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Mortgage Lenders and Brokers in Seminole, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Seminole, Florida mortgage lenders include Third Federal Savings and LoanThird Federal Savings and Loan7750 Seminole Blvd, Seminole, FL 33772A+5.0 ★Texas Ratio: 2.32%, Regions BankRegions Bank7800 113th St, Seminole, FL 33772A+5.0 ★Texas Ratio: 4.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA7796 113th St, Seminole, FL 33772A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA13099 Park Blvd, Seminole, FL 33776A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA6801 Seminole Blvd, Seminole, FL 33772A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank7600 Seminole Blvd, Seminole, FL 33772A+5.0 ★Texas Ratio: 2.87%, Republic Bank & TrustRepublic Bank & Trust7800 Seminole Blvd, Seminole, FL 33772A+5.0 ★Texas Ratio: 2.91%, Fifth Third Bank, National AssociationFifth Third Bank, National Association10899 Park Blvd, Seminole, FL 33772A+5.0 ★Texas Ratio: 3.22%, Gte Federal Credit UnionGte Federal Credit Union7691 Starkey Rd, Seminole, FL 33777A5.0 ★Texas Ratio: 7.65%, and Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Seminole, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Seminole are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Seminole, Florida

Market share is the lender's share of all home loans closed in Seminole, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Third Federal Savings and Loan 1 office in Seminole 7750 Seminole Blvd, Seminole, FL 33772 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	14 +24 HELOCs	1.9%	78.9%	$264,285	View
Regions Bank 1 office in Seminole 7800 113th St, Seminole, FL 33772 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	12 +27 HELOCs	1.6%	73.7%	$150,833	View
JPMorgan Chase Bank, NA 1 office in Seminole 7796 113th St, Seminole, FL 33772 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo, HELOC	11 +1 HELOCs	1.5%	91.7%	$442,272	View
Wells Fargo Bank NA 2 offices in Seminole 13099 Park Blvd, Seminole, FL 33776 A+5.0 ★Texas Ratio: 5.36%	Conventional	6	0.8%	60%	$223,333	View
Bank of America NA 1 office in Seminole 6801 Seminole Blvd, Seminole, FL 33772 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	5 +17 HELOCs	0.7%	55.6%	$317,000	View
Truist Bank ★ 1 stars, 1 review 1 office in Seminole 7600 Seminole Blvd, Seminole, FL 33772 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	5 +8 HELOCs	0.7%	100%	$519,000	View
Republic Bank & Trust 1 office in Seminole 7800 Seminole Blvd, Seminole, FL 33772 A+5.0 ★Texas Ratio: 2.91%	Conventional, HELOC	5 +2 HELOCs	0.7%	100%	$271,000	View
Fifth Third Bank, National Association 1 office in Seminole 10899 Park Blvd, Seminole, FL 33772 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	3 +15 HELOCs	0.4%	60%	$221,666	View
Gte Federal Credit Union 7691 Starkey Rd, Seminole, FL 33777 A5.0 ★Texas Ratio: 7.65%	Conventional, FHA, HELOC	10 +1 HELOCs	1.3%	83.3%	$189,000	View
Midflorida Credit Union ★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18%	Conventional, HELOC	7 +6 HELOCs	0.9%	46.7%	$86,428	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	7 +3 HELOCs	0.9%	70%	$496,428	View
Achieva Credit Union 4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57%	Conventional, HELOC	6 +37 HELOCs	0.8%	66.7%	$180,000	View
First Horizon Bank ★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76%	Conventional, VA	5	0.7%	100%	$421,000	View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	Conventional, Jumbo, HELOC	4 +9 HELOCs	0.5%	100%	$492,500	View
Southstate Bank, National Association ★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27%	Conventional	2	0.3%	100%	$465,000	View
Grow Financial Federal Credit Union 11008 Arcade Pl, Bradenton, FL 34211 A+5.0 ★Texas Ratio: 3.70%	Conventional	2	0.3%	100%	$50,000	View
United Community Bank 601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97%	Conventional, Jumbo	2	0.3%	100%	$760,000	View
Valley National Bank 19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76%	Conventional	2	0.3%	100%	$330,000	View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$445,000	View
Usf Credit Union 16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76%	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$65,000	View
Floridacentral Credit Union 8202 113th St, Seminole, FL 33772 4127 A+5.0 ★Texas Ratio: 5.46%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$45,000	View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$85,000	View
Hancock Whitney Bank ★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41%	VA	1	0.1%	100%	$345,000	View
M&T Bank 850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	50%	$385,000	View
First Federal Bank 300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10%	FHA	1	0.1%	100%	$335,000	View
Flagship Bank 27950 Us Highway 19 North, Clearwater, FL 33761 A+5.0 ★Texas Ratio: 0.10%	Conventional	1	0.1%	100%	$195,000	View
Raymond James Bank 710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$655,000	View
The Bank of Tampa 10650 Boardwalk Loop, Bradenton, FL 34202 A+5.0 ★Texas Ratio: 2.04%	Conventional	1	0.1%	50%	$125,000	View
Florida Capital Bank, N.A 241 Sw 7th Ter, Gainesville, FL 32601	Conventional	1	0.1%	100%	$505,000
VyStar Credit Union 16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56%	Conventional	1	0.1%	50%	$85,000	View
