Vernon Hills, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1840 N Milwaukee Ave, Vernon Hills, IL 60061A+5.0 ★Texas Ratio: 3.68%, Citibank, NACitibank, NA700 N Milwaukee Ave, Vernon Hills, IL 60061A+5.0 ★Texas Ratio: 2.82%, US Bank, N.A.US Bank, N.A.175 N Milwaukee Ave, Vernon Hills, IL 60061A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA515 E Townline Rd, Vernon Hills, IL 60061A+5.0 ★Texas Ratio: 4.14%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1620 N Milwaukee Ave, Vernon Hills, IL 60061A+5.0 ★Texas Ratio: 3.22%, Libertyville Bank & Trust Company, N.A.Libertyville Bank & Trust Company, N.A.1101 Lakeview Pkwy, Vernon Hills, IL 60061A+5.0 ★Texas Ratio: 3.32%, PNC Bank N.A.PNC Bank N.A.1250 S Milwaukee Ave, Vernon Hills, IL 60061A+5.0 ★Texas Ratio: 4.24%, First American BankFirst American Bank701 N Milwaukee Ave, Vernon Hills, IL 60061A+5.0 ★Texas Ratio: 2.93%, Wells Fargo Bank NAWells Fargo Bank NA860 E Townline Rd, Vernon Hills, IL 60061A+5.0 ★Texas Ratio: 5.36%, and Baxter Credit UnionBaxter Credit Union340 N Milwaukee Ave, Vernon Hills, IL 60061 1533A5.0 ★Texas Ratio: 6.31%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Vernon Hills, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Vernon Hills are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Vernon Hills, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Vernon Hills 1840 N Milwaukee Ave, Vernon Hills, IL 60061 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 28 +1 HELOCs |
6.7% | 90.3% | $529,642 | View |
|
1 office in Vernon Hills 700 N Milwaukee Ave, Vernon Hills, IL 60061 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 10 +4 HELOCs |
2.4% | 100% | $507,000 | View |
|
1 office in Vernon Hills 175 N Milwaukee Ave, Vernon Hills, IL 60061 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 7 +6 HELOCs |
1.7% | 80% | $353,571 | View |
|
1 office in Vernon Hills 515 E Townline Rd, Vernon Hills, IL 60061 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 6 +7 HELOCs |
1.4% | 85.7% | $443,333 | View |
|
1 office in Vernon Hills 1620 N Milwaukee Ave, Vernon Hills, IL 60061 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 5 +7 HELOCs |
1.2% | 71.4% | $521,000 | View |
|
1 office in Vernon Hills 1101 Lakeview Pkwy, Vernon Hills, IL 60061 A+5.0 ★Texas Ratio: 3.32% |
Conventional, Jumbo | 3 | 0.7% | 100% | $531,666 | View |
|
★ 1.7 stars, 3 reviews 1 office in Vernon Hills 1250 S Milwaukee Ave, Vernon Hills, IL 60061 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +8 HELOCs |
0.2% | 100% | $495,000 | View |
|
1 office in Vernon Hills 701 N Milwaukee Ave, Vernon Hills, IL 60061 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 33.3% | $485,000 | View |
|
1 office in Vernon Hills 860 E Townline Rd, Vernon Hills, IL 60061 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
|
340 N Milwaukee Ave, Vernon Hills, IL 60061 1533 A5.0 ★Texas Ratio: 6.31% |
Conventional, Jumbo, HELOC | 8 +9 HELOCs |
1.9% | 81.2% | $353,750 | View |
|
233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional, Jumbo | 8 | 1.9% | 100% | $455,000 | View |
|
103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 7 +4 HELOCs |
1.7% | 77.8% | $335,000 | View |
|
625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 2 +14 HELOCs |
0.5% | 66.7% | $370,000 | View |
|
950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
Conventional, HELOC | 2 +11 HELOCs |
0.5% | 100% | $140,000 | View |
|
3060 W Sand Lake Rd, Lindenhurst, IL 60046 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 2 | 0.5% | 100% | $375,000 | View |
|
2392 N Milwaukee Ave, Chicago, IL 60647 A+5.0 ★Texas Ratio: 0.10% |
Conventional | 2 | 0.5% | 100% | $250,000 | View |
|
302 E Army Trail Rd, Bloomingdale, IL 60108 A+5.0 ★Texas Ratio: 4.49% |
Conventional | 2 | 0.5% | 100% | $320,000 | View |
|
1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91% |
Conventional | 2 | 0.5% | 100% | $395,000 | View |
|
4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional | 2 | 0.5% | 100% | $495,000 | View |
|
11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $85,000 | View |
|
4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $375,000 | View |
|
6445 N Western Ave, Chicago, IL 60645 B+4.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
|
2850 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.2% | 50% | $155,000 | View |
|
3233 S Ashland Ave, Chicago, IL 60608 A5.0 ★Texas Ratio: 7.57% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
|
1185 S Il Route 31, Crystal Lake, IL 60014 A+5.0 ★Texas Ratio: 0.20% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
|
249 S River Rd, Des Plaines, IL 60016 A+5.0 ★Texas Ratio: 5.30% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
United Home Loans, Inc.
