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Mortgage Lenders and Brokers in Wildwood, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Wildwood, Florida mortgage lenders include Truist BankTruist Bank406 S Main St, Wildwood, FL 34785A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, Campus USA Credit UnionCampus USA Credit Union14759 NW 157th Ln, Alachua, FL 32615A+5.0 ★Texas Ratio: 2.45%, and United Southern BankUnited Southern Bank1017 Us Highway 301, Wildwood, FL 34785A+5.0 ★Texas Ratio: 3.19%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Wildwood, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wildwood are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Wildwood, Florida

Market share is the lender's share of all home loans closed in Wildwood, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Truist Bank ★ 1 stars, 1 review 1 office in Wildwood 406 S Main St, Wildwood, FL 34785 A+5.0 ★Texas Ratio: 2.87%	Conventional, VA, HELOC	13 +8 HELOCs	0.6%	86.7%	$237,307	View
JPMorgan Chase Bank, NA 500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68%	Conventional	29	1.4%	96.7%	$297,758	View
Bank of America NA 460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	15 +8 HELOCs	0.7%	93.8%	$289,666	View
Wells Fargo Bank NA 1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36%	Conventional	13	0.6%	86.7%	$291,923	View
Fifth Third Bank, National Association 254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	9 +6 HELOCs	0.4%	100%	$310,555	View
Midflorida Credit Union ★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18%	Conventional, HELOC	6 +5 HELOCs	0.3%	85.7%	$183,333	View
Southstate Bank, National Association ★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27%	Conventional, VA, HELOC	6 +1 HELOCs	0.3%	75%	$230,000	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional	6	0.3%	85.7%	$330,000	View
Campus USA Credit Union 14759 NW 157th Ln, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.45%	Conventional, HELOC	5 +1 HELOCs	0.2%	100%	$185,000	View
United Southern Bank 1017 Us Highway 301, Wildwood, FL 34785 A+5.0 ★Texas Ratio: 3.19%	Conventional	5	0.2%	71.4%	$283,000	View
Triad Financial Services, Inc. 1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93%	Conventional	5	0.2%	68.8%	$97,000	View
Ameris Bank ★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82%	Conventional	5	0.2%	100%	$159,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	4 +8 HELOCs	0.2%	66.7%	$360,000	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	4 +2 HELOCs	0.2%	50%	$372,500	View
VyStar Credit Union 5857 Seven Mile Dr, Wildwood, FL 34785 A5.0 ★Texas Ratio: 9.56%	Conventional, HELOC	4 +2 HELOCs	0.2%	80%	$245,000	View
Regions Bank 360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	4 +1 HELOCs	0.2%	100%	$465,000	View
Fairwinds Credit Union 891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64%	Conventional, HELOC	4 +1 HELOCs	0.2%	100%	$262,500	View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	3 +10 HELOCs	0.1%	100%	$301,666	View
Suncoast Credit Union 5625 Seven Mile Dr Ste 102, Wildwood, FL 34785 8866 A5.0 ★Texas Ratio: 6.26%	Conventional, HELOC	3 +3 HELOCs	0.1%	100%	$451,666	View
Huntington National Bank 8889 Pelican Bay Blvd, Naples, FL 34108 A+5.0 ★Texas Ratio: 3.66%	Conventional	3	0.1%	100%	$311,666	View
Florida Credit Union 5804 Seven Mile Dr, Wildwood, FL 34785 A+5.0 ★Texas Ratio: 4.76%	Conventional	3	0.1%	75%	$295,000	View
The Central Trust Bank 3701 Tamiami Trl N, Naples, FL 34103 A+5.0 ★Texas Ratio: 3.12%	Conventional, VA	3	0.1%	100%	$375,000	View
TD Bank 514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$310,000	View
Seacoast National Bank ★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72%	Conventional	2	0.1%	100%	$290,000	View
Partners Federal Credit Union 5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$475,000	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	Conventional	1	0%	100%	$405,000	View
