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Mortgage Lenders and Brokers in Woodridge, Illinois

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Woodridge, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA7501 Lemont Rd, Woodridge, IL 60517A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.7460 Woodward Ave, Woodridge, IL 60517A+5.0 ★Texas Ratio: 2.85%, Fifth Third Bank, National AssociationFifth Third Bank, National Association7515 Janes Ave, Woodridge, IL 60517A+5.0 ★Texas Ratio: 3.22%, Bank of America NABank of America NA7500 Lemont Rd, Woodridge, IL 60517A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.8635 Woodward Ave, Woodridge, IL 60517A+5.0 ★Texas Ratio: 4.24%, BMO Harris Bank NABMO Harris Bank NA2413 75th St, Woodridge, IL 60517A+5.0 ★Texas Ratio: 3.54%, Old National BankOld National Bank3540 Hobson Rd, Woodridge, IL 60517A+5.0 ★Texas Ratio: 4.98%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, Huntington National BankHuntington National Bank103 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 3.66%, and Citibank, NACitibank, NA1828 N Arlington Heights Rd, Arlington Heights, IL 60004A+5.0 ★Texas Ratio: 2.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Woodridge, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Woodridge are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Woodridge, Illinois

Market share is the lender's share of all home loans closed in Woodridge, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in Woodridge 7501 Lemont Rd, Woodridge, IL 60517 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo, HELOC	45 +4 HELOCs	6.1%	93.9%	$352,555	View
US Bank, N.A. 1 office in Woodridge 7460 Woodward Ave, Woodridge, IL 60517 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	20 +21 HELOCs	2.7%	83.3%	$246,500	View
Fifth Third Bank, National Association 2 offices in Woodridge 7515 Janes Ave, Woodridge, IL 60517 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	12 +40 HELOCs	1.6%	72.2%	$354,166	View
Bank of America NA 1 office in Woodridge 7500 Lemont Rd, Woodridge, IL 60517 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, HELOC	6 +8 HELOCs	0.8%	100%	$328,333	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Woodridge 8635 Woodward Ave, Woodridge, IL 60517 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	4 +22 HELOCs	0.5%	80%	$397,500	View
BMO Harris Bank NA 1 office in Woodridge 2413 75th St, Woodridge, IL 60517 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	3 +23 HELOCs	0.4%	60%	$245,000	View
Old National Bank 1 office in Woodridge 3540 Hobson Rd, Woodridge, IL 60517 A+5.0 ★Texas Ratio: 4.98%	Conventional, HELOC	3 +4 HELOCs	0.4%	100%	$448,333	View
Barrington Bank & Trust Company, N.A. 233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20%	Conventional	12	1.6%	100%	$333,333	View
Huntington National Bank 103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66%	Conventional, HELOC	6 +18 HELOCs	0.8%	75%	$383,333	View
Citibank, NA 1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82%	Conventional, HELOC	5 +2 HELOCs	0.7%	100%	$367,000	View
Waterman Bank 1747 W North Ave, Chicago, IL 60622 A5.0 ★Texas Ratio: 8.69%	Conventional	5	0.7%	83.3%	$557,000	View
Lisle Savings Bank 1450 Maple Ave, Lisle, IL 60532 A+5.0 ★Texas Ratio: 2.09%	Conventional	4	0.5%	100%	$260,000	View
North Shore Trust & Savings 3060 W Sand Lake Rd, Lindenhurst, IL 60046 A+5.0 ★Texas Ratio: 3.87%	Conventional, FHA	3	0.4%	100%	$268,333	View
Healthcare Associates Credit Union 249 S River Rd, Des Plaines, IL 60016 A+5.0 ★Texas Ratio: 5.30%	Conventional	3	0.4%	50%	$78,333	View
United Home Loans, Inc. 4747 W Peterson Ave Ste 100, Chicago, IL 60646	Conventional	3	0.4%	100%	$361,666
Marquette Bank 234 N Bolingbrook Dr, Bolingbrook, IL 60440 A+5.0 ★Texas Ratio: 0.74%	Conventional	3	0.4%	100%	$221,666	View
