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Home / Mortgage Lenders / Illinois / Vernon Hills
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Vernon Hills, Illinois

Vernon Hills, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1840 N Milwaukee Ave, Vernon Hills, IL 60061A+5.0 ★Texas Ratio: 3.68%, Citibank, NACitibank, NA700 N Milwaukee Ave, Vernon Hills, IL 60061A+5.0 ★Texas Ratio: 2.82%, US Bank, N.A.US Bank, N.A.175 N Milwaukee Ave, Vernon Hills, IL 60061A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA515 E Townline Rd, Vernon Hills, IL 60061A+5.0 ★Texas Ratio: 4.14%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1620 N Milwaukee Ave, Vernon Hills, IL 60061A+5.0 ★Texas Ratio: 3.22%, Libertyville Bank & Trust Company, N.A.Libertyville Bank & Trust Company, N.A.1101 Lakeview Pkwy, Vernon Hills, IL 60061A+5.0 ★Texas Ratio: 3.32%, PNC Bank N.A.PNC Bank N.A.1250 S Milwaukee Ave, Vernon Hills, IL 60061A+5.0 ★Texas Ratio: 4.24%, First American BankFirst American Bank701 N Milwaukee Ave, Vernon Hills, IL 60061A+5.0 ★Texas Ratio: 2.93%, Wells Fargo Bank NAWells Fargo Bank NA860 E Townline Rd, Vernon Hills, IL 60061A+5.0 ★Texas Ratio: 5.36%, and Baxter Credit UnionBaxter Credit Union340 N Milwaukee Ave, Vernon Hills, IL 60061 1533A5.0 ★Texas Ratio: 6.31%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Vernon Hills, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Vernon Hills are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Vernon Hills, Illinois

