Mortgage Lenders and Brokers in Pekin, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Pekin, Illinois mortgage lenders include Morton Community BankMorton Community Bank601 Court St, Pekin, IL 61554A+5.0 ★Texas Ratio: 5.85%, Busey BankBusey Bank3200 Veterans Dr, Pekin, IL 61554A+5.0 ★Texas Ratio: 2.31%, Community Partners Savings BankCommunity Partners Savings Bank2121 Sheridan Rd, Pekin, IL 61554A5.0 ★Texas Ratio: 7.80%, The Atlanta National BankThe Atlanta National Bank400 Broadway St, Pekin, IL 61554A+5.0 ★Texas Ratio: 4.08%, Heartland Bank & Trust CompanyHeartland Bank & Trust Company3400 Court St, Pekin, IL 61554A+5.0 ★Texas Ratio: 0.84%, PNC Bank N.A.PNC Bank N.A.3545 Court St, Pekin, IL 61554A+5.0 ★Texas Ratio: 4.24%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, First State Mortgage ServicesFirst State Mortgage Services825 N Randall Rd, Batavia, IL 60510, Inb, National AssociationInb, National Association2402 E Washington St, Bloomington, IL 61704A5.0 ★Texas Ratio: 9.74%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pekin, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pekin are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pekin, Illinois
Market share is the lender's share of all home loans closed in Pekin, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Pekin 601 Court St, Pekin, IL 61554 A+5.0 ★Texas Ratio: 5.85% |
Conventional, HELOC | 26 +23 HELOCs |
5.3% | 87.1% | $137,307 | View |
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1 office in Pekin 3200 Veterans Dr, Pekin, IL 61554 A+5.0 ★Texas Ratio: 2.31% |
Conventional, HELOC | 10 +2 HELOCs |
2% | 83.3% | $102,000 | View |
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2 offices in Pekin 2121 Sheridan Rd, Pekin, IL 61554 A5.0 ★Texas Ratio: 7.80% |
Conventional | 9 | 1.8% | 90.9% | $110,555 | View |
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1 office in Pekin 400 Broadway St, Pekin, IL 61554 A+5.0 ★Texas Ratio: 4.08% |
Conventional | 4 | 0.8% | 80% | $50,000 | View |
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1 office in Pekin 3400 Court St, Pekin, IL 61554 A+5.0 ★Texas Ratio: 0.84% |
Conventional | 2 | 0.4% | 100% | $55,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Pekin 3545 Court St, Pekin, IL 61554 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +10 HELOCs |
0.2% | 33.3% | $165,000 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA | 21 | 4.2% | 91.3% | $129,285 | View |
First State Mortgage Services
825 N Randall Rd, Batavia, IL 60510 |
Conventional, FHA, VA | 17 | 3.4% | 89.5% | $119,705 | |
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2402 E Washington St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 9.74% |
Conventional, FHA | 8 | 1.6% | 100% | $98,750 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 7 +1 HELOCs |
1.4% | 100% | $136,428 | View |
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2012 Court St, Pekin, IL 61554 |
Conventional | 5 | 1% | 62.5% | $43,000 | View |
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1805 S Main St, Eureka, IL 61530 B4.6 ★Texas Ratio: 20.01% |
Conventional | 5 | 1% | 100% | $109,000 | View |
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403 State St, Benson, IL 61516 A4.7 ★Texas Ratio: 2.58% |
Conventional, FHA, VA | 4 | 0.8% | 100% | $185,000 | View |
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122 W Broadway, Astoria, IL 61501 A-5.0 ★Texas Ratio: 14.33% |
Conventional | 4 | 0.8% | 100% | $127,500 | View |
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915 8th Ave, Erie, IL 61250 B+4.8 ★Texas Ratio: 17.30% |
Conventional | 3 | 0.6% | 100% | $115,000 | View |
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110 N 5th St, Pekin, IL 61554 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 40% | $120,000 | View |
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115 Nw Main St, Hopedale, IL 61747 A+5.0 ★Texas Ratio: 4.39% |
Conventional | 2 | 0.4% | 100% | $125,000 | View |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional, FHA | 2 | 0.4% | 100% | $255,000 | View |
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2850 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 4.37% |
FHA, HELOC | 1 +2 HELOCs |
0.2% | 33.3% | $95,000 | View |
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101 W Washington Ave, Altamont, IL 62411 A+5.0 ★Texas Ratio: 3.88% |
FHA, HELOC | 1 +1 HELOCs |
0.2% | 50% | $95,000 | View |
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101 W Main St, Green Valley, IL 61534 A-4.9 ★Texas Ratio: 16.61% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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2403 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.53% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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111 E Main St, Amboy, IL 61310 A5.0 ★Texas Ratio: 8.80% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
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200 Se 13th Ave, Aledo, IL 61231 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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200 N West St, Athens, IL 62613 A+5.0 ★Texas Ratio: 3.93% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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8 S Main St, Elburn, IL 60119 A5.0 ★Texas Ratio: 7.06% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
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210 Sw 2nd Ave, Galva, IL 61434 A+5.0 ★Texas Ratio: 0.88% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
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101 E Broadway, Astoria, IL 61501 A+5.0 ★Texas Ratio: 1.43% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Citizens Equity First Credit U
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Conventional, HELOC | 72 +67 HELOCs |
14.5% | 97.3% | $131,111 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 4 | 0.8% | 80% | $120,000 | |
Compass Mortgage, Inc.
