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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Byline Bank Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 14, 2026
Byline Bank's top rate as of October 14, 2026 is 4.10% APY on its 13-Months Promo CDs - 13-month promo CD, according to rates verified by MonitorBankRates. Other Byline Bank CD rates include 8-Months Promo CDs - 8-month promo at 4.05%, Certificates of Deposit - 5 year at 1.25%, and Certificates of Deposit - 4 year at 1.00%. MonitorBankRates evaluates the financial stability of Byline Bank with a 4.9 Star Rating, an A Overall Health Grade, and a Texas Ratio of 4.58%. Rates last updated and verified on 10/14/2026. Byline Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Byline Bank? Share your experience about Byline Bank by leaving a review below, or read customer reviews before you decide to use Byline Bank. Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends. Byline Bank CD Rates
Financial Health HistoryByline Bank’s Texas Ratio stayed near 4.69% in Q3 2023 to 4.58% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Byline Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Byline Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Byline Bank's official website for the most current offers and terms.
Bank Profile & Overview
Bank Name
Byline Bank
Website
https://www.bylinebank.com
Address
180 N La Salle St,
Chicago, IL 60601 · Cook
Bank Holding Company
BYLINE BCORP INC
FDIC Certificate #
20624
Regulator
FDIC
Established
March 1, 1972
FDIC Insurance Date
March 1, 1972
Domestic Offices
55
Total Branches
54
FDIC Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.9 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
4.58%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
1.6854%
Return on Equity (ROE)
12.0300%
Non-Performing Loans Ratio (NPL)
0.71%
Total Assets
$9,909,436,000
Total Deposits
$7,904,656,000
Equity Capital
$1,395,441,000
Net Income
$82,662,000
Headquarters
Chicago
Total Branches and Offices
55
Source: FDIC — Last Updated June 30, 2026
Customer Reviewssteveb34
October 21, 2023
I checked on their CD rates, the top rate is only 1.50% for a 5 year CD, move on!
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Frequently Asked Questions About Byline BankHow many branches does Byline Bank operate?Byline Bank currently maintains approximately 54 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Byline Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Byline Bank provides members with tools to manage their accounts and build a solid financial history. Does Byline Bank offer online and mobile banking?Most modern institutions like Byline Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bylinebank.com. Current Byline Bank Rates
Retrieved from our database of financial products. Rates subject to change.
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