The Federal Savings Bank 4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	3	0.4%	100%	$288,333	View
Old Second National Bank 2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17%	Conventional, HELOC	2 +6 HELOCs	0.3%	100%	$395,000	View
Alliant Credit Union 11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04%	Conventional	2	0.3%	100%	$370,000	View
CIBC Bank USA 23840 W Eames St, Channahon, IL 60410 A+5.0 ★Texas Ratio: 5.05%	Conventional	2	0.3%	100%	$385,000	View
Illinois State Credit Union 1408 Airport Rd, Bloomington, IL 61704 2566 A+5.0 ★Texas Ratio: 3.66%	Conventional	2	0.3%	100%	$430,000	View
Busey Bank 4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31%	Conventional	2	0.3%	100%	$265,000	View
Homeland Mortgage Company 305 N 48th St, Quincy, IL 62305	Conventional	2	0.3%	100%	$525,000
DuPage Credit Union 725 Ogden Ave, Downers Grove, IL 60515 2915 A+5.0 ★Texas Ratio: 3.55%	Conventional, HELOC	1 +14 HELOCs	0.1%	33.3%	$85,000	View
First American Bank 1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93%	Conventional, HELOC	1 +12 HELOCs	0.1%	50%	$25,000	View
Consumers Credit Union 950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15%	Conventional, HELOC	1 +7 HELOCs	0.1%	100%	$435,000	View
Great Lakes Credit Union 351 E Il Route 173, Antioch, IL 60002 7355 A5.0 ★Texas Ratio: 9.76%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$105,000	View
Baxter Credit Union 1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$75,000	View
First National Bank of Omaha 1725 S State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 4.82%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$105,000	View
First National Bank of Brookfield 9136 Washington Ave, Brookfield, IL 60513 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$345,000	View
NuMark Credit Union 403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07%	Conventional	1	0.1%	100%	$315,000	View
Hickory Point Bank & Trust 202 W Park Ave, Champaign, IL 61820 A+5.0 ★Texas Ratio: 1.00%	Conventional	1	0.1%	100%	$355,000	View
American Community Bank & Trust 85 W Algonquin Rd, Arlington Heights, IL 60005 A5.0 ★Texas Ratio: 6.61%	Conventional	1	0.1%	100%	$355,000	View
Municipal Trust and Savings Bank 720 Main St Nw, Bourbonnais, IL 60914 A+5.0 ★Texas Ratio: 0.16%	Conventional	1	0.1%	100%	$365,000	View
Peoples Bank 3448 E 118th St, Chicago, IL 60617 A5.0 ★Texas Ratio: 10.43%	Conventional	1	0.1%	100%	$245,000	View
Republic Bank of Chicago 1640 W Lake St, Addison, IL 60101 A-5.0 ★Texas Ratio: 15.03%	Conventional	1	0.1%	100%	$165,000	View
Inb, National Association 2402 E Washington St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 9.74%	Conventional	1	0.1%	100%	$295,000	View
Heartland Bank & Trust Company 485 Lake St, Antioch, IL 60002 A+5.0 ★Texas Ratio: 0.84%	Conventional, Jumbo	1	0.1%	100%	$925,000	View
Wells Fargo Bank NA 245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36%	Conventional	1	0.1%	25%	$305,000	View
Wintrust Bank, N.A. 2400 W Madison St, Chicago, IL 60612 A+5.0 ★Texas Ratio: 3.24%	Conventional	1	0.1%	100%	$345,000	View
International Bank of Chicago 217 W Cermak Rd, Chicago, IL 60616 A+5.0 ★Texas Ratio: 5.06%	Conventional	1	0.1%	100%	$205,000	View
Bank of Pontiac 4001 General Electric Rd, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 1.83%	Conventional	1	0.1%	100%	$555,000	View
Grundy Bank 444 Bedford Rd, Morris, IL 60450 A+5.0 ★Texas Ratio: 0.94%	Conventional	1	0.1%	100%	$205,000	View
CIBM Bank 1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91%	Conventional	1	0.1%	100%	$165,000	View
Midwest Bank 200 Se 13th Ave, Aledo, IL 61231 A+5.0 ★Texas Ratio: 2.27%	Conventional	1	0.1%	100%	$515,000	View
Associated Bank NA 104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45%	HELOC	0 +1 HELOCs	0%	0%		View
