 39 | 1.2% | 85.1% | $173,205 | View |
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3 offices in Cedar Rapids 222 2nd Ave Se, Cedar Rapids, IA 52401 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, Jumbo, HELOC | 27 +32 HELOCs |
0.9% | 63.6% | $230,185 | View |
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4 offices in Cedar Rapids 150 1st Ave Ne, Cedar Rapids, IA 52401 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA, VA | 23 | 0.7% | 92% | $166,739 | View |
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1 office in Cedar Rapids 100 1st Ave Ne, Cedar Rapids, IA 52401 A5.0 ★Texas Ratio: 6.98% |
Conventional | 16 | 0.5% | 86.4% | $195,000 | View |
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1 office in Cedar Rapids 2701 Edgewood Pkwy Sw, Cedar Rapids, IA 52404 A5.0 ★Texas Ratio: 6.18% |
Conventional | 13 | 0.4% | 93.3% | $101,153 | View |
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2 offices in Cedar Rapids 400 Blairs Ferry Rd Ne, Cedar Rapids, IA 52402 A+5.0 ★Texas Ratio: 2.48% |
Conventional, HELOC | 11 +21 HELOCs |
0.4% | 100% | $230,454 | View |
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2 offices in Cedar Rapids 200 1st St Sw, Cedar Rapids, IA 52404 A5.0 ★Texas Ratio: 9.19% |
Conventional | 7 | 0.2% | 87.5% | $125,000 | View |
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2 offices in Cedar Rapids 5000 Edgewood Rd Ne, Cedar Rapids, IA 52411 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 4 +9 HELOCs |
0.1% | 100% | $137,500 | View |
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1 office in Cedar Rapids 435 S Duff Ave, Ames, IA 50010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0% | 100% | $695,000 | View |
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★ 1 stars, 1 review 1 office in Cedar Rapids 2739 1st Ave Se, Cedar Rapids, IA 52402 A+5.0 ★Texas Ratio: 4.72% |
FHA | 1 | 0% | 50% | $135,000 | View |
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1 office in Cedar Rapids 5210 Council St Ne, Cedar Rapids, IA 52402 A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0% | 100% | $405,000 | View |
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2340 Edgewood Rd SW, Cedar Rapids, IA 52404 A5.0 ★Texas Ratio: 10.18% |
Conventional, FHA, VA, HELOC | 772 +231 HELOCs |
24.7% | 93.8% | $158,549 | View |
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2810 Edgewood Rd SW, Cedar Rapids, IA 52404 A+5.0 ★Texas Ratio: 4.74% |
Conventional, VA, Jumbo, HELOC | 179 +146 HELOCs |
5.7% | 86.5% | $154,608 | View |
Ohnward Bank and Trust
1211 Edgewood Rd Sw, Cedar Rapids, IA 52404 |
Conventional, VA | 94 | 3% | 100% | $171,808 | |
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3131 Williams Blvd SW, Cedar Rapids, IA 52404 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 52 +103 HELOCs |
1.7% | 70.1% | $173,076 | View |
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116 Third Avenue South, Mount Vernon, IA 52314 A+5.0 ★Texas Ratio: 1.29% |
Conventional | 23 | 0.7% | 100% | $137,608 | View |
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901 Bank Ct, Center Point, IA 52213 A+5.0 ★Texas Ratio: 2.41% |
Conventional | 19 | 0.6% | 100% | $176,578 | View |
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1030 Sierra Dr NE, Cedar Rapids, IA 52402 6578 B4.4 ★Texas Ratio: 22.12% |
Conventional, HELOC | 16 +5 HELOCs |
0.5% | 81% | $116,875 | View |
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107 S Garnavillo St, Anamosa, IA 52205 A5.0 ★Texas Ratio: 12.05% |
Conventional | 6 | 0.2% | 100% | $166,666 | View |
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134 Main St, Columbus Junction, IA 52738 A+5.0 ★Texas Ratio: 5.66% |
Conventional | 4 | 0.1% | 100% | $150,000 | View |
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200 S Cherry St, Mechanicsville, IA 52306 A+5.0 ★Texas Ratio: 0.13% |
Conventional | 4 | 0.1% | 100% | $172,500 | View |
