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Mortgage Lenders and Brokers in Rancho Palos Verdes, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Rancho Palos Verdes, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA31250 Palos Verdes Dr W, Rancho Palos Verdes, CA 90275A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.29051 S Western Ave, Rancho Palos Verdes, CA 90275A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA28350 S Western Ave, Rancho Palos Verdes, CA 90275A+5.0 ★Texas Ratio: 5.36%, Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%, East West BankEast West Bank403 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 2.84%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, and The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Rancho Palos Verdes, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rancho Palos Verdes are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Rancho Palos Verdes, California

Market share is the lender's share of all home loans closed in Rancho Palos Verdes, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 3 offices in Rancho Palos Verdes 31250 Palos Verdes Dr W, Rancho Palos Verdes, CA 90275 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	34	6.7%	91.9%	$1,263,235	View
US Bank, N.A. 1 office in Rancho Palos Verdes 29051 S Western Ave, Rancho Palos Verdes, CA 90275 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	28 +12 HELOCs	5.5%	78.4%	$1,002,857	View
Wells Fargo Bank NA 1 office in Rancho Palos Verdes 28350 S Western Ave, Rancho Palos Verdes, CA 90275 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	11	2.2%	91.7%	$1,000,454	View
Citibank, NA 5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	37 +2 HELOCs	7.2%	100%	$1,266,891	View
Bank of America NA 14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	19 +21 HELOCs	3.7%	82.6%	$1,317,105	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo, HELOC	11 +2 HELOCs	2.2%	91.7%	$1,225,909	View
East West Bank 403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84%	Conventional, HELOC	5 +3 HELOCs	1%	100%	$633,000	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	5	1%	71.4%	$1,263,000	View
Schoolsfirst FCU 590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56%	Conventional, Jumbo, HELOC	4 +10 HELOCs	0.8%	100%	$937,500	View
The Golden 1 Credit Union 8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50%	Conventional	3	0.6%	75%	$845,000	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.6%	100%	$301,666	View
Kinecta Federal Credit Union 1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82%	Conventional, HELOC	2 +18 HELOCs	0.4%	66.7%	$725,000	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	Conventional	2	0.4%	66.7%	$810,000	View
Provident Savings Bank, F.S.B. 350 E Hobsonway, Blythe, CA 92225 A+5.0 ★Texas Ratio: 0.42%	Conventional	2	0.4%	100%	$985,000	View
Hsbc Bank USA, NA 1107 S Baldwin Ave, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo	2	0.4%	100%	$3,285,000	View
BMO Harris Bank NA 855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo	2	0.4%	100%	$1,440,000	View
Usc Credit Union 3720 S Flower St FL 4, Los Angeles, CA 90089 A+5.0 ★Texas Ratio: 5.49%	Conventional	2	0.4%	66.7%	$170,000	View
Logix Federal Credit Union 100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23%	Conventional, Jumbo, HELOC	1 +2 HELOCs	0.2%	100%	$1,445,000	View
Northrop Grumman Federal Credit Union 1100 W Hollyvale St, Azusa, CA 91702 3305 A5.0 ★Texas Ratio: 8.22%	Conventional, HELOC	1 +2 HELOCs	0.2%	100%	$475,000	View
Zions Bancorporation, N.A. 31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.2%	100%	$4,385,000	View
Matadors Community Credit Union 20045 Prairie St, Chatsworth, CA 91311 A+5.0 ★Texas Ratio: 2.17%	Conventional, Jumbo	1	0.2%	100%	$1,505,000	View
Mechanics Bank 801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81%	Conventional, Jumbo	1	0.2%	100%	$1,365,000	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional	1	0.2%	100%	$575,000	View
Los Angeles Federal Credit Union 11306 South St, Cerritos, CA 90703 A+5.0 ★Texas Ratio: 3.95%	Conventional	1	0.2%	100%	$945,000	View
Credit Union of Southern California 900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65%	Conventional, Jumbo	1	0.2%	100%	$1,365,000	View
Technicolor Federal Credit Union 434 W Alameda Ave, Burbank, CA 91506 A+5.0 ★Texas Ratio: 2.61%	Conventional	1	0.2%	100%	$405,000	View