Citibank, NA 18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0.1%	100%	$345,000	View
Ameris Bank ★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82%	VA	1	0.1%	100%	$695,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +4 HELOCs	0%	n/a		View
Amerant Bank, N.A. 3001 Aventura Blvd, Aventura, FL 33180 B+4.7 ★Texas Ratio: 18.65%	HELOC	0 +1 HELOCs	0%	n/a		View
First American Bank 540 Biltmore Way, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +1 HELOCs	0%	n/a		View
TD Bank 514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71%	HELOC	0 +1 HELOCs	0%	0%		View
Freedom Mortgage Corporation	Conventional, FHA, VA	10	1.3%	68.8%	$342,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	6	0.8%	100%	$253,333	View
Acrisure Mortgage, LLC	Conventional, FHA, VA	6	0.8%	100%	$315,000
Lakeview Loan Servicing, LLC	Conventional, FHA	4	0.5%	62.5%	$230,000
First Equity Mortgage Bankers Inc.	Conventional	2	0.3%	100%	$445,000
New Day Financial, LLC.	VA	2	0.3%	66.7%	$320,000
PHH Mortgage Corporation	VA	1	0.1%	100%	$395,000
Milo Credit, LLC	Conventional, Jumbo	1	0.1%	100%	$955,000
Fairway Funding Group, Inc	Conventional	1	0.1%	100%	$325,000
Community First Credit Union of FLorida A+5.0 ★Texas Ratio: 3.41%	Conventional	1	0.1%	100%	$505,000	View
The Mortgage Firm	VA	1	0.1%	100%	$375,000
Bayfirst Financial A5.0 ★Texas Ratio: 10.20%	HELOC	0 +3 HELOCs	0%	n/a		View
Rocket Mortgage	Conventional, FHA, VA, Jumbo	84	11.1%	83.8%	$275,357
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	75 +5 HELOCs	9.9%	86.2%	$366,600
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	31 +2 HELOCs	4.1%	96.9%	$465,322
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, VA, Jumbo	22	2.9%	74.2%	$289,090	View
Everett Financial, Inc.	Conventional, FHA, VA	18	2.4%	90%	$271,111
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	17	2.3%	70.8%	$422,058
VanDyk Mortgage Corporation	Conventional, FHA, VA, Jumbo	15	2%	100%	$354,333
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	12 +6 HELOCs	1.6%	66.7%	$335,000
loanDepot.com LLC	Conventional, FHA	12	1.6%	63.2%	$186,666
Movement Mortgage, LLC	Conventional, FHA, VA, Jumbo	12	1.6%	100%	$623,333
Toll Brothers Mortgage Company	Conventional	11	1.5%	100%	$456,818
Mortgage Research Center	VA	11	1.5%	73.3%	$407,727
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, USDA, Jumbo, HELOC	9 +1 HELOCs	1.2%	100%	$377,222	View
Nationstar Mortgage	Conventional, FHA	9	1.2%	64.3%	$140,555
Fairway Independent Mort Corp	Conventional, FHA	9	1.2%	100%	$415,000
Kind Lending, LLC	Conventional, FHA	8	1.1%	100%	$353,750
Legend Lending Corporation	Conventional, FHA	8	1.1%	88.9%	$313,750
New American Funding, LLC.	Conventional, FHA, HELOC	7 +1 HELOCs	0.9%	100%	$282,142
Click n' Close, Inc.	Conventional, FHA	7	0.9%	87.5%	$267,857
The Loan Store, Inc	Conventional, FHA, HELOC	6 +3 HELOCs	0.8%	100%	$370,000
Union Home Mortgage Corp.	Conventional, FHA	6	0.8%	100%	$303,333
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional, FHA, VA	6	0.8%	85.7%	$531,666	View
Guaranteed Rate, Inc.	Conventional, FHA, HELOC	5 +2 HELOCs	0.7%	83.3%	$347,000
American Financial Resources LLC	Conventional, FHA	5	0.7%	100%	$409,000
Resicentral LLC	Conventional, FHA	5	0.7%	100%	$323,000
Amerisave Mortgage Company	Conventional, FHA	5	0.7%	31.6%	$195,000
Discover Bank	Conventional	5	0.7%	35.7%	$77,000
Nfm, Inc	Conventional	5	0.7%	100%	$233,000
T2 Financial LLC	Conventional, FHA, VA	5	0.7%	100%	$335,000
Zillow Home Loans, LLC	Conventional, FHA	5	0.7%	83.3%	$449,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	5	0.7%	50%	$223,000	View
Guaranteed Rate Affinity, LLC	Conventional	4	0.5%	100%	$340,000
Waterstone Mortgage Corporation	Conventional	4	0.5%	100%	$440,000
Mutual of Omaha Mortgage	Conventional	4	0.5%	66.7%	$330,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	4	0.5%	100%	$752,500	View
Top Flite Financial, Inc.	Conventional, VA	4	0.5%	100%	$185,000
Gershman Investment Corp.	Conventional, FHA	4	0.5%	80%	$352,500
Leaderone Financial Corp.	Conventional, VA	4	0.5%	100%	$420,000
Spring Eq, LLC	Conventional, HELOC	3 +4 HELOCs	0.4%	37.5%	$95,000
Gold Star Mortgage Financial Group, Corporation	Conventional	3	0.4%	100%	$385,000
Go Mortgage, LLC	Conventional	3	0.4%	100%	$258,333
American Financial Network, Inc.	Conventional, VA	3	0.4%	100%	$411,666
Homeowners Financial Group, LLC	Conventional	3	0.4%	100%	$328,333
Cardinal Financial Company, Li	Conventional	3	0.4%	100%	$358,333
Sierra Pacific Mortgage Co. Inc	Conventional	3	0.4%	100%	$255,000
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional	3	0.4%	60%	$128,333	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	3	0.4%	100%	$185,000	View
Ark-La-Tex Financial Services LLC	Conventional, FHA	3	0.4%	75%	$365,000
HomeBridge Financial Services, Inc	Conventional, FHA, HELOC	2 +3 HELOCs	0.3%	40%	$330,000
Liberty Federal Credit Union ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12%	Conventional, Jumbo	2	0.3%	100%	$1,115,000	View
Primelending	Conventional	2	0.3%	100%	$125,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	2	0.3%	100%	$290,000	View
Advisors Mortgage Group, LLC	Conventional	2	0.3%	100%	$410,000
Southeast Mortgage of Georgia, Inc.	Conventional, FHA	2	0.3%	100%	$410,000
Planet Home Lending, LLC	VA, Jumbo	2	0.3%	66.7%	$1,010,000
BoxCar Mortgage, LLC	FHA	2	0.3%	100%	$305,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, VA	2	0.3%	100%	$330,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	2	0.3%	100%	$180,000	View
