Mortgage Lenders and Brokers in Miami, Florida
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Miami, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3550 Biscayne Blvd, Miami, FL 33137A+5.0 ★Texas Ratio: 3.68%, City National Bank of FloridaCity National Bank of Florida13780 Sw 88th St, Miami, FL 33186A5.0 ★Texas Ratio: 7.12%, Bank of America NABank of America NA15141 Sw 42nd St, Miami, FL 33185A+5.0 ★Texas Ratio: 4.14%, Helm Bank USAHelm Bank USA999 Brickell Ave, Miami, FL 33131A5.0 ★Texas Ratio: 10.01%, Citibank, NACitibank, NA502 Brickell Ave, Miami, FL 33131A+5.0 ★Texas Ratio: 2.82%, Wells Fargo Bank NAWells Fargo Bank NA11200 Sw 8th St, Miami, FL 33199A+5.0 ★Texas Ratio: 5.36%, Regions BankRegions Bank14770 N Kendall Dr, Miami, FL 33196A+5.0 ★Texas Ratio: 4.37%, Hsbc Bank USA, NAHsbc Bank USA, NA1441 Brickell Ave, Miami, FL 33131A+5.0 ★Texas Ratio: 4.86%, FirstbankFirstbank13730 Sw Kendall Drive, Miami, FL 33193A+5.0 ★Texas Ratio: 5.76%, and Intercredit Bank, N.A.Intercredit Bank, N.A.4725 Sw 8th St, Miami, FL 33134. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Miami, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Miami are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Miami, Florida
Market share is the lender's share of all home loans closed in Miami, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
36 offices in Miami 3550 Biscayne Blvd, Miami, FL 33137 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA, Jumbo, HELOC | 128 +4 HELOCs |
5.2% | 81.1% | $1,225,312 | View |
|
12 offices in Miami 13780 Sw 88th St, Miami, FL 33186 A5.0 ★Texas Ratio: 7.12% |
Conventional, Jumbo | 41 | 1.7% | 75.9% | $1,399,146 | View |
|
38 offices in Miami 15141 Sw 42nd St, Miami, FL 33185 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 40 +30 HELOCs |
1.6% | 74.1% | $1,975,000 | View |
|
999 Brickell Ave, Miami, FL 33131 A5.0 ★Texas Ratio: 10.01% |
Conventional, Jumbo | 40 | 1.6% | 85.4% | $700,000 | View |
|
17 offices in Miami 502 Brickell Ave, Miami, FL 33131 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 37 +5 HELOCs |
1.5% | 83.3% | $1,490,135 | View |
|
28 offices in Miami 11200 Sw 8th St, Miami, FL 33199 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA, Jumbo | 33 | 1.3% | 64.2% | $1,162,878 | View |
|
18 offices in Miami 14770 N Kendall Dr, Miami, FL 33196 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 32 +28 HELOCs |
1.3% | 63% | $604,375 | View |
|
1 office in Miami 1441 Brickell Ave, Miami, FL 33131 A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo, HELOC | 20 +1 HELOCs |
0.8% | 76.9% | $1,653,000 | View |
|
5 offices in Miami 13730 Sw Kendall Drive, Miami, FL 33193 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo | 18 | 0.7% | 90.5% | $536,111 | View |
Intercredit Bank, N.A.
