Mortgage Lenders and Brokers in Sioux City, Iowa
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sioux City, Iowa mortgage lenders include Central BankCentral Bank4201 S Lakeport St, Sioux City, IA 51106A+5.0 ★Texas Ratio: 2.72%, PrimebankPrimebank5680 Sunnybrook Dr, Sioux City, IA 51106A-4.9 ★Texas Ratio: 16.11%, The Security National Bank of Sioux City, IowaThe Security National Bank of Sioux City, Iowa601 Pierce St, Sioux City, IA 51101A+5.0 ★Texas Ratio: 1.49%, Northwest BankNorthwest Bank5801 Sunnybrook Dr, Sioux City, IA 51106A+5.0 ★Texas Ratio: 1.69%, US Bank, N.A.US Bank, N.A.4608 Morningside Ave, Sioux City, IA 51106A+5.0 ★Texas Ratio: 2.85%, Great Southern BankGreat Southern Bank4701 Singing Hills Blvd, Sioux City, IA 51106A+5.0 ★Texas Ratio: 1.55%, Peoples BankPeoples Bank1901 Morningside Ave, Sioux City, IA 51106A5.0 ★Texas Ratio: 6.85%, Availa BankAvaila Bank1380 Hamilton Blvd, Sioux City, IA 51103A+5.0 ★Texas Ratio: 1.89%, BankFirstBankFirst2401 Hamilton Blvd, Sioux City, IA 51104A+5.0 ★Texas Ratio: 3.25%, and Wells Fargo Bank NAWells Fargo Bank NA600 4th St, Sioux City, IA 51101A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sioux City, Iowa in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sioux City are listed first, then lenders elsewhere in Iowa, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sioux City, Iowa
Market share is the lender's share of all home loans closed in Sioux City, Iowa. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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4 offices in Sioux City 4201 S Lakeport St, Sioux City, IA 51106 A+5.0 ★Texas Ratio: 2.72% |
Conventional, FHA, VA, Jumbo, HELOC | 144 +23 HELOCs |
9.5% | 96% | $217,916 | View |
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2 offices in Sioux City 5680 Sunnybrook Dr, Sioux City, IA 51106 A-4.9 ★Texas Ratio: 16.11% |
Conventional | 139 | 9.2% | 95.9% | $160,683 | View |
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3 offices in Sioux City 601 Pierce St, Sioux City, IA 51101 A+5.0 ★Texas Ratio: 1.49% |
Conventional | 111 | 7.4% | 75.8% | $125,000 | View |
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1 office in Sioux City 5801 Sunnybrook Dr, Sioux City, IA 51106 A+5.0 ★Texas Ratio: 1.69% |
Conventional, FHA, HELOC | 89 +41 HELOCs |
5.9% | 87.3% | $184,550 | View |
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3 offices in Sioux City 4608 Morningside Ave, Sioux City, IA 51106 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, HELOC | 82 +17 HELOCs |
5.4% | 82.4% | $187,682 | View |
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5 offices in Sioux City 4701 Singing Hills Blvd, Sioux City, IA 51106 A+5.0 ★Texas Ratio: 1.55% |
Conventional, FHA, VA | 61 | 4% | 85.9% | $153,524 | View |
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1 office in Sioux City 1901 Morningside Ave, Sioux City, IA 51106 A5.0 ★Texas Ratio: 6.85% |
Conventional | 38 | 2.5% | 86.4% | $139,473 | View |
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1 office in Sioux City 1380 Hamilton Blvd, Sioux City, IA 51103 A+5.0 ★Texas Ratio: 1.89% |
Conventional | 31 | 2.1% | 100% | $109,838 | View |
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3 offices in Sioux City 2401 Hamilton Blvd, Sioux City, IA 51104 A+5.0 ★Texas Ratio: 3.25% |
Conventional | 27 | 1.8% | 84.4% | $187,222 | View |
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3 offices in Sioux City 600 4th St, Sioux City, IA 51101 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 24 | 1.6% | 70.6% | $153,750 | View |
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2 offices in Sioux City 4700 Singing Hills Blvd, Sioux City, IA 51106 A+5.0 ★Texas Ratio: 0.65% |
Conventional | 24 | 1.6% | 100% | $185,416 | View |
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1 office in Sioux City 930 3rd St, Sioux City, IA 51101 A+5.0 ★Texas Ratio: 0.53% |
Conventional | 11 | 0.7% | 100% | $98,636 | View |
Telco Triad Community CU HMDA 2025
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Conventional | 16 | 1.1% | 94.4% | $70,625 | |
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206 N Elm St, Avoca, IA 51521 A+5.0 ★Texas Ratio: 1.89% |
Conventional | 15 | 1% | 100% | $108,333 | View |
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104 8th St SE, Altoona, IA 50009 A5.0 ★Texas Ratio: 10.18% |
Conventional, HELOC | 12 +1 HELOCs |
0.8% | 100% | $120,000 | View |
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103 S Fairmount St, Sioux City, IA 51106 5734 A5.0 ★Texas Ratio: 10.53% |
Conventional, HELOC | 9 +20 HELOCs |
0.6% | 100% | $162,777 | View |
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435 S Duff Ave, Ames, IA 50010 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 4 +2 HELOCs |
0.3% | 66.7% | $265,000 | View |
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202 S Main St, Alta, IA 51002 A+5.0 ★Texas Ratio: 1.70% |
Conventional | 3 | 0.2% | 100% | $115,000 | View |
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2650 University Ave, Des Moines, IA 50311 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $365,000 | View |