21St Mortgage	Conventional	2	0.3%	40%	$125,000
Paramount Residential Mortgage	Conventional	2	0.3%	100%	$215,000
Village Capital & Investment	FHA, VA	2	0.3%	75%	$435,000
JMAC Lending, Inc.	Conventional	2	0.3%	66.7%	$220,000
DFCU Financial	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$335,000
Bank Ozk	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$255,000
Pentagon Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$275,000
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$665,000	View
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$355,000	View
Synovus Bank	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$165,000
Better Mortgage Corporation	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$585,000
Genisys Credit Union	Conventional	1	0.1%	100%	$745,000
Southwest Airlines FCU	Conventional	1	0.1%	100%	$95,000
Ruoff Mortgage Company	Conventional	1	0.1%	100%	$365,000
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$195,000
Tidewater Mortgage Services, Inc	Conventional	1	0.1%	100%	$165,000
First Community Mortgage, Inc.	Conventional	1	0.1%	100%	$435,000
North Shore Bank of Commerce A+5.0 ★Texas Ratio: 1.35%	Conventional	1	0.1%	100%	$555,000	View
Atlantic Coast Mortgage, LLC	Conventional	1	0.1%	100%	$125,000
Primary Residential Mortgage, INC.	Conventional	1	0.1%	100%	$125,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$465,000
MortgageOne, Inc	Conventional	1	0.1%	100%	$165,000
Kleberg Bank N.A. A+5.0 ★Texas Ratio: 0.69%	Conventional, Jumbo	1	0.1%	100%	$905,000	View
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$545,000
Nbkc Bank	Conventional	1	0.1%	100%	$465,000
Allied Mortgage Group, Inc	Conventional	1	0.1%	100%	$95,000
Norwich Commercial Group Inc	VA	1	0.1%	100%	$485,000
Loanunited.Com, LLC	Conventional	1	0.1%	50%	$295,000
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$385,000
5Th Sreet Capital Inc.	Conventional, Jumbo	1	0.1%	100%	$1,025,000
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$455,000
Capital City Home Loans, LLC A+5.0 ★Texas Ratio: 2.55%	Conventional	1	0.1%	100%	$595,000	View
Emporium Tpo LLC	Conventional, Jumbo	1	0.1%	100%	$1,115,000
Guild Mortgage Company	Conventional	1	0.1%	100%	$305,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$685,000	View
Universal Mortgage & Finance, Inc	Conventional	1	0.1%	100%	$375,000
Michigan Mutual, Inc	FHA	1	0.1%	100%	$505,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0.1%	100%	$215,000
Sun West Mortgage Company, Inc	FHA	1	0.1%	100%	$265,000
American Financing Corporation	Conventional	1	0.1%	50%	$65,000
ClearPath Lending	VA	1	0.1%	100%	$355,000
Securitynational Mortgage Company	Conventional	1	0.1%	33.3%	$295,000
Strong Home Mortgage, LLC	VA	1	0.1%	100%	$465,000
American Heritage Lending, LLC	Conventional	1	0.1%	100%	$445,000
Greenbox Loans	Conventional	1	0.1%	100%	$75,000
My Mortgage, Inc	FHA	1	0.1%	100%	$295,000
Point Mortgage Corp	Conventional	1	0.1%	100%	$415,000
Stg Mortgage Inc	Conventional	1	0.1%	100%	$415,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA, Jumbo	1	0.1%	100%	$1,035,000	View
Credence Funding Corporation	VA	1	0.1%	100%	$315,000
Embrace Home Loans, Inc.	Conventional	1	0.1%	100%	$435,000
Provident Funding Associates	Conventional	1	0.1%	50%	$395,000
Altra Federal Credit Union	Conventional	1	0.1%	100%	$235,000
United Home Loans, Inc. A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	100%	$715,000	View
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$185,000
Gardner Financial Services	Conventional	1	0.1%	100%	$575,000
Union Savings Bank	Conventional	1	0.1%	100%	$545,000
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	1	0.1%	100%	$405,000	View
Paramount Bank A5.0 ★Texas Ratio: 8.70%	Conventional	1	0.1%	100%	$415,000	View
Lake Michigan Credit Union	Conventional	1	0.1%	100%	$375,000
Member First Mortgage, LLC	FHA	1	0.1%	100%	$335,000
Mission Loans, LLC	Conventional	1	0.1%	100%	$325,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	FHA	1	0.1%	100%	$395,000	View
Towne Mortgage Company	Conventional	1	0.1%	100%	$195,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$335,000	View
Mortgage Solutions of Colorado	FHA	1	0.1%	100%	$175,000
Logan Finance Corporation	Conventional	1	0.1%	100%	$515,000
Citadel Servicing Corporation	Conventional, Jumbo	1	0.1%	100%	$1,505,000
Nations Direct Mortgage, LLC	Conventional	1	0.1%	100%	$325,000
Hometown Funding, INC. D/B/A CNB Mortgage Company	Conventional	1	0.1%	100%	$205,000
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$365,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	50%	$355,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$275,000
Plaza Home Mortgage, Inc	Conventional	1	0.1%	33.3%	$145,000
Champions Funding, LLC	Conventional	1	0.1%	50%	$595,000
Flyhomes Mortgage LLC	Conventional	1	0.1%	100%	$205,000
Coastal Community Bank	HELOC	0 +6 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +4 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +3 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	0%
Goodleap, LLC	HELOC	0 +2 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
AmWest Funding Corp	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Seminole Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Seminole, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Seminole? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Seminole in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Seminole, FL