Market share is the lender's share of all home loans closed in Vernon Hills, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Vernon Hills
1840 N Milwaukee Ave, Vernon Hills, IL 60061
A+5.0 ★Texas Ratio: 3.68%
Conventional, Jumbo, HELOC 28
+1 HELOCs
6.7% 90.3% $529,642 View
1 office in Vernon Hills
700 N Milwaukee Ave, Vernon Hills, IL 60061
A+5.0 ★Texas Ratio: 2.82%
Conventional, Jumbo, HELOC 10
+4 HELOCs
2.4% 100% $507,000 View
1 office in Vernon Hills
175 N Milwaukee Ave, Vernon Hills, IL 60061
A+5.0 ★Texas Ratio: 2.85%
Conventional, HELOC 7
+6 HELOCs
1.7% 80% $353,571 View
1 office in Vernon Hills
515 E Townline Rd, Vernon Hills, IL 60061
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 6
+7 HELOCs
1.4% 85.7% $443,333 View
1 office in Vernon Hills
1620 N Milwaukee Ave, Vernon Hills, IL 60061
A+5.0 ★Texas Ratio: 3.22%
Conventional, Jumbo, HELOC 5
+7 HELOCs
1.2% 71.4% $521,000 View
1 office in Vernon Hills
1101 Lakeview Pkwy, Vernon Hills, IL 60061
A+5.0 ★Texas Ratio: 3.32%
Conventional, Jumbo 3 0.7% 100% $531,666 View
★ 1.7 stars, 3 reviews
1 office in Vernon Hills
1250 S Milwaukee Ave, Vernon Hills, IL 60061
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 1
+8 HELOCs
0.2% 100% $495,000 View
1 office in Vernon Hills
701 N Milwaukee Ave, Vernon Hills, IL 60061
A+5.0 ★Texas Ratio: 2.93%
Conventional, HELOC 1
+4 HELOCs
0.2% 33.3% $485,000 View
1 office in Vernon Hills
860 E Townline Rd, Vernon Hills, IL 60061
A+5.0 ★Texas Ratio: 5.36%
Conventional 1 0.2% 100% $305,000 View
340 N Milwaukee Ave, Vernon Hills, IL 60061 1533
A5.0 ★Texas Ratio: 6.31%
Conventional, Jumbo, HELOC 8
+9 HELOCs
1.9% 81.2% $353,750 View
233 W Northwest Hwy, Barrington, IL 60010
A+5.0 ★Texas Ratio: 2.20%
Conventional, Jumbo 8 1.9% 100% $455,000 View
103 S Randall Rd, Algonquin, IL 60102
A+5.0 ★Texas Ratio: 3.66%
Conventional, Jumbo, HELOC 7
+4 HELOCs
1.7% 77.8% $335,000 View
625 W Army Trail Blvd, Addison, IL 60101
A+5.0 ★Texas Ratio: 3.54%
Conventional, HELOC 2
+14 HELOCs
0.5% 66.7% $370,000 View
950 E Rand Rd, Arlington Heights, IL 60004
A5.0 ★Texas Ratio: 6.15%
Conventional, HELOC 2
+11 HELOCs
0.5% 100% $140,000 View
3060 W Sand Lake Rd, Lindenhurst, IL 60046
A+5.0 ★Texas Ratio: 3.87%
Conventional 2 0.5% 100% $375,000 View
2392 N Milwaukee Ave, Chicago, IL 60647
A+5.0 ★Texas Ratio: 0.10%
Conventional 2 0.5% 100% $250,000 View
302 E Army Trail Rd, Bloomingdale, IL 60108
A+5.0 ★Texas Ratio: 4.49%
Conventional 2 0.5% 100% $320,000 View
1801 E Empire St, Bloomington, IL 61704
A5.0 ★Texas Ratio: 8.91%
Conventional 2 0.5% 100% $395,000 View
4000 W Diversey Ave, Chicago, IL 60639
B+4.8 ★Texas Ratio: 16.98%
Conventional 2 0.5% 100% $495,000 View
11900 S Pulaski Rd, Alsip, IL 60803
A+5.0 ★Texas Ratio: 4.98%
Conventional, HELOC 1
+3 HELOCs
0.2% 100% $85,000 View
4415 Martin Luther King Dr, Alton, IL 62002
A+5.0 ★Texas Ratio: 2.31%
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $375,000 View
6445 N Western Ave, Chicago, IL 60645
B+4.0 ★Texas Ratio: 2.09%
Conventional 1 0.2% 100% $245,000 View
2850 Homer M Adams Pkwy, Alton, IL 62002
A+5.0 ★Texas Ratio: 4.37%
Conventional 1 0.2% 50% $155,000 View
3233 S Ashland Ave, Chicago, IL 60608
A5.0 ★Texas Ratio: 7.57%
Conventional 1 0.2% 100% $325,000 View
1185 S Il Route 31, Crystal Lake, IL 60014
A+5.0 ★Texas Ratio: 0.20%
Conventional 1 0.2% 100% $185,000 View
249 S River Rd, Des Plaines, IL 60016
A+5.0 ★Texas Ratio: 5.30%
Conventional 1 0.2% 100% $55,000 View
United Home Loans, Inc.
4747 W Peterson Ave Ste 100, Chicago, IL 60646
Conventional 1 0.2% 100% $325,000
1747 W North Ave, Chicago, IL 60622
A5.0 ★Texas Ratio: 8.69%
Conventional 1 0.2% 100% $425,000 View
1949 Saint Johns Ave, Highland Park, IL 60035
A+5.0 ★Texas Ratio: 2.75%
Conventional 1 0.2% 100% $665,000 View
1250 Village Dr, Arlington Heights, IL 60004
A+5.0 ★Texas Ratio: 1.60%
Conventional, Jumbo 1 0.2% 100% $1,125,000 View
217 W Cermak Rd, Chicago, IL 60616
A+5.0 ★Texas Ratio: 5.06%
Conventional 1 0.2% 100% $395,000 View
111 E Main St, Amboy, IL 61310
A5.0 ★Texas Ratio: 8.80%
Conventional 1 0.2% 100% $125,000 View
Homeland Mortgage Company
305 N 48th St, Quincy, IL 62305
Conventional 1 0.2% 100% $275,000
351 E Il Route 173, Antioch, IL 60002 7355
A5.0 ★Texas Ratio: 9.76%
HELOC 0
+2 HELOCs
0% n/a View
Credit Union 1
836 N Milwaukee Ave, Vernon Hills, IL 60061
HELOC 0
+1 HELOCs
0% n/a
1100 13th Ave, East Moline, IL 61244 1455
A+5.0 ★Texas Ratio: 5.75%
HELOC 0
+1 HELOCs
0% n/a View
Guaranteed Rate, Inc.
Conventional, FHA, VA, Jumbo 18 4.3% 94.7% $499,444
Abbott Laboratories Employees Credit Union
Conventional 11 2.6% 100% $235,909
Guaranteed Rate Affinity, LLC
Conventional, Jumbo 5 1.2% 100% $689,000
Originpoint, LLC
Conventional 4 1% 100% $270,000
Diamond Residential Mtg Corp
Conventional 2 0.5% 100% $360,000
A+5.0 ★Texas Ratio: 4.81%
Conventional 2 0.5% 100% $390,000 View
Cmg Mortgage Inc
Conventional 1 0.2% 50% $175,000
