☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / California / Riverside

iAdvertiser Disclosure

Mortgage Lenders and Brokers in Riverside, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Riverside, California mortgage lenders include US Bank, N.A.US Bank, N.A.3350 La Sierra Ave, Riverside, CA 92503A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA5060 Arlington Ave, Riverside, CA 92504A+5.0 ★Texas Ratio: 3.68%, Altura Credit UnionAltura Credit Union2847 Campus Pkwy, Riverside, CA 92507 0906A+5.0 ★Texas Ratio: 3.54%, Wells Fargo Bank NAWells Fargo Bank NA4250 Van Buren Blvd, Riverside, CA 92503A+5.0 ★Texas Ratio: 5.36%, City National BankCity National Bank3484 Central Ave, Riverside, CA 92506A+5.0 ★Texas Ratio: 5.55%, Bank of America NABank of America NA5225 Canyon Crest Dr, Riverside, CA 92507A+5.0 ★Texas Ratio: 4.14%, Citibank, NACitibank, NA3580 Tyler St, Riverside, CA 92503A+5.0 ★Texas Ratio: 2.82%, Banner BankBanner Bank5030 Arlington Ave, Riverside, CA 92504A+5.0 ★Texas Ratio: 2.91%, Provident Savings Bank, F.S.B.Provident Savings Bank, F.S.B.4001 Main St, Riverside, CA 92501A+5.0 ★Texas Ratio: 0.42%, and PNC Bank N.A.PNC Bank N.A.16920 Van Buren Blvd, Riverside, CA 92504A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Riverside, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Riverside are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Riverside, California

