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Mortgage Lenders and Brokers in Palmdale, California

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Palmdale, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA38042 47th St E, Palmdale, CA 93552A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.1773 E Palmdale Blvd Ste G, Palmdale, CA 93550A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA38203 47th St E, Palmdale, CA 93552A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA39838 10th St W, Palmdale, CA 93551A+5.0 ★Texas Ratio: 5.36%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.748 W Rancho Vista Blvd, Palmdale, CA 93551A+5.0 ★Texas Ratio: 3.72%, Mortgage Management Consultants, Inc.Mortgage Management Consultants, Inc.Palmdale, CA, Logix Federal Credit UnionLogix Federal Credit Union40006 10th St W, Palmdale, CA 93551A+5.0 ★Texas Ratio: 5.23%, Schoolsfirst FCUSchoolsfirst FCU1201 W Rancho Vista Blvd Ste A, Palmdale, CA 93551A+5.0 ★Texas Ratio: 5.56%, City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%, and First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust5701 Kanan Rd, Agoura Hills, CA 91301A5.0 ★Texas Ratio: 7.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Palmdale, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Palmdale are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Palmdale, California

Market share is the lender's share of all home loans closed in Palmdale, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 3 offices in Palmdale 38042 47th St E, Palmdale, CA 93552 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA	34	1.7%	92.3%	$317,647	View
US Bank, N.A. 2 offices in Palmdale 1773 E Palmdale Blvd Ste G, Palmdale, CA 93550 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, HELOC	17 +9 HELOCs	0.9%	45.9%	$418,529	View
Bank of America NA 2 offices in Palmdale 38203 47th St E, Palmdale, CA 93552 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, HELOC	9 +30 HELOCs	0.5%	90%	$500,555	View
Wells Fargo Bank NA 3 offices in Palmdale 39838 10th St W, Palmdale, CA 93551 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	5	0.3%	71.4%	$251,000	View
Zions Bancorporation, N.A. 1 office in Palmdale 748 W Rancho Vista Blvd, Palmdale, CA 93551 A+5.0 ★Texas Ratio: 3.72%	HELOC	0 +2 HELOCs	0%	66.7%		View
Mortgage Management Consultants, Inc.	Conventional, FHA	7	0.4%	100%	$382,142
Logix Federal Credit Union 40006 10th St W, Palmdale, CA 93551 A+5.0 ★Texas Ratio: 5.23%	Conventional, HELOC	52 +73 HELOCs	2.7%	73.2%	$134,807	View
Schoolsfirst FCU 1201 W Rancho Vista Blvd Ste A, Palmdale, CA 93551 A+5.0 ★Texas Ratio: 5.56%	Conventional, HELOC	38 +38 HELOCs	1.9%	86.4%	$167,105	View
City National Bank 2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55%	Conventional	29	1.5%	96.7%	$480,862	View
First Ciitizens Bank and Trust 5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72%	Conventional, FHA, HELOC	22 +1 HELOCs	1.1%	91.7%	$280,454	View
East West Bank 403 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 2.84%	Conventional, HELOC	19 +7 HELOCs	1%	90.5%	$489,736	View
Sun West Mortgage Company, Inc 500 N Brand Blvd, Glendale, CA 91203 A+5.0 ★Texas Ratio: 5.17%	Conventional, FHA, VA	11	0.6%	81.2%	$434,090	View
Edwards Federal Credit Union 39963 10th St W, Palmdale, CA 93551 A+5.0 ★Texas Ratio: 4.91%	Conventional	10	0.5%	100%	$74,000	View
Sofi Bank, National Association 9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51%	Conventional	9	0.5%	64.3%	$73,888	View
Citibank, NA 5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82%	Conventional	6	0.3%	100%	$393,333	View
Northrop Grumman Federal Credit Union 41943 Sierra Hwy, Palmdale, CA 93550 7610 A5.0 ★Texas Ratio: 8.22%	Conventional, HELOC	5 +8 HELOCs	0.3%	62.5%	$109,000	View
