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Mortgage Lenders and Brokers in Boca Raton, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Boca Raton, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3013 W Yamato Rd, Boca Raton, FL 33434A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA21060 Saint Andrews Blvd, Boca Raton, FL 33433A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA5355 Town Center Rd Ste 101, Boca Raton, FL 33486A+5.0 ★Texas Ratio: 5.36%, TD BankTD Bank1371 W Palmetto Park Rd, Boca Raton, FL 33486A+5.0 ★Texas Ratio: 3.71%, City National Bank of FloridaCity National Bank of Florida641 S Federal Hwy, Boca Raton, FL 33432A5.0 ★Texas Ratio: 7.12%, Citibank, NACitibank, NA3009 W Yamato Rd, Boca Raton, FL 33434A+5.0 ★Texas Ratio: 2.82%, Truist BankTruist Bank9885 Glades Rd, Boca Raton, FL 33434A+5.0 ★Texas Ratio: 2.87%, PNC Bank N.A.PNC Bank N.A.6943 Sw 18th St, Boca Raton, FL 33433A+5.0 ★Texas Ratio: 4.24%, Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, and Fifth Third Bank, National AssociationFifth Third Bank, National Association7028 W Palmetto Park Road, Boca Raton, FL 33433A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Boca Raton, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Boca Raton are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Boca Raton, Florida

Market share is the lender's share of all home loans closed in Boca Raton, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 10 offices in Boca Raton 3013 W Yamato Rd, Boca Raton, FL 33434 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	52 +8 HELOCs	3.5%	73.7%	$1,951,153	View
Bank of America NA 7 offices in Boca Raton 21060 Saint Andrews Blvd, Boca Raton, FL 33433 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, Jumbo, HELOC	41 +52 HELOCs	2.8%	89.1%	$3,201,097	View
Wells Fargo Bank NA 8 offices in Boca Raton 5355 Town Center Rd Ste 101, Boca Raton, FL 33486 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	26	1.8%	56.5%	$1,502,307	View
TD Bank 5 offices in Boca Raton 1371 W Palmetto Park Rd, Boca Raton, FL 33486 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	23 +39 HELOCs	1.6%	85.7%	$1,277,173	View
City National Bank of Florida 1 office in Boca Raton 641 S Federal Hwy, Boca Raton, FL 33432 A5.0 ★Texas Ratio: 7.12%	Conventional, Jumbo	10	0.7%	83.3%	$1,277,000	View
Citibank, NA 5 offices in Boca Raton 3009 W Yamato Rd, Boca Raton, FL 33434 A+5.0 ★Texas Ratio: 2.82%	Conventional, FHA, Jumbo, HELOC	9 +3 HELOCs	0.6%	64.7%	$1,579,444	View
Truist Bank ★ 1 stars, 1 review 8 offices in Boca Raton 9885 Glades Rd, Boca Raton, FL 33434 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	5 +31 HELOCs	0.3%	60%	$751,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 4 offices in Boca Raton 6943 Sw 18th St, Boca Raton, FL 33433 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	5 +27 HELOCs	0.3%	100%	$1,021,000	View
Third Federal Savings and Loan 1 office in Boca Raton 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, Jumbo, HELOC	4 +39 HELOCs	0.3%	44.4%	$390,000	View
Fifth Third Bank, National Association 4 offices in Boca Raton 7028 W Palmetto Park Road, Boca Raton, FL 33433 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	4 +19 HELOCs	0.3%	83.3%	$1,487,500	View
Seacoast National Bank ★ 5 stars, 1 review 2 offices in Boca Raton 2300 Glades Road Suite 120 140 West, Boca Raton, FL 33431 A+5.0 ★Texas Ratio: 2.72%	Conventional, Jumbo, HELOC	4 +6 HELOCs	0.3%	80%	$1,397,500	View
