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Mortgage Lenders and Brokers in West Des Moines, Iowa

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

West Des Moines, Iowa mortgage lenders include Northwest BankNorthwest Bank5700 University Ave, West Des Moines, IA 50266A+5.0 ★Texas Ratio: 1.69%, Bankers Trust CompanyBankers Trust Company620 S 60th St, West Des Moines, IA 50266A+5.0 ★Texas Ratio: 2.48%, US Bank, N.A.US Bank, N.A.3738 Westown Pkwy, West Des Moines, IA 50266A+5.0 ★Texas Ratio: 2.85%, Central BankCentral Bank5070 Mills Civic Pkwy, West Des Moines, IA 50265A+5.0 ★Texas Ratio: 2.72%, Fidelity BankFidelity Bank177 S Jordan Creek Pkwy, West Des Moines, IA 50266A5.0 ★Texas Ratio: 7.99%, Financial Plus Credit UnionFinancial Plus Credit Union1831 25th St, West Des Moines, IA 50266 1416A+5.0 ★Texas Ratio: 4.80%, Wells Fargo Bank NAWells Fargo Bank NA655 S 50th St, West Des Moines, IA 50265A+5.0 ★Texas Ratio: 5.36%, Midwest Heritage Bank FSBMidwest Heritage Bank FSB1725 74th St, West Des Moines, IA 50266A5.0 ★Texas Ratio: 9.76%, Farmers State BankFarmers State Bank9750 University Ave, West Des Moines, IA 50266A+5.0 ★Texas Ratio: 0.10%, and Iowa State BankIowa State Bank3601 Ep True Pkwy, West Des Moines, IA 50265A+5.0 ★Texas Ratio: 0.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in West Des Moines, Iowa in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in West Des Moines are listed first, then lenders elsewhere in Iowa, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in West Des Moines, Iowa

