Mortgage Lenders and Brokers in Oak Park, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Oak Park, Illinois mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1048 Lake St, Oak Park, IL 60301A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association840 S Oak Park Ave, Oak Park, IL 60304A+5.0 ★Texas Ratio: 3.22%, US Bank, N.A.US Bank, N.A.104 N Oak Park Ave, Oak Park, IL 60301A+5.0 ★Texas Ratio: 2.85%, Huntington National BankHuntington National Bank601 N Harlem Ave, Oak Park, IL 60302A+5.0 ★Texas Ratio: 3.66%, Bank of America NABank of America NA6720 Roosevelt Rd, Oak Park, IL 60304A+5.0 ★Texas Ratio: 4.14%, Hinsdale Bank & Trust Company, N.AHinsdale Bank & Trust Company, N.A151 N Oak Park Ave, Oak Park, IL 60301A+5.0 ★Texas Ratio: 1.47%, Barrington Bank & Trust Company, N.A.Barrington Bank & Trust Company, N.A.233 W Northwest Hwy, Barrington, IL 60010A+5.0 ★Texas Ratio: 2.20%, United Home Loans, Inc.United Home Loans, Inc.4747 W Peterson Ave Ste 100, Chicago, IL 60646, Baxter Credit UnionBaxter Credit Union1200 Lakeside Dr, Bannockburn, IL 60015A5.0 ★Texas Ratio: 6.31%, and Forest Park National BankForest Park National Bank7331 Roosevelt Rd, Forest Park, IL 60130C+4.2 ★Texas Ratio: 24.60%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oak Park, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oak Park are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Oak Park, Illinois
Market share is the lender's share of all home loans closed in Oak Park, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Oak Park 1048 Lake St, Oak Park, IL 60301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, Jumbo, HELOC | 64 +8 HELOCs |
7.7% | 94.2% | $465,625 | View |
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2 offices in Oak Park 840 S Oak Park Ave, Oak Park, IL 60304 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 18 +21 HELOCs |
2.2% | 90.9% | $627,777 | View |
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2 offices in Oak Park 104 N Oak Park Ave, Oak Park, IL 60301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 15 +7 HELOCs |
1.8% | 83.3% | $437,000 | View |
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1 office in Oak Park 601 N Harlem Ave, Oak Park, IL 60302 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, Jumbo, HELOC | 13 +13 HELOCs |
1.6% | 81.2% | $591,153 | View |
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1 office in Oak Park 6720 Roosevelt Rd, Oak Park, IL 60304 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 7 +17 HELOCs |
0.8% | 87.5% | $710,714 | View |
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2 offices in Oak Park 151 N Oak Park Ave, Oak Park, IL 60301 A+5.0 ★Texas Ratio: 1.47% |
Conventional, Jumbo | 6 | 0.7% | 100% | $650,000 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 22 | 2.7% | 95.7% | $394,545 | View |
United Home Loans, Inc.