Southstate Bank, National Association ★ 5 stars, 1 review 1 office in Boca Raton 1515 N Federal Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.27%	Conventional, Jumbo, HELOC	4 +3 HELOCs	0.3%	100%	$637,500	View
United Community Bank 1 office in Boca Raton 601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97%	Conventional, FHA, Jumbo, HELOC	4 +3 HELOCs	0.3%	80%	$980,000	View
Regions Bank 2 offices in Boca Raton 19645 Us Highway 441, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo, HELOC	3 +5 HELOCs	0.2%	75%	$1,128,333	View
Flagstar Bank NA 2 offices in Boca Raton 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.2%	42.9%	$1,031,666	View
Valley National Bank 1 office in Boca Raton 1 N Federal Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	2 +4 HELOCs	0.1%	28.6%	$470,000	View
First Ciitizens Bank and Trust 1 office in Boca Raton 5099 N Federal Hwy, Boca Raton, FL 33431 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.1%	100%	$1,110,000	View
First Horizon Bank ★ 5 stars, 1 review 1 office in Boca Raton 1801 N Military Trl, Boca Raton, FL 33431 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	1 +5 HELOCs	0.1%	33.3%	$1,005,000	View
Pinnacle Bank 2 offices in Boca Raton 140 N Federal Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 3.04%	Conventional	1	0.1%	100%	$465,000	View
WSFS bank 1 office in Boca Raton 980 North Federal Highway Suite 110 30, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 3.10%	Conventional, Jumbo	1	0.1%	100%	$1,025,000	View
Centennial Bank 1 office in Boca Raton 2701 Nw 2nd Ave, Boca Raton, FL 33431 A+5.0 ★Texas Ratio: 3.14%	Conventional, Jumbo	1	0.1%	100%	$2,105,000	View
Amerant Bank, N.A. 1 office in Boca Raton 2301 Glades Rd, Boca Raton, FL 33431 B+4.7 ★Texas Ratio: 18.65%	HELOC	0 +2 HELOCs	0%	n/a		View
Builders Choice Mortgage LLC	Conventional, Jumbo	25	1.7%	89.3%	$1,048,200
Nqm Funding, LLC	Conventional, Jumbo	21	1.4%	81.5%	$1,051,666
Freedom Mortgage Corporation	Conventional, FHA, VA	10	0.7%	84.6%	$546,000
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	23 +5 HELOCs	1.6%	86.7%	$1,088,043	View
Space Coast Credit Union 20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37%	Conventional, HELOC	14 +35 HELOCs	0.9%	75%	$262,142	View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	11 +32 HELOCs	0.7%	78.6%	$1,206,818	View
Raymond James Bank 710 Carillon Pkwy, Saint Petersburg, FL 33716 A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	8	0.5%	88.9%	$1,620,000	View
Amerant Mortgage LLC 2301 Glades Rd, Boca Raton, FL 33431 B+4.7 ★Texas Ratio: 18.65%	Conventional, Jumbo	4	0.3%	100%	$1,315,000	View
Ithink Financial Credit Union 790 Park of Commerce Blvd, Boca Raton, FL 33487 A+5.0 ★Texas Ratio: 5.06%	Conventional, HELOC	3 +19 HELOCs	0.2%	75%	$638,333	View
BMO Harris Bank NA 5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.2%	50%	$1,521,666	View
Huntington National Bank 8889 Pelican Bay Blvd, Naples, FL 34108 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.1%	100%	$855,000	View
M&T Bank 850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.1%	100%	$2,655,000	View
City National Bank 801 Brickell Ave, Miami, FL 33131 A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.1%	50%	$3,160,000	View
Ameris Bank ★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.1%	100%	$880,000	View