4725 Sw 8th St, Miami, FL 33134 |
Conventional, Jumbo | 16 | 0.6% | 94.4% | $561,250 | |
|
2 offices in Miami 1441 Brickell Ave, Miami, FL 33131 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 15 +42 HELOCs |
0.6% | 93.8% | $914,333 | View |
|
★ 5 stars, 1 review 7 offices in Miami 9579 S Dixie Hwy, Miami, FL 33156 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo, HELOC | 12 +6 HELOCs |
0.5% | 66.7% | $862,500 | View |
|
7800 SW 117th Ave, Miami, FL 33183 3825 A+5.0 ★Texas Ratio: 2.35% |
Conventional | 10 | 0.4% | 32.3% | $109,000 | View |
|
12 offices in Miami 1500 Ne Miami Gardens Dr, Miami, FL 33179 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 9 +39 HELOCs |
0.4% | 31% | $1,565,000 | View |
|
★ 1 stars, 1 review 22 offices in Miami 1190 Sw 67th Ave, Miami, FL 33144 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 9 +23 HELOCs |
0.4% | 90% | $729,444 | View |
|
3191 Coral Way, Miami, FL 33145 A+5.0 ★Texas Ratio: 0.83% |
Conventional, Jumbo | 8 | 0.3% | 100% | $828,750 | View |
|
777 Sw 37th Ave, Miami, FL 33135 A+5.0 ★Texas Ratio: 3.03% |
Conventional, Jumbo | 6 | 0.2% | 100% | $1,310,000 | View |
|
11 offices in Miami 8700 W Flagler St, Miami, FL 33174 A+5.0 ★Texas Ratio: 3.23% |
Conventional, Jumbo | 6 | 0.2% | 61.5% | $1,548,333 | View |
|
5 offices in Miami 1221 Brickell Ave, Miami, FL 33131 A+5.0 ★Texas Ratio: 2.12% |
Conventional, Jumbo | 6 | 0.2% | 46.2% | $1,918,333 | View |
|
3155 Nw 77 Avenue, Miami, FL 33122 A+5.0 ★Texas Ratio: 3.01% |
Conventional, Jumbo | 5 | 0.2% | 100% | $2,861,000 | View |
|
3100 SW 62nd Ave, Miami, FL 33155 A+5.0 ★Texas Ratio: 1.61% |
Conventional, HELOC | 3 +17 HELOCs |
0.1% | 100% | $335,000 | View |
|
★ 1.7 stars, 3 reviews 8 offices in Miami 8811 B Sw 107th Ave, Miami, FL 33176 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 3 +15 HELOCs |
0.1% | 55.6% | $2,188,333 | View |
|
★ 5 stars, 1 review 2 offices in Miami 18765 S Dixie Hwy, Miami, FL 33157 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 3 +1 HELOCs |
0.1% | 75% | $598,333 | View |
|
1 office in Miami 1450 Brickell Ave, Miami, FL 33131 A+5.0 ★Texas Ratio: 0.37% |
Conventional, Jumbo | 3 | 0.1% | 100% | $1,861,666 | View |
|
1111 NW 7th St, Miami, FL 33136 A+5.0 ★Texas Ratio: 2.26% |
Conventional | 3 | 0.1% | 60% | $175,000 | |
|
5 offices in Miami 2590 Biscayne Blvd, Miami, FL 33137 B+4.7 ★Texas Ratio: 18.65% |
Conventional, Jumbo, HELOC | 2 +23 HELOCs |
0.1% | 100% | $1,405,000 | View |
|
★ 5 stars, 1 review 2 offices in Miami 9851 Sw 88th St, Miami, FL 33176 A+5.0 ★Texas Ratio: 2.72% |
Conventional, HELOC | 2 +1 HELOCs |
0.1% | 66.7% | $385,000 | View |
|
4 offices in Miami 8201 S Dixie Hwy, Miami, FL 33143 A+5.0 ★Texas Ratio: 0.81% |
Conventional | 2 | 0.1% | 100% | $845,000 | View |
|
1 office in Miami 600 Brickell Ave, Miami, FL 33131 A4.7 ★Texas Ratio: 0.83% |
Conventional, Jumbo | 2 | 0.1% | 100% | $1,755,000 | View |
|
2 offices in Miami 8941 Sw 136th St, Miami, FL 33176 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 1 +2 HELOCs |
0% | 50% | $625,000 | View |
|
1 office in Miami 801 Brickell Ave, Miami, FL 33131 A+5.0 ★Texas Ratio: 5.55% |
Conventional, HELOC | 1 +2 HELOCs |
0% | 25% | $725,000 | View |
|
1221 Brickell Ave, Miami, FL 33131 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0% | 100% | $665,000 | View |
|
3 offices in Miami 1801 Sw 1st St, Miami, FL 33135 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +7 HELOCs |
0% | 0% | View | |
|
1 office in Miami 1001 Brickell Bay Dr, Miami, FL 33131 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +3 HELOCs |
0% | 20% | View | |
First Equity Mortgage Bankers Inc.