Ilwu Federal Credit Union 3447 Atlantic Ave, Long Beach, CA 90807 A5.0 ★Texas Ratio: 6.01%	Conventional	1	0.2%	100%	$255,000	View
Preferred Bank 325 E Valley Blvd, Alhambra, CA 91801 A5.0 ★Texas Ratio: 12.84%	Conventional	1	0.2%	100%	$715,000	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo	1	0.2%	100%	$2,175,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo	1	0.2%	100%	$1,875,000	View
Fremont Bank 200 Sand Creek Rd, Brentwood, CA 94513 A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.2%	100%	$85,000	View
The First Financial Federal Credit Union 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	Conventional	1	0.2%	100%	$55,000	View
Wescom Central Credit Union ★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66%	HELOC	0 +8 HELOCs	0%	n/a		View
California Credit Union 633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90%	HELOC	0 +2 HELOCs	0%	0%		View
California Coast Credit Union 386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25%	HELOC	0 +2 HELOCs	0%	n/a		View
Columbia Bank 3700 Lone Tree Way, Antioch, CA 94509 A+5.0 ★Texas Ratio: 2.28%	HELOC	0 +1 HELOCs	0%	n/a		View
First Bank 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	HELOC	0 +1 HELOCs	0%	n/a		View
First Entertainment CU 2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47%	HELOC	0 +1 HELOCs	0%	n/a		View
Nuvision Federal Credit Union 3015 San Pablo Ave, Berkeley, CA 94702 A+5.0 ★Texas Ratio: 3.84%	HELOC	0 +1 HELOCs	0%	n/a		View
Oceanair Federal Credit Union 300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19%	HELOC	0 +1 HELOCs	0%	n/a		View
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, Jumbo	11	2.2%	100%	$713,181	View
Pennymac Loan Services LLC	Conventional, Jumbo	7	1.4%	70%	$1,130,714
Stg Mortgage Inc	Conventional, Jumbo	6	1.2%	100%	$1,121,666
loanDepot.com LLC	Conventional, Jumbo, HELOC	5 +1 HELOCs	1%	71.4%	$597,000
New Wave Lending Group Inc	Conventional, Jumbo	5	1%	100%	$969,000
Ony Glo, Inc.	Conventional, Jumbo	4	0.8%	80%	$825,000
New American Funding, LLC.	Conventional, FHA, Jumbo	4	0.8%	66.7%	$1,130,000
Paramount Residential Mortgage	Conventional, FHA	4	0.8%	100%	$992,500
Cake Mortgage Corp.	Conventional, Jumbo	4	0.8%	100%	$1,565,000
AmWest Funding Corp	Conventional, HELOC	3 +2 HELOCs	0.6%	100%	$735,000
AAA Capital Investment, Inc	Conventional	3	0.6%	100%	$748,333
Bay-Valley Mortgage Group	Conventional	3	0.6%	100%	$625,000
First Stardand Financial dba Nexcap Home Loans	Conventional, Jumbo	3	0.6%	100%	$1,265,000
Emet Lending Group, Inc.	Conventional, Jumbo	3	0.6%	100%	$1,448,333
Nmsi, Inc.	Conventional, Jumbo	3	0.6%	100%	$1,041,666
Fundloans Capital	Conventional, Jumbo	2	0.4%	100%	$690,000
Watermark Capital, Inc.	Conventional, Jumbo	2	0.4%	100%	$1,570,000
Kind Lending, LLC	Conventional	2	0.4%	66.7%	$505,000
AmeriHome Mortgage Company, LLC	Conventional, Jumbo	2	0.4%	100%	$1,425,000
Mortgage Capital Partners, INC	Conventional, Jumbo	2	0.4%	100%	$1,265,000
Guild Mortgage Company	Conventional, VA, Jumbo	2	0.4%	100%	$1,290,000
General Mortgage Capital Corporation	Conventional, Jumbo	2	0.4%	100%	$945,000
JSB Mortgage Corporation	Conventional	2	0.4%	100%	$560,000
Citadel Servicing Corporation	Conventional, Jumbo	2	0.4%	100%	$1,980,000
Nexera Holding LLC	Conventional, Jumbo	2	0.4%	100%	$1,490,000
Vista Point Mortgage, LLC	Conventional, Jumbo	2	0.4%	75%	$885,000
JMAC Lending, Inc.	Conventional	2	0.4%	100%	$670,000
Residential Wholesale Mortgage	Conventional	1	0.2%	100%	$875,000
5Th Sreet Capital Inc.	Conventional	1	0.2%	100%	$1,005,000
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.2%	100%	$245,000
American Financial Network, Inc.	Conventional, Jumbo	1	0.2%	100%	$1,535,000
Fidelity Lending Solutions Inc	Conventional, Jumbo	1	0.2%	100%	$2,955,000
Redwood Residential Acquisition Corporation	Conventional	1	0.2%	100%	$1,115,000
PFN Lending Group, Inc.	Conventional	1	0.2%	100%	$265,000
Crestline Funding Corporation	Conventional	1	0.2%	100%	$815,000
Network Capital Funding Corporation	Conventional	1	0.2%	50%	$475,000
Greenbox Loans	Conventional	1	0.2%	100%	$965,000
Franklin Loan Corporation	Conventional	1	0.2%	100%	$605,000
Hometown Equity Mortgage, LLC	Conventional	1	0.2%	33.3%	$1,105,000
T. J. Financial, Inc.	Conventional	1	0.2%	100%	$745,000
Southland Credit Uniom	Conventional	1	0.2%	100%	$605,000
Zillow Home Loans, LLC	Conventional	1	0.2%	100%	$705,000
