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Mortgage Lenders and Brokers in Bloomington, Indiana

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Bloomington, Indiana mortgage lenders include Indiana University CUIndiana University CU105 E Winslow Rd, Bloomington, IN 47401A+5.0 ★Texas Ratio: 4.12%, The Poples State BankThe Poples State Bank200 E Kirkwood Ave, Bloomington, IN 47408A+5.0 ★Texas Ratio: 1.12%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA370 N Jacob Dr, Bloomington, IN 47404A+5.0 ★Texas Ratio: 3.68%, Old National BankOld National Bank111 S Lincoln St, Bloomington, IN 47408A+5.0 ★Texas Ratio: 4.98%, Fifth Third Bank, National AssociationFifth Third Bank, National Association200 S Washington St, Bloomington, IN 47408A+5.0 ★Texas Ratio: 3.22%, Jackson County BankJackson County Bank2421 S Walnut St, Bloomington, IN 47401A5.0 ★Texas Ratio: 7.28%, German American BankGerman American Bank3930 S Walnut St, Bloomington, IN 47401A+5.0 ★Texas Ratio: 1.93%, Owen County State BankOwen County State Bank4020 S Old State Road 37, Bloomington, IN 47401A4.9 ★Texas Ratio: 6.28%, Farmers & MechanicsFarmers & Mechanics3535 W 3rd St, Bloomington, IN 47404D2.6 ★Texas Ratio: 16.22%, and Regions BankRegions Bank476 S Liberty Dr, Bloomington, IN 47403A+5.0 ★Texas Ratio: 4.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Bloomington, Indiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bloomington are listed first, then lenders elsewhere in Indiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Bloomington, Indiana