|
Conventional, FHA, Jumbo | 15 | 0.6% | 93.8% | $625,666 | |
Lennar Mortgage, LLC
|
Conventional, FHA | 6 | 0.2% | 60% | $371,666 | |
Ready Mortgage Lenders, LLC
|
Conventional | 4 | 0.2% | 66.7% | $450,000 | |
DG Pinnacle Funding, LLC
|
Conventional, FHA | 4 | 0.2% | 100% | $407,500 | |
Milo Credit, LLC
|
Conventional | 1 | 0% | 100% | $305,000 | |
|
12200 SW 127th Ave, Miami, FL 33186 6599 A+5.0 ★Texas Ratio: 5.37% |
Conventional, Jumbo, HELOC | 18 +42 HELOCs |
0.7% | 38.8% | $236,111 | View |
|
3011 Ponce De Leon Boulevard Ph1, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 1.32% |
Conventional, Jumbo | 12 | 0.5% | 100% | $807,500 | View |
|
9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 11 +2 HELOCs |
0.4% | 47.8% | $2,282,272 | View |
|
710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 8 | 0.3% | 88.9% | $1,367,500 | View |
|
101 Indian Rocks Rd N, Belleair Bluffs, FL 33770 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 5 +2 HELOCs |
0.2% | 85.7% | $1,089,000 | View |
|
70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 4 +22 HELOCs |
0.2% | 40% | $437,500 | View |
|
20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional, Jumbo, HELOC | 4 +2 HELOCs |
0.2% | 50% | $597,500 | View |
|
8889 Pelican Bay Blvd, Naples, FL 34108 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 3 | 0.1% | 80% | $845,000 | View |
|
790 Park of Commerce Blvd, Boca Raton, FL 33487 A+5.0 ★Texas Ratio: 5.06% |
Conventional, Jumbo | 3 | 0.1% | 100% | $838,333 | View |
|
254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +7 HELOCs |
0.1% | 33.3% | $70,000 | View |
|
20395 NW 2nd Ave, Miami, FL 33169 A5.0 ★Texas Ratio: 6.93% |
Conventional, HELOC | 2 +6 HELOCs |
0.1% | 40% | $195,000 | View |
|
1100 NW 95th St, Miami, FL 33150 2038 A-4.9 ★Texas Ratio: 16.71% |
Conventional, HELOC | 2 +3 HELOCs |
0.1% | 50% | $510,000 | View |
|
2590 Biscayne Blvd, Miami, FL 33137 B+4.7 ★Texas Ratio: 18.65% |
Conventional, Jumbo | 2 | 0.1% | 66.7% | $1,030,000 | View |
|
1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional | 2 | 0.1% | 66.7% | $335,000 | View |
|
1001 3rd Ave W, Bradenton, FL 34205 A+5.0 ★Texas Ratio: 2.54% |
Conventional, Jumbo | 2 | 0.1% | 100% | $925,000 | View |
|
5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +3 HELOCs |
0% | 16.7% | $545,000 | View |
|
5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65% |
Conventional, Jumbo | 1 | 0% | 50% | $2,005,000 | View |
|
316 Racetrack Rd Ne, Fort Walton Beach, FL 32547 A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 0% | 100% | $725,000 | View |
|
16404 Nw 17th Drive, Alachua, FL 32615 A+5.0 ★Texas Ratio: 4.72% |
Conventional, Jumbo | 1 | 0% | 100% | $2,405,000 | View |
|
2201 Crawfordville Hwy, Crawfordville, FL 32327 A+5.0 ★Texas Ratio: 2.17% |
Conventional | 1 | 0% | 100% | $575,000 | View |
|
1902 NW 14th Ave, Miami, FL 33125 1658 A+5.0 ★Texas Ratio: 1.80% |
Conventional | 1 | 0% | 100% | $75,000 | View |
|
300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0% | 100% | $275,000 | View |
|
11008 Arcade Pl, Bradenton, FL 34211 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 1 | 0% | 50% | $715,000 | View |
|
8300 NW 53rd St, Doral, FL 33166 7710 A+5.0 ★Texas Ratio: 3.47% |
Conventional | 1 | 0% | 100% | $145,000 | View |
|
16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional | 1 | 0% | 100% | $345,000 | View |
|
7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
600 SE 3rd Ave, Fort Lauderdale, FL 33301 A+5.0 ★Texas Ratio: 4.57% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
634 NE 3rd Ave, Fort Lauderdale, FL 33304 A+5.0 ★Texas Ratio: 3.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
12933 Walsingham Rd, Largo, FL 33774 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, Jumbo | 122 | 4.9% | 85.7% | $493,278 | View |
Reliable Holdings Manager dba Lendz Financial
|
Conventional, Jumbo | 30 | 1.2% | 83.3% | $511,666 | |
Nqm Funding, LLC
|
Conventional, Jumbo | 10 | 0.4% | 78.6% | $652,000 | |
American Bancshares Mortgage, LLC
|
Conventional | 6 | 0.2% | 85.7% | $425,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 5 | 0.2% | 42.9% | $559,000 | |
Banking Mortgage Svcs.,Bms Corp
|
Conventional, FHA | 4 | 0.2% | 100% | $577,500 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 3 | 0.1% | 19% | $341,666 | |
Builders Choice Mortgage LLC
|
Conventional, Jumbo | 3 | 0.1% | 100% | $795,000 | |
Foundation Mortgage Corporation
|
Conventional, Jumbo | 3 | 0.1% | 87.5% | $1,115,000 | |
Home Financing Center, Inc.