Market share is the lender's share of all home loans closed in West Des Moines, Iowa. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Northwest Bank 1 office in West Des Moines 5700 University Ave, West Des Moines, IA 50266 A+5.0 ★Texas Ratio: 1.69%	Conventional, Jumbo, HELOC	41 +14 HELOCs	3%	95.5%	$445,975	View
Bankers Trust Company 1 office in West Des Moines 620 S 60th St, West Des Moines, IA 50266 A+5.0 ★Texas Ratio: 2.48%	Conventional, FHA, Jumbo, HELOC	34 +12 HELOCs	2.5%	89.7%	$372,647	View
US Bank, N.A. 2 offices in West Des Moines 3738 Westown Pkwy, West Des Moines, IA 50266 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, Jumbo, HELOC	25 +15 HELOCs	1.8%	83.9%	$377,400	View
Central Bank 1 office in West Des Moines 5070 Mills Civic Pkwy, West Des Moines, IA 50265 A+5.0 ★Texas Ratio: 2.72%	Conventional, FHA, HELOC	24 +1 HELOCs	1.7%	100%	$313,750	View
Fidelity Bank 1 office in West Des Moines 177 S Jordan Creek Pkwy, West Des Moines, IA 50266 A5.0 ★Texas Ratio: 7.99%	Conventional, FHA, Jumbo	22	1.6%	100%	$397,272	View
Financial Plus Credit Union 1831 25th St, West Des Moines, IA 50266 1416 A+5.0 ★Texas Ratio: 4.80%	Conventional	19	1.4%	90.5%	$159,210	View
Wells Fargo Bank NA 2 offices in West Des Moines 655 S 50th St, West Des Moines, IA 50265 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	15	1.1%	83.3%	$265,000	View
Midwest Heritage Bank FSB 1 office in West Des Moines 1725 74th St, West Des Moines, IA 50266 A5.0 ★Texas Ratio: 9.76%	Conventional, Jumbo	12	0.9%	92.3%	$380,000	View
Farmers State Bank 1 office in West Des Moines 9750 University Ave, West Des Moines, IA 50266 A+5.0 ★Texas Ratio: 0.10%	Conventional	10	0.7%	100%	$293,000	View
Iowa State Bank 1 office in West Des Moines 3601 Ep True Pkwy, West Des Moines, IA 50265 A+5.0 ★Texas Ratio: 0.00%	Conventional, Jumbo	10	0.7%	100%	$263,000	View
Bank Iowa 1 office in West Des Moines 1150 Jordan Creek Pkwy, West Des Moines, IA 50266 A5.0 ★Texas Ratio: 12.73%	Conventional, HELOC	9 +6 HELOCs	0.7%	100%	$353,888	View
JPMorgan Chase Bank, NA 2 offices in West Des Moines 6275 Mills Civic Pkwy, West Des Moines, IA 50266 A+5.0 ★Texas Ratio: 3.68%	Conventional	7	0.5%	100%	$297,857	View
State Savings Bank 4800 George Mills Civic Pkwy, West Des Moines, IA 50265 A5.0 ★Texas Ratio: 9.50%	Conventional	6	0.4%	100%	$195,000	View
Bank 1 office in West Des Moines 270 S 68th St, West Des Moines, IA 50266 A+5.0 ★Texas Ratio: 5.26%	Conventional	4	0.3%	100%	$230,000	View
West Bank 1 office in West Des Moines 3330 Westown Parkway, West Des Moines, IA 50266 A+5.0 ★Texas Ratio: 0.00%	Conventional	4	0.3%	100%	$207,500	View
First National Bank Ames Iowa 3 offices in West Des Moines 301 5th St, West Des Moines, IA 50265 A5.0 ★Texas Ratio: 8.87%	Conventional	4	0.3%	80%	$225,000	View
Earlham Savings Bank 7300 Lake Dr, West Des Moines, IA 50266 A+5.0 ★Texas Ratio: 5.57%	Conventional	3	0.2%	100%	$281,666	View
Bank of America NA 1 office in West Des Moines 6630 Mills Civic Pkwy, West Des Moines, IA 50266 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	2 +6 HELOCs	0.1%	100%	$320,000	View
BMO Harris Bank NA 1 office in West Des Moines 7465 Ashworth Rd, West Des Moines, IA 50266 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	1 +6 HELOCs	0.1%	25%	$65,000	View
Central State Bank 1 office in West Des Moines 140 S 68th St, West Des Moines, IA 50266 A5.0 ★Texas Ratio: 11.68%	Conventional	1	0.1%	100%	$215,000	View
Union State Bank 1 office in West Des Moines 6305 Mills Civic Pkwy, West Des Moines, IA 50266 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$145,000	View
