What are the current interest rates at Greater Iowa Credit Union?

Current rates for Greater Iowa Credit Union include: 12-Month CD: 3.20%, 18-Month CD: 3.25%, 24-Month CD: 3.29%, 60-Month CD: 3.35%, Savings: 1.70%, MMA: 2.17%

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Greater Iowa Credit Union

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Greater Iowa Credit Union Rates & Review October 2026

Q: Is a member application needed to join Greater Iowa Credit Union?

Yes, to access services at Greater Iowa Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greater Iowa Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 13, 2026

Greater Iowa Credit Union's top rates as of October 13, 2026 are 4.30% APY on its 15 Month Special CDs CD, 1.70% APY on savings, 2.17% APY on money market accounts, 5.00% APY on checking, and personal loans from 8.99% APR, according to rates verified by MonitorBankRates. Other Greater Iowa Credit Union CD rates include 11 Month Special CDs at 4.25%, 11 Month Business Special CDs at 4.20%, and 11 Month Traditional IRA and Roth IRA Special CD at 4.20%. MonitorBankRates evaluates the financial stability of Greater Iowa Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.43%. Rates last updated and verified on 10/13/2026.

Greater Iowa Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greater Iowa Credit Union? Share your experience about Greater Iowa Credit Union by leaving a review below, or read customer reviews before you decide to use Greater Iowa Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

8.43%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Greater Iowa Credit Union
Ames Ops Center

1509 Baltimore Dr
Ames, IA 50010

https://www.gicu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Greater Iowa Credit Union CD Rates

Product	Rate	APY	Term
15 Month Special Share Certificates	4.22%	4.30%	15 months
Min Deposit $1,000 Min Balance $1,000 Details Special rates and special features; Balance: $1,000 minimum to earn stated APY; Interest compounded monthly unless paid directly to you; Early withdrawal penalty of 180 days of interest (term greater than one year) Last Updated 10/13/2026 Rate History 1 change since Sep 18, 2026 · 4.05% → 4.30% ▲ 0.25 pts · high 4.30% / low 4.05% Oct 13, 20264.30%▲ from 4.05% Sep 18, 20264.05%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
11 Month Special Share Certificates	4.17%	4.25%	11 months
Min Deposit $1,000 Min Balance $1,000 Details Special rates and special features; Balance: $1,000 minimum to earn stated APY; Interest compounded monthly unless paid directly to you; Early withdrawal penalty of 90 days of interest (term one year or less) Last Updated 10/13/2026 Rate History 1 change since Sep 18, 2026 · 4.20% → 4.25% ▲ 0.05 pts · high 4.25% / low 4.20% Oct 13, 20264.25%▲ from 4.20% Sep 18, 20264.20%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
11 Month Traditional IRA and Roth IRA Special Share Certificate	4.12%	4.20%	11 months
Min Deposit $1,000 Min Balance $1,000 Details Minimum balance to open: $1,000; Interest compounded monthly unless paid directly to you; Early withdrawal penalty of 90 days of interest will be imposed and may be deducted from principal amount; Other penalties may apply; Withdrawal of earnings could reduce APY Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 4.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
15 Month Traditional IRA and Roth IRA Special Share Certificate	3.98%	4.05%	15 months
Min Deposit $1,000 Min Balance $1,000 Details Minimum balance to open: $1,000; Interest compounded monthly unless paid directly to you; Early withdrawal penalty of 90 days of interest will be imposed and may be deducted from principal amount; Other penalties may apply; Withdrawal of earnings could reduce APY Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 4.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
7 Month Special Share Certificates	3.69%	3.75%	7 months
Min Deposit $1,000 Min Balance $1,000 Details Special rates and special features; Balance: $1,000 minimum to earn stated APY; Interest compounded monthly unless paid directly to you; Early withdrawal penalty of 90 days of interest (term one year or less) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
7 Month Traditional IRA and Roth IRA Special Share Certificate	3.69%	3.75%	7 months
Min Deposit $1,000 Min Balance $1,000 Details Minimum balance to open: $1,000; Interest compounded monthly unless paid directly to you; Early withdrawal penalty of 90 days of interest will be imposed and may be deducted from principal amount; Other penalties may apply; Withdrawal of earnings could reduce APY Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
60 Month Share Certificates	3.30%	3.35%	60 Months
Min Deposit $1,000 Min Balance $1,000 Details Interest compounded monthly unless paid directly to you; early withdrawal penalty of 90 days of interest; withdrawal of earnings could reduce APY Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 3.35% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
48 Month Share Certificates	3.28%	3.33%	48 Months
Min Deposit $1,000 Min Balance $1,000 Details Interest compounded monthly unless paid directly to you; early withdrawal penalty of 90 days of interest; withdrawal of earnings could reduce APY Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 3.33% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
36 Month Share Certificates	3.26%	3.31%	36 Months
Min Deposit $1,000 Min Balance $1,000 Details Interest compounded monthly unless paid directly to you; early withdrawal penalty of 90 days of interest; withdrawal of earnings could reduce APY Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 3.31% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
24 Month Share Certificates	3.24%	3.29%	24 Months
Min Deposit $1,000 Min Balance $1,000 Details Interest compounded monthly unless paid directly to you; early withdrawal penalty of 90 days of interest; withdrawal of earnings could reduce APY Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 3.29% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
18 Month Share Certificates	3.20%	3.25%	18 Months
Min Deposit $1,000 Min Balance $1,000 Details Interest compounded monthly unless paid directly to you; early withdrawal penalty of 90 days of interest; withdrawal of earnings could reduce APY Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 3.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
12 Month Share Certificates	3.15%	3.20%	12 Months
Min Deposit $1,000 Min Balance $1,000 Details Interest compounded monthly unless paid directly to you; early withdrawal penalty of 90 days of interest; withdrawal of earnings could reduce APY Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 3.20% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
6 Month Share Certificates	3.10%	3.14%	6 Months
Min Deposit $1,000 Min Balance $1,000 Details Interest compounded monthly unless paid directly to you; early withdrawal penalty of 90 days of interest; withdrawal of earnings could reduce APY Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 3.14% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%

