Mortgage Lenders and Brokers in Johnston, Iowa
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Johnston, Iowa mortgage lenders include Community Choice Credit UnionCommunity Choice Credit Union8404 nw 62nd ave, Johnston, IA 50131A+5.0 ★Texas Ratio: 3.41%, Wells Fargo Bank NAWells Fargo Bank NA5880 Merle Hay Rd, Johnston, IA 50131A+5.0 ★Texas Ratio: 5.36%, Bank IowaBank Iowa5580 Merle Hay Rd, Johnston, IA 50131A5.0 ★Texas Ratio: 12.73%, Charter BankCharter Bank5526 Nw 86th St, Johnston, IA 50131A+5.0 ★Texas Ratio: 0.00%, Community State BankCommunity State Bank6175 Merle Hay Rd, Johnston, IA 50131A+5.0 ★Texas Ratio: 1.22%, BMO Harris Bank NABMO Harris Bank NA5721 Merle Hay Rd, Johnston, IA 50131A+5.0 ★Texas Ratio: 3.54%, Grinnell State BankGrinnell State Bank5601 Merle Hay Rd, Johnston, IA 50131A-5.0 ★Texas Ratio: 14.50%, Iowa Bankers Mortgage CorporationIowa Bankers Mortgage CorporationJohnston, IA, Greenstate Credit UnionGreenstate Credit Union104 8th St SE, Altoona, IA 50009A5.0 ★Texas Ratio: 10.18%, and Veridian Credit UnionVeridian Credit Union5401 NW 86th St, Johnston, IA 50131A+5.0 ★Texas Ratio: 4.74%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Johnston, Iowa in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Johnston are listed first, then lenders elsewhere in Iowa, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Johnston, Iowa
Market share is the lender's share of all home loans closed in Johnston, Iowa. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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8404 nw 62nd ave, Johnston, IA 50131 A+5.0 ★Texas Ratio: 3.41% |
Conventional, VA, HELOC | 28 +16 HELOCs |
6% | 93.3% | $306,428 | View |
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1 office in Johnston 5880 Merle Hay Rd, Johnston, IA 50131 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 8 | 1.7% | 72.7% | $346,250 | View |
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1 office in Johnston 5580 Merle Hay Rd, Johnston, IA 50131 A5.0 ★Texas Ratio: 12.73% |
Conventional, Jumbo, HELOC | 4 +2 HELOCs |
0.9% | 100% | $1,440,000 | View |
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5526 Nw 86th St, Johnston, IA 50131 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 3 | 0.6% | 100% | $228,333 | View |
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1 office in Johnston 6175 Merle Hay Rd, Johnston, IA 50131 A+5.0 ★Texas Ratio: 1.22% |
Conventional | 3 | 0.6% | 75% | $445,000 | View |
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1 office in Johnston 5721 Merle Hay Rd, Johnston, IA 50131 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $320,000 | View |
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1 office in Johnston 5601 Merle Hay Rd, Johnston, IA 50131 A-5.0 ★Texas Ratio: 14.50% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
Iowa Bankers Mortgage Corporation
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Conventional, FHA | 5 | 1.1% | 100% | $271,000 | |
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104 8th St SE, Altoona, IA 50009 A5.0 ★Texas Ratio: 10.18% |
Conventional, FHA, VA, Jumbo, HELOC | 74 +17 HELOCs |
15.9% | 92.9% | $349,459 | View |
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5401 NW 86th St, Johnston, IA 50131 A+5.0 ★Texas Ratio: 4.74% |
Conventional, Jumbo, HELOC | 45 +47 HELOCs |
9.7% | 87% | $237,444 | View |
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100 E Railroad St, Afton, IA 50830 A+5.0 ★Texas Ratio: 1.69% |
Conventional, FHA, VA, HELOC | 23 +7 HELOCs |
4.9% | 100% | $328,913 | View |
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16390 Holcomb Ct, Clive, IA 50325 A+5.0 ★Texas Ratio: 1.00% |
Conventional, Jumbo | 21 | 4.5% | 91.3% | $381,666 | View |
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111 8th St Se, Altoona, IA 50009 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 10 +6 HELOCs |
2.1% | 91.7% | $384,000 | View |
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3820 8th St Sw, Altoona, IA 50009 A+5.0 ★Texas Ratio: 2.48% |
Conventional, Jumbo, HELOC | 8 +4 HELOCs |
1.7% | 88.9% | $401,250 | View |
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2805 N Ankeny Blvd, Ankeny, IA 50023 A+5.0 ★Texas Ratio: 2.72% |
Conventional, VA, HELOC | 7 +1 HELOCs |
