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Mortgage Lenders and Brokers in Maricopa, Arizona

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Maricopa, Arizona mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA21650 N John Wayne Pkwy, Maricopa, AZ 85139A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA20885 N John Wayne Pkwy, Maricopa, AZ 85139A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA20944 N John Wayne Pkwy, Maricopa, AZ 85139A+5.0 ★Texas Ratio: 4.14%, Bell BankBell Bank1850 E Northrop Blvd, Chandler, AZ 85286A+5.0 ★Texas Ratio: 3.66%, Copper State Credit UnionCopper State Credit Union3428 W Anthem Way, Anthem, AZ 85086A+5.0 ★Texas Ratio: 3.49%, US Bank, N.A.US Bank, N.A.3185 W Apache Trl, Apache Junction, AZ 85120A+5.0 ★Texas Ratio: 2.85%, Desert Financial Credit UnionDesert Financial Credit Union20797 N John Wayne Pkwy, Maricopa, AZ 85139A+5.0 ★Texas Ratio: 2.04%, Pinal County Federal Credit UnionPinal County Federal Credit Union44600 W Smith Enke Rd, Maricopa, AZ 85139, Arizona Central Credit UnionArizona Central Credit Union1805 W Chandler Blvd, CHANDLER, AZ 85224A5.0 ★Texas Ratio: 8.52%, and Arizona Financial Credit UnionArizona Financial Credit Union13085 W McDowell Rd, Avondale, AZ 85392 6435A+5.0 ★Texas Ratio: 1.69%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Maricopa, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Maricopa are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Maricopa, Arizona