First City Credit Union 40162 10th St W Ste A2, Palmdale, CA 93551 3041 A+5.0 ★Texas Ratio: 2.03%	Conventional, HELOC	5 +4 HELOCs	0.3%	71.4%	$103,000	View
Change Lending 116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68%	Conventional	5	0.3%	62.5%	$403,000	View
Vision One Mortgage, Inc. 3279 Ramos Cir, Sacramento, CA 95827 2500 A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA	4	0.2%	80%	$507,500	View
F&A Federal Credit Union 2625 CORPORATE Pl, MONTEREY PARK, CA 91754 A+5.0 ★Texas Ratio: 1.14%	Conventional, HELOC	3 +3 HELOCs	0.2%	100%	$231,666	View
Los Angeles Police FCU 1880 Academy Dr, Los Angeles, CA 90012 1001 A+5.0 ★Texas Ratio: 2.38%	Conventional	3	0.2%	75%	$151,666	View
First Entertainment CU 2520 W Olive Ave, Burbank, CA 91505 4527 A+5.0 ★Texas Ratio: 4.47%	Conventional	3	0.2%	100%	$71,666	View
Kinecta Federal Credit Union 1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82%	Conventional, HELOC	2 +3 HELOCs	0.1%	100%	$440,000	View
MidFirst Bank 16633 Ventura Blvd, Encino, CA 91436 A+5.0 ★Texas Ratio: 4.93%	Conventional, FHA	2	0.1%	100%	$365,000	View
Flagstar Bank NA 10474 Rancho Rd, Adelanto, CA 92301 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA	2	0.1%	66.7%	$360,000	View
Synergy One Lending, Inc. 9600 Ming Ave Ste 146, Bakersfield, CA 93311	FHA, VA	2	0.1%	100%	$505,000
Wescom Central Credit Union ★ 5 stars, 1 review 39575 Trade Center Dr, Palmdale, CA 93551 A+5.0 ★Texas Ratio: 2.66%	Conventional, HELOC	1 +13 HELOCs	0.1%	25%	$275,000	View
Gain Federal Credit Union 1800 W Magnolia Blvd, Burbank, CA 91506 1726 A+5.0 ★Texas Ratio: 2.77%	Conventional, HELOC	1 +4 HELOCs	0.1%	33.3%	$45,000	View
Premier America Credit Union 521 N Hollywood Way Ste E, Burbank, CA 91505 4984 A5.0 ★Texas Ratio: 13.97%	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$105,000	View
Credit Union of Southern California 900 S Fremont Ave, Alhambra, CA 91803 1331 A+5.0 ★Texas Ratio: 2.65%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$435,000	View
First Bank 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	Conventional	1	0.1%	100%	$775,000	View
Skyone Federal Credit Union ★ 4 stars, 1 review 777 S AVIATION BLVD, El Segundo, CA 90245 4848 A5.0 ★Texas Ratio: 10.57%	Conventional	1	0.1%	100%	$505,000	View
Christian Community Credit Union 255 N Lone Hill Ave, San Dimas, CA 91773 2308	Conventional	1	0.1%	100%	$75,000
Los Angeles Federal Credit Union 11306 South St, Cerritos, CA 90703 A+5.0 ★Texas Ratio: 3.95%	Conventional	1	0.1%	100%	$125,000	View
ClearPath Lending 300 E Magnolia Blvd, Burbank, CA 91502 A+5.0 ★Texas Ratio: 2.77%	VA	1	0.1%	100%	$405,000	View
Priority One Credit Union 7001 S Central Ave Rm 100, Los Angeles, CA 90052 4200 A+5.0 ★Texas Ratio: 0.81%	Conventional	1	0.1%	100%	$85,000	View
Eagle Community Credit Union 2310A E Lincoln Ave, Anaheim, CA 92806 4109 A+5.0 ★Texas Ratio: 3.63%	Conventional	1	0.1%	100%	$105,000	View
Water and Power Community Credit Union 16840 Devonshire St, Granada Hills, CA 91344 7404 A+5.0 ★Texas Ratio: 3.77%	Conventional	1	0.1%	50%	$105,000	View
BMO Harris Bank NA 855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54%	Conventional	1	0.1%	33.3%	$465,000	View
Usc Credit Union 3720 S Flower St FL 4, Los Angeles, CA 90089 A+5.0 ★Texas Ratio: 5.49%	Conventional	1	0.1%	50%	$55,000	View
The First Financial Federal Credit Union 1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74%	Conventional	1	0.1%	100%	$95,000	View
California Credit Union 633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90%	HELOC	0 +4 HELOCs	0%	0%		View
Farmers Insurance Federal Credit Union 2255 N Ontario St, Burbank, CA 91504 A5.0 ★Texas Ratio: 12.30%	HELOC	0 +1 HELOCs	0%	n/a		View
UMe Federal Credit Union 3000 W Magnolia Blvd, Burbank, CA 91505 3043 A+5.0 ★Texas Ratio: 2.74%	HELOC	0 +1 HELOCs	0%	n/a		View
