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Premier Bank Dubuque, IA Rates & Review October 2026

Premier Bank Dubuque, IA's 9-Month Certificate Special rates are at 3.75%, CD Specials - 9-Month Special rates are at 3.75%, 15-Month Certificate Special rates are at 3.50%, CD Specials - 15-Month Special rates are at 3.50%, Certificate of Deposit - 60-Month term rates are at 2.50%. Premier Bank Dubuque, IA's savings rates are at 0.75%. Premier Bank Dubuque, IA's money market rates are at 1.00%. Premier Bank Dubuque, IA's checking rates are as high as 0.50%. MonitorBankRates evaluates the financial stability of Premier Bank Dubuque, IA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.78%. Rates last updated and verified on 10/22/2026.

Premier Bank Dubuque, IA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Premier Bank Dubuque, IA? Share your experience about Premier Bank Dubuque, IA by leaving a review below, or read customer reviews before you decide to use Premier Bank Dubuque, IA.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.78%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Premier Bank
2625 Nw Arterial
Dubuque, IA 52002
https://www.premierbanking.com
MemberFDIC
Customer Reviews
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Premier Bank Dubuque, IA CD Rates

Product Rate APY Term View More
9 Month Certificate Special 3.685% 3.75% 9 months
Min Deposit $10,000
Details Certificate of Deposit (min $10,000); Auto renews for 9 months at the 6 month CD rate at time of renewal
Last Updated 10/22/2026
Rate History
No change since Oct 14, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 14, 2026: 3.75% APYOct 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
CD Specials - 9 Month Special 3.685% 3.75% 9 Month
Min Deposit $10,000
Details Certificate of Deposit (min $10,000); Auto renews for 9 months at the 6 month CD rate at time of renewal
Last Updated 10/22/2026
Rate History
No change since Oct 14, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 14, 2026: 3.75% APYOct 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
15 Month Certificate Special 3.445% 3.50% 15 months
Min Deposit $10,000
Details Certificate of Deposit (min $10,000); Auto renews for 15 months at the 12 month CD rate at time of renewal
Last Updated 10/22/2026
Rate History
No change since Oct 14, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 14, 2026: 3.50% APYOct 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
CD Specials - 15 Month Special 3.445% 3.50% 15 Month
Min Deposit $10,000
Details Certificate of Deposit (min $10,000); Auto renews for 15 months at the 12 month CD rate at time of renewal
Last Updated 10/22/2026
Rate History
No change since Oct 14, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 14, 2026: 3.50% APYOct 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
Certificate of Deposit - 60 month term 2.47% 2.50% 60 month
Min Deposit $1,000
Details Certificate of Deposit (min $1,000); requires a minimum opening deposit; balance equal to original opening deposit required to earn disclosed rate and APY
Last Updated 10/22/2026
Rate History
No change since Oct 14, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Oct 14, 2026: 2.50% APYOct 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
Certificate of Deposit - 48 month term 2.23% 2.25% 48 month
Min Deposit $1,000
Details Certificate of Deposit (min $1,000); requires a minimum opening deposit; balance equal to original opening deposit required to earn disclosed rate and APY
Last Updated 10/22/2026
Rate History
No change since Oct 14, 2026 · 2.25% APY · checked 2 times
1.75%2.25%2.75%Oct 14, 2026: 2.25% APYOct 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
Certificate of Deposit - 36 month term 1.98% 2.00% 36 month
Min Deposit $1,000
Details Certificate of Deposit (min $1,000); requires a minimum opening deposit; balance equal to original opening deposit required to earn disclosed rate and APY
Last Updated 10/22/2026
Rate History
No change since Oct 14, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Oct 14, 2026: 2.00% APYOct 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
Certificate of Deposit - 24 month term 1.74% 1.75% 24 month
Min Deposit $1,000
Details Certificate of Deposit (min $1,000); requires a minimum opening deposit; balance equal to original opening deposit required to earn disclosed rate and APY
Last Updated 10/22/2026
Rate History
No change since Oct 14, 2026 · 1.75% APY · checked 2 times
1.25%1.75%2.25%Oct 14, 2026: 1.75% APYOct 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
Certificate of Deposit - 12 month term 1.49% 1.50% 12 month
Min Deposit $1,000
Details Certificate of Deposit (min $1,000); requires a minimum opening deposit; balance equal to original opening deposit required to earn disclosed rate and APY
Last Updated 10/22/2026
Rate History
No change since Oct 14, 2026 · 1.50% APY · checked 2 times
1.00%1.50%2.00%Oct 14, 2026: 1.50% APYOct 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
Certificate of Deposit - 6 month term 1.24% 1.25% 6 month
Min Deposit $1,000
Details Certificate of Deposit (min $1,000); requires a minimum opening deposit; balance equal to original opening deposit required to earn disclosed rate and APY
Last Updated 10/22/2026
Rate History
No change since Oct 14, 2026 · 1.25% APY · checked 2 times
0.75%1.25%1.75%Oct 14, 2026: 1.25% APYOct 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
Certificate of Deposit - 3 month term 0.995% 1.00% 3 month
Min Deposit $1,000
Details Certificate of Deposit (min $1,000); requires a minimum opening deposit; balance equal to original opening deposit required to earn disclosed rate and APY
Last Updated 10/22/2026
Rate History
No change since Oct 14, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Oct 14, 2026: 1.00% APYOct 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%