Bny Mellon, N.A. 350 E Las Olas Blvd Ste 1400, Fort Lauderdale, FL 33301 A+5.0 ★Texas Ratio: 0.37%	Conventional, Jumbo	2	0.1%	100%	$2,005,000	View
Busey Bank 2524 Del Prado Blvd S, Cape Coral, FL 33904 A+5.0 ★Texas Ratio: 2.31%	Conventional	2	0.1%	100%	$450,000	View
CIBC Bank USA 340 Royal Palm Way, Palm Beach, FL 33480 A+5.0 ★Texas Ratio: 5.05%	Conventional, Jumbo	1	0.1%	100%	$2,005,000	View
Desjardins Bank 1070 Gateway Blvd, Boynton Beach, FL 33426 A+5.0 ★Texas Ratio: 1.22%	Conventional	1	0.1%	100%	$585,000	View
Firstbank 2990 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.1%	100%	$95,000	View
International Finance Bank 777 Sw 37th Ave, Miami, FL 33135 A+5.0 ★Texas Ratio: 3.03%	Conventional	1	0.1%	100%	$255,000	View
Helm Bank USA 999 Brickell Ave, Miami, FL 33131 A5.0 ★Texas Ratio: 10.01%	Conventional, Jumbo	1	0.1%	50%	$1,505,000	View
Velocity Community Federal Credit Union 6779 W Indiantown Rd, Jupiter, FL 33458 4654 A+5.0 ★Texas Ratio: 3.08%	Conventional	1	0.1%	100%	$255,000	View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	Conventional, Jumbo	1	0.1%	100%	$1,055,000	View
Community Credit Union of Florida 660 West Ave, Cocoa, FL 32927 4971 A+5.0 ★Texas Ratio: 1.43%	Conventional, Jumbo	1	0.1%	100%	$5,195,000	View
Banco do Brasil Americas 17900 Bicayne Boulevard, Aventura, FL 33160 A+5.0 ★Texas Ratio: 4.98%	Conventional, Jumbo	1	0.1%	100%	$6,375,000	View
The Central Trust Bank 3701 Tamiami Trl N, Naples, FL 34103 A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0.1%	100%	$325,000	View
First Florida Credit Union 8300 NW 53rd St, Doral, FL 33166 7710 A+5.0 ★Texas Ratio: 3.47%	Conventional	1	0.1%	100%	$365,000	View
Bradesco Bank 3011 Ponce De Leon Boulevard Ph1, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 1.32%	Conventional	1	0.1%	100%	$705,000	View
Florida Capital Bank, N.A 241 Sw 7th Ter, Gainesville, FL 32601	Conventional	1	0.1%	100%	$265,000
Midflorida Credit Union ★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18%	Conventional	1	0.1%	100%	$45,000	View
VyStar Credit Union 16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56%	Conventional	1	0.1%	50%	$755,000	View
Ipava State Bank 1620 Main Street, Sarasota, FL 34236 A+5.0 ★Texas Ratio: 1.43%	Conventional	1	0.1%	100%	$45,000	View
Metro City Bank 6202 Commerce Palms Dr, Tampa, FL 33647 A+5.0 ★Texas Ratio: 3.17%	Conventional	1	0.1%	100%	$155,000	View
Tropical Financial Credit Union 8947 W Atlantic Blvd, Coral Springs, FL 33071 A5.0 ★Texas Ratio: 6.93%	HELOC	0 +5 HELOCs	0%	0%		View
Gte Federal Credit Union 7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65%	HELOC	0 +5 HELOCs	0%	n/a		View
BrightStar Credit Union 600 SE 3rd Ave, Fort Lauderdale, FL 33301 A+5.0 ★Texas Ratio: 4.57%	HELOC	0 +4 HELOCs	0%	n/a		View
Trustco Bank ★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Renasant Bank 16404 Nw 17th Drive, Alachua, FL 32615 A+5.0 ★Texas Ratio: 4.72%	HELOC	0 +1 HELOCs	0%	n/a		View
Florida Credit Union 10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76%	HELOC	0 +1 HELOCs	0%	0%		View
We Florida Financial 634 NE 3rd Ave, Fort Lauderdale, FL 33304 A+5.0 ★Texas Ratio: 3.51%	HELOC	0 +1 HELOCs	0%	n/a		View
First American Bank 540 Biltmore Way, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +1 HELOCs	0%	n/a		View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	27	1.8%	96.4%	$484,629	View