Greater Iowa Credit Union Business CD Rates

Product	Rate	APY	Term
11 Month Business Special Share Certificates	4.12%	4.20%	11 months
Min Balance $1,000 Details Interest compounded monthly unless paid directly to you. Early withdrawal penalty of 180 days of interest will be imposed. Early withdrawal penalty may be deducted from principal amount. Withdrawal of earnings could reduce APY. Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 4.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
15 Month Business Special Share Certificates	3.98%	4.05%	15 months
Min Balance $1,000 Details Interest compounded monthly unless paid directly to you. Early withdrawal penalty of 180 days of interest will be imposed. Early withdrawal penalty may be deducted from principal amount. Withdrawal of earnings could reduce APY. Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 4.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
7 Month Business Special Share Certificates	3.69%	3.75%	7 months
Min Balance $1,000 Details Interest compounded monthly unless paid directly to you. Early withdrawal penalty of 180 days of interest will be imposed. Early withdrawal penalty may be deducted from principal amount. Withdrawal of earnings could reduce APY. Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
60 Month Business Share Certificates	3.30%	3.35%	60 months
Min Balance $1,000 Details Footnote: $5,000 minimum balance. Interest compounded monthly unless paid directly to you. Withdrawal of earnings could reduce APY. Early withdrawal penalty of 180 days of interest will be imposed. Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
48 Month Business Share Certificates	3.28%	3.33%	48 months
Min Balance $1,000 Details Footnote: $5,000 minimum balance. Interest compounded monthly unless paid directly to you. Withdrawal of earnings could reduce APY. Early withdrawal penalty of 180 days of interest will be imposed. Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.33% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
36 Month Business Share Certificates	3.26%	3.31%	36 months
Min Balance $1,000 Details Footnote: $5,000 minimum balance. Interest compounded monthly unless paid directly to you. Withdrawal of earnings could reduce APY. Early withdrawal penalty of 180 days of interest will be imposed. Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.31% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
24 Month Business Share Certificates	3.24%	3.29%	24 months
Min Balance $1,000 Details Footnote: $5,000 minimum balance. Interest compounded monthly unless paid directly to you. Withdrawal of earnings could reduce APY. Early withdrawal penalty of 180 days of interest will be imposed. Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.29% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
18 Month Business Share Certificates	3.20%	3.25%	18 months
Min Balance $1,000 Details Footnote: $5,000 minimum balance. Interest compounded monthly unless paid directly to you. Withdrawal of earnings could reduce APY. Early withdrawal penalty of 180 days of interest will be imposed. Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
12 Month Business Share Certificates	3.15%	3.20%	12 months
Min Balance $1,000 Details Footnote: $5,000 minimum balance. Interest compounded monthly unless paid directly to you. Withdrawal of earnings could reduce APY. Early withdrawal penalty of 180 days of interest will be imposed. Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
6 Month Business Share Certificates	3.10%	3.14%	6 months
Min Balance $1,000 Details Footnote: $5,000 minimum balance. Interest compounded monthly unless paid directly to you. Withdrawal of earnings could reduce APY. Early withdrawal penalty of 180 days of interest will be imposed. Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.14% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%

