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Mortgage Lenders and Brokers in Redlands, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Redlands, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA555 N Eureka St, Redlands, CA 92374A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.640 Orange St, Redlands, CA 92374A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA305 E State St, Redlands, CA 92373A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA27480 W Lugonia Ave, Redlands, CA 92374A+5.0 ★Texas Ratio: 5.36%, Alta Vista Credit UnionAlta Vista Credit Union1425 W LUGONIA AVE, REDLANDS, CA 92374A+5.0 ★Texas Ratio: 3.38%, Citibank, NACitibank, NA333 Orange St, Redlands, CA 92374A+5.0 ★Texas Ratio: 2.82%, Provident Savings Bank, F.S.B.Provident Savings Bank, F.S.B.125 E Citrus Ave, Redlands, CA 92373A+5.0 ★Texas Ratio: 0.42%, Schoolsfirst FCUSchoolsfirst FCU411 6th St, Redlands, CA 92374A+5.0 ★Texas Ratio: 5.56%, Arrowhead Central Credit UnionArrowhead Central Credit Union1580 Industrial Park Ave, Redlands, CA 92374A+5.0 ★Texas Ratio: 3.64%, and Flagstar Bank NAFlagstar Bank NA10474 Rancho Rd, Adelanto, CA 92301D3.3 ★Texas Ratio: 35.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Redlands, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Redlands are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Redlands, California