Market share is the lender's share of all home loans closed in Maricopa, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 1 office in Maricopa 21650 N John Wayne Pkwy, Maricopa, AZ 85139 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, HELOC	23 +1 HELOCs	0.9%	92%	$243,695	View
Wells Fargo Bank NA 1 office in Maricopa 20885 N John Wayne Pkwy, Maricopa, AZ 85139 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	13	0.5%	76.5%	$251,923	View
Bank of America NA 1 office in Maricopa 20944 N John Wayne Pkwy, Maricopa, AZ 85139 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	9 +20 HELOCs	0.4%	90%	$282,777	View
Bell Bank 1850 E Northrop Blvd, Chandler, AZ 85286 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA	33	1.3%	91.7%	$240,151	View
Copper State Credit Union 3428 W Anthem Way, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.49%	Conventional	17	0.7%	75%	$62,647	View
US Bank, N.A. 3185 W Apache Trl, Apache Junction, AZ 85120 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	9 +6 HELOCs	0.4%	50%	$202,777	View
Desert Financial Credit Union 20797 N John Wayne Pkwy, Maricopa, AZ 85139 A+5.0 ★Texas Ratio: 2.04%	Conventional, HELOC	8 +113 HELOCs	0.3%	53.3%	$252,500	View
Pinal County Federal Credit Union 44600 W Smith Enke Rd, Maricopa, AZ 85139	Conventional	8	0.3%	100%	$47,500
Arizona Central Credit Union 1805 W Chandler Blvd, CHANDLER, AZ 85224 A5.0 ★Texas Ratio: 8.52%	Conventional	7	0.3%	70%	$139,285	View
Arizona Financial Credit Union 13085 W McDowell Rd, Avondale, AZ 85392 6435 A+5.0 ★Texas Ratio: 1.69%	Conventional, HELOC	6 +6 HELOCs	0.2%	85.7%	$96,666	View
First Ciitizens Bank and Trust 2480 S Gilbert Rd, Chandler, AZ 85286 A5.0 ★Texas Ratio: 7.72%	Conventional, FHA	3	0.1%	75%	$138,333	View
Oneaz Credit Union 1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558 A+5.0 ★Texas Ratio: 4.17%	Conventional	3	0.1%	57.1%	$205,000	View
Credit Union West 503 W Van Buren St, Avondale, AZ 85323 1328 A+5.0 ★Texas Ratio: 2.78%	Conventional	3	0.1%	37.5%	$211,666	View
Truwest Credit Union 1990 W Elliot Rd, Chandler, AZ 85224 1816 A+5.0 ★Texas Ratio: 4.57%	Conventional, HELOC	2 +2 HELOCs	0.1%	66.7%	$155,000	View
Sunflower Bank, N.A. 355 E Germann Rd, Gilbert, AZ 85297 A5.0 ★Texas Ratio: 10.77%	Conventional	2	0.1%	100%	$410,000	View
Vantage West Credit Union 2008 E Florence Blvd, Casa Grande, AZ 85122 5402 A+5.0 ★Texas Ratio: 5.26%	Conventional, HELOC	1 +2 HELOCs	0%	100%	$135,000	View
Pima Federal Credit Union 1417 E Elliot Road, Gilbert, AZ 85233 A+5.0 ★Texas Ratio: 3.94%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$155,000	View
BMO Harris Bank NA 1160 S Watson Rd, Buckeye, AZ 85326 A+5.0 ★Texas Ratio: 3.54%	FHA, HELOC	1 +1 HELOCs	0%	33.3%	$315,000	View
Flagstar Bank NA 4979 S Alma School Rd, Chandler, AZ 85248 D3.3 ★Texas Ratio: 35.11%	Conventional	1	0%	100%	$105,000	View
AERO Federal Credit Union 18301 N 79th Ave, Glendale, AZ 85308 A+5.0 ★Texas Ratio: 0.72%	Conventional	1	0%	33.3%	$55,000	View
Unison Bank 1835 E Pecos Rd, Gilbert, AZ 85295 A+5.0 ★Texas Ratio: 3.87%	Conventional	1	0%	100%	$435,000	View
Landings Credit Union 4850 W Chandler Blvd, Chandler, AZ 85226 A+5.0 ★Texas Ratio: 3.83%	Conventional	1	0%	100%	$305,000	View
Bokf NA 901 Dobson, Mesa, AZ 85201 A+5.0 ★Texas Ratio: 1.05%	FHA	1	0%	100%	$375,000	View
First National Bank Texas 2840 Highway 95, Bullhead City, AZ 86442 A4.7 ★Texas Ratio: 3.20%	VA	1	0%	100%	$355,000	View
Western State Bank 1412 E Florence Blvd, Casa Grande, AZ 85122 A5.0 ★Texas Ratio: 6.13%	Conventional	1	0%	100%	$25,000	View
Umb Bank NA 1000 N 54th St, Chandler, AZ 85226 A+5.0 ★Texas Ratio: 1.78%	FHA	1	0%	100%	$315,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2840 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +6 HELOCs	0%	n/a		View
Hughes Federal Credit Union 971 W Wetmore Rd, Tucson, AZ 85705 1551 A-4.9 ★Texas Ratio: 15.97%	HELOC	0 +3 HELOCs	0%	n/a		View
V.I.P. Mortgage, Inc.	Conventional, FHA, VA	32	1.3%	94.1%	$311,562
