Mortgage Lenders and Brokers in Rock Island, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rock Island, Illinois mortgage lenders include Blackhawk Bank & TrustBlackhawk Bank & Trust4610 38th St, Rock Island, IL 61201A5.0 ★Texas Ratio: 9.66%, American B&T C, N.A.American B&T C, N.A.1209 21st Ave, Rock Island, IL 61201A5.0 ★Texas Ratio: 7.06%, US Bank, N.A.US Bank, N.A.230 18th Street, Rock Island, IL 61201A+5.0 ★Texas Ratio: 2.85%, Gas & Electric Credit UnionGas & Electric Credit Union2300 4TH AVE, ROCK ISLAND, IL 61201A+5.0 ★Texas Ratio: 2.31%, Wells Fargo Bank NAWells Fargo Bank NA1800 30th St, Rock Island, IL 61201A+5.0 ★Texas Ratio: 5.36%, I H Mississippi Valley Credit UnionI H Mississippi Valley Credit Union4206 5th Ave, Rock Island, IL 61201A5.0 ★Texas Ratio: 6.34%, Empeople Credit UnionEmpeople Credit Union1100 13th Ave, East Moline, IL 61244 1455A+5.0 ★Texas Ratio: 5.75%, BankORIONBankORION201 W Main St, Aledo, IL 61231A5.0 ★Texas Ratio: 9.12%, Quad City Bank and TrustQuad City Bank and Trust3551 7th St, Moline, IL 61265A+5.0 ★Texas Ratio: 3.05%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rock Island, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rock Island are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rock Island, Illinois
Market share is the lender's share of all home loans closed in Rock Island, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Rock Island 4610 38th St, Rock Island, IL 61201 A5.0 ★Texas Ratio: 9.66% |
Conventional | 35 | 7.2% | 83.3% | $95,285 | View |
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3 offices in Rock Island 1209 21st Ave, Rock Island, IL 61201 A5.0 ★Texas Ratio: 7.06% |
Conventional, FHA, VA | 20 | 4.1% | 95.8% | $103,500 | View |
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2 offices in Rock Island 230 18th Street, Rock Island, IL 61201 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 10 +3 HELOCs |
2.1% | 73.3% | $89,000 | View |
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2300 4TH AVE, ROCK ISLAND, IL 61201 A+5.0 ★Texas Ratio: 2.31% |
Conventional | 8 | 1.7% | 100% | $118,750 | View |
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1 office in Rock Island 1800 30th St, Rock Island, IL 61201 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $35,000 | View |
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4206 5th Ave, Rock Island, IL 61201 A5.0 ★Texas Ratio: 6.34% |
Conventional | 46 | 9.5% | 75.4% | $95,652 | View |
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1100 13th Ave, East Moline, IL 61244 1455 A+5.0 ★Texas Ratio: 5.75% |
Conventional, HELOC | 19 +13 HELOCs |
3.9% | 80% | $117,105 | View |
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201 W Main St, Aledo, IL 61231 A5.0 ★Texas Ratio: 9.12% |
Conventional | 19 | 3.9% | 95.8% | $122,368 | View |
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3551 7th St, Moline, IL 61265 A+5.0 ★Texas Ratio: 3.05% |
Conventional | 8 | 1.7% | 88.9% | $147,500 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 0.8% | 100% | $157,500 | View |
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200 Se 13th Ave, Aledo, IL 61231 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 4 | 0.8% | 100% | $87,500 | View |
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123 E Knoxville St, Brimfield, IL 61517 A+5.0 ★Texas Ratio: 5.41% |
Conventional, HELOC | 2 +4 HELOCs |
0.4% | 100% | $35,000 | View |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 2 | 0.4% | 66.7% | $100,000 | View |
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3465 Avenue Of The Cities, Moline, IL 61265 A5.0 ★Texas Ratio: 9.42% |
Conventional | 2 | 0.4% | 100% | $60,000 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
FHA | 1 | 0.2% | 100% | $75,000 | View |
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285 Southwoods Ctr, Columbia, IL 62236 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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403 State St, Benson, IL 61516 A4.7 ★Texas Ratio: 2.58% |
FHA | 1 | 0.2% | 100% | $165,000 | View |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 22 +1 HELOCs |
4.5% | 95.7% | $142,272 | |
Ruhl Mortgage LLC
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Conventional, FHA | 14 | 2.9% | 93.3% | $165,000 | |
Neighborhood Loans, Inc
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Conventional | 1 | 0.2% | 100% | $5,000 | |
Cmg Mortgage Inc
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FHA | 1 | 0.2% | 100% | $195,000 | |
Greenstate Credit Union
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Conventional, FHA, VA, HELOC | 45 +10 HELOCs |
9.3% | 94% | $99,888 | |
loanDepot.com LLC
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Conventional, FHA | 25 | 5.2% | 86.2% | $96,600 | |
Rocket Mortgage
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Conventional, FHA, VA | 22 | 4.5% | 75% | $121,363 | |
New American Funding, LLC.