Market share is the lender's share of all home loans closed in Redlands, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 2 offices in Redlands 555 N Eureka St, Redlands, CA 92374 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo, HELOC	24 +3 HELOCs	2.4%	88.9%	$571,666	View
US Bank, N.A. 1 office in Redlands 640 Orange St, Redlands, CA 92374 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	15 +11 HELOCs	1.5%	68%	$369,666	View
Bank of America NA 1 office in Redlands 305 E State St, Redlands, CA 92373 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	8 +27 HELOCs	0.8%	88.9%	$547,500	View
Wells Fargo Bank NA 2 offices in Redlands 27480 W Lugonia Ave, Redlands, CA 92374 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, Jumbo	5	0.5%	100%	$757,000	View
Alta Vista Credit Union 1425 W LUGONIA AVE, REDLANDS, CA 92374 A+5.0 ★Texas Ratio: 3.38%	Conventional, HELOC	3 +8 HELOCs	0.3%	100%	$395,000	View
Citibank, NA 1 office in Redlands 333 Orange St, Redlands, CA 92374 A+5.0 ★Texas Ratio: 2.82%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$485,000	View
Provident Savings Bank, F.S.B. 1 office in Redlands 125 E Citrus Ave, Redlands, CA 92373 A+5.0 ★Texas Ratio: 0.42%	Conventional	1	0.1%	50%	$325,000	View
Schoolsfirst FCU 411 6th St, Redlands, CA 92374 A+5.0 ★Texas Ratio: 5.56%	Conventional, HELOC	41 +58 HELOCs	4%	93.2%	$261,341	View
Arrowhead Central Credit Union 1580 Industrial Park Ave, Redlands, CA 92374 A+5.0 ★Texas Ratio: 3.64%	Conventional, HELOC	21 +7 HELOCs	2.1%	68.8%	$159,285	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	Conventional, Jumbo	5	0.5%	71.4%	$727,000	View
The First Financial Federal Credit Union 10080 Alabama ST STE A, Redlands, CA 92374 2072 A+5.0 ★Texas Ratio: 4.74%	Conventional	5	0.5%	71.4%	$87,000	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional, FHA	3	0.3%	100%	$625,000	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.3%	80%	$231,666	View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	Conventional, HELOC	2 +3 HELOCs	0.2%	100%	$375,000	View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	2 +2 HELOCs	0.2%	100%	$495,000	View
California Coast Credit Union 386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$105,000	View
Credit Union of Southern California 900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65%	Conventional	2	0.2%	100%	$100,000	View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	Conventional, Jumbo, HELOC	1 +2 HELOCs	0.1%	100%	$1,155,000	View
Wescom Central Credit Union ★ 5 stars, 1 review 9980 Alabama St, Redlands, CA 92374 A+5.0 ★Texas Ratio: 2.66%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$695,000	View
Nuvision Federal Credit Union 3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$425,000	View
Altura Credit Union 300 S Highland Springs Ave, Banning, CA 92220 6504 A+5.0 ★Texas Ratio: 3.54%	Conventional	1	0.1%	100%	$45,000	View
Frontwave Credit Union 995 Armory Rd, Barstow, CA 92311 A+5.0 ★Texas Ratio: 5.74%	Conventional	1	0.1%	100%	$295,000	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	1	0.1%	50%	$845,000	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo	1	0.1%	33.3%	$885,000	View
Blupeak Credit Union 2350 Shattuck Ave, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.86%	Conventional	1	0.1%	100%	$95,000	View
Sunflower Bank, N.A. 1888 Century Park E, Los Angeles, CA 90067 A5.0 ★Texas Ratio: 10.77%	Conventional	1	0.1%	100%	$665,000	View
Fifth Third Bank, National Association 2416 Central Ave, Alameda, CA 94501 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo	1	0.1%	100%	$1,115,000	View
Certified Federal Credit Union 200 N Puente St, Brea, CA 92821 3824 A+5.0 ★Texas Ratio: 1.07%	Conventional	1	0.1%	100%	$805,000	View
East West Bank 403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84%	Conventional	1	0.1%	100%	$665,000	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	1	0.1%	100%	$1,365,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +3 HELOCs	0%	n/a		View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	HELOC	0 +2 HELOCs	0%	n/a		View
California Credit Union 633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90%	HELOC	0 +1 HELOCs	0%	0%		View
Orange County'S FCU 2390 E Orangewood Ave Ste 106, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 4.43%	HELOC	0 +1 HELOCs	0%	0%		View
Farmers Insurance Federal Credit Union 2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30%	HELOC	0 +1 HELOCs	0%	n/a		View
Lbs Financial Credit Union 11239 183rd St, Cerritos, CA 90703 5417 A+5.0 ★Texas Ratio: 2.34%	HELOC	0 +1 HELOCs	0%	n/a		View
1st UNITED CREDIT UNION 2680 5th St Ste A, Alameda, CA 94501 A+5.0 ★Texas Ratio: 1.28%	HELOC	0 +1 HELOCs	0%	n/a		View
Foothill Federal Credit Union 250 W Colorado Blvd, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 1.28%	HELOC	0 +1 HELOCs	0%	n/a
F&A Federal Credit Union 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14%	HELOC	0 +1 HELOCs	0%	n/a		View
loanDepot.com LLC	Conventional, FHA, VA, HELOC	115 +4 HELOCs	11.3%	92.7%	$544,478
Paramount Residential Mortgage	Conventional, FHA, VA, Jumbo	33	3.2%	100%	$515,000
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	17	1.7%	85.7%	$462,058
Guild Mortgage Company	Conventional, FHA, Jumbo	16	1.6%	100%	$400,000
ML Mortgage Corp.	Conventional, FHA, VA, Jumbo	14	1.4%	93.3%	$475,000
Franklin Loan Corporation	Conventional, FHA, VA, Jumbo	11	1.1%	100%	$456,818
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA, VA, HELOC	9 +1 HELOCs	0.9%	90.9%	$459,444	View
AmWest Funding Corp	Conventional, FHA, Jumbo	9	0.9%	100%	$555,000
Golden Empire Mortgage, Inc.	Conventional, FHA	7	0.7%	100%	$360,714
Kind Lending, LLC	Conventional	6	0.6%	54.5%	$490,000
American Financial Network, Inc.	Conventional, FHA	5	0.5%	83.3%	$575,000
New Wave Lending Group Inc	Conventional	5	0.5%	100%	$513,000
American Pacific Mortgage Corporation	Conventional, FHA, VA	5	0.5%	100%	$515,000
JMAC Lending, Inc.	Conventional, Jumbo	5	0.5%	83.3%	$629,000
New American Funding, LLC.	Conventional, FHA, HELOC	4 +1 HELOCs	0.4%	66.7%	$487,500
Royal Pacific Funding	Conventional, FHA	4	0.4%	100%	$562,500
Provident Funding Associates	Conventional	4	0.4%	66.7%	$557,500
Nmsi, Inc.	Conventional, FHA	4	0.4%	100%	$582,500
Residential Wholesale Mortgage	Conventional, FHA, VA	3	0.3%	100%	$468,333
Watermark Capital, Inc.	Conventional	3	0.3%	100%	$585,000
Home Mortgage Alliance Corp (Hmac)	Conventional, FHA	3	0.3%	75%	$611,666
Ez Fundings Inc	Conventional, FHA	3	0.3%	100%	$498,333
Ony Glo, Inc.	Conventional, FHA	3	0.3%	60%	$515,000
JSB Mortgage Corporation	Conventional, Jumbo	3	0.3%	100%	$568,333
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	3	0.3%	100%	$475,000
Cake Mortgage Corp.	Conventional	3	0.3%	100%	$335,000
Goodleap, LLC	Conventional, HELOC	2 +4 HELOCs	0.2%	50%	$375,000
Bridgeway Lending Partners, LLC	Conventional	2	0.2%	100%	$655,000