The Loan Store, Inc	Conventional, FHA, HELOC	28 +9 HELOCs	1.1%	100%	$311,785
NOVA Financial & Investment Corporation	Conventional, FHA, VA	24	1%	100%	$315,000
Homeowners Financial Group, LLC	Conventional, FHA, VA	16	0.6%	94.1%	$236,875
Geneva Financial LLC	Conventional, FHA, VA	15	0.6%	93.8%	$317,666
Peoples Mortgage Company	Conventional, FHA, VA	11	0.4%	91.7%	$275,909
Altitude Financial Corporation	Conventional, FHA, VA	5	0.2%	100%	$305,000
Starboard Financial Management, LLC	Conventional, FHA	3	0.1%	75%	$325,000
Valon Mortgage	Conventional, FHA, HELOC	2 +5 HELOCs	0.1%	66.7%	$335,000
Sun American Mortgage Company	Conventional	2	0.1%	100%	$330,000
Saygo Home Loans, LLC	Conventional, VA	2	0.1%	66.7%	$370,000
New West Lending, Inc.	FHA	1	0%	100%	$315,000
Champions Funding, LLC	Conventional	1	0%	50%	$245,000
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	254 +4 HELOCs	10.2%	84.5%	$329,566
Rocket Mortgage	Conventional, FHA, VA	219	8.8%	83.1%	$230,936
loanDepot.com LLC	Conventional, FHA, VA, HELOC	147 +4 HELOCs	5.9%	92.6%	$295,136
DHI Mortgage Company, LTD.	Conventional, FHA, VA	128	5.2%	78.7%	$329,218
Fairway Independent Mort Corp	Conventional, FHA, VA	83	3.3%	84.8%	$271,987
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	78 +2 HELOCs	3.1%	95.1%	$350,000
K. Hovnanian American Mortgage	Conventional, FHA, VA	73	2.9%	85.9%	$368,424
Homeamerican Mortgage Corporation	Conventional, FHA, VA	69	2.8%	89.6%	$358,478
Lennar Mortgage, LLC	Conventional, FHA, VA	66	2.7%	86.8%	$291,212
Freedom Mortgage Corporation	Conventional, FHA, VA	63	2.5%	95.1%	$342,460
Kbhs Home Loans, LLC	Conventional, FHA, VA	61	2.5%	95.3%	$289,918
Guild Mortgage Company	Conventional, FHA, VA	58	2.3%	92.1%	$255,000
Pennymac Loan Services LLC	Conventional, FHA, VA	46	1.9%	72.3%	$231,521
Click n' Close, Inc.	Conventional, FHA	39	1.6%	92.9%	$191,666
Inspire Home Loans Inc.	Conventional, FHA, VA	38	1.5%	83.3%	$329,473
Newrez LLC	Conventional, FHA, VA	37	1.5%	62.3%	$349,054
Pulte Mortgage LLC	Conventional, FHA, VA	36	1.5%	80%	$303,055
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	32 +6 HELOCs	1.3%	100%	$331,562
Mortgage Research Center	Conventional, FHA, VA	32	1.3%	74.4%	$375,000
Nationstar Mortgage	Conventional, FHA, VA	23	0.9%	85.7%	$218,478
Paramount Residential Mortgage	Conventional, FHA, VA	23	0.9%	92%	$308,478
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	22 +5 HELOCs	0.9%	68.8%	$200,000
Sun West Mortgage Company, Inc A+5.0 ★Texas Ratio: 2.68%	Conventional, FHA, VA	20	0.8%	91.7%	$300,000	View
New American Funding, LLC.	Conventional, FHA, VA, HELOC	18 +1 HELOCs	0.7%	78.3%	$296,111
Movement Mortgage, LLC	Conventional, FHA, VA, HELOC	17 +2 HELOCs	0.7%	100%	$293,235
Efinity Financial LLC	Conventional, FHA	16	0.6%	100%	$326,875
American Pacific Mortgage Corporation	Conventional, FHA, VA	16	0.6%	80%	$282,500
Equity Prime Mortgage LLC	Conventional, FHA, VA	15	0.6%	88.2%	$359,666
Securitynational Mortgage Company	Conventional, FHA	15	0.6%	78.9%	$234,333
Spring Eq, LLC	Conventional, HELOC	14 +10 HELOCs	0.6%	46.9%	$57,857
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	14	0.6%	77.8%	$291,428	View
Zillow Home Loans, LLC	Conventional, FHA, VA	13	0.5%	87.5%	$343,461
Primelending	Conventional, FHA, VA	12	0.5%	93.3%	$274,166
American Financial Resources LLC	Conventional, FHA, VA	11	0.4%	91.7%	$317,727
American Financial Network, Inc.	Conventional, FHA, VA	10	0.4%	92.3%	$334,000
Carrington Mortgage Services LLC	Conventional, FHA	10	0.4%	52.4%	$192,000
America First Federal Credit Union A5.0 ★Texas Ratio: 8.33%	Conventional, HELOC	9 +3 HELOCs	0.4%	81.8%	$93,888
AdvantageFirst Lending Inc	FHA, VA	9	0.4%	75%	$270,555
Jet HomeLoans, LP	Conventional, FHA	9	0.4%	56.2%	$352,777
Direct Mortgage Loans, LLC	Conventional, FHA, VA	9	0.4%	90%	$347,222
Mutual of Omaha Mortgage	Conventional, FHA, VA	9	0.4%	75%	$289,444
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	8 +1 HELOCs	0.3%	88.9%	$352,500
