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Mortgage Lenders and Brokers in West Palm Beach, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

West Palm Beach, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA316 Banyan Blvd, West Palm Beach, FL 33401A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA1827 N Military Trl, West Palm Beach, FL 33409A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA5849 Okeechobee Blvd, West Palm Beach, FL 33417A+5.0 ★Texas Ratio: 5.36%, Citizens Bank, NACitizens Bank, NA2222 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 5.44%, PNC Bank N.A.PNC Bank N.A.12000 Forest Hill Blvd, West Palm Beach, FL 33414A+5.0 ★Texas Ratio: 4.24%, Valley National BankValley National Bank307 Evernia St, West Palm Beach, FL 33401A+5.0 ★Texas Ratio: 5.76%, Truist BankTruist Bank1870 Forest Hill Blvd, West Palm Beach, FL 33406A+5.0 ★Texas Ratio: 2.87%, Seacoast National BankSeacoast National Bank415 5th St, West Palm Beach, FL 33401A+5.0 ★Texas Ratio: 2.72%, Citibank, NACitibank, NA701 Village Blvd, West Palm Beach, FL 33409A+5.0 ★Texas Ratio: 2.82%, and TD BankTD Bank2130 Centre Park West Dr, West Palm Beach, FL 33409A+5.0 ★Texas Ratio: 3.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in West Palm Beach, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in West Palm Beach are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in West Palm Beach, Florida