Market share is the lender's share of all home loans closed in Riverside, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 7 offices in Riverside 3350 La Sierra Ave, Riverside, CA 92503 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	55 +31 HELOCs	1.8%	60.2%	$403,727	View
JPMorgan Chase Bank, NA 6 offices in Riverside 5060 Arlington Ave, Riverside, CA 92504 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo, HELOC	48 +10 HELOCs	1.6%	90.9%	$433,333	View
Altura Credit Union 2847 Campus Pkwy, Riverside, CA 92507 0906 A+5.0 ★Texas Ratio: 3.54%	Conventional	36	1.2%	83.7%	$227,777	View
Wells Fargo Bank NA 6 offices in Riverside 4250 Van Buren Blvd, Riverside, CA 92503 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, Jumbo	25	0.8%	65.8%	$375,000	View
City National Bank 1 office in Riverside 3484 Central Ave, Riverside, CA 92506 A+5.0 ★Texas Ratio: 5.55%	Conventional, HELOC	23 +1 HELOCs	0.8%	76.7%	$535,869	View
Bank of America NA 4 offices in Riverside 5225 Canyon Crest Dr, Riverside, CA 92507 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	14 +61 HELOCs	0.5%	73.7%	$396,428	View
Citibank, NA 3 offices in Riverside 3580 Tyler St, Riverside, CA 92503 A+5.0 ★Texas Ratio: 2.82%	Conventional, HELOC	5 +2 HELOCs	0.2%	100%	$631,000	View
Banner Bank 1 office in Riverside 5030 Arlington Ave, Riverside, CA 92504 A+5.0 ★Texas Ratio: 2.91%	Conventional, Jumbo, HELOC	4 +4 HELOCs	0.1%	80%	$702,500	View
Provident Savings Bank, F.S.B. 4 offices in Riverside 4001 Main St, Riverside, CA 92501 A+5.0 ★Texas Ratio: 0.42%	Conventional	2	0.1%	100%	$520,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3 offices in Riverside 16920 Van Buren Blvd, Riverside, CA 92504 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +22 HELOCs	0%	0%		View
Columbia Bank 1 office in Riverside 3403 10th St, Riverside, CA 92501 A+5.0 ★Texas Ratio: 2.28%	HELOC	0 +1 HELOCs	0%	n/a		View
Schoolsfirst FCU 4204 Riverwalk Pkwy Ste 100, Riverside, CA 92505 A+5.0 ★Texas Ratio: 5.56%	Conventional, FHA, Jumbo, HELOC	163 +172 HELOCs	5.4%	89.4%	$255,061	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional, FHA, VA	28	0.9%	91.2%	$518,214	View
Arrowhead Central Credit Union 6135 Van Buren Blvd, Riverside, CA 92503 A+5.0 ★Texas Ratio: 3.64%	Conventional, Jumbo, HELOC	24 +5 HELOCs	0.8%	55.8%	$215,000	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional, FHA	15	0.5%	83.3%	$327,000	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	11	0.4%	84.6%	$130,454	View
East West Bank 403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84%	Conventional, HELOC	10 +4 HELOCs	0.3%	83.3%	$463,000	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo	10	0.3%	100%	$690,000	View
Eagle Community Credit Union 2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63%	Conventional	7	0.2%	100%	$119,285	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	Conventional, VA, Jumbo, HELOC	6 +5 HELOCs	0.2%	50%	$858,333	View
BMO Harris Bank NA 855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54%	Conventional, FHA, Jumbo, HELOC	6 +3 HELOCs	0.2%	75%	$531,666	View
Vision One Mortgage, Inc. 3279 Ramos Cir, Sacramento, CA 95827 2500 A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA	5	0.2%	83.3%	$559,000	View
Orange County'S FCU 2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43%	Conventional, HELOC	4 +8 HELOCs	0.1%	40%	$157,500	View
Credit Union of Southern California 4333 Orange St Ste 100, Riverside, CA 92501 A+5.0 ★Texas Ratio: 2.65%	Conventional, HELOC	4 +7 HELOCs	0.1%	66.7%	$185,000	View
Wescom Central Credit Union ★ 5 stars, 1 review 3790 Tyler St, Riverside, CA 92503 A+5.0 ★Texas Ratio: 2.66%	Conventional, HELOC	3 +37 HELOCs	0.1%	50%	$428,333	View
Kinecta Federal Credit Union 1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82%	Conventional, HELOC	3 +4 HELOCs	0.1%	100%	$261,666	View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	Conventional, HELOC	3 +1 HELOCs	0.1%	100%	$425,000	View
Los Angeles Police FCU 1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38%	Conventional	3	0.1%	75%	$88,333	View
Northrop Grumman Federal Credit Union 1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22%	Conventional	3	0.1%	100%	$255,000	View
The First Financial Federal Credit Union 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	Conventional	3	0.1%	80%	$81,666	View