Lakeview Loan Servicing, LLC	Conventional, FHA	8	0.3%	38.8%	$275,000
Kind Lending, LLC	Conventional, FHA	8	0.3%	53.3%	$215,000
Cardinal Financial Company, Li	Conventional, FHA	8	0.3%	100%	$231,250
Waterstone Mortgage Corporation	Conventional, FHA	8	0.3%	100%	$302,500
Cornerstone First Mortgage, LLC	Conventional, FHA	7	0.3%	100%	$260,714
Amerisave Mortgage Company	Conventional, FHA	7	0.3%	25.8%	$132,142
Union Home Mortgage Corp.	Conventional, FHA, VA	7	0.3%	87.5%	$316,428
Village Capital & Investment	FHA, VA	7	0.3%	50%	$386,428
Goodleap, LLC	Conventional, FHA, VA, HELOC	6 +11 HELOCs	0.2%	80%	$255,000
Planet Home Lending, LLC	Conventional, FHA, VA	6	0.2%	85.7%	$175,000
Gardner Financial Services	Conventional, FHA, VA	6	0.2%	100%	$376,666
Canopy Mortgage, LLC	Conventional, FHA, VA	5	0.2%	83.3%	$287,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA	5	0.2%	83.3%	$303,000	View
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA	5	0.2%	100%	$219,000	View
Discover Bank	Conventional	5	0.2%	18.5%	$73,000
Nfm, Inc	Conventional, FHA	5	0.2%	100%	$329,000
Provident Funding Associates	Conventional	5	0.2%	83.3%	$239,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	5	0.2%	83.3%	$95,000	View
Plaza Home Mortgage, Inc	Conventional, FHA, VA	5	0.2%	71.4%	$315,000
Ark-La-Tex Financial Services LLC	Conventional, FHA	5	0.2%	100%	$327,000
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	5	0.2%	100%	$257,000
JMAC Lending, Inc.	Conventional, FHA	5	0.2%	100%	$293,000
Guaranteed Rate Affinity, LLC	Conventional, FHA, HELOC	4 +1 HELOCs	0.2%	80%	$235,000
Mountain America Federal Credit Union A5.0 ★Texas Ratio: 9.78%	Conventional, HELOC	4 +1 HELOCs	0.2%	57.1%	$300,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	4	0.2%	100%	$340,000	View
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA	4	0.2%	80%	$255,000	View
PHH Mortgage Corporation	Conventional, FHA, VA	4	0.2%	100%	$357,500
Brookhollow Mortgage Services, Ltd	Conventional, FHA, VA	4	0.2%	100%	$382,500
ClearPath Lending	VA	4	0.2%	80%	$357,500
Bay Equity LLC	Conventional, FHA	4	0.2%	66.7%	$295,000
New Day Financial, LLC.	VA	4	0.2%	41.7%	$345,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	4	0.2%	50%	$280,000	View
Nations Lending Corporation	Conventional, FHA	4	0.2%	83.3%	$252,500
Lower, LLC	Conventional, FHA, VA	4	0.2%	66.7%	$330,000
Gold Star Mortgage Financial Group, Corporation	FHA, VA	3	0.1%	100%	$318,333
Loanunited.Com, LLC	VA	3	0.1%	60%	$358,333
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional	3	0.1%	100%	$211,666	View
Mortgage Solutions of Colorado	VA	3	0.1%	75%	$391,666
Genway Home Mortgage, Inc.	Conventional, FHA	3	0.1%	75%	$295,000
Prosperity Home Mortgage, LLC	Conventional, FHA	3	0.1%	100%	$291,666
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	3	0.1%	100%	$405,000	View
RBC Bank (Georgia), N.A.	Conventional	3	0.1%	100%	$321,666
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	3	0.1%	60%	$355,000	View
Acrisure Mortgage, LLC	FHA	2	0.1%	100%	$370,000
AmeriHome Mortgage Company, LLC	FHA	2	0.1%	100%	$390,000
City Lending Inc.	Conventional, FHA	2	0.1%	100%	$200,000
Success Mortgage Partners, Inc	Conventional, FHA	2	0.1%	100%	$470,000
Sfmc, LP	Conventional, FHA	2	0.1%	100%	$340,000
Trustone Financial Credit Union	Conventional	2	0.1%	100%	$135,000
Evo Home Loans, LLC dba Epiq Lending	Conventional, VA	2	0.1%	100%	$295,000
Stg Mortgage Inc	Conventional	2	0.1%	100%	$335,000
Premier Lending Inc.	Conventional, FHA	2	0.1%	100%	$185,000
Evergreen Moneysource Mortgage Company	Conventional	2	0.1%	100%	$335,000
Castle & Cooke Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$245,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.1%	66.7%	$315,000	View
Towne Mortgage Company	FHA	2	0.1%	66.7%	$315,000
Pentagon Federal Credit Union	Conventional, VA	2	0.1%	100%	$280,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, VA	2	0.1%	66.7%	$295,000	View
Nations Direct Mortgage, LLC	FHA	2	0.1%	100%	$310,000
