Mortgage Lenders and Brokers in Iowa City, Iowa
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Iowa City, Iowa mortgage lenders include Hills Bank and Trust CompanyHills Bank and Trust Company125 North Madison Street, Iowa City, IA 52245A+5.0 ★Texas Ratio: 2.40%, US Bank, N.A.US Bank, N.A.2312 Mormon Trek Blvd, Iowa City, IA 52246A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA103 E College St, Iowa City, IA 52240A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA105 E Burlington St, Iowa City, IA 52240A+5.0 ★Texas Ratio: 3.68%, Residential Mortgage Network, Inc.Residential Mortgage Network, Inc.Iowa City, IA, Midwestone BankMidwestone BankIowa City, IA, Greenstate Credit UnionGreenstate Credit Union500 Iowa Ave, Iowa City, IA 52240A5.0 ★Texas Ratio: 10.18%, Veridian Credit UnionVeridian Credit Union2510 SW State St, Ankeny, IA 50023A+5.0 ★Texas Ratio: 4.74%, Collins Community Credit UnionCollins Community Credit Union5908 Winterberry Dr, Cedar Falls, IA 50613B4.6 ★Texas Ratio: 20.10%, and CBI Bank & TrustCBI Bank & Trust3401 53rd Ave, Bettendorf, IA 52722A+5.0 ★Texas Ratio: 5.41%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Iowa City, Iowa in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Iowa City are listed first, then lenders elsewhere in Iowa, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Iowa City, Iowa
Market share is the lender's share of all home loans closed in Iowa City, Iowa. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
4 offices in Iowa City 125 North Madison Street, Iowa City, IA 52245 A+5.0 ★Texas Ratio: 2.40% |
Conventional, HELOC | 346 +114 HELOCs |
29.6% | 98.6% | $239,277 | View |
|
2 offices in Iowa City 2312 Mormon Trek Blvd, Iowa City, IA 52246 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 11 +3 HELOCs |
0.9% | 75% | $345,909 | View |
|
1 office in Iowa City 103 E College St, Iowa City, IA 52240 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 6 | 0.5% | 60% | $180,000 | View |
|
1 office in Iowa City 105 E Burlington St, Iowa City, IA 52240 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 5 | 0.4% | 62.5% | $319,000 | View |
Residential Mortgage Network, Inc.
|
Conventional, FHA, VA | 52 | 4.4% | 98.1% | $280,576 | |
Midwestone Bank
|
Conventional, Jumbo, HELOC | 15 +37 HELOCs |
1.3% | 88.2% | $482,333 | |
|
500 Iowa Ave, Iowa City, IA 52240 A5.0 ★Texas Ratio: 10.18% |
Conventional, FHA, VA, Jumbo, HELOC | 494 +232 HELOCs |
42.3% | 97.7% | $224,554 | View |
|
2510 SW State St, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 4.74% |
Conventional, VA, HELOC | 25 +20 HELOCs |
2.1% | 84.4% | $218,600 | View |
|
5908 Winterberry Dr, Cedar Falls, IA 50613 B4.6 ★Texas Ratio: 20.10% |
Conventional, HELOC | 10 +1 HELOCs |
0.9% | 66.7% | $224,000 | View |
|
3401 53rd Ave, Bettendorf, IA 52722 A+5.0 ★Texas Ratio: 5.41% |
Conventional, HELOC | 9 +1 HELOCs |
0.8% | 90.9% | $328,333 | View |
|
134 Main St, Columbus Junction, IA 52738 A+5.0 ★Texas Ratio: 5.66% |
Conventional | 7 | 0.6% | 100% | $196,428 | View |
|
3330 Mount Vernon Rd SE, Cedar Rapids, IA 52402 A+5.0 ★Texas Ratio: 5.64% |
Conventional | 6 | 0.5% | 75% | $203,333 | View |
|
107 S Garnavillo St, Anamosa, IA 52205 A5.0 ★Texas Ratio: 12.05% |
Conventional | 4 | 0.3% | 100% | $197,500 | View |
|
401 10th Ave, Coralville, IA 52241 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 4 | 0.3% | 100% | $335,000 | View |
|
2650 University Ave, Des Moines, IA 50311 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +1 HELOCs |