Greater Iowa Credit Union Savings Rates

Product	Rate	APY
Greater Savings (Qualifying)	1.69%	1.70%
Min Balance $0 Details Balance: $0-$50,000; Requires Greater Checking qualifying requirements (20 debit card purchases totaling $100; direct deposit of at least $100/month or Greater Iowa bill pay from Greater Checking; e-statements) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 1.70% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
High Yield Roth IRA and Traditional IRA Savings	0.70%	0.70%
Min Balance $250,000 Details Balance tier: $250,000 minimum; Minimum balance to earn stated APY Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.70% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
High Yield Roth IRA and Traditional IRA Savings	0.65%	0.65%
Min Balance $100,000 Details Balance tier: $100,000 minimum; Minimum balance to earn stated APY Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.65% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
High Yield Roth IRA and Traditional IRA Savings	0.60%	0.60%
Min Balance $50,000 Details Balance tier: $50,000 minimum; Minimum balance to earn stated APY Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.60% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Greater Savings (Qualifying)	0.50%	0.50%
Min Balance $50,000 Details Balance: $50,000.01 and over; Requires Greater Checking qualifying requirements (20 debit card purchases totaling $100; direct deposit of at least $100/month or Greater Iowa bill pay from Greater Checking; e-statements) Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
High Yield Roth IRA and Traditional IRA Savings	0.45%	0.45%
Min Balance $10,000 Details Balance tier: $10,000 minimum; Minimum balance to earn stated APY Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.45% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
High Yield Roth IRA and Traditional IRA Savings	0.30%	0.30%
Min Balance $0 Details Balance tier: $0 minimum; Minimum balance to earn stated APY Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Share Accounts (Savings) - Primary and Secondary Shares	0.10%	0.10%
Min Deposit $5 Min Balance $10,000 Details Balance: $10,000 (minimum balance to earn stated APY); $5 minimum share balance required to open and maintain Primary Share; Fees could reduce earnings on account; Rates may vary after the account is opened Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Greater Savings (Non-Qualifying)	0.05%	0.05%
Min Balance $0 Details Balance: All Balances; Applies if Greater Checking qualifying requirements are not met Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Share Accounts (Savings) - Primary and Secondary Shares	0.05%	0.05%
Min Deposit $5 Min Balance $50 Details Balance: $50.01 (minimum balance to earn stated APY); $5 minimum share balance required to open and maintain Primary Share; Fees could reduce earnings on account; Rates may vary after the account is opened Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 0.10% → 0.05% ▼ 0.05 pts · high 0.10% / low 0.05% Oct 13, 20260.05%▼ from 0.10% Sep 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Share Accounts (Savings) - Primary and Secondary Shares	0.05%	0.05%
Min Deposit $5 Min Balance $2,500 Details Balance: $2,500 (minimum balance to earn stated APY); $5 minimum share balance required to open and maintain Primary Share; Fees could reduce earnings on account; Rates may vary after the account is opened Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 0.10% → 0.05% ▼ 0.05 pts · high 0.10% / low 0.05% Oct 13, 20260.05%▼ from 0.10% Sep 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%

Greater Iowa Credit Union Business Savings Rates

Product	Rate	APY	View More
Business Share Accounts (Savings) - Primary and Secondary Shares	0.05%	0.05%
Min Deposit $5 Min Balance $5 Details $5 minimum share balance required to open and maintain primary Share. Fees could reduce earnings on account. Rates may vary after account is opened. Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%

