Mortgage Lenders and Brokers in Loves Park, Illinois
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Loves Park, Illinois mortgage lenders include Rock Valley Credit UnionRock Valley Credit Union1201 Clifford Ave, Loves Park, IL 61111A+5.0 ★Texas Ratio: 4.46%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA7997 N Alpine Rd, Loves Park, IL 61111A+5.0 ★Texas Ratio: 3.68%, MembersAlliance Credit UnionMembersAlliance Credit Union5286 Nimtz Rd, Loves Park, IL 61111A+5.0 ★Texas Ratio: 3.08%, US Bank, N.A.US Bank, N.A.5629 N 2nd St, Loves Park, IL 61111A+5.0 ★Texas Ratio: 2.85%, PNC Bank N.A.PNC Bank N.A.5817 N 2nd St, Loves Park, IL 61111A+5.0 ★Texas Ratio: 4.24%, Foresight BankForesight Bank4402 Peak Dr, Loves Park, IL 61111A5.0 ★Texas Ratio: 9.91%, First Mid Bank and Trust, NAFirst Mid Bank and Trust, NA101 W Washington Ave, Altamont, IL 62411A+5.0 ★Texas Ratio: 3.88%, First Northern Credit UnionFirst Northern Credit Union230 W Monroe St, Chicago, IL 60606A+5.0 ★Texas Ratio: 4.14%, Byron BankByron Bank200 N Walnut St, Byron, IL 61010A5.0 ★Texas Ratio: 10.13%, and Stillman Banccorp NAStillman Banccorp NA608 W Blackhawk Dr, Byron, IL 61010A+5.0 ★Texas Ratio: 3.99%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Loves Park, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Loves Park are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Loves Park, Illinois
Market share is the lender's share of all home loans closed in Loves Park, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1201 Clifford Ave, Loves Park, IL 61111 A+5.0 ★Texas Ratio: 4.46% |
Conventional, HELOC | 14 +1 HELOCs |
3.2% | 100% | $82,857 | View |
|
1 office in Loves Park 7997 N Alpine Rd, Loves Park, IL 61111 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 11 +1 HELOCs |
2.5% | 73.3% | $253,181 | View |
|
5286 Nimtz Rd, Loves Park, IL 61111 A+5.0 ★Texas Ratio: 3.08% |
Conventional | 11 | 2.5% | 75% | $175,909 | View |
|
1 office in Loves Park 5629 N 2nd St, Loves Park, IL 61111 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 7 +8 HELOCs |
1.6% | 58.3% | $175,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in Loves Park 5817 N 2nd St, Loves Park, IL 61111 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 5 +6 HELOCs |
1.1% | 100% | $181,000 | View |
|
1 office in Loves Park 4402 Peak Dr, Loves Park, IL 61111 A5.0 ★Texas Ratio: 9.91% |
Conventional, Jumbo | 5 | 1.1% | 83.3% | $649,000 | View |
|
101 W Washington Ave, Altamont, IL 62411 A+5.0 ★Texas Ratio: 3.88% |
Conventional, FHA, VA, HELOC | 32 +12 HELOCs |
7.2% | 86.5% | $211,562 | View |
|
230 W Monroe St, Chicago, IL 60606 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 26 | 5.9% | 90% | $213,076 | View |
|
200 N Walnut St, Byron, IL 61010 A5.0 ★Texas Ratio: 10.13% |
Conventional | 12 | 2.7% | 100% | $205,833 | View |
|
608 W Blackhawk Dr, Byron, IL 61010 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 9 | 2% | 100% | $227,222 | View |
|
233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional, VA | 7 | 1.6% | 100% | $302,142 | View |
|
101 N High St, Belleville, IL 62220 A+5.0 ★Texas Ratio: 1.78% |
Conventional, FHA, HELOC | 6 +4 HELOCs |
1.4% | 85.7% | $150,000 | View |
|
951 Dixie Hwy, Beecher, IL 60401 A5.0 ★Texas Ratio: 9.50% |
Conventional, HELOC | 6 +2 HELOCs |
1.4% | 85.7% | $135,000 | View |
|
104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 4 +13 HELOCs |
0.9% | 80% | $230,000 | View |
|
5305 N 2nd St, Loves Park, IL 61111 5008 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 4 | 0.9% | 100% | $175,000 | View |
|
103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 3 | 0.7% | 100% | $281,666 | View |
|
1320 N State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 2.18% |
Conventional | 3 | 0.7% | 100% | $201,666 | View |
|
625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 2 +7 HELOCs |
0.5% | 66.7% | $245,000 | View |
|
777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +4 HELOCs |
0.5% | 66.7% | $165,000 | View |
|
504 W Blackhawk Dr, Byron, IL 61010 A+5.0 ★Texas Ratio: 0.32% |
Conventional | 2 | 0.5% | 100% | $115,000 | View |
|
4225 N Perryville Rd, Loves Park, IL 61111 8652 A5.0 ★Texas Ratio: 6.15% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $155,000 | View |
|
11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $105,000 | View |
|
1200 Lakeside Dr, Bannockburn, IL 60015 A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $75,000 | View |
|
12330 S Harlem Ave, Palos Heights, IL 60463 A+5.0 ★Texas Ratio: 3.55% |
VA | 1 | 0.2% | 100% | $275,000 | View |
|
1711 General Electric Rd, Bloomington, IL 61704 2286 A+5.0 ★Texas Ratio: 1.90% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
|
224 N Galena Ave, Dixon, IL 61021 A5.0 ★Texas Ratio: 7.96% |
Conventional | 1 | 0.2% | 100% | $1,245,000 | View |
First State Mortgage Services
825 N Randall Rd, Batavia, IL 60510 |
FHA | 1 | 0.2% | 100% | $105,000 | |
|
245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 50% | $115,000 | View |
|
10 W North Ave, Cortland, IL 60112 B+4.7 ★Texas Ratio: 18.28% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
|
4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.2% | 50% | $305,000 | View |
|
1725 S State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 4.82% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
|
850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Cmg Mortgage Inc
|
Conventional, FHA | 5 | 1.1% | 100% | $229,000 | |
Northwest Bank of Rockford
|
Conventional | 4 | 0.9% | 80% | $327,500 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
Compass Mortgage, Inc.