Amerant Mortgage LLC 3001 Aventura Blvd, Aventura, FL 33180 B+4.7 ★Texas Ratio: 18.65%	Conventional	1	0%	100%	$255,000	View
The First National Bank of Mount Dora 27700 Us Highway 27, Leesburg, FL 34748 A+5.0 ★Texas Ratio: 1.53%	Conventional	1	0%	100%	$85,000	View
Renasant Bank 16404 Nw 17th Drive, Alachua, FL 32615 A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0%	100%	$545,000	View
City National Bank of Florida 2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12%	Conventional	1	0%	100%	$185,000	View
Members First Credit Union of Florida 5005 Highway 90, Pace, FL 32571 A+5.0 ★Texas Ratio: 1.18%	Conventional	1	0%	100%	$395,000
Incrediblebank 2512 Skyline Blvd, Cape Coral, FL 33914 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0%	100%	$275,000	View
First Federal Bank 300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0%	50%	$535,000	View
United Community Bank 2911 Tamiami Trail N, Naples, FL 34103 A+5.0 ★Texas Ratio: 2.53%	Conventional	1	0%	100%	$525,000	View
Launch Credit Union 14640 Hanger Rd, Cape Canaveral, FL 32920 A5.0 ★Texas Ratio: 7.61%	Conventional	1	0%	100%	$215,000	View
First Ciitizens Bank and Trust 101 Indian Rocks Rd N, Belleair Bluffs, FL 33770 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0%	100%	$615,000	View
Busey Bank 2524 Del Prado Blvd S, Cape Coral, FL 33904 A+5.0 ★Texas Ratio: 2.31%	Conventional	1	0%	100%	$65,000	View
Mainstreet Community Bank of Florida 1515 E Highway 50, Clermont, FL 34711 A-5.0 ★Texas Ratio: 14.27%	Conventional	1	0%	100%	$165,000	View
Citibank, NA 18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0%	100%	$425,000	View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	HELOC	0 +3 HELOCs	0%	n/a		View
Capital City Bank 15000 Nw 140th St, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.55%	HELOC	0 +2 HELOCs	0%	n/a		View
Keybank National Association 12830 University Dr, Fort Myers, FL 33907 A+5.0 ★Texas Ratio: 4.81%	HELOC	0 +1 HELOCs	0%	n/a		View
BMO Harris Bank NA 5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +1 HELOCs	0%	n/a		View
Citizens First Bank	Conventional, Jumbo, HELOC	901 +92 HELOCs	45%	98.9%	$312,369
Acrisure Mortgage, LLC	Conventional, FHA	16	0.8%	100%	$318,125
Park Square Home Mortgage, LLC	Conventional, FHA, VA	14	0.7%	93.3%	$312,857
Freedom Mortgage Corporation	Conventional, FHA, VA	9	0.4%	83.3%	$318,333
New Day Financial, LLC.	VA	6	0.3%	75%	$483,333
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	4	0.2%	100%	$320,000	View
The Mortgage Firm	Conventional, VA	4	0.2%	80%	$340,000
Lakeview Loan Servicing, LLC	Conventional, VA	3	0.1%	50%	$205,000
Mortgage Financial Group Inc	Conventional, FHA	3	0.1%	100%	$411,666
Alkan Mortgage Corporation	Conventional	2	0.1%	100%	$265,000
PHH Mortgage Corporation	VA	1	0%	100%	$805,000
American Bancshares Mortgage, LLC	FHA	1	0%	100%	$385,000
Real Genius LLC	Conventional	1	0%	100%	$305,000
Mortgage Lenders Investment Tr	Conventional	1	0%	100%	$375,000
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	Conventional	1	0%	100%	$535,000	View
DHI Mortgage Company, LTD.	Conventional, FHA, VA, USDA	117	5.8%	84.8%	$288,931
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	103 +1 HELOCs	5.1%	94.7%	$324,902
Rocket Mortgage	Conventional, FHA, VA	97	4.8%	82.6%	$257,989
Union Home Mortgage Corp.	Conventional, FHA, VA	65	3.2%	93.1%	$364,384
Pulte Mortgage LLC	Conventional, FHA, VA, USDA	31	1.5%	77.5%	$329,516
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	28 +8 HELOCs	1.4%	87.9%	$347,857
Mortgage Research Center	Conventional, FHA, VA	25	1.2%	86.2%	$395,000
Fairway Independent Mort Corp	Conventional, VA	22	1.1%	95.7%	$333,181
Pennymac Loan Services LLC	Conventional, FHA, VA	20	1%	90.9%	$326,000
CrossCountry Mortgage, LLC	Conventional, FHA, VA	19	0.9%	100%	$357,631
New American Funding, LLC.	Conventional, FHA, VA	14	0.7%	82.4%	$221,428
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	11	0.5%	78.6%	$350,454	View