Greater Iowa Credit Union Money Market Rates

Product	Rate	APY
eMoney Market	2.15%	2.17%
Min Deposit $10,000 Min Balance $500,000 Details Minimum balance to earn stated APY: $500,000; $10,000 required to open account; Fees could reduce earnings on account; Rates may vary after the account is opened; Qualifications to earn dividends: must be enrolled in electronic statements (eStatements) with a valid email address Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 2.17% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
eMoney Market	1.90%	1.92%
Min Deposit $10,000 Min Balance $250,000 Details Minimum balance to earn stated APY: $250,000; $10,000 required to open account; Fees could reduce earnings on account; Rates may vary after the account is opened; Qualifications to earn dividends: must be enrolled in electronic statements (eStatements) with a valid email address Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.92% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
eMoney Market	1.70%	1.71%
Min Deposit $10,000 Min Balance $100,000 Details Minimum balance to earn stated APY: $100,000; $10,000 required to open account; Fees could reduce earnings on account; Rates may vary after the account is opened; Qualifications to earn dividends: must be enrolled in electronic statements (eStatements) with a valid email address Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.71% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
eMoney Market	1.50%	1.51%
Min Deposit $10,000 Min Balance $50,000 Details Minimum balance to earn stated APY: $50,000; $10,000 required to open account; Fees could reduce earnings on account; Rates may vary after the account is opened; Qualifications to earn dividends: must be enrolled in electronic statements (eStatements) with a valid email address Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.51% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
eMoney Market	1.34%	1.35%
Min Deposit $10,000 Min Balance $25,000 Details Minimum balance to earn stated APY: $25,000; $10,000 required to open account; Fees could reduce earnings on account; Rates may vary after the account is opened; Qualifications to earn dividends: must be enrolled in electronic statements (eStatements) with a valid email address Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.35% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
eMoney Market	1.29%	1.30%
Min Deposit $10,000 Min Balance $10,000 Details Minimum balance to earn stated APY: $10,000; $10,000 required to open account; Fees could reduce earnings on account; Rates may vary after the account is opened; Qualifications to earn dividends: must be enrolled in electronic statements (eStatements) with a valid email address Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.30% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Money Market	0.55%	0.55%
Min Deposit $2,500 Min Balance $200,000 Details Minimum balance to earn stated APY: $200,000; $2,500 required to open account; Fees could reduce earnings on account; Rates may vary after the account is opened Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.55% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Money Market	0.50%	0.50%
Min Deposit $2,500 Min Balance $100,000 Details Minimum balance to earn stated APY: $100,000; $2,500 required to open account; Fees could reduce earnings on account; Rates may vary after the account is opened Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Money Market	0.40%	0.40%
Min Deposit $2,500 Min Balance $50,000 Details Minimum balance to earn stated APY: $50,000; $2,500 required to open account; Fees could reduce earnings on account; Rates may vary after the account is opened Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.40% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Money Market	0.35%	0.35%
Min Deposit $2,500 Min Balance $25,000 Details Minimum balance to earn stated APY: $25,000; $2,500 required to open account; Fees could reduce earnings on account; Rates may vary after the account is opened Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.35% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Money Market	0.30%	0.30%
Min Deposit $2,500 Min Balance $2,500 Details Minimum balance to earn stated APY: $2,500; $2,500 required to open account; Fees could reduce earnings on account; Rates may vary after the account is opened Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%

Greater Iowa Credit Union Business Money Market Rates

Product	Rate	APY
Business Money Market Accounts	2.15%	2.15%
Min Deposit $2,500 Min Balance $500,000 Details Balance: $500,000 minimum to earn stated APY; $2,500 required to open account Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 2.17% → 2.15% ▼ 0.02 pts · high 2.17% / low 2.15% Oct 1, 20262.15%▼ from 2.17% Sep 14, 20262.17%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Business Money Market Accounts	1.90%	1.92%
Min Deposit $2,500 Min Balance $250,000 Details Balance: $250,000 minimum to earn stated APY; $2,500 required to open account Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.92% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Business Money Market Accounts	1.70%	1.71%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000 minimum to earn stated APY; $2,500 required to open account Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.71% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Business Money Market Accounts	1.50%	1.51%
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 minimum to earn stated APY; $2,500 required to open account Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.51% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Business Money Market Accounts	1.34%	1.35%
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 minimum to earn stated APY; $2,500 required to open account Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Business Money Market Accounts	1.29%	1.30%
Min Deposit $2,500 Min Balance $10,000 Details Balance: $10,000 minimum to earn stated APY; $2,500 required to open account Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 1.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%

