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Mortgage Lenders and Brokers in Palm Beach Gardens, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Palm Beach Gardens, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA5220 Donald Ross Rd, Palm Beach Gardens, FL 33418A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA6261 Pga Blvd, Palm Beach Gardens, FL 33418A+5.0 ★Texas Ratio: 4.14%, Velocity Community Federal Credit UnionVelocity Community Federal Credit Union2801 PGA BLVD STE 120, PALM BEACH GARDENS, FL 33410A+5.0 ★Texas Ratio: 3.08%, Wells Fargo Bank NAWells Fargo Bank NA4440 Pga Blvd Ste 101, Palm Beach Gardens, FL 33410A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank2570 Pga Blvd, Palm Beach Gardens, FL 33410A+5.0 ★Texas Ratio: 2.87%, PNC Bank N.A.PNC Bank N.A.800 Devonshire Way, Palm Beach Gardens, FL 33418A+5.0 ★Texas Ratio: 4.24%, Fifth Third Bank, National AssociationFifth Third Bank, National Association2401 Pga Blvd, Palm Beach Gardens, FL 33410A+5.0 ★Texas Ratio: 3.22%, Citibank, NACitibank, NA18999 Biscayne Blvd, Aventura, FL 33180A+5.0 ★Texas Ratio: 2.82%, Southstate Bank, National AssociationSouthstate Bank, National Association10891 N Military Trl, Palm Beach Gardens, FL 33410A+5.0 ★Texas Ratio: 2.27%, and Flagstar Bank NAFlagstar Bank NA11375 Legacy Ave, Palm Beach Gardens, FL 33410D3.3 ★Texas Ratio: 35.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Palm Beach Gardens, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Palm Beach Gardens are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Palm Beach Gardens, Florida

Market share is the lender's share of all home loans closed in Palm Beach Gardens, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 5 offices in Palm Beach Gardens 5220 Donald Ross Rd, Palm Beach Gardens, FL 33418 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo, HELOC	84 +4 HELOCs	6%	89.5%	$1,053,095	View
Bank of America NA 2 offices in Palm Beach Gardens 6261 Pga Blvd, Palm Beach Gardens, FL 33418 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	37 +36 HELOCs	2.7%	86%	$1,075,270	View
Velocity Community Federal Credit Union 2801 PGA BLVD STE 120, PALM BEACH GARDENS, FL 33410 A+5.0 ★Texas Ratio: 3.08%	Conventional	23	1.6%	75%	$136,739	View
Wells Fargo Bank NA 3 offices in Palm Beach Gardens 4440 Pga Blvd Ste 101, Palm Beach Gardens, FL 33410 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	17	1.2%	73.9%	$942,058	View
Truist Bank ★ 1 stars, 1 review 2 offices in Palm Beach Gardens 2570 Pga Blvd, Palm Beach Gardens, FL 33410 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	11 +23 HELOCs	0.8%	100%	$757,727	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2 offices in Palm Beach Gardens 800 Devonshire Way, Palm Beach Gardens, FL 33418 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	10 +24 HELOCs	0.7%	83.3%	$857,000	View
Fifth Third Bank, National Association 2 offices in Palm Beach Gardens 2401 Pga Blvd, Palm Beach Gardens, FL 33410 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	8 +9 HELOCs	0.6%	72.7%	$506,250	View
Citibank, NA 1 office in Palm Beach Gardens 18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	7 +1 HELOCs	0.5%	72.7%	$1,870,714	View
Southstate Bank, National Association ★ 5 stars, 1 review 1 office in Palm Beach Gardens 10891 N Military Trl, Palm Beach Gardens, FL 33410 A+5.0 ★Texas Ratio: 2.27%	Conventional, Jumbo, HELOC	4 +4 HELOCs	0.3%	100%	$1,112,500	View