4747 W Peterson Ave Ste 100, Chicago, IL 60646 |
Conventional | 9 | 1.1% | 100% | $422,777 | |
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1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31% |
Conventional | 6 | 0.7% | 100% | $281,666 | View |
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7331 Roosevelt Rd, Forest Park, IL 60130 C+4.2 ★Texas Ratio: 24.60% |
Conventional | 6 | 0.7% | 100% | $411,666 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 0.6% | 71.4% | $341,000 | View |
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6350 W 63rd St, Chicago, IL 60638 A+5.0 ★Texas Ratio: 1.38% |
Conventional | 5 | 0.6% | 100% | $249,000 | View |
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1165 N Clark St, Chicago, IL 60610 A5.0 ★Texas Ratio: 6.28% |
Conventional | 5 | 0.6% | 100% | $433,000 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional | 4 | 0.5% | 71.4% | $147,500 | View |
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625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 3 +6 HELOCs |
0.4% | 75% | $985,000 | View |
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249 S River Rd, Des Plaines, IL 60016 A+5.0 ★Texas Ratio: 5.30% |
Conventional | 3 | 0.4% | 75% | $68,333 | View |
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1747 W North Ave, Chicago, IL 60622 A5.0 ★Texas Ratio: 8.69% |
Conventional | 3 | 0.4% | 100% | $468,333 | View |
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1828 N Arlington Heights Rd, Arlington Heights, IL 60004 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 2 +4 HELOCs |
0.2% | 100% | $535,000 | View |
Credit Union 1
750 S Halsted St Rm 220C, Chicago, IL 60607 7008 |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $75,000 | |
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23840 W Eames St, Channahon, IL 60410 A+5.0 ★Texas Ratio: 5.05% |
Conventional | 2 | 0.2% | 100% | $415,000 | View |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 1 +14 HELOCs |
0.1% | 33.3% | $45,000 | View |
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★ 1.7 stars, 3 reviews 6621 North Ave, Oak Park, IL 60302 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +7 HELOCs |
0.1% | 33.3% | $565,000 | View |
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2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17% |
Conventional, HELOC | 1 +6 HELOCs |
0.1% | 100% | $715,000 | View |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $75,000 | View |
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1807 W Cermak Rd, Broadview, IL 60155 A+5.0 ★Texas Ratio: 3.62% |
Conventional | 1 | 0.1% | 100% | $575,000 | View |
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1055 W Roosevelt Rd, Chicago, IL 60608 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
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725 Ogden Ave, Downers Grove, IL 60515 2915 A+5.0 ★Texas Ratio: 3.55% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
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440 Mulberry St, Andover, IL 61233 A-5.0 ★Texas Ratio: 15.39% |
Conventional | 1 | 0.1% | 100% | $65,000 | View |
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19500 Torrence Ave, Chicago Heights, IL 60411 A+5.0 ★Texas Ratio: 2.48% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
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1949 Saint Johns Ave, Highland Park, IL 60035 A+5.0 ★Texas Ratio: 2.75% |
Conventional | 1 | 0.1% | 100% | $535,000 | View |
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123 E Knoxville St, Brimfield, IL 61517 A+5.0 ★Texas Ratio: 5.41% |
Conventional | 1 | 0.1% | 100% | $395,000 | View |
Central Federal Savings & Loan Association
6940 Ogden Ave, Berwyn, IL 60402 |
Conventional | 1 | 0.1% | 100% | $415,000 | |
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Route 14 And Main Street, Crystal Lake, IL 60014 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
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1801 E Empire St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 8.91% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
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234 N Bolingbrook Dr, Bolingbrook, IL 60440 A+5.0 ★Texas Ratio: 0.74% |
Conventional | 1 | 0.1% | 100% | $295,000 | View |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
HELOC | 0 +7 HELOCs |
0% | 0% | View | |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2850 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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351 E Il Route 173, Antioch, IL 60002 7355 A5.0 ★Texas Ratio: 9.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, Jumbo, HELOC | 84 +4 HELOCs |
10.1% | 95.5% | $404,642 | |
Originpoint, LLC
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Conventional, VA, Jumbo | 40 | 4.8% | 93% | $547,250 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo | 20 | 2.4% | 95.5% | $468,500 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 13 | 1.6% | 100% | $478,846 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 9 | 1.1% | 100% | $276,111 | |
Compass Mortgage, Inc.
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Conventional, FHA, Jumbo | 8 | 1% | 88.9% | $623,750 | |
Proper Rate, LLC
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Conventional, Jumbo | 7 | 0.8% | 100% | $426,428 | |
Mutual of Omaha Mortgage
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Conventional, VA | 7 | 0.8% | 87.5% | $502,142 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, Jumbo, HELOC | 3 +1 HELOCs |
0.4% | 100% | $688,333 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 3 | 0.4% | 100% | $121,666 | View |
Neighborhood Loans, Inc
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Conventional | 2 | 0.2% | 15.4% | $10,000 | |
Pacor Mortgage Corp
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Conventional | 1 | 0.1% | 100% | $605,000 | |
Diamond Residential Mtg Corp
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Conventional | 1 | 0.1% | 100% | $165,000 | |
Crown Mortgage Company
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Conventional | 1 | 0.1% | 100% | $145,000 | |
The Anderson Financial Group, Inc.
