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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
We Florida Financial Credit Union Rates & Review September 2026We Florida Financial Credit Union's 7 Month Business CD rates are at 2.90%, 7 Month CD rates are at 2.90%, 7 Month Ultra CD rates are at 2.90%, 6 Month Business CD rates are at 2.85%, 6 Month CD rates are at 2.85%. We Florida Financial Credit Union's savings rates are at 0.00%. We Florida Financial Credit Union's money market rates are at 2.90%. We Florida Financial Credit Union's Personal Loan Rates are at 16.15%. MonitorBankRates evaluates the financial stability of We Florida Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.48%. Rates last updated and verified on 08/31/2026. We Florida Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at We Florida Financial Credit Union? Share your experience about We Florida Financial Credit Union by leaving a review below, or read customer reviews before you decide to use We Florida Financial Credit Union. We Florida Financial Credit Union
East Pembroke Pines 9560 Pines Blvd
https://www.wefloridafinancial.com Pembroke Pines, FL 33024
We Florida Financial Credit Union CD Rates
We Florida Financial Credit Union Savings Rates
We Florida Financial Credit Union Money Market Rates
We Florida Financial Credit Union Checking Rates
We Florida Financial Credit Union Home Equity & HELOC
We Florida Financial Credit Union Auto Loan Rates
We Florida Financial Credit Union Credit Card Rates
We Florida Financial Credit Union Personal Loan Rates
Financial Health HistoryWe Florida Financial Credit Union’s Texas Ratio fell from 4.61% in Q2 2023 to 3.48% in Q1 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for We Florida Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather We Florida Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with We Florida Financial Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
We Florida Financial Credit Union
Address
9560 Pines Blvd,
Pembroke Pines, FL 33024
Phone
954-515-1512
Fax
954-704-8681
President
Mary Ann LaRock
CEO
William Spearman
Full-Time Employees
118
Part-Time Employees
0
Branch Locations
6
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.48%
Return on Assets (ROA)
0.1014%
Return on Equity (ROE)
0.9746%
Non-Performing Loans Ratio (NPL)
0.64%
Total Assets
709,021,471
Total Amount of Shares and Deposits
634,543,137
Total Shares and Deposits < 1 Year
618,272,186
Total Shares and Deposits 1 3 Years
14,241,969
Total Shares and Deposits > 3 Years
2,028,982
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
39,418,316
Total Uninsured Shares and Deposits > $250K (F+J)
39,418,316
Total Insured Shares and Deposits > $250K (item 17 less item K)
595,124,821
Total Interest Expense (Sum of items 6 8)
2,449,976
Share Certificates
7,653
Number of Accounts for Share Drafts
25,806
IRA KEOGH Accounts
1,035
Number of Accounts for Regular Shares
46,862
Money Market Shares
2,608
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
115,348,516
Total Liabilities
657,113,437
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
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Frequently Asked Questions About We Florida Financial Credit UnionHow many branches does We Florida Financial Credit Union operate?We Florida Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join We Florida Financial Credit Union?Yes, to access services at We Florida Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, We Florida Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, We Florida Financial Credit Union provides members with tools to manage their accounts and build a solid financial history. Does We Florida Financial Credit Union offer online and mobile banking?Most modern institutions like We Florida Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wefloridafinancial.com. Current We Florida Financial Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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