1.5% | 100% | $345,000 | View |
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4303 Fleur Dr, Des Moines, IA 50321 2327 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 5 | 1.1% | 100% | $87,000 | View |
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801 Lincoln Way, Ames, IA 50010 A5.0 ★Texas Ratio: 8.43% |
Conventional | 4 | 0.9% | 80% | $255,000 | View |
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205 Water St, Cambridge, IA 50046 A5.0 ★Texas Ratio: 7.99% |
Conventional | 4 | 0.9% | 100% | $380,000 | View |
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5865 Saratoga Rd, Asbury, IA 52002 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 3 +5 HELOCs |
0.6% | 100% | $208,333 | View |
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520 Grand Ave, Ames, IA 50010 A5.0 ★Texas Ratio: 10.53% |
Conventional, HELOC | 2 +12 HELOCs |
0.4% | 100% | $195,000 | View |
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2650 University Ave, Des Moines, IA 50311 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 50% | $185,000 | View |
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1403 S Rooselvelt, Burlington, IA 52601 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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515 Main St, Cedar Falls, IA 50613 A+5.0 ★Texas Ratio: 0.10% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
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1400 2nd Ave, Des Moines, IA 50314 3403 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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1012 N Us Highway 71, Carroll, IA 51401 A-5.0 ★Texas Ratio: 15.31% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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640 Lincoln Way, Ames, IA 50010 A5.0 ★Texas Ratio: 9.76% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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804 Greenwood Hills Dr, Adel, IA 50003 A+5.0 ★Texas Ratio: 1.17% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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1530 S Duff Ave, Ames, IA 50010 A+5.0 ★Texas Ratio: 1.89% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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1009 Court St, Adel, IA 50003 A5.0 ★Texas Ratio: 6.14% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
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220 W Main St, Anamosa, IA 52205 A5.0 ★Texas Ratio: 9.19% |
Conventional | 1 | 0.2% | 100% | $545,000 | View |
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823 Wheeler St, Ames, IA 50010 A5.0 ★Texas Ratio: 7.82% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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100 Ne Jacob St, Grimes, IA 50111 A+5.0 ★Texas Ratio: 2.18% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
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201 207 Main Street, Baxter, IA 50028 A5.0 ★Texas Ratio: 9.50% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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1370 Nw 18th St Ste 101, Ankeny, IA 50023 B4.5 ★Texas Ratio: 21.01% |
Conventional | 1 | 0.2% | 100% | $915,000 | View |
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502 8th St Sw, Altoona, IA 50009 A+5.0 ★Texas Ratio: 2.93% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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5908 Winterberry Dr, Cedar Falls, IA 50613 B4.6 ★Texas Ratio: 20.10% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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★ 1 stars, 1 review 2770 8th St Sw, Altoona, IA 50009 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Homeservices Lending LLC
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Conventional, FHA, VA | 13 | 2.8% | 92.9% | $342,692 | |
549300K04Zgwyv7Ldx511190891
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Conventional, HELOC | 3 +1 HELOCs |
0.6% | 100% | $55,000 | |
Midwestone Bank
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $335,000 | |
Two Rivers Bank & Trust
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Conventional | 1 | 0.2% | 100% | $575,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 25 | 5.4% | 96.2% | $283,400 | |
New American Funding, LLC.