Rize Federal Credit Union 12701 Schabarum Ave, Irwindale, CA 91706 A5.0 ★Texas Ratio: 6.24%	Conventional	2	0.1%	80%	$135,000	View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	1 +4 HELOCs	0%	28.6%	$595,000	View
California Coast Credit Union 386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25%	Conventional, HELOC	1 +3 HELOCs	0%	50%	$125,000	View
First Bank 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	FHA, HELOC	1 +3 HELOCs	0%	100%	$555,000	View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	Conventional, HELOC	1 +2 HELOCs	0%	50%	$75,000	View
Alta Vista Credit Union 1425 W LUGONIA AVE, REDLANDS, CA 92374 A+5.0 ★Texas Ratio: 3.38%	Conventional, HELOC	1 +2 HELOCs	0%	100%	$585,000	View
Farmers Insurance Federal Credit Union 2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30%	Conventional	1	0%	100%	$155,000	View
Royal Business Bank 901 S Baldwin Ave, Arcadia, CA 91007 A5.0 ★Texas Ratio: 7.57%	Conventional	1	0%	100%	$415,000	View
Los Angeles Federal Credit Union 11306 South St, Cerritos, CA 90703 A+5.0 ★Texas Ratio: 3.95%	Conventional	1	0%	100%	$715,000	View
ClearPath Lending 300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77%	VA	1	0%	100%	$685,000	View
First Entertainment CU 2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47%	Conventional	1	0%	100%	$115,000	View
Chevron Federal Credit Union 9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12%	Conventional	1	0%	50%	$465,000	View
Point Mortgage Corp 2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57%	Conventional	1	0%	100%	$695,000	View
UMe Federal Credit Union 3000 W Magnolia Blvd, Burbank, CA 91505 3043 A+5.0 ★Texas Ratio: 2.74%	Conventional	1	0%	100%	$595,000	View
Preferred Bank 325 E Valley Blvd, Alhambra, CA 91801 A5.0 ★Texas Ratio: 12.84%	Conventional	1	0%	50%	$555,000	View
Sunflower Bank, N.A. 1888 Century Park E, Los Angeles, CA 90067 A5.0 ★Texas Ratio: 10.77%	Conventional	1	0%	100%	$505,000	View
Certified Federal Credit Union 200 N Puente St, Brea, CA 92821 3824 A+5.0 ★Texas Ratio: 1.07%	Conventional	1	0%	100%	$45,000	View
Foothill Federal Credit Union 250 W Colorado Blvd, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 1.28%	Conventional	1	0%	50%	$25,000
Star One Credit Union 10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64%	Conventional	1	0%	100%	$495,000	View
Nuvision Federal Credit Union 3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84%	HELOC	0 +5 HELOCs	0%	n/a		View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	HELOC	0 +4 HELOCs	0%	n/a		View
California Credit Union 633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90%	HELOC	0 +2 HELOCs	0%	n/a		View
F&A Federal Credit Union 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14%	HELOC	0 +2 HELOCs	0%	n/a		View
First City Credit Union 500 W Woodbury Rd, Altadena, CA 91001 5410 A+5.0 ★Texas Ratio: 2.03%	HELOC	0 +1 HELOCs	0%	50%		View
Provident Credit Union 2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49%	HELOC	0 +1 HELOCs	0%	n/a		View
Uncle Credit Union 1809 HOLMES ST, LIVERMORE, CA 94550 A+5.0 ★Texas Ratio: 5.51%	HELOC	0 +1 HELOCs	0%	n/a		View
SAFE Credit Union 7887 Walerga Rd, Antelope, CA 95843 A+5.0 ★Texas Ratio: 3.24%	HELOC	0 +1 HELOCs	0%	n/a		View
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA, Jumbo, HELOC	104 +3 HELOCs	3.5%	97.9%	$514,230	View
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	75	2.5%	69.7%	$377,533
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	54 +6 HELOCs	1.8%	76.4%	$271,481
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	42	1.4%	100%	$438,571
New American Funding, LLC.	Conventional, FHA, VA, HELOC	40 +10 HELOCs	1.3%	87%	$374,000
American Financial Network, Inc.	Conventional, FHA, VA, Jumbo	32	1.1%	91.4%	$564,375
Paramount Residential Mortgage	Conventional, FHA, VA	32	1.1%	100%	$477,500
Inspire Home Loans Inc.	Conventional, FHA, VA	30	1%	81.6%	$485,000
Kind Lending, LLC	Conventional, FHA, VA, Jumbo	29	1%	71.1%	$507,413
Royal Pacific Funding	Conventional, FHA, Jumbo	27	0.9%	97%	$531,666
Flexpoint, Inc.	Conventional, FHA, Jumbo	23	0.8%	100%	$392,826
ML Mortgage Corp.	Conventional, FHA, VA, Jumbo	22	0.7%	95.8%	$542,727
Golden Empire Mortgage, Inc.	Conventional, FHA	20	0.7%	100%	$457,500
Nmsi, Inc.	Conventional, FHA	19	0.6%	100%	$509,210
Zillow Home Loans, LLC	Conventional, FHA	18	0.6%	100%	$540,555
AmWest Funding Corp	Conventional, FHA, VA, Jumbo	17	0.6%	100%	$532,058
Ez Fundings Inc	Conventional, FHA	16	0.5%	100%	$601,250