|
FHA | 1 | 0.2% | 100% | $165,000 | |
Guaranteed Rate, Inc.
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Greenstate Credit Union
|
Conventional, FHA, VA, HELOC | 75 +6 HELOCs |
16.9% | 97.5% | $217,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 37 | 8.3% | 72.2% | $168,243 | |
Envoy Mortgage, Ltd
|
Conventional, FHA | 19 | 4.3% | 95% | $168,684 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 19 | 4.3% | 87% | $129,736 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 14 | 3.2% | 93.3% | $232,857 | |
loanDepot.com LLC
|
Conventional, FHA, HELOC | 9 +1 HELOCs |
2% | 69.2% | $178,333 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 8 | 1.8% | 100% | $108,750 | |
First Community Credit Union of Beloit
|
Conventional | 7 | 1.6% | 100% | $157,857 | |
Mortgage Research Center
|
FHA, VA | 6 | 1.4% | 100% | $300,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 5 | 1.1% | 100% | $171,000 | |
|
A+5.0 ★Texas Ratio: 1.51% |
Conventional | 4 | 0.9% | 50% | $45,000 | View |
Amerisave Mortgage Company
|
Conventional, FHA | 3 | 0.7% | 60% | $88,333 | |
Nationstar Mortgage
|
Conventional | 3 | 0.7% | 100% | $91,666 | |
Plaza Home Mortgage, Inc
|
Conventional | 3 | 0.7% | 100% | $151,666 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.5% | 100% | $155,000 | |
Sage Home Loans Corporation
|
Conventional, FHA | 2 | 0.5% | 100% | $415,000 | |
Discover Bank
|
Conventional | 2 | 0.5% | 100% | $35,000 | |
First National Bank and Trust
|
Conventional | 2 | 0.5% | 66.7% | $55,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 2 | 0.5% | 100% | $235,000 | View |
Towne Mortgage Company
|
Conventional | 2 | 0.5% | 100% | $185,000 | |
Union Home Mortgage Corp.
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $435,000 | |
Summit Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $265,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 25% | $125,000 | |
Cornerstone First Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $265,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.2% | 50% | $95,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.2% | 100% | $115,000 | View |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
Freedom Mortgage Corporation
|
VA | 1 | 0.2% | 100% | $115,000 | |
Newrez LLC
|
Conventional | 1 | 0.2% | 25% | $55,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $185,000 | |
Pennymac Loan Services LLC
|
Conventional | 1 | 0.2% | 100% | $345,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.2% | 66.7% | $195,000 | View |
AML Funding LLC dba Absolute Mortgage & Lending
|
Conventional | 1 | 0.2% | 100% | $105,000 | |
First Colony Mortgage Corporat
|
FHA | 1 | 0.2% | 100% | $195,000 | |
Nfm, Inc
|
FHA | 1 | 0.2% | 100% | $225,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.2% | 50% | $305,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
Waterstone Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $485,000 | |
American Pacific Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $275,000 | |
|
A-5.0 ★Texas Ratio: 14.33% |
Conventional | 1 | 0.2% | 100% | $445,000 | View |
Zillow Home Loans, LLC
|
FHA | 1 | 0.2% | 100% | $185,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
Mld Mortgage, Inc.Dba the Money Store
|
FHA | 1 | 0.2% | 100% | $415,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 33.3% | $145,000 | View |
Ark-La-Tex Financial Services LLC
|
FHA | 1 | 0.2% | 100% | $325,000 | |
Village Capital & Investment
|
VA | 1 | 0.2% | 100% | $255,000 | |
Figure Lending LLC
|
HELOC | 0 +5 HELOCs |
0% | n/a | ||
Advia Credit Union
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Connexus Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Msu Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 1.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Loves Park Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Loves Park, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Loves Park? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Loves Park in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Loves Park, IL
Use these to narrow the list above. Each category shows how many Loves Park, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Loves Park, IL
Independent mortgage companies closed 36.5 percent of home loans in Loves Park, Illinois in 2025, banks 31.1 percent and credit unions 32.4 percent. Cmg Mortgage Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Rock Valley Credit Union the largest credit union. Among lenders headquartered in Illinois, Rock Valley Credit Union led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Loves Park, IL
By home loans closed in 2025, Rock Valley Credit Union was the largest mortgage lender in Loves Park, Illinois with 14 loans, about 3.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Loves Park, Illinois, Greenstate Credit Union approved the highest share of completed applications in 2025 at 97.5 percent, against a 85.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Loves Park, Illinois in 2025, led by Greenstate Credit Union with 11. 12 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 16 credit unions closed home loans in Loves Park, Illinois in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Loves Park, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Loves Park, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Loves Park. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