Firefighters First Federal Credit Union 7900 Downing Ave, Bakersfield, CA 93308 A+5.0 ★Texas Ratio: 1.69%	HELOC	0 +1 HELOCs	0%	n/a		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +1 HELOCs	0%	0%		View
Oceanair Federal Credit Union 300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19%	HELOC	0 +1 HELOCs	0%	n/a		View
Foothill Federal Credit Union 250 W Colorado Blvd, Arcadia, CA 91007 A+5.0 ★Texas Ratio: 1.28%	HELOC	0 +1 HELOCs	0%	n/a
Meriwest Credit Union 19459 Stevens Creek Blvd Ste 120, Cupertino, CA 95014 A5.0 ★Texas Ratio: 6.20%	HELOC	0 +1 HELOCs	0%	n/a		View
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA, VA, HELOC	125 +1 HELOCs	6.4%	98.1%	$428,200	View
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	59 +4 HELOCs	3%	78.7%	$322,796
Pennymac Loan Services LLC	Conventional, FHA, VA	34	1.7%	74.5%	$351,470
Royal Pacific Funding	Conventional, FHA, VA	33	1.7%	100%	$369,242
Paramount Residential Mortgage	Conventional, FHA, VA	33	1.7%	100%	$393,181
New American Funding, LLC.	Conventional, FHA, HELOC	30 +5 HELOCs	1.5%	81.1%	$385,666
AmWest Funding Corp	Conventional, FHA, HELOC	25 +1 HELOCs	1.3%	96.2%	$398,200
Augusta Financial, Inc.	Conventional, FHA, VA	19	1%	100%	$423,421
Geo-Corp, Inc.	FHA	18	0.9%	94.7%	$474,444
Flexpoint, Inc.	Conventional, FHA, VA	17	0.9%	86.4%	$380,882
Campos Financial Corp	Conventional, FHA, HELOC	16 +1 HELOCs	0.8%	100%	$423,125
Kind Lending, LLC	Conventional, FHA	16	0.8%	76.2%	$320,000
JMAC Lending, Inc.	Conventional, FHA, VA	15	0.8%	88.2%	$439,000
Cake Mortgage Corp.	Conventional	13	0.7%	92.9%	$328,076
Golden Empire Mortgage, Inc.	Conventional, FHA	12	0.6%	92.3%	$335,000
Home Mortgage Alliance Corp (Hmac)	Conventional, FHA	12	0.6%	92.3%	$435,000
Hometown Equity Mortgage, LLC	Conventional, FHA	12	0.6%	57.1%	$418,333
Carrington Mortgage Services LLC	Conventional, FHA, VA	11	0.6%	54.2%	$331,363
American Financial Network, Inc.	Conventional, FHA, VA	10	0.5%	66.7%	$427,000
Bay-Valley Mortgage Group	FHA, VA	9	0.5%	100%	$342,777
New Wave Lending Group Inc	Conventional, FHA	9	0.5%	100%	$375,000
Zillow Home Loans, LLC	Conventional, FHA, VA	9	0.5%	100%	$497,222
Ahl Funding	Conventional, FHA	8	0.4%	100%	$521,250
Stg Mortgage Inc	Conventional, FHA, VA	8	0.4%	100%	$580,000
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, VA	8	0.4%	90%	$442,500
ML Mortgage Corp.	Conventional, FHA, VA	7	0.4%	88.9%	$473,571
Hightechlending, Inc	Conventional, FHA, VA	7	0.4%	100%	$383,571
Alameda Mortgage Corporation	Conventional, FHA	6	0.3%	100%	$440,000
Ez Fundings Inc	Conventional, FHA	6	0.3%	100%	$435,000
Nmsi, Inc.	Conventional, FHA	6	0.3%	100%	$445,000
Guild Mortgage Company	Conventional, FHA	5	0.3%	100%	$271,000
Plaza Home Mortgage, Inc	Conventional, FHA, VA	5	0.3%	41.7%	$467,000
Vista Point Mortgage, LLC	Conventional	5	0.3%	71.4%	$271,000
Arcstone Financial Inc	Conventional, FHA, VA	5	0.3%	100%	$451,000
Mortgage Capital Partners, INC	Conventional, FHA	4	0.2%	100%	$455,000
AdvantageFirst Lending Inc	Conventional, FHA	4	0.2%	50%	$392,500
First Stardand Financial dba Nexcap Home Loans	Conventional, FHA	4	0.2%	100%	$420,000
Greenbox Loans	Conventional	4	0.2%	100%	$372,500
Provident Funding Associates	Conventional	4	0.2%	100%	$492,500
American Pacific Mortgage Corporation	Conventional, FHA	4	0.2%	57.1%	$352,500
AmeriHome Mortgage Company, LLC	FHA	3	0.2%	60%	$441,666
JMJ Financial Group Inc.	Conventional, FHA	3	0.2%	100%	$428,333
Intelliloan, Inc.	Conventional, FHA	3	0.2%	71.4%	$551,666
Franklin Loan Corporation	Conventional	3	0.2%	100%	$188,333
Emet Lending Group, Inc.	Conventional	3	0.2%	100%	$341,666
Mission Loans, LLC	Conventional, FHA, VA	3	0.2%	100%	$308,333
Nexera Holding LLC	Conventional	3	0.2%	100%	$208,333
Goodleap, LLC	Conventional, FHA, HELOC	2 +7 HELOCs	0.1%	100%	$200,000
Pacific Lending LLC	Conventional, FHA	2	0.1%	100%	$255,000