Use these to narrow the list above. Each category shows how many Seminole, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 117 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 53 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 23 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 44 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 33 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 20 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 28 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Seminole, FL

Independent mortgage companies closed 75.2 percent of home loans in Seminole, Florida in 2025, banks 17.5 percent and credit unions 7.3 percent. Freedom Mortgage Corporation was the largest mortgage company, Third Federal Savings and Loan the largest bank and Gte Federal Credit Union the largest credit union. Among lenders headquartered in Florida, Gte Federal Credit Union led with 10 loans.

75.2%

Mortgage companies

17.5%

Banks

7.3%

Credit unions

11%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

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Frequently Asked Questions About Mortgage Lenders in Seminole, FL

Who is the largest mortgage lender in Seminole, FL?

By home loans closed in 2025, Third Federal Savings and Loan was the largest mortgage lender in Seminole, Florida with 14 loans, about 1.9 percent of the market. The largest lender headquartered in Florida was Gte Federal Credit Union with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Seminole, FL have the highest approval rates?

Among lenders with meaningful volume in Seminole, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 86.2 percent, against a 81.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Seminole, FL mortgage lenders offer FHA, VA and USDA loans?

44 lenders closed FHA loans in Seminole, Florida in 2025, led by Rocket Mortgage with 11. 33 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Seminole, FL lender list?

Yes. 53 banks and 23 credit unions closed home loans in Seminole, Florida in 2025, alongside 117 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Seminole, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Seminole, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Seminole, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Seminole. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.