|
Conventional, FHA | 2 | 0.1% | 100% | $330,000 | |
Acrisure Mortgage, LLC
|
Conventional | 1 | 0% | 100% | $555,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0% | 100% | $675,000 | |
Obsidian Financial Services
|
Conventional | 1 | 0% | 100% | $275,000 | |
|
A+5.0 ★Texas Ratio: 4.56% |
Conventional, Jumbo | 1 | 0% | 100% | $4,005,000 | View |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 327 +21 HELOCs |
13.2% | 73.5% | $525,611 | |
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo | 164 | 6.6% | 62% | $456,524 | |
Pennymac Loan Services LLC
|
Conventional, FHA, Jumbo | 74 | 3% | 70.6% | $542,837 | |
Paramount Residential Mortgage
|
Conventional, FHA, Jumbo | 52 | 2.1% | 89.7% | $524,230 | |
|
A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA, Jumbo | 38 | 1.5% | 41.5% | $722,105 | View |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA, Jumbo, HELOC | 35 +7 HELOCs |
1.4% | 89.4% | $516,142 | View |
CrossCountry Mortgage, LLC
|
Conventional, FHA, Jumbo, HELOC | 35 +2 HELOCs |
1.4% | 92.1% | $686,428 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo, HELOC | 34 +1 HELOCs |
1.4% | 79.2% | $1,346,764 | View |
Greenbox Loans
|
Conventional, HELOC | 32 +1 HELOCs |
1.3% | 100% | $431,875 | |
The Loan Store, Inc
|
Conventional, FHA, Jumbo, HELOC | 30 +19 HELOCs |
1.2% | 78.4% | $471,333 | |
Deephaven Mortgage LLC
|
Conventional, Jumbo | 28 | 1.1% | 63.6% | $633,928 | |
Cornerstone First Mortgage, LLC
|
Conventional, FHA, Jumbo | 26 | 1.1% | 96.3% | $556,153 | |
Angel Oak Mortgage Solutions LLC
|
Conventional, Jumbo, HELOC | 23 +11 HELOCs |
0.9% | 75% | $627,173 | |
loanDepot.com LLC
|
Conventional, FHA, Jumbo, HELOC | 23 +1 HELOCs |
0.9% | 57.5% | $345,434 | |
Citadel Servicing Corporation
|
Conventional, Jumbo | 23 | 0.9% | 96.7% | $688,913 | |
Spring Eq, LLC
|
Conventional, Jumbo, HELOC | 18 +11 HELOCs |
0.7% | 35.1% | $166,666 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA, Jumbo, HELOC | 18 +5 HELOCs |
0.7% | 79.2% | $960,555 | |
Hometown Equity Mortgage, LLC
|
Conventional, Jumbo | 17 | 0.7% | 45.9% | $679,117 | |
Nationstar Mortgage
|
Conventional, FHA | 17 | 0.7% | 62.1% | $274,411 | |
New American Funding, LLC.
|
Conventional, FHA, Jumbo | 17 | 0.7% | 53.1% | $652,647 | |
Kind Lending, LLC
|
Conventional, FHA, Jumbo, HELOC | 15 +1 HELOCs |
0.6% | 65.2% | $615,666 | |
|
A5.0 ★Texas Ratio: 6.69% |
Conventional, FHA, Jumbo | 15 | 0.6% | 83.3% | $675,666 | View |
Fairway Independent Mort Corp
|
Conventional, FHA, VA, Jumbo | 15 | 0.6% | 93.8% | $731,000 | |
Champions Funding, LLC
|
Conventional, Jumbo | 15 | 0.6% | 62.5% | $937,000 | |
Cake Mortgage Corp.
|
Conventional, FHA, Jumbo | 15 | 0.6% | 83.3% | $609,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 14 | 0.6% | 63.6% | $210,000 | View |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, Jumbo | 14 | 0.6% | 77.8% | $425,714 | View |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo, HELOC | 12 +1 HELOCs |
0.5% | 70.6% | $997,500 | View |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 12 | 0.5% | 85.7% | $2,637,500 | View |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA, Jumbo | 12 | 0.5% | 100% | $690,000 | |
JMAC Lending, Inc.
|
Conventional, FHA, Jumbo | 12 | 0.5% | 92.3% | $520,000 | |
Better Mortgage Corporation
|
Conventional, Jumbo, HELOC | 11 +2 HELOCs |
0.4% | 57.9% | $726,818 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 11 | 0.4% | 61.1% | $586,818 | View |
ClearEdge Lending LLC
|
Conventional, Jumbo | 11 | 0.4% | 64.7% | $1,097,727 | |
Arc Home LLC
|
Conventional, Jumbo | 10 | 0.4% | 73.3% | $651,000 | |
My Mortgage, Inc
|
Conventional, FHA | 9 | 0.4% | 100% | $473,888 | |
Everett Financial, Inc.
