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Mortgage Lenders and Brokers in Wheaton, Illinois

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Wheaton, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA120 E Wesley St, Wheaton, IL 60187A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1500 N Main St, Wheaton, IL 60187A+5.0 ★Texas Ratio: 3.22%, Bank of America NABank of America NA18 Blanchard Cir, Wheaton, IL 60189A+5.0 ★Texas Ratio: 4.14%, CIBM BankCIBM Bank330 S Naperville Rd, Wheaton, IL 60187A5.0 ★Texas Ratio: 8.91%, BMO Harris Bank NABMO Harris Bank NA4 Blanchard Cir, Wheaton, IL 60189A+5.0 ★Texas Ratio: 3.54%, PNC Bank N.A.PNC Bank N.A.127 W Geneva Rd, Wheaton, IL 60187A+5.0 ★Texas Ratio: 4.24%, Wheaton Bank & Trust Company, N.A.Wheaton Bank & Trust Company, N.A.100 N Wheaton Ave, Wheaton, IL 60187A+5.0 ★Texas Ratio: 3.87%, Old Second National BankOld Second National Bank295 W Loop Rd, Wheaton, IL 60189A5.0 ★Texas Ratio: 6.17%, TrustBankTrustBank212 S West St, Wheaton, IL 60187A5.0 ★Texas Ratio: 13.67%, and Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Wheaton, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wheaton are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Wheaton, Illinois

