Mortgage Lenders and Brokers in West Chicago, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
West Chicago, Illinois mortgage lenders include US Bank, N.A.US Bank, N.A.115 High St, West Chicago, IL 60185A+5.0 ★Texas Ratio: 2.85%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1800 N Neltnor Blvd, West Chicago, IL 60185A+5.0 ★Texas Ratio: 3.22%, FNBC Bank and TrustFNBC Bank and Trust600 E Washington St, West Chicago, IL 60185A+5.0 ★Texas Ratio: 0.23%, Republic Bank of ChicagoRepublic Bank of Chicago105 E Roosevelt Rd, West Chicago, IL 60185A-5.0 ★Texas Ratio: 15.03%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, DuPage Credit UnionDuPage Credit Union725 Ogden Ave, Downers Grove, IL 60515 2915A+5.0 ★Texas Ratio: 3.55%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, Old Second National BankOld Second National Bank2000 W Galena Blvd, Aurora, IL 60506A5.0 ★Texas Ratio: 6.17%, CIBM BankCIBM Bank1801 E Empire St, Bloomington, IL 61704A5.0 ★Texas Ratio: 8.91%, and PNC Bank N.A.PNC Bank N.A.791 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in West Chicago, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in West Chicago are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in West Chicago, Illinois
Market share is the lender's share of all home loans closed in West Chicago, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in West Chicago 115 High St, West Chicago, IL 60185 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, HELOC | 8 +8 HELOCs |
1.9% | 80% | $283,750 | View |
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1 office in West Chicago 1800 N Neltnor Blvd, West Chicago, IL 60185 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +6 HELOCs |
0.5% | 33.3% | $50,000 | View |
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1 office in West Chicago 600 E Washington St, West Chicago, IL 60185 A+5.0 ★Texas Ratio: 0.23% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
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2 offices in West Chicago 105 E Roosevelt Rd, West Chicago, IL 60185 A-5.0 ★Texas Ratio: 15.03% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA, HELOC | 31 +3 HELOCs |
7.5% | 86.1% | $298,225 | View |
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725 Ogden Ave, Downers Grove, IL 60515 2915 A+5.0 ★Texas Ratio: 3.55% |
Conventional, HELOC | 9 +10 HELOCs |
2.2% | 69.2% | $110,555 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 6 | 1.5% | 85.7% | $288,333 | View |
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2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17% |
Conventional, HELOC | 5 +2 HELOCs |
1.2% | 71.4% | $301,000 | View |
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1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91% |
Conventional | 5 | 1.2% | 100% | $425,000 | View |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +15 HELOCs |
0.7% | 100% | $241,666 | View |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
Conventional, HELOC | 2 +6 HELOCs |
0.5% | 100% | $455,000 | View |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 2 +4 HELOCs |
0.5% | 100% | $50,000 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.5% | 66.7% | $215,000 | View |
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3060 W Sand Lake Rd, Lindenhurst, IL 60046 A+5.0 ★Texas Ratio: 3.87% |
Conventional, FHA | 2 | 0.5% | 66.7% | $315,000 | View |
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401 Park St, Cisne, IL 62823 A5.0 ★Texas Ratio: 13.67% |
Conventional | 2 | 0.5% | 100% | $155,000 | View |
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249 S River Rd, Des Plaines, IL 60016 A+5.0 ★Texas Ratio: 5.30% |
Conventional | 2 | 0.5% | 66.7% | $65,000 | View |
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111 E Main St, Amboy, IL 61310 A5.0 ★Texas Ratio: 8.80% |
Conventional | 2 | 0.5% | 100% | $205,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $285,000 | View |
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1725 S State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 4.82% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $135,000 | View |
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★ 1 stars, 1 review 3322 Oak Park Ave, Berwyn, IL 60402 A+5.0 ★Texas Ratio: 4.58% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
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1450 Maple Ave, Lisle, IL 60532 A+5.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
First State Mortgage Services
825 N Randall Rd, Batavia, IL 60510 |
Conventional | 1 | 0.2% | 100% | $315,000 | |
Credit Union 1
750 S Halsted St Rm 220C, Chicago, IL 60607 7008 |
Conventional | 1 | 0.2% | 100% | $75,000 | |
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1185 S Il Route 31, Crystal Lake, IL 60014 A+5.0 ★Texas Ratio: 0.20% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
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1747 W North Ave, Chicago, IL 60622 A5.0 ★Texas Ratio: 8.69% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
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198 S Bolingbrook Dr, Bolingbrook, IL 60440 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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2287 W Galena Blvd, Aurora, IL 60506 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 1 | 0.2% | 100% | $655,000 | View |
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4310 Saint Charles Rd, Bellwood, IL 60104 A+5.0 ★Texas Ratio: 0.85% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
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1315 N North Branch St, Chicago, IL 60642 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 1 | 0.2% | 100% | $565,000 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.2% | 50% | $325,000 | View |
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1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
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625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +11 HELOCs |
0% | 0% | View | |
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403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 22 | 5.4% | 81.5% | $324,545 | |
Compass Mortgage, Inc.