loanDepot.com LLC	Conventional, FHA, HELOC	8 +3 HELOCs	0.4%	80%	$150,000
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo	7	0.3%	77.8%	$357,857
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	7	0.3%	100%	$522,142	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	7	0.3%	100%	$425,000	View
Nationstar Mortgage	Conventional, FHA, VA	6	0.3%	100%	$268,333
Everett Financial, Inc.	Conventional, FHA, VA	5	0.2%	100%	$247,000
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, VA	5	0.2%	55.6%	$221,000	View
Amerisave Mortgage Company	Conventional, VA	5	0.2%	50%	$107,000
Guild Mortgage Company	Conventional, FHA, VA	5	0.2%	100%	$287,000
Provident Funding Associates	Conventional	5	0.2%	100%	$305,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, FHA	5	0.2%	100%	$315,000	View
Pentagon Federal Credit Union	Conventional, VA, HELOC	4 +2 HELOCs	0.2%	100%	$332,500
Kind Lending, LLC	Conventional	4	0.2%	80%	$472,500
Synergy One Lending, Inc.	Conventional	4	0.2%	100%	$340,000
American Financial Network, Inc.	Conventional	4	0.2%	100%	$330,000
Paramount Residential Mortgage	Conventional, USDA	4	0.2%	80%	$312,500
Tomo Mortgage LLC	Conventional	4	0.2%	100%	$270,000
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	3 +1 HELOCs	0.1%	100%	$248,333	View
Lake Michigan Credit Union	Conventional, HELOC	3 +1 HELOCs	0.1%	100%	$378,333
Primelending	Conventional	3	0.1%	100%	$495,000
Primary Residential Mortgage, INC.	Conventional, VA	3	0.1%	100%	$438,333
Greenstate Credit Union	Conventional	3	0.1%	100%	$338,333
All Credit Considered Mortgage, Inc.	Conventional	3	0.1%	100%	$171,666
Movement Mortgage, LLC	Conventional, VA	3	0.1%	100%	$338,333
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional	3	0.1%	100%	$385,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	3	0.1%	100%	$275,000	View
Franklin Loan Corporation	Conventional, VA	3	0.1%	100%	$461,666
Mortgage Equity Partners LLC	Conventional, FHA	3	0.1%	100%	$221,666
Union Savings Bank	Conventional	3	0.1%	100%	$291,666
Better Mortgage Corporation	Conventional	3	0.1%	75%	$551,666
The Loan Store, Inc	Conventional	3	0.1%	100%	$348,333
Mutual of Omaha Mortgage	Conventional, FHA, VA	3	0.1%	100%	$348,333
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	3	0.1%	100%	$295,000	View
RBC Bank (Georgia), N.A.	Conventional	3	0.1%	100%	$418,333
Angel Oak Mortgage Solutions LLC	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$365,000
Spring Eq, LLC	Conventional, HELOC	2 +1 HELOCs	0.1%	40%	$120,000
Cornerstone First Mortgage, LLC	Conventional	2	0.1%	100%	$460,000
Guaranteed Rate Affinity, LLC	Conventional	2	0.1%	100%	$325,000
American Financial Resources LLC	Conventional	2	0.1%	100%	$245,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	2	0.1%	100%	$290,000	View
Centra Credit Union A+5.0 ★Texas Ratio: 3.12%	Conventional	2	0.1%	100%	$345,000	View
Canopy Mortgage, LLC	Conventional, FHA	2	0.1%	66.7%	$290,000
Nbkc Bank	Conventional	2	0.1%	100%	$680,000
Equity Prime Mortgage LLC	FHA, VA	2	0.1%	100%	$255,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	2	0.1%	100%	$465,000	View
HomeXpress Mortgage Corp.	Conventional	2	0.1%	100%	$230,000
Michigan Mutual, Inc	Conventional	2	0.1%	100%	$360,000
Discover Bank	Conventional	2	0.1%	16.7%	$105,000
Sun West Mortgage Company, Inc	FHA	2	0.1%	100%	$335,000
Absolute Home Mortgage	Conventional	2	0.1%	100%	$335,000
VanDyk Mortgage Corporation	Conventional	2	0.1%	100%	$345,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	2	0.1%	100%	$270,000	View
Nations Lending Corporation	Conventional, Jumbo	2	0.1%	100%	$725,000
T2 Financial LLC	Conventional	2	0.1%	100%	$430,000
Waterstone Mortgage Corporation	Conventional, FHA	2	0.1%	100%	$320,000
American Pacific Mortgage Corporation	Conventional	2	0.1%	100%	$270,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	2	0.1%	100%	$405,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.1%	100%	$230,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	2	0.1%	100%	$285,000	View