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Conventional | 1 | 0.1% | 100% | $285,000 | |
Abbott Laboratories Employees Credit Union
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Conventional | 1 | 0.1% | 100% | $25,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 45 +3 HELOCs |
5.4% | 95.9% | $435,444 | |
Rocket Mortgage
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Conventional, Jumbo | 37 | 4.5% | 68.5% | $294,189 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 36 +2 HELOCs |
4.3% | 100% | $410,277 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 23 | 2.8% | 95.8% | $432,826 | |
loanDepot.com LLC
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Conventional | 18 | 2.2% | 94.7% | $285,555 | |
New American Funding, LLC.
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Conventional, FHA | 18 | 2.2% | 90% | $409,444 | |
Fairway Independent Mort Corp
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Conventional, Jumbo | 15 | 1.8% | 100% | $351,000 | |
Greenstate Credit Union
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Conventional, Jumbo, HELOC | 13 +2 HELOCs |
1.6% | 92.9% | $332,692 | |
T2 Financial LLC
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Conventional, FHA | 13 | 1.6% | 100% | $400,384 | |
Union Home Mortgage Corp.
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Conventional, VA | 11 | 1.3% | 91.7% | $385,909 | |
Pennymac Loan Services LLC
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Conventional, VA | 10 | 1.2% | 85.7% | $459,000 | |
Newrez LLC
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Conventional, FHA, VA | 8 | 1% | 61.5% | $318,750 | |
Nationstar Mortgage
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Conventional, VA | 8 | 1% | 80% | $326,250 | |
Guild Mortgage Company
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Conventional, FHA | 6 | 0.7% | 100% | $356,666 | |
Bay Equity LLC
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Conventional, FHA, Jumbo | 6 | 0.7% | 100% | $435,000 | |
Mortgage Research Center
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Conventional, VA | 6 | 0.7% | 100% | $438,333 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, Jumbo | 6 | 0.7% | 75% | $318,333 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +2 HELOCs |
0.6% | 71.4% | $473,000 | |
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A-5.0 ★Texas Ratio: 14.33% |
Conventional, HELOC | 4 +1 HELOCs |
0.5% | 66.7% | $305,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional | 4 | 0.5% | 100% | $292,500 | |
Movement Mortgage, LLC
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Conventional, FHA, Jumbo | 4 | 0.5% | 100% | $570,000 | |
Point Mortgage Corp
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Conventional | 4 | 0.5% | 100% | $427,500 | |
Towne Mortgage Company
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Conventional | 4 | 0.5% | 100% | $627,500 | |
Zillow Home Loans, LLC
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Conventional | 4 | 0.5% | 80% | $220,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 4 | 0.5% | 100% | $470,000 | View |
Freedom Mortgage Corporation
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Conventional, FHA | 3 | 0.4% | 66.7% | $455,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.4% | 25% | $185,000 | |
American Pacific Mortgage Corporation
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Conventional | 3 | 0.4% | 100% | $411,666 | |
Stockton Mortgage Corporation
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Conventional | 3 | 0.4% | 100% | $505,000 | |
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A5.0 ★Texas Ratio: 7.37% |
Conventional | 3 | 0.4% | 100% | $401,666 | View |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 3 | 0.4% | 100% | $521,666 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +8 HELOCs |
0.2% | 66.7% | $290,000 | View |
Pentagon Federal Credit Union
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Conventional, HELOC | 2 +4 HELOCs |
0.2% | 50% | $315,000 | |
Uw Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $470,000 | |
Lower, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $400,000 | |
First Community Mortgage, Inc.