Flagstar Bank NA 1 office in Palm Beach Gardens 11375 Legacy Ave, Palm Beach Gardens, FL 33410 D3.3 ★Texas Ratio: 35.11%	Conventional	4	0.3%	100%	$440,000	View
Seacoast National Bank ★ 5 stars, 1 review 1 office in Palm Beach Gardens 3001 Pga Blvd, Palm Beach Gardens, FL 33410 A+5.0 ★Texas Ratio: 2.72%	Conventional, Jumbo, HELOC	3 +8 HELOCs	0.2%	100%	$595,000	View
Regions Bank 1 office in Palm Beach Gardens 11790 Us Highway 1, Palm Beach Gardens, FL 33408 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.1%	75%	$650,000	View
United Community Bank 1 office in Palm Beach Gardens 4290 Professional Center Dr, Palm Beach Gardens, FL 33410 A+5.0 ★Texas Ratio: 2.97%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$255,000	View
Keybank National Association 1 office in Palm Beach Gardens 3507 Kyoto Gardens Dr, Palm Beach Gardens, FL 33410 A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0.1%	100%	$275,000	View
Mortgage300 Corporation	Conventional, Jumbo	7	0.5%	100%	$570,714
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, Jumbo, HELOC	18 +4 HELOCs	1.3%	95%	$967,222	View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	17 +19 HELOCs	1.2%	77.3%	$752,058	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	14 +25 HELOCs	1%	75%	$169,285	View
TD Bank 514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	12 +17 HELOCs	0.9%	92.3%	$799,166	View
Power Financial Credit Union 14854 S Military Trl, Delray Beach, FL 33484 8153 A-4.9 ★Texas Ratio: 16.71%	Conventional, Jumbo, HELOC	10 +4 HELOCs	0.7%	100%	$646,000	View
First Horizon Bank ★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	7 +5 HELOCs	0.5%	87.5%	$1,212,142	View
Valley National Bank 19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	6 +3 HELOCs	0.4%	100%	$520,000	View
Ithink Financial Credit Union 5070 PGA Blvd Ste 100, Palm Beach Gardens, FL 33418 3939 A+5.0 ★Texas Ratio: 5.06%	Conventional, Jumbo, HELOC	4 +6 HELOCs	0.3%	80%	$827,500	View
Trustco Bank ★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	4 +3 HELOCs	0.3%	83.3%	$407,500	View
Hsbc Bank USA, NA 2950 Aventura Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo, HELOC	4 +1 HELOCs	0.3%	100%	$1,097,500	View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	Conventional, Jumbo, HELOC	3 +15 HELOCs	0.2%	75%	$518,333	View
First Ciitizens Bank and Trust 101 Indian Rocks Rd N, Belleair Bluffs, FL 33770 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo, HELOC	3 +3 HELOCs	0.2%	60%	$1,411,666	View
City National Bank of Florida 5100 Pga Blvd Suite 101, Palm Beach Gardens, FL 33418 A5.0 ★Texas Ratio: 7.12%	Conventional, VA, Jumbo	3	0.2%	75%	$631,666	View
M&T Bank 850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.1%	100%	$795,000	View
Fairwinds Credit Union 891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$645,000	View
CIBC Bank USA 340 Royal Palm Way, Palm Beach, FL 33480 A+5.0 ★Texas Ratio: 5.05%	Conventional, Jumbo	2	0.1%	66.7%	$915,000	View
First Federal Bank 300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10%	Conventional	2	0.1%	100%	$755,000	View
Banesco USA 2950 Ne 207th St, Aventura, FL 33180 A+5.0 ★Texas Ratio: 3.01%	Conventional, Jumbo	2	0.1%	100%	$935,000	View
Centennial Bank 22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14%	Conventional, Jumbo	2	0.1%	100%	$1,155,000	View
