Casa de Oro-Mount Helix, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, California Coast Credit UnionCalifornia Coast Credit Union386 E H St Ste 213, Chula Vista, CA 91910 7487A+5.0 ★Texas Ratio: 1.25%, Mission Federal Credit UnionMission Federal Credit Union1301 17th St, Bakersfield, CA 93301A+5.0 ★Texas Ratio: 0.79%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, San Diego County Credit UnionSan Diego County Credit Union2530 El Camino Real, Carlsbad, CA 92008A+5.0 ★Texas Ratio: 0.52%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, and Mypoint Credit UnionMypoint Credit Union2610 El Camino Real Unit A, Carlsbad, CA 92008 1214A+5.0 ★Texas Ratio: 2.57%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Casa de Oro-Mount Helix, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Casa de Oro-Mount Helix are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Casa de Oro-Mount Helix, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 9 +1 HELOCs |
2.9% | 100% | $990,555 | View |
|
116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 7 | 2.3% | 100% | $806,428 | View |
|
386 E H St Ste 213, Chula Vista, CA 91910 7487 A+5.0 ★Texas Ratio: 1.25% |
Conventional, HELOC | 4 +11 HELOCs |
1.3% | 80% | $62,500 | View |
|
1301 17th St, Bakersfield, CA 93301 A+5.0 ★Texas Ratio: 0.79% |
Conventional, HELOC | 3 +13 HELOCs |
1% | 80% | $651,666 | View |
|
11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 3 +11 HELOCs |
1% | 60% | $1,205,000 | View |
|
2530 El Camino Real, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 0.52% |
Conventional, HELOC | 3 +2 HELOCs |
1% | 100% | $355,000 | View |
|
5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 3 | 1% | 75% | $1,121,666 | View |
|
9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 1% | 75% | $268,333 | View |
|
14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +7 HELOCs |
0.6% | 100% | $1,105,000 | View |
|
2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 66.7% | $290,000 | View |
|
4350 La Jolla Village Dr, San Diego, CA 92122 A+5.0 ★Texas Ratio: 3.94% |
Conventional | 2 | 0.6% | 66.7% | $605,000 | View |
|
5701 Kanan Rd, Agoura Hills, CA 91301 A5.0 ★Texas Ratio: 7.72% |
Conventional, FHA, Jumbo | 2 | 0.6% | 50% | $830,000 | View |
|
2350 Shattuck Ave, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.86% |
Conventional | 2 | 0.6% | 100% | $60,000 | View |
|
633 E UNIVERSITY DR STE A, CARSON, CA 90746 1973 A+5.0 ★Texas Ratio: 2.90% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 50% | $885,000 | View |
|
590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $895,000 | View |
|
★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 50% | $1,145,000 | View |
|
5307 Beach Blvd, Buena Park, CA 90621 A+5.0 ★Texas Ratio: 4.07% |
Conventional, Jumbo | 1 | 0.3% | 100% | $2,935,000 | View |
Synergy One Lending, Inc.
9600 Ming Ave Ste 146, Bakersfield, CA 93311 |
Conventional | 1 | 0.3% | 100% | $805,000 | |
|
9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
|
2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57% |
VA | 1 | 0.3% | 100% | $475,000 | View |
|
995 Armory Rd, Barstow, CA 92311 A+5.0 ★Texas Ratio: 5.74% |
Conventional | 1 | 0.3% | 100% | $725,000 | View |
|
3447 Atlantic Ave, Long Beach, CA 90807 A5.0 ★Texas Ratio: 6.01% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
|
2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.3% | 100% | $965,000 | View |
|
31924 Crown Valley Rd, Acton, CA 93510 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +4 HELOCs |
0% | 100% | View | |
|
5901 Priestly Dr, Carlsbad, CA 92008 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
344 F St, Chula Vista, CA 91910 2645 A+5.0 ★Texas Ratio: 1.23% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
801 San Pablo Ave, Albany, CA 94706 A+5.0 ★Texas Ratio: 1.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
300 Arneill Rd, Camarillo, CA 93010 A+5.0 ★Texas Ratio: 5.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
|
Conventional, VA, Jumbo | 16 | 5.1% | 94.4% | $590,000 | |
loanDepot.com LLC
|
Conventional, VA, HELOC | 5 +2 HELOCs |
1.6% | 100% | $631,000 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional | 5 | 1.6% | 71.4% | $851,000 | View |
Cornerstone First Mortgage, LLC
|
Conventional, FHA | 3 | 1% | 100% | $885,000 | |
Guild Mortgage Company
|
Conventional, VA, Jumbo | 3 | 1% | 100% | $888,333 | |
Citadel Servicing Corporation
|
Conventional, Jumbo | 3 | 1% | 100% | $1,061,666 | |
Kind Lending, LLC
|
Conventional | 2 | 0.6% | 50% | $420,000 | |
Resicentral LLC
|
Conventional, FHA | 2 | 0.6% | 100% | $870,000 | |
New Wave Lending Group Inc
|
Conventional, Jumbo | 2 | 0.6% | 100% | $1,045,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, FHA | 2 | 0.6% | 100% | $615,000 | |
Mission Loans, LLC
|
Conventional | 2 | 0.6% | 100% | $250,000 | |
Nexera Holding LLC
|
Conventional, Jumbo | 2 | 0.6% | 100% | $800,000 | |
Plaza Home Mortgage, Inc
|
Conventional, VA, Jumbo | 2 | 0.6% | 100% | $970,000 | |
Residential Wholesale Mortgage
|
VA, Jumbo | 1 | 0.3% | 100% | $1,235,000 | |
Fundloans Capital
|
Conventional, Jumbo | 1 | 0.3% | 100% | $1,165,000 | |
Golden Empire Mortgage, Inc.