|
Conventional, FHA, Jumbo | 8 | 0.3% | 83.3% | $527,500 | |
Resicentral LLC
|
Conventional | 8 | 0.3% | 100% | $420,000 | |
Guild Mortgage Company
|
Conventional, Jumbo | 8 | 0.3% | 93.3% | $768,750 | |
1st Financial, Inc.
|
Conventional, FHA | 8 | 0.3% | 100% | $505,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 7 +13 HELOCs |
0.3% | 50% | $389,285 | |
Movement Mortgage, LLC
|
Conventional, FHA, Jumbo, HELOC | 7 +2 HELOCs |
0.3% | 75% | $675,000 | |
|
A-4.9 ★Texas Ratio: 16.71% |
Conventional, FHA, Jumbo, HELOC | 7 +1 HELOCs |
0.3% | 70% | $406,428 | View |
Primary Residential Mortgage, INC.
|
Conventional, FHA | 7 | 0.3% | 100% | $119,285 | |
Interaudi Bank
|
Conventional, Jumbo | 7 | 0.3% | 100% | $1,522,142 | |
Geneva Financial LLC
|
Conventional | 7 | 0.3% | 100% | $445,000 | |
Logan Finance Corporation
|
Conventional, Jumbo | 7 | 0.3% | 77.8% | $572,142 | |
Prosperity Home Mortgage, LLC
|
Conventional, Jumbo | 7 | 0.3% | 87.5% | $613,571 | |
Nationwide Mortgage Bankers, Inc.
|
Conventional, FHA | 7 | 0.3% | 100% | $637,857 | |
Click n' Close, Inc.
|
Conventional, FHA | 6 | 0.2% | 60% | $295,000 | |
Nexera Holding LLC
|
Conventional, Jumbo | 6 | 0.2% | 50% | $1,126,666 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 6 | 0.2% | 38.1% | $505,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional, HELOC | 5 +5 HELOCs |
0.2% | 50% | $431,000 | |
AmWest Funding Corp
|
Conventional, Jumbo, HELOC | 5 +2 HELOCs |
0.2% | 45.5% | $741,000 | |
Fundloans Capital
|
Conventional, Jumbo | 5 | 0.2% | 83.3% | $1,257,000 | |
HomeXpress Mortgage Corp.
|
Conventional, FHA, Jumbo | 5 | 0.2% | 28.6% | $763,000 | |
East Coast Capital Corp.
|
Conventional, Jumbo | 5 | 0.2% | 100% | $1,191,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 5 | 0.2% | 83.3% | $337,000 | |
Right Start Mortgage, Inc
|
Conventional, FHA, VA | 5 | 0.2% | 83.3% | $485,000 | |
American Financial Resources LLC
|
Conventional, FHA | 4 | 0.2% | 100% | $597,500 | |
|
A+5.0 ★Texas Ratio: 2.55% |
Conventional | 4 | 0.2% | 100% | $540,000 | View |
Amerisave Mortgage Company
|
Conventional | 4 | 0.2% | 10.5% | $282,500 | |
American Financial Network, Inc.
|
Conventional, FHA | 4 | 0.2% | 33.3% | $455,000 | |
Discover Bank
|
Conventional | 4 | 0.2% | 9.5% | $135,000 | |
Flexpoint, Inc.
|
Conventional, Jumbo | 4 | 0.2% | 100% | $1,765,000 | |
Point Mortgage Corp
|
Conventional, FHA | 4 | 0.2% | 100% | $580,000 | |
Belem Servicing, LLC dba Patriot Home Mortgage
|
Conventional, Jumbo | 4 | 0.2% | 100% | $625,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 4 | 0.2% | 80% | $1,030,000 | View |
Zillow Home Loans, LLC
|
Conventional | 4 | 0.2% | 80% | $392,500 | |
|
C+4.1 ★Texas Ratio: 25.91% |
Conventional, Jumbo | 4 | 0.2% | 100% | $585,000 | View |
HomeBridge Financial Services, Inc
|
Conventional, FHA, HELOC | 3 +43 HELOCs |
0.1% | 75% | $445,000 | |
American Airlines Federal Cred
|
Conventional, Jumbo, HELOC | 3 +6 HELOCs |
0.1% | 100% | $571,666 | |
Oaktree Funding Corp
|
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.1% | 83.3% | $705,000 | |
|
A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 3 | 0.1% | 100% | $2,675,000 | View |
Gold Star Mortgage Financial Group, Corporation
|
Conventional | 3 | 0.1% | 87.5% | $515,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
Conventional | 3 | 0.1% | 100% | $311,666 | View |
Sage Home Loans Corporation
|
Conventional | 3 | 0.1% | 100% | $588,333 | |
All Credit Considered Mortgage, Inc.