Resicentral LLC	FHA	2	0.1%	100%	$550,000
Bridgeway Lending Partners, LLC	Conventional	2	0.1%	100%	$410,000
Community Mortgage Funding, LLC	Conventional	2	0.1%	100%	$195,000
Dignified Home Loans LLC	Conventional, VA	2	0.1%	100%	$365,000
Ony Glo, Inc.	Conventional	2	0.1%	66.7%	$350,000
JSB Mortgage Corporation	Conventional	2	0.1%	100%	$475,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	2	0.1%	100%	$125,000	View
SnapFi, Inc.	Conventional	2	0.1%	100%	$230,000
Ardri LLC	Conventional	2	0.1%	100%	$240,000
ClearEdge Lending LLC	Conventional	2	0.1%	100%	$305,000
Banc One Mortage Corporation	Conventional	2	0.1%	100%	$490,000
AAA Capital Investment, Inc	Conventional	1	0.1%	100%	$795,000
ResMac Inc	FHA	1	0.1%	100%	$595,000
Coast 2 Coast Funding Group, Inc	Conventional	1	0.1%	100%	$115,000
Winprime Lending	Conventional	1	0.1%	100%	$385,000
Network Capital Funding Corporation	VA	1	0.1%	25%	$615,000
Land Home Financial Services,	FHA	1	0.1%	100%	$475,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$525,000
T. J. Financial, Inc.	Conventional	1	0.1%	100%	$335,000
Southland Credit Uniom	Conventional	1	0.1%	100%	$445,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$275,000
Popa FCU - Cerritos	Conventional	1	0.1%	100%	$145,000
Mason-McDuffie Mortgage Corporation	Conventional	1	0.1%	100%	$765,000
Figure Lending LLC	HELOC	0 +26 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +8 HELOCs	0%	n/a
Financial Partners Credit Unio	HELOC	0 +2 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	215 +17 HELOCs	11%	77%	$461,697
Rocket Mortgage	Conventional, FHA, VA	203	10.4%	79.3%	$326,970
Freedom Mortgage Corporation	Conventional, FHA, VA	36	1.8%	90.2%	$472,500
Fairway Independent Mort Corp	Conventional, FHA, VA	35	1.8%	100%	$581,571
Nationstar Mortgage	Conventional, FHA, VA	30	1.5%	74.4%	$180,333
Spring Eq, LLC	Conventional, HELOC	25 +8 HELOCs	1.3%	46.3%	$97,400
K. Hovnanian American Mortgage	Conventional, FHA, VA	24	1.2%	72.7%	$572,500
DHI Mortgage Company, LTD.	Conventional, FHA, VA	20	1%	87%	$718,500
Newrez LLC	Conventional, FHA, VA	19	1%	41.7%	$314,473
Village Capital & Investment	FHA, VA	19	1%	84.2%	$585,000
Guaranteed Rate, Inc.	Conventional, FHA, VA	18	0.9%	91.3%	$393,333
Ameritrust Mortgage Corporation	Conventional, FHA, VA	18	0.9%	94.7%	$469,444
Amerisave Mortgage Company	Conventional, FHA, VA	17	0.9%	47.4%	$145,000
21St Mortgage	Conventional	17	0.9%	34%	$165,588
Triad Financial Services, Inc.	Conventional	16	0.8%	67.9%	$170,000
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, USDA, HELOC	15 +2 HELOCs	0.8%	100%	$453,666	View
Mortgage Research Center	Conventional, VA	15	0.8%	68.2%	$507,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	14 +5 HELOCs	0.7%	77.8%	$284,285
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	14 +1 HELOCs	0.7%	100%	$311,428
The Loan Store, Inc	Conventional, FHA, HELOC	12 +19 HELOCs	0.6%	100%	$425,000
HomeBridge Financial Services, Inc	Conventional, FHA, VA, HELOC	8 +16 HELOCs	0.4%	50%	$431,250
Better Mortgage Corporation	Conventional, VA, HELOC	8 +3 HELOCs	0.4%	72.7%	$330,000
Planet Home Lending, LLC	Conventional, FHA, VA	8	0.4%	64.3%	$485,000
Mld Mortgage, Inc.Dba the Money Store	Conventional, FHA	8	0.4%	100%	$295,000
Equity Prime Mortgage LLC	FHA	7	0.4%	77.8%	$436,428
Discover Bank	Conventional	7	0.4%	35%	$77,857
Movement Mortgage, LLC	Conventional, FHA	6	0.3%	100%	$355,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	5	0.3%	100%	$349,000	View
Lakeview Loan Servicing, LLC	Conventional, FHA	5	0.3%	45.9%	$275,000
Union Home Mortgage Corp.	Conventional, FHA	5	0.3%	100%	$461,000
Loanunited.Com, LLC	Conventional, FHA, VA	4	0.2%	80%	$462,500
Logan Finance Corporation	Conventional	4	0.2%	100%	$287,500
Guaranteed Rate Affinity, LLC	Conventional, VA	3	0.2%	100%	$621,666