|
Conventional | 1 | 0.3% | 100% | $455,000 | |
HomeXpress Mortgage Corp.
|
Conventional | 1 | 0.3% | 100% | $735,000 | |
American Heritage Lending, LLC
|
Conventional | 1 | 0.3% | 100% | $695,000 | |
Stg Mortgage Inc
|
Conventional | 1 | 0.3% | 100% | $755,000 | |
Ony Glo, Inc.
|
Conventional | 1 | 0.3% | 100% | $675,000 | |
Hometown Equity Mortgage, LLC
|
Conventional | 1 | 0.3% | 25% | $705,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.3% | 100% | $755,000 | |
Nmsi, Inc.
|
Conventional | 1 | 0.3% | 100% | $655,000 | |
Carrington Mortgage Services LLC
|
FHA | 1 | 0.3% | 100% | $665,000 | |
Figure Lending LLC
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Greenbox Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 56 +9 HELOCs |
18% | 88.9% | $771,785 | |
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo | 33 | 10.6% | 79.1% | $573,181 | |
CrossCountry Mortgage, LLC
|
Conventional, VA, Jumbo | 15 | 4.8% | 100% | $841,000 | |
Newrez LLC
|
Conventional, VA, Jumbo | 9 | 2.9% | 60% | $848,333 | |
Fairway Independent Mort Corp
|
Conventional, Jumbo | 9 | 2.9% | 90% | $893,888 | |
Spring Eq, LLC
|
Conventional, HELOC | 8 +6 HELOCs |
2.6% | 66.7% | $175,000 | |
The Loan Store, Inc
|
Conventional | 8 | 2.6% | 90.9% | $647,500 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 7 +11 HELOCs |
2.3% | 87.5% | $462,142 | |
Guaranteed Rate, Inc.
|
Conventional, VA, Jumbo | 5 | 1.6% | 100% | $1,023,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 4 | 1.3% | 100% | $947,500 | View |
Freedom Mortgage Corporation
|
VA | 3 | 1% | 100% | $938,333 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 3 | 1% | 100% | $1,031,666 | View |
Nationstar Mortgage
|
Conventional | 3 | 1% | 75% | $198,333 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.6% | 100% | $600,000 | View |
Lakeview Loan Servicing, LLC
|
Conventional | 2 | 0.6% | 60% | $360,000 | |
Union Home Mortgage Corp.
|
Conventional, Jumbo | 2 | 0.6% | 100% | $1,130,000 | |
HomeBridge Financial Services, Inc
|
VA, HELOC | 1 +2 HELOCs |
0.3% | 100% | $655,000 | |
Genisys Credit Union
|
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 100% | $1,775,000 | |
EMM Loans LLC
|
FHA | 1 | 0.3% | 100% | $615,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.3% | 100% | $885,000 | View |
Originpoint, LLC
|
Conventional | 1 | 0.3% | 100% | $995,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.3% | 100% | $975,000 | |
Primelending
|
Conventional | 1 | 0.3% | 100% | $255,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0.3% | 100% | $505,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.3% | 100% | $915,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.3% | 100% | $775,000 | |
Oaktree Funding Corp
|
Conventional | 1 | 0.3% | 100% | $265,000 | |
Discover Bank
|
Conventional | 1 | 0.3% | 50% | $205,000 | |
Intercap Lending Inc
|
Conventional | 1 | 0.3% | 100% | $925,000 | |
Federated Mortgage Corp
|
VA | 1 | 0.3% | 100% | $325,000 | |
Bay Equity LLC
|
Conventional | 1 | 0.3% | 100% | $285,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.3% | 100% | $495,000 | |
Homeowners Financial Group, LLC
|
Conventional | 1 | 0.3% | 100% | $465,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.3% | 100% | $1,005,000 | |
Planet Home Lending, LLC
|
Conventional | 1 | 0.3% | 100% | $125,000 | |
Mortgage Research Center
|
VA, Jumbo | 1 | 0.3% | 100% | $1,635,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $1,055,000 | |
Logan Finance Corporation
|
Conventional | 1 | 0.3% | 100% | $1,005,000 | |
|
A+5.0 ★Texas Ratio: 3.12% |
VA, Jumbo | 1 | 0.3% | 100% | $1,525,000 | View |
Prosperity Home Mortgage, LLC
|
VA | 1 | 0.3% | 100% | $1,055,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
Luxury Mortgage Corp.
|
Conventional, Jumbo | 1 | 0.3% | 100% | $3,505,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.3% | 100% | $645,000 | View |
Alliant Credit Union
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
|
HELOC | 0 +3 HELOCs |
0% | 0% | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Connexus Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for California compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Casa de Oro-Mount Helix? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Casa de Oro-Mount Helix in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Casa de Oro-Mount Helix, CA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 78.8 percent of home loans in Casa de Oro-Mount Helix, California in 2025, banks 12.2 percent and credit unions 9 percent. Change Lending was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and California Coast Credit Union the largest credit union. Among lenders headquartered in California, Change Lending led with 7 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Casa de Oro-Mount Helix, California with 9 loans, about 2.9 percent of the market. The largest lender headquartered in California was Change Lending with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Casa de Oro-Mount Helix, California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 88.9 percent, against a 85.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Casa de Oro-Mount Helix, California in 2025, led by United Wholesale Mortgage with 5. 19 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 23 credit unions closed home loans in Casa de Oro-Mount Helix, California in 2025, alongside 63 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Casa de Oro-Mount Helix, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Casa de Oro-Mount Helix, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Casa de Oro-Mount Helix. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.