Market share is the lender's share of all home loans closed in West Palm Beach, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 9 offices in West Palm Beach 316 Banyan Blvd, West Palm Beach, FL 33401 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, Jumbo, HELOC	60 +6 HELOCs	4.3%	82.2%	$1,205,833	View
Bank of America NA 6 offices in West Palm Beach 1827 N Military Trl, West Palm Beach, FL 33409 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	16 +31 HELOCs	1.1%	68%	$1,001,875	View
Wells Fargo Bank NA 8 offices in West Palm Beach 5849 Okeechobee Blvd, West Palm Beach, FL 33417 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA, Jumbo	16	1.1%	57.1%	$330,000	View
Citizens Bank, NA 1 office in West Palm Beach 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	11 +22 HELOCs	0.8%	73.3%	$1,100,454	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 5 offices in West Palm Beach 12000 Forest Hill Blvd, West Palm Beach, FL 33414 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	7 +48 HELOCs	0.5%	63.6%	$679,285	View
Valley National Bank 1 office in West Palm Beach 307 Evernia St, West Palm Beach, FL 33401 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	7 +1 HELOCs	0.5%	100%	$1,387,857	View
Truist Bank ★ 1 stars, 1 review 6 offices in West Palm Beach 1870 Forest Hill Blvd, West Palm Beach, FL 33406 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	6 +12 HELOCs	0.4%	85.7%	$376,666	View
Seacoast National Bank ★ 5 stars, 1 review 3 offices in West Palm Beach 415 5th St, West Palm Beach, FL 33401 A+5.0 ★Texas Ratio: 2.72%	Conventional, Jumbo, HELOC	6 +8 HELOCs	0.4%	85.7%	$1,061,666	View
Citibank, NA 2 offices in West Palm Beach 701 Village Blvd, West Palm Beach, FL 33409 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	6 +2 HELOCs	0.4%	87.5%	$1,210,000	View
TD Bank 4 offices in West Palm Beach 2130 Centre Park West Dr, West Palm Beach, FL 33409 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	5 +17 HELOCs	0.4%	62.5%	$609,000	View
Gold Coast Federal Credit Union 145 N Main St Ste 103, Belle Glade, FL 33430 2644 A+5.0 ★Texas Ratio: 1.70%	Conventional	5	0.4%	100%	$99,000	View
Regions Bank 2 offices in West Palm Beach 372 S Rosemary Ave, West Palm Beach, FL 33401 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, HELOC	4 +7 HELOCs	0.3%	62.5%	$140,000	View
Flagstar Bank NA 1 office in West Palm Beach 603 Village Blvd, West Palm Beach, FL 33409 D3.3 ★Texas Ratio: 35.11%	Conventional, Jumbo	4	0.3%	55.6%	$522,500	View
Fifth Third Bank, National Association 2 offices in West Palm Beach 515 N Flager Drive Suite 100, West Palm Beach, FL 33401 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	2 +12 HELOCs	0.1%	40%	$305,000	View
First Horizon Bank ★ 5 stars, 1 review 2 offices in West Palm Beach 1645 Palm Beach Lakes Blvd, West Palm Beach, FL 33401 A+5.0 ★Texas Ratio: 5.76%	Conventional, FHA, Jumbo, HELOC	2 +4 HELOCs	0.1%	50%	$720,000	View
Guardians Credit Union 3469 Summit Blvd, West Palm Beach, FL 33406 A+5.0 ★Texas Ratio: 1.80%	Conventional	1	0.1%	33.3%	$55,000	View
Centennial Bank 1 office in West Palm Beach 500 S Australian Ave, West Palm Beach, FL 33401 A+5.0 ★Texas Ratio: 3.14%	Conventional	1	0.1%	50%	$125,000	View
Amerant Bank, N.A. 1 office in West Palm Beach 525 Okeechobee Blvd, West Palm Beach, FL 33401 B+4.7 ★Texas Ratio: 18.65%	HELOC	0 +2 HELOCs	0%	n/a		View
Pinnacle Bank 2 offices in West Palm Beach 1555 Palm Beach Lakes Blvd, West Palm Beach, FL 33401 A+5.0 ★Texas Ratio: 3.04%	HELOC	0 +1 HELOCs	0%	n/a		View
New Day Financial, LLC.	VA	2	0.1%	28.6%	$400,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$245,000
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	8 +2 HELOCs	0.6%	57.1%	$752,500	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	7 +36 HELOCs	0.5%	45%	$145,000	View
Velocity Community Federal Credit Union 6779 W Indiantown Rd, Jupiter, FL 33458 4654 A+5.0 ★Texas Ratio: 3.08%	Conventional	6	0.4%	50%	$80,000	View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	Conventional, HELOC	5 +7 HELOCs	0.4%	45.5%	$181,000	View
M&T Bank 850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo, HELOC	5 +1 HELOCs	0.4%	100%	$1,579,000	View
City National Bank of Florida 2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12%	Conventional, Jumbo	5	0.4%	100%	$921,000	View
The Northern Trust Co 3100 N Military Trl, Boca Raton, FL 33431 A4.7 ★Texas Ratio: 0.83%	Conventional, Jumbo	5	0.4%	100%	$1,809,000	View