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420 8th St Se, Altoona, IA 50009 A5.0 ★Texas Ratio: 12.73% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
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640 Lincoln Way, Ames, IA 50010 A5.0 ★Texas Ratio: 9.76% |
Conventional | 1 | 0.1% | 100% | $405,000 | View |
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208 10th St, Alton, IA 51003 A+5.0 ★Texas Ratio: 5.50% |
Conventional | 1 | 0.1% | 100% | $65,000 | View |
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★ 1 stars, 1 review 839 Gordon Dr, Sioux City, IA 51101 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
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818 8th st SW, Altoona, IA 50009 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
Shelby County State Bank
155 S Elm St, Avoca, IA 51521 |
Conventional | 1 | 0.1% | 100% | $115,000 | |
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4425 Singing Hills Blvd, Sioux City, IA 51106 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.1% | 100% | $25,000 | View |
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2701 Stange Rd, Ames, IA 50010 A5.0 ★Texas Ratio: 7.43% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
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2510 SW State St, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 4.74% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
Iowa Bankers Mortgage Corporation
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Conventional, FHA, VA | 59 | 3.9% | 89.4% | $208,728 | |
Homeservices Lending LLC
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Conventional | 1 | 0.1% | 100% | $165,000 | |
549300K04Zgwyv7Ldx511190891
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Siouxland Federal Credit Union
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Conventional | 100 | 6.6% | 78.9% | $128,400 | |
Rocket Mortgage
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Conventional, FHA, VA, HELOC | 84 +1 HELOCs |
5.6% | 80.6% | $149,761 | |
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A+5.0 ★Texas Ratio: 2.29% |
Conventional, FHA | 40 | 2.7% | 97.6% | $186,500 | View |
21St Mortgage
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Conventional | 39 | 2.6% | 39.4% | $48,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 30 | 2% | 80% | $230,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, VA | 23 | 1.5% | 100% | $248,043 | View |
Mortgage Research Center
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Conventional, FHA, VA | 21 | 1.4% | 61.8% | $261,666 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 17 | 1.1% | 100% | $137,941 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 16 | 1.1% | 100% | $209,375 | |
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C-3.6 ★Texas Ratio: 31.27% |
Conventional, FHA | 16 | 1.1% | 88.9% | $93,125 | View |
Nationstar Mortgage
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Conventional, FHA, VA | 13 | 0.9% | 76.5% | $111,923 | |
Newrez LLC
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Conventional, FHA, VA | 12 | 0.8% | 86.7% | $220,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional, VA | 10 | 0.7% | 100% | $272,000 | View |
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A+5.0 ★Texas Ratio: 4.99% |
Conventional, FHA | 10 | 0.7% | 83.3% | $219,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA | 10 | 0.7% | 83.3% | $261,000 | View |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA | 10 | 0.7% | 90.9% | $205,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 9 +1 HELOCs |
0.6% | 75% | $191,666 | |
Amerisave Mortgage Company
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Conventional, FHA | 9 | 0.6% | 23.1% | $99,444 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 9 | 0.6% | 50% | $139,444 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 7 | 0.5% | 69.2% | $182,142 | View |
Mutual of Omaha Mortgage
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Conventional, FHA | 6 | 0.4% | 85.7% | $195,000 | |
Click n' Close, Inc.
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Conventional, FHA | 5 | 0.3% | 100% | $251,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 4 +4 HELOCs |
0.3% | 50% | $100,000 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 4 +1 HELOCs |
0.3% | 80% | $242,500 | |
Royal United Mortgage LLC
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Conventional | 4 | 0.3% | 80% | $77,500 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 4 | 0.3% | 100% | $85,000 | View |
Guild Mortgage Company
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Conventional, FHA | 4 | 0.3% | 80% | $170,000 | |
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A5.0 ★Texas Ratio: 7.61% |
Conventional | 4 | 0.3% | 80% | $250,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 4 | 0.3% | 100% | $272,500 | View |
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A+5.0 ★Texas Ratio: 0.42% |
Conventional | 4 | 0.3% | 100% | $162,500 | View |
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A+5.0 ★Texas Ratio: 2.20% |
FHA, VA | 4 | 0.3% | 100% | $197,500 | View |
New American Funding, LLC.