Market share is the lender's share of all home loans closed in Bloomington, Indiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Indiana University CU 105 E Winslow Rd, Bloomington, IN 47401 A+5.0 ★Texas Ratio: 4.12%	Conventional, HELOC	218 +94 HELOCs	20.5%	86.8%	$208,532	View
The Poples State Bank 5 offices in Bloomington 200 E Kirkwood Ave, Bloomington, IN 47408 A+5.0 ★Texas Ratio: 1.12%	Conventional	36	3.4%	97.3%	$260,833	View
JPMorgan Chase Bank, NA 4 offices in Bloomington 370 N Jacob Dr, Bloomington, IN 47404 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo, HELOC	28 +3 HELOCs	2.6%	93.5%	$296,785	View
Old National Bank 5 offices in Bloomington 111 S Lincoln St, Bloomington, IN 47408 A+5.0 ★Texas Ratio: 4.98%	Conventional, Jumbo, HELOC	25 +37 HELOCs	2.3%	89.3%	$232,200	View
Fifth Third Bank, National Association 3 offices in Bloomington 200 S Washington St, Bloomington, IN 47408 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, Jumbo, HELOC	15 +20 HELOCs	1.4%	66.7%	$232,333	View
Jackson County Bank 2 offices in Bloomington 2421 S Walnut St, Bloomington, IN 47401 A5.0 ★Texas Ratio: 7.28%	Conventional, HELOC	15 +8 HELOCs	1.4%	100%	$281,000	View
German American Bank 3 offices in Bloomington 3930 S Walnut St, Bloomington, IN 47401 A+5.0 ★Texas Ratio: 1.93%	Conventional, FHA, Jumbo, HELOC	14 +32 HELOCs	1.3%	82.4%	$354,285	View
Owen County State Bank 2 offices in Bloomington 4020 S Old State Road 37, Bloomington, IN 47401 A4.9 ★Texas Ratio: 6.28%	Conventional, Jumbo	12	1.1%	100%	$399,166	View
Farmers & Mechanics 1 office in Bloomington 3535 W 3rd St, Bloomington, IN 47404 D2.6 ★Texas Ratio: 16.22%	Conventional	9	0.8%	85.7%	$197,222	View
Regions Bank 3 offices in Bloomington 476 S Liberty Dr, Bloomington, IN 47403 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, HELOC	4 +12 HELOCs	0.4%	100%	$187,500	View
Northwest Bank 1 office in Bloomington 2111 S Liberty Dr, Bloomington, IN 47403 A+5.0 ★Texas Ratio: 3.99%	Conventional, HELOC	4 +2 HELOCs	0.4%	100%	$122,500	View
First Financial Bank 2 offices in Bloomington 3205 E 3rd St, Bloomington, IN 47401 A+5.0 ★Texas Ratio: 3.21%	Conventional, HELOC	2 +11 HELOCs	0.2%	100%	$185,000	View
Crane Credit Union 3855 W Jonathan Dr, Bloomington, IN 47404 A5.0 ★Texas Ratio: 8.44%	Conventional	9	0.8%	81.8%	$119,444	View
Indiana Members Credit Union 3647 W State Road 46, Bloomington, IN 47404 A+5.0 ★Texas Ratio: 2.64%	Conventional, HELOC	6 +5 HELOCs	0.6%	87.5%	$95,000	View
Hoosier Hills Credit Union 3590 W State Road 46, Bloomington, IN 47404 9167 A5.0 ★Texas Ratio: 7.37%	Conventional, HELOC	4 +2 HELOCs	0.4%	100%	$240,000	View
First Financial Bank NA 7995 N State Road 59, Brazil, IN 47834 A+5.0 ★Texas Ratio: 4.65%	Conventional, Jumbo	4	0.4%	80%	$1,497,500	View
Huntington National Bank 101 S Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 3.66%	Conventional, HELOC	3 +2 HELOCs	0.3%	100%	$381,666	View
Centra Credit Union 11711 Pennsylvania St Ste 101, Carmel, IN 46032 4559 A+5.0 ★Texas Ratio: 5.34%	Conventional, HELOC	2 +2 HELOCs	0.2%	100%	$215,000	View
Bank of America NA 6859 E Us Highway 36, Avon, IN 46123 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	2 +2 HELOCs	0.2%	100%	$430,000	View
1St Source Bank 518 N Michigan St, Argos, IN 46501 A+5.0 ★Texas Ratio: 5.01%	Conventional	2	0.2%	100%	$360,000	View
Greenfield Banking Company 12140 E Washington St, Cumberland, IN 46229 A+5.0 ★Texas Ratio: 5.68%	Conventional, Jumbo	2	0.2%	100%	$980,000	View
Star Financial Bank 735 Main St, Anderson, IN 46016 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$175,000	View
First Farmers Bank & Trust 103 W National Ave, Brazil, IN 47834 A5.0 ★Texas Ratio: 7.53%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$215,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 111 N Harrison St, Alexandria, IN 46001 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$355,000	View
Truist Bank ★ 1 stars, 1 review 4210 Charlestown Rd, New Albany, IN 47150 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$325,000	View
First Merchants Bank 800 Main St Ste 100, Anderson, IN 46016 A+5.0 ★Texas Ratio: 4.12%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$395,000	View
FORUM Credit Union 9114 E US Highway 36, Avon, IN 46123 7772 A+5.0 ★Texas Ratio: 1.80%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$425,000	View