Greater Iowa Credit Union Checking Rates

Product	Rate	APY	View More
Greater CheckingTM (Qualifying)	4.89%	5.00%
Min Deposit $50 Min Balance $0 Details Qualifications Required; Balance: $0 - $20,000; ATM-use fees refunded up to $10.00 per month when eligibility requirements are met; Personal accounts only Last Updated 10/13/2026 Rate History No change since Sep 22, 2026 · 5.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%

Greater Iowa Credit Union Business Checking Rates

Product	Rate	APY
Commercial+ Checking	0.05%	0.05%
Min Deposit $250 Min Balance $10,000 Details $2,500 minimum balance required to avoid fees; 250 free items per month; Fees could reduce earnings on account; Rates may vary after account is opened Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Business Essentials Checking	0.03%	0.03%
Min Deposit $100 Min Balance $2,500 Details $500 minimum balance required to avoid fees; 250 free items per month Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.03% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Commercial+ Checking	0.03%	0.03%
Min Deposit $250 Min Balance $2,500 Details $2,500 minimum balance required to avoid fees; 250 free items per month; Fees could reduce earnings on account; Rates may vary after account is opened Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.03% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Business Essentials Checking	0.01%	0.01%
Min Deposit $100 Min Balance $500 Details $500 minimum balance required to avoid fees; 250 free items per month Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%

Greater Iowa Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Clear in [10]TM - Home Equity Fixed 1st Lien Position Loan	-	-	5.74%	120 months
Details As Low As; Example: $50,000 borrowed for 120 months at 5.74% APR,; excludes required taxes and insurance premiums Last Updated 10/13/2026 Rate History No change since Oct 1, 2026 · 5.74% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Fixed Rate Home Equity Loans	-	-	5.99%	1-60 Months
Details As low as; APR as low as 5.99% Last Updated 10/13/2026 Rate History No change since Oct 9, 2026 · 5.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Free in [15] - Home Equity Fixed 1st Lien Position Loan	-	-	5.99%	180 months
Details As Low As; Example: $50,000 borrowed for 180 months at 5.99% APR,; Example does not include required taxes and insurance premiums Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 5.99% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Fixed Rate Home Equity Loans	-	-	6.49%	61-120 Months
Details As low as; APR as low as 6.49% Last Updated 10/13/2026 Rate History No change since Oct 9, 2026 · 6.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Fixed Rate Home Equity Loans	-	-	6.99%	121-180 Months
Details As low as; APR as low as 6.99% Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 6.99% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%

Greater Iowa Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
2024 and Newer Autos and Motorcycles	-	-	4.84%	1-48 months
Details As Low As; Less than 45,000 miles Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 4.84% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
2024 and Newer Autos and Motorcycles	-	-	4.99%	49-60 months
Details As Low As; Less than 45,000 miles Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 4.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
2024 and Newer Autos and Motorcycles	-	-	5.14%	61-72 months
Details As Low As; Less than 45,000 miles Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 5.14% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
2024 and Newer Autos and Motorcycles	-	-	5.24%	73-84 months
Details As Low As; Less than 45,000 miles Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 5.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
2017-2023 Used Autos or Motorcycles	-	-	5.34%	1-48 months
Details As Low As; Greater than 45,000 miles Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 5.34% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
2017-2023 Used Autos or Motorcycles	-	-	5.49%	49-60 months
Details As Low As; Greater than 45,000 miles Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 5.49% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
2017-2023 Used Autos or Motorcycles	-	-	5.59%	61-72 months
Details As Low As; Greater than 45,000 miles Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 5.59% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
2016 and Older Used Autos or Motorcycles - Greater than 45,000 miles	-	-	9.59%	1-36 months
Details As Low As; Greater than 45,000 miles Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 9.59% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
2016 and Older Used Autos or Motorcycles - Greater than 45,000 miles	-	-	10.09%	37-48 months
Details As Low As; Greater than 45,000 miles Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 10.09% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%