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807 Rosedale Dr, Center Point, IA 52213 A5.0 ★Texas Ratio: 8.70% |
Conventional | 4 | 0.1% | 100% | $105,000 | View |
Atkins Savings Bank & Trust
97 Main Ave, Atkins, IA 52206 |
Conventional | 4 | 0.1% | 100% | $172,500 | |
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321 Main St, La Porte City, IA 50651 B+4.8 ★Texas Ratio: 17.13% |
Conventional | 4 | 0.1% | 100% | $155,000 | View |
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1305 1st Ave SE, Cedar Rapids, IA 52402 5009 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 0.1% | 100% | $158,333 | View |
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640 Lincoln Way, Ames, IA 50010 A5.0 ★Texas Ratio: 9.76% |
Conventional | 2 | 0.1% | 100% | $240,000 | View |
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123 W 4th St, Cedar Falls, IA 50613 2831 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 2 | 0.1% | 100% | $40,000 | View |
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First Street, Hopkinton, IA 52237 A-4.7 ★Texas Ratio: 12.58% |
Conventional | 2 | 0.1% | 100% | $110,000 | View |
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3401 53rd Ave, Bettendorf, IA 52722 A+5.0 ★Texas Ratio: 5.41% |
Conventional, HELOC | 1 +2 HELOCs |
0% | 100% | $175,000 | View |
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2650 University Ave, Des Moines, IA 50311 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0% | 50% | $105,000 | View |
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1407 S Grand Ave, Charles City, IA 50616 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0% | 100% | $175,000 | View |
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650 Main St, Ackley, IA 50601 A+5.0 ★Texas Ratio: 3.49% |
Conventional | 1 | 0% | 100% | $215,000 | View |
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2600 Lincoln Way, Clinton, IA 52732 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 1 | 0% | 100% | $175,000 | View |
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611 2nd St, Traer, IA 50675 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0% | 100% | $205,000 | View |
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2770 Middle Rd, Bettendorf, IA 52722 A+5.0 ★Texas Ratio: 4.87% |
Conventional | 1 | 0% | 100% | $205,000 | View |
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100 Ne Jacob St, Grimes, IA 50111 A+5.0 ★Texas Ratio: 2.18% |
Conventional | 1 | 0% | 100% | $195,000 | View |
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59 4th St N, Central City, IA 52214 A+5.0 ★Texas Ratio: 0.84% |
Conventional | 1 | 0% | 100% | $55,000 | View |
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312 Nile Kinnick Drive South, Adel, IA 50003 D3.5 ★Texas Ratio: 33.42% |
Conventional | 1 | 0% | 100% | $155,000 | View |
Peoples Savings Bank
33149 159th Street, Ackley, IA 50601 |
Conventional | 1 | 0% | 100% | $35,000 | |
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419 Sherman Ave, Ackley, IA 50601 A+5.0 ★Texas Ratio: 0.33% |
Conventional | 1 | 0% | 100% | $115,000 | View |
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16390 Holcomb Ct, Clive, IA 50325 A+5.0 ★Texas Ratio: 1.00% |
Conventional | 1 | 0% | 100% | $65,000 | View |
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601 13th St, Belle Plaine, IA 52208 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 1 | 0% | 100% | $215,000 | View |
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13101 University Ave, Clive, IA 50325 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0% | 100% | $185,000 | View |
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320 W Kimberly Rd, Davenport, IA 52806 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2019 Grant St, Bettendorf, IA 52722 A+5.0 ★Texas Ratio: 4.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Residential Mortgage Network, Inc.