0.3% | 100% | $315,000 | View |
|
3820 8th St Sw, Altoona, IA 50009 A+5.0 ★Texas Ratio: 2.48% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.2% | 100% | $805,000 | View |
|
2322 W 1st St, Cedar Falls, IA 50613 A+5.0 ★Texas Ratio: 2.24% |
Conventional | 2 | 0.2% | 100% | $115,000 | View |
|
901 Bank Ct, Center Point, IA 52213 A+5.0 ★Texas Ratio: 2.41% |
Conventional | 2 | 0.2% | 100% | $75,000 | View |
|
100 E Railroad St, Afton, IA 50830 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 2 | 0.2% | 100% | $495,000 | View |
|
6410 Sw 9th St, Des Moines, IA 50315 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.2% | 100% | $155,000 | View |
|
200 S Cherry St, Mechanicsville, IA 52306 A+5.0 ★Texas Ratio: 0.13% |
Conventional | 2 | 0.2% | 100% | $190,000 | View |
|
525 Main St, Ames, IA 50010 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 2 | 0.2% | 100% | $345,000 | View |
|
117 N Main Ave, Alburnett, IA 52202 A+5.0 ★Texas Ratio: 1.19% |
Conventional, Jumbo | 2 | 0.2% | 100% | $695,000 | View |
|
814 4th Ave, Grinnell, IA 50112 A-5.0 ★Texas Ratio: 14.50% |
Conventional | 2 | 0.2% | 100% | $260,000 | View |
|
6804 University Ave, Cedar Falls, IA 50613 A5.0 ★Texas Ratio: 6.18% |
Conventional | 2 | 0.2% | 100% | $40,000 | View |
|
5865 Saratoga Rd, Asbury, IA 52002 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $195,000 | View |
|
300 1st Ave N, Clear Lake, IA 50428 A+5.0 ★Texas Ratio: 5.80% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
|
515 Main St, Cedar Falls, IA 50613 A+5.0 ★Texas Ratio: 0.10% |
Conventional | 1 | 0.1% | 100% | $65,000 | View |
|
251 Reed St, Akron, IA 51001 A+5.0 ★Texas Ratio: 1.49% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
|
4417 University Ave, Cedar Falls, IA 50613 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.1% | 100% | $65,000 | View |
|
1022 Skylar St, Denver, IA 50622 A+5.0 ★Texas Ratio: 0.67% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
|
602 Main St, Cedar Falls, IA 50613 A5.0 ★Texas Ratio: 8.81% |
Conventional | 1 | 0.1% | 100% | $85,000 | View |
|
15 Goethe St, Guttenberg, IA 52052 A+5.0 ★Texas Ratio: 1.34% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
|
2019 Grant St, Bettendorf, IA 52722 A+5.0 ★Texas Ratio: 4.68% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
|
205 Water St, Cambridge, IA 50046 A5.0 ★Texas Ratio: 7.99% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
|
205 E Erie Street, Missouri Valley, IA 51555 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
|
112 E Washington St, Brighton, IA 52540 A+5.0 ★Texas Ratio: 1.14% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
|
16390 Holcomb Ct, Clive, IA 50325 A+5.0 ★Texas Ratio: 1.00% |
Conventional | 1 | 0.1% | 100% | $335,000 | View |
Ohnward Bank and Trust
4726 50th Ave, Baldwin, IA 52207 |
Conventional | 1 | 0.1% | 100% | $125,000 | |
|
59 4th St N, Central City, IA 52214 A+5.0 ★Texas Ratio: 0.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Iowa Bankers Mortgage Corporation
|
Conventional | 8 | 0.7% | 88.9% | $231,250 | |
Two Rivers Bank & Trust
|
Conventional | 4 | 0.3% | 100% | $255,000 | |
Homeservices Lending LLC
|
Conventional | 3 | 0.3% | 100% | $181,666 | |
Rocket Mortgage
|
Conventional, FHA | 19 | 1.6% | 65.6% | $190,263 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 11 | 0.9% | 73.3% | $309,545 | |
Flat Branch Mortgage, Inc.
|
Conventional, FHA | 6 | 0.5% | 100% | $243,333 | |
New American Funding, LLC.