Dupaco Community Credit Union	Conventional	2	0.1%	100%	$115,000
Empower Federal Credit Union A-4.9 ★Texas Ratio: 16.71%	Conventional	2	0.1%	100%	$155,000	View
DFCU Financial	Conventional	2	0.1%	100%	$440,000
Nationwide Mortgage Bankers, Inc.	Conventional, VA	2	0.1%	100%	$345,000
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional	2	0.1%	100%	$260,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	2	0.1%	100%	$405,000	View
Nexera Holding LLC	Conventional	2	0.1%	100%	$490,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	2	0.1%	100%	$240,000	View
Ark-La-Tex Financial Services LLC	Conventional, VA	2	0.1%	100%	$315,000
Gershman Investment Corp.	Conventional	2	0.1%	100%	$290,000
Leaderone Financial Corp.	Conventional	2	0.1%	100%	$315,000
American Neighborhood Mortgage Acceptance Company	Conventional	2	0.1%	100%	$285,000
Tower Federal Credit Union A-4.9 ★Texas Ratio: 16.71%	Conventional, HELOC	1 +3 HELOCs	0%	100%	$455,000	View
Corning Credit Union	Conventional, HELOC	1 +2 HELOCs	0%	100%	$195,000
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +1 HELOCs	0%	100%	$345,000
Trustone Financial Credit Union	VA, HELOC	1 +1 HELOCs	0%	100%	$605,000
EMM Loans LLC	Conventional	1	0%	100%	$245,000
Bank of Springfield A5.0 ★Texas Ratio: 13.68%	Conventional	1	0%	100%	$255,000	View
Equity Resources Inc	Conventional	1	0%	100%	$245,000
Premier Mortgage Resources, LLC	FHA	1	0%	100%	$185,000
First Community Mortgage, Inc.	Conventional	1	0%	50%	$315,000
American Airlines Federal Cred	Conventional	1	0%	100%	$305,000
1St Priority Mortgage, Inc.	Conventional	1	0%	100%	$285,000
Royal United Mortgage LLC	Conventional	1	0%	100%	$155,000
Fourleaf Federal Credit Union	Conventional	1	0%	100%	$495,000
Gold Star Mortgage Financial Group, Corporation	VA	1	0%	100%	$445,000
SWBC Mortgage Corporation	Conventional	1	0%	100%	$365,000
Servion	Conventional	1	0%	100%	$105,000
Affordable Mortgage Advisors	Conventional	1	0%	100%	$135,000
Success Lending, LLC A+5.0 ★Texas Ratio: 3.62%	Conventional	1	0%	100%	$345,000	View
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0%	100%	$155,000	View
Sage Home Loans Corporation	Conventional	1	0%	100%	$305,000
Envoy Mortgage, Ltd	Conventional	1	0%	100%	$395,000
ALCOVA Mortgage, LLC	Conventional	1	0%	100%	$505,000
Golden Empire Mortgage, Inc.	Conventional	1	0%	100%	$395,000
Blue Grass Savings Bank A+5.0 ★Texas Ratio: 1.31%	Conventional	1	0%	100%	$515,000	View
Avb Bank A+5.0 ★Texas Ratio: 3.75%	Conventional	1	0%	100%	$455,000	View
Greater Alliance Federal Credit Union	Conventional	1	0%	100%	$75,000
Capital City Home Loans, LLC A+5.0 ★Texas Ratio: 2.55%	Conventional	1	0%	100%	$75,000	View
AdvantageFirst Lending Inc	FHA	1	0%	100%	$225,000
General Mortgage Capital Corporation	Conventional	1	0%	100%	$215,000
Acre Mortgage & Financial, Inc.	VA	1	0%	100%	$635,000
AmWest Funding Corp	Conventional	1	0%	100%	$325,000
Valon Mortgage	Conventional	1	0%	100%	$245,000
Navigant Credit Union	Conventional	1	0%	100%	$425,000
Success Mortgage Partners, Inc	FHA	1	0%	100%	$335,000
Advisors Mortgage Group, LLC	FHA	1	0%	100%	$265,000
Police and Fire Federal Credit Union	Conventional	1	0%	100%	$325,000
Honor Credit Union	Conventional	1	0%	100%	$245,000
TEG Federal Credit Union	Conventional	1	0%	100%	$605,000
Das Acquisition Company, LLC	Conventional	1	0%	100%	$365,000
Credit Union Mortgage Associat A+5.0 ★Texas Ratio: 3.45%	Conventional	1	0%	100%	$365,000	View
Network Funding, L.P.	VA	1	0%	100%	$395,000
JMJ Financial Group Inc.	Conventional	1	0%	100%	$355,000
Capital Partners Mortgage Services, LLC	Conventional	1	0%	100%	$245,000
MLB Residential Lending, LLC	Conventional	1	0%	100%	$105,000
First Savings Mortgage Corporation	Conventional	1	0%	100%	$275,000
Family Finance Mortgage LLC	Conventional	1	0%	100%	$455,000
American Security Mortgage Cor	Conventional	1	0%	100%	$695,000
American Financing Corporation	Conventional	1	0%	50%	$265,000
Pivot Financial Partners, Inc	Conventional	1	0%	100%	$605,000