Premier Bank Dubuque, IA Savings Rates

Product Rate APY View More
Life Savings 0.75% 0.75%
Min Balance $0
Details Qualifications Required; Qualifying balance up to $10,000.00; No Minimum Balance Required; Paired with Life Checking; If qualifications not met, 0.01% APY on entire balance; Variable rate account
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.75% APY · checked 7 times
0.25%0.75%1.25%Sep 24, 2026: 0.75% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
Premier Savings 0.25% 0.25%
Min Balance $10,000
Details Balance: $10,000 and over
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 24, 2026: 0.25% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
Youth Savings 0.25% 0.25%
Min Deposit $5
Details Balance: All balances
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 24, 2026: 0.25% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
Premier Savings 0.20% 0.20%
Min Balance $5,000
Details Balance: $5,000 - $9,999.99
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.20% APY · checked 7 times
0.00%0.35%0.70%Sep 24, 2026: 0.20% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
Premier Savings 0.15% 0.15%
Min Balance $1,000
Details Balance: $1,000 - $4,999.99
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 7 times
0.00%0.33%0.65%Sep 24, 2026: 0.15% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
Premier Savings 0.10% 0.10%
Min Balance $0
Details Balance: $0.00 - $999.99
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 24, 2026: 0.10% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
Health Savings Account (HSA) 0.05% 0.05%
Min Balance $25,000
Details Balance: $25,000+; Variable rate account; For consumer deposits only; $2.50 monthly fee if average daily balance falls below $1,500
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 24, 2026: 0.05% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
Health Savings Account (HSA) 0.03% 0.03%
Min Balance $5,000
Details Balance: $5,000 - $24,999.99; Variable rate account; For consumer deposits only; $2.50 monthly fee if average daily balance falls below $1,500
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.03% APY · checked 7 times
0.00%0.27%0.53%Sep 24, 2026: 0.03% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
Health Savings Account (HSA) 0.02% 0.02%
Min Balance $0
Details Balance: $0.00 - $4999.99; Variable rate account; For consumer deposits only; $2.50 monthly fee if average daily balance falls below $1,500
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.02% APY · checked 7 times
0.00%0.26%0.52%Sep 24, 2026: 0.02% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
Life Savings 0.02% 0.02%
Min Balance $10,000
Details Qualifications Required; Balance: $10,000+; No Minimum Balance Required; Paired with Life Checking account; if requirement not met, 0.01% on entire balance
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.02% APY · checked 7 times
0.00%0.26%0.52%Sep 24, 2026: 0.02% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%