Nexera Holding LLC	Conventional	2	0.1%	100%	$240,000
First Technology Federal Credit Union	Conventional	2	0.1%	100%	$330,000
Tomo Mortgage LLC	Conventional	2	0.1%	66.7%	$245,000
First Interstate Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 4.72%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$275,000	View
FirstBank	Conventional, HELOC	1 +1 HELOCs	0%	100%	$305,000
Better Mortgage Corporation	Conventional, HELOC	1 +1 HELOCs	0%	25%	$415,000
Arc Home LLC	Conventional	1	0%	100%	$345,000
Southwest Airlines FCU	Conventional	1	0%	100%	$105,000
Keypoint Credit Union	Conventional	1	0%	100%	$35,000
Devon Bank B+4.0 ★Texas Ratio: 2.09%	Conventional	1	0%	100%	$285,000	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	VA	1	0%	100%	$345,000	View
RANLife, Inc.	Conventional	1	0%	100%	$205,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	VA	1	0%	100%	$485,000	View
Everett Financial, Inc.	FHA	1	0%	100%	$275,000
Envoy Mortgage, Ltd	FHA	1	0%	100%	$315,000
Nbkc Bank	Conventional	1	0%	50%	$345,000
Norwich Commercial Group Inc	VA	1	0%	100%	$365,000
TruHome Solutions, LLC	FHA	1	0%	100%	$305,000
Directors Mortgage, Inc	Conventional	1	0%	100%	$105,000
Golden Empire Mortgage, Inc.	Conventional	1	0%	100%	$155,000
NuMark Credit Union	Conventional	1	0%	100%	$385,000
Guidance Residential, LLC	Conventional	1	0%	100%	$255,000
Signature Federal Credit Union	Conventional	1	0%	100%	$15,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA	1	0%	100%	$185,000	View
United Trust Bank	VA	1	0%	100%	$225,000
Filo Mortgage, LLC	Conventional	1	0%	100%	$305,000
Resicentral LLC	Conventional	1	0%	50%	$295,000
AmWest Funding Corp	Conventional	1	0%	100%	$215,000
Michigan Mutual, Inc	FHA	1	0%	50%	$255,000
Intercap Lending Inc	Conventional	1	0%	100%	$345,000
MLB Residential Lending, LLC	VA	1	0%	50%	$345,000
Flexpoint, Inc.	FHA	1	0%	100%	$285,000
Network Capital Funding Corporation	FHA	1	0%	50%	$485,000
American Financing Corporation	FHA	1	0%	12.5%	$345,000
Strong Home Mortgage, LLC	Conventional	1	0%	100%	$435,000
Point Mortgage Corp	VA	1	0%	100%	$475,000
Servis One, Inc	FHA	1	0%	100%	$225,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	VA	1	0%	100%	$335,000	View
Churchill Mortgage Corporation	Conventional	1	0%	100%	$305,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0%	100%	$55,000	View
Mission Loans, LLC	Conventional	1	0%	100%	$315,000
Keystone Funding, Inc	FHA	1	0%	100%	$435,000
1st Security Bank of Washington A+5.0 ★Texas Ratio: 4.31%	FHA	1	0%	100%	$525,000	View
Summit Mortgage Corporation	Conventional	1	0%	100%	$365,000
Right Start Mortgage, Inc	Conventional	1	0%	100%	$295,000
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0%	100%	$285,000
Nuvision Federal Credit Union	Conventional	1	0%	100%	$345,000
Stanford Federal Credit Union	Conventional	1	0%	100%	$305,000
Florida Capital Bank, N.A	Conventional	1	0%	100%	$385,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0%	100%	$175,000
Tradition Mortgage, LLC	Conventional	1	0%	100%	$385,000
Texana Bank	Conventional	1	0%	100%	$175,000
Loan Simple, Inc.	FHA	1	0%	100%	$305,000
Mason-McDuffie Mortgage Corporation	Conventional	1	0%	100%	$205,000
Top Flite Financial, Inc.	FHA	1	0%	100%	$385,000
The Mortgage Link, Inc.	FHA	1	0%	100%	$285,000
Figure Lending LLC	HELOC	0 +15 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +15 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +10 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +7 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +6 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Kinecta Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Boeing Employees' Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Empeople Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Firefighters First Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Wings Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	0%		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Maricopa Mortgage Rate Trends