Civista Bank 500 Green Blvd, Aurora, IN 47001 A+5.0 ★Texas Ratio: 4.72%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$205,000	View
Home Bank SB 1472 S State Road 135, Greenwood, IN 46143 A+5.0 ★Texas Ratio: 5.61%	Conventional	1	0.1%	100%	$185,000	View
Keybank National Association 5457 S Scatterfield Rd, Anderson, IN 46013 A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0.1%	100%	$305,000	View
Inova Federal Credit Union 358 S Elkhart Ave, Elkhart, IN 46516 A5.0 ★Texas Ratio: 8.94%	Conventional	1	0.1%	100%	$85,000	View
The Campbell & Fetter Bank 304 S Orange St, Albion, IN 46701 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$305,000	View
Mortgage Masters of Indiana Inc 801 S Memorial Dr, New Castle, IN 47362 A+5.0 ★Texas Ratio: 3.37%	Conventional	1	0.1%	100%	$215,000	View
Profed Federal Credit Union 2410 N Wayne St, Angola, IN 46703 9111 A+5.0 ★Texas Ratio: 2.42%	Conventional	1	0.1%	100%	$755,000	View
BMO Harris Bank NA 7503 Beechwood Centre Rd, Avon, IN 46123 A+5.0 ★Texas Ratio: 3.54%	Conventional	1	0.1%	100%	$475,000	View
Horizon Bank 307 E Jackson St, Attica, IN 47918 A+5.0 ★Texas Ratio: 4.40%	HELOC	0 +2 HELOCs	0%	n/a		View
Ruoff Mortgage Company	Conventional, FHA, VA	137	12.9%	94.9%	$274,854
Gvc Mortgage, Inc.	Conventional, FHA	11	1%	100%	$217,727
Elements Financial Federal Cre	Conventional, HELOC	3 +3 HELOCs	0.3%	100%	$408,333
Mjw Financial LLC dba Mjw Mortgage	Conventional	2	0.2%	100%	$460,000
Purdue Federal Cu	Conventional	2	0.2%	100%	$430,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$135,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo	67	6.3%	87.7%	$221,567
Cmg Mortgage Inc	Conventional, FHA, VA, HELOC	64 +6 HELOCs	6%	100%	$308,750
Premier Mortgage Resources, LLC	Conventional, FHA, VA	27	2.5%	93.1%	$215,370
United Wholesale Mortgage	Conventional, FHA, VA	25	2.3%	80.6%	$315,000
Stockton Mortgage Corporation	Conventional, FHA, VA	25	2.3%	100%	$295,400
Fair Way Lending, LLC	Conventional, FHA, VA	24	2.3%	100%	$238,750
Freedom Mortgage Corporation	Conventional, FHA, VA	17	1.6%	90%	$219,705
Fairway Independent Mort Corp	Conventional, FHA	13	1.2%	100%	$230,384
Navy Federal Credit Union	Conventional, VA, HELOC	10 +3 HELOCs	0.9%	100%	$252,000
Triad Financial Services, Inc.	Conventional	10	0.9%	36.4%	$54,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA, VA	9	0.8%	100%	$287,222	View
Mortgage Research Center	VA	8	0.8%	61.5%	$270,000
Newrez LLC	Conventional, FHA	7	0.7%	77.8%	$126,428
Pennymac Loan Services LLC	Conventional, FHA, VA	7	0.7%	100%	$287,857
Nationstar Mortgage	Conventional	7	0.7%	70%	$100,714
Union Savings Bank	Conventional, HELOC	6 +4 HELOCs	0.6%	100%	$243,333
Greenstate Credit Union	Conventional	6	0.6%	53.8%	$236,666
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	6	0.6%	75%	$156,666	View
New Day Financial, LLC.	VA	5	0.5%	100%	$243,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	5	0.5%	62.5%	$395,000	View
Better Mortgage Corporation	Conventional	5	0.5%	100%	$321,000
Goodleap, LLC	Conventional, FHA, HELOC	4 +3 HELOCs	0.4%	100%	$152,500
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, HELOC	4 +1 HELOCs	0.4%	100%	$217,500
Paramount Residential Mortgage	Conventional, FHA	4	0.4%	100%	$262,500
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	3 +4 HELOCs	0.3%	100%	$201,666	View
New American Funding, LLC.	Conventional, FHA, HELOC	3 +1 HELOCs	0.3%	60%	$185,000
American Financial Resources LLC	FHA, VA	3	0.3%	100%	$305,000
Sage Home Loans Corporation	Conventional	3	0.3%	100%	$218,333
CrossCountry Mortgage, LLC	Conventional	3	0.3%	100%	$268,333
loanDepot.com LLC	Conventional, FHA	3	0.3%	75%	$371,666
Chartwell Financial, LLC	Conventional	3	0.3%	100%	$45,000
Wells Fargo Bank NA A+5.0 ★Texas Ratio: 5.36%	Conventional	3	0.3%	75%	$271,666	View
Mutual of Omaha Mortgage	Conventional	3	0.3%	100%	$518,333
Farm Credit Mid-America, Aca	Conventional, Jumbo	3	0.3%	100%	$421,666
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	3	0.3%	100%	$711,666	View
Carrington Mortgage Services LLC	Conventional, FHA	3	0.3%	55.6%	$98,333
Union Home Mortgage Corp.	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$235,000
The Loan Store, Inc	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$350,000