Premier Bank Dubuque, IA Money Market Rates

Product Rate APY View More
Choice Money Market 0.995% 1.00%
Min Balance $250,000
Details Balance: $250,000.01 - $500,000.00; Requires Choice Checking account; If Choice Checking eligibility not met, APY is 0.01%; $25 monthly fee if balance falls below $25,000
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 7 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
Money Market 0.995% 1.00%
Min Deposit $5,000
Min Balance $100,000
Details Balance: $100,000+; Minimum deposit of $5,000; $10 monthly maintenance fee if balance falls below $5,000; variable rate account
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 7 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
Money Market 0.85% 0.85%
Min Deposit $5,000
Min Balance $50,000
Details Balance: $50,000 - $99,999.99; Minimum deposit of $5,000; $10 monthly maintenance fee if balance falls below $5,000; variable rate account
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.85% APY · checked 7 times
0.35%0.85%1.35%Sep 24, 2026: 0.85% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
Choice Money Market 0.80% 0.80%
Min Balance $100,000
Details Balance: $100,000.01 - $250,000.00; Requires Choice Checking account; If Choice Checking eligibility not met, APY is 0.01%; $25 monthly fee if balance falls below $25,000
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.80% APY · checked 7 times
0.30%0.80%1.30%Sep 24, 2026: 0.80% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
Money Market 0.75% 0.75%
Min Deposit $5,000
Min Balance $25,000
Details Balance: $25,000 - $49,999.99; Minimum deposit of $5,000; $10 monthly maintenance fee if balance falls below $5,000; variable rate account
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.75% APY · checked 7 times
0.25%0.75%1.25%Sep 24, 2026: 0.75% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
Choice Money Market 0.60% 0.60%
Min Balance $0
Details Balance: $0.00 - $100,000.00; Requires Choice Checking account; If Choice Checking eligibility not met, APY is 0.01%; $25 monthly fee if balance falls below $25,000
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.60% APY · checked 7 times
0.10%0.60%1.10%Sep 24, 2026: 0.60% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
Money Market 0.50% 0.50%
Min Deposit $5,000
Min Balance $5,000
Details Balance: $5,000 - $24,999.99; Minimum deposit of $5,000; $10 monthly maintenance fee if balance falls below $5,000; variable rate account
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.50% APY · checked 7 times
0.00%0.50%1.00%Sep 24, 2026: 0.50% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
Money Market 0.25% 0.25%
Min Deposit $5,000
Min Balance $0
Details Balance: $0.00 - $4999.99; Minimum deposit of $5,000; $10 monthly maintenance fee if balance falls below $5,000; variable rate account
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 24, 2026: 0.25% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
Choice Money Market 0.05% 0.05%
Min Balance $500,000
Details Balance: $500,000.01 and over; Requires Choice Checking account; If Choice Checking eligibility not met, APY is 0.01%; $25 monthly fee if balance falls below $25,000
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 24, 2026: 0.05% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%

Premier Bank Dubuque, IA Checking Rates

Product Rate APY View More
Life Checking 0.50% 0.50%
Min Deposit $25
Min Balance $0
Details Balance: $0.00 - $5,000; If eligibility requirements are not met, interest rate and APY are 0.01%; Variable rate account
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.50% APY · checked 7 times
0.00%0.50%1.00%Sep 24, 2026: 0.50% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
Choice Checking 0.15% 0.15%
Details Balance: ALL CHECKING BALANCES; If eligibility requirements of Choice Checking are not met the interest rate and APY are 0.01%
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 7 times
0.00%0.33%0.65%Sep 24, 2026: 0.15% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
Life Checking 0.01% 0.01%
Min Deposit $25
Min Balance $5,000
Details Balance: $5,000.01+; If eligibility requirements are not met, interest rate and APY are 0.01%; Variable rate account
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.01% APY · checked 7 times
0.00%0.26%0.51%Sep 24, 2026: 0.01% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
Smart Checking 0.01% 0.01%
Min Deposit $25
Min Balance $0
Details Balance: $0.00 - $499.99; Variable rate account
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.01% APY · checked 7 times
0.00%0.26%0.51%Sep 24, 2026: 0.01% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
Smart Checking 0.01% 0.01%
Min Deposit $25
Min Balance $500
Details Balance: $500 - $999.99; Variable rate account
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.01% APY · checked 7 times
0.00%0.26%0.51%Sep 24, 2026: 0.01% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
Smart Checking 0.01% 0.01%
Min Deposit $25
Min Balance $1,000
Details Balance: $1000 - $4,999.99; Variable rate account
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.01% APY · checked 7 times
0.00%0.26%0.51%Sep 24, 2026: 0.01% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%
Smart Checking 0.01% 0.01%
Min Deposit $25
Min Balance $5,000
Details Balance: $5,000+; Variable rate account
Last Updated 10/22/2026
Rate History
No change since Sep 24, 2026 · 0.01% APY · checked 7 times
0.00%0.26%0.51%Sep 24, 2026: 0.01% APYSep 24, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%

Premier Bank Dubuque, IA Other Rates

Product Rate Points APY/APR Term View More
Construction Loan 6.59% - 7.926%
Details Credit Score: 700+; Rates as of 06/20/2024; Risk Based Pricing: rates may be higher and depend on Loan to Value and Credit Score
Last Updated 10/22/2026
Rate History
No change since Sep 16, 2026 · 7.93% APR · checked 8 times
7.43%7.93%8.43%Sep 16, 2026: 7.93% APRSep 16, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.78%