Midflorida Credit Union ★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18%	Conventional, HELOC	1 +1 HELOCs	0.1%	20%	$355,000	View
Bny Mellon, N.A. 350 E Las Olas Blvd Ste 1400, Fort Lauderdale, FL 33301 A+5.0 ★Texas Ratio: 0.37%	Conventional, Jumbo	1	0.1%	100%	$1,005,000	View
Huntington National Bank 8889 Pelican Bay Blvd, Naples, FL 34108 A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$305,000	View
Triad Financial Services, Inc. 1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93%	Conventional	1	0.1%	40%	$155,000	View
Helm Bank USA 999 Brickell Ave, Miami, FL 33131 A5.0 ★Texas Ratio: 10.01%	Conventional	1	0.1%	100%	$705,000	View
Pinnacle Bank 130 S Park Ave, Apopka, FL 32703 A+5.0 ★Texas Ratio: 3.04%	Conventional	1	0.1%	100%	$255,000	View
Renasant Bank 16404 Nw 17th Drive, Alachua, FL 32615 A+5.0 ★Texas Ratio: 4.72%	Conventional	1	0.1%	100%	$715,000	View
First Choice Credit Union 7305 N Military Trl, Riviera Beach, FL 33410 7417 A+5.0 ★Texas Ratio: 2.64%	Conventional	1	0.1%	100%	$15,000	View
Gold Coast Federal Credit Union 145 N Main St Ste 103, Belle Glade, FL 33430 2644 A+5.0 ★Texas Ratio: 1.70%	Conventional	1	0.1%	100%	$65,000	View
Commerce Bank 10010 Coconut Rd, Bonita Springs, FL 34135 A+5.0 ★Texas Ratio: 0.89%	Conventional, Jumbo	1	0.1%	100%	$1,005,000	View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	Conventional	1	0.1%	100%	$355,000	View
Cogent Bank 1001 3rd Ave W, Bradenton, FL 34205 A+5.0 ★Texas Ratio: 2.54%	Conventional	1	0.1%	100%	$465,000	View
The Northern Trust Co 3100 N Military Trl, Boca Raton, FL 33431 A4.7 ★Texas Ratio: 0.83%	Conventional, Jumbo	1	0.1%	100%	$2,245,000	View
Grow Financial Federal Credit Union 11008 Arcade Pl, Bradenton, FL 34211 A+5.0 ★Texas Ratio: 3.70%	Conventional, Jumbo	1	0.1%	100%	$1,015,000	View
Raymond James Bank 710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	1	0.1%	100%	$1,305,000	View
Bradesco Bank 3011 Ponce De Leon Boulevard Ph1, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 1.32%	Conventional, Jumbo	1	0.1%	100%	$1,905,000	View
Natbank N.A. 970 N Congress Ave, Boynton Beach, FL 33426 A+5.0 ★Texas Ratio: 0.01%	Conventional	1	0.1%	100%	$485,000	View
Ameris Bank ★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82%	VA	1	0.1%	50%	$355,000	View
Gte Federal Credit Union 7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65%	HELOC	0 +3 HELOCs	0%	n/a		View
Tropical Financial Credit Union 8947 W Atlantic Blvd, Coral Springs, FL 33071 A5.0 ★Texas Ratio: 6.93%	HELOC	0 +2 HELOCs	0%	0%		View
BrightStar Credit Union 600 SE 3rd Ave, Fort Lauderdale, FL 33301 A+5.0 ★Texas Ratio: 4.57%	HELOC	0 +2 HELOCs	0%	n/a		View
Amerant Bank, N.A. 3001 Aventura Blvd, Aventura, FL 33180 B+4.7 ★Texas Ratio: 18.65%	HELOC	0 +2 HELOCs	0%	n/a		View
First American Bank 540 Biltmore Way, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +1 HELOCs	0%	n/a		View
The Mortgage Firm	Conventional, FHA, Jumbo	26	1.9%	100%	$510,000
Nqm Funding, LLC	Conventional, VA, Jumbo	22	1.6%	88.5%	$898,636
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	12	0.9%	85.7%	$917,500	View
First Equity Mortgage Bankers Inc.	Conventional, Jumbo	11	0.8%	100%	$965,909
Freedom Mortgage Corporation	Conventional, FHA, VA	9	0.6%	83.3%	$503,888
Acrisure Mortgage, LLC	Conventional, VA, Jumbo	5	0.4%	100%	$825,000