Greater Iowa Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Snowmobile or ATV - New Loan	-	6.99%	1-36 months
Details As Low As; Snowmobile or ATV - New Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.99% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Boat or Jet Ski - Used Loan	-	7.99%	1-48 months
Details As Low As Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 7.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Motorhome or Travel Trailer - New Loan	-	7.99%	1-60 months
Details As Low As; Loan rate matrix row; source table matches Motorhome or Travel Trailer - New section Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.99% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Snowmobile or ATV - New Loan	-	7.99%	37-48 months
Details As Low As; Snowmobile or ATV - New Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.99% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Snowmobile or ATV - Used Loan	-	7.99%	1-24 months
Details As Low As; APR for terms 1-24 months Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.99% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Motorhome or Travel Trailer - New Loan	-	8.74%	61-84 months
Details As Low As; Loan rate matrix row; source table matches Motorhome or Travel Trailer - New section Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 8.74% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Boat or Jet Ski - Used Loan	-	8.99%	49-60 months
Details As Low As Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 8.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Snowmobile or ATV - New Loan	-	8.99%	49-60 months
Details As Low As; Snowmobile or ATV - New Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 8.99% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Snowmobile or ATV - Used Loan	-	8.99%	25-36 months
Details As Low As; APR for terms 25-36 months Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 8.99% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Motorhome or Travel Trailer - New Loan	-	9.74%	85-120 months
Details As Low As; Loan rate matrix row; source table matches Motorhome or Travel Trailer - New section Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 9.74% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%

Greater Iowa Credit Union Personal Loan Rates

Product	APR	Term
Personal Loans	8.99%	1-12 months
Details As Low As Last Updated 10/13/2026 Rate History No change since Oct 1, 2026 · 8.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Personal Loans	9.99%	13-24 months
Details As Low As Last Updated 10/13/2026 Rate History No change since Oct 1, 2026 · 9.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Personal Loans	10.99%	25-36 months
Details As Low As Last Updated 10/13/2026 Rate History No change since Oct 1, 2026 · 10.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Personal Loans	11.49%	37-48 months
Details As Low As Last Updated 10/13/2026 Rate History No change since Oct 1, 2026 · 11.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Personal Loans	11.99%	49-60 months
Details As Low As Last Updated 10/13/2026 Rate History No change since Oct 1, 2026 · 11.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Personal Loans	15.99%	Up to 24 months
Details As Low As; For loans less than $2,500 Last Updated 10/13/2026 Rate History No change since Oct 1, 2026 · 15.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%

Greater Iowa Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Individual Retirement Accounts - Traditional IRA and Roth IRA	3.20%	-	3.25%	18 months
Min Deposit $1,000 Min Balance $1,000 Details Minimum balance to open: $1,000; Interest compounded monthly unless paid directly to you; Early withdrawal penalty of 90 days of interest; Other penalties may apply; Withdrawal of earnings could reduce APY Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.25% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Individual Retirement Accounts - Traditional IRA and Roth IRA	3.24%	-	3.29%	24 months
Min Deposit $1,000 Min Balance $1,000 Details Minimum balance to open: $1,000; Interest compounded monthly unless paid directly to you; Early withdrawal penalty of 90 days of interest; Other penalties may apply; Withdrawal of earnings could reduce APY Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.29% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Individual Retirement Accounts - Traditional IRA and Roth IRA	3.26%	-	3.31%	36 months
Min Deposit $1,000 Min Balance $1,000 Details Minimum balance to open: $1,000; Interest compounded monthly unless paid directly to you; Early withdrawal penalty of 90 days of interest; Other penalties may apply; Withdrawal of earnings could reduce APY Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.31% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Individual Retirement Accounts - Traditional IRA and Roth IRA	3.28%	-	3.33%	48 months
Min Deposit $1,000 Min Balance $1,000 Details Minimum balance to open: $1,000; Interest compounded monthly unless paid directly to you; Early withdrawal penalty of 90 days of interest; Other penalties may apply; Withdrawal of earnings could reduce APY Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.33% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%
Individual Retirement Accounts - Traditional IRA and Roth IRA	3.30%	-	3.35%	60 months
Min Deposit $1,000 Min Balance $1,000 Details Minimum balance to open: $1,000; Interest compounded monthly unless paid directly to you; Early withdrawal penalty of 90 days of interest; Other penalties may apply; Withdrawal of earnings could reduce APY Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 3.35% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.43%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Greater Iowa Credit Union’s Texas Ratio rose from 2.87% in Q3 2023 to 8.43% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$715M	8.43%	5.0	A
March 31, 2026	$701M	7.52%	5.0	A
December 31, 2025	$692M	9.39%	5.0	A
September 30, 2025	$675M	8.23%	5.0	A
June 30, 2025	$678M	3.62%	5.0	A+
March 31, 2025	$675M	3.10%	5.0	A+
December 31, 2024	$654M	4.62%	5.0	A+
September 30, 2024	$639M	5.37%	5.0	A+
June 30, 2024	$640M	4.99%	5.0	A+
March 31, 2024	$654M	3.88%	5.0	A+
December 31, 2023	$644M	3.79%	5.0	A+
September 30, 2023	$635M	2.87%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Greater Iowa Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Greater Iowa Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Greater Iowa Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Greater Iowa Credit Union