New Wave Lending Group Inc	Conventional, Jumbo	14	0.5%	100%	$513,571
American Pacific Mortgage Corporation	Conventional, FHA	13	0.4%	86.7%	$499,615
Geo-Corp, Inc.	FHA	13	0.4%	92.9%	$591,153
Residential Wholesale Mortgage	Conventional, FHA, VA, Jumbo	12	0.4%	100%	$630,000
Franklin Loan Corporation	Conventional, FHA, VA, Jumbo	12	0.4%	100%	$367,500
Hometown Equity Mortgage, LLC	Conventional, FHA, Jumbo	12	0.4%	54.5%	$638,333
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	12	0.4%	85.7%	$468,333
JMAC Lending, Inc.	Conventional, FHA	11	0.4%	91.7%	$506,818
Goodleap, LLC	Conventional, FHA, VA, HELOC	10 +10 HELOCs	0.3%	80%	$373,000
Ahl Funding	Conventional, FHA	10	0.3%	100%	$473,000
Carrington Mortgage Services LLC	Conventional, FHA, VA	10	0.3%	31%	$393,000
Pacific Lending LLC	Conventional, FHA, VA, Jumbo	9	0.3%	100%	$592,777
AdvantageFirst Lending Inc	Conventional, FHA	9	0.3%	75%	$353,888
Home Mortgage Alliance Corp (Hmac)	Conventional, FHA, VA	8	0.3%	75%	$318,750
Bay-Valley Mortgage Group	Conventional, FHA	8	0.3%	100%	$522,500
Coast 2 Coast Funding Group, Inc	Conventional	8	0.3%	100%	$261,250
Stg Mortgage Inc	Conventional, FHA	7	0.2%	100%	$682,142
Mission Loans, LLC	Conventional	7	0.2%	100%	$232,142
AAA Capital Investment, Inc	Conventional, Jumbo	6	0.2%	100%	$570,000
JSB Mortgage Corporation	Conventional	6	0.2%	100%	$458,333
Citadel Servicing Corporation	Conventional, Jumbo	6	0.2%	100%	$408,333
Cornerstone First Mortgage, LLC	Conventional, Jumbo	5	0.2%	100%	$799,000
MortgageOne, Inc	Conventional, FHA, Jumbo	5	0.2%	83.3%	$637,000
AmeriHome Mortgage Company, LLC	Conventional, FHA	5	0.2%	75%	$473,000
Mortgage Capital Partners, INC	Conventional	5	0.2%	100%	$537,000
General Mortgage Capital Corporation	Conventional	5	0.2%	83.3%	$537,000
JMJ Financial Group Inc.	Conventional, FHA	5	0.2%	100%	$359,000
Ony Glo, Inc.	Conventional	5	0.2%	45.5%	$475,000
Emet Lending Group, Inc.	Conventional	5	0.2%	100%	$537,000
Plaza Home Mortgage, Inc	Conventional, FHA, Jumbo	5	0.2%	60%	$625,000
Vista Point Mortgage, LLC	Conventional, Jumbo	5	0.2%	83.3%	$259,000
Victoria Financial Corp	Conventional	4	0.1%	100%	$450,000
Greenbox Loans	Conventional	4	0.1%	100%	$262,500
Nexera Holding LLC	Conventional	4	0.1%	80%	$190,000
Cake Mortgage Corp.	Conventional, Jumbo	4	0.1%	100%	$622,500
Resicentral LLC	Conventional, FHA	3	0.1%	100%	$568,333
Bridgeway Lending Partners, LLC	Conventional	3	0.1%	100%	$495,000
Provident Funding Associates	Conventional	3	0.1%	100%	$641,666
Financial Partners Credit Unio	Conventional, HELOC	2 +6 HELOCs	0.1%	40%	$465,000
Fundloans Capital	Conventional, Jumbo	2	0.1%	100%	$960,000
PFN Lending Group, Inc.	Conventional	2	0.1%	100%	$635,000
First Stardand Financial dba Nexcap Home Loans	Conventional, FHA	2	0.1%	100%	$575,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	2	0.1%	100%	$355,000	View
Intelliloan, Inc.	Conventional, FHA	2	0.1%	66.7%	$395,000
Banc One Mortage Corporation	Conventional	2	0.1%	100%	$615,000
Arcstone Financial Inc	Conventional, FHA	2	0.1%	100%	$585,000
Popa FCU - Cerritos	Conventional, HELOC	1 +1 HELOCs	0%	100%	$665,000
Alameda Mortgage Corporation	Conventional	1	0%	100%	$365,000
Watermark Capital, Inc.	Conventional	1	0%	100%	$595,000
Monarch Funding Corp.	Conventional	1	0%	100%	$475,000
Augusta Financial, Inc.	Conventional	1	0%	100%	$705,000
ResMac Inc	Conventional	1	0%	100%	$365,000
Winprime Lending	Conventional	1	0%	100%	$275,000
Residential First Capital	Conventional	1	0%	100%	$125,000
Network Capital Funding Corporation	FHA	1	0%	33.3%	$685,000
American Heritage Lending, LLC	Conventional	1	0%	100%	$755,000
American Internet Mortgage, Inc.	Conventional	1	0%	50%	$155,000
Mortgage Management Consultants, Inc.	Conventional	1	0%	100%	$545,000
ClearEdge Lending LLC	Conventional	1	0%	33.3%	$445,000
Operating Engineers Federal Credit Union	Conventional	1	0%	100%	$115,000
Griffin Funding Inc.	Conventional, Jumbo	1	0%	100%	$1,195,000
Figure Lending LLC	HELOC	0 +43 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +18 HELOCs	0%	n/a
Southland Credit Uniom	HELOC	0 +1 HELOCs	0%	0%
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	437 +56 HELOCs	14.5%	84.5%	$559,164
Rocket Mortgage	Conventional, FHA, VA, Jumbo	374	12.4%	84.1%	$353,449
Nationstar Mortgage	Conventional, FHA	60	2%	83.6%	$169,333
The Loan Store, Inc	Conventional, FHA, HELOC	49 +24 HELOCs	1.6%	94.4%	$513,775
Newrez LLC	Conventional, FHA, VA, Jumbo	45	1.5%	58.4%	$379,888