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 0.2% 100% $325,000 View
A+5.0 ★Texas Ratio: 4.86%
Conventional, Jumbo 1 0.2% 100% $1,015,000 View
Mutual of Omaha Mortgage
Conventional 1 0.2% 100% $415,000
Compass Mortgage, Inc.
FHA 1 0.2% 100% $335,000
Iroquois Federal Savings & Loan Association
Conventional 1 0.2% 100% $455,000
United Wholesale Mortgage
Conventional, VA, Jumbo, HELOC 51
+4 HELOCs
12.2% 94.4% $404,411
The Loan Store, Inc
Conventional, HELOC 29
+1 HELOCs
6.9% 100% $324,655
Rocket Mortgage
Conventional, VA, Jumbo 27 6.5% 87.5% $338,333
CrossCountry Mortgage, LLC
Conventional, Jumbo, HELOC 17
+1 HELOCs
4.1% 100% $519,705
Towne Mortgage Company
Conventional 10 2.4% 100% $291,000
Provident Funding Associates
Conventional 7 1.7% 100% $610,714
A+5.0 ★Texas Ratio: 4.11%
Conventional, Jumbo 6 1.4% 85.7% $531,666 View
Union Home Mortgage Corp.
Conventional 6 1.4% 100% $498,333
New American Funding, LLC.
Conventional 5 1.2% 100% $331,000
Fairway Independent Mort Corp
Conventional 5 1.2% 100% $537,000
Greenstate Credit Union
Conventional 4 1% 100% $317,500
loanDepot.com LLC
Conventional 4 1% 100% $387,500
American Pacific Mortgage Corporation
Conventional, FHA 4 1% 80% $420,000
Ark-La-Tex Financial Services LLC
Conventional 4 1% 100% $347,500
Newrez LLC
Conventional 3 0.7% 42.9% $95,000
Pennymac Loan Services LLC
Conventional, FHA, Jumbo 3 0.7% 100% $481,666
SIRVA Mortgage, Inc.
Conventional 3 0.7% 100% $478,333
B-4.3 ★Texas Ratio: 23.12%
Conventional 3 0.7% 75% $405,000 View
Lower, LLC
Conventional, FHA 3 0.7% 100% $551,666
A4.8 ★Texas Ratio: 2.45%
Conventional, Jumbo 3 0.7% 100% $871,666 View
★ 4 stars, 1 review
A+5.0 ★Texas Ratio: 1.82%
Conventional 3 0.7% 100% $451,666 View
A5.0 ★Texas Ratio: 8.14%
Conventional, HELOC 2
+3 HELOCs
0.5% 66.7% $320,000
A+5.0 ★Texas Ratio: 5.01%
Conventional, Jumbo, HELOC 2
+1 HELOCs
0.5% 100% $935,000 View
A+5.0 ★Texas Ratio: 0.14%
Conventional, Jumbo 2 0.5% 100% $930,000 View
AmeriHome Mortgage Company, LLC
Conventional 2 0.5% 100% $315,000
Resicentral LLC
Conventional 2 0.5% 50% $505,000
Guild Mortgage Company
Conventional 2 0.5% 100% $365,000
A+5.0 ★Texas Ratio: 3.66%
Conventional 2 0.5% 100% $430,000 View
New Wave Lending Group Inc
Conventional, Jumbo 2 0.5% 100% $655,000
Bay Equity LLC
Conventional 2 0.5% 100% $455,000
Stockton Mortgage Corporation
Conventional 2 0.5% 100% $375,000
Nations Direct Mortgage, LLC
Conventional 2 0.5% 100% $200,000
Prosperity Home Mortgage, LLC
Conventional, Jumbo 2 0.5% 100% $800,000
Nmsi, Inc.
Conventional 2 0.5% 100% $365,000
A5.0 ★Texas Ratio: 9.09%
Conventional 2 0.5% 100% $470,000 View
Tomo Mortgage LLC
Conventional 2 0.5% 100% $505,000
A-5.0 ★Texas Ratio: 14.33%
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $365,000 View
Alameda Mortgage Corporation
FHA 1 0.2% 100% $345,000
Freedom Mortgage Corporation
Conventional 1 0.2% 50% $255,000
Kind Lending, LLC
Conventional 1 0.2% 100% $475,000
Amerisave Mortgage Company
Conventional 1 0.2% 33.3% $685,000
Discover Bank
Conventional 1 0.2% 16.7% $85,000
Sun West Mortgage Company, Inc
Conventional 1 0.2% 100% $445,000
US Wide Financial LLC
Conventional 1 0.2% 100% $485,000
Select Lending Services, LLC
Conventional 1 0.2% 100% $705,000
Point Mortgage Corp
Conventional 1 0.2% 100% $535,000
Cardinal Financial Company, Li
Conventional 1 0.2% 100% $425,000
Stg Mortgage Inc
Conventional 1 0.2% 100% $265,000
Planet Home Lending, LLC
Conventional 1 0.2% 100% $355,000
A+5.0 ★Texas Ratio: 1.10%
Conventional 1 0.2% 100% $415,000 View
Lendsure Mortgage Corp.
Conventional 1 0.2% 100% $175,000
Sierra Pacific Mortgage Co. Inc
Conventional 1 0.2% 100% $745,000
Nationstar Mortgage
Conventional 1 0.2% 40% $105,000
Mortgage Research Center
VA 1 0.2% 100% $325,000
A-5.0 ★Texas Ratio: 14.93%
Conventional 1 0.2% 100% $415,000 View
Citadel Servicing Corporation
Conventional 1 0.2% 100% $325,000
A5.0 ★Texas Ratio: 11.97%
Conventional 1 0.2% 100% $695,000 View
A+5.0 ★Texas Ratio: 2.14%
Conventional 1 0.2% 100% $525,000 View
RBC Bank (Georgia), N.A.
Conventional 1 0.2% 100% $465,000
Paramount Residential Mortgage
Conventional 1 0.2% 100% $605,000
A5.0 ★Texas Ratio: 12.35%
Conventional 1 0.2% 100% $125,000 View
Polish & Slavic Federal Credit
Conventional 1 0.2% 100% $105,000
JMAC Lending, Inc.
Conventional 1 0.2% 100% $325,000
A+5.0 ★Texas Ratio: 2.32%
HELOC 0
+3 HELOCs
0% n/a View
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+3 HELOCs
0% n/a View
Lendage, LLC dba Achieve Loans
HELOC 0
+3 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+2 HELOCs
0% n/a View
A+5.0 ★Texas Ratio: 1.47%
HELOC 0
+2 HELOCs
0% n/a View
D3.3 ★Texas Ratio: 35.11%
HELOC 0
+1 HELOCs
0% 0% View
Figure Lending LLC
HELOC 0
+1 HELOCs
0% n/a
HomeBridge Financial Services, Inc
HELOC 0
+1 HELOCs
0% n/a
Advia Credit Union
HELOC 0
+1 HELOCs
0% n/a
Corning Credit Union
HELOC 0
+1 HELOCs
0% n/a
Pentagon Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Vernon Hills, Illinois