Market share is the lender's share of all home loans closed in Wheaton, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in Wheaton 120 E Wesley St, Wheaton, IL 60187 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	67 +8 HELOCs	7.5%	89.6%	$437,388	View
Fifth Third Bank, National Association 1 office in Wheaton 1500 N Main St, Wheaton, IL 60187 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	14 +26 HELOCs	1.6%	82.4%	$442,142	View
Bank of America NA 1 office in Wheaton 18 Blanchard Cir, Wheaton, IL 60189 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	8 +12 HELOCs	0.9%	100%	$612,500	View
CIBM Bank 1 office in Wheaton 330 S Naperville Rd, Wheaton, IL 60187 A5.0 ★Texas Ratio: 8.91%	Conventional	8	0.9%	100%	$402,500	View
BMO Harris Bank NA 1 office in Wheaton 4 Blanchard Cir, Wheaton, IL 60189 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	5 +26 HELOCs	0.6%	62.5%	$501,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2 offices in Wheaton 127 W Geneva Rd, Wheaton, IL 60187 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	5 +25 HELOCs	0.6%	100%	$213,000	View
Wheaton Bank & Trust Company, N.A. 1 office in Wheaton 100 N Wheaton Ave, Wheaton, IL 60187 A+5.0 ★Texas Ratio: 3.87%	Conventional, Jumbo	5	0.6%	71.4%	$909,000	View
Old Second National Bank 1 office in Wheaton 295 W Loop Rd, Wheaton, IL 60189 A5.0 ★Texas Ratio: 6.17%	Conventional, HELOC	3 +3 HELOCs	0.3%	100%	$521,666	View
TrustBank 1 office in Wheaton 212 S West St, Wheaton, IL 60187 A5.0 ★Texas Ratio: 13.67%	Conventional	1	0.1%	100%	$725,000	View
Barrington Bank & Trust Company, N.A. 233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20%	Conventional	26	2.9%	96.3%	$390,769	View
DuPage Credit Union 625 E Roosevelt Rd, Wheaton, IL 60187 5568 A+5.0 ★Texas Ratio: 3.55%	Conventional, HELOC	19 +42 HELOCs	2.1%	86.4%	$138,684	View
United Home Loans, Inc. 4747 W Peterson Ave Ste 100, Chicago, IL 60646	Conventional	16	1.8%	100%	$475,000
Huntington National Bank 103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo, HELOC	14 +17 HELOCs	1.6%	87.5%	$1,036,428	View
US Bank, N.A. 540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	14 +12 HELOCs	1.6%	60.9%	$589,285	View
Lisle Savings Bank 1450 Maple Ave, Lisle, IL 60532 A+5.0 ★Texas Ratio: 2.09%	Conventional	6	0.7%	100%	$305,000	View
Citibank, NA 1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	5	0.6%	100%	$485,000	View
Alliant Credit Union 11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04%	Conventional, HELOC	4 +9 HELOCs	0.5%	100%	$460,000	View
Credit Union 1 750 S Halsted St Rm 220C, Chicago, IL 60607 7008	Conventional	3	0.3%	100%	$191,666
Wells Fargo Bank NA 245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	3	0.3%	100%	$625,000	View
Old National Bank 11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98%	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.2%	50%	$1,090,000	View
Cornerstone National Bank & Trust Company 1185 S Il Route 31, Crystal Lake, IL 60014 A+5.0 ★Texas Ratio: 0.20%	Conventional	2	0.2%	100%	$505,000	View
Healthcare Associates Credit Union 249 S River Rd, Des Plaines, IL 60016 A+5.0 ★Texas Ratio: 5.30%	Conventional	2	0.2%	50%	$135,000	View
Bank of Pontiac 4001 General Electric Rd, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 1.83%	Conventional	2	0.2%	100%	$550,000	View
American Commercial Bank & Trust, National Association 1315 N North Branch St, Chicago, IL 60642 A+5.0 ★Texas Ratio: 3.75%	Conventional	2	0.2%	100%	$255,000	View
The Federal Savings Bank 4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98%	Conventional	2	0.2%	100%	$485,000	View
First American Bank 1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93%	Conventional, HELOC	1 +28 HELOCs	0.1%	100%	$95,000	View
Associated Bank NA 104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$545,000	View
NuMark Credit Union 403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$335,000	View
CIBC Bank USA 23840 W Eames St, Channahon, IL 60410 A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	100%	$595,000	View
Carrollton Bank 120 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.58%	Conventional	1	0.1%	100%	$395,000	View
First State Mortgage Services 825 N Randall Rd, Batavia, IL 60510	Conventional	1	0.1%	100%	$195,000
Illinois State Credit Union 1408 Airport Rd, Bloomington, IL 61704 2566 A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$305,000	View
FNBC Bank and Trust 620 W Burlington Ave, La Grange, IL 60525 A+5.0 ★Texas Ratio: 0.23%	Conventional	1	0.1%	100%	$385,000	View
Central Credit Union of Illinois 440 Mulberry St, Andover, IL 61233 A-5.0 ★Texas Ratio: 15.39%	Conventional	1	0.1%	100%	$25,000	View