549300K04Zgwyv7Ldx511190891	Conventional	4	0.3%	57.1%	$80,000
Greenstate Credit Union 390 Jordan Creek Parkway, West Des Moines, IA 50266 A5.0 ★Texas Ratio: 10.18%	Conventional, FHA, VA, Jumbo, HELOC	250 +79 HELOCs	18.2%	96.7%	$279,400	View
Veridian Credit Union 5910 University Ave, West Des Moines, IA 50266 A+5.0 ★Texas Ratio: 4.74%	Conventional, VA, Jumbo, HELOC	126 +105 HELOCs	9.2%	94.2%	$277,857	View
Community Choice Credit Union 818 8th st SW, Altoona, IA 50009 A+5.0 ★Texas Ratio: 3.41%	Conventional, FHA, VA, Jumbo, HELOC	70 +36 HELOCs	5.1%	92.1%	$297,285	View
Luana Savings Bank 16390 Holcomb Ct, Clive, IA 50325 A+5.0 ★Texas Ratio: 1.00%	Conventional, Jumbo	35	2.5%	100%	$325,571	View
Greater Iowa Credit Union 1630 22nd St, West Des Moines, IA 50266 1407 A5.0 ★Texas Ratio: 8.43%	Conventional	24	1.7%	88.9%	$143,750	View
Peoples Bank 804 Greenwood Hills Dr, Adel, IA 50003 A+5.0 ★Texas Ratio: 1.17%	Conventional	13	0.9%	100%	$269,615	View
Premier Credit Union 1301 Grand Ave, West Des Moines, IA 50265 A5.0 ★Texas Ratio: 10.53%	Conventional, Jumbo, HELOC	10 +49 HELOCs	0.7%	100%	$260,000	View
Collins Community Credit Union 6260 Mills Civic Pkwy, West Des Moines, IA 50266 8004 B4.6 ★Texas Ratio: 20.10%	Conventional, HELOC	7 +3 HELOCs	0.5%	77.8%	$159,285	View
Raccoon Valley Bank 1009 Court St, Adel, IA 50003 A5.0 ★Texas Ratio: 6.14%	Conventional	7	0.5%	100%	$256,428	View
City State Bank 100 Ne Jacob St, Grimes, IA 50111 A+5.0 ★Texas Ratio: 2.18%	Conventional, Jumbo	5	0.4%	100%	$845,000	View
Dupaco Community Credit Union 5865 Saratoga Rd, Asbury, IA 52002 A+5.0 ★Texas Ratio: 3.87%	Conventional, HELOC	4 +3 HELOCs	0.3%	80%	$135,000	View
Community Savings Bank 100 1st Ave Ne, Cedar Rapids, IA 52401 A5.0 ★Texas Ratio: 6.98%	Conventional, Jumbo	3	0.2%	100%	$368,333	View
Journey Credit Union 1400 2nd Ave, Des Moines, IA 50314 3403 A+5.0 ★Texas Ratio: 3.72%	Conventional	3	0.2%	100%	$88,333	View
Lincoln Savings Bank 312 Nile Kinnick Drive South, Adel, IA 50003 D3.5 ★Texas Ratio: 33.42%	Conventional	3	0.2%	100%	$208,333	View
Twin Cedars Bank 402 Merrill St, Bussey, IA 50044 D3.5 ★Texas Ratio: 32.68%	Conventional	2	0.1%	100%	$405,000	View
Charter Bank 2905 Sw Oralabor Rd, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0.1%	100%	$160,000	View
Great Southern Bank 2701 Stange Rd, Ames, IA 50010 A+5.0 ★Texas Ratio: 1.55%	Conventional	2	0.1%	66.7%	$135,000	View
Community State Bank 200 8th St Se, Altoona, IA 50009 A+5.0 ★Texas Ratio: 1.22%	Conventional, Jumbo	2	0.1%	100%	$740,000	View
VisionBank of Iowa 502 8th St Sw, Altoona, IA 50009 A+5.0 ★Texas Ratio: 2.93%	Conventional	2	0.1%	100%	$170,000	View
South Story Bank & Trust 6139 Ashworth Rd, West Des Moines, IA 50266 A5.0 ★Texas Ratio: 7.43%	Conventional	2	0.1%	100%	$125,000	View
MEMBERS1st Community Credit Union 423 Main St, Ames, IA 50010 A5.0 ★Texas Ratio: 6.02%	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$295,000	View
Westside State Bank 1012 N Us Highway 71, Carroll, IA 51401 A-5.0 ★Texas Ratio: 15.31%	Conventional	1	0.1%	100%	$165,000	View
Northeast Security Bank 106 E Main St, Decorah, IA 52101 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$305,000	View
Washington State Bank 134 Main St, Columbus Junction, IA 52738 A+5.0 ★Texas Ratio: 5.66%	Conventional	1	0.1%	100%	$165,000	View
DuTrac Community Credit Union 2770 Middle Rd, Bettendorf, IA 52722 A+5.0 ★Texas Ratio: 4.87%	Conventional	1	0.1%	100%	$245,000	View
Keystone Savings Bank 807 Rosedale Dr, Center Point, IA 52213 A5.0 ★Texas Ratio: 8.70%	Conventional	1	0.1%	100%	$55,000	View