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Conventional, FHA | 2 | 0.2% | 100% | $515,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.2% | 40% | $425,000 | |
Nbkc Bank
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Conventional | 2 | 0.2% | 100% | $520,000 | |
American Financial Network, Inc.
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Conventional | 2 | 0.2% | 100% | $185,000 | |
Select Lending Services, LLC
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Conventional | 2 | 0.2% | 100% | $555,000 | |
SIRVA Mortgage, Inc.
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Conventional | 2 | 0.2% | 100% | $605,000 | |
Nfm, Inc
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Conventional | 2 | 0.2% | 100% | $410,000 | |
Provident Funding Associates
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Conventional | 2 | 0.2% | 100% | $345,000 | |
Member First Mortgage, LLC
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Conventional | 2 | 0.2% | 75% | $480,000 | |
Summit Funding.Inc
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Conventional | 2 | 0.2% | 100% | $415,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.2% | 100% | $150,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 0.2% | 100% | $160,000 | |
Tomo Mortgage LLC
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Conventional | 2 | 0.2% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.1% | 100% | $995,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.1% | 33.3% | $135,000 | |
Notre Dame Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $285,000 | View |
Genisys Credit Union
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Conventional | 1 | 0.1% | 100% | $495,000 | |
Msu Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $335,000 | |
American Financial Resources LLC
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FHA | 1 | 0.1% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.1% | 100% | $415,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
Affordable Mortgage Advisors
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Canopy Mortgage, LLC
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VA, Jumbo | 1 | 0.1% | 100% | $945,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 100% | $475,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.1% | 100% | $305,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.1% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo | 1 | 0.1% | 50% | $885,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $395,000 | |
Resicentral LLC
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Conventional | 1 | 0.1% | 100% | $765,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.1% | 50% | $175,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.1% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 0.1% | 100% | $905,000 | |
Quorum Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $145,000 | |
Discover Bank
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Conventional | 1 | 0.1% | 25% | $35,000 | |
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A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.1% | 100% | $115,000 | View |
Northwest Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $105,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.1% | 100% | $445,000 | |
East Coast Capital Corp.
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Conventional | 1 | 0.1% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 0.41% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $185,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.1% | 100% | $715,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.1% | 50% | $285,000 | View |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $135,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.1% | 100% | $135,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.1% | 100% | $795,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.1% | 100% | $615,000 | View |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.1% | 100% | $385,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.1% | 50% | $125,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.1% | 100% | $375,000 | |
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A5.0 ★Texas Ratio: 11.97% |
Conventional | 1 | 0.1% | 100% | $445,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.1% | 100% | $465,000 | View |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.1% | 100% | $365,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
Nexera Holding LLC
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Conventional, Jumbo | 1 | 0.1% | 100% | $1,125,000 | |
Polish & Slavic Federal Credit
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Conventional | 1 | 0.1% | 100% | $105,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.1% | 100% | $385,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.1% | 100% | $425,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Chevron Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Oak Park Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Oak Park, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Oak Park? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oak Park in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Oak Park, IL
Use these to narrow the list above. Each category shows how many Oak Park, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Oak Park, IL
Independent mortgage companies closed 66.9 percent of home loans in Oak Park, Illinois in 2025, banks 27.8 percent and credit unions 5.3 percent. United Home Loans, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Baxter Credit Union the largest credit union. Among lenders headquartered in Illinois, Hinsdale Bank & Trust Company, N.A led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Oak Park, IL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Oak Park, Illinois with 64 loans, about 7.7 percent of the market. The largest lender headquartered in Illinois was Hinsdale Bank & Trust Company, N.A with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Oak Park, Illinois, Guaranteed Rate, Inc. approved the highest share of completed applications in 2025 at 95.5 percent, against a 88 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Oak Park, Illinois in 2025, led by Guaranteed Rate, Inc. with 3. 15 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 55 banks and 27 credit unions closed home loans in Oak Park, Illinois in 2025, alongside 80 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oak Park, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oak Park, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oak Park. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
