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Primebank Rates & Review August 2026

Primebank's 15-Month Special - New Money rates are at 4.00%, 9-Month rates are at 3.85%, 18-Month rates are at 3.80%, 12-Month rates are at 3.70%, 6-Month rates are at 3.60%. Primebank's savings rates are at 0.50%. Primebank's money market rates are at 0.50%. Primebank's Personal Loan Rates are at 18.36%. MonitorBankRates evaluates the financial stability of Primebank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.02%. Rates last updated and verified on 08/28/2026.

Primebank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Primebank? Share your experience about Primebank by leaving a review below, or read customer reviews before you decide to use Primebank.

Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
9.02%
Excellent Higher than avg
Primebank
37 1st Ave Nw
Le Mars, IA 51031
https://www.primebank.com
Member FDIC

Primebank CD Rates

Product Rate APY Term View More
15 Month Special - New Money - 4.00% 15 Month
Min Deposit $10,000
Min Balance $10,000
Details New Money
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
9 Month - 3.85% 9 Month
Min Deposit $10,000
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
18 Month - 3.80% 18 Month
Min Deposit $10,000
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
12 Month - 3.70% 12 Month
Min Deposit $10,000
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
6 Month - 3.60% 6 Month
Min Deposit $10,000
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
24 Month - 3.50% 24 Month
Min Deposit $10,000
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
30 Month - 3.50% 30 Month
Min Deposit $10,000
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
36 Month - 3.50% 36 Month
Min Deposit $10,000
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
48 Month 1 Step Up - 3.50% 48 Month
Min Deposit $10,000
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
60 Month 2 Step Ups - 3.50% 60 Month
Min Deposit $10,000
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
18 Month - 3.00% 18 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
24 Month - 3.00% 24 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
30 Month - 3.00% 30 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
36 Month - 3.00% 36 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
48 Month 1 Step Up - 3.00% 48 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
60 Month 2 Step Ups - 3.00% 60 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
12 Month - 2.50% 12 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
6 Month - 2.00% 6 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
3 Month - 1.50% 3 Month
Min Deposit $10,000
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
3 Month - 1.25% 3 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%

Primebank Savings Rates

Product Rate APY View More
IRA/SEP Tiered Savings 2.72% 2.75%
Min Deposit $100
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
IRA/SEP Tiered Savings 2.47% 2.50%
Min Deposit $100
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
IRA/SEP Tiered Savings 2.23% 2.25%
Min Deposit $100
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
Elite Savings 1.99% 2.00%
Min Deposit $50,000
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
IRA/SEP Tiered Savings 1.99% 2.00%
Min Deposit $100
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
IRA/SEP Tiered Savings 1.74% 1.75%
Min Deposit $100
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
Elite Savings 1.49% 1.50%
Min Deposit $50,000
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
IRA/SEP Tiered Savings 1.49% 1.50%
Min Deposit $100
Min Balance $150,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
Elite Savings 1.29% 1.30%
Min Deposit $50,000
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
Statement Savings 0.49% 0.50%
Min Deposit $50
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%

Primebank Money Market Rates

Product Rate APY View More
Money Market 1.39% 1.40%
Min Deposit $2,500
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
Money Market 1.24% 1.20%
Min Deposit $2,500
Min Balance $2,500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
Money Market 1.09% 1.10%
Min Deposit $2,500
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
Money Market 0.89% 0.90%
Min Deposit $2,500
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
Money Market 0.69% 0.70%
Min Deposit $2,500
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
Money Market 0.49% 0.50%
Min Deposit $2,500
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%

Primebank Checking Rates

Product Rate APY View More
Open auPIC Interest Checking - 3.25%
Details Qualifications Required; All 3 qualifiers met; Balance less than $35,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
uPIC Interest Checking 3.20% 3.25%
Min Deposit $10
Min Balance $0
Details Qualifications Required: 3 qualifiers are met; If 0, 1 or 2 qualifiers are met; Balances less than $35,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
Open auPIC Interest Checking - 2.32%
Details Qualifications Required; All 3 qualifiers met; Balance $35,000 or more
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
uPIC Interest Checking 0.15% 2.32%
Min Deposit $10
Min Balance $35,000
Details Qualifications Required: 3 qualifiers are met; if all 3 qualifiers are met; Balances $35,000 or more
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
HSA Checking 0.49% 0.50%
Min Deposit $100
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
Basic Plus Checking 0.35% 0.35%
Min Deposit $10,000
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
HSA Checking 0.25% 0.25%
Min Deposit $100
Min Balance $5,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
HSA Checking 0.10% 0.10%
Min Deposit $100
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
Open auPIC Interest Checking - 0.10%
Details Qualifications Required; 0, 1 or 2 qualifiers met for all balances
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%
uPIC Interest Checking 0.10% 0.10%
Min Deposit $10
Min Balance $0
Details Qualifications Required: 3 qualifiers are met; If 0, 1 or 2 qualifiers are met
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%

Primebank Personal Loan Rates

Product Rate APR View More
Unsecured Personal Loan 18.00% 18.36%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 9.02%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Primebank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Primebank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Primebank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Primebank
Bank Holding Company PRIMEBANK INC
Address 37 1st Ave Nw, Le Mars, IA 51031  ·  Plymouth
FDIC Certificate # 8101
Established 01/01/1901
FDIC Insurance Date 01/01/1934
Domestic Offices 4
Total Branches 4
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 95/100
5.0
Exceptional Out of 5.0 Stars
9.02%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.5146%
Return on Equity (ROE) 16.2200%
Non-Performing Loans (NPL) 0.30%
Total Assets $772,931,000
Total Deposits $681,950,000
Equity Capital $80,757,000
Net Income $12,537,000
Headquarters Le Mars
Total Branches and Offices 4
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Primebank

How many branches does Primebank operate?

Primebank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Primebank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Primebank provides members with tools to manage their accounts and build a solid financial history.

Does Primebank offer online and mobile banking?

Most modern institutions like Primebank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.primebank.com.

Current Primebank Rates

  • 12-Month CD2.50%
  • 18-Month CD3.00%
  • 24-Month CD3.00%
  • 36-Month CD3.00%
  • 48-Month CD3.00%
  • 60-Month CD3.00%
  • Savings0.50%
  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.