Lakeview Loan Servicing, LLC	Conventional, FHA	3	0.2%	15.8%	$478,333
PHH Mortgage Corporation	Conventional	3	0.2%	100%	$348,333
New Day Financial, LLC.	VA	2	0.1%	66.7%	$355,000
FineMark National Bank & Trust	Conventional	2	0.1%	100%	$525,000
Milo Credit, LLC	Conventional	1	0.1%	100%	$325,000
Lennar Mortgage, LLC	Conventional	1	0.1%	100%	$435,000
Mortgage Financial Group Inc	Conventional	1	0.1%	100%	$455,000
Builders Choice Mortgage LLC	Conventional	1	0.1%	50%	$405,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	131 +7 HELOCs	9.4%	89.4%	$510,343
Rocket Mortgage	Conventional, FHA, VA, Jumbo, HELOC	95 +1 HELOCs	6.8%	73.3%	$430,894
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	60 +10 HELOCs	4.3%	92.3%	$536,833
Pulte Mortgage LLC	Conventional, VA, Jumbo	53	3.8%	89.8%	$707,075
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	40	2.9%	72.7%	$533,500
Toll Brothers Mortgage Company	Conventional, VA, Jumbo	24	1.7%	97.4%	$586,666
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo, HELOC	20 +1 HELOCs	1.4%	95.5%	$1,252,500	View
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, VA, Jumbo	18	1.3%	72%	$561,111	View
AmeriHome Mortgage Company, LLC	Conventional, Jumbo	17	1.2%	89.5%	$646,176
loanDepot.com LLC	Conventional, FHA, Jumbo, HELOC	16 +2 HELOCs	1.1%	76.2%	$339,375
Everett Financial, Inc.	Conventional, FHA, Jumbo	15	1.1%	100%	$591,666
Movement Mortgage, LLC	Conventional, HELOC	13 +1 HELOCs	0.9%	100%	$414,230
Kind Lending, LLC	Conventional, FHA, Jumbo	13	0.9%	77.8%	$402,692
Paramount Residential Mortgage	Conventional, FHA, Jumbo	13	0.9%	86.7%	$444,230
Nationstar Mortgage	Conventional	12	0.9%	75%	$190,000
Capital Partners Mortgage Services, LLC	Conventional, FHA, VA	11	0.8%	100%	$334,090
Fairway Independent Mort Corp	Conventional, FHA, Jumbo	11	0.8%	100%	$589,545
T2 Financial LLC	Conventional, FHA, Jumbo	10	0.7%	100%	$403,000
Guaranteed Rate Affinity, LLC	Conventional, FHA, Jumbo	9	0.6%	100%	$605,000
Nfm, Inc	Conventional, VA	9	0.6%	100%	$577,222
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	8 +5 HELOCs	0.6%	61.5%	$281,250
Guaranteed Rate, Inc.	Conventional, HELOC	8 +1 HELOCs	0.6%	88.9%	$461,250
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	8	0.6%	90%	$1,110,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	8	0.6%	72.7%	$720,000	View
New American Funding, LLC.	Conventional, Jumbo	8	0.6%	69.2%	$538,750
Mortgage Research Center	FHA, VA, Jumbo	7	0.5%	87.5%	$539,285
Spring Eq, LLC	Conventional, HELOC	6 +10 HELOCs	0.4%	42.9%	$110,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, Jumbo, HELOC	6 +1 HELOCs	0.4%	85.7%	$785,000	View
MortgageOne, Inc	Conventional, Jumbo	6	0.4%	100%	$651,666
Amerisave Mortgage Company	Conventional	6	0.4%	35.3%	$150,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	6	0.4%	85.7%	$1,728,333	View
Angel Oak Mortgage Solutions LLC	Conventional	6	0.4%	100%	$320,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, Jumbo	6	0.4%	100%	$391,666	View
Champions Funding, LLC	Conventional, Jumbo	6	0.4%	85.7%	$915,000
AmWest Funding Corp	Conventional, HELOC	5 +1 HELOCs	0.4%	100%	$313,000
Union Home Mortgage Corp.	Conventional, FHA, Jumbo	5	0.4%	100%	$517,000
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA	5	0.4%	100%	$339,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	4	0.3%	100%	$512,500	View