4747 W Peterson Ave Ste 100, Chicago, IL 60646 |
Conventional | 1 | 0.2% | 100% | $325,000 | |
|
1747 W North Ave, Chicago, IL 60622 A5.0 ★Texas Ratio: 8.69% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
|
1949 Saint Johns Ave, Highland Park, IL 60035 A+5.0 ★Texas Ratio: 2.75% |
Conventional | 1 | 0.2% | 100% | $665,000 | View |
|
1250 Village Dr, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 1.60% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,125,000 | View |
|
217 W Cermak Rd, Chicago, IL 60616 A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
|
111 E Main St, Amboy, IL 61310 A5.0 ★Texas Ratio: 8.80% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
Homeland Mortgage Company
305 N 48th St, Quincy, IL 62305 |
Conventional | 1 | 0.2% | 100% | $275,000 | |
|
351 E Il Route 173, Antioch, IL 60002 7355 A5.0 ★Texas Ratio: 9.76% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Credit Union 1
836 N Milwaukee Ave, Vernon Hills, IL 60061 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
1100 13th Ave, East Moline, IL 61244 1455 A+5.0 ★Texas Ratio: 5.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA, Jumbo | 18 | 4.3% | 94.7% | $499,444 | |
Abbott Laboratories Employees Credit Union
|
Conventional | 11 | 2.6% | 100% | $235,909 | |
Guaranteed Rate Affinity, LLC
|
Conventional, Jumbo | 5 | 1.2% | 100% | $689,000 | |
Originpoint, LLC
|
Conventional | 4 | 1% | 100% | $270,000 | |
Diamond Residential Mtg Corp
|
Conventional | 2 | 0.5% | 100% | $360,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 0.5% | 100% | $390,000 | View |
Cmg Mortgage Inc
|
Conventional | 1 | 0.2% | 50% | $175,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
|
A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,015,000 | View |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.2% | 100% | $415,000 | |
Compass Mortgage, Inc.
|
FHA | 1 | 0.2% | 100% | $335,000 | |
Iroquois Federal Savings & Loan Association
|
Conventional | 1 | 0.2% | 100% | $455,000 | |
United Wholesale Mortgage
|
Conventional, VA, Jumbo, HELOC | 51 +4 HELOCs |
12.2% | 94.4% | $404,411 | |
The Loan Store, Inc
|
Conventional, HELOC | 29 +1 HELOCs |
6.9% | 100% | $324,655 | |
Rocket Mortgage
|
Conventional, VA, Jumbo | 27 | 6.5% | 87.5% | $338,333 | |
CrossCountry Mortgage, LLC
|
Conventional, Jumbo, HELOC | 17 +1 HELOCs |
4.1% | 100% | $519,705 | |
Towne Mortgage Company
|
Conventional | 10 | 2.4% | 100% | $291,000 | |
Provident Funding Associates
|
Conventional | 7 | 1.7% | 100% | $610,714 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 6 | 1.4% | 85.7% | $531,666 | View |
Union Home Mortgage Corp.
|
Conventional | 6 | 1.4% | 100% | $498,333 | |
New American Funding, LLC.
|
Conventional | 5 | 1.2% | 100% | $331,000 | |
Fairway Independent Mort Corp
|
Conventional | 5 | 1.2% | 100% | $537,000 | |
Greenstate Credit Union
|
Conventional | 4 | 1% | 100% | $317,500 | |
loanDepot.com LLC
|
Conventional | 4 | 1% | 100% | $387,500 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 4 | 1% | 80% | $420,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 4 | 1% | 100% | $347,500 | |
Newrez LLC
|
Conventional | 3 | 0.7% | 42.9% | $95,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, Jumbo | 3 | 0.7% | 100% | $481,666 | |
SIRVA Mortgage, Inc.