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Conventional, FHA, VA | 4 | 0.3% | 50% | $187,500 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 4 | 0.3% | 100% | $260,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 3 +2 HELOCs |
0.2% | 50% | $51,666 | |
CrossCountry Mortgage, LLC
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FHA, VA | 3 | 0.2% | 100% | $288,333 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 3 | 0.2% | 60% | $188,333 | View |
Homeowners Financial Group, LLC
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Conventional, FHA | 3 | 0.2% | 100% | $135,000 | |
Das Acquisition Company, LLC
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FHA, VA | 2 | 0.1% | 100% | $225,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 0.1% | 33.3% | $60,000 | |
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A5.0 ★Texas Ratio: 10.53% |
Conventional, FHA | 2 | 0.1% | 100% | $100,000 | View |
Churchill Mortgage Corporation
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Conventional, FHA | 2 | 0.1% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 7.16% |
Conventional | 2 | 0.1% | 100% | $110,000 | View |
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A5.0 ★Texas Ratio: 7.06% |
Conventional | 2 | 0.1% | 100% | $165,000 | View |
Endeavor Capital, LLC
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Conventional, FHA | 2 | 0.1% | 66.7% | $215,000 | |
Farm Credit Mid-America, Aca
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Conventional | 2 | 0.1% | 100% | $345,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 0.1% | 100% | $445,000 | |
Ruoff Mortgage Company
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FHA | 1 | 0.1% | 100% | $115,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
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A5.0 ★Texas Ratio: 7.16% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
Nbkc Bank
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Conventional | 1 | 0.1% | 100% | $205,000 | |
NuMark Credit Union
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Conventional | 1 | 0.1% | 100% | $335,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.1% | 100% | $215,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $135,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.1% | 33.3% | $305,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.1% | 100% | $165,000 | |
Diamond Residential Mtg Corp
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Conventional | 1 | 0.1% | 100% | $475,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.1% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.1% | 100% | $435,000 | View |
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A+5.0 ★Texas Ratio: 0.26% |
FHA | 1 | 0.1% | 100% | $235,000 | View |
Bank of Dixon County
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Conventional | 1 | 0.1% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 4.05% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
American Financing Corporation
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FHA | 1 | 0.1% | 33.3% | $135,000 | |
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A+5.0 ★Texas Ratio: 3.05% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
Service First Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.1% | 100% | $295,000 | |
New Day Financial, LLC.
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VA | 1 | 0.1% | 100% | $195,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.1% | 100% | $425,000 | |
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A5.0 ★Texas Ratio: 10.77% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
Lower, LLC
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FHA | 1 | 0.1% | 100% | $245,000 | |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.1% | 100% | $145,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.1% | 100% | $195,000 | |
DHI Mortgage Company, LTD.
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FHA | 1 | 0.1% | 100% | $285,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.1% | 100% | $135,000 | View |
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A+5.0 ★Texas Ratio: 3.23% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
Tomo Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $155,000 | |
Village Capital & Investment
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FHA | 1 | 0.1% | 50% | $145,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +11 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
First Savings Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% |
Sioux City Mortgage Rate Trends
Daily average mortgage rates for Iowa compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sioux City, Iowa
Looking for mortgage lenders near me or mortgage brokers near me in Sioux City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sioux City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sioux City, IA
Use these to narrow the list above. Each category shows how many Sioux City, IA lenders fit and what that kind of lender is usually best for.
Who Lends in Sioux City, IA
Independent mortgage companies closed 27.4 percent of home loans in Sioux City, Iowa in 2025, banks 62.8 percent and credit unions 9.9 percent. Iowa Bankers Mortgage Corporation was the largest mortgage company, Central Bank the largest bank and Telco Triad Community CU HMDA 2025 the largest credit union. Among lenders headquartered in Iowa, Central Bank led with 144 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Iowa. State real estate transfer tax of $1.60 per $1,000 of consideration above the first $500, paid by the seller; no mortgage recording tax.
More Iowa Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sioux City, IA
By home loans closed in 2025, Central Bank was the largest mortgage lender in Sioux City, Iowa with 144 loans, about 9.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Sioux City, Iowa, Central Bank approved the highest share of completed applications in 2025 at 96 percent, against a 81.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
48 lenders closed FHA loans in Sioux City, Iowa in 2025, led by Rocket Mortgage with 21. 27 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 49 banks and 13 credit unions closed home loans in Sioux City, Iowa in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sioux City, Iowa during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sioux City, Iowa for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sioux City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