Ohnward Bank and Trust 4726 50th Ave, Baldwin, IA 52207	Conventional	1	0.1%	100%	$5,000
Regions Bank 4417 University Ave, Cedar Falls, IA 50613 A+5.0 ★Texas Ratio: 4.37%	HELOC	0 +2 HELOCs	0%	n/a		View
Community 1st Credit Union 1420 S Clinton St, Albia, IA 52531 2636 B4.4 ★Texas Ratio: 22.12%	HELOC	0 +1 HELOCs	0%	0%		View
Umb Bank NA 13101 University Ave, Clive, IA 50325 A+5.0 ★Texas Ratio: 1.78%	HELOC	0 +1 HELOCs	0%	0%		View
Homeservices Lending LLC	Conventional, FHA, VA	32	2.3%	86.5%	$279,375
Iowa Bankers Mortgage Corporation	Conventional, VA	26	1.9%	86.7%	$280,000
Contract Exchange Corporation	Conventional	1	0.1%	100%	$135,000
Residential Mortgage Network, Inc.	Conventional	1	0.1%	100%	$255,000
Midwestone Bank	HELOC	0 +4 HELOCs	0%	n/a
Rocket Mortgage	Conventional, FHA, VA	58	4.2%	89.2%	$171,034
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	35	2.5%	92.3%	$383,857
Gershman Investment Corp.	Conventional, FHA, VA	33	2.4%	89.5%	$247,727
New American Funding, LLC.	Conventional, FHA, VA	30	2.2%	81.1%	$216,333
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	23	1.7%	96%	$331,956
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, FHA, VA	19	1.4%	76%	$263,421	View
Lower, LLC	Conventional, FHA, VA	17	1.2%	94.4%	$270,294
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	16 +2 HELOCs	1.2%	100%	$249,375
Pennymac Loan Services LLC	Conventional, FHA, VA	13	0.9%	76.5%	$189,615
Mortgage Research Center	VA	13	0.9%	76.5%	$295,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	12	0.9%	92.3%	$360,833	View
First Community Mortgage, Inc. A5.0 ★Texas Ratio: 7.16%	Conventional, FHA, VA	11	0.8%	100%	$249,545	View
Fairway Independent Mort Corp	Conventional, VA	10	0.7%	100%	$394,000
Compass Mortgage, Inc.	Conventional	9	0.7%	90%	$358,333
West Gate Bank A+5.0 ★Texas Ratio: 1.69%	Conventional	8	0.6%	100%	$377,500	View
Empeople Credit Union A+5.0 ★Texas Ratio: 5.75%	Conventional, HELOC	7 +4 HELOCs	0.5%	100%	$475,000
Cmg Mortgage Inc	Conventional, FHA, VA, Jumbo, HELOC	7 +1 HELOCs	0.5%	87.5%	$347,857
Navy Federal Credit Union	Conventional, VA	7	0.5%	77.8%	$300,714
Newrez LLC	Conventional, VA	6	0.4%	58.3%	$231,666
American Pacific Mortgage Corporation	Conventional, FHA	6	0.4%	100%	$245,000
Charter West Bank A+5.0 ★Texas Ratio: 2.29%	Conventional	6	0.4%	100%	$335,000	View
Plaza Home Mortgage, Inc	Conventional, FHA	6	0.4%	75%	$198,333
loanDepot.com LLC	Conventional, FHA, HELOC	5 +2 HELOCs	0.4%	50%	$155,000
Marine Credit Union	Conventional, HELOC	5 +1 HELOCs	0.4%	41.7%	$157,000
Freedom Mortgage Corporation A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA, VA	5	0.4%	62.5%	$235,000	View
Frontier Financial, Inc. DBA Frontier Mortgage	Conventional, FHA	5	0.4%	100%	$249,000
Land Home Financial Services,	Conventional, FHA	5	0.4%	85.7%	$255,000
Nationstar Mortgage	Conventional, FHA	5	0.4%	71.4%	$169,000
Stockton Mortgage Corporation	Conventional, FHA	5	0.4%	100%	$243,000
Spring Eq, LLC	Conventional, HELOC	4 +2 HELOCs	0.3%	54.5%	$45,000
Cornerstone First Mortgage, LLC	Conventional, FHA	4	0.3%	100%	$320,000
Envoy Mortgage, Ltd	Conventional	4	0.3%	100%	$422,500
DHI Mortgage Company, LTD.	Conventional	4	0.3%	100%	$227,500
Michigan Mutual, Inc	Conventional	3	0.2%	100%	$275,000
Cardinal Financial Company, Li	Conventional, FHA	3	0.2%	100%	$215,000
Zillow Home Loans, LLC	Conventional	3	0.2%	100%	$201,666
Mutual of Omaha Mortgage	FHA, VA	3	0.2%	75%	$335,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.2%	75%	$168,333	View
Lakeview Loan Servicing, LLC	Conventional, VA	2	0.1%	40%	$215,000