Republic Bank of Chicago 1640 W Lake St, Addison, IL 60101 A-5.0 ★Texas Ratio: 15.03%	Conventional	1	0.1%	100%	$165,000	View
Waterman Bank 1747 W North Ave, Chicago, IL 60622 A5.0 ★Texas Ratio: 8.69%	Conventional	1	0.1%	100%	$605,000	View
The Northern Trust Co 770 W Northwest Hwy, Barrington, IL 60010 A4.7 ★Texas Ratio: 0.83%	Conventional	1	0.1%	100%	$705,000	View
Selfreliance Federal Credit Union 302 E Army Trail Rd, Bloomingdale, IL 60108 A+5.0 ★Texas Ratio: 4.49%	Conventional	1	0.1%	100%	$265,000	View
First Federal Savings Bank 111 E Main St, Amboy, IL 61310 A5.0 ★Texas Ratio: 8.80%	Conventional	1	0.1%	100%	$475,000	View
I H Mississippi Valley Credit Union 358 17th Ave, East Moline, IL 61244 A5.0 ★Texas Ratio: 6.34%	Conventional	1	0.1%	100%	$625,000	View
First National Bank of Omaha 1725 S State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 4.82%	Conventional	1	0.1%	100%	$405,000	View
Consumers Credit Union 950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15%	HELOC	0 +10 HELOCs	0%	n/a		View
Great Lakes Credit Union 351 E Il Route 173, Antioch, IL 60002 7355 A5.0 ★Texas Ratio: 9.76%	HELOC	0 +2 HELOCs	0%	n/a		View
Baxter Credit Union 1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31%	HELOC	0 +1 HELOCs	0%	n/a		View
Empeople Credit Union 1100 13th Ave, East Moline, IL 61244 1455 A+5.0 ★Texas Ratio: 5.75%	HELOC	0 +1 HELOCs	0%	n/a		View
Compass Mortgage, Inc.	Conventional, FHA, VA, Jumbo	62	7%	98.4%	$447,096
Guaranteed Rate, Inc.	Conventional, FHA, Jumbo, HELOC	58 +6 HELOCs	6.5%	98.3%	$412,241
Key Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.81%	Conventional, FHA	21	2.4%	100%	$394,047	View
Originpoint, LLC	Conventional, Jumbo, HELOC	16 +1 HELOCs	1.8%	100%	$436,875
A&N Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.11%	Conventional	11	1.2%	100%	$427,727	View
Mutual of Omaha Mortgage	Conventional, FHA	11	1.2%	100%	$432,272
Guaranteed Rate Affinity, LLC	Conventional	6	0.7%	100%	$333,333
The Anderson Financial Group, Inc.	Conventional	5	0.6%	100%	$193,000
Pacor Mortgage Corp	Conventional	2	0.2%	100%	$355,000
Evergreen Bank Group A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0.2%	66.7%	$175,000	View
Proper Rate, LLC	Conventional	1	0.1%	100%	$355,000
Neighborhood Loans, Inc	Conventional	1	0.1%	20%	$5,000
Cmg Mortgage Inc	Conventional	1	0.1%	100%	$295,000
Crown Mortgage Company	Conventional	1	0.1%	100%	$175,000
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional	1	0.1%	100%	$555,000	View
Abbott Laboratories Employees Credit Union	Conventional	1	0.1%	100%	$585,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	45 +3 HELOCs	5.1%	95.9%	$420,111
Rocket Mortgage	Conventional, Jumbo	36	4.1%	92.7%	$268,611
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	32 +4 HELOCs	3.6%	94.1%	$428,437
Fairway Independent Mort Corp	Conventional	24	2.7%	100%	$389,166
Greenstate Credit Union	Conventional, FHA, Jumbo, HELOC	19 +6 HELOCs	2.1%	95%	$348,684
Guild Mortgage Company	Conventional, FHA	16	1.8%	100%	$325,000
American Pacific Mortgage Corporation	Conventional	16	1.8%	100%	$420,000
Nationstar Mortgage	Conventional, FHA	15	1.7%	94.4%	$161,000
Union Home Mortgage Corp.	Conventional	13	1.5%	100%	$361,153
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	12	1.4%	92.9%	$507,500
loanDepot.com LLC	Conventional, FHA, HELOC	10 +1 HELOCs	1.1%	100%	$271,000
Newrez LLC	Conventional	10	1.1%	71.4%	$232,000
Lower, LLC	Conventional, FHA	9	1%	100%	$381,666
New American Funding, LLC.	Conventional, FHA, HELOC	7 +1 HELOCs	0.8%	87.5%	$403,571
Prosperity Home Mortgage, LLC	Conventional	7	0.8%	100%	$509,285
Mld Mortgage, Inc.Dba the Money Store	Conventional	7	0.8%	100%	$376,428
Lakeview Loan Servicing, LLC	Conventional, FHA	6	0.7%	40%	$355,000
Pulte Mortgage LLC	Conventional	6	0.7%	85.7%	$538,333
Bay Equity LLC	Conventional	5	0.6%	100%	$297,000
The Loan Store, Inc	Conventional	5	0.6%	100%	$271,000
Spring Eq, LLC	Conventional, HELOC	4 +1 HELOCs	0.5%	66.7%	$137,500
Discover Bank	Conventional	4	0.5%	33.3%	$65,000
Better Mortgage Corporation A-5.0 ★Texas Ratio: 14.33%	Conventional, FHA	4	0.5%	100%	$232,500	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	4	0.5%	100%	$392,500	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	4	0.5%	100%	$680,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.5%	80%	$135,000	View
Tomo Mortgage LLC	Conventional	4	0.5%	100%	$307,500
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, HELOC	3 +2 HELOCs	0.3%	75%	$208,333
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	3	0.3%	100%	$331,666	View
Freedom Mortgage Corporation	FHA	3	0.3%	100%	$371,666
Nbkc Bank	Conventional, VA, Jumbo	3	0.3%	100%	$691,666
