Mortgage Lenders and Brokers in Dubuque, Iowa
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Dubuque, Iowa mortgage lenders include Dupaco Community Credit UnionDupaco Community Credit Union3299 Hillcrest Rd, Dubuque, IA 52001 3928A+5.0 ★Texas Ratio: 3.87%, DuTrac Community Credit UnionDuTrac Community Credit Union3465 ASBURY RD, DUBUQUE, IA 52002A+5.0 ★Texas Ratio: 4.87%, Fidelity Bank & TrustFidelity Bank & Trust475 Cedar Cross Rd, Dubuque, IA 52003A5.0 ★Texas Ratio: 12.05%, US Bank, N.A.US Bank, N.A.270 W 7th St, Dubuque, IA 52001A+5.0 ★Texas Ratio: 2.85%, Premier BankPremier Bank2625 Nw Arterial, Dubuque, IA 52002A+5.0 ★Texas Ratio: 2.78%, Umb Bank NAUmb Bank NA2196 Holliday Dr, Dubuque, IA 52002A+5.0 ★Texas Ratio: 1.78%, AIM Credit UnionAIM Credit Union1200 Associates Dr, Dubuque, IA 52002 2282A+5.0 ★Texas Ratio: 2.85%, Greenstate Credit UnionGreenstate Credit Union3405 Stoneman Rd, Dubuque, IA 52002A5.0 ★Texas Ratio: 10.18%, Collins Community Credit UnionCollins Community Credit Union255 John F Kennedy Rd, Dubuque, IA 52002 5313B4.6 ★Texas Ratio: 20.10%, and Community Savings BankCommunity Savings Bank100 1st Ave Ne, Cedar Rapids, IA 52401A5.0 ★Texas Ratio: 6.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Dubuque, Iowa in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dubuque are listed first, then lenders elsewhere in Iowa, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Dubuque, Iowa
Market share is the lender's share of all home loans closed in Dubuque, Iowa. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3299 Hillcrest Rd, Dubuque, IA 52001 3928 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 281 +403 HELOCs |
25.4% | 91.7% | $194,893 | View |
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3465 ASBURY RD, DUBUQUE, IA 52002 A+5.0 ★Texas Ratio: 4.87% |
Conventional | 41 | 3.7% | 95.7% | $203,536 | View |
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1 office in Dubuque 475 Cedar Cross Rd, Dubuque, IA 52003 A5.0 ★Texas Ratio: 12.05% |
Conventional | 36 | 3.2% | 97.3% | $181,111 | View |
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2 offices in Dubuque 270 W 7th St, Dubuque, IA 52001 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 22 +11 HELOCs |
2% | 84.6% | $178,181 | View |
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2 offices in Dubuque 2625 Nw Arterial, Dubuque, IA 52002 A+5.0 ★Texas Ratio: 2.78% |
Conventional | 19 | 1.7% | 95.2% | $173,947 | View |
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6 offices in Dubuque 2196 Holliday Dr, Dubuque, IA 52002 A+5.0 ★Texas Ratio: 1.78% |
Conventional, FHA, HELOC | 15 +16 HELOCs |
1.4% | 84.2% | $174,333 | View |
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1200 Associates Dr, Dubuque, IA 52002 2282 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 12 | 1.1% | 100% | $96,666 | View |
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3405 Stoneman Rd, Dubuque, IA 52002 A5.0 ★Texas Ratio: 10.18% |
Conventional, FHA, VA, Jumbo, HELOC | 237 +45 HELOCs |
21.4% | 90.7% | $191,033 | View |
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255 John F Kennedy Rd, Dubuque, IA 52002 5313 B4.6 ★Texas Ratio: 20.10% |
Conventional, HELOC | 19 +4 HELOCs |
1.7% | 70.4% | $145,526 | View |
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100 1st Ave Ne, Cedar Rapids, IA 52401 A5.0 ★Texas Ratio: 6.98% |
Conventional | 4 | 0.4% | 80% | $132,500 | View |
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2510 SW State St, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 4.74% |
Conventional, HELOC | 3 +5 HELOCs |
0.3% | 60% | $168,333 | View |
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435 S Duff Ave, Ames, IA 50010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.3% | 100% | $205,000 | View |
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515 Main St, Cedar Falls, IA 50613 A+5.0 ★Texas Ratio: 0.10% |
Conventional, Jumbo | 3 | 0.3% | 100% | $341,666 | View |
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116 Third Avenue South, Mount Vernon, IA 52314 A+5.0 ★Texas Ratio: 1.29% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
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2650 University Ave, Des Moines, IA 50311 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
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15 Goethe St, Guttenberg, IA 52052 A+5.0 ★Texas Ratio: 1.34% |
Conventional | 1 | 0.1% | 100% | $375,000 | View |
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2322 W 1st St, Cedar Falls, IA 50613 A+5.0 ★Texas Ratio: 2.24% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
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413 State St, Guthrie Center, IA 50115 A+5.0 ★Texas Ratio: 0.93% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
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600 Boyson Rd Ne, Cedar Rapids, IA 52402 A+5.0 ★Texas Ratio: 3.50% |
Conventional | 1 | 0.1% | 100% | $115,000 | View |
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1420 S Clinton St, Albia, IA 52531 2636 B4.4 ★Texas Ratio: 22.12% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
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2600 Lincoln Way, Clinton, IA 52732 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 1 | 0.1% | 100% | $85,000 | View |
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100 Nile Kinnick Dr N, Adel, IA 50003 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 0.1% | 100% | $225,000 | View |
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123 W 4th St, Cedar Falls, IA 50613 2831 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
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3820 8th St Sw, Altoona, IA 50009 A+5.0 ★Texas Ratio: 2.48% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Midwestone Bank
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Conventional, HELOC | 117 +105 HELOCs |
10.6% | 91.5% | $234,145 | |
Iowa Bankers Mortgage Corporation
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Conventional | 22 | 2% | 88% | $288,181 | |
Residential Mortgage Network, Inc.