Liberty Federal Credit Union A+5.0 ★Texas Ratio: 2.97%	Conventional, FHA	2	0.2%	66.7%	$370,000	View
AmeriHome Mortgage Company, LLC	FHA	2	0.2%	100%	$335,000
Guild Mortgage Company	Conventional, FHA	2	0.2%	66.7%	$465,000
Churchill Mortgage Corporation	Conventional, VA	2	0.2%	100%	$375,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	2	0.2%	100%	$635,000	View
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	FHA, VA	2	0.2%	100%	$300,000	View
Direct Mortgage Loans, LLC	Conventional	2	0.2%	100%	$175,000
21St Mortgage	Conventional	2	0.2%	22.2%	$70,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	FHA, VA	2	0.2%	100%	$245,000	View
Flanagan State Bank A4.7 ★Texas Ratio: 2.58%	Conventional, VA	2	0.2%	100%	$320,000	View
Plaza Home Mortgage, Inc	Conventional, FHA	2	0.2%	100%	$265,000
Top Flite Financial, Inc.	FHA	2	0.2%	100%	$175,000
Guaranteed Rate, Inc.	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$175,000
Movement Mortgage, LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$405,000
Alliant Credit Union	Conventional	1	0.1%	100%	$365,000
Originpoint, LLC	Conventional	1	0.1%	100%	$205,000
Consumer Real Estate Finance Co DBA Society Mortgage	FHA	1	0.1%	50%	$215,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.86%	Conventional	1	0.1%	100%	$165,000	View
Msu Federal Credit Union	Conventional	1	0.1%	100%	$305,000
Zions Bancorporation, N.A. A+5.0 ★Texas Ratio: 3.72%	Conventional	1	0.1%	100%	$205,000	View
Primelending	Conventional	1	0.1%	100%	$145,000
MidFirst Bank A+5.0 ★Texas Ratio: 4.93%	FHA	1	0.1%	100%	$185,000	View
Lakeview Loan Servicing, LLC	Conventional	1	0.1%	57.1%	$395,000
Go Mortgage, LLC	Conventional	1	0.1%	100%	$275,000
MortgageOne, Inc	VA	1	0.1%	100%	$345,000
Nbkc Bank	Conventional	1	0.1%	100%	$135,000
Equity Prime Mortgage LLC	FHA	1	0.1%	100%	$185,000
Kind Lending, LLC	Conventional	1	0.1%	100%	$425,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$205,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$275,000	View
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	FHA	1	0.1%	100%	$265,000	View
Filo Mortgage, LLC	FHA	1	0.1%	100%	$125,000
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$195,000
Data Mortgage, Inc	FHA	1	0.1%	100%	$405,000
Milestone Home Lending, LLC	Conventional	1	0.1%	25%	$235,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	FHA	1	0.1%	100%	$295,000	View
HomeBridge Financial Services, Inc	FHA	1	0.1%	100%	$235,000
Nqm Funding, LLC	Conventional	1	0.1%	100%	$205,000
Credit Union Mortgage Associat A+5.0 ★Texas Ratio: 3.45%	Conventional	1	0.1%	100%	$185,000	View
American Financing Corporation	Conventional	1	0.1%	100%	$185,000
Flat Branch Mortgage, Inc.	VA	1	0.1%	100%	$215,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$245,000
American Heritage Lending, LLC	Conventional, Jumbo	1	0.1%	100%	$1,915,000
Delta Community Credit Union	Conventional	1	0.1%	100%	$145,000
Atlantic Bay Mortgage Group	Conventional	1	0.1%	100%	$215,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$205,000	View
Planet Home Lending, LLC	FHA	1	0.1%	100%	$355,000
Provident Funding Associates	Conventional	1	0.1%	100%	$245,000
BoxCar Mortgage, LLC	Conventional	1	0.1%	100%	$645,000
Waterman Bank A5.0 ★Texas Ratio: 8.69%	Conventional	1	0.1%	100%	$365,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$625,000	View
Empeople Credit Union	Conventional	1	0.1%	100%	$445,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0.1%	100%	$135,000	View
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$165,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	100%	$285,000	View
Nexera Holding LLC	Conventional	1	0.1%	100%	$305,000
Reliance First Capital, LLC	VA	1	0.1%	100%	$155,000
Loan Simple, Inc.	FHA	1	0.1%	100%	$235,000
Spring Eq, LLC	Conventional	1	0.1%	33.3%	$75,000
The Mortgage Link, Inc.	FHA	1	0.1%	100%	$455,000	View
Tomo Mortgage LLC	Conventional	1	0.1%	50%	$315,000
JMAC Lending, Inc.	VA	1	0.1%	100%	$325,000
Figure Lending LLC	HELOC	0 +13 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +3 HELOCs	0%	n/a		View
Pentagon Federal Credit Union	HELOC	0 +2 HELOCs	0%	0%
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
Pinnacle Bank A+5.0 ★Texas Ratio: 3.04%	HELOC	0 +1 HELOCs	0%	n/a		View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Bloomington Mortgage Rate Trends

