Unison Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.90%, 6-month CD rates at 0.15% and 3-month CD rates at 1.20%. Current savings rates are at 0.35% and money market rates are at 0.01%. Mortgage rates today on 30-year fixed loans are around 7.19%. Credit Card rates are at 16.74%. Personal Loan rates are at 13.70%. All these rates, and more, can be found in our database of rates. Unison Bank's 6-Month CD rates are at 5.06%, 12-Month CD rates are at 4.25%, 18-Month CD rates are at 3.51%, 24-Month CD rates are at 2.50%, 60-Month CD Uniflex rates are at 2.00%. Unison Bank's savings rates are at 1.00%.

Unison Bank

To see how these rates compare to Unison Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Unison Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Unison Bank CD rates. You can also compare Unison Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Unison Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Unison Bank? Share your experience about Unison Bank by leaving a review below, or read customer reviews before you decide to use Unison Bank.

Unison Bank Texas Ratio

Unison Bank's Texas Ratio is at 4.28%, which is considered excellent. The Texas Ratio for Unison Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Unison Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.25%
18-Month CD
3.51%
24-Month CD
2.50%
36-Month CD
2.00%
48-Month CD
2.00%
60-Month CD
2.00%
Savings
1.00%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Unison Bank
401 1st Ave S
Jamestown, ND 58401
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Unison Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Unison Bank
Unison Bank
6-Month CD
5.06%
$2,500
Unison Bank
Unison Bank
12-Month CD
4.25%
$2,500
Unison Bank
Unison Bank
18-Month CD
3.51%
$2,500
Unison Bank
Unison Bank
24-Month CD
2.50%
$2,500
Unison Bank
Unison Bank
60-Month CD Uniflex
2.00%
$2,500
Unison Bank
Unison Bank
48-Month CD
2.00%
$2,500
Unison Bank
Unison Bank
36-Month CD
2.00%
$2,500
Unison Bank
Unison Bank
30-Month CD
2.00%
$2,500
Unison Bank
Unison Bank
Unison Unisaver Savings
1.00%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Unison Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Vast Bank
Vast Bank
6-Month CD (special)
5.50%
$0
Riverland Bank
Riverland Bank
12-Month CD
5.25%
$1,000
Live Oak Bank
Live Oak Bank
12-Month CD
5.00%
$2,500
Iowa Falls State Bank
Iowa Falls State Bank
11-Month CD (special)
4.92%
$1,000
Fidelity Bank West Memphis, AR
Fidelity Bank West Memphis, AR
12-Month CD
4.85%
$500
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
24-Month CD
4.85%
$10,000
Live Oak Bank
Live Oak Bank
6-Month CD
4.80%
$2,500
First Community Bank Beemer, NE
First Community Bank Beemer, NE
12-Month CD
4.58%
$10,000
Discover Bank
Discover Bank
Online Savings Account
4.25%
$0
Maspeth Federal S&L
Maspeth Federal S&L
12-Month CD
4.25%
$1,500
EagleBank
EagleBank
12-Month CD IntraFi CDARS
4.25%
$10,000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
24-Month CD
4.25%
$10,000
Modern Bank
Modern Bank
24-Month CD
4.00%
$10,000
Magyar Bank
Magyar Bank
60-Month CD
4.00%
$500
Florence Bank
Florence Bank
7-Month CD (Easy-Out)
3.85%
$5,000
EverTrust Bank
EverTrust Bank
9-Month CD
3.85%
$20,000
West Pointe Bank
West Pointe Bank
6-Month CD
3.79%
$1,000
Gainey Business Bank
Gainey Business Bank
24-Month CD
3.60%
$5,000
Barclays Bank
Barclays Bank
48-Month CD
3.50%
$0
Sikorsky Credit Union
Sikorsky Credit Union
36-Month CD
3.50%
$500
EvaBank
EvaBank
36-Month CD
3.30%
$1,000
Hardin County SB
Hardin County SB
36-Month CD (variable)
3.29%
$500
Citizens Federal Savings Bank
Citizens Federal Savings Bank
24-Month CD
3.25%
$500
Transpecos Banks
Transpecos Banks
24-Month CD
3.25%
$1,000
Reliance State Bank
Reliance State Bank
18-Month CD
3.02%
$2,500
TSB Bank
TSB Bank
48-Month CD
3.00%
$500
Ergo Bank
Ergo Bank
12-Month CD
2.92%
$500
Campbell & Fetter Bank
Campbell & Fetter Bank
36-Month CD
2.52%
$1,000
Saco & Biddeford Savings
Saco & Biddeford Savings
12-Month CD
2.22%
$500
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
24-Month CD
2.15%
$500
FNB of Kansas
FNB of Kansas
6-Month CD
2.00%
$1,000
Community Bank Zanesville, OH
Community Bank Zanesville, OH
60-Month CD (special)
2.00%
$2,500
BluPeak Credit Union
BluPeak Credit Union
24-Month CD
2.00%
$1,000
State Bank Waterloo, IL
State Bank Waterloo, IL
Cash Rewards Checking
1.75%
$50
Westside State Bank
Westside State Bank
24-Month CD
1.45%
$500
121 Financial Credit Union
121 Financial Credit Union
Money Market
1.30%
$50,000
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
Money Market
1.26%
$100,000
Mount Vernon B&T Co.
Mount Vernon B&T Co.
36-Month CD
1.15%
$500
State Bank of Newburg
State Bank of Newburg
Savings
1.10%
$100
First Arkansas Bank and Trust
First Arkansas Bank and Trust
6-Month CD
1.00%
$500
MCS Bank
MCS Bank
120-Month CD
0.60%
$1,000
Somerset Savings Bank
Somerset Savings Bank
24-Month CD
0.25%
$500
FSB Louise, TX
FSB Louise, TX
Savings
0.25%
$100
Artisans Bank
Artisans Bank
30-Month CD
0.20%
$1,500
Monson Savings Bank
Monson Savings Bank
12-Month CD
0.15%
$1,000
Crystal Lake Bank and Trust Co., N.A
Crystal Lake Bank and Trust Co., N.A
Statement Savings
0.15%
$0
Schuyler Savings Bank
Schuyler Savings Bank
Passbook Savings
0.10%
$10
Central Bank of Kansas City
Central Bank of Kansas City
cb Premier Checking
0.05%
$1,000
First State Bank (MI)
First State Bank (MI)
24-Month CD
0.05%
$1,000
North Brookfield SB
North Brookfield SB
Tiered Money Market
0.01%
$25
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 26, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Unison Bank Information

Unison Bank
401 1st Ave S
Jamestown, ND 58401
Stutsman
Established Date: 03/15/1965
FDIC Certificate #: 19396
Date of FDIC Deposit Insurance: 03/15/1965
Bank Holding Company: MCINTOSH CNTY BK HOLDING
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Unison Bank FDIC Insured? Yes
What is Unison Bank's Cert number? 19396
What is the maximum amount for insured deposits? $250,000 per holder, per account

Unison Bank Financials

Total Assets:
$547,344,