Mortgage Lenders and Brokers in Vinings, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Vinings, Georgia mortgage lenders include Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%, First Horizon BankFirst Horizon Bank2970 Peachtree Rd Nw, Atlanta, GA 30305A+5.0 ★Texas Ratio: 5.76%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, Southstate Bank, National AssociationSouthstate Bank, National Association11760 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.27%, and Southern First BankSouthern First Bank309 E Paces Ferry Rd Ne, Atlanta, GA 30305A+5.0 ★Texas Ratio: 3.08%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Vinings, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Vinings are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Vinings, Georgia
Market share is the lender's share of all home loans closed in Vinings, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, Jumbo, HELOC | 10 +2 HELOCs |
5.3% | 100% | $419,000 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 8 +6 HELOCs |
4.3% | 100% | $661,250 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 8 | 4.3% | 100% | $403,750 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 3 +3 HELOCs |
1.6% | 100% | $1,115,000 | View |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional, HELOC | 3 +2 HELOCs |
1.6% | 100% | $361,666 | View |
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★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo | 3 | 1.6% | 100% | $631,666 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional, FHA | 3 | 1.6% | 100% | $371,666 | |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 3 | 1.6% | 75% | $668,333 | View |
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★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 2 +2 HELOCs |
1.1% | 100% | $305,000 | View |
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309 E Paces Ferry Rd Ne, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 3.08% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $435,000 | View |
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $365,000 | View |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +6 HELOCs |
0.5% | 50% | $795,000 | View |
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2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.5% | 100% | $1,405,000 | View |
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $705,000 | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $345,000 | View |
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301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional, Jumbo | 1 | 0.5% | 100% | $835,000 | View |
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140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49% |
Conventional | 1 | 0.5% | 100% | $45,000 | View |
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10865 Haynes Bridge Rd, Alpharetta, GA 30022 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2905 Bethany Bnd, Milton, GA 30004 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
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2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
BoxCar Mortgage, LLC
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Conventional, FHA, Jumbo | 5 | 2.7% | 100% | $593,000 | |
Direct Lenders, LLC.
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Conventional, VA | 4 | 2.1% | 100% | $367,500 | |
Acu
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Conventional | 1 | 0.5% | 100% | $205,000 | |
First Option Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $315,000 | |
Milend, Inc
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Conventional | 1 | 0.5% | 100% | $325,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.5% | 100% | $325,000 | |
United Wholesale Mortgage
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Conventional, FHA | 11 | 5.9% | 84.6% | $385,000 | |
Rocket Mortgage
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Conventional, FHA, Jumbo | 10 | 5.3% | 84.6% | $544,000 | |
Trailblazer Mortgage L.L.C.
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Conventional, FHA | 8 | 4.3% | 100% | $558,750 | |
Everett Financial, Inc.
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Conventional, FHA, HELOC | 4 +1 HELOCs |
2.1% | 100% | $320,000 | |
Toll Brothers Mortgage Company
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Conventional | 4 | 2.1% | 87.5% | $650,000 | |
Pennymac Loan Services LLC
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Conventional | 4 | 2.1% | 80% | $297,500 | |
Fairway Independent Mort Corp
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Conventional, Jumbo | 4 | 2.1% | 100% | $495,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +3 HELOCs |
1.6% | 100% | $488,333 | |
Guaranteed Rate Affinity, LLC
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Conventional | 3 | 1.6% | 100% | $171,666 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 1.6% | 100% | $548,333 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, VA, Jumbo | 3 | 1.6% | 100% | $888,333 | View |
Movement Mortgage, LLC
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Conventional | 3 | 1.6% | 100% | $291,666 | |
Onward Home Mortgage, LLC
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Conventional, Jumbo | 3 | 1.6% | 100% | $621,666 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 3 | 1.6% | 100% | $341,666 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 1.1% | 100% | $725,000 | View |
Guaranteed Rate, Inc.
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Conventional | 2 | 1.1% | 66.7% | $175,000 | |
Sanctuary Home Mortgage, LLC
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Conventional | 2 | 1.1% | 100% | $785,000 | |
Cmg Mortgage Inc
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Conventional, VA | 2 | 1.1% | 100% | $390,000 | |
Homeowners Financial Group, LLC
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Conventional | 2 | 1.1% | 100% | $445,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.1% | 66.7% | $80,000 | |
Mortgage Research Center
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Conventional, VA | 2 | 1.1% | 100% | $255,000 | |
New American Funding, LLC.
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Conventional | 2 | 1.1% | 100% | $280,000 | |
JMAC Lending, Inc.
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FHA | 2 | 1.1% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 3.32% |
Conventional, Jumbo | 1 | 0.5% | 100% | $2,305,000 | View |
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A+5.0 ★Texas Ratio: 5.16% |
Conventional | 1 | 0.5% | 100% | $805,000 | View |
Premier Bank
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Conventional | 1 | 0.5% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.5% | 100% | $355,000 | View |
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A-4.9 ★Texas Ratio: 16.48% |
FHA | 1 | 0.5% | 100% | $365,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.5% | 100% | $435,000 | |
Nbkc Bank
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Conventional | 1 | 0.5% | 100% | $245,000 | |
ALCOVA Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $195,000 | |
United Trust Bank
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Conventional | 1 | 0.5% | 100% | $385,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.5% | 100% | $695,000 | |
Shelter Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $305,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $245,000 | |
Nfm, Inc
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FHA | 1 | 0.5% | 100% | $515,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.5% | 100% | $415,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.5% | 100% | $485,000 | View |
Atlantic Bay Mortgage Group
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,285,000 | |
Churchill Mortgage Corporation
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,175,000 | |
Provident Funding Associates
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Conventional | 1 | 0.5% | 100% | $645,000 | |
Community Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $465,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.5% | 100% | $745,000 | |
Acopia, LLC
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Conventional | 1 | 0.5% | 100% | $655,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.5% | 100% | $965,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $605,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.5% | 50% | $265,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $395,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.5% | 100% | $565,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.5% | 100% | $515,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,005,000 | View |
United Nations Federal CU
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Conventional | 1 | 0.5% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.5% | 100% | $315,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, Jumbo | 1 | 0.5% | 100% | $505,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.5% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,235,000 | View |
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Liberty Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Farmers Insurance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Liberty Savings Bank, FSB
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Union Home Mortgage Corp.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Ithink Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Vinings Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Vinings, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Vinings? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Vinings in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Vinings, GA
Use these to narrow the list above. Each category shows how many Vinings, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Vinings, GA
Independent mortgage companies closed 58.3 percent of home loans in Vinings, Georgia in 2025, banks 34.8 percent and credit unions 7 percent. BoxCar Mortgage, LLC was the largest mortgage company, Ameris Bank the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Vinings, GA
By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Vinings, Georgia with 10 loans, about 5.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Vinings, Georgia in 2025, led by United Wholesale Mortgage with 3. 5 lenders closed VA loans, led by Direct Lenders, LLC.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 13 credit unions closed home loans in Vinings, Georgia in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Vinings, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Vinings, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Vinings. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