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Conventional, FHA, VA | 19 | 3.9% | 86.4% | $147,631 | |
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A+5.0 ★Texas Ratio: 4.68% |
Conventional, HELOC | 17 +6 HELOCs |
3.5% | 70.8% | $99,117 | |
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A+5.0 ★Texas Ratio: 4.99% |
Conventional, HELOC | 15 +2 HELOCs |
3.1% | 78.9% | $136,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 13 | 2.7% | 86.7% | $151,923 | |
Lower, LLC
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Conventional, FHA, VA | 11 | 2.3% | 91.7% | $130,454 | |
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A+5.0 ★Texas Ratio: 1.31% |
Conventional | 9 | 1.9% | 100% | $76,111 | View |
Mortgage Research Center
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FHA, VA | 9 | 1.9% | 90% | $199,444 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 1.7% | 80% | $148,750 | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 1.2% | 75% | $148,333 | |
CrossCountry Mortgage, LLC
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Conventional | 5 | 1% | 100% | $133,000 | |
Mortgage Center LC
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Conventional | 5 | 1% | 100% | $109,000 | |
Plaza Home Mortgage, Inc
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FHA | 5 | 1% | 83.3% | $141,000 | |
Marine Credit Union
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Conventional | 4 | 0.8% | 41.7% | $90,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.6% | 75% | $148,333 | View |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional, FHA | 3 | 0.6% | 100% | $115,000 | View |
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A+5.0 ★Texas Ratio: 4.87% |
Conventional | 3 | 0.6% | 100% | $101,666 | |
Spring Eq, LLC
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Conventional | 3 | 0.6% | 75% | $28,333 | |
American Financial Resources LLC
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FHA | 2 | 0.4% | 100% | $165,000 | |
Newrez LLC
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FHA | 2 | 0.4% | 28.6% | $170,000 | |
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A5.0 ★Texas Ratio: 13.85% |
Conventional | 2 | 0.4% | 80% | $105,000 | View |
Pennymac Loan Services LLC
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FHA | 2 | 0.4% | 66.7% | $150,000 | |
Geneva Financial LLC
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Conventional | 2 | 0.4% | 100% | $75,000 | |
Cardinal Financial Company, Li
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FHA | 2 | 0.4% | 100% | $120,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $85,000 | View |
Amerisave Mortgage Company
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $65,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 50% | $55,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $85,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Michigan Mutual, Inc
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Conventional | 1 | 0.2% | 100% | $225,000 | |
The Family Credit Union
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Conventional | 1 | 0.2% | 100% | $25,000 | |
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A+5.0 ★Texas Ratio: 1.64% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 33.3% | $205,000 | |
Intelliloan, Inc.
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FHA | 1 | 0.2% | 100% | $285,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 2.40% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.2% | 50% | $135,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.2% | 100% | $75,000 | |
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A5.0 ★Texas Ratio: 12.35% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.2% | 100% | $145,000 | View |
Gershman Investment Corp.
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Conventional | 1 | 0.2% | 100% | $125,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Boeing Employees' Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Rock Island Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rock Island, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Rock Island? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rock Island in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rock Island, IL
Use these to narrow the list above. Each category shows how many Rock Island, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Rock Island, IL
Independent mortgage companies closed 38.4 percent of home loans in Rock Island, Illinois in 2025, banks 27.7 percent and credit unions 33.9 percent. Guaranteed Rate, Inc. was the largest mortgage company, Blackhawk Bank & Trust the largest bank and Gas & Electric Credit Union the largest credit union. Among lenders headquartered in Illinois, Blackhawk Bank & Trust led with 35 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rock Island, IL
By home loans closed in 2025, Blackhawk Bank & Trust was the largest mortgage lender in Rock Island, Illinois with 35 loans, about 7.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Rock Island, Illinois in 2025, led by loanDepot.com LLC with 15. 10 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 13 credit unions closed home loans in Rock Island, Illinois in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rock Island, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rock Island, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rock Island. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