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Conventional, FHA, VA | 71 | 2.3% | 100% | $196,408 | |
Iowa Bankers Mortgage Corporation
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Conventional, FHA | 45 | 1.4% | 79.7% | $171,444 | |
Homeservices Lending LLC
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Conventional, FHA | 12 | 0.4% | 100% | $141,666 | |
Midwestone Bank
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Conventional, HELOC | 6 +11 HELOCs |
0.2% | 87.5% | $210,000 | |
Two Rivers Bank & Trust
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Conventional | 1 | 0% | 100% | $35,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 132 | 4.2% | 95.7% | $197,196 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 109 +2 HELOCs |
3.5% | 94% | $146,651 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA, Jumbo | 81 | 2.6% | 98.8% | $199,691 | |
Rocket Mortgage
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Conventional, FHA, VA | 74 | 2.4% | 72.4% | $179,594 | |
Mortgage Research Center
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FHA, VA | 30 | 1% | 65.2% | $224,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 28 | 0.9% | 73.7% | $168,214 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 22 | 0.7% | 88.9% | $129,545 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA, VA | 20 | 0.6% | 80% | $182,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 20 | 0.6% | 71.4% | $282,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 19 | 0.6% | 100% | $181,315 | |
Newrez LLC
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Conventional, FHA, VA | 18 | 0.6% | 70.4% | $163,333 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional, VA | 16 | 0.5% | 100% | $245,000 | View |
Waterstone Mortgage Corporation
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Conventional, FHA | 16 | 0.5% | 100% | $180,625 | |
21St Mortgage
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Conventional | 13 | 0.4% | 27.1% | $46,538 | |
Nationstar Mortgage
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Conventional, FHA | 11 | 0.4% | 100% | $79,545 | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA, VA | 10 | 0.3% | 64.7% | $188,000 | View |
loanDepot.com LLC
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Conventional, FHA, HELOC | 9 +3 HELOCs |
0.3% | 64.3% | $150,555 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 9 +2 HELOCs |
0.3% | 69.2% | $178,333 | |
Towne Mortgage Company
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FHA | 8 | 0.3% | 100% | $157,500 | |
Amerisave Mortgage Company
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Conventional, FHA, HELOC | 7 +1 HELOCs |
0.2% | 20% | $43,571 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 7 | 0.2% | 100% | $220,714 | |
Movement Mortgage, LLC
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Conventional, FHA | 6 | 0.2% | 85.7% | $126,666 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 6 | 0.2% | 85.7% | $158,333 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA | 5 | 0.2% | 100% | $391,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 5 | 0.2% | 62.5% | $295,000 | View |
Lower, LLC
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Conventional, FHA, VA | 5 | 0.2% | 100% | $215,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 5 | 0.2% | 46.2% | $117,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +1 HELOCs |
0.1% | 50% | $40,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA, VA | 4 | 0.1% | 100% | $365,000 | View |
Canopy Mortgage, LLC
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Conventional, FHA | 4 | 0.1% | 100% | $220,000 | |
Planet Home Lending, LLC
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FHA, VA | 4 | 0.1% | 100% | $247,500 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 3 | 0.1% | 36.4% | $221,666 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 3 | 0.1% | 100% | $235,000 | |
AdvantageFirst Lending Inc
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Conventional, FHA, VA | 3 | 0.1% | 100% | $295,000 | |
Weichert Financial Services
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Conventional, VA | 3 | 0.1% | 100% | $191,666 | |
Cardinal Financial Company, Li
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Conventional, FHA | 3 | 0.1% | 100% | $141,666 | |
Compass Mortgage, Inc.