AdvantageFirst Lending Inc	Conventional, FHA	2	0.2%	50%	$260,000
Bay-Valley Mortgage Group	Conventional	2	0.2%	66.7%	$435,000
Ahl Funding	FHA, VA	2	0.2%	100%	$580,000
JMJ Financial Group Inc.	Conventional	2	0.2%	100%	$475,000
Flexpoint, Inc.	Conventional, FHA	2	0.2%	100%	$220,000
Stg Mortgage Inc	Conventional, FHA	2	0.2%	66.7%	$575,000
Hometown Equity Mortgage, LLC	Conventional	2	0.2%	33.3%	$550,000
Geo-Corp, Inc.	Conventional, FHA	2	0.2%	100%	$495,000
Vista Point Mortgage, LLC	Conventional	2	0.2%	66.7%	$280,000
Financial Partners Credit Unio	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$545,000
Cornerstone First Mortgage, LLC	FHA	1	0.1%	100%	$465,000
MortgageOne, Inc	VA	1	0.1%	100%	$485,000
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	100%	$555,000
Resicentral LLC	Conventional	1	0.1%	100%	$415,000
Mortgage Capital Partners, INC	Conventional	1	0.1%	100%	$515,000
General Mortgage Capital Corporation	Conventional	1	0.1%	100%	$545,000
ResMac Inc	Conventional, Jumbo	1	0.1%	100%	$1,165,000
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$335,000
Coast 2 Coast Funding Group, Inc	Conventional	1	0.1%	100%	$265,000
Googain, Inc.	Conventional	1	0.1%	100%	$695,000
Victoria Financial Corp	Conventional	1	0.1%	100%	$375,000
Network Capital Funding Corporation	Conventional	1	0.1%	100%	$505,000
Dignified Home Loans LLC	Conventional	1	0.1%	100%	$505,000
Mission Loans, LLC	Conventional	1	0.1%	100%	$365,000
Banc One Mortage Corporation	Conventional, Jumbo	1	0.1%	100%	$1,995,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$335,000
Carrington Mortgage Services LLC	FHA	1	0.1%	20%	$185,000
Plaza Home Mortgage, Inc	FHA	1	0.1%	50%	$485,000
Figure Lending LLC	HELOC	0 +12 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	166 +17 HELOCs	16.3%	91.1%	$544,638
Rocket Mortgage	Conventional, FHA, VA, Jumbo	118	11.6%	83.8%	$341,101
Nationstar Mortgage	Conventional, FHA	29	2.8%	78.4%	$217,068
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo	19	1.9%	100%	$496,578
The Loan Store, Inc	Conventional, FHA, HELOC	15 +6 HELOCs	1.5%	77.3%	$497,000
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	14 +2 HELOCs	1.4%	100%	$550,000
Freedom Mortgage Corporation	Conventional, FHA, VA	11	1.1%	100%	$491,363
Movement Mortgage, LLC	Conventional, Jumbo, HELOC	10 +2 HELOCs	1%	100%	$587,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, Jumbo	9	0.9%	90.9%	$573,888	View
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, HELOC	6 +1 HELOCs	0.6%	100%	$490,000	View
Newrez LLC	Conventional, Jumbo	6	0.6%	37.5%	$490,000
Spring Eq, LLC	Conventional, HELOC	5 +7 HELOCs	0.5%	30%	$127,000
Fairway Independent Mort Corp	Conventional, FHA, HELOC	5 +1 HELOCs	0.5%	83.3%	$359,000
Planet Home Lending, LLC	Conventional, FHA	5	0.5%	83.3%	$363,000
Equity Prime Mortgage LLC	Conventional, FHA, VA	4	0.4%	100%	$562,500
Deephaven Mortgage LLC	Conventional, Jumbo	4	0.4%	80%	$1,002,500
Discover Bank	Conventional	4	0.4%	29.4%	$152,500
Union Home Mortgage Corp.	Conventional, FHA	4	0.4%	100%	$557,500
Ameritrust Mortgage Corporation	Conventional, FHA, Jumbo	4	0.4%	100%	$695,000
Nations Direct Mortgage, LLC	Conventional, FHA	4	0.4%	100%	$480,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, HELOC	3 +5 HELOCs	0.3%	42.9%	$81,666
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.3%	100%	$688,333	View
American Financial Resources LLC	Conventional, FHA	3	0.3%	100%	$485,000
Triad Financial Services, Inc.	Conventional	3	0.3%	85.7%	$148,333
Mortgage Research Center	VA	3	0.3%	60%	$615,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	3	0.3%	100%	$628,333	View
21St Mortgage	Conventional	3	0.3%	13%	$185,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	2 +5 HELOCs	0.2%	100%	$60,000	View
Genisys Credit Union	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.2%	100%	$815,000
HomeBridge Financial Services, Inc	Conventional, FHA, HELOC	2 +1 HELOCs	0.2%	100%	$475,000
Originpoint, LLC	Conventional, VA	2	0.2%	100%	$495,000
Everett Financial, Inc.	Conventional, FHA	2	0.2%	100%	$350,000
Lakeview Loan Servicing, LLC	FHA, VA	2	0.2%	28.6%	$575,000
Nfm, Inc	Conventional	2	0.2%	100%	$700,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	2	0.2%	100%	$750,000	View
Towne Mortgage Company A+5.0 ★Texas Ratio: 1.59%	Conventional, FHA	2	0.2%	100%	$700,000	View
Mortgage Solutions of Colorado	Conventional, VA	2	0.2%	100%	$520,000
Genway Home Mortgage, Inc.	Conventional, FHA	2	0.2%	100%	$190,000
Prosperity Home Mortgage, LLC	Conventional, VA	2	0.2%	100%	$630,000
Mutual of Omaha Mortgage	FHA	2	0.2%	66.7%	$575,000
Mld Mortgage, Inc.Dba the Money Store	Conventional, FHA	2	0.2%	100%	$510,000
Angel Oak Mortgage Solutions LLC	Conventional	2	0.2%	100%	$730,000
Ark-La-Tex Financial Services LLC	Conventional, FHA	2	0.2%	100%	$650,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$605,000	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$885,000	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	1	0.1%	100%	$1,055,000	View
Verus A+5.0 ★Texas Ratio: 3.32%	Conventional, Jumbo	1	0.1%	100%	$1,505,000	View
Southwest Airlines FCU	Conventional	1	0.1%	100%	$85,000
Kbhs Home Loans, LLC	Conventional	1	0.1%	100%	$465,000
Guaranteed Rate Affinity, LLC	Conventional	1	0.1%	100%	$405,000
Partners Federal Credit Union A+5.0 ★Texas Ratio: 4.65%	Conventional	1	0.1%	50%	$355,000	View
Primelending	Conventional	1	0.1%	100%	$325,000
Nbkc Bank	VA, Jumbo	1	0.1%	100%	$925,000
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional, Jumbo	1	0.1%	100%	$885,000	View
Amerisave Mortgage Company	Conventional	1	0.1%	15.4%	$125,000
Credit Human Federal Credit Un	Conventional	1	0.1%	50%	$75,000
LoanFlight Lending, LLC.	Conventional	1	0.1%	100%	$705,000
American Financing Corporation	FHA	1	0.1%	20%	$335,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$505,000
Real Genius LLC	Conventional	1	0.1%	100%	$405,000
Homeowners Financial Group, LLC	Conventional	1	0.1%	100%	$715,000
First Heritage Mortgage, LLC	VA, Jumbo	1	0.1%	100%	$815,000
Cardinal Financial Company, Li	FHA	1	0.1%	100%	$595,000
Servis One, Inc	Conventional	1	0.1%	100%	$35,000
Beeline Loans, Inc.	Conventional	1	0.1%	100%	$275,000
Communityamerica Federal Credit Union	Conventional	1	0.1%	100%	$415,000
Megastar Finanacial Corp	FHA	1	0.1%	100%	$455,000
Uif Corporation	Conventional	1	0.1%	100%	$755,000
Better Mortgage Corporation	Conventional	1	0.1%	100%	$355,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$415,000
Champions Funding, LLC	Conventional, Jumbo	1	0.1%	33.3%	$1,055,000
Village Capital & Investment	VA	1	0.1%	33.3%	$715,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +10 HELOCs	0%	n/a		View
Alliant Credit Union	HELOC	0 +6 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +5 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Deseret First Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Redlands Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Redlands, California