Ithink Financial Credit Union 2901A N Military Trl Ste A, West Palm Beach, FL 33409 2916 A+5.0 ★Texas Ratio: 5.06%	Conventional, HELOC	4 +4 HELOCs	0.3%	50%	$210,000	View
Desjardins Bank 1070 Gateway Blvd, Boynton Beach, FL 33426 A+5.0 ★Texas Ratio: 1.22%	Conventional	4	0.3%	80%	$452,500	View
Tropical Financial Credit Union 6786 Okeechobee Blvd, West Palm Beach, FL 33411 A5.0 ★Texas Ratio: 6.93%	Conventional, HELOC	3 +8 HELOCs	0.2%	33.3%	$118,333	View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	Conventional, HELOC	3 +3 HELOCs	0.2%	100%	$338,333	View
CIBC Bank USA 340 Royal Palm Way, Palm Beach, FL 33480 A+5.0 ★Texas Ratio: 5.05%	Conventional	3	0.2%	75%	$178,333	View
Power Financial Credit Union 14854 S Military Trl, Delray Beach, FL 33484 8153 A-4.9 ★Texas Ratio: 16.71%	Conventional, HELOC	2 +3 HELOCs	0.1%	100%	$395,000	View
Raymond James Bank 710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	2	0.1%	100%	$1,360,000	View
Natbank N.A. 970 N Congress Ave, Boynton Beach, FL 33426 A+5.0 ★Texas Ratio: 0.01%	Conventional, Jumbo	2	0.1%	66.7%	$895,000	View
Trustco Bank ★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +1 HELOCs	0.1%	66.7%	$275,000	View
Terrabank N.A. 1533 Sunset Dr, Coral Gables, FL 33143 A+5.0 ★Texas Ratio: 0.83%	Conventional	1	0.1%	100%	$265,000	View
Firstbank 2990 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.1%	100%	$315,000	View
Achieva Credit Union 4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57%	Conventional	1	0.1%	100%	$75,000	View
American Momentum Bank 1001 S Fort Harrison Ave, Clearwater, FL 33756 A5.0 ★Texas Ratio: 12.55%	Conventional, Jumbo	1	0.1%	100%	$1,985,000	View
First Ciitizens Bank and Trust 101 Indian Rocks Rd N, Belleair Bluffs, FL 33770 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0.1%	66.7%	$525,000	View
Educational Federal Credit Union 16460 SW 304th St, Homestead, FL 33033 3260 A+5.0 ★Texas Ratio: 2.35%	Conventional	1	0.1%	50%	$445,000	View
Gte Federal Credit Union 7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65%	Conventional, Jumbo	1	0.1%	50%	$1,185,000	View
Mainstreet Community Bank of Florida 1515 E Highway 50, Clermont, FL 34711 A-5.0 ★Texas Ratio: 14.27%	Conventional	1	0.1%	100%	$585,000	View
BrightStar Credit Union 600 SE 3rd Ave, Fort Lauderdale, FL 33301 A+5.0 ★Texas Ratio: 4.57%	HELOC	0 +4 HELOCs	0%	n/a		View
Florida Credit Union 10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76%	HELOC	0 +1 HELOCs	0%	0%		View
Midflorida Credit Union ★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18%	HELOC	0 +1 HELOCs	0%	0%		View
First American Bank 540 Biltmore Way, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +1 HELOCs	0%	n/a		View
Freedom Mortgage Corporation	FHA, VA	20	1.4%	84.6%	$372,000
The Mortgage Firm	Conventional, FHA, VA	14	1%	88.9%	$334,285
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, Jumbo	11	0.8%	80%	$377,727	View
Nqm Funding, LLC	Conventional, Jumbo	9	0.6%	83.3%	$971,666
Builders Choice Mortgage LLC	Conventional, FHA	8	0.6%	100%	$305,000
Lakeview Loan Servicing, LLC	Conventional, FHA	4	0.3%	12.9%	$190,000
Mortgage300 Corporation	Conventional, FHA	4	0.3%	100%	$427,500
Acrisure Mortgage, LLC	Conventional, FHA	3	0.2%	75%	$441,666
Reliable Holdings Manager dba Lendz Financial	Conventional	3	0.2%	100%	$321,666
FineMark National Bank & Trust	Conventional, Jumbo	3	0.2%	100%	$1,548,333
Foundation Mortgage Corporation	Conventional	2	0.1%	66.7%	$340,000
Milo Credit, LLC	Conventional, Jumbo	1	0.1%	100%	$2,005,000
Americas Mortgage Professionals, LLC	FHA	1	0.1%	100%	$425,000
Obsidian Financial Services	FHA	1	0.1%	100%	$515,000
Home Access Financial, LLC	Conventional	1	0.1%	100%	$315,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	204 +12 HELOCs	14.5%	80.9%	$383,284
Rocket Mortgage	Conventional, FHA, VA, Jumbo	140	10%	68.5%	$287,785
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	85 +7 HELOCs	6.1%	95.7%	$427,235
Pennymac Loan Services LLC	Conventional, FHA, Jumbo	49	3.5%	79.4%	$346,836
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, VA, Jumbo	26	1.9%	58.7%	$379,615	View
Paramount Residential Mortgage	Conventional, FHA	19	1.4%	79.2%	$338,157
Everett Financial, Inc.	Conventional, FHA	16	1.1%	94.1%	$234,375
The Loan Store, Inc	Conventional, FHA, Jumbo, HELOC	15 +4 HELOCs	1.1%	90%	$336,333