Looking for mortgage lenders near me or mortgage brokers near me in Vernon Hills? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Vernon Hills in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Vernon Hills, IL

Use these to narrow the list above. Each category shows how many Vernon Hills, IL lenders fit and what that kind of lender is usually best for.

Who Lends in Vernon Hills, IL

Independent mortgage companies closed 63.2 percent of home loans in Vernon Hills, Illinois in 2025, banks 29.4 percent and credit unions 7.4 percent. United Home Loans, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Baxter Credit Union the largest credit union. Among lenders headquartered in Illinois, Libertyville Bank & Trust Company, N.A. led with 3 loans.

63.2%
Mortgage companies
29.4%
Banks
7.4%
Credit unions
2%
FHA loans
1%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.

More Illinois Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Vernon Hills, IL

Who is the largest mortgage lender in Vernon Hills, IL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Vernon Hills, Illinois with 28 loans, about 6.7 percent of the market. The largest lender headquartered in Illinois was Libertyville Bank & Trust Company, N.A. with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Vernon Hills, IL have the highest approval rates?

Among lenders with meaningful volume in Vernon Hills, Illinois, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 94.4 percent, against a 89.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Vernon Hills, IL mortgage lenders offer FHA, VA and USDA loans?

6 lenders closed FHA loans in Vernon Hills, Illinois in 2025, led by Pennymac Loan Services LLC with 2. 4 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Vernon Hills, IL lender list?

Yes. 47 banks and 14 credit unions closed home loans in Vernon Hills, Illinois in 2025, alongside 61 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Vernon Hills, IL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Vernon Hills, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Vernon Hills, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Vernon Hills. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.