Carrington Mortgage Services LLC	Conventional	1	0.2%	100%	$775,000
Plaza Home Mortgage, Inc	Conventional	1	0.2%	33.3%	$595,000
Figure Lending LLC	HELOC	0 +2 HELOCs	0%	n/a
Campos Financial Corp	HELOC	0 +1 HELOCs	0%	n/a
Popa FCU - Cerritos	HELOC	0 +1 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a
Rocket Mortgage	Conventional, FHA, VA, Jumbo	55	10.8%	80%	$860,636
United Wholesale Mortgage	Conventional, VA, Jumbo, HELOC	39 +8 HELOCs	7.6%	88.6%	$1,095,000
CrossCountry Mortgage, LLC	Conventional, VA, Jumbo	23	4.5%	100%	$1,243,260
Guaranteed Rate, Inc.	Conventional, Jumbo	8	1.6%	72.7%	$1,241,250
The Loan Store, Inc	Conventional, Jumbo	7	1.4%	100%	$937,857
Newrez LLC	Conventional, FHA, VA, Jumbo	6	1.2%	66.7%	$990,000
Spring Eq, LLC	Conventional, HELOC	5 +5 HELOCs	1%	58.3%	$283,000
Movement Mortgage, LLC	Conventional, VA, Jumbo	5	1%	100%	$1,429,000
Better Mortgage Corporation	Conventional, Jumbo, HELOC	4 +2 HELOCs	0.8%	80%	$950,000
Freedom Mortgage Corporation	Conventional, VA, Jumbo	4	0.8%	80%	$1,205,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	4	0.8%	100%	$725,000	View
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.6%	100%	$1,471,666	View
Guaranteed Rate Affinity, LLC	Conventional, Jumbo	3	0.6%	100%	$2,008,333
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	3	0.6%	100%	$975,000	View
Logan Finance Corporation	Conventional	3	0.6%	100%	$1,085,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	2 +5 HELOCs	0.4%	50%	$155,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, HELOC	2 +1 HELOCs	0.4%	100%	$350,000	View
Communityamerica Federal Credit Union	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.4%	100%	$1,385,000
Panorama Mortgage Group, LLC	Conventional	2	0.4%	100%	$400,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, Jumbo	2	0.4%	100%	$1,430,000	View
Summit Mortgage Bankers, Inc.	Conventional	2	0.4%	100%	$1,050,000
Teachers Federal Credit Union	Conventional, Jumbo	2	0.4%	100%	$1,550,000
Saygo Home Loans, LLC	Conventional	2	0.4%	100%	$795,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	2	0.4%	66.7%	$1,235,000	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo	2	0.4%	66.7%	$1,445,000
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo, HELOC	1 +2 HELOCs	0.2%	100%	$1,875,000
Honda Federal Credit Union A+5.0 ★Texas Ratio: 2.74%	Conventional, HELOC	1 +1 HELOCs	0.2%	100%	$85,000	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.2%	100%	$275,000	View
Primelending	Conventional	1	0.2%	100%	$1,205,000
Lakeview Loan Servicing, LLC	Conventional	1	0.2%	66.7%	$485,000
Sage Home Loans Corporation	Conventional	1	0.2%	100%	$645,000
PHH Mortgage Corporation	Conventional	1	0.2%	100%	$1,205,000
Dart Bank	Conventional	1	0.2%	100%	$1,055,000
Deephaven Mortgage LLC	Conventional	1	0.2%	50%	$1,205,000
Oaktree Funding Corp	Conventional	1	0.2%	100%	$435,000
Amerisave Mortgage Company	Conventional	1	0.2%	10%	$35,000
Discover Bank	Conventional	1	0.2%	33.3%	$245,000
First Colony Mortgage Corporat	FHA	1	0.2%	100%	$935,000
Old Plank Trail Community Bank, N.A. A+5.0 ★Texas Ratio: 2.48%	Conventional	1	0.2%	100%	$805,000	View
Village Bank & Trust, N.A. A+5.0 ★Texas Ratio: 1.60%	Conventional	1	0.2%	100%	$1,075,000	View
Mortgage Research Center	VA	1	0.2%	50%	$585,000
Digital Federal Credit Union	Conventional	1	0.2%	100%	$155,000
Mutual of Omaha Mortgage	Conventional	1	0.2%	50%	$785,000
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0.2%	100%	$1,105,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	1	0.2%	100%	$3,125,000	View
Industrial and Commercial Bank of China (USA) NA	Conventional	1	0.2%	100%	$1,205,000
Luxury Mortgage Corp.	Conventional, Jumbo	1	0.2%	100%	$1,665,000
Champions Funding, LLC	Conventional	1	0.2%	100%	$885,000
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +5 HELOCs	0%	n/a		View
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +5 HELOCs	0%	n/a		View
Alliant Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +3 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +2 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Partners Federal Credit Union A+5.0 ★Texas Ratio: 4.65%	HELOC	0 +1 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
HomeStreet Bank	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Rancho Palos Verdes Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Rancho Palos Verdes, California