First Equity Mortgage Bankers Inc.	Conventional, Jumbo	9	0.6%	100%	$1,669,444
The Mortgage Firm	Conventional, VA	3	0.2%	100%	$635,000
Lakeview Loan Servicing, LLC	Conventional, FHA	2	0.1%	21.4%	$505,000
Mortgage300 Corporation	Conventional	2	0.1%	100%	$495,000
PHH Mortgage Corporation	VA	1	0.1%	100%	$275,000
Lennar Mortgage, LLC	Conventional	1	0.1%	100%	$255,000
Real Genius LLC	Conventional	1	0.1%	100%	$545,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	142 +15 HELOCs	9.6%	84%	$553,943
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	138 +8 HELOCs	9.3%	95.2%	$673,260
Rocket Mortgage	Conventional, FHA, VA, Jumbo, HELOC	126 +1 HELOCs	8.5%	72.7%	$376,666
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	57	3.9%	90.9%	$1,473,771	View
Pennymac Loan Services LLC	Conventional, VA, Jumbo	39	2.6%	75.9%	$711,410
Fairway Independent Mort Corp	Conventional, FHA, Jumbo	23	1.6%	100%	$671,086
Guaranteed Rate, Inc.	Conventional, Jumbo, HELOC	20 +3 HELOCs	1.4%	71.4%	$750,500
Everett Financial, Inc.	Conventional, Jumbo	18	1.2%	75%	$441,111
loanDepot.com LLC	Conventional, Jumbo, HELOC	17 +2 HELOCs	1.1%	68%	$462,647
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	14	0.9%	73.7%	$1,394,285	View
The Loan Store, Inc	Conventional, FHA, Jumbo, HELOC	13 +10 HELOCs	0.9%	80%	$699,615
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, Jumbo	13	0.9%	46.4%	$410,384	View
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional, FHA, Jumbo	13	0.9%	100%	$503,461	View
Champions Funding, LLC	Conventional, Jumbo	11	0.7%	68.8%	$986,818
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, USDA, HELOC	10 +2 HELOCs	0.7%	100%	$391,000	View
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo, HELOC	10 +2 HELOCs	0.7%	90.9%	$866,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	9 +5 HELOCs	0.6%	81.8%	$327,222
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	9	0.6%	90%	$423,888
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, Jumbo	9	0.6%	81.8%	$351,666	View
Paramount Residential Mortgage	Conventional, FHA, VA	9	0.6%	90%	$521,666
Spring Eq, LLC	Conventional, Jumbo, HELOC	8 +11 HELOCs	0.5%	32.3%	$191,250
Nationstar Mortgage	Conventional	8	0.5%	61.5%	$185,000
ClearEdge Lending LLC	Conventional, Jumbo	8	0.5%	66.7%	$473,750
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo, HELOC	7 +3 HELOCs	0.5%	70%	$1,939,285	View
FM Home Loans LLC	Conventional, Jumbo	7	0.5%	100%	$690,714
Nfm, Inc	Conventional, FHA, Jumbo	6	0.4%	100%	$660,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	6	0.4%	100%	$815,000	View
Citadel Servicing Corporation	Conventional, Jumbo	6	0.4%	88.9%	$1,398,333
Plaza Home Mortgage, Inc	Conventional, Jumbo	6	0.4%	75%	$531,666
Pentagon Federal Credit Union	Conventional, VA, Jumbo, HELOC	5 +9 HELOCs	0.3%	71.4%	$401,000
Kind Lending, LLC	Conventional, Jumbo	5	0.3%	62.5%	$721,000
Amerisave Mortgage Company	Conventional, FHA	5	0.3%	21.7%	$175,000
Guild Mortgage Company	Conventional, Jumbo	5	0.3%	88.9%	$361,000
American Financial Network, Inc.	Conventional, Jumbo	5	0.3%	75%	$1,055,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	5	0.3%	100%	$427,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, Jumbo	5	0.3%	100%	$761,000	View
Discover Bank	Conventional	5	0.3%	21.7%	$139,000
Provident Funding Associates	Conventional	5	0.3%	83.3%	$583,000
Nexera Holding LLC	Conventional, Jumbo	5	0.3%	100%	$961,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	5	0.3%	100%	$541,000	View