Spring Eq, LLC	Conventional, HELOC	36 +28 HELOCs	1.2%	41.3%	$112,500
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	35 +1 HELOCs	1.2%	92.7%	$503,285
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	34 +21 HELOCs	1.1%	56.5%	$302,647
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	32 +2 HELOCs	1.1%	91.4%	$565,312
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	30	1%	84.2%	$519,000
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, USDA, Jumbo, HELOC	25 +3 HELOCs	0.8%	93.5%	$534,200	View
Ameritrust Mortgage Corporation	Conventional, FHA, VA, Jumbo	23	0.8%	100%	$642,391
Movement Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	21 +1 HELOCs	0.7%	90%	$585,476
Mortgage Research Center	VA, Jumbo	16	0.5%	69.6%	$616,250
Fairway Independent Mort Corp	Conventional, FHA, VA, HELOC	14 +1 HELOCs	0.5%	93.3%	$485,714
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	13	0.4%	34.3%	$278,846
Primelending	Conventional, FHA, Jumbo	12	0.4%	100%	$452,500
Lennar Mortgage, LLC	Conventional, FHA	12	0.4%	100%	$400,000
Nations Direct Mortgage, LLC	Conventional, FHA, Jumbo	12	0.4%	92.3%	$486,666
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	12	0.4%	100%	$445,000
Amerisave Mortgage Company	Conventional, HELOC	11 +1 HELOCs	0.4%	39.3%	$130,454
21St Mortgage	Conventional	9	0.3%	47.6%	$122,777
Genway Home Mortgage, Inc.	Conventional, FHA, VA	8	0.3%	80%	$428,750
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	7	0.2%	90%	$510,714	View
Equity Prime Mortgage LLC	Conventional, FHA, VA	7	0.2%	87.5%	$533,571
Deephaven Mortgage LLC	Conventional	7	0.2%	77.8%	$257,857
First Colony Mortgage Corporat	Conventional, FHA	7	0.2%	83.3%	$520,714
Planet Home Lending, LLC	Conventional, FHA	7	0.2%	87.5%	$583,571
HomeBridge Financial Services, Inc	Conventional, FHA, VA, Jumbo, HELOC	6 +18 HELOCs	0.2%	54.5%	$558,333
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	6 +13 HELOCs	0.2%	58.3%	$85,000	View
Partners Federal Credit Union A+5.0 ★Texas Ratio: 4.65%	Conventional, HELOC	6 +5 HELOCs	0.2%	75%	$351,666	View
Better Mortgage Corporation	Conventional, VA, HELOC	6 +1 HELOCs	0.2%	85.7%	$536,666
Loanunited.Com, LLC	Conventional, FHA, VA	6	0.2%	100%	$590,000
Angel Oak Mortgage Solutions LLC	Conventional, HELOC	5 +1 HELOCs	0.2%	83.3%	$563,000
Kbhs Home Loans, LLC	Conventional, FHA, VA	5	0.2%	83.3%	$615,000
Guaranteed Rate Affinity, LLC	Conventional	5	0.2%	100%	$423,000
Mortgage Solutions of Colorado	Conventional, FHA, VA	5	0.2%	100%	$537,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	5	0.2%	100%	$589,000	View
Village Capital & Investment	FHA, VA	5	0.2%	73.7%	$437,000
Everett Financial, Inc.	Conventional, VA, Jumbo, HELOC	4 +1 HELOCs	0.1%	83.3%	$575,000
Sage Home Loans Corporation	Conventional	4	0.1%	83.3%	$507,500
Discover Bank	Conventional	4	0.1%	12.9%	$97,500
Churchill Mortgage Corporation	Conventional, FHA, VA, Jumbo	4	0.1%	100%	$520,000
Mutual of Omaha Mortgage	Conventional, FHA	4	0.1%	62.5%	$490,000
Champions Funding, LLC	Conventional, Jumbo	4	0.1%	66.7%	$675,000
American Financial Resources LLC	Conventional, VA	3	0.1%	100%	$641,666
All Credit Considered Mortgage, Inc.	Conventional	3	0.1%	100%	$421,666
Triad Financial Services, Inc.	Conventional	3	0.1%	56.5%	$131,666
PHH Mortgage Corporation	Conventional	3	0.1%	100%	$451,666
Filo Mortgage, LLC	Conventional, FHA	3	0.1%	75%	$441,666
Nqm Funding, LLC	Conventional, Jumbo	3	0.1%	66.7%	$901,666
Union Home Mortgage Corp.	Conventional	3	0.1%	100%	$495,000
Bay Equity LLC	Conventional	3	0.1%	100%	$298,333
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.1%	75%	$635,000	View
Nations Lending Corporation	Conventional, FHA	3	0.1%	100%	$285,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	3	0.1%	100%	$218,333	View
Megastar Finanacial Corp	Conventional, FHA	3	0.1%	100%	$485,000
Lower, LLC	Conventional, VA	3	0.1%	100%	$558,333
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	3	0.1%	75%	$695,000	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	2 +3 HELOCs	0.1%	100%	$690,000	View
Digital Federal Credit Union	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$345,000
Arc Home LLC	Conventional	2	0.1%	100%	$550,000
Genisys Credit Union	Conventional, Jumbo	2	0.1%	100%	$1,280,000
Premier Mortgage Resources, LLC	Conventional, VA	2	0.1%	100%	$420,000
Canopy Mortgage, LLC	Conventional, VA	2	0.1%	100%	$500,000
Data Mortgage, Inc	FHA	2	0.1%	100%	$355,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	2	0.1%	100%	$560,000	View