|
Conventional, Jumbo | 3 | 0.1% | 100% | $1,101,666 | |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA | 3 | 0.1% | 100% | $348,333 | |
|
A+5.0 ★Texas Ratio: 1.71% |
Conventional, FHA | 3 | 0.1% | 75% | $351,666 | View |
Michigan Mutual, Inc
|
Conventional, FHA | 3 | 0.1% | 100% | $605,000 | |
PFN Lending Group, Inc.
|
Conventional, Jumbo | 3 | 0.1% | 100% | $961,666 | |
American Heritage Lending, LLC
|
Conventional | 3 | 0.1% | 80% | $268,333 | |
Ameritrust Mortgage Corporation
|
Conventional, FHA, Jumbo | 3 | 0.1% | 60% | $665,000 | |
Nfm, Inc
|
Conventional | 3 | 0.1% | 75% | $408,333 | |
Embrace Home Loans, Inc.
|
Conventional | 3 | 0.1% | 100% | $478,333 | |
Lendsure Mortgage Corp.
|
Conventional, Jumbo | 3 | 0.1% | 100% | $565,000 | |
Mortgage Research Center
|
VA, Jumbo | 3 | 0.1% | 33.3% | $498,333 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 3 | 0.1% | 50% | $505,000 | |
Carter Federal Credit Union
|
Conventional | 3 | 0.1% | 100% | $561,666 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional | 3 | 0.1% | 100% | $241,666 | View |
RBC Bank (Georgia), N.A.
|
Conventional, Jumbo | 3 | 0.1% | 75% | $685,000 | |
Luxury Mortgage Corp.
|
Conventional, Jumbo | 3 | 0.1% | 75% | $821,666 | |
Tomo Mortgage LLC
|
Conventional | 3 | 0.1% | 60% | $511,666 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, Jumbo | 3 | 0.1% | 100% | $708,333 | |
Quorum Federal Credit Union
|
Conventional, HELOC | 2 +9 HELOCs |
0.1% | 40% | $280,000 | |
Synovus Bank
|
Conventional, Jumbo, HELOC | 2 +4 HELOCs |
0.1% | 66.7% | $1,620,000 | |
Union Home Mortgage Corp.
|
Conventional, HELOC | 2 +2 HELOCs |
0.1% | 100% | $400,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, HELOC | 2 +1 HELOCs |
0.1% | 100% | $360,000 | |
Genisys Credit Union
|
Conventional | 2 | 0.1% | 100% | $685,000 | |
Cliffco, Inc.
|
Conventional | 2 | 0.1% | 100% | $530,000 | |
Equity Prime Mortgage LLC
|
Conventional, FHA | 2 | 0.1% | 50% | $290,000 | |
Allied Mortgage Group, Inc
|
Conventional | 2 | 0.1% | 100% | $395,000 | |
Norwich Commercial Group Inc
|
Conventional, FHA | 2 | 0.1% | 100% | $590,000 | |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional | 2 | 0.1% | 66.7% | $480,000 | View |
Home Mortgage Alliance Corp (Hmac)
|
Conventional, FHA | 2 | 0.1% | 100% | $330,000 | |
AdvantageFirst Lending Inc
|
Conventional, FHA | 2 | 0.1% | 66.7% | $310,000 | |
Azuza LLC
|
Conventional, Jumbo | 2 | 0.1% | 100% | $755,000 | |
First Alliance Home Mortgage, LLC
|
Conventional | 2 | 0.1% | 100% | $550,000 | |
Ahl Funding
|
Conventional, FHA | 2 | 0.1% | 100% | $605,000 | |
Royal Pacific Funding
|
Conventional, Jumbo | 2 | 0.1% | 100% | $2,005,000 | |
Northwest Federal Credit Union
|
Conventional | 2 | 0.1% | 66.7% | $320,000 | |
Wall Street Mortgage Bankers, Ltd. dba Power Expre
|
Conventional, Jumbo | 2 | 0.1% | 100% | $1,895,000 | |
Warshaw Capital, LLC
|
Conventional, FHA | 2 | 0.1% | 100% | $350,000 | |
Kwik Mortgage Corporation
|
Conventional | 2 | 0.1% | 100% | $650,000 | |
First Colony Mortgage Corporat
|
Conventional, Jumbo | 2 | 0.1% | 60% | $810,000 | |
Intelliloan, Inc.