Absolute Home Mortgage	Conventional, FHA	15	1.1%	100%	$310,333
Nationstar Mortgage	Conventional	15	1.1%	75%	$245,000
Mortgage Research Center	Conventional, VA	15	1.1%	65.2%	$290,333
loanDepot.com LLC	Conventional, FHA, VA	14	1%	78.9%	$231,428
New American Funding, LLC.	Conventional, FHA, Jumbo	14	1%	70%	$380,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo, HELOC	13 +1 HELOCs	0.9%	100%	$1,411,923	View
Guaranteed Rate, Inc.	Conventional, VA, Jumbo, HELOC	11 +3 HELOCs	0.8%	78.6%	$461,363
Capital Partners Mortgage Services, LLC	Conventional, FHA	10	0.7%	91.7%	$243,000
JMAC Lending, Inc.	Conventional, FHA, VA	10	0.7%	100%	$393,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	9 +7 HELOCs	0.6%	52.9%	$213,888
AmeriHome Mortgage Company, LLC	Conventional, FHA	9	0.6%	100%	$336,111
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	8	0.6%	88.9%	$581,250	View
Zillow Home Loans, LLC	Conventional, FHA	8	0.6%	100%	$332,500
Discover Bank	Conventional	7	0.5%	21.2%	$122,142
Primary Residential Mortgage, INC.	Conventional, FHA	6	0.4%	85.7%	$346,666
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	6	0.4%	85.7%	$1,445,000	View
Movement Mortgage, LLC	Conventional, FHA	6	0.4%	100%	$333,333
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional	6	0.4%	66.7%	$396,666	View
Nfm, Inc	Conventional, FHA, Jumbo	6	0.4%	100%	$445,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	6	0.4%	100%	$2,456,666	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA	6	0.4%	100%	$328,333	View
Mutual of Omaha Mortgage	Conventional, FHA, VA	6	0.4%	85.7%	$383,333
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	6	0.4%	54.5%	$128,333	View
Ark-La-Tex Financial Services LLC	Conventional, FHA	6	0.4%	100%	$283,333
Spring Eq, LLC	Conventional, HELOC	5 +9 HELOCs	0.4%	25%	$125,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, HELOC	5 +1 HELOCs	0.4%	100%	$411,000	View
SWBC Mortgage Corporation	Conventional	5	0.4%	100%	$327,000
Resicentral LLC	Conventional, FHA	5	0.4%	100%	$353,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	5	0.4%	71.4%	$307,000	View
American Pacific Mortgage Corporation	Conventional, FHA	5	0.4%	41.7%	$309,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	5	0.4%	100%	$905,000	View
Fairway Independent Mort Corp	Conventional, FHA	5	0.4%	100%	$219,000
21St Mortgage	Conventional	5	0.4%	50%	$199,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	5	0.4%	100%	$271,000	View
Plaza Home Mortgage, Inc	Conventional, FHA	5	0.4%	42.9%	$375,000
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo, HELOC	4 +2 HELOCs	0.3%	100%	$1,340,000
Total Mortgage Services, LLC	Conventional, Jumbo, HELOC	4 +1 HELOCs	0.3%	80%	$1,330,000
Better Mortgage Corporation	Conventional, Jumbo, HELOC	4 +1 HELOCs	0.3%	66.7%	$1,242,500
Gold Star Mortgage Financial Group, Corporation	Conventional, VA	4	0.3%	80%	$227,500
Kind Lending, LLC	Conventional, VA	4	0.3%	30.8%	$450,000
Deephaven Mortgage LLC	Conventional	4	0.3%	66.7%	$465,000
Amerisave Mortgage Company	Conventional	4	0.3%	18.2%	$55,000
American Financial Network, Inc.	Conventional, FHA, VA	4	0.3%	100%	$305,000
Sun West Mortgage Company, Inc	FHA, VA	4	0.3%	75%	$437,500
Union Home Mortgage Corp.	Conventional	4	0.3%	100%	$302,500
Point Mortgage Corp	Conventional	4	0.3%	100%	$387,500
Cardinal Financial Company, Li	Conventional, FHA	4	0.3%	100%	$267,500
Stg Mortgage Inc	FHA	4	0.3%	57.1%	$445,000
Provident Funding Associates	Conventional	4	0.3%	100%	$355,000
T2 Financial LLC	Conventional, FHA, Jumbo	4	0.3%	100%	$602,500
Stockton Mortgage Corporation	Conventional	4	0.3%	80%	$475,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	4	0.3%	100%	$1,785,000	View
Guaranteed Rate Affinity, LLC	Conventional, HELOC	3 +1 HELOCs	0.2%	100%	$515,000
American Financial Resources LLC	Conventional, VA	3	0.2%	100%	$235,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	3	0.2%	100%	$321,666	View
Acre Mortgage & Financial, Inc.	Conventional	3	0.2%	100%	$181,666
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	3	0.2%	66.7%	$201,666	View
VanDyk Mortgage Corporation	Conventional, FHA	3	0.2%	100%	$348,333
Securitynational Mortgage Company	Conventional	3	0.2%	100%	$275,000
Hometown Equity Mortgage, LLC	Conventional	3	0.2%	30%	$191,666
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, VA	3	0.2%	60%	$248,333
Citadel Servicing Corporation	Conventional, Jumbo	3	0.2%	100%	$528,333
Nationwide Mortgage Bankers, Inc.	Conventional, FHA	3	0.2%	75%	$338,333