First Community Mortgage, Inc.	Conventional	4	0.3%	80%	$375,000
Primary Residential Mortgage, INC.	Conventional, FHA	4	0.3%	100%	$650,000
Filo Mortgage, LLC	Conventional	4	0.3%	100%	$490,000
American Financial Network, Inc.	Conventional, FHA	4	0.3%	100%	$302,500
Total Mortgage Services, LLC	Conventional	4	0.3%	100%	$442,500
Sierra Pacific Mortgage Co. Inc	Conventional	4	0.3%	100%	$437,500
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	4	0.3%	100%	$1,027,500	View
Mutual of Omaha Mortgage	Conventional, VA	4	0.3%	80%	$602,500
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional, FHA, VA	4	0.3%	80%	$510,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.3%	62.5%	$230,000	View
JMAC Lending, Inc.	Conventional, FHA, VA	4	0.3%	66.7%	$345,000
Better Mortgage Corporation	Conventional, Jumbo, HELOC	3 +2 HELOCs	0.2%	75%	$475,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional, FHA, HELOC	3 +1 HELOCs	0.2%	100%	$455,000	View
Primelending	Conventional, FHA, VA	3	0.2%	100%	$231,666
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, Jumbo	3	0.2%	100%	$808,333	View
Gold Star Mortgage Financial Group, Corporation	Conventional	3	0.2%	100%	$448,333
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	3	0.2%	85.7%	$425,000	View
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA	3	0.2%	100%	$531,666	View
Discover Bank	Conventional	3	0.2%	25%	$161,666
Absolute Home Mortgage	Conventional	3	0.2%	100%	$305,000
Planet Home Lending, LLC	FHA, VA	3	0.2%	60%	$551,666
Provident Funding Associates	Conventional	3	0.2%	100%	$458,333
Waterman Bank A5.0 ★Texas Ratio: 8.69%	Conventional	3	0.2%	100%	$595,000	View
Stockton Mortgage Corporation	Conventional	3	0.2%	100%	$471,666
Nationwide Mortgage Bankers, Inc.	Conventional, FHA, Jumbo	3	0.2%	100%	$995,000
Ark-La-Tex Financial Services LLC	Conventional, VA	3	0.2%	100%	$515,000
Leaderone Financial Corp.	Conventional	3	0.2%	100%	$425,000
The Loan Store, Inc	Conventional, FHA, Jumbo, HELOC	2 +4 HELOCs	0.1%	75%	$765,000
Pentagon Federal Credit Union	Conventional, VA, HELOC	2 +3 HELOCs	0.1%	50%	$355,000
Originpoint, LLC	Conventional, Jumbo	2	0.1%	100%	$735,000
Cornerstone First Mortgage, LLC	Conventional, Jumbo	2	0.1%	100%	$800,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	2	0.1%	100%	$3,465,000	View
American Financial Resources LLC	Conventional, FHA	2	0.1%	100%	$585,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	2	0.1%	100%	$510,000	View
SWBC Mortgage Corporation	Conventional	2	0.1%	100%	$560,000
Sage Home Loans Corporation	Conventional	2	0.1%	100%	$415,000
Guild Mortgage Company	Conventional, FHA, Jumbo	2	0.1%	100%	$1,080,000
Azuza LLC	Conventional, FHA	2	0.1%	100%	$595,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	2	0.1%	100%	$1,805,000	View
Flexpoint, Inc.	Conventional, Jumbo	2	0.1%	100%	$725,000
SIRVA Mortgage, Inc.	Conventional	2	0.1%	100%	$525,000
Highlands Residential Mortgage, Ltd.	Conventional, Jumbo	2	0.1%	75%	$1,140,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	2	0.1%	66.7%	$295,000	View
Lendsure Mortgage Corp.	Conventional, Jumbo	2	0.1%	100%	$640,000
American Pacific Mortgage Corporation	Conventional, FHA	2	0.1%	100%	$385,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	2	0.1%	100%	$610,000
Lake Michigan Credit Union	Conventional, Jumbo	2	0.1%	100%	$1,670,000