AmeriHome Mortgage Company, LLC	Conventional	3	0.3%	100%	$325,000
Amerisave Mortgage Company	Conventional	3	0.3%	30%	$241,666
Synergy One Lending, Inc.	Conventional, VA	3	0.3%	100%	$275,000
Select Lending Services, LLC	Conventional	3	0.3%	100%	$461,666
Mortgage Research Center	Conventional, VA	3	0.3%	75%	$418,333
RoundPoint Mortgage Servicing LLC	Conventional	3	0.3%	100%	$238,333
Gmfs, LLC	Conventional	3	0.3%	100%	$445,000
Plaza Home Mortgage, Inc	Conventional	3	0.3%	100%	$308,333
Leaderone Financial Corp.	Conventional	3	0.3%	100%	$435,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	2	0.2%	100%	$415,000	View
Affordable Mortgage Advisors	Conventional	2	0.2%	100%	$585,000
Valon Mortgage	Conventional	2	0.2%	100%	$250,000
Uw Credit Union	Conventional	2	0.2%	100%	$525,000
Credit Union Mortgage Associat A+5.0 ★Texas Ratio: 3.45%	Conventional	2	0.2%	100%	$630,000	View
T2 Financial LLC	Conventional, VA	2	0.2%	100%	$460,000
Mortgage Center LC	Conventional, Jumbo	2	0.2%	100%	$600,000
Nexera Holding LLC	Conventional	2	0.2%	100%	$405,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +4 HELOCs	0.1%	50%	$105,000	View
Covantage Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$525,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$385,000	View
Ruoff Mortgage Company	Conventional	1	0.1%	100%	$415,000
Consumer Real Estate Finance Co DBA Society Mortgage	Conventional	1	0.1%	100%	$495,000
First Community Mortgage, Inc.	Conventional	1	0.1%	100%	$465,000
American Financial Resources LLC	Conventional	1	0.1%	100%	$385,000
Primelending	Conventional	1	0.1%	100%	$105,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$695,000	View
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0.1%	100%	$365,000
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional	1	0.1%	100%	$565,000	View
Acrisure Mortgage, LLC	Conventional	1	0.1%	100%	$725,000
Kind Lending, LLC	Conventional	1	0.1%	100%	$575,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.1%	100%	$135,000	View
Golden Empire Mortgage, Inc.	Conventional	1	0.1%	100%	$335,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$415,000
Movement Mortgage, LLC	Conventional	1	0.1%	100%	$215,000
Resicentral LLC	Conventional	1	0.1%	100%	$145,000
Deephaven Mortgage LLC	Conventional, Jumbo	1	0.1%	100%	$415,000
Homestead Funding Corp.	Conventional	1	0.1%	100%	$605,000
Pinnacle Bank A+5.0 ★Texas Ratio: 3.04%	Conventional	1	0.1%	100%	$265,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$365,000	View
Success Mortgage Partners, Inc	Conventional	1	0.1%	100%	$285,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0.1%	100%	$155,000
First Alliance Home Mortgage, LLC	Conventional	1	0.1%	100%	$655,000
Honor Credit Union	Conventional	1	0.1%	100%	$375,000
Click n' Close, Inc.	Conventional	1	0.1%	100%	$435,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$185,000
Chevron Federal Credit Union	Conventional	1	0.1%	100%	$355,000
Point Mortgage Corp	Conventional	1	0.1%	100%	$355,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$535,000
New Day Financial, LLC.	VA	1	0.1%	100%	$615,000
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$115,000
Planet Home Lending, LLC	Conventional	1	0.1%	100%	$805,000
Provident Funding Associates	Conventional	1	0.1%	100%	$495,000
Nations Lending Corporation	Conventional	1	0.1%	100%	$585,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	100%	$475,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$725,000	View
Saygo Home Loans, LLC	Conventional	1	0.1%	100%	$345,000
Member First Mortgage, LLC	Conventional	1	0.1%	100%	$385,000
Uif Corporation	Conventional	1	0.1%	100%	$285,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	50%	$185,000	View
Genway Home Mortgage, Inc.	Conventional, Jumbo	1	0.1%	100%	$845,000
Summit Funding.Inc	FHA	1	0.1%	100%	$485,000
Zillow Home Loans, LLC	Conventional	1	0.1%	100%	$125,000
Merchants Bank of Indiana A5.0 ★Texas Ratio: 11.97%	Conventional	1	0.1%	100%	$755,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	100%	$335,000	View
Florida Capital Bank, N.A	Conventional, Jumbo	1	0.1%	100%	$1,125,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.1%	100%	$525,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$405,000	View
JMAC Lending, Inc.	Conventional	1	0.1%	100%	$305,000
Figure Lending LLC	HELOC	0 +11 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +6 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +3 HELOCs	0%	0%		View
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Angel Oak Mortgage Solutions LLC	HELOC	0 +2 HELOCs	0%	n/a
Oaktree Funding Corp	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Wheaton Mortgage Rate Trends