Nexera Holding LLC	Conventional, Jumbo	3	0.2%	100%	$741,666
Champions Funding, LLC	Conventional	3	0.2%	50%	$388,333
HomeBridge Financial Services, Inc	VA, HELOC	2 +13 HELOCs	0.1%	66.7%	$480,000
Originpoint, LLC	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$590,000
AmWest Funding Corp	Conventional, FHA, HELOC	2 +1 HELOCs	0.1%	66.7%	$320,000
Arc Home LLC	Conventional, Jumbo	2	0.1%	100%	$1,160,000
Cornerstone First Mortgage, LLC	FHA	2	0.1%	100%	$400,000
Equity Prime Mortgage LLC	Conventional, FHA	2	0.1%	50%	$430,000
Filo Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$375,000
Peapack Private Bank & Trust	Conventional, Jumbo	2	0.1%	100%	$2,830,000
ResMac Inc	Conventional	2	0.1%	100%	$535,000
Credit Union Mortgage Associat A+5.0 ★Texas Ratio: 3.45%	Conventional, FHA	2	0.1%	100%	$450,000	View
Highlands Residential Mortgage, Ltd.	Conventional	2	0.1%	100%	$410,000
Greenbox Loans	Conventional	2	0.1%	100%	$155,000
Planet Home Lending, LLC	Conventional, FHA	2	0.1%	28.6%	$215,000
Mortgage Equity Partners LLC	Conventional	2	0.1%	100%	$405,000
Lendsure Mortgage Corp.	Conventional, Jumbo	2	0.1%	100%	$1,095,000
Waterman Bank A5.0 ★Texas Ratio: 8.69%	Conventional, FHA, Jumbo	2	0.1%	100%	$860,000	View
Valliance Bank	Conventional, Jumbo	2	0.1%	100%	$1,370,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional	2	0.1%	100%	$120,000	View
Towne Mortgage Company	Conventional, VA	2	0.1%	100%	$460,000
Logan Finance Corporation	Conventional, Jumbo	2	0.1%	100%	$1,305,000
ClearEdge Lending LLC	Conventional	2	0.1%	100%	$520,000
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional, Jumbo	2	0.1%	50%	$745,000	View
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA	2	0.1%	14.3%	$160,000	View
Top Flite Financial, Inc.	Conventional	2	0.1%	66.7%	$220,000
Vista Point Mortgage, LLC	Conventional	2	0.1%	100%	$365,000
Polish & Slavic Federal Credit	Conventional	2	0.1%	100%	$195,000
Luxury Mortgage Corp.	Conventional, Jumbo	2	0.1%	100%	$845,000
Tomo Mortgage LLC	Conventional	2	0.1%	100%	$480,000
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	2	0.1%	100%	$260,000
Dort Financial Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$255,000
Pentagon Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	33.3%	$345,000
Baycoast Mortgage Company, LLC A5.0 ★Texas Ratio: 12.75%	Conventional	1	0.1%	100%	$515,000	View
EMM Loans LLC	Conventional	1	0.1%	100%	$205,000
Genisys Credit Union	Conventional, Jumbo	1	0.1%	100%	$1,125,000
Equity Resources Inc	Conventional	1	0.1%	100%	$325,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$205,000	View
First Community Mortgage, Inc.	Conventional	1	0.1%	100%	$805,000
Self Reliance (NY) FCU	Conventional	1	0.1%	100%	$245,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	1	0.1%	100%	$2,925,000	View
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional	1	0.1%	100%	$305,000	View
Cliffco, Inc.	Conventional	1	0.1%	100%	$425,000
Royal United Mortgage LLC	Conventional	1	0.1%	50%	$235,000
Community Bank, N.A. A+5.0 ★Texas Ratio: 3.83%	Conventional	1	0.1%	100%	$345,000	View
Fundloans Capital	Conventional	1	0.1%	100%	$775,000
Atlantic Coast Mortgage, LLC	VA	1	0.1%	100%	$385,000
MidFirst Bank A+5.0 ★Texas Ratio: 4.93%	Conventional, Jumbo	1	0.1%	100%	$7,525,000	View
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	33.3%	$315,000	View
Success Lending, LLC A+5.0 ★Texas Ratio: 3.62%	Conventional	1	0.1%	100%	$405,000	View
Sage Home Loans Corporation	Conventional	1	0.1%	33.3%	$525,000
MortgageOne, Inc	Conventional	1	0.1%	100%	$545,000
Nbkc Bank	Conventional	1	0.1%	50%	$355,000
Allied Mortgage Group, Inc	Conventional	1	0.1%	100%	$225,000
Loanunited.Com, LLC	FHA	1	0.1%	50%	$265,000
United Trust Bank	VA	1	0.1%	100%	$385,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	FHA	1	0.1%	100%	$475,000	View
Synergy One Lending, Inc.	FHA	1	0.1%	100%	$625,000
Guild Mortgage Company	FHA	1	0.1%	50%	$335,000
City Lending Inc. A+5.0 ★Texas Ratio: 1.71%	Conventional	1	0.1%	100%	$95,000	View
Navigant Credit Union	Conventional	1	0.1%	100%	$195,000
HomeXpress Mortgage Corp.	Conventional, Jumbo	1	0.1%	33.3%	$1,865,000
Michigan Mutual, Inc	FHA	1	0.1%	50%	$445,000
Willow Bend Mortgage Company, LLC	Conventional	1	0.1%	100%	$415,000
Success Mortgage Partners, Inc	FHA	1	0.1%	100%	$385,000
Scott Credit Union	Conventional	1	0.1%	100%	$205,000
Network Funding, L.P.	Conventional	1	0.1%	100%	$125,000
