Mortgage Lenders and Brokers in Whitemarsh Island, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Whitemarsh Island, Georgia mortgage lenders include Synovus BankSynovus Bank2102 E Oglethorpe Blvd, Albany, GA 31705, Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, Southstate Bank, National AssociationSouthstate Bank, National Association11760 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.27%, Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Georgia'S Own Credit UnionGeorgia'S Own Credit Union2101 Rosebrier Ave, Albany, GA 31705A5.0 ★Texas Ratio: 7.35%, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, and BankSouthBankSouth3290 Northside Pkwy Nw, Atlanta, GA 30327A+5.0 ★Texas Ratio: 4.19%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Whitemarsh Island, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Whitemarsh Island are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Whitemarsh Island, Georgia
Market share is the lender's share of all home loans closed in Whitemarsh Island, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
Conventional, Jumbo, HELOC | 4 +6 HELOCs |
2.7% | 100% | $1,302,500 | |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 3 +11 HELOCs |
2% | 100% | $1,155,000 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +1 HELOCs |
2% | 100% | $198,333 | View |
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★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, HELOC | 2 +8 HELOCs |
1.4% | 100% | $350,000 | View |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.4% | 100% | $115,000 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +13 HELOCs |
0.7% | 100% | $275,000 | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $585,000 | View |
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2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $55,000 | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.7% | 100% | $1,125,000 | View |
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3290 Northside Pkwy Nw, Atlanta, GA 30327 A+5.0 ★Texas Ratio: 4.19% |
Conventional | 1 | 0.7% | 100% | $145,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional | 1 | 0.7% | 100% | $435,000 | |
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224 Walton St, Newington, GA 30446 A5.0 ★Texas Ratio: 6.19% |
Conventional | 1 | 0.7% | 100% | $175,000 | View |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional | 1 | 0.7% | 100% | $335,000 | View |
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1450 Greene St, Augusta, GA 30901 A+5.0 ★Texas Ratio: 4.52% |
Conventional, Jumbo | 1 | 0.7% | 100% | $815,000 | View |
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2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27% |
Conventional | 1 | 0.7% | 100% | $85,000 | View |
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2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.7% | 100% | $225,000 | View |
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10865 Haynes Bridge Rd, Alpharetta, GA 30022 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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102 Park Ave, Pooler, GA 31322 A+5.0 ★Texas Ratio: 2.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, HELOC | 1 +3 HELOCs |
0.7% | 100% | $155,000 | View |
Amerisave Mortgage Company
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FHA | 1 | 0.7% | 100% | $65,000 | |
New American Funding, LLC.
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Conventional, VA, Jumbo, HELOC | 23 +2 HELOCs |
15.5% | 100% | $433,260 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 17 | 11.5% | 100% | $313,235 | |
Rocket Mortgage
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Conventional, FHA | 15 | 10.1% | 68.2% | $241,000 | |
Guild Mortgage Company
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Conventional, FHA | 6 | 4.1% | 100% | $241,666 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA | 4 | 2.7% | 80% | $375,000 | View |
Newrez LLC
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Conventional | 3 | 2% | 100% | $411,666 | |
loanDepot.com LLC
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Conventional | 3 | 2% | 100% | $175,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 2% | 100% | $315,000 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 2% | 75% | $485,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 2% | 75% | $251,666 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 2% | 75% | $205,000 | View |
The Loan Store, Inc
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Conventional, HELOC | 2 +1 HELOCs |
1.4% | 100% | $490,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 1.4% | 100% | $405,000 | |
Nfm, Inc
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Conventional | 2 | 1.4% | 100% | $295,000 | |
Mortgage Research Center
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VA | 2 | 1.4% | 100% | $220,000 | |
Cadence Bank
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $605,000 | |
State Employees' Credit Union
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Conventional | 1 | 0.7% | 100% | $345,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $235,000 | |
Tidewater Mortgage Services, Inc
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Conventional | 1 | 0.7% | 100% | $775,000 | |
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A5.0 ★Texas Ratio: 10.01% |
Conventional | 1 | 0.7% | 100% | $305,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.7% | 100% | $185,000 | View |
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A+5.0 ★Texas Ratio: 4.93% |
FHA | 1 | 0.7% | 100% | $185,000 | View |
SWBC Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $475,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.7% | 50% | $215,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.7% | 100% | $485,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.7% | 100% | $375,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,355,000 | View |
American Financial Network, Inc.
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VA | 1 | 0.7% | 100% | $215,000 | |
Onward Home Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $235,000 | |
Shelter Home Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $645,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.7% | 100% | $215,000 | |
American Financing Corporation
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,195,000 | |
Homeowners Financial Group, LLC
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FHA | 1 | 0.7% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 3.05% |
Conventional | 1 | 0.7% | 100% | $575,000 | View |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $785,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.7% | 100% | $225,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.7% | 100% | $555,000 | View |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.7% | 100% | $625,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.7% | 100% | $575,000 | |
Sun Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $195,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.7% | 100% | $225,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.7% | 100% | $525,000 | View |
Vanderbilt Mortgage and Finance, Inc
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FHA | 1 | 0.7% | 100% | $345,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 33.3% | $65,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.7% | 100% | $75,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Whitemarsh Island Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Whitemarsh Island, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Whitemarsh Island? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Whitemarsh Island in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Whitemarsh Island, GA
Use these to narrow the list above. Each category shows how many Whitemarsh Island, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Whitemarsh Island, GA
Independent mortgage companies closed 70.9 percent of home loans in Whitemarsh Island, Georgia in 2025, banks 25.7 percent and credit unions 3.4 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Synovus Bank the largest bank and Georgia'S Own Credit Union the largest credit union. Among lenders headquartered in Georgia, Synovus Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Whitemarsh Island, GA
By home loans closed in 2025, Synovus Bank was the largest mortgage lender in Whitemarsh Island, Georgia with 4 loans, about 2.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Whitemarsh Island, Georgia in 2025, led by Guild Mortgage Company with 2. 6 lenders closed VA loans, led by New American Funding, LLC.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 9 credit unions closed home loans in Whitemarsh Island, Georgia in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Whitemarsh Island, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Whitemarsh Island, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Whitemarsh Island. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