Umb Bank NA 101 N High St, Belleville, IL 62220 A+5.0 ★Texas Ratio: 1.78%	HELOC	0 +1 HELOCs	0%	n/a		View
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	54 +7 HELOCs	7.4%	93.2%	$291,111
Compass Mortgage, Inc.	Conventional, FHA, VA	13	1.8%	100%	$390,384
Key Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.81%	Conventional, VA	11	1.5%	100%	$331,363	View
A&N Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.11%	Conventional	7	1%	100%	$262,142	View
Originpoint, LLC	Conventional	4	0.5%	80%	$390,000
Guaranteed Rate Affinity, LLC	Conventional	4	0.5%	100%	$480,000
Neighborhood Loans, Inc	Conventional	4	0.5%	36.4%	$10,000
Mutual of Omaha Mortgage	Conventional, FHA	4	0.5%	100%	$305,000
Proper Rate, LLC	Conventional	3	0.4%	100%	$141,666
The Anderson Financial Group, Inc.	Conventional	3	0.4%	100%	$338,333
Cmg Mortgage Inc	Conventional	2	0.3%	100%	$560,000
Evergreen Bank Group A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0.3%	100%	$100,000	View
Pacor Mortgage Corp	Conventional	1	0.1%	100%	$435,000
Diamond Residential Mtg Corp	Conventional	1	0.1%	100%	$345,000
Crown Mortgage Company	Conventional	1	0.1%	100%	$405,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	49 +1 HELOCs	6.7%	90.9%	$308,877
Rocket Mortgage	Conventional, FHA, VA, HELOC	41 +1 HELOCs	5.6%	77.8%	$246,707
Pulte Mortgage LLC	Conventional, Jumbo	29	4%	78.4%	$541,551
M/I Financial. LLC	Conventional, FHA	25	3.4%	94.4%	$404,600
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	23 +3 HELOCs	3.1%	100%	$355,434
American Pacific Mortgage Corporation	Conventional, FHA, VA	22	3%	95.7%	$316,363
Fairway Independent Mort Corp	Conventional, VA	18	2.5%	100%	$301,666
Guild Mortgage Company	Conventional, FHA, VA	13	1.8%	93.3%	$360,384
Newrez LLC	Conventional, VA	12	1.6%	75%	$305,833
loanDepot.com LLC	Conventional	12	1.6%	100%	$188,333
Nationstar Mortgage	Conventional	12	1.6%	85.7%	$167,500
Union Home Mortgage Corp.	Conventional, HELOC	11 +1 HELOCs	1.5%	91.7%	$350,454
Greenstate Credit Union	Conventional, Jumbo, HELOC	8 +3 HELOCs	1.1%	90%	$401,250
New American Funding, LLC.	Conventional, FHA, VA	8	1.1%	100%	$363,750
Discover Bank	Conventional	7	1%	53.8%	$93,571
The Loan Store, Inc	Conventional	7	1%	100%	$339,285
Pennymac Loan Services LLC	Conventional, FHA	6	0.8%	85.7%	$261,666
Plaza Home Mortgage, Inc	Conventional, FHA	6	0.8%	100%	$446,666
Resicentral LLC	Conventional	5	0.7%	100%	$391,000
Bay Equity LLC	Conventional	5	0.7%	100%	$341,000
Point Mortgage Corp	Conventional	5	0.7%	100%	$219,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	4	0.5%	80%	$352,500	View
Provident Funding Associates	Conventional	4	0.5%	100%	$420,000
Mortgage Research Center	VA	4	0.5%	66.7%	$387,500
Mld Mortgage, Inc.Dba the Money Store	Conventional	4	0.5%	100%	$430,000
Kind Lending, LLC	Conventional, HELOC	3 +1 HELOCs	0.4%	100%	$381,666
Amerisave Mortgage Company	Conventional	3	0.4%	23.1%	$71,666
AmWest Funding Corp	Conventional	3	0.4%	100%	$488,333
Select Lending Services, LLC	Conventional	3	0.4%	100%	$495,000
Nfm, Inc	Conventional	3	0.4%	100%	$321,666
Cardinal Financial Company, Li	Conventional	3	0.4%	100%	$338,333
Mission Loans, LLC	Conventional	3	0.4%	100%	$158,333
Uif Corporation	Conventional	3	0.4%	100%	$305,000
Zillow Home Loans, LLC	Conventional	3	0.4%	100%	$478,333
Lower, LLC	Conventional	3	0.4%	100%	$211,666
Leaderone Financial Corp.	Conventional, VA	3	0.4%	100%	$385,000
Better Mortgage Corporation A-5.0 ★Texas Ratio: 14.33%	Conventional, HELOC	2 +1 HELOCs	0.3%	100%	$100,000	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	2 +1 HELOCs	0.3%	66.7%	$430,000
Affordable Mortgage Advisors	Conventional, FHA	2	0.3%	100%	$255,000
Freedom Mortgage Corporation	FHA, VA	2	0.3%	75%	$455,000
Guidance Residential, LLC	Conventional	2	0.3%	100%	$320,000
AmeriHome Mortgage Company, LLC	Conventional	2	0.3%	66.7%	$415,000
