Mortgage Lenders and Brokers in Council Bluffs, Iowa
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Council Bluffs, Iowa mortgage lenders include First National Bank of OmahaFirst National Bank of Omaha2421 W Broadway, Council Bluffs, IA 51501A+5.0 ★Texas Ratio: 4.82%, Availa BankAvaila Bank1751 Madison Ave Ste 3004, Council Bluffs, IA 51503A+5.0 ★Texas Ratio: 1.89%, Glenwood State BankGlenwood State Bank940 Valley View Dr, Council Bluffs, IA 51503A+5.0 ★Texas Ratio: 5.81%, US Bank, N.A.US Bank, N.A.2901 W Broadway, Council Bluffs, IA 51501A+5.0 ★Texas Ratio: 2.85%, Midstates Bank NAMidstates Bank NA1851 Madison Ave, Council Bluffs, IA 51503A+5.0 ★Texas Ratio: 1.89%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA435 S Duff Ave, Ames, IA 50010A+5.0 ★Texas Ratio: 3.68%, TS BankTS Bank2501 W Broadway, Council Bluffs, IA 51501C3.4 ★Texas Ratio: 21.58%, First Interstate BankFirst Interstate Bank509 W Broadway, Council Bluffs, IA 51503A+5.0 ★Texas Ratio: 4.72%, Security National Bank of OmahaSecurity National Bank of Omaha1707 Madison Ave, Council Bluffs, IA 51503A5.0 ★Texas Ratio: 7.85%, and Veridian Credit UnionVeridian Credit Union2040 W Broadway, Council Bluffs, IA 51501 3763A+5.0 ★Texas Ratio: 4.74%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Council Bluffs, Iowa in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Council Bluffs are listed first, then lenders elsewhere in Iowa, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Council Bluffs, Iowa
Market share is the lender's share of all home loans closed in Council Bluffs, Iowa. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Council Bluffs 2421 W Broadway, Council Bluffs, IA 51501 A+5.0 ★Texas Ratio: 4.82% |
Conventional, FHA, VA, HELOC | 78 +40 HELOCs |
5.1% | 89.9% | $173,333 | View |
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2 offices in Council Bluffs 1751 Madison Ave Ste 3004, Council Bluffs, IA 51503 A+5.0 ★Texas Ratio: 1.89% |
Conventional | 60 | 3.9% | 90.9% | $86,500 | View |
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1 office in Council Bluffs 940 Valley View Dr, Council Bluffs, IA 51503 A+5.0 ★Texas Ratio: 5.81% |
Conventional | 59 | 3.9% | 100% | $159,576 | View |
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3 offices in Council Bluffs 2901 W Broadway, Council Bluffs, IA 51501 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, Jumbo, HELOC | 51 +36 HELOCs |
3.4% | 67.1% | $222,058 | View |
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1851 Madison Ave, Council Bluffs, IA 51503 A+5.0 ★Texas Ratio: 1.89% |
Conventional | 31 | 2% | 100% | $164,677 | View |
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1 office in Council Bluffs 435 S Duff Ave, Ames, IA 50010 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 10 | 0.7% | 90.9% | $196,000 | View |
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2 offices in Council Bluffs 2501 W Broadway, Council Bluffs, IA 51501 C3.4 ★Texas Ratio: 21.58% |
Conventional | 6 | 0.4% | 100% | $150,000 | View |
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★ 1 stars, 1 review 1 office in Council Bluffs 509 W Broadway, Council Bluffs, IA 51503 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, HELOC | 5 +5 HELOCs |
0.3% | 100% | $181,000 | View |
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1 office in Council Bluffs 1707 Madison Ave, Council Bluffs, IA 51503 A5.0 ★Texas Ratio: 7.85% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
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2040 W Broadway, Council Bluffs, IA 51501 3763 A+5.0 ★Texas Ratio: 4.74% |
Conventional, VA, HELOC | 49 +61 HELOCs |
3.2% | 78.1% | $141,122 | View |
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104 8th St SE, Altoona, IA 50009 A5.0 ★Texas Ratio: 10.18% |
Conventional, FHA, HELOC | 12 +2 HELOCs |
0.8% | 100% | $175,000 | View |
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923 Main St, Hamburg, IA 51640 A5.0 ★Texas Ratio: 10.07% |
Conventional, VA | 10 | 0.7% | 100% | $169,000 | View |
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100 Nile Kinnick Dr N, Adel, IA 50003 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 8 | 0.5% | 72.7% | $180,000 | View |
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205 E Erie Street, Missouri Valley, IA 51555 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 7 | 0.5% | 87.5% | $183,571 | View |
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1012 N Us Highway 71, Carroll, IA 51401 A-5.0 ★Texas Ratio: 15.31% |
Conventional | 3 | 0.2% | 100% | $198,333 | View |