City Lending Inc.	Conventional, FHA	3	0.2%	100%	$331,666
First Colony Mortgage Corporat	Conventional, FHA	3	0.2%	100%	$401,666
New Day Financial, LLC.	FHA, VA	3	0.2%	42.9%	$315,000
Genway Home Mortgage, Inc.	Conventional, FHA	3	0.2%	30%	$301,666
Nations Direct Mortgage, LLC	Conventional, FHA	3	0.2%	100%	$448,333
Mutual of Omaha Mortgage	Conventional, VA	3	0.2%	36.4%	$525,000
Ark-La-Tex Financial Services LLC	Conventional, FHA	3	0.2%	50%	$428,333
Partners Federal Credit Union A+5.0 ★Texas Ratio: 4.65%	Conventional	2	0.1%	50%	$75,000	View
PHH Mortgage Corporation	FHA	2	0.1%	100%	$505,000
Deephaven Mortgage LLC	Conventional	2	0.1%	100%	$120,000
Data Mortgage, Inc	FHA	2	0.1%	66.7%	$440,000
Credit Human Federal Credit Un	Conventional	2	0.1%	50%	$135,000
American Financing Corporation	Conventional, FHA	2	0.1%	18.2%	$210,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	2	0.1%	66.7%	$255,000	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, FHA	2	0.1%	100%	$475,000	View
RoundPoint Mortgage Servicing LLC	Conventional	2	0.1%	100%	$260,000
Lower, LLC	Conventional	2	0.1%	66.7%	$235,000
Top Flite Financial, Inc.	Conventional, FHA	2	0.1%	100%	$275,000
American Neighborhood Mortgage Acceptance Company	FHA	2	0.1%	100%	$500,000
Pentagon Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$475,000
Valon Mortgage	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$215,000
American Pride Bank A+5.0 ★Texas Ratio: 0.01%	Conventional	1	0.1%	100%	$105,000	View
Verus A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0.1%	100%	$485,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	VA	1	0.1%	100%	$555,000	View
Premier Mortgage Resources, LLC	FHA	1	0.1%	50%	$445,000
American Financial Resources LLC	FHA	1	0.1%	100%	$625,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$225,000
RANLife, Inc.	Conventional	1	0.1%	100%	$395,000
Canopy Mortgage, LLC	Conventional	1	0.1%	50%	$105,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$315,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$425,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$585,000
Dart Bank	Conventional	1	0.1%	100%	$365,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$185,000	View
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$425,000
Oaktree Funding Corp	Conventional	1	0.1%	100%	$215,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$435,000	View
Obsidian Financial Services	FHA	1	0.1%	100%	$495,000
Nqm Funding, LLC	Conventional	1	0.1%	100%	$425,000
Das Acquisition Company, LLC	Conventional	1	0.1%	100%	$325,000
Strong Home Mortgage, LLC	Conventional	1	0.1%	100%	$125,000
Shoreham Bank	FHA	1	0.1%	100%	$25,000
Beeline Loans, Inc.	Conventional	1	0.1%	50%	$685,000
Nations Lending Corporation	FHA	1	0.1%	100%	$445,000
Communityamerica Federal Credit Union	Conventional	1	0.1%	100%	$255,000
Saygo Home Loans, LLC	VA	1	0.1%	100%	$305,000
Self Help Federal Credit Union	Conventional	1	0.1%	100%	$355,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$635,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	100%	$195,000	View
Geneva Financial LLC	Conventional	1	0.1%	100%	$385,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$695,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$575,000	View
Luxury Mortgage Corp.	Conventional	1	0.1%	100%	$505,000
Champions Funding, LLC	Conventional	1	0.1%	25%	$155,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.1%	100%	$525,000	View
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +26 HELOCs	0%	n/a		View
Alliant Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +2 HELOCs	0%	0%		View
HomeStreet Bank	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	HELOC	0 +1 HELOCs	0%	n/a		View
Longbridge Financial, LLC	HELOC	0 +1 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Palmdale Mortgage Rate Trends

