Mortgage Lenders and Brokers in Kankakee, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kankakee, Illinois mortgage lenders include Peoples Bank of Kankakee CountyPeoples Bank of Kankakee County333 E Court St, Kankakee, IL 60901B3.8 ★Texas Ratio: 2.49%, Midland States BankMidland States Bank255 E Station St, Kankakee, IL 60901A5.0 ★Texas Ratio: 9.50%, First Trust Bank of IllinoisFirst Trust Bank of Illinois1500 W Court St, Kankakee, IL 60901A+5.0 ★Texas Ratio: 2.99%, PNC Bank N.A.PNC Bank N.A.1 Dearborn Sq, Kankakee, IL 60901A+5.0 ★Texas Ratio: 4.24%, First Financial BankFirst Financial Bank2000 W Court St, Kankakee, IL 60901A+5.0 ★Texas Ratio: 3.21%, Municipal Trust and Savings BankMunicipal Trust and Savings Bank720 Main St Nw, Bourbonnais, IL 60914A+5.0 ★Texas Ratio: 0.16%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, National Bank of St AnneNational Bank of St Anne100 S Main Street, Herscher, IL 60941A5.0 ★Texas Ratio: 12.63%, First American BankFirst American Bank101 Meadowview Ctr, Kankakee, IL 60901A+5.0 ★Texas Ratio: 2.93%, and Wells Fargo Bank NAWells Fargo Bank NA245 N Main St, Canton, IL 61520A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kankakee, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kankakee are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kankakee, Illinois
Market share is the lender's share of all home loans closed in Kankakee, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Kankakee 333 E Court St, Kankakee, IL 60901 B3.8 ★Texas Ratio: 2.49% |
Conventional | 37 | 11% | 87.2% | $115,000 | View |
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1 office in Kankakee 255 E Station St, Kankakee, IL 60901 A5.0 ★Texas Ratio: 9.50% |
Conventional, FHA, HELOC | 12 +2 HELOCs |
3.6% | 92.3% | $90,833 | View |
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1 office in Kankakee 1500 W Court St, Kankakee, IL 60901 A+5.0 ★Texas Ratio: 2.99% |
Conventional | 10 | 3% | 92.3% | $72,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Kankakee 1 Dearborn Sq, Kankakee, IL 60901 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 5 +11 HELOCs |
1.5% | 62.5% | $139,000 | View |
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1 office in Kankakee 2000 W Court St, Kankakee, IL 60901 A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, HELOC | 5 +2 HELOCs |
1.5% | 50% | $101,000 | View |
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720 Main St Nw, Bourbonnais, IL 60914 A+5.0 ★Texas Ratio: 0.16% |
Conventional | 11 | 3.3% | 75% | $137,727 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 8 | 2.4% | 88.9% | $153,750 | View |
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100 S Main Street, Herscher, IL 60941 A5.0 ★Texas Ratio: 12.63% |
Conventional | 6 | 1.8% | 100% | $251,666 | View |
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101 Meadowview Ctr, Kankakee, IL 60901 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 5 +6 HELOCs |
1.5% | 62.5% | $103,000 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.9% | 75% | $88,333 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional, FHA | 3 | 0.9% | 100% | $111,666 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA | 2 | 0.6% | 66.7% | $225,000 | View |
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1130 Armour Rd, Bourbonnais, IL 60914 A+5.0 ★Texas Ratio: 3.13% |
Conventional | 2 | 0.6% | 100% | $85,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $65,000 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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23840 W Eames St, Channahon, IL 60410 A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.3% | 100% | $165,000 | View |
First State Mortgage Services
825 N Randall Rd, Batavia, IL 60510 |
VA | 1 | 0.3% | 100% | $365,000 | |
United Home Loans, Inc.
4747 W Peterson Ave Ste 100, Chicago, IL 60646 |
Conventional | 1 | 0.3% | 100% | $75,000 | |
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950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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915 8th Ave, Erie, IL 61250 B+4.8 ★Texas Ratio: 17.30% |
Conventional | 1 | 0.3% | 100% | $15,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 16 | 4.8% | 84.2% | $122,500 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 7 | 2.1% | 100% | $96,428 | |
Neighborhood Loans, Inc
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Conventional | 4 | 1.2% | 80% | $10,000 | |
Iroquois Federal Savings & Loan Association
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Conventional | 4 | 1.2% | 100% | $175,000 | |
Originpoint, LLC
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Pacor Mortgage Corp
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Diamond Residential Mtg Corp
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FHA | 1 | 0.3% | 100% | $145,000 | |
Cmg Mortgage Inc
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FHA | 1 | 0.3% | 50% | $85,000 | |
The Anderson Financial Group, Inc.
