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Crane Credit Union Rates & Review August 2026

Crane Credit Union's 13 Month rates are at 4.00%, 60 Month rates are at 3.25%, 48 Month rates are at 3.00%, 36 Month rates are at 2.85%, 30 Month rates are at 2.75%. Crane Credit Union's savings rates are at 0.05%. Crane Credit Union's money market rates are at 2.78%. Crane Credit Union's Personal Loan Rates are at 10.25%. MonitorBankRates evaluates the financial stability of Crane Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.40%. Rates last updated and verified on 08/28/2026.

Crane Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Crane Credit Union? Share your experience about Crane Credit Union by leaving a review below, or read customer reviews before you decide to use Crane Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.40%
Excellent Higher than avg
Crane Credit Union
Crane Credit Union
1 W Gate Dr
Odon, IN 47562
https://www.cranecu.org
Member NCUA

Crane Credit Union CD Rates

Product Rate APY Term View More
13 Month 3.93% 4.00% 13 months
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
60 Month 3.20% 3.25% 60 months
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
48 Month 2.96% 3.00% 48 months
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
36 Month 2.81% 2.85% 36 months
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
30 Month 2.72% 2.75% 30 months
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
24 Month 2.62% 2.65% 24 months
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
18 Month 2.47% 2.50% 18 months
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
12 Month Youth 2.45% 2.48% 12 months
Min Balance $100
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
6 Month Youth 2.00% 2.02% 6 months
Min Balance $100
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
12 Month 1.95% 1.97% 12 months
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Save to Win 12 Month 1.95% 1.97% 12 months
Min Balance $25
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
6 Month 1.50% 1.51% 6 months
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%

Crane Credit Union Savings Rates

Product Rate APY View More
Money Market Savings 2.75% 2.78%
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Money Market Savings 2.25% 2.27%
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Money Market Savings 2.00% 2.02%
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Money Market Savings 1.75% 1.76%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Money Market Savings 1.50% 1.51%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Money Market Savings 1.25% 1.26%
Min Balance $2,500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Christmas Club 0.15% 0.15%
Min Deposit $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Vacation Club 0.15% 0.15%
Min Deposit $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Money Market Savings 0.05% 0.05%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Share Savings 0.05% 0.05%
Min Deposit $5
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%

Crane Credit Union Money Market Rates

Product Rate APY View More
Money Market - 2.78%
Details As High As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Money Market Savings 2.75% 2.78%
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Money Market Savings 2.25% 2.27%
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Money Market Savings 2.00% 2.02%
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Money Market Savings 1.75% 1.76%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Money Market Savings 1.50% 1.51%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Money Market Savings 1.25% 1.26%
Min Balance $2,500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Money Market Savings 0.05% 0.05%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%

Crane Credit Union Checking Rates

Product Rate APY View More
Checking - 3.30%
Details Qualifications Required: At least 1 direct deposit or ACH credit; At least 12 debit card purchases; Be enrolled in and agree to receive e-statements; Be enrolled in and log into online banking; When all conditions are met for a month, balances up to $20,000 earn an APY of 3.30% and any portion of the balance over $20,000 earns an APY of 0.05%. If the conditions are not met for a month, the APY is 0.05% for the entire account balance. Dividends calculated by the average daily balance method. Rates are variable and may change after the account is opened. No minimum balance requirement or monthly service fee. Debit card purchases must post and clear your account within the qualification period. ATM transactions do not qualify as debit card purchases. Consumer checking accounts only. Fees may reduce earnings. Conditions and criteria are subject to change. Federally Insured by NCUA.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
High-Yield Checking 3.25% 3.30%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Checking - 0.05%
Details If the conditions are not met for a month, the APY is 0.05% for the entire account balance. Dividends calculated by the average daily balance method. Rates are variable and may change after the account is opened. No minimum balance requirement or monthly service fee. Debit card purchases must post and clear your account within the qualification period. ATM transactions do not qualify as debit card purchases. Consumer checking accounts only. Fees may reduce earnings. Conditions and criteria are subject to change. Federally Insured by NCUA.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%

Crane Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity 6.50% - 6.73% 5 years
Details As Low As; Rate (as low as)
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Fixed Rate Home Equity - 1.000 7.00%
Details For a more specific quote, please contact any of our branch locations.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Home Equity 7.50% - 7.63% 10 years
Details As Low As; Rate (as low as)
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Home Equity Land loan 7.50% - 7.73% 5 years
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Home Equity Land loan 8.50% - 8.63% 10 years
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%

Crane Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Autos 2024 & Newer 5.74% - 5.89% Up to 66 months
Details Rate (as low as)
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Autos 2024 & Newer 5.99% - 6.12% 78 months
Details Rate (as low as)
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Autos 2022 & 2023 6.24% - 6.39% Up to 66 months
Details As Low As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Autos 2024 & Newer 6.49% - 6.61% 84 months**
Details Rate (as low as)
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Autos 2022 & 2023 6.49% - 6.62% 78 months
Details As Low As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Autos 2020 & 2021 6.74% - 6.89% Up to 66 months
Details As Low As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Autos 2020 & 2021 6.99% - 7.13% 72 months
Details As Low As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Autos 2019 & Older 7.24% - 7.45% Up to 48 months
Details Rate (as low as)
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Autos 2019 & Older 7.49% - 7.66% 66 months
Details Rate (as low as)
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%

Crane Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans & Custom Fit Loans - 10.25%
Details As Low As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Personal Loans & Custom Fit Loans - 10.75%
Details As Low As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Personal Loans & Custom Fit Loans - 11.25%
Details As Low As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%
Personal Loans & Custom Fit Loans - 11.75%
Details As Low As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.40%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Crane Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Crane Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Crane Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Crane Credit Union
Address 1 W Gate Dr, Odon, IN 47562
Phone 812-863-7000
Fax 812-863-7010
President Gary Gray Jr
CEO Kevin Sparks
Full-Time Employees 189
Part-Time Employees 23
Branch Locations 18
ATM Locations 19
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.40%
Return on Assets (ROA)
0.8347%
Return on Equity (ROE)
6.5409%
Non-Performing Loans Ratio (NPL)
1.22%
Total Assets
1,131,725,347
Total Amount of Shares and Deposits
941,118,852
Total Shares and Deposits < 1 Year
919,028,155
Total Shares and Deposits 1 3 Years
19,168,583
Total Shares and Deposits > 3 Years
2,922,113
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
109,877,101
Total Uninsured Shares and Deposits > $250K (F+J)
110,141,387
Total Insured Shares and Deposits > $250K (item 17 less item K)
830,977,465
Total Interest Expense (Sum of items 6 8)
12,556,629
Share Certificates
3,202
Number of Accounts for Share Drafts
42,146
IRA KEOGH Accounts
7,444
Number of Accounts for Regular Shares
80,016
All other shares
2,560
Non Member Deposits
1
Money Market Shares
931
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
70,106,384
Total Liabilities
1,003,075,156
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Crane Credit Union

How many branches does Crane Credit Union operate?

Crane Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Crane Credit Union?

Yes, to access services at Crane Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Crane Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Crane Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Crane Credit Union offer online and mobile banking?

Most modern institutions like Crane Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cranecu.org.

Current Crane Credit Union Rates

  • 12-Month CD1.97%
  • 18-Month CD2.50%
  • 24-Month CD2.65%
  • 60-Month CD3.25%
  • Savings0.05%
  • MMA2.78%
Retrieved from our database of financial products. Rates subject to change.