Financial Health History

Premier Bank Dubuque, IA’s Texas Ratio rose from 0.08% in Q3 2023 to 2.78% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 4.6 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 0.08% A Q3 2023 A+ Q4 2023 A+ Q1 2024 A Q2 2024 A Q3 2024 A Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 2.78% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$358M2.78%5.0A+
March 31, 2026$371M2.89%5.0A+
December 31, 2025$365M2.39%5.0A+
September 30, 2025$345M2.41%5.0A+
June 30, 2025$347M2.55%5.0A+
March 31, 2025$358M2.58%5.0A+
December 31, 2024$371M12.17%5.0A
September 30, 2024$376M9.30%5.0A
June 30, 2024$374M9.56%5.0A
March 31, 2024$388M0.09%4.8A+
December 31, 2023$375M0.00%4.8A+
September 30, 2023$379M0.08%4.6A
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Premier Bank Dubuque, IA is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Premier Bank Dubuque, IA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Premier Bank Dubuque, IA's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Premier Bank Dubuque, IA
Address 2625 Nw Arterial, Dubuque, IA 52002  ·  Dubuque
Bank Holding Company PREMIER FINANCIAL CORP
FDIC Certificate # 34849
Regulator FED
Established October 13, 1998
FDIC Insurance Date October 13, 1998
Domestic Offices 3
Total Branches 3
FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.78%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
1.1471%
Return on Equity (ROE)
14.2800%
Non-Performing Loans Ratio (NPL)
0.05%
Total Assets
$357,734,000
Total Deposits
$304,823,000
Equity Capital
$28,746,000
Net Income
$2,090,000
Headquarters
Dubuque
Total Branches and Offices
3
Source: FDIC — Last Updated June 30, 2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Premier Bank Dubuque, IA earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Frequently Asked Questions About Premier Bank Dubuque, IA

Does Premier Bank Dubuque, IA offer CDs?

Yes. Premier Bank Dubuque, IA offers certificates of deposit (CDs) with fixed interest rates across multiple term lengths. Its current CD rates, verified by MonitorBankRates, are listed on this page.

Are CDs from Premier Bank Dubuque, IA FDIC insured?

Yes. Premier Bank Dubuque, IA is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Premier Bank Dubuque, IA?

The highest CD rate MonitorBankRates has verified for Premier Bank Dubuque, IA is 3.75% APY on its 9-Months 9-Month Certificate Special, as of October 22, 2026.

What CD terms does Premier Bank Dubuque, IA offer?

The Premier Bank Dubuque, IA CD terms we track include 9 month, 12 month, 15 month, 2 year, 3 year, 4 year and 5 year terms, with rates from 2.50% to 3.75% APY. The institution may offer other terms or specials that are not listed here, so check with Premier Bank Dubuque, IA for its full lineup.

What is the highest savings rate at Premier Bank Dubuque, IA?

The highest savings rate MonitorBankRates has verified for Premier Bank Dubuque, IA is 0.75% APY on its Life Savings, as of October 22, 2026.

What is the highest money market rate at Premier Bank Dubuque, IA?

The highest money market rate MonitorBankRates has verified for Premier Bank Dubuque, IA is 1.00% APY on its Choice Money Market, as of October 22, 2026.

What is the highest checking rate at Premier Bank Dubuque, IA?

The highest checking rate MonitorBankRates has verified for Premier Bank Dubuque, IA is 0.50% APY on its Life Checking, as of October 22, 2026.

How many branches does Premier Bank Dubuque, IA operate?

Premier Bank Dubuque, IA currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Premier Bank Dubuque, IA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Premier Bank Dubuque, IA provides members with tools to manage their accounts and build a solid financial history.

Does Premier Bank Dubuque, IA offer online and mobile banking?

Most modern institutions like Premier Bank Dubuque, IA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.premierbanking.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Premier Bank Dubuque, IA rates compare?

Premier Bank Dubuque, IA's top rates are 3.75% APY on its 9-Months 9-Month Certificate Special, 0.75% APY on savings, 1.00% APY on money market and 0.50% APY on checking, verified by MonitorBankRates on October 22, 2026. To compare Premier Bank Dubuque, IA with the top rates nationwide, see our best CD rates, best savings rates, best money market rates and best checking rates, updated daily from banks and credit unions across the country.

Current Premier Bank Dubuque, IA Rates

  • 12-Month CD1.50%
  • 24-Month CD1.75%
  • 36-Month CD2.00%
  • 48-Month CD2.25%
  • 60-Month CD2.50%
  • Savings0.75%
  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.