Website https://www.gicu.org

Address 1509 Baltimore Dr, Ames, IA 50010

Phone 800-296-9064

Fax

President Mike Crum

CEO Scott Zahnle

Full-Time Employees 143

Part-Time Employees 1

Branch Locations 9

ATM Locations 9

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (96/100)

Texas Ratio

8.43%

Return on Assets (ROA)

0.3816%

Return on Equity (ROE)

4.0479%

Non-Performing Loans Ratio (NPL)

0.96%

Total Assets

715,097,483

Total Amount of Shares and Deposits

616,978,494

Total Shares and Deposits < 1 Year

613,532,673

Total Shares and Deposits 1 3 Years

3,358,520

Total Shares and Deposits > 3 Years

87,299

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

49,798,891

Total Uninsured Shares and Deposits > $250K (F+J)

49,798,891

Total Insured Shares and Deposits > $250K (item 17 less item K)

567,179,603

Total Interest Expense (Sum of items 6 8)

4,597,418

Share Certificates

3,557

Number of Accounts for Share Drafts

34,992

IRA KEOGH Accounts

418

Number of Accounts for Regular Shares

42,541

All other shares

828

Money Market Shares

1,365

Net Income (unless the amount is already included in Undivided Earnings)

2,729,098

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

7,837,833

Total Liabilities

651,314,337

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Greater Iowa Credit Union earned the Verified Healthy badge

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Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Greater Iowa Credit Union

How many branches does Greater Iowa Credit Union operate?

Greater Iowa Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Greater Iowa Credit Union?

Yes, to access services at Greater Iowa Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Greater Iowa Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greater Iowa Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Greater Iowa Credit Union offer online and mobile banking?

Most modern institutions like Greater Iowa Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gicu.org.

Current Greater Iowa Credit Union Rates

12-Month CD3.20%
18-Month CD3.25%
24-Month CD3.29%
60-Month CD3.35%
Savings1.70%
MMA2.17%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Greater Iowa Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Greater Iowa Credit Union Texas Ratio

Greater Iowa Credit Union Health Trend

Greater Iowa Credit Union CD Rates

Greater Iowa Credit Union Business CD Rates

Greater Iowa Credit Union Savings Rates

Greater Iowa Credit Union Business Savings Rates

Greater Iowa Credit Union Money Market Rates

Greater Iowa Credit Union Business Money Market Rates

Greater Iowa Credit Union Checking Rates

Greater Iowa Credit Union Business Checking Rates

Greater Iowa Credit Union Home Equity & HELOC

Greater Iowa Credit Union Auto Loan Rates

Greater Iowa Credit Union RV, Boat and Powersport Loan Rates

Greater Iowa Credit Union Personal Loan Rates

Greater Iowa Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Greater Iowa Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Greater Iowa Credit Union

How many branches does Greater Iowa Credit Union operate?

Is a member application needed to join Greater Iowa Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Greater Iowa Credit Union offer online and mobile banking?

Current Greater Iowa Credit Union Rates

Compare to Other Credit Unions