|
Conventional | 3 | 0.7% | 100% | $478,333 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 3 | 0.7% | 75% | $405,000 | View |
Lower, LLC
|
Conventional, FHA | 3 | 0.7% | 100% | $551,666 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 3 | 0.7% | 100% | $871,666 | View |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 3 | 0.7% | 100% | $451,666 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +3 HELOCs |
0.5% | 66.7% | $320,000 | |
|
A+5.0 ★Texas Ratio: 5.01% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.5% | 100% | $935,000 | View |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 0.5% | 100% | $930,000 | View |
AmeriHome Mortgage Company, LLC
|
Conventional | 2 | 0.5% | 100% | $315,000 | |
Resicentral LLC
|
Conventional | 2 | 0.5% | 50% | $505,000 | |
Guild Mortgage Company
|
Conventional | 2 | 0.5% | 100% | $365,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 0.5% | 100% | $430,000 | View |
New Wave Lending Group Inc
|
Conventional, Jumbo | 2 | 0.5% | 100% | $655,000 | |
Bay Equity LLC
|
Conventional | 2 | 0.5% | 100% | $455,000 | |
Stockton Mortgage Corporation
|
Conventional | 2 | 0.5% | 100% | $375,000 | |
Nations Direct Mortgage, LLC
|
Conventional | 2 | 0.5% | 100% | $200,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, Jumbo | 2 | 0.5% | 100% | $800,000 | |
Nmsi, Inc.
|
Conventional | 2 | 0.5% | 100% | $365,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.5% | 100% | $470,000 | View |
Tomo Mortgage LLC
|
Conventional | 2 | 0.5% | 100% | $505,000 | |
|
A-5.0 ★Texas Ratio: 14.33% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $365,000 | View |
Alameda Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $345,000 | |
Freedom Mortgage Corporation
|
Conventional | 1 | 0.2% | 50% | $255,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.2% | 100% | $475,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.2% | 33.3% | $685,000 | |
Discover Bank
|
Conventional | 1 | 0.2% | 16.7% | $85,000 | |
Sun West Mortgage Company, Inc
|
Conventional | 1 | 0.2% | 100% | $445,000 | |
US Wide Financial LLC
|
Conventional | 1 | 0.2% | 100% | $485,000 | |
Select Lending Services, LLC
|
Conventional | 1 | 0.2% | 100% | $705,000 | |
Point Mortgage Corp
|
Conventional | 1 | 0.2% | 100% | $535,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.2% | 100% | $425,000 | |
Stg Mortgage Inc
|
Conventional | 1 | 0.2% | 100% | $265,000 | |
Planet Home Lending, LLC
|
Conventional | 1 | 0.2% | 100% | $355,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
Lendsure Mortgage Corp.
|
Conventional | 1 | 0.2% | 100% | $175,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.2% | 100% | $745,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.2% | 40% | $105,000 | |
Mortgage Research Center
|
VA | 1 | 0.2% | 100% | $325,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
Citadel Servicing Corporation
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
|
A5.0 ★Texas Ratio: 11.97% |
Conventional | 1 | 0.2% | 100% | $695,000 | View |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
RBC Bank (Georgia), N.A.
|
Conventional | 1 | 0.2% | 100% | $465,000 | |
Paramount Residential Mortgage
|
Conventional | 1 | 0.2% | 100% | $605,000 | |
|
A5.0 ★Texas Ratio: 12.35% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
Polish & Slavic Federal Credit
|
Conventional | 1 | 0.2% | 100% | $105,000 | |
JMAC Lending, Inc.
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 1.47% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Advia Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Corning Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Vernon Hills? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Vernon Hills in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Vernon Hills, IL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 63.2 percent of home loans in Vernon Hills, Illinois in 2025, banks 29.4 percent and credit unions 7.4 percent. United Home Loans, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Baxter Credit Union the largest credit union. Among lenders headquartered in Illinois, Libertyville Bank & Trust Company, N.A. led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Vernon Hills, Illinois with 28 loans, about 6.7 percent of the market. The largest lender headquartered in Illinois was Libertyville Bank & Trust Company, N.A. with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Vernon Hills, Illinois, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 94.4 percent, against a 89.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Vernon Hills, Illinois in 2025, led by Pennymac Loan Services LLC with 2. 4 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 47 banks and 14 credit unions closed home loans in Vernon Hills, Illinois in 2025, alongside 61 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Vernon Hills, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Vernon Hills, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Vernon Hills. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.