Tomo Mortgage LLC	Conventional	5	0.3%	100%	$629,000
JMAC Lending, Inc.	Conventional, Jumbo	5	0.3%	83.3%	$1,145,000
Guaranteed Rate Affinity, LLC	Conventional, Jumbo	4	0.3%	100%	$530,000
Resicentral LLC	Conventional	4	0.3%	100%	$597,500
Deephaven Mortgage LLC	Conventional	4	0.3%	50%	$332,500
ResMac Inc	Conventional, Jumbo	4	0.3%	100%	$1,382,500
NJ Lenders Corp	Conventional	4	0.3%	100%	$425,000
Absolute Home Mortgage	Conventional	4	0.3%	100%	$475,000
VanDyk Mortgage Corporation	Conventional	4	0.3%	100%	$372,500
The Equitable Mortgage Corporation	Conventional	4	0.3%	100%	$515,000
Mortgage Equity Partners LLC	Conventional, FHA	4	0.3%	100%	$392,500
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	4	0.3%	100%	$660,000	View
Ark-La-Tex Financial Services LLC	Conventional	4	0.3%	100%	$580,000
Originpoint, LLC	Conventional, Jumbo, HELOC	3 +2 HELOCs	0.2%	100%	$838,333
AmWest Funding Corp	Conventional, Jumbo, HELOC	3 +2 HELOCs	0.2%	100%	$618,333
Dort Financial Credit Union	Conventional, HELOC	3 +2 HELOCs	0.2%	100%	$445,000
New American Funding, LLC.	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.2%	100%	$735,000
Fundloans Capital	Conventional, Jumbo	3	0.2%	100%	$1,728,333
Movement Mortgage, LLC	Conventional, Jumbo	3	0.2%	100%	$531,666
Filo Mortgage, LLC	Conventional	3	0.2%	75%	$601,666
Peapack Private Bank & Trust	Conventional	3	0.2%	100%	$705,000
Suma Federal Credit Union A5.0 ★Texas Ratio: 12.06%	Conventional	3	0.2%	100%	$571,666
Capital Partners Mortgage Services, LLC	Conventional, VA	3	0.2%	60%	$568,333
Highlands Residential Mortgage, Ltd.	Conventional	3	0.2%	100%	$528,333
Ameritrust Mortgage Corporation	Conventional	3	0.2%	100%	$608,333
Cardinal Financial Company, Li	Conventional, Jumbo	3	0.2%	100%	$1,271,666
T2 Financial LLC	Conventional, FHA	3	0.2%	60%	$371,666
Lendsure Mortgage Corp.	Conventional	3	0.2%	100%	$435,000
American Pacific Mortgage Corporation	Conventional, Jumbo	3	0.2%	100%	$561,666
Union Savings Bank	Conventional, Jumbo	3	0.2%	100%	$888,333
Towne Mortgage Company	Conventional	3	0.2%	100%	$588,333
Logan Finance Corporation	Conventional, Jumbo	3	0.2%	100%	$648,333
Prosperity Home Mortgage, LLC	Conventional, FHA	3	0.2%	60%	$338,333
Nationwide Mortgage Bankers, Inc.	Conventional	3	0.2%	100%	$371,666
Fourleaf Federal Credit Union	Conventional, Jumbo, HELOC	2 +5 HELOCs	0.1%	100%	$820,000
Liberty Federal Credit Union ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.1%	100%	$2,000,000	View
Total Mortgage Services, LLC	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$405,000
Goldman Sachs Bank USA A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	2	0.1%	100%	$1,230,000	View
Primelending	Conventional	2	0.1%	100%	$605,000
Atlantic Coast Mortgage, LLC	Conventional, Jumbo	2	0.1%	100%	$970,000
Goodleap, LLC	Conventional	2	0.1%	100%	$320,000
Sage Home Loans Corporation	Conventional	2	0.1%	100%	$275,000
Guidance Residential, LLC	Conventional	2	0.1%	100%	$735,000
Oaktree Funding Corp	Conventional, Jumbo	2	0.1%	100%	$605,000
AdvantageFirst Lending Inc	FHA, VA	2	0.1%	66.7%	$425,000
Success Mortgage Partners, Inc	Conventional	2	0.1%	100%	$320,000
Advisors Mortgage Group, LLC	Conventional	2	0.1%	100%	$380,000
Sun West Mortgage Company, Inc	Conventional, FHA	2	0.1%	100%	$340,000
Network Funding, L.P.	Conventional	2	0.1%	100%	$440,000
Northwest Federal Credit Union	Conventional	2	0.1%	100%	$160,000