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Conventional | 3 | 0.6% | 100% | $138,333 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA | 63 | 12.7% | 98.4% | $122,619 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 45 | 9.1% | 90.2% | $142,111 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA, VA | 31 | 6.3% | 86.1% | $106,290 | |
Rocket Mortgage
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Conventional, FHA, VA | 29 | 5.9% | 81.1% | $126,034 | |
Mortgage Research Center
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Conventional, FHA, VA | 17 | 3.4% | 77.3% | $154,411 | |
Synergy One Lending, Inc.
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Conventional, FHA | 11 | 2.2% | 100% | $102,272 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 10 +1 HELOCs |
2% | 83.3% | $73,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 6 +1 HELOCs |
1.2% | 85.7% | $70,000 | |
Leaderone Financial Corp.
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Conventional, FHA | 6 | 1.2% | 85.7% | $136,666 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 0.8% | 66.7% | $135,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 0.8% | 22.2% | $105,000 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 0.8% | 66.7% | $85,000 | |
Towne Mortgage Company
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Conventional, FHA | 4 | 0.8% | 100% | $165,000 | |
Pennymac Loan Services LLC
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FHA, VA | 3 | 0.6% | 57.1% | $161,666 | |
Newrez LLC
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Conventional, FHA | 2 | 0.4% | 25% | $90,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $115,000 | |
Oceanside Mortgage Company
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FHA | 2 | 0.4% | 100% | $100,000 | |
Provident Funding Associates
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Conventional | 2 | 0.4% | 100% | $250,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.4% | 66.7% | $115,000 | View |
Village Capital & Investment
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VA | 2 | 0.4% | 75% | $155,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.2% | 100% | $235,000 | View |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $45,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 33.3% | $85,000 | |
MortgageOne, Inc
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VA | 1 | 0.2% | 50% | $75,000 | |
Pacific Lending LLC
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Conventional | 1 | 0.2% | 100% | $135,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $175,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.2% | 100% | $115,000 | |
American Financial Network, Inc.
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VA | 1 | 0.2% | 100% | $315,000 | |
Das Acquisition Company, LLC
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FHA | 1 | 0.2% | 100% | $125,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 33.3% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 100% | $165,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $195,000 | |
Endeavor Capital, LLC
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VA | 1 | 0.2% | 100% | $185,000 | |
Veritas Funding, LLC
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FHA | 1 | 0.2% | 100% | $125,000 | |
Lower, LLC
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FHA | 1 | 0.2% | 100% | $155,000 | |
Fairway Independent Mort Corp
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USDA | 1 | 0.2% | 50% | $75,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.2% | 100% | $35,000 | |
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A5.0 ★Texas Ratio: 12.35% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Pekin Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pekin, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Pekin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pekin in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pekin, IL
Use these to narrow the list above. Each category shows how many Pekin, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Pekin, IL
Independent mortgage companies closed 54.9 percent of home loans in Pekin, Illinois in 2025, banks 29.1 percent and credit unions 16 percent. Mutual of Omaha Mortgage was the largest mortgage company, Morton Community Bank the largest bank and Redbrand Credit Union the largest credit union. Among lenders headquartered in Illinois, Morton Community Bank led with 26 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pekin, IL
By home loans closed in 2025, Morton Community Bank was the largest mortgage lender in Pekin, Illinois with 26 loans, about 5.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Pekin, Illinois, Flat Branch Mortgage, Inc. approved the highest share of completed applications in 2025 at 98.4 percent, against a 84.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
32 lenders closed FHA loans in Pekin, Illinois in 2025, led by Flat Branch Mortgage, Inc. with 17. 17 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 39 banks and 4 credit unions closed home loans in Pekin, Illinois in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pekin, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pekin, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pekin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