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Conventional, FHA, VA | 19 | 4.6% | 100% | $307,631 | |
Cmg Mortgage Inc
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Conventional, FHA | 8 | 1.9% | 100% | $308,750 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 5 | 1.2% | 100% | $321,000 | |
Mutual of Omaha Mortgage
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Conventional | 5 | 1.2% | 83.3% | $305,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 4 | 1% | 100% | $387,500 | View |
Originpoint, LLC
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Conventional, FHA | 3 | 0.7% | 100% | $371,666 | |
Neighborhood Loans, Inc
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Conventional | 3 | 0.7% | 30% | $8,333 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, VA | 3 | 0.7% | 100% | $345,000 | View |
Proper Rate, LLC
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FHA | 1 | 0.2% | 100% | $335,000 | |
American Portfolio Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 33 | 8% | 86.8% | $285,606 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 25 +1 HELOCs |
6.1% | 83.3% | $348,600 | |
Guild Mortgage Company
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Conventional | 15 | 3.6% | 100% | $318,333 | |
loanDepot.com LLC
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Conventional, FHA | 14 | 3.4% | 82.4% | $262,857 | |
Greenstate Credit Union
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Conventional, HELOC | 13 +3 HELOCs |
3.2% | 68.4% | $162,692 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 13 +3 HELOCs |
3.2% | 100% | $327,307 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 13 | 3.2% | 92.9% | $262,692 | |
Nationstar Mortgage
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Conventional, FHA | 10 | 2.4% | 90.9% | $133,000 | |
American Pacific Mortgage Corporation
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Conventional, VA | 8 | 1.9% | 88.9% | $365,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 7 | 1.7% | 77.8% | $319,285 | |
Affordable Mortgage Advisors
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Conventional | 4 | 1% | 100% | $407,500 | |
Mortgage Research Center
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VA | 4 | 1% | 66.7% | $412,500 | |
Lower, LLC
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Conventional | 4 | 1% | 100% | $350,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 1% | 80% | $127,500 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
0.7% | 42.9% | $395,000 | |
Freedom Mortgage Corporation
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VA | 3 | 0.7% | 42.9% | $328,333 | |
Newrez LLC
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Conventional, FHA | 3 | 0.7% | 37.5% | $148,333 | |
Provident Funding Associates
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Conventional | 3 | 0.7% | 100% | $368,333 | |
The Loan Store, Inc
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Conventional | 3 | 0.7% | 100% | $351,666 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 0.7% | 60% | $255,000 | |
Union Home Mortgage Corp.
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $385,000 | |
Guidance Residential, LLC
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Conventional | 2 | 0.5% | 100% | $565,000 | |
Dart Bank
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Conventional | 2 | 0.5% | 100% | $265,000 | |
Nqm Funding, LLC
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Conventional | 2 | 0.5% | 100% | $180,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $220,000 | |
Towne Mortgage Company
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Conventional | 2 | 0.5% | 100% | $395,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 0.5% | 66.7% | $135,000 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 2 | 0.5% | 100% | $285,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $75,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.2% | 50% | $155,000 | |
Hartford Funding, Ltd.
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Conventional | 1 | 0.2% | 100% | $405,000 | |
American Airlines Federal Cred
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Conventional | 1 | 0.2% | 100% | $295,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $225,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $465,000 | |
Resicentral LLC
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Conventional | 1 | 0.2% | 50% | $385,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 12.5% | $45,000 | |
Princeton Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.2% | 100% | $295,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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FHA | 1 | 0.2% | 100% | $395,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 20% | $55,000 | |
Bay Equity LLC
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Nfm, Inc
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Conventional | 1 | 0.2% | 100% | $365,000 | |
T2 Financial LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Self Help Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Uif Corporation
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Conventional | 1 | 0.2% | 50% | $505,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
Mortgage Solutions of Colorado
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.2% | 50% | $395,000 | |
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A5.0 ★Texas Ratio: 11.97% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,545,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
Gmfs, LLC
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Conventional | 1 | 0.2% | 100% | $465,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $125,000 | |
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A5.0 ★Texas Ratio: 12.35% |
Conventional | 1 | 0.2% | 33.3% | $45,000 | View |
Geneva Financial LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.2% | 50% | $405,000 | |
Polish & Slavic Federal Credit
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Flyhomes Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
West Chicago Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in West Chicago, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in West Chicago? The list below shows the banks, credit unions and mortgage brokers that closed home loans in West Chicago in 2025, with lenders based there listed first.
Types of Mortgage Lenders in West Chicago, IL
Use these to narrow the list above. Each category shows how many West Chicago, IL lenders fit and what that kind of lender is usually best for.
Who Lends in West Chicago, IL
Independent mortgage companies closed 68.1 percent of home loans in West Chicago, Illinois in 2025, banks 23.8 percent and credit unions 8 percent. Guaranteed Rate, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and DuPage Credit Union the largest credit union. Among lenders headquartered in Illinois, FNBC Bank and Trust led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in West Chicago, IL
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in West Chicago, Illinois with 8 loans, about 1.9 percent of the market. The largest lender headquartered in Illinois was FNBC Bank and Trust with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in West Chicago, Illinois in 2025, led by Compass Mortgage, Inc. with 6. 12 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 41 banks and 13 credit unions closed home loans in West Chicago, Illinois in 2025, alongside 66 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in West Chicago, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in West Chicago, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up West Chicago. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