First National Bank and Trust	Conventional	1	0%	100%	$805,000
Great Southern Bank A+5.0 ★Texas Ratio: 1.55%	Conventional	1	0%	100%	$365,000	View
American Heritage Lending, LLC	Conventional	1	0%	50%	$285,000
Independent Bank A5.0 ★Texas Ratio: 6.46%	Conventional, Jumbo	1	0%	100%	$1,015,000	View
Central One Federal Credit Union	Conventional	1	0%	100%	$105,000
Delta Community Credit Union	Conventional	1	0%	100%	$155,000
Premium Mortgage Corporation	Conventional	1	0%	100%	$305,000
American Internet Mortgage, Inc.	Conventional	1	0%	100%	$475,000
Summit Credit Union	Conventional	1	0%	100%	$475,000
Midwest Bank A+5.0 ★Texas Ratio: 0.44%	Conventional	1	0%	100%	$765,000	View
Quaint Oak Mortgage, LLC	Conventional	1	0%	100%	$665,000
Southeast Mortgage of Georgia, Inc.	FHA	1	0%	100%	$325,000
Atlantic Bay Mortgage Group	VA	1	0%	100%	$365,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	1	0%	100%	$335,000	View
Churchill Mortgage Corporation	FHA	1	0%	100%	$415,000
New Story Lending LLC	Conventional	1	0%	100%	$175,000
Mid-Island Mortgage Corp.	Conventional	1	0%	100%	$225,000
Nasa Federal Credit Union	Conventional	1	0%	100%	$465,000
Financial Resources Federal Cr	Conventional	1	0%	100%	$225,000
Bangor Savings Bank A+5.0 ★Texas Ratio: 4.53%	Conventional	1	0%	100%	$325,000	View
Midwest Bankcentre A+5.0 ★Texas Ratio: 5.66%	Conventional	1	0%	100%	$285,000	View
Kemba Financial Credit Union	Conventional	1	0%	100%	$85,000
American Heritage Federal Credit Union A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0%	100%	$225,000	View
Bank of Little Rock Mortgage Corporation	Conventional	1	0%	100%	$555,000
Wings Financial Credit Union	Conventional	1	0%	100%	$485,000
City & County Credit Union	Conventional	1	0%	100%	$105,000
Mortgage Solutions of Colorado	VA	1	0%	100%	$335,000
Associated Bank NA A+5.0 ★Texas Ratio: 3.45%	Conventional	1	0%	100%	$175,000	View
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	Conventional	1	0%	100%	$385,000	View
Zillow Home Loans, LLC	Conventional	1	0%	100%	$455,000
The Park National Bank A5.0 ★Texas Ratio: 6.62%	Conventional	1	0%	100%	$305,000	View
Coastal1 Credit Union	Conventional	1	0%	100%	$105,000
ClearEdge Lending LLC	Conventional	1	0%	100%	$235,000
Lyons National Bank	Conventional	1	0%	100%	$215,000
Red River Bank A+5.0 ★Texas Ratio: 0.70%	Conventional	1	0%	100%	$445,000	View
Rockland Trust Bank A+5.0 ★Texas Ratio: 2.64%	Conventional	1	0%	100%	$205,000	View
Marquette Bank A+5.0 ★Texas Ratio: 0.74%	Conventional	1	0%	100%	$255,000	View
Hiawatha National Bank	Conventional	1	0%	100%	$255,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0%	50%	$425,000	View
F&M Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0%	100%	$325,000	View
Reliance First Capital, LLC	Conventional	1	0%	100%	$275,000
Texana Bank	Conventional	1	0%	100%	$485,000
Top Flite Financial, Inc.	FHA	1	0%	100%	$55,000
Key Mortgage Services, Inc. A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0%	100%	$275,000	View
Champions Funding, LLC	Conventional	1	0%	100%	$215,000
Cake Mortgage Corp.	Conventional	1	0%	100%	$155,000
Village Capital & Investment	FHA	1	0%	100%	$335,000
Flyhomes Mortgage LLC	Conventional	1	0%	100%	$185,000
JMAC Lending, Inc.	Conventional	1	0%	100%	$265,000
Figure Lending LLC	HELOC	0 +5 HELOCs	0%	n/a
First Savings Bank	HELOC	0 +2 HELOCs	0%	n/a
Cnb Bank A5.0 ★Texas Ratio: 6.26%	HELOC	0 +1 HELOCs	0%	n/a		View
First Farmers Bank & Trust A5.0 ★Texas Ratio: 7.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Total Mortgage Services, LLC	HELOC	0 +1 HELOCs	0%	n/a
Elements Financial Federal Cre	HELOC	0 +1 HELOCs	0%	n/a
Sierra Pacific Mortgage Co. Inc	HELOC	0 +1 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Wildwood Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Wildwood, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Wildwood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wildwood in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Wildwood, FL