|
Conventional, FHA | 6 | 0.5% | 100% | $200,000 | |
United Wholesale Mortgage
|
Conventional, VA | 5 | 0.4% | 83.3% | $291,000 | |
Nationstar Mortgage
|
Conventional, VA | 5 | 0.4% | 100% | $201,000 | |
loanDepot.com LLC
|
Conventional, VA | 4 | 0.3% | 66.7% | $287,500 | |
21St Mortgage
|
Conventional | 4 | 0.3% | 26.3% | $57,500 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, HELOC | 3 +1 HELOCs |
0.3% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 3 | 0.3% | 60% | $198,333 | View |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 3 | 0.3% | 100% | $198,333 | |
Planet Home Lending, LLC
|
VA | 3 | 0.3% | 100% | $361,666 | |
|
A+5.0 ★Texas Ratio: 4.99% |
Conventional | 3 | 0.3% | 100% | $241,666 | View |
Mutual of Omaha Mortgage
|
Conventional | 3 | 0.3% | 60% | $165,000 | |
Spring Eq, LLC
|
Conventional | 3 | 0.3% | 50% | $105,000 | |
Servion
|
Conventional | 2 | 0.2% | 100% | $360,000 | |
Cmg Mortgage Inc
|
FHA, VA | 2 | 0.2% | 100% | $395,000 | |
Cardinal Financial Company, Li
|
Conventional | 2 | 0.2% | 100% | $290,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.2% | 50% | $255,000 | View |
Ruhl Mortgage LLC
|
Conventional | 2 | 0.2% | 100% | $135,000 | |
Mortgage Research Center
|
VA | 2 | 0.2% | 100% | $285,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 2 | 0.2% | 100% | $235,000 | |
|
★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $195,000 | View |
Cadence Bank
|
Conventional | 1 | 0.1% | 100% | $235,000 | |
Genisys Credit Union
|
Conventional | 1 | 0.1% | 100% | $135,000 | |
|
A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.1% | 100% | $455,000 | |
Zippy Loans, LLC
|
Conventional | 1 | 0.1% | 100% | $65,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.1% | 100% | $325,000 | |
Amerisave Mortgage Company
|
VA | 1 | 0.1% | 20% | $75,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.1% | 100% | $265,000 | |
Credit Union 1
|
Conventional | 1 | 0.1% | 100% | $85,000 | |
American Financing Corporation
|
Conventional | 1 | 0.1% | 100% | $115,000 | |
|
A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.1% | 100% | $415,000 | View |
Marine Credit Union
|
Conventional | 1 | 0.1% | 50% | $175,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
|
A+5.0 ★Texas Ratio: 1.52% |
Conventional | 1 | 0.1% | 100% | $495,000 | |
I H Mississippi Valley Credit Union
|
Conventional | 1 | 0.1% | 100% | $475,000 | |
|
A+5.0 ★Texas Ratio: 0.96% |
Conventional | 1 | 0.1% | 100% | $85,000 | View |
Lower, LLC
|
Conventional | 1 | 0.1% | 100% | $295,000 | |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,085,000 | View |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.1% | 50% | $95,000 | View |
Nexera Holding LLC
|
Conventional | 1 | 0.1% | 100% | $105,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.1% | 100% | $35,000 | |
Gershman Investment Corp.
|
Conventional | 1 | 0.1% | 100% | $325,000 | |
Leaderone Financial Corp.
|
Conventional | 1 | 0.1% | 100% | $315,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $295,000 | |
Griffin Funding Inc.
|
VA | 1 | 0.1% | 100% | $445,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 5.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Wings Financial Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Navy Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Iowa City Mortgage Rate Trends
Daily average mortgage rates for Iowa compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Iowa City, Iowa
Looking for mortgage lenders near me or mortgage brokers near me in Iowa City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Iowa City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Iowa City, IA
Use these to narrow the list above. Each category shows how many Iowa City, IA lenders fit and what that kind of lender is usually best for.
Who Lends in Iowa City, IA
Independent mortgage companies closed 14.5 percent of home loans in Iowa City, Iowa in 2025, banks 39.1 percent and credit unions 46.4 percent. Residential Mortgage Network, Inc. was the largest mortgage company, Hills Bank and Trust Company the largest bank and Greenstate Credit Union the largest credit union. Among lenders headquartered in Iowa, Hills Bank and Trust Company led with 346 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Iowa. State real estate transfer tax of $1.60 per $1,000 of consideration above the first $500, paid by the seller; no mortgage recording tax.
More Iowa Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Iowa City, IA
By home loans closed in 2025, Hills Bank and Trust Company was the largest mortgage lender in Iowa City, Iowa with 346 loans, about 29.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Iowa City, Iowa, Hills Bank and Trust Company approved the highest share of completed applications in 2025 at 98.6 percent, against a 92.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Iowa City, Iowa in 2025, led by Residential Mortgage Network, Inc. with 5. 13 lenders closed VA loans, led by Residential Mortgage Network, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 45 banks and 15 credit unions closed home loans in Iowa City, Iowa in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Iowa City, Iowa during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Iowa City, Iowa for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Iowa City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