Wall Street Mortgage Bankers, Ltd. dba Power Expre	Conventional, Jumbo	2	0.1%	100%	$1,990,000
American Financing Corporation	Conventional, FHA	2	0.1%	40%	$250,000
American Federal Mortgage Corporation	Conventional	2	0.1%	100%	$405,000
Union Home Mortgage Corp.	Conventional	2	0.1%	100%	$365,000
First Colony Mortgage Corporat	Conventional	2	0.1%	100%	$570,000
Stg Mortgage Inc	Conventional	2	0.1%	75%	$230,000
First Bank A+5.0 ★Texas Ratio: 4.65%	Conventional, Jumbo	2	0.1%	100%	$745,000	View
Mission Loans, LLC	Conventional	2	0.1%	100%	$485,000
Mutual of Omaha Mortgage	Conventional, VA	2	0.1%	75%	$400,000
Vista Bank A+5.0 ★Texas Ratio: 4.72%	Conventional, Jumbo	2	0.1%	100%	$915,000	View
RBC Bank (Georgia), N.A.	Conventional, Jumbo	2	0.1%	100%	$1,050,000
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0.1%	66.7%	$375,000	View
Luxury Mortgage Corp.	Conventional, Jumbo	2	0.1%	100%	$845,000
HomeBridge Financial Services, Inc	Conventional, Jumbo, HELOC	1 +16 HELOCs	0.1%	100%	$2,005,000
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	1 +8 HELOCs	0.1%	100%	$285,000	View
American Airlines Federal Cred	Conventional, Jumbo, HELOC	1 +4 HELOCs	0.1%	100%	$2,705,000
Quorum Federal Credit Union	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$115,000
Better Mortgage Corporation	Conventional, Jumbo, HELOC	1 +4 HELOCs	0.1%	25%	$965,000
Sierra Pacific Mortgage Co. Inc	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$505,000
Synovus Bank	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$655,000
Firstrust Savings Bank	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$1,525,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$785,000	View
Arc Home LLC	Conventional	1	0.1%	50%	$235,000
Baycoast Mortgage Company, LLC A5.0 ★Texas Ratio: 12.75%	Conventional, Jumbo	1	0.1%	100%	$1,275,000	View
EMM Loans LLC	Conventional	1	0.1%	100%	$315,000
Fidelity Bank A5.0 ★Texas Ratio: 12.33%	Conventional, Jumbo	1	0.1%	100%	$1,005,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, Jumbo	1	0.1%	100%	$1,695,000	View
Cornerstone First Mortgage, LLC	Conventional, Jumbo	1	0.1%	100%	$2,405,000
First Community Mortgage, Inc.	Conventional	1	0.1%	100%	$255,000
First Western Trust Bank A+5.0 ★Texas Ratio: 5.16%	Conventional	1	0.1%	100%	$255,000	View
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional	1	0.1%	100%	$555,000	View
Cliffco, Inc.	Conventional	1	0.1%	50%	$425,000
Jd Bank	Conventional	1	0.1%	100%	$215,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$455,000	View
Primary Residential Mortgage, INC.	Conventional	1	0.1%	100%	$225,000
SWBC Mortgage Corporation	Conventional	1	0.1%	100%	$415,000
Nbkc Bank	Conventional	1	0.1%	50%	$615,000
Equity Prime Mortgage LLC	VA	1	0.1%	50%	$775,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$605,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$345,000	View
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.1%	100%	$125,000
Emporium Tpo LLC	Conventional	1	0.1%	100%	$625,000
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$405,000
Valon Mortgage	Conventional	1	0.1%	100%	$255,000
HomeXpress Mortgage Corp.	FHA	1	0.1%	33.3%	$575,000
First State Bank of St Charles	Conventional	1	0.1%	100%	$425,000
PFN Lending Group, Inc.	Conventional, Jumbo	1	0.1%	100%	$1,505,000
NCPD Federal Credit Union	Conventional	1	0.1%	100%	$165,000
Credit Union Mortgage Associat A+5.0 ★Texas Ratio: 3.45%	Conventional	1	0.1%	100%	$195,000	View