Looking for mortgage lenders near me or mortgage brokers near me in Redlands? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Redlands in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Redlands, CA

Use these to narrow the list above. Each category shows how many Redlands, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 113 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 28 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 35 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 56 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 26 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 38 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 86 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Redlands, CA

Independent mortgage companies closed 81.2 percent of home loans in Redlands, California in 2025, banks 9.6 percent and credit unions 9.1 percent. Sun West Mortgage Company, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Alta Vista Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 8 loans.

81.2%

Mortgage companies

9.6%

Banks

9.1%

Credit unions

18%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Redlands, CA

Who is the largest mortgage lender in Redlands, CA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Redlands, California with 24 loans, about 2.4 percent of the market. The largest lender headquartered in California was Bank of America NA with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Redlands, CA have the highest approval rates?

Among lenders with meaningful volume in Redlands, California, loanDepot.com LLC approved the highest share of completed applications in 2025 at 92.7 percent, against a 81.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Redlands, CA mortgage lenders offer FHA, VA and USDA loans?

56 lenders closed FHA loans in Redlands, California in 2025, led by United Wholesale Mortgage with 40. 26 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Redlands, CA lender list?

Yes. 28 banks and 35 credit unions closed home loans in Redlands, California in 2025, alongside 113 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Redlands, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Redlands, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Redlands, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Redlands. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.