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Conventional, FHA, VA | 15 | 3.2% | 93.8% | $343,000 | |
United Wholesale Mortgage
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Conventional, VA | 11 | 2.4% | 80% | $355,000 | |
Guild Mortgage Company
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Conventional, FHA | 8 | 1.7% | 80% | $342,500 | |
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A+5.0 ★Texas Ratio: 5.75% |
Conventional, HELOC | 7 +4 HELOCs |
1.5% | 77.8% | $320,714 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 7 | 1.5% | 87.5% | $263,571 | |
Lower, LLC
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Conventional, FHA, VA | 7 | 1.5% | 100% | $330,714 | |
Cardinal Financial Company, Li
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Conventional, FHA | 6 | 1.3% | 100% | $243,333 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, FHA | 6 | 1.3% | 100% | $270,000 | View |
Mortgage Research Center
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Conventional, VA | 6 | 1.3% | 66.7% | $381,666 | |
Gershman Investment Corp.
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Conventional | 5 | 1.1% | 100% | $319,000 | |
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A5.0 ★Texas Ratio: 7.16% |
Conventional, FHA | 4 | 0.9% | 100% | $275,000 | View |
Envoy Mortgage, Ltd
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Conventional, FHA | 4 | 0.9% | 80% | $282,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 0.9% | 66.7% | $185,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 3 | 0.6% | 100% | $345,000 | View |
Cmg Mortgage Inc
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Conventional, VA | 3 | 0.6% | 100% | $371,666 | |
Compass Mortgage, Inc.
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Conventional | 3 | 0.6% | 100% | $468,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 0.6% | 100% | $195,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.4% | 100% | $265,000 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 2 | 0.4% | 66.7% | $270,000 | |
Nbkc Bank
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Conventional | 2 | 0.4% | 100% | $375,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 0.4% | 100% | $260,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.4% | 66.7% | $85,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 2 | 0.4% | 100% | $160,000 | View |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.4% | 100% | $175,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 2 | 0.4% | 100% | $200,000 | View |
Navy Federal Credit Union
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Conventional, VA | 2 | 0.4% | 100% | $330,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.4% | 50% | $80,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 0.4% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $595,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
Newrez LLC
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Conventional | 1 | 0.2% | 50% | $55,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.2% | 100% | $225,000 | |
City 1st Mortgage Services, LC
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FHA | 1 | 0.2% | 100% | $355,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 3.62% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
Land Home Financial Services,
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 2.48% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.2% | 66.7% | $315,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 4.99% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 100% | $135,000 | |
I H Mississippi Valley Credit Union
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Conventional | 1 | 0.2% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 2.29% |
FHA | 1 | 0.2% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
VA | 1 | 0.2% | 100% | $355,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $325,000 | View |
Carrington Mortgage Services LLC
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VA | 1 | 0.2% | 50% | $505,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
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A+5.0 ★Texas Ratio: 3.12% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Johnston Mortgage Rate Trends
Daily average mortgage rates for Iowa compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Johnston, Iowa
Looking for mortgage lenders near me or mortgage brokers near me in Johnston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Johnston in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Johnston, IA
Use these to narrow the list above. Each category shows how many Johnston, IA lenders fit and what that kind of lender is usually best for.
Who Lends in Johnston, IA
Independent mortgage companies closed 32.4 percent of home loans in Johnston, Iowa in 2025, banks 29.6 percent and credit unions 38 percent. Iowa Bankers Mortgage Corporation was the largest mortgage company, Wells Fargo Bank NA the largest bank and Community Choice Credit Union the largest credit union. Among lenders headquartered in Iowa, Community Choice Credit Union led with 28 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Iowa. State real estate transfer tax of $1.60 per $1,000 of consideration above the first $500, paid by the seller; no mortgage recording tax.
More Iowa Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Johnston, IA
By home loans closed in 2025, Community Choice Credit Union was the largest mortgage lender in Johnston, Iowa with 28 loans, about 6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Johnston, Iowa, Greenstate Credit Union approved the highest share of completed applications in 2025 at 92.9 percent, against a 90.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Johnston, Iowa in 2025, led by Rocket Mortgage with 4. 18 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 47 banks and 15 credit unions closed home loans in Johnston, Iowa in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Johnston, Iowa during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Johnston, Iowa for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Johnston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