Michigan Mutual, Inc	FHA	2	0.1%	100%	$585,000
Credit Human Federal Credit Un	Conventional	2	0.1%	60%	$80,000
American Financing Corporation	Conventional, FHA	2	0.1%	50%	$320,000
Honda Federal Credit Union A+5.0 ★Texas Ratio: 2.74%	Conventional	2	0.1%	100%	$105,000	View
Encompass Lending Group, L.P.	FHA	2	0.1%	100%	$670,000
Top Flite Financial, Inc.	FHA	2	0.1%	100%	$280,000
Oaktree Funding Corp	Conventional, HELOC	1 +1 HELOCs	0%	100%	$565,000
State Departmenet Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	100%	$35,000
Geneva Financial LLC	Conventional, HELOC	1 +1 HELOCs	0%	100%	$405,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	VA	1	0%	100%	$695,000	View
RANLife, Inc.	FHA	1	0%	100%	$305,000
Taylor Morrison Home Funding, Inc.	Conventional	1	0%	100%	$365,000
Nbkc Bank	Conventional	1	0%	100%	$555,000
Central Bank A+5.0 ★Texas Ratio: 2.72%	Conventional	1	0%	100%	$45,000	View
Guidance Residential, LLC	Conventional	1	0%	100%	$675,000
Signature Federal Credit Union	Conventional	1	0%	100%	$235,000
Liberty Bank A+5.0 ★Texas Ratio: 0.01%	Conventional	1	0%	100%	$425,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0%	100%	$395,000	View
Emporium Tpo LLC	Conventional	1	0%	100%	$355,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional	1	0%	100%	$325,000	View
Summit Mortgage Bankers, Inc.	Conventional	1	0%	100%	$595,000
Direct Mortgage Corp A+5.0 ★Texas Ratio: 2.68%	Conventional	1	0%	100%	$325,000	View
Intercap Lending Inc	FHA	1	0%	100%	$445,000
Wall Street Mortgage Bankers, Ltd. dba Power Expre	Conventional	1	0%	100%	$725,000
Click n' Close, Inc.	FHA	1	0%	100%	$685,000
Securitynational Mortgage Company	FHA	1	0%	100%	$585,000
Strong Home Mortgage, LLC	Conventional, Jumbo	1	0%	50%	$1,195,000
Congressional Federal Credit Union	Conventional	1	0%	50%	$95,000
Nfm, Inc	Conventional	1	0%	100%	$595,000
New Day Financial, LLC.	VA	1	0%	16.7%	$415,000
Efinity Financial LLC A+5.0 ★Texas Ratio: 5.65%	Conventional	1	0%	100%	$355,000	View
Evergreen Moneysource Mortgage Company	FHA	1	0%	100%	$595,000
Beeline Loans, Inc.	Conventional	1	0%	100%	$585,000
Credence Funding Corporation	VA	1	0%	100%	$765,000
Teachers Federal Credit Union	Conventional	1	0%	100%	$105,000
T2 Financial LLC	Conventional	1	0%	100%	$425,000
Communityamerica Federal Credit Union	Conventional	1	0%	100%	$155,000
Schaumburg Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 0.87%	Conventional	1	0%	100%	$475,000	View
St. Charles Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 5.27%	Conventional, Jumbo	1	0%	100%	$1,505,000	View
Wheaton Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 3.87%	Conventional, Jumbo	1	0%	100%	$1,505,000	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	1	0%	100%	$685,000	View
Tjc Mortgage Inc	FHA	1	0%	100%	$625,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	1	0%	33.3%	$1,395,000	View
Logan Finance Corporation	Conventional, Jumbo	1	0%	100%	$2,255,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0%	50%	$435,000
First United Bank and Trust Co A5.0 ★Texas Ratio: 10.43%	Conventional	1	0%	100%	$405,000	View
Prosperity Home Mortgage, LLC	Conventional	1	0%	100%	$575,000
Veritas Funding, LLC	VA	1	0%	100%	$455,000
Summit Mortgage Corporation A5.0 ★Texas Ratio: 6.67%	Conventional	1	0%	100%	$225,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional	1	0%	100%	$265,000	View
RBC Bank (Georgia), N.A.	Conventional	1	0%	100%	$645,000
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0%	100%	$555,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0%	100%	$705,000	View
Luxury Mortgage Corp.	Conventional	1	0%	100%	$685,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +37 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +10 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +9 HELOCs	0%	0%
Valon Mortgage	HELOC	0 +6 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +5 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +3 HELOCs	0%	n/a		View
Usalliance Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	HELOC	0 +1 HELOCs	0%	n/a		View
HomeStreet Bank	HELOC	0 +1 HELOCs	0%	n/a
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a
Wings Financial Credit Union A+5.0 ★Texas Ratio: 2.07%	HELOC	0 +1 HELOCs	0%	n/a		View
Ussfcu	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Riverside Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Riverside, California