Daily average mortgage rates for Illinois compared with the national average, updated every evening.

30-Year Fixed IL Avg

7.539%

▲ 0.123 vs 7 days ago

15-Year Fixed IL Avg

7.032%

▲ 0.101 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Wheaton, Illinois

Looking for mortgage lenders near me or mortgage brokers near me in Wheaton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wheaton in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Wheaton, IL

Use these to narrow the list above. Each category shows how many Wheaton, IL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 86 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 58 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 25 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 18 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 10 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 24 lenders. Loans above the conforming limit for higher priced homes Local lenders based in IL 48 lenders headquartered in Illinois, the closest thing to a mortgage lender near you

Who Lends in Wheaton, IL

Independent mortgage companies closed 65 percent of home loans in Wheaton, Illinois in 2025, banks 27.7 percent and credit unions 7.3 percent. United Home Loans, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and DuPage Credit Union the largest credit union. Among lenders headquartered in Illinois, BMO Harris Bank NA led with 5 loans.

65%

Mortgage companies

27.7%

Banks

7.3%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.

More Illinois Mortgage Lender Pages

All Illinois lenders 932 lenders Chicago 527 lenders Joliet 211 lenders Naperville 240 lenders Rockford 167 lenders Aurora 206 lenders Springfield 140 lenders Elgin 204 lenders Plainfield 186 lenders Peoria 137 lenders Bolingbrook 168 lenders Belleville 141 lenders Oswego 159 lenders

Frequently Asked Questions About Mortgage Lenders in Wheaton, IL

Who is the largest mortgage lender in Wheaton, IL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Wheaton, Illinois with 67 loans, about 7.5 percent of the market. The largest lender headquartered in Illinois was BMO Harris Bank NA with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Wheaton, IL have the highest approval rates?

Among lenders with meaningful volume in Wheaton, Illinois, Compass Mortgage, Inc. approved the highest share of completed applications in 2025 at 98.4 percent, against a 91 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Wheaton, IL mortgage lenders offer FHA, VA and USDA loans?

18 lenders closed FHA loans in Wheaton, Illinois in 2025, led by United Wholesale Mortgage with 5. 10 lenders closed VA loans, led by Compass Mortgage, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Wheaton, IL lender list?

Yes. 58 banks and 25 credit unions closed home loans in Wheaton, Illinois in 2025, alongside 86 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Wheaton, IL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Wheaton, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wheaton, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wheaton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.