Greenbox Loans	Conventional	2	0.3%	100%	$240,000
Towne Mortgage Company	Conventional, VA	2	0.3%	100%	$470,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.3%	100%	$250,000	View
Summit Funding.Inc	Conventional	2	0.3%	100%	$455,000
Prosperity Home Mortgage, LLC	Conventional	2	0.3%	100%	$285,000
Merchants Bank of Indiana A5.0 ★Texas Ratio: 11.97%	Conventional, FHA	2	0.3%	100%	$310,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	2	0.3%	100%	$325,000	View
Geneva Financial LLC	Conventional	2	0.3%	100%	$85,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	2	0.3%	100%	$850,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	2	0.3%	50%	$70,000	View
Polish & Slavic Federal Credit	Conventional	2	0.3%	50%	$125,000
Tomo Mortgage LLC	Conventional	2	0.3%	100%	$365,000
Village Capital & Investment	FHA	2	0.3%	50%	$285,000
Spring Eq, LLC	Conventional, HELOC	1 +2 HELOCs	0.1%	20%	$135,000
American Pride Bank A+5.0 ★Texas Ratio: 0.01%	Conventional	1	0.1%	100%	$265,000	View
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$385,000
American Financial Resources LLC	FHA	1	0.1%	100%	$435,000
The Union Bank Company A+5.0 ★Texas Ratio: 0.68%	Conventional	1	0.1%	100%	$335,000	View
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	100%	$365,000	View
Everett Financial, Inc.	VA	1	0.1%	100%	$725,000
Lakeview Loan Servicing, LLC	FHA	1	0.1%	25%	$465,000
Farmers Insurance Federal Credit Union	Conventional	1	0.1%	100%	$115,000
Usalliance Federal Credit Union	Conventional	1	0.1%	100%	$245,000
Gateway Mortgage Corporation	VA	1	0.1%	100%	$475,000
Emporium Tpo LLC	Conventional	1	0.1%	100%	$315,000
Synergy One Lending, Inc.	Conventional	1	0.1%	100%	$405,000
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$285,000
Homestead Funding Corp.	Conventional	1	0.1%	100%	$445,000
First Alliance Home Mortgage, LLC	Conventional	1	0.1%	100%	$215,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$445,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$125,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$165,000	View
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$135,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$275,000	View
T2 Financial LLC	Conventional	1	0.1%	100%	$425,000
Encore Bank A+5.0 ★Texas Ratio: 1.62%	Conventional	1	0.1%	100%	$575,000	View
Stockton Mortgage Corporation	Conventional	1	0.1%	100%	$405,000
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$575,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$655,000
Nations Direct Mortgage, LLC	Conventional	1	0.1%	100%	$405,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional	1	0.1%	100%	$105,000	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.1%	100%	$315,000	View
Superior National Bank A+5.0 ★Texas Ratio: 4.32%	Conventional	1	0.1%	100%	$435,000	View
Paramount Residential Mortgage	Conventional	1	0.1%	100%	$285,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$265,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$355,000	View
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.1%	100%	$385,000	View
JMAC Lending, Inc.	Conventional	1	0.1%	100%	$485,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +8 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +2 HELOCs	0%	n/a
Liberty Savings Bank, FSB	HELOC	0 +2 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +1 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +1 HELOCs	0%	n/a		View
Uw Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Connexus Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Elements Financial Federal Cre	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Digital Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Angel Oak Mortgage Solutions LLC	HELOC	0 +1 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Woodridge Mortgage Rate Trends