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404 Main St, Malvern, IA 51551 A+5.0 ★Texas Ratio: 3.64% |
Conventional | 3 | 0.2% | 100% | $145,000 | View |
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100 E Railroad St, Afton, IA 50830 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 3 | 0.2% | 100% | $191,666 | View |
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2650 University Ave, Des Moines, IA 50311 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.1% | 100% | $180,000 | View |
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420 8th St Se, Altoona, IA 50009 A5.0 ★Texas Ratio: 12.73% |
Conventional, HELOC | 2 +1 HELOCs |
0.1% | 100% | $285,000 | View |
Shelby County State Bank
155 S Elm St, Avoca, IA 51521 |
Conventional | 2 | 0.1% | 100% | $75,000 | |
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2805 N Ankeny Blvd, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 2.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $255,000 | View |
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3820 8th St Sw, Altoona, IA 50009 A+5.0 ★Texas Ratio: 2.48% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
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520 Grand Ave, Ames, IA 50010 A5.0 ★Texas Ratio: 10.53% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
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640 Lincoln Way, Ames, IA 50010 A5.0 ★Texas Ratio: 9.76% |
Conventional | 1 | 0.1% | 33.3% | $185,000 | View |
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4303 Fleur Dr, Des Moines, IA 50321 2327 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 1 | 0.1% | 100% | $25,000 | View |
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2701 Stange Rd, Ames, IA 50010 A+5.0 ★Texas Ratio: 1.55% |
FHA | 1 | 0.1% | 100% | $215,000 | View |
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818 8th st SW, Altoona, IA 50009 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.1% | 50% | $285,000 | View |
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423 Main St, Ames, IA 50010 A5.0 ★Texas Ratio: 6.02% |
Conventional | 1 | 0.1% | 100% | $85,000 | View |
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525 Main St, Ames, IA 50010 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Iowa Bankers Mortgage Corporation
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Conventional | 12 | 0.8% | 80% | $268,333 | |
Homeservices Lending LLC
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Conventional, VA | 3 | 0.2% | 100% | $195,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 125 | 8.2% | 96.9% | $163,080 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, Jumbo, HELOC | 87 +3 HELOCs |
5.7% | 95.9% | $194,770 | |
Rocket Mortgage
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Conventional, FHA, VA | 79 | 5.2% | 76.1% | $166,518 | |
American National Bank
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Conventional, FHA, VA, HELOC | 71 +8 HELOCs |
4.7% | 94.7% | $139,084 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA | 70 | 4.6% | 100% | $213,857 | |
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A5.0 ★Texas Ratio: 11.31% |
Conventional, Jumbo, HELOC | 66 +64 HELOCs |
4.3% | 76.1% | $129,242 | View |
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A+5.0 ★Texas Ratio: 2.29% |
Conventional, FHA | 58 | 3.8% | 93.5% | $212,586 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 37 | 2.4% | 86% | $244,729 | |
Guild Mortgage Company
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Conventional, FHA, VA | 36 | 2.4% | 100% | $173,055 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 34 | 2.2% | 79.5% | $137,352 | |
Better Mortgage Corporation
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Conventional, FHA, VA | 34 | 2.2% | 83.3% | $238,529 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 31 +1 HELOCs |
2% | 100% | $142,096 | |
Mortgage Research Center
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Conventional, FHA, VA, Jumbo | 29 | 1.9% | 65.9% | $277,758 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 22 | 1.4% | 85.7% | $226,818 | View |
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A+5.0 ★Texas Ratio: 3.62% |
Conventional, FHA, VA | 21 | 1.4% | 100% | $237,380 | View |
Nationstar Mortgage
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Conventional, FHA, VA | 18 | 1.2% | 100% | $118,333 | |
Newrez LLC
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Conventional, FHA, VA | 12 | 0.8% | 72.2% | $261,666 | |
Regent Financial Group