Use these to narrow the list above. Each category shows how many Wildwood, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 128 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 77 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 42 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 36 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 41 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 3 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 6 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 34 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Wildwood, FL

Independent mortgage companies closed 38.8 percent of home loans in Wildwood, Florida in 2025, banks 56.2 percent and credit unions 5 percent. Triad Financial Services, Inc. was the largest mortgage company, Truist Bank the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, Midflorida Credit Union led with 6 loans.

38.8%

Mortgage companies

56.2%

Banks

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Wildwood, FL

Who is the largest mortgage lender in Wildwood, FL?

By home loans closed in 2025, Truist Bank was the largest mortgage lender in Wildwood, Florida with 13 loans, about 0.6 percent of the market. The largest lender headquartered in Florida was Midflorida Credit Union with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Wildwood, FL have the highest approval rates?

Among lenders with meaningful volume in Wildwood, Florida, Citizens First Bank approved the highest share of completed applications in 2025 at 98.9 percent, against a 92.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Wildwood, FL mortgage lenders offer FHA, VA and USDA loans?

36 lenders closed FHA loans in Wildwood, Florida in 2025, led by DHI Mortgage Company, LTD. with 54. 41 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Wildwood, FL lender list?

Yes. 77 banks and 42 credit unions closed home loans in Wildwood, Florida in 2025, alongside 128 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Wildwood, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Wildwood, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wildwood, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wildwood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.