|
FHA | 2 | 0.1% | 100% | $580,000 | |
Provident Funding Associates
|
Conventional | 2 | 0.1% | 66.7% | $660,000 | |
|
A5.0 ★Texas Ratio: 6.31% |
Conventional | 2 | 0.1% | 100% | $140,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 2 | 0.1% | 100% | $865,000 | View |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA | 2 | 0.1% | 100% | $450,000 | View |
Towne Mortgage Company
|
Conventional, Jumbo | 2 | 0.1% | 100% | $775,000 | |
Radius Financial Group Inc
|
Conventional | 2 | 0.1% | 100% | $285,000 | |
Pike Creek Mortgage Services, Inc.
|
Conventional | 2 | 0.1% | 100% | $585,000 | |
Genway Home Mortgage, Inc.
|
Conventional, Jumbo | 2 | 0.1% | 50% | $1,425,000 | |
Summit Funding.Inc
|
Conventional | 2 | 0.1% | 100% | $390,000 | |
First Central Savings Bank
|
Conventional | 2 | 0.1% | 100% | $450,000 | |
|
A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo | 2 | 0.1% | 100% | $940,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional, Jumbo | 2 | 0.1% | 66.7% | $645,000 | View |
Vista Point Mortgage, LLC
|
Conventional | 2 | 0.1% | 50% | $365,000 | |
Goodleap, LLC
|
FHA, HELOC | 1 +1 HELOCs |
0% | 100% | $325,000 | |
Cadence Bank
|
Conventional | 1 | 0% | 100% | $805,000 | |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional, Jumbo | 1 | 0% | 100% | $1,135,000 | View |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0% | 100% | $355,000 | View |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo | 1 | 0% | 100% | $1,235,000 | View |
Primelending
|
Conventional, Jumbo | 1 | 0% | 50% | $1,245,000 | |
Jet Direct Funding Corp.
|
Conventional | 1 | 0% | 100% | $625,000 | |
|
A+5.0 ★Texas Ratio: 4.93% |
Conventional | 1 | 0% | 100% | $605,000 | View |
SWBC Mortgage Corporation
|
Conventional | 1 | 0% | 100% | $755,000 | |
Contour Mortgage Corporation
|
Conventional, Jumbo | 1 | 0% | 100% | $2,305,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0% | 33.3% | $465,000 | |
AAA Capital Investment, Inc
|
Conventional, Jumbo | 1 | 0% | 100% | $1,205,000 | |
Pinnacle Mortgage Inc.
|
Conventional | 1 | 0% | 100% | $805,000 | |
|
A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0% | 100% | $625,000 | View |
Dart Bank
|
Conventional | 1 | 0% | 100% | $285,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0% | 100% | $335,000 | |
Filo Mortgage, LLC
|
Conventional | 1 | 0% | 33.3% | $655,000 | |
Emporium Tpo LLC
|
Conventional, Jumbo | 1 | 0% | 100% | $1,805,000 | |
Catalyst Mortgage
|
Conventional | 1 | 0% | 100% | $685,000 | |
ResMac Inc
|
Conventional | 1 | 0% | 100% | $785,000 | |
Redwood Residential Acquisition Corporation
|
Conventional | 1 | 0% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0% | 100% | $755,000 | View |
Winterwood Mortgage Group, LLC
|
Conventional | 1 | 0% | 50% | $255,000 | |
Sun West Mortgage Company, Inc
|
Conventional | 1 | 0% | 100% | $585,000 | |
Capital Partners Mortgage Services, LLC
|
Conventional | 1 | 0% | 50% | $625,000 | |
New Wave Lending Group Inc
|
Conventional, Jumbo | 1 | 0% | 100% | $1,575,000 | |
Hightechlending, Inc
|
Conventional | 1 | 0% | 100% | $795,000 | |
Bank Fund Staff Federal Credit
|
Conventional | 1 | 0% | 100% | $665,000 | |
VanDyk Mortgage Corporation
|
Conventional | 1 | 0% | 100% | $535,000 | |
American Financing Corporation
|
Conventional | 1 | 0% | 16.7% | $405,000 | |
Flat Branch Mortgage, Inc.
|
Conventional, Jumbo | 1 | 0% | 100% | $2,005,000 | |
Federated Mortgage Corp
|
Conventional | 1 | 0% | 100% | $575,000 | |
Strong Home Mortgage, LLC
|
Conventional | 1 | 0% | 33.3% | $545,000 | |
Cardinal Financial Company, Li
|
Conventional, Jumbo | 1 | 0% | 75% | $1,465,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional | 1 | 0% | 100% | $385,000 | |
3rd Street Financial Corp
|
Conventional | 1 | 0% | 100% | $685,000 | |
|
A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0% | 100% | $545,000 | View |
Stg Mortgage Inc
|
Conventional, Jumbo | 1 | 0% | 60% | $1,165,000 | |
Premier Lending Inc.