Colorado Federal Savings Bank A+5.0 ★Texas Ratio: 3.16%	Conventional	2	0.1%	100%	$435,000	View
AmeriHome Mortgage Company, LLC	Conventional	2	0.1%	66.7%	$225,000
Movement Mortgage, LLC	Conventional, VA	2	0.1%	100%	$350,000
Oceanside Mortgage Company	FHA	2	0.1%	100%	$295,000
Credit Human Federal Credit Un	Conventional	2	0.1%	66.7%	$50,000
Planet Home Lending, LLC	VA	2	0.1%	100%	$205,000
Mortgage Solutions of Colorado	VA	2	0.1%	100%	$250,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	2	0.1%	100%	$470,000	View
The Loan Store, Inc	Conventional	2	0.1%	100%	$235,000
Bankers' Bank A5.0 ★Texas Ratio: 7.37%	Conventional	2	0.1%	100%	$340,000	View
21St Mortgage	Conventional	2	0.1%	66.7%	$40,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$385,000	View
Premier Mortgage Resources, LLC	Conventional	1	0.1%	100%	$205,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	1	0.1%	100%	$1,765,000	View
Nbkc Bank	Conventional	1	0.1%	100%	$245,000
CrossCountry Mortgage, LLC	Conventional	1	0.1%	100%	$745,000
Kind Lending, LLC	Conventional	1	0.1%	100%	$475,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$205,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	1	0.1%	100%	$125,000	View
Resicentral LLC	Conventional	1	0.1%	100%	$285,000
Amerisave Mortgage Company	Conventional	1	0.1%	7.7%	$45,000
AdvantageFirst Lending Inc	FHA	1	0.1%	100%	$175,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$395,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$525,000	View
City 1st Mortgage Services, LC	Conventional	1	0.1%	100%	$375,000
Bank Fund Staff Federal Credit	Conventional	1	0.1%	100%	$295,000
Click n' Close, Inc.	FHA	1	0.1%	100%	$275,000
Flat Branch Mortgage, Inc.	Conventional	1	0.1%	100%	$305,000
SIRVA Mortgage, Inc. A+5.0 ★Texas Ratio: 3.05%	Conventional	1	0.1%	100%	$205,000	View
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	1	0.1%	50%	$135,000	View
Minnwest Bank A+5.0 ★Texas Ratio: 5.77%	Conventional	1	0.1%	100%	$205,000	View
Churchill Mortgage Corporation	VA	1	0.1%	100%	$465,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	1	0.1%	100%	$805,000	View
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$435,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	1	0.1%	100%	$1,105,000	View
University Bank A+5.0 ★Texas Ratio: 3.82%	FHA	1	0.1%	100%	$105,000	View
Better Mortgage Corporation	Conventional	1	0.1%	50%	$435,000
V.I.P. Mortgage, Inc. A+5.0 ★Texas Ratio: 4.99%	Conventional	1	0.1%	100%	$315,000	View
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	Conventional	1	0.1%	100%	$235,000	View
I H Mississippi Valley Credit Union	Conventional	1	0.1%	100%	$265,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	100%	$635,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$705,000	View
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional	1	0.1%	100%	$615,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$235,000	View
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$285,000
Village Capital & Investment	FHA	1	0.1%	100%	$305,000
American Neighborhood Mortgage Acceptance Company	Conventional	1	0.1%	100%	$165,000
Figure Lending LLC	HELOC	0 +7 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +6 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +2 HELOCs	0%	n/a		View
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	HELOC	0 +1 HELOCs	0%	n/a		View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +1 HELOCs	0%	n/a		View
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +1 HELOCs	0%	n/a
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