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Conventional, VA | 3 | 0.1% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.1% | 75% | $111,666 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA | 3 | 0.1% | 75% | $205,000 | View |
Village Capital & Investment
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VA | 3 | 0.1% | 71.4% | $218,333 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, VA, HELOC | 2 +3 HELOCs |
0.1% | 100% | $280,000 | View |
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A+5.0 ★Texas Ratio: 5.75% |
Conventional, HELOC | 2 +2 HELOCs |
0.1% | 100% | $150,000 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.1% | 100% | $140,000 | |
Servion
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FHA | 2 | 0.1% | 100% | $175,000 | |
Regent Financial Group
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Conventional, FHA | 2 | 0.1% | 100% | $210,000 | |
Geneva Financial LLC
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Conventional, FHA | 2 | 0.1% | 100% | $160,000 | |
Ruhl Mortgage LLC
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Conventional | 2 | 0.1% | 100% | $155,000 | |
Better Mortgage Corporation
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Conventional, FHA | 2 | 0.1% | 50% | $170,000 | |
Endeavor Capital, LLC
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FHA | 2 | 0.1% | 100% | $300,000 | |
Zillow Home Loans, LLC
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FHA | 2 | 0.1% | 100% | $155,000 | |
CrossCountry Mortgage, LLC
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FHA, HELOC | 1 +1 HELOCs |
0% | 100% | $265,000 | |
EMM Loans LLC
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FHA | 1 | 0% | 100% | $145,000 | |
Alliant Credit Union
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Conventional | 1 | 0% | 100% | $185,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional | 1 | 0% | 100% | $125,000 | |
Zippy Loans, LLC
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Conventional | 1 | 0% | 100% | $45,000 | |
American Financial Resources LLC
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Conventional | 1 | 0% | 100% | $235,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 3.28% |
Conventional | 1 | 0% | 100% | $305,000 | View |
Envoy Mortgage, Ltd
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Conventional | 1 | 0% | 100% | $195,000 | |
Kind Lending, LLC
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FHA | 1 | 0% | 100% | $95,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0% | 33.3% | $75,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0% | 50% | $175,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0% | 100% | $105,000 | View |
United Trust Bank
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FHA | 1 | 0% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0% | 100% | $605,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0% | 100% | $225,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0% | 100% | $45,000 | |
American Financing Corporation
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FHA | 1 | 0% | 50% | $195,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 3.05% |
Conventional | 1 | 0% | 50% | $305,000 | View |
Homeowners Financial Group, LLC
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Conventional | 1 | 0% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 1.05% |
FHA | 1 | 0% | 100% | $375,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0% | 100% | $165,000 | View |
American Pacific Mortgage Corporation
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Conventional | 1 | 0% | 50% | $225,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0% | 100% | $215,000 | View |
SouthPoint Financial Credit Union
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Conventional | 1 | 0% | 100% | $135,000 | |
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B4.4 ★Texas Ratio: 21.68% |
Conventional | 1 | 0% | 100% | $145,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0% | 100% | $165,000 | View |
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A+5.0 ★Texas Ratio: 1.52% |
Conventional | 1 | 0% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 4.99% |
Conventional | 1 | 0% | 100% | $185,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0% | 100% | $315,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 0% | 100% | $265,000 | |
The Loan Store, Inc
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Conventional | 1 | 0% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 1.45% |
Conventional | 1 | 0% | 100% | $375,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0% | 100% | $195,000 | |
State Departmenet Federal Credit Union
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Conventional | 1 | 0% | 100% | $15,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0% | 100% | $265,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0% | 100% | $875,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0% | 100% | $85,000 | |
Figure Lending LLC
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HELOC | 0 +8 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a |
Cedar Rapids Mortgage Rate Trends
Daily average mortgage rates for Iowa compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cedar Rapids, Iowa
Looking for mortgage lenders near me or mortgage brokers near me in Cedar Rapids? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cedar Rapids in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cedar Rapids, IA
Use these to narrow the list above. Each category shows how many Cedar Rapids, IA lenders fit and what that kind of lender is usually best for.
Who Lends in Cedar Rapids, IA
Independent mortgage companies closed 27.2 percent of home loans in Cedar Rapids, Iowa in 2025, banks 26.9 percent and credit unions 45.9 percent. Residential Mortgage Network, Inc. was the largest mortgage company, Hills Bank and Trust Company the largest bank and Collins Community Credit Union the largest credit union. Among lenders headquartered in Iowa, Hills Bank and Trust Company led with 412 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Iowa. State real estate transfer tax of $1.60 per $1,000 of consideration above the first $500, paid by the seller; no mortgage recording tax.
More Iowa Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cedar Rapids, IA
By home loans closed in 2025, Hills Bank and Trust Company was the largest mortgage lender in Cedar Rapids, Iowa with 412 loans, about 13.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Cedar Rapids, Iowa, Ohnward Bank and Trust approved the highest share of completed applications in 2025 at 100 percent, against a 88.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
53 lenders closed FHA loans in Cedar Rapids, Iowa in 2025, led by United Wholesale Mortgage with 46. 35 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 59 banks and 19 credit unions closed home loans in Cedar Rapids, Iowa in 2025, alongside 73 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cedar Rapids, Iowa during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cedar Rapids, Iowa for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cedar Rapids. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