Daily average mortgage rates for California compared with the national average, updated every evening.

30-Year Fixed CA Avg

7.345%

▲ 0.089 vs 7 days ago

15-Year Fixed CA Avg

6.901%

▲ 0.040 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Palmdale, California

Looking for mortgage lenders near me or mortgage brokers near me in Palmdale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Palmdale in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Palmdale, CA

Use these to narrow the list above. Each category shows how many Palmdale, CA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 147 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 33 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 41 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 95 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 53 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 1 lenders. Loans above the conforming limit for higher priced homes Local lenders based in CA 112 lenders headquartered in California, the closest thing to a mortgage lender near you

Who Lends in Palmdale, CA

Independent mortgage companies closed 82.9 percent of home loans in Palmdale, California in 2025, banks 9.2 percent and credit unions 8 percent. Mortgage Management Consultants, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Logix Federal Credit Union the largest credit union. Among lenders headquartered in California, Bank of America NA led with 9 loans.

82.9%

Mortgage companies

9.2%

Banks

Credit unions

32%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.

More California Mortgage Lender Pages

All California lenders 861 lenders Los Angeles 480 lenders San Diego 411 lenders San Jose 294 lenders Fresno 260 lenders San Francisco 277 lenders Sacramento 300 lenders Bakersfield 258 lenders Menifee 239 lenders Long Beach 284 lenders Oakland 265 lenders Santa Clarita 265 lenders Stockton 212 lenders

Frequently Asked Questions About Mortgage Lenders in Palmdale, CA

Who is the largest mortgage lender in Palmdale, CA?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Palmdale, California with 34 loans, about 1.7 percent of the market. The largest lender headquartered in California was Bank of America NA with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Palmdale, CA have the highest approval rates?

Among lenders with meaningful volume in Palmdale, California, Ocmbc, Inc. approved the highest share of completed applications in 2025 at 98.1 percent, against a 77.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Palmdale, CA mortgage lenders offer FHA, VA and USDA loans?

95 lenders closed FHA loans in Palmdale, California in 2025, led by United Wholesale Mortgage with 114. 53 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Palmdale, CA lender list?

Yes. 33 banks and 41 credit unions closed home loans in Palmdale, California in 2025, alongside 147 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Palmdale, CA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Palmdale, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Palmdale, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Palmdale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.