Looking for mortgage lenders near me or mortgage brokers near me in Rancho Palos Verdes? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rancho Palos Verdes in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Rancho Palos Verdes, CA

Use these to narrow the list above. Each category shows how many Rancho Palos Verdes, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 80 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 37 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 32 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 5 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 9 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 59 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 75 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Rancho Palos Verdes, CA

Independent mortgage companies closed 58.5 percent of home loans in Rancho Palos Verdes, California in 2025, banks 36 percent and credit unions 5.5 percent. Change Lending was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Schoolsfirst FCU the largest credit union. Among lenders headquartered in California, Bank of America NA led with 19 loans.

58.5%

Mortgage companies

36%

Banks

5.5%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Rancho Palos Verdes, CA

Who is the largest mortgage lender in Rancho Palos Verdes, CA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Rancho Palos Verdes, California with 34 loans, about 6.7 percent of the market. The largest lender headquartered in California was Bank of America NA with 19 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Rancho Palos Verdes, CA have the highest approval rates?

Among lenders with meaningful volume in Rancho Palos Verdes, California, Rocket Mortgage approved the highest share of completed applications in 2025 at 80 percent, against a 85.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Rancho Palos Verdes, CA mortgage lenders offer FHA, VA and USDA loans?

5 lenders closed FHA loans in Rancho Palos Verdes, California in 2025, led by Newrez LLC with 2. 9 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Rancho Palos Verdes, CA lender list?

Yes. 37 banks and 32 credit unions closed home loans in Rancho Palos Verdes, California in 2025, alongside 80 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Rancho Palos Verdes, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Rancho Palos Verdes, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rancho Palos Verdes, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rancho Palos Verdes. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.