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Conventional, FHA, VA | 11 | 1% | 100% | $187,727 | |
Homeservices Lending LLC
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Conventional, FHA | 2 | 0.2% | 100% | $135,000 | |
Contract Exchange Corporation
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Conventional | 1 | 0.1% | 100% | $55,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 37 | 3.3% | 79.2% | $196,621 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 31 | 2.8% | 94.6% | $185,322 | |
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A+5.0 ★Texas Ratio: 5.75% |
Conventional, Jumbo, HELOC | 25 +15 HELOCs |
2.3% | 78.1% | $224,200 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 21 | 1.9% | 95.5% | $223,095 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 15 | 1.4% | 85% | $226,333 | |
Mortgage Research Center
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FHA, VA | 14 | 1.3% | 77.8% | $262,142 | |
21St Mortgage
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Conventional | 12 | 1.1% | 20% | $46,666 | |
New American Funding, LLC.
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Conventional, FHA, VA | 10 | 0.9% | 90.9% | $216,000 | |
Ruhl Mortgage LLC
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Conventional, FHA | 6 | 0.5% | 100% | $218,333 | |
Newrez LLC
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Conventional | 5 | 0.5% | 50% | $349,000 | |
Zippy Loans, LLC
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Conventional | 4 | 0.4% | 66.7% | $37,500 | |
Canopy Mortgage, LLC
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Conventional, FHA | 4 | 0.4% | 100% | $227,500 | |
Guild Mortgage Company
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Conventional, FHA, VA | 4 | 0.4% | 100% | $217,500 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 3 +1 HELOCs |
0.3% | 100% | $271,666 | |
Nationstar Mortgage
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Conventional | 3 | 0.3% | 100% | $88,333 | |
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A+5.0 ★Texas Ratio: 0.68% |
Conventional | 3 | 0.3% | 100% | $311,666 | View |
loanDepot.com LLC
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Conventional, FHA, HELOC | 2 +2 HELOCs |
0.2% | 33.3% | $160,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA, VA | 2 | 0.2% | 100% | $200,000 | View |
Servion
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Conventional | 2 | 0.2% | 100% | $130,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.2% | 66.7% | $205,000 | |
Nbkc Bank
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Conventional | 2 | 0.2% | 100% | $325,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.2% | 100% | $175,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 0.2% | 100% | $135,000 | |
Cmg Mortgage Inc
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FHA, USDA | 2 | 0.2% | 100% | $80,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.2% | 50% | $80,000 | |
Lower, LLC
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Conventional | 2 | 0.2% | 100% | $300,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.2% | 50% | $125,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.2% | 100% | $130,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $235,000 | View |
Alliant Credit Union
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.1% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
Everett Financial, Inc.
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FHA | 1 | 0.1% | 100% | $215,000 | |
Norwich Commercial Group Inc
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VA | 1 | 0.1% | 100% | $275,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.1% | 100% | $535,000 | |
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A5.0 ★Texas Ratio: 13.85% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
Sun West Mortgage Company, Inc
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VA | 1 | 0.1% | 100% | $175,000 | |
Connexus Credit Union
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Conventional | 1 | 0.1% | 100% | $505,000 | |
Ameritrust Mortgage Corporation
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VA | 1 | 0.1% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 0.16% |
Conventional | 1 | 0.1% | 100% | $615,000 | View |
New Day Financial, LLC.
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VA | 1 | 0.1% | 28.6% | $255,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0.1% | 100% | $125,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.1% | 100% | $285,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $205,000 | |
Mortgage Center LC
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Conventional | 1 | 0.1% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
American Pacific Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
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A+5.0 ★Texas Ratio: 1.47% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.1% | 100% | $305,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.1% | 100% | $405,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.1% | 100% | $335,000 | |
Toyota Financial Savings Bank
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Conventional | 1 | 0.1% | 100% | $465,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.1% | 100% | $275,000 | View |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
Village Capital & Investment
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VA | 1 | 0.1% | 83.3% | $255,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Dubuque Mortgage Rate Trends
Daily average mortgage rates for Iowa compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Dubuque, Iowa
Looking for mortgage lenders near me or mortgage brokers near me in Dubuque? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dubuque in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Dubuque, IA
Use these to narrow the list above. Each category shows how many Dubuque, IA lenders fit and what that kind of lender is usually best for.
Who Lends in Dubuque, IA
Independent mortgage companies closed 21.4 percent of home loans in Dubuque, Iowa in 2025, banks 22.1 percent and credit unions 56.5 percent. Iowa Bankers Mortgage Corporation was the largest mortgage company, Fidelity Bank & Trust the largest bank and Dupaco Community Credit Union the largest credit union. Among lenders headquartered in Iowa, Dupaco Community Credit Union led with 281 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Iowa. State real estate transfer tax of $1.60 per $1,000 of consideration above the first $500, paid by the seller; no mortgage recording tax.
More Iowa Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Dubuque, IA
By home loans closed in 2025, Dupaco Community Credit Union was the largest mortgage lender in Dubuque, Iowa with 281 loans, about 25.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Dubuque, Iowa, Dupaco Community Credit Union approved the highest share of completed applications in 2025 at 91.7 percent, against a 86 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Dubuque, Iowa in 2025, led by Greenstate Credit Union with 15. 18 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 13 credit unions closed home loans in Dubuque, Iowa in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Dubuque, Iowa during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dubuque, Iowa for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dubuque. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