Intercoastal Mortgage, LLC A+5.0 ★Texas Ratio: 0.40%	Conventional, Jumbo	1	0.1%	100%	$1,045,000	View
Northwest Federal Credit Union	Conventional	1	0.1%	100%	$75,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$405,000
Interaudi Bank	Conventional, Jumbo	1	0.1%	100%	$805,000
Flexpoint, Inc.	Conventional	1	0.1%	75%	$425,000
Click n' Close, Inc.	Conventional	1	0.1%	100%	$245,000
Network Capital Funding Corporation	FHA	1	0.1%	25%	$475,000
American Financing Corporation	VA	1	0.1%	100%	$345,000
ClearPath Lending	VA	1	0.1%	100%	$225,000
Pivot Financial Partners, Inc	Conventional	1	0.1%	100%	$745,000
American Federal Mortgage Corporation	Conventional	1	0.1%	50%	$215,000
Strong Home Mortgage, LLC	Conventional	1	0.1%	100%	$365,000
First Colony Mortgage Corporat	Conventional	1	0.1%	50%	$585,000
American Heritage Lending, LLC	Conventional	1	0.1%	75%	$185,000
Homeowners Financial Group, LLC	Conventional	1	0.1%	100%	$225,000
My Mortgage, Inc	Conventional	1	0.1%	100%	$335,000
Capital Center LLC	Conventional	1	0.1%	100%	$255,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$545,000	View
First Central State Bank A+5.0 ★Texas Ratio: 1.64%	Conventional	1	0.1%	100%	$155,000	View
Beeline Loans, Inc.	Conventional	1	0.1%	100%	$395,000
Loanpeople, LLC	Conventional	1	0.1%	100%	$805,000
Embrace Home Loans, Inc.	Conventional	1	0.1%	100%	$235,000
Greenway Mortgage Funding Corp.	FHA	1	0.1%	100%	$375,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, Jumbo	1	0.1%	100%	$1,755,000
Bank7 A+5.0 ★Texas Ratio: 2.55%	Conventional, Jumbo	1	0.1%	100%	$2,005,000	View
Synovus Bank	Conventional	1	0.1%	50%	$755,000
Union Savings Bank	Conventional	1	0.1%	100%	$535,000
GuardHill Financial LLC	Conventional	1	0.1%	100%	$515,000
Emet Lending Group, Inc.	Conventional	1	0.1%	100%	$295,000
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$325,000
Genway Home Mortgage, Inc.	FHA	1	0.1%	100%	$325,000
Geneva Financial LLC	Conventional	1	0.1%	100%	$205,000
Prosperity Home Mortgage, LLC	Conventional	1	0.1%	100%	$165,000
Veritas Funding, LLC	VA	1	0.1%	100%	$185,000
Deutsche Bank Trust Company Americas A+5.0 ★Texas Ratio: 1.44%	Conventional, Jumbo	1	0.1%	100%	$3,255,000	View
Ardent Federal Credit Union A5.0 ★Texas Ratio: 7.48%	Conventional, Jumbo	1	0.1%	50%	$505,000	View
1St 2Nd Mortgage Company of N.J., Inc.	Conventional	1	0.1%	100%	$305,000
RiverWorks Credit Union	Conventional, Jumbo	1	0.1%	100%	$1,405,000
Vista Bank A+5.0 ★Texas Ratio: 4.72%	Conventional, Jumbo	1	0.1%	100%	$3,755,000	View
Summit Mortgage Corporation	VA	1	0.1%	100%	$315,000
Meadowbrook Financial Mortgage Bankers Corp.	Conventional	1	0.1%	100%	$145,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	FHA	1	0.1%	100%	$395,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, Jumbo	1	0.1%	100%	$1,535,000	View
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0.1%	100%	$485,000
Community First Bank	Conventional	1	0.1%	100%	$215,000
Southwest Stage Funding LLC	Conventional	1	0.1%	100%	$415,000
State Departmenet Federal Credit Union	Conventional	1	0.1%	100%	$405,000
Reliance First Capital, LLC	FHA	1	0.1%	100%	$345,000
Texana Bank	VA	1	0.1%	100%	$355,000
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0.1%	100%	$175,000	View
Security Service	Conventional, Jumbo	1	0.1%	100%	$875,000
Leaderone Financial Corp.	Conventional	1	0.1%	100%	$335,000
Texas Gulf Bank, N.A.	Conventional, Jumbo	1	0.1%	100%	$855,000
Cake Mortgage Corp.	Conventional	1	0.1%	100%	$915,000
Village Capital & Investment	FHA	1	0.1%	28.6%	$535,000
Coastal Community Bank	HELOC	0 +18 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +12 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +3 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +3 HELOCs	0%	0%
Quorum Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +2 HELOCs	0%	n/a		View
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Cnb Bank A5.0 ★Texas Ratio: 6.26%	HELOC	0 +1 HELOCs	0%	n/a		View
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Bell Bank A+5.0 ★Texas Ratio: 3.66%	HELOC	0 +1 HELOCs	0%	n/a		View
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	HELOC	0 +1 HELOCs	0%	n/a		View
All In Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Teachers Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Northrop Grumman Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
RBC Bank (Georgia), N.A.	HELOC	0 +1 HELOCs	0%	0%