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Compass Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
Rocket Mortgage
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Conventional, FHA, VA | 31 | 9.3% | 69.6% | $134,032 | |
Primelending
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Conventional, FHA, VA | 19 | 5.7% | 100% | $160,263 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 14 | 4.2% | 100% | $155,714 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 13 | 3.9% | 100% | $186,538 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA, VA | 11 | 3.3% | 91.7% | $129,545 | View |
loanDepot.com LLC
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Conventional, FHA, VA | 9 | 2.7% | 69.2% | $112,777 | |
Pennymac Loan Services LLC
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Conventional, FHA | 8 | 2.4% | 88.9% | $142,500 | |
Mortgage Research Center
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FHA, VA | 7 | 2.1% | 53.8% | $152,142 | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 1.8% | 85.7% | $165,000 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 1.2% | 80% | $142,500 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 0.9% | 75% | $91,666 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.6% | 66.7% | $100,000 | |
Affordable Mortgage Advisors
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Conventional | 2 | 0.6% | 100% | $130,000 | |
Newrez LLC
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Conventional, FHA | 2 | 0.6% | 40% | $230,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $85,000 | |
Guild Mortgage Company
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FHA | 2 | 0.6% | 100% | $155,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.6% | 100% | $55,000 | |
American Financing Corporation
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FHA | 2 | 0.6% | 100% | $125,000 | |
Geneva Financial LLC
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FHA | 2 | 0.6% | 100% | $110,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.6% | 100% | $125,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 0.6% | 100% | $75,000 | View |
Lower, LLC
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Conventional | 2 | 0.6% | 100% | $160,000 | |
Zippy Loans, LLC
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Conventional | 1 | 0.3% | 33.3% | $25,000 | |
American Financial Resources LLC
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FHA | 1 | 0.3% | 66.7% | $195,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $155,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $175,000 | |
Movement Mortgage, LLC
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VA | 1 | 0.3% | 100% | $215,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.3% | 100% | $185,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.3% | 20% | $65,000 | |
Synergy One Lending, Inc.
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FHA | 1 | 0.3% | 100% | $65,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 25% | $35,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Bay Equity LLC
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FHA | 1 | 0.3% | 100% | $195,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.3% | 100% | $215,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 20% | $185,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 100% | $155,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $155,000 | |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.3% | 100% | $145,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $175,000 | |
New Fed Mortgage Corp.
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FHA | 1 | 0.3% | 100% | $85,000 | |
Towne Mortgage Company
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FHA | 1 | 0.3% | 100% | $255,000 | |
Self Help Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $65,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $215,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.3% | 100% | $175,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.3% | 25% | $15,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.3% | 100% | $75,000 | |
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A5.0 ★Texas Ratio: 12.35% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.3% | 100% | $145,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 100% | $35,000 | |
Polish & Slavic Federal Credit
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.47% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View |
Kankakee Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kankakee, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Kankakee? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kankakee in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kankakee, IL
Use these to narrow the list above. Each category shows how many Kankakee, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Kankakee, IL
Independent mortgage companies closed 52.8 percent of home loans in Kankakee, Illinois in 2025, banks 45.1 percent and credit unions 2.1 percent. United Home Loans, Inc. was the largest mortgage company, Peoples Bank of Kankakee County the largest bank and Illiana Financial Credit Union the largest credit union. Among lenders headquartered in Illinois, Peoples Bank of Kankakee County led with 37 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kankakee, IL
By home loans closed in 2025, Peoples Bank of Kankakee County was the largest mortgage lender in Kankakee, Illinois with 37 loans, about 11 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
41 lenders closed FHA loans in Kankakee, Illinois in 2025, led by Rocket Mortgage with 15. 13 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 6 credit unions closed home loans in Kankakee, Illinois in 2025, alongside 58 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kankakee, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kankakee, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kankakee. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
