Mortgage Lenders and Brokers in Galesburg, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Galesburg, Illinois mortgage lenders include CBI Bank & TrustCBI Bank & Trust2616 Veterans Dr, Galesburg, IL 61401A+5.0 ★Texas Ratio: 5.41%, Midwest BankMidwest Bank612 W Main St, Galesburg, IL 61401A+5.0 ★Texas Ratio: 2.27%, First Mid Bank and Trust, NAFirst Mid Bank and Trust, NA1515 N Henderson St, Galesburg, IL 61401A+5.0 ★Texas Ratio: 3.88%, Wells Fargo Bank NAWells Fargo Bank NA2131 N Henderson St, Galesburg, IL 61401A+5.0 ★Texas Ratio: 5.36%, Old National BankOld National Bank302 E Main St, Galesburg, IL 61401A+5.0 ★Texas Ratio: 4.98%, I H Mississippi Valley Credit UnionI H Mississippi Valley Credit Union404 West Carl Sandburg Drive, Galesburg, IL 61401A5.0 ★Texas Ratio: 6.34%, Inb, National AssociationInb, National Association2402 E Washington St, Bloomington, IL 61704A5.0 ★Texas Ratio: 9.74%, United Community BankUnited Community Bank2403 Homer M Adams Pkwy, Alton, IL 62002A+5.0 ★Texas Ratio: 2.53%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, and US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Galesburg, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Galesburg are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Galesburg, Illinois
Market share is the lender's share of all home loans closed in Galesburg, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Galesburg 2616 Veterans Dr, Galesburg, IL 61401 A+5.0 ★Texas Ratio: 5.41% |
Conventional, HELOC | 77 +41 HELOCs |
20.6% | 85.6% | $90,064 | View |
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2 offices in Galesburg 612 W Main St, Galesburg, IL 61401 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 45 | 12% | 100% | $102,111 | View |
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1 office in Galesburg 1515 N Henderson St, Galesburg, IL 61401 A+5.0 ★Texas Ratio: 3.88% |
Conventional, FHA | 18 | 4.8% | 90% | $108,333 | View |
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1 office in Galesburg 2131 N Henderson St, Galesburg, IL 61401 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 10 | 2.7% | 83.3% | $107,000 | View |
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1 office in Galesburg 302 E Main St, Galesburg, IL 61401 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA, HELOC | 3 +6 HELOCs |
0.8% | 75% | $95,000 | View |
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404 West Carl Sandburg Drive, Galesburg, IL 61401 A5.0 ★Texas Ratio: 6.34% |
Conventional | 18 | 4.8% | 90.5% | $90,555 | View |
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2402 E Washington St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 9.74% |
Conventional, FHA, VA | 14 | 3.7% | 87.5% | $141,428 | View |
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2403 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.53% |
Conventional | 8 | 2.1% | 100% | $97,500 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 1.3% | 83.3% | $151,000 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 3 | 0.8% | 75% | $141,666 | View |
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4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31% |
Conventional | 3 | 0.8% | 100% | $45,000 | View |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 3 | 0.8% | 100% | $185,000 | View |
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2850 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 4.37% |
FHA | 2 | 0.5% | 100% | $95,000 | View |
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403 State St, Benson, IL 61516 A4.7 ★Texas Ratio: 2.58% |
FHA, VA | 2 | 0.5% | 100% | $175,000 | View |
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350 Riverpark Dr, East Saint Louis, IL 62201 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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1408 Airport Rd, Bloomington, IL 61704 2566 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
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209 S Main St, Albany, IL 61230 A+5.0 ★Texas Ratio: 5.85% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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1308 Se 4th St, Aledo, IL 61231 A5.0 ★Texas Ratio: 9.66% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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2115 N Main St, Canton, IL 61520 A5.0 ★Texas Ratio: 12.35% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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1805 S Main St, Eureka, IL 61530 B4.6 ★Texas Ratio: 20.01% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
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8 S Main St, Elburn, IL 60119 A5.0 ★Texas Ratio: 7.06% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
Community Banc Mortgage Corp
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Conventional | 5 | 1.3% | 83.3% | $89,000 | |
Citizens Equity First Credit U
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $70,000 | |
Ruhl Mortgage LLC
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Conventional, FHA | 2 | 0.5% | 100% | $145,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 19 | 5.1% | 67.9% | $123,421 | |
Servion
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Conventional, FHA, VA | 18 | 4.8% | 100% | $105,000 | |
Mortgage Research Center
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Conventional, FHA, VA | 14 | 3.7% | 73.7% | $155,714 | |
Towne Mortgage Company
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Conventional, FHA | 13 | 3.5% | 93.8% | $132,692 | |
Zippy Loans, LLC
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Conventional | 11 | 2.9% | 42.9% | $16,818 | |
Greenstate Credit Union
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Conventional, FHA, HELOC | 6 +5 HELOCs |
1.6% | 75% | $91,666 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 1.6% | 100% | $100,000 | |
loanDepot.com LLC
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Conventional, FHA | 6 | 1.6% | 100% | $66,666 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 1.1% | 83.3% | $157,500 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 1.1% | 40% | $77,500 | |
New American Funding, LLC.
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Conventional, FHA, VA | 4 | 1.1% | 66.7% | $105,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 0.8% | 75% | $51,666 | |
Flat Branch Mortgage, Inc.
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Conventional | 3 | 0.8% | 60% | $158,333 | |
Connexus Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $60,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 2 | 0.5% | 100% | $120,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.5% | 100% | $205,000 | |
New Day Financial, LLC.
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VA | 2 | 0.5% | 28.6% | $125,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.5% | 100% | $160,000 | View |
Genisys Credit Union
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Ruoff Mortgage Company
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Compeer Financial
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Movement Mortgage, LLC
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VA | 1 | 0.3% | 100% | $195,000 | |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Reliant Home Funding, Inc
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Synergy One Lending, Inc.
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FHA | 1 | 0.3% | 50% | $185,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 33.3% | $45,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 50% | $205,000 | View |
Land Home Financial Services,
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FHA | 1 | 0.3% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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A5.0 ★Texas Ratio: 7.72% |
FHA | 1 | 0.3% | 100% | $75,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.3% | 100% | $115,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.3% | 100% | $125,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $125,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $65,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $285,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 100% | $25,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.3% | 100% | $115,000 | View |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.3% | 50% | $155,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Gershman Investment Corp.
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FHA | 1 | 0.3% | 50% | $55,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View |
Galesburg Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Galesburg, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Galesburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Galesburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Galesburg, IL
Use these to narrow the list above. Each category shows how many Galesburg, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Galesburg, IL
Independent mortgage companies closed 34.5 percent of home loans in Galesburg, Illinois in 2025, banks 57.2 percent and credit unions 8.3 percent. Ruhl Mortgage LLC was the largest mortgage company, CBI Bank & Trust the largest bank and I H Mississippi Valley Credit Union the largest credit union. Among lenders headquartered in Illinois, Midwest Bank led with 45 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Galesburg, IL
By home loans closed in 2025, CBI Bank & Trust was the largest mortgage lender in Galesburg, Illinois with 77 loans, about 20.6 percent of the market. The largest lender headquartered in Illinois was Midwest Bank with 45 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Galesburg, Illinois, CBI Bank & Trust approved the highest share of completed applications in 2025 at 85.6 percent, against a 82.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Galesburg, Illinois in 2025, led by Towne Mortgage Company with 10. 12 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 7 credit unions closed home loans in Galesburg, Illinois in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Galesburg, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Galesburg, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Galesburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