Intercoastal Mortgage, LLC A+5.0 ★Texas Ratio: 0.40%	Conventional, Jumbo	1	0.1%	100%	$1,495,000	View
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$495,000
First Savings Mortgage Corporation	Conventional	1	0.1%	100%	$695,000
Flexpoint, Inc.	Conventional	1	0.1%	100%	$275,000
East Coast Capital Corp.	Conventional	1	0.1%	100%	$225,000
Network Capital Funding Corporation	Conventional	1	0.1%	33.3%	$355,000
Bay Equity LLC	Conventional	1	0.1%	100%	$805,000
Strong Home Mortgage, LLC	Conventional	1	0.1%	100%	$715,000
William Raveis Mortgage, LLC	Conventional	1	0.1%	100%	$465,000
Greenbox Loans	Conventional, Jumbo	1	0.1%	100%	$1,235,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	1	0.1%	16.7%	$285,000	View
Summit Credit Union	Conventional	1	0.1%	100%	$565,000
Axos Bank A+5.0 ★Texas Ratio: 3.94%	Conventional, Jumbo	1	0.1%	33.3%	$4,485,000	View
Atlantic Bay Mortgage Group	Conventional, Jumbo	1	0.1%	100%	$1,255,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	FHA	1	0.1%	50%	$505,000	View
Embrace Home Loans, Inc.	Conventional	1	0.1%	100%	$335,000
Teachers Federal Credit Union	Conventional, Jumbo	1	0.1%	50%	$5,005,000
Nations Lending Corporation	Conventional	1	0.1%	100%	$395,000
Harborone Mortgage, LLC	Conventional, Jumbo	1	0.1%	100%	$1,365,000
BoxCar Mortgage, LLC	FHA	1	0.1%	100%	$355,000
Hometown Equity Mortgage, LLC	Conventional, Jumbo	1	0.1%	14.3%	$2,995,000
Together Credit Union A+5.0 ★Texas Ratio: 4.25%	Conventional, Jumbo	1	0.1%	100%	$805,000
Schaumburg Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 0.87%	Conventional, Jumbo	1	0.1%	100%	$1,155,000	View
Crystal Lake Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.94%	Conventional, Jumbo	1	0.1%	100%	$855,000	View
Northbrook Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.98%	Conventional, Jumbo	1	0.1%	100%	$1,215,000	View
GuardHill Financial LLC	Conventional	1	0.1%	50%	$805,000
Hanscom Federal Credit Union	Conventional	1	0.1%	100%	$505,000
Mortgage Research Center	VA	1	0.1%	25%	$335,000
Lake Michigan Credit Union	Conventional	1	0.1%	100%	$425,000
Emet Lending Group, Inc.	Conventional	1	0.1%	100%	$525,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	100%	$305,000	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	50%	$525,000	View
V.I.P. Mortgage, Inc.	Conventional	1	0.1%	100%	$325,000
Summit Funding.Inc	Conventional	1	0.1%	100%	$225,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$405,000	View
Provident Bank A+5.0 ★Texas Ratio: 3.46%	Conventional	1	0.1%	100%	$355,000	View
Hometown Funding, INC. D/B/A CNB Mortgage Company	Conventional, Jumbo	1	0.1%	100%	$5,005,000
Nmsi, Inc.	Conventional, Jumbo	1	0.1%	100%	$945,000
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0.1%	100%	$475,000
State Departmenet Federal Credit Union	Conventional	1	0.1%	100%	$245,000
United Nations Federal CU	Conventional	1	0.1%	100%	$535,000
First National Bank of PA A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo	1	0.1%	100%	$995,000	View
Reliance First Capital, LLC	Conventional	1	0.1%	50%	$375,000
Texana Bank	Conventional	1	0.1%	100%	$805,000
Mason-McDuffie Mortgage Corporation	Conventional	1	0.1%	100%	$545,000
Top Flite Financial, Inc.	Conventional	1	0.1%	100%	$485,000
Cake Mortgage Corp.	Conventional, Jumbo	1	0.1%	100%	$4,355,000
Village Capital & Investment	VA	1	0.1%	66.7%	$255,000
American Neighborhood Mortgage Acceptance Company	Conventional	1	0.1%	100%	$595,000