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Conventional, FHA, VA | 12 | 0.8% | 100% | $248,333 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 11 +3 HELOCs |
0.7% | 68.8% | $116,818 | |
Cardinal Financial Company, Li
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Conventional, FHA | 10 | 0.7% | 100% | $191,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 10 | 0.7% | 71.4% | $168,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA | 10 | 0.7% | 83.3% | $172,000 | View |
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A+5.0 ★Texas Ratio: 2.49% |
Conventional, FHA, VA | 9 | 0.6% | 100% | $207,222 | View |
Churchill Mortgage Corporation
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Conventional, FHA | 9 | 0.6% | 100% | $313,888 | |
21St Mortgage
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Conventional | 9 | 0.6% | 43.5% | $56,111 | |
Four Points Federal Credit Union
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Conventional | 8 | 0.5% | 88.9% | $230,000 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 7 +3 HELOCs |
0.5% | 63.6% | $233,571 | |
Zillow Home Loans, LLC
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Conventional, FHA | 7 | 0.5% | 100% | $176,428 | |
The Loan Store, Inc
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Conventional, FHA, VA | 7 | 0.5% | 100% | $165,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 7 | 0.5% | 61.5% | $110,714 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA, VA | 6 | 0.4% | 100% | $176,666 | |
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A+5.0 ★Texas Ratio: 0.26% |
Conventional, FHA | 6 | 0.4% | 100% | $318,333 | View |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 6 | 0.4% | 100% | $228,333 | View |
New Day Financial, LLC.
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VA | 6 | 0.4% | 85.7% | $333,333 | |
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A5.0 ★Texas Ratio: 7.37% |
Conventional | 6 | 0.4% | 85.7% | $373,333 | View |
Mutual of Omaha Mortgage
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FHA, VA | 5 | 0.3% | 71.4% | $291,000 | |
New American Funding, LLC.
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Conventional, FHA | 5 | 0.3% | 83.3% | $123,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 5 | 0.3% | 83.3% | $125,000 | View |
Amerisave Mortgage Company
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Conventional, FHA, HELOC | 4 +1 HELOCs |
0.3% | 19% | $125,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +1 HELOCs |
0.3% | 45.5% | $55,000 | |
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A+5.0 ★Texas Ratio: 1.45% |
Conventional | 4 | 0.3% | 57.1% | $127,500 | View |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 3 | 0.2% | 100% | $261,666 | View |
American Financial Network, Inc.
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Conventional, FHA | 3 | 0.2% | 100% | $88,333 | |
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A+5.0 ★Texas Ratio: 1.16% |
Conventional | 3 | 0.2% | 100% | $171,666 | View |
Belem Servicing, LLC dba Patriot Home Mortgage
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Conventional, FHA | 3 | 0.2% | 100% | $171,666 | |
T2 Financial LLC
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Conventional, FHA, VA | 3 | 0.2% | 100% | $198,333 | |
Omaha Federal Credit Union
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Conventional | 3 | 0.2% | 100% | $45,000 | |
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A4.7 ★Texas Ratio: 2.58% |
Conventional, FHA | 3 | 0.2% | 100% | $205,000 | View |
Cobalt Credit Union
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Conventional, FHA, HELOC | 2 +33 HELOCs |
0.1% | 100% | $160,000 | |
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A+5.0 ★Texas Ratio: 5.16% |
Conventional | 2 | 0.1% | 100% | $220,000 | View |
Servion
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Conventional, FHA | 2 | 0.1% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 2 | 0.1% | 100% | $265,000 | View |
Farmers Insurance Federal Credit Union
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Conventional | 2 | 0.1% | 100% | $245,000 | |
Nbkc Bank
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Conventional, VA | 2 | 0.1% | 100% | $290,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.1% | 66.7% | $145,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.1% | 100% | $105,000 | |
AdvantageFirst Lending Inc
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FHA, VA | 2 | 0.1% | 100% | $265,000 | |
Union Home Mortgage Corp.