Daily average mortgage rates for Illinois compared with the national average, updated every evening.

30-Year Fixed IL Avg

7.539%

▲ 0.123 vs 7 days ago

15-Year Fixed IL Avg

7.032%

▲ 0.101 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Woodridge, Illinois

Looking for mortgage lenders near me or mortgage brokers near me in Woodridge? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Woodridge in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Woodridge, IL

Use these to narrow the list above. Each category shows how many Woodridge, IL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 88 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 58 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 20 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 22 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 20 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 7 lenders. Loans above the conforming limit for higher priced homes Local lenders based in IL 48 lenders headquartered in Illinois, the closest thing to a mortgage lender near you

Who Lends in Woodridge, IL

Independent mortgage companies closed 70.7 percent of home loans in Woodridge, Illinois in 2025, banks 25.7 percent and credit unions 3.5 percent. United Home Loans, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Healthcare Associates Credit Union the largest credit union. Among lenders headquartered in Illinois, BMO Harris Bank NA led with 3 loans.

70.7%

Mortgage companies

25.7%

Banks

3.5%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.

More Illinois Mortgage Lender Pages

All Illinois lenders 932 lenders Chicago 527 lenders Joliet 211 lenders Naperville 240 lenders Rockford 167 lenders Aurora 206 lenders Springfield 140 lenders Elgin 204 lenders Plainfield 186 lenders Peoria 137 lenders Bolingbrook 168 lenders Belleville 141 lenders Oswego 159 lenders

Frequently Asked Questions About Mortgage Lenders in Woodridge, IL

Who is the largest mortgage lender in Woodridge, IL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Woodridge, Illinois with 45 loans, about 6.1 percent of the market. The largest lender headquartered in Illinois was BMO Harris Bank NA with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Woodridge, IL have the highest approval rates?

Among lenders with meaningful volume in Woodridge, Illinois, Guaranteed Rate, Inc. approved the highest share of completed applications in 2025 at 93.2 percent, against a 86.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Woodridge, IL mortgage lenders offer FHA, VA and USDA loans?

22 lenders closed FHA loans in Woodridge, Illinois in 2025, led by United Wholesale Mortgage with 7. 20 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Woodridge, IL lender list?

Yes. 58 banks and 20 credit unions closed home loans in Woodridge, Illinois in 2025, alongside 88 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Woodridge, IL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Woodridge, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Woodridge, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Woodridge. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.