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

West Palm Beach Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in West Palm Beach, Florida

Looking for mortgage lenders near me or mortgage brokers near me in West Palm Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in West Palm Beach in 2025, with lenders based there listed first.

Types of Mortgage Lenders in West Palm Beach, FL

Use these to narrow the list above. Each category shows how many West Palm Beach, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 159 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 80 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 38 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 67 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 33 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 67 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 39 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in West Palm Beach, FL

Independent mortgage companies closed 74.7 percent of home loans in West Palm Beach, Florida in 2025, banks 21.2 percent and credit unions 4.1 percent. New Day Financial, LLC. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Gold Coast Federal Credit Union the largest credit union. Among lenders headquartered in Florida, Seacoast National Bank led with 6 loans.

74.7%

Mortgage companies

21.2%

Banks

4.1%

Credit unions

17%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in West Palm Beach, FL

Who is the largest mortgage lender in West Palm Beach, FL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in West Palm Beach, Florida with 60 loans, about 4.3 percent of the market. The largest lender headquartered in Florida was Seacoast National Bank with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in West Palm Beach, FL have the highest approval rates?

Among lenders with meaningful volume in West Palm Beach, Florida, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 95.7 percent, against a 72.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which West Palm Beach, FL mortgage lenders offer FHA, VA and USDA loans?

67 lenders closed FHA loans in West Palm Beach, Florida in 2025, led by United Wholesale Mortgage with 58. 33 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this West Palm Beach, FL lender list?

Yes. 80 banks and 38 credit unions closed home loans in West Palm Beach, Florida in 2025, alongside 159 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in West Palm Beach, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in West Palm Beach, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in West Palm Beach, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up West Palm Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.