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FHA | 2 | 0.1% | 66.7% | $205,000 | |
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A+4.7 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.1% | 100% | $470,000 | View |
Castle & Cooke Mortgage, LLC
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FHA | 2 | 0.1% | 100% | $230,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 2 | 0.1% | 66.7% | $205,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.1% | 100% | $375,000 | View |
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A+5.0 ★Texas Ratio: 2.08% |
Conventional, HELOC | 1 +19 HELOCs |
0.1% | 100% | $235,000 | View |
Pentagon Federal Credit Union
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FHA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.1% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 7.16% |
FHA | 1 | 0.1% | 100% | $135,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.1% | 50% | $135,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.1% | 50% | $275,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.1% | 25% | $185,000 | |
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A+5.0 ★Texas Ratio: 1.71% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
CrossCountry Mortgage, LLC
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VA | 1 | 0.1% | 100% | $115,000 | |
Norwich Commercial Group Inc
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VA | 1 | 0.1% | 100% | $375,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.1% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 13.85% |
VA | 1 | 0.1% | 100% | $355,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.1% | 50% | $265,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.1% | 100% | $195,000 | |
Kellogg Midwest Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $45,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.1% | 20% | $75,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.1% | 100% | $155,000 | |
Pivot Financial Partners, Inc
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Conventional | 1 | 0.1% | 100% | $45,000 | |
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A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.1% | 100% | $405,000 | View |
Ruhl Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Marine Credit Union
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Peoples Mortgage Company
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Conventional | 1 | 0.1% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.1% | 100% | $235,000 | View |
First Westroads Bank
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Conventional | 1 | 0.1% | 100% | $205,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.1% | 50% | $135,000 | |
Megastar Finanacial Corp
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FHA | 1 | 0.1% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 11.98% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
Tjc Mortgage Inc
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FHA | 1 | 0.1% | 100% | $275,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 0.1% | 100% | $115,000 | |
Dundee Bank
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Conventional | 1 | 0.1% | 100% | $715,000 | |
Endeavor Capital, LLC
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FHA | 1 | 0.1% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.1% | 100% | $335,000 | View |
Lower, LLC
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FHA | 1 | 0.1% | 100% | $205,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.1% | 100% | $475,000 | |
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C-3.6 ★Texas Ratio: 31.27% |
FHA | 1 | 0.1% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 1.04% |
Conventional | 1 | 0.1% | 100% | $85,000 | View |
Mutual First Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $65,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.1% | 100% | $235,000 | View |
Texana Bank
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VA | 1 | 0.1% | 100% | $305,000 | |
Gershman Investment Corp.
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Conventional | 1 | 0.1% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 3.23% |
VA | 1 | 0.1% | 50% | $205,000 | View |
Cake Mortgage Corp.
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FHA | 1 | 0.1% | 100% | $205,000 | |
Village Capital & Investment
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VA | 1 | 0.1% | 100% | $255,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +11 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +9 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Council Bluffs Mortgage Rate Trends
Daily average mortgage rates for Iowa compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Council Bluffs, Iowa
Looking for mortgage lenders near me or mortgage brokers near me in Council Bluffs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Council Bluffs in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Council Bluffs, IA
Use these to narrow the list above. Each category shows how many Council Bluffs, IA lenders fit and what that kind of lender is usually best for.
Who Lends in Council Bluffs, IA
Independent mortgage companies closed 51.7 percent of home loans in Council Bluffs, Iowa in 2025, banks 37.7 percent and credit unions 10.5 percent. Iowa Bankers Mortgage Corporation was the largest mortgage company, First National Bank of Omaha the largest bank and Veridian Credit Union the largest credit union. Among lenders headquartered in Iowa, Availa Bank led with 60 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Iowa. State real estate transfer tax of $1.60 per $1,000 of consideration above the first $500, paid by the seller; no mortgage recording tax.
More Iowa Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Council Bluffs, IA
By home loans closed in 2025, First National Bank of Omaha was the largest mortgage lender in Council Bluffs, Iowa with 78 loans, about 5.1 percent of the market. The largest lender headquartered in Iowa was Availa Bank with 60 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Council Bluffs, Iowa, Glenwood State Bank approved the highest share of completed applications in 2025 at 100 percent, against a 85.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
65 lenders closed FHA loans in Council Bluffs, Iowa in 2025, led by Ark-La-Tex Financial Services LLC with 26. 42 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 56 banks and 19 credit unions closed home loans in Council Bluffs, Iowa in 2025, alongside 66 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Council Bluffs, Iowa during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Council Bluffs, Iowa for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Council Bluffs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