|
Conventional, Jumbo | 1 | 0% | 100% | $1,205,000 | |
|
A+5.0 ★Texas Ratio: 3.94% |
Conventional, Jumbo | 1 | 0% | 100% | $1,005,000 | View |
|
A5.0 ★Texas Ratio: 8.20% |
Conventional | 1 | 0% | 100% | $455,000 | View |
Churchill Mortgage Corporation
|
FHA | 1 | 0% | 100% | $195,000 | |
The Equitable Mortgage Corporation
|
Conventional | 1 | 0% | 100% | $645,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 0% | 33.3% | $635,000 | |
Teachers Federal Credit Union
|
Conventional | 1 | 0% | 50% | $715,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0% | 100% | $625,000 | View |
Greenway Mortgage Funding Corp.
|
Conventional, Jumbo | 1 | 0% | 100% | $1,035,000 | |
|
A5.0 ★Texas Ratio: 10.25% |
Conventional | 1 | 0% | 100% | $245,000 | View |
|
A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 0% | 100% | $445,000 | View |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0% | 50% | $385,000 | View |
Union Savings Bank
|
Conventional, Jumbo | 1 | 0% | 100% | $5,115,000 | |
GuardHill Financial LLC
|
Conventional | 1 | 0% | 50% | $545,000 | |
Member First Mortgage, LLC
|
Conventional, Jumbo | 1 | 0% | 100% | $975,000 | |
Firefighters First Federal Credit Union
|
Conventional | 1 | 0% | 100% | $625,000 | |
American Broadcast Employees FCU
|
Conventional | 1 | 0% | 100% | $115,000 | |
Keystone Funding, Inc
|
Conventional | 1 | 0% | 100% | $305,000 | |
|
A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0% | 100% | $545,000 | View |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 0% | 33.3% | $325,000 | |
|
A+5.0 ★Texas Ratio: 3.45% |
Conventional, Jumbo | 1 | 0% | 100% | $895,000 | View |
|
A5.0 ★Texas Ratio: 6.04% |
Conventional | 1 | 0% | 50% | $265,000 | View |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 0% | 100% | $235,000 | |
Veritas Funding, LLC
|
FHA | 1 | 0% | 100% | $295,000 | |
|
A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0% | 100% | $75,000 | View |
1St 2Nd Mortgage Company of N.J., Inc.
|
Conventional | 1 | 0% | 100% | $585,000 | |
FM Home Loans LLC
|
Conventional | 1 | 0% | 100% | $425,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 1 | 0% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0% | 31.2% | $105,000 | View |
The Mortgage Link, Inc.
|
Conventional | 1 | 0% | 100% | $575,000 | |
Arcstone Financial Inc
|
Conventional | 1 | 0% | 100% | $715,000 | |
Village Capital & Investment
|
FHA | 1 | 0% | 33.3% | $595,000 | |
Figure Lending LLC
|
HELOC | 0 +25 HELOCs |
0% | n/a | ||
Coastal Community Bank
|
HELOC | 0 +18 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +13 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +9 HELOCs |
0% | n/a | View | |
Georgia'S Own Credit Union
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 0.22% |
HELOC | 0 +2 HELOCs |
0% | 100% | View | |
Bank Ozk
|
HELOC | 0 +2 HELOCs |
0% | 0% | ||
Msu Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
TruMark Financial Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Community Choice Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Justice Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Ussfcu
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Stanford Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | 0% |
Miami Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Miami, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Miami? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Miami in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Miami, FL
Use these to narrow the list above. Each category shows how many Miami, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Miami, FL
Independent mortgage companies closed 68.2 percent of home loans in Miami, Florida in 2025, banks 28.8 percent and credit unions 3 percent. First Equity Mortgage Bankers Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Educational Federal Credit Union the largest credit union. Among lenders headquartered in Florida, City National Bank of Florida led with 41 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Miami, FL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Miami, Florida with 128 loans, about 5.2 percent of the market. The largest lender headquartered in Florida was City National Bank of Florida with 41 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Miami, Florida, Paramount Residential Mortgage approved the highest share of completed applications in 2025 at 89.7 percent, against a 69.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
65 lenders closed FHA loans in Miami, Florida in 2025, led by United Wholesale Mortgage with 52. 13 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 90 banks and 39 credit unions closed home loans in Miami, Florida in 2025, alongside 171 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Miami, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Miami, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Miami. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