West Des Moines Mortgage Rate Trends

Daily average mortgage rates for Iowa compared with the national average, updated every evening.

30-Year Fixed IA Avg

7.478%

▲ 0.101 vs 7 days ago

15-Year Fixed IA Avg

6.987%

▲ 0.122 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in West Des Moines, Iowa

Looking for mortgage lenders near me or mortgage brokers near me in West Des Moines? The list below shows the banks, credit unions and mortgage brokers that closed home loans in West Des Moines in 2025, with lenders based there listed first.

Types of Mortgage Lenders in West Des Moines, IA

Use these to narrow the list above. Each category shows how many West Des Moines, IA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 64 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 70 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 19 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 35 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 30 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 19 lenders. Loans above the conforming limit for higher priced homes Local lenders based in IA 48 lenders headquartered in Iowa, the closest thing to a mortgage lender near you

Who Lends in West Des Moines, IA

Independent mortgage companies closed 31.6 percent of home loans in West Des Moines, Iowa in 2025, banks 28.9 percent and credit unions 39.4 percent. Homeservices Lending LLC was the largest mortgage company, Northwest Bank the largest bank and Financial Plus Credit Union the largest credit union. Among lenders headquartered in Iowa, Northwest Bank led with 41 loans.

31.6%

Mortgage companies

28.9%

Banks

39.4%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Iowa. State real estate transfer tax of $1.60 per $1,000 of consideration above the first $500, paid by the seller; no mortgage recording tax.

More Iowa Mortgage Lender Pages

All Iowa lenders 573 lenders Des Moines 206 lenders Cedar Rapids 144 lenders Davenport 141 lenders Ankeny 150 lenders Council Bluffs 136 lenders Sioux City 105 lenders Waterloo 86 lenders Iowa City 92 lenders Urbandale 124 lenders Dubuque 85 lenders Bettendorf 114 lenders Marion 90 lenders

Frequently Asked Questions About Mortgage Lenders in West Des Moines, IA

Who is the largest mortgage lender in West Des Moines, IA?

By home loans closed in 2025, Northwest Bank was the largest mortgage lender in West Des Moines, Iowa with 41 loans, about 3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in West Des Moines, IA have the highest approval rates?

Among lenders with meaningful volume in West Des Moines, Iowa, Greenstate Credit Union approved the highest share of completed applications in 2025 at 96.7 percent, against a 89.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which West Des Moines, IA mortgage lenders offer FHA, VA and USDA loans?

35 lenders closed FHA loans in West Des Moines, Iowa in 2025, led by New American Funding, LLC. with 7. 30 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this West Des Moines, IA lender list?

Yes. 70 banks and 19 credit unions closed home loans in West Des Moines, Iowa in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in West Des Moines, IA ranked on this page?

Lenders are ranked only by the number of home loans they closed in West Des Moines, Iowa during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in West Des Moines, Iowa for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up West Des Moines. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.