Figure Lending LLC	HELOC	0 +15 HELOCs	0%	n/a
Coastal Community Bank	HELOC	0 +10 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +4 HELOCs	0%	n/a		View
Tower Federal Credit Union A-4.9 ★Texas Ratio: 16.71%	HELOC	0 +3 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Beacon Bank & Trust A+5.0 ★Texas Ratio: 5.36%	HELOC	0 +1 HELOCs	0%	n/a		View
Kinecta Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Community Choice Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Franklin Mint Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Communityamerica Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Affinity Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Bank Ozk	HELOC	0 +1 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
First Financial Bank A+5.0 ★Texas Ratio: 3.21%	HELOC	0 +1 HELOCs	0%	n/a		View
Consumers Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Boca Raton Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Boca Raton, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Boca Raton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Boca Raton in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Boca Raton, FL

Use these to narrow the list above. Each category shows how many Boca Raton, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 141 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 94 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 41 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 24 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 16 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 117 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 36 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Boca Raton, FL

Independent mortgage companies closed 67.1 percent of home loans in Boca Raton, Florida in 2025, banks 28.7 percent and credit unions 4.1 percent. Builders Choice Mortgage LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Space Coast Credit Union the largest credit union. Among lenders headquartered in Florida, City National Bank of Florida led with 10 loans.

67.1%

Mortgage companies

28.7%

Banks

4.1%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Boca Raton, FL

Who is the largest mortgage lender in Boca Raton, FL?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Boca Raton, Florida with 52 loans, about 3.5 percent of the market. The largest lender headquartered in Florida was City National Bank of Florida with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Boca Raton, FL have the highest approval rates?

Among lenders with meaningful volume in Boca Raton, Florida, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 95.2 percent, against a 78.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Boca Raton, FL mortgage lenders offer FHA, VA and USDA loans?

24 lenders closed FHA loans in Boca Raton, Florida in 2025, led by Rocket Mortgage with 8. 16 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Boca Raton, FL lender list?

Yes. 94 banks and 41 credit unions closed home loans in Boca Raton, Florida in 2025, alongside 141 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Boca Raton, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Boca Raton, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Boca Raton, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Boca Raton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.