Daily average mortgage rates for Indiana compared with the national average, updated every evening.

30-Year Fixed IN Avg

7.542%

▲ 0.158 vs 7 days ago

15-Year Fixed IN Avg

7.050%

▲ 0.077 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Bloomington, Indiana

Looking for mortgage lenders near me or mortgage brokers near me in Bloomington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bloomington in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Bloomington, IN

Use these to narrow the list above. Each category shows how many Bloomington, IN lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 74 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 54 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 20 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 41 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 25 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 11 lenders. Loans above the conforming limit for higher priced homes Local lenders based in IN 30 lenders headquartered in Indiana, the closest thing to a mortgage lender near you

Who Lends in Bloomington, IN

Independent mortgage companies closed 51.5 percent of home loans in Bloomington, Indiana in 2025, banks 22.8 percent and credit unions 25.7 percent. Mortgage Masters of Indiana Inc was the largest mortgage company, The Poples State Bank the largest bank and Indiana University CU the largest credit union. Among lenders headquartered in Indiana, Indiana University CU led with 218 loans.

51.5%

Mortgage companies

22.8%

Banks

25.7%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Indiana. None

More Indiana Mortgage Lender Pages

All Indiana lenders 807 lenders Indianapolis city 389 lenders Fort Wayne 223 lenders Westfield 235 lenders Fishers 224 lenders Evansville 159 lenders Carmel 206 lenders South Bend 159 lenders Lafayette 153 lenders Noblesville 204 lenders Greenwood 186 lenders Kokomo 160 lenders Elkhart 118 lenders

Frequently Asked Questions About Mortgage Lenders in Bloomington, IN

Who is the largest mortgage lender in Bloomington, IN?

By home loans closed in 2025, Indiana University CU was the largest mortgage lender in Bloomington, Indiana with 218 loans, about 20.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Bloomington, IN have the highest approval rates?

Among lenders with meaningful volume in Bloomington, Indiana, Cmg Mortgage Inc approved the highest share of completed applications in 2025 at 100 percent, against a 87.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Bloomington, IN mortgage lenders offer FHA, VA and USDA loans?

41 lenders closed FHA loans in Bloomington, Indiana in 2025, led by Ruoff Mortgage Company with 14. 25 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Bloomington, IN lender list?

Yes. 54 banks and 20 credit unions closed home loans in Bloomington, Indiana in 2025, alongside 74 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Bloomington, IN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Bloomington, Indiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bloomington, Indiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bloomington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.