Daily average mortgage rates for Arizona compared with the national average, updated every evening.

30-Year Fixed AZ Avg

7.415%

▲ 0.058 vs 7 days ago

15-Year Fixed AZ Avg

6.885%

▲ 0.031 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Maricopa, Arizona

Looking for mortgage lenders near me or mortgage brokers near me in Maricopa? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Maricopa in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Maricopa, AZ

Use these to narrow the list above. Each category shows how many Maricopa, AZ lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 138 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 40 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 34 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 109 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 72 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Local lenders based in AZ 26 lenders headquartered in Arizona, the closest thing to a mortgage lender near you

Who Lends in Maricopa, AZ

Independent mortgage companies closed 88.6 percent of home loans in Maricopa, Arizona in 2025, banks 7.1 percent and credit unions 4.2 percent. V.I.P. Mortgage, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Copper State Credit Union the largest credit union. Among lenders headquartered in Arizona, Copper State Credit Union led with 17 loans.

88.6%

Mortgage companies

7.1%

Banks

4.2%

Credit unions

41%

FHA loans

14%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.

More Arizona Mortgage Lender Pages

All Arizona lenders 836 lenders Phoenix 477 lenders Mesa 396 lenders Tucson 262 lenders Surprise 289 lenders Buckeye 263 lenders Gilbert 308 lenders San Tan Valley 268 lenders Peoria 291 lenders Chandler 292 lenders Scottsdale 366 lenders Glendale 252 lenders Goodyear 252 lenders

Frequently Asked Questions About Mortgage Lenders in Maricopa, AZ

Who is the largest mortgage lender in Maricopa, AZ?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Maricopa, Arizona with 23 loans, about 0.9 percent of the market. The largest lender headquartered in Arizona was Copper State Credit Union with 17 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Maricopa, AZ have the highest approval rates?

Among lenders with meaningful volume in Maricopa, Arizona, Kbhs Home Loans, LLC approved the highest share of completed applications in 2025 at 95.3 percent, against a 81.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Maricopa, AZ mortgage lenders offer FHA, VA and USDA loans?

109 lenders closed FHA loans in Maricopa, Arizona in 2025, led by United Wholesale Mortgage with 111. 72 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Maricopa, AZ lender list?

Yes. 40 banks and 34 credit unions closed home loans in Maricopa, Arizona in 2025, alongside 138 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Maricopa, AZ ranked on this page?

Lenders are ranked only by the number of home loans they closed in Maricopa, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Maricopa, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Maricopa. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.