Looking for mortgage lenders near me or mortgage brokers near me in Riverside? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Riverside in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Riverside, CA

Use these to narrow the list above. Each category shows how many Riverside, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 169 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 48 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 58 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 94 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 55 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 58 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 124 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Riverside, CA

Independent mortgage companies closed 79.5 percent of home loans in Riverside, California in 2025, banks 9.6 percent and credit unions 10.9 percent. Sun West Mortgage Company, Inc was the largest mortgage company, US Bank, N.A. the largest bank and Altura Credit Union the largest credit union. Among lenders headquartered in California, Altura Credit Union led with 36 loans.

79.5%

Mortgage companies

9.6%

Banks

10.9%

Credit unions

21%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Riverside, CA

Who is the largest mortgage lender in Riverside, CA?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Riverside, California with 55 loans, about 1.8 percent of the market. The largest lender headquartered in California was Altura Credit Union with 36 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Riverside, CA have the highest approval rates?

Among lenders with meaningful volume in Riverside, California, Ocmbc, Inc. approved the highest share of completed applications in 2025 at 97.9 percent, against a 79.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Riverside, CA mortgage lenders offer FHA, VA and USDA loans?

94 lenders closed FHA loans in Riverside, California in 2025, led by United Wholesale Mortgage with 132. 55 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Riverside, CA lender list?

Yes. 48 banks and 58 credit unions closed home loans in Riverside, California in 2025, alongside 169 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Riverside, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Riverside, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Riverside, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Riverside. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.