Pike Creek Mortgage Services, Inc.	Conventional	2	0.1%	100%	$425,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	2	0.1%	100%	$850,000	View
Keystone Funding, Inc	Conventional	2	0.1%	100%	$305,000
Nations Direct Mortgage, LLC	Conventional	2	0.1%	100%	$445,000
FM Home Loans LLC	Conventional, Jumbo	2	0.1%	100%	$1,595,000
Vista Bank A+5.0 ★Texas Ratio: 4.72%	Conventional, Jumbo	2	0.1%	100%	$940,000	View
ClearEdge Lending LLC	Conventional, Jumbo	2	0.1%	100%	$1,225,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional	2	0.1%	100%	$540,000	View
Nexera Holding LLC	Conventional, Jumbo	2	0.1%	66.7%	$805,000
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional, Jumbo	2	0.1%	50%	$605,000	View
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	2	0.1%	100%	$350,000
HomeBridge Financial Services, Inc	Conventional, Jumbo, HELOC	1 +10 HELOCs	0.1%	100%	$1,285,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$1,305,000	View
Arc Home LLC	Conventional, Jumbo	1	0.1%	100%	$2,755,000
Baycoast Mortgage Company, LLC A5.0 ★Texas Ratio: 12.75%	Conventional	1	0.1%	100%	$755,000	View
Equity Resources Inc	Conventional	1	0.1%	100%	$255,000
Liberty Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12%	Conventional, Jumbo	1	0.1%	100%	$805,000	View
First National Bank of Coffee County	Conventional	1	0.1%	100%	$405,000
Zippy Loans, LLC	Conventional	1	0.1%	100%	$75,000
First Western Trust Bank A+5.0 ★Texas Ratio: 5.16%	FHA	1	0.1%	100%	$315,000	View
Old National Bank A+5.0 ★Texas Ratio: 4.98%	FHA	1	0.1%	100%	$295,000	View
HomePromise Corporation	VA	1	0.1%	50%	$625,000
Fundloans Capital	Conventional, Jumbo	1	0.1%	50%	$605,000
Atlantic Coast Mortgage, LLC	Conventional	1	0.1%	100%	$455,000
Fulton Bank, National Association A+5.0 ★Texas Ratio: 4.85%	Conventional, Jumbo	1	0.1%	100%	$1,035,000	View
Independence Bank of Kentucky A+5.0 ★Texas Ratio: 0.79%	Conventional, Jumbo	1	0.1%	100%	$1,125,000	View
Contour Mortgage Corporation	Conventional	1	0.1%	100%	$555,000
Fidelity Bank A5.0 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$285,000	View
Aspire Home Loans	Conventional, Jumbo	1	0.1%	100%	$1,155,000
Nbkc Bank	Conventional	1	0.1%	50%	$705,000
Equity Prime Mortgage LLC	FHA	1	0.1%	100%	$645,000
Loansteady LLC	Conventional	1	0.1%	100%	$245,000
Resicentral LLC	Conventional	1	0.1%	100%	$315,000
Deephaven Mortgage LLC	Conventional, Jumbo	1	0.1%	50%	$985,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$455,000	View
Peapack Private Bank & Trust	Conventional, Jumbo	1	0.1%	100%	$3,295,000
City Lending Inc. A+5.0 ★Texas Ratio: 1.71%	FHA	1	0.1%	100%	$325,000	View
Homestead Funding Corp.	Conventional	1	0.1%	100%	$375,000
HomeXpress Mortgage Corp.	Conventional	1	0.1%	33.3%	$325,000
Michigan Mutual, Inc	VA	1	0.1%	100%	$505,000
MortgageCountry	Conventional, Jumbo	1	0.1%	100%	$875,000
NJ Lenders Corp	Conventional	1	0.1%	100%	$585,000
Googain, Inc.	Conventional	1	0.1%	100%	$595,000
Sun West Mortgage Company, Inc	FHA	1	0.1%	100%	$355,000
First State Mortgage Services	Conventional	1	0.1%	100%	$675,000
Credit Union Mortgage Associat A+5.0 ★Texas Ratio: 3.45%	Conventional	1	0.1%	100%	$535,000	View
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$675,000
American Security Mortgage Cor	Conventional	1	0.1%	100%	$805,000
Network Capital Funding Corporation	Conventional	1	0.1%	50%	$555,000
Credit Union 1	Conventional	1	0.1%	100%	$35,000
VanDyk Mortgage Corporation	Conventional	1	0.1%	100%	$275,000
American Financing Corporation	FHA	1	0.1%	100%	$315,000
Flat Branch Mortgage, Inc.	Conventional	1	0.1%	100%	$805,000
Securitynational Mortgage Company	Conventional	1	0.1%	100%	$445,000
American Federal Mortgage Corporation	Conventional	1	0.1%	100%	$605,000
Mid-Continent Funding, Inc.	VA	1	0.1%	100%	$215,000
Classic City Bank	Conventional, Jumbo	1	0.1%	100%	$1,265,000
First Heritage Mortgage, LLC	Conventional	1	0.1%	100%	$775,000
Bokf NA A+5.0 ★Texas Ratio: 1.05%	Conventional	1	0.1%	100%	$285,000	View
Delta Community Credit Union	Conventional	1	0.1%	100%	$355,000
Stg Mortgage Inc	FHA	1	0.1%	100%	$375,000
Loanleaders of America, Inc	Conventional	1	0.1%	100%	$125,000
Susser Bank A+5.0 ★Texas Ratio: 3.02%	Conventional, Jumbo	1	0.1%	100%	$1,145,000	View
Churchill Mortgage Corporation	FHA	1	0.1%	100%	$345,000
Belem Servicing, LLC dba Patriot Home Mortgage	Conventional	1	0.1%	100%	$245,000
Harborone Mortgage, LLC	Conventional	1	0.1%	100%	$745,000
Waterstone Mortgage Corporation	Conventional	1	0.1%	100%	$655,000
Direct Mortgage Loans, LLC	Conventional	1	0.1%	100%	$385,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	50%	$355,000
Cornerstone Bank A+5.0 ★Texas Ratio: 2.94%	Conventional	1	0.1%	100%	$255,000	View
Union Savings Bank	Conventional, Jumbo	1	0.1%	100%	$4,005,000
GuardHill Financial LLC	Conventional	1	0.1%	100%	$285,000
Victorian Finance, LLC	Conventional, Jumbo	1	0.1%	100%	$2,165,000
Acopia, LLC	Conventional	1	0.1%	100%	$705,000
Towne Mortgage Company	VA	1	0.1%	100%	$705,000
DFCU Financial	Conventional	1	0.1%	100%	$695,000
Wings Financial Credit Union	Conventional, Jumbo	1	0.1%	100%	$985,000
V.I.P. Mortgage, Inc.	Conventional	1	0.1%	100%	$165,000
Legacy Home Loans, LLC	Conventional	1	0.1%	100%	$615,000
Citadel Servicing Corporation	Conventional, Jumbo	1	0.1%	100%	$1,865,000
Johnson Bank A+5.0 ★Texas Ratio: 1.47%	Conventional	1	0.1%	100%	$805,000	View
Suffolk Federal Credit Union	Conventional	1	0.1%	100%	$25,000
Prosperity Home Mortgage, LLC	Conventional	1	0.1%	100%	$355,000
CIBM Bank A5.0 ★Texas Ratio: 8.91%	Conventional	1	0.1%	100%	$335,000	View
Meadowbrook Financial Mortgage Bankers Corp.	Conventional	1	0.1%	100%	$245,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, Jumbo	1	0.1%	100%	$1,525,000	View
RBC Bank (Georgia), N.A.	Conventional	1	0.1%	100%	$355,000
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0.1%	100%	$805,000
Compass Mortgage, Inc.	Conventional	1	0.1%	100%	$255,000
First Pryority Bank	Conventional, Jumbo	1	0.1%	100%	$1,345,000
Webster Bank, N.A.	Conventional, Jumbo	1	0.1%	100%	$3,505,000
21St Mortgage	Conventional	1	0.1%	16.7%	$95,000
Reliance First Capital, LLC	Conventional	1	0.1%	100%	$655,000
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0.1%	100%	$135,000	View
Plaza Home Mortgage, Inc	Conventional	1	0.1%	100%	$245,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$745,000
Figure Lending LLC	HELOC	0 +22 HELOCs	0%	n/a
Coastal Community Bank	HELOC	0 +9 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +5 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +5 HELOCs	0%	0%
Dort Financial Credit Union	HELOC	0 +5 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +2 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Bank Ozk	HELOC	0 +2 HELOCs	0%	n/a
Firefighters First Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +2 HELOCs	0%	n/a
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Cnb Bank A5.0 ★Texas Ratio: 6.26%	HELOC	0 +1 HELOCs	0%	n/a		View
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Tower Federal Credit Union A-4.9 ★Texas Ratio: 16.71%	HELOC	0 +1 HELOCs	0%	n/a		View
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Northwest Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Bank Fund Staff Federal Credit	HELOC	0 +1 HELOCs	0%	n/a
Clearview Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Affinity Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Nasa Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Palm Beach Gardens Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Palm Beach Gardens, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Palm Beach Gardens? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Palm Beach Gardens in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Palm Beach Gardens, FL

Use these to narrow the list above. Each category shows how many Palm Beach Gardens, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 142 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 95 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 36 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 42 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 31 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 103 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 40 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Palm Beach Gardens, FL

Independent mortgage companies closed 65.5 percent of home loans in Palm Beach Gardens, Florida in 2025, banks 29.7 percent and credit unions 4.8 percent. Mortgage300 Corporation was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Velocity Community Federal Credit Union the largest credit union. Among lenders headquartered in Florida, Velocity Community Federal Credit Union led with 23 loans.

65.5%

Mortgage companies

29.7%

Banks

4.8%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Palm Beach Gardens, FL

Who is the largest mortgage lender in Palm Beach Gardens, FL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Palm Beach Gardens, Florida with 84 loans, about 6 percent of the market. The largest lender headquartered in Florida was Velocity Community Federal Credit Union with 23 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Palm Beach Gardens, FL have the highest approval rates?

Among lenders with meaningful volume in Palm Beach Gardens, Florida, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 92.3 percent, against a 83.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Palm Beach Gardens, FL mortgage lenders offer FHA, VA and USDA loans?

42 lenders closed FHA loans in Palm Beach Gardens, Florida in 2025, led by United Wholesale Mortgage with 20. 31 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Palm Beach Gardens, FL lender list?

Yes. 95 banks and 36 credit unions closed home loans in Palm Beach Gardens, Florida in 2025, alongside 142 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Palm Beach Gardens, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Palm Beach Gardens, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Palm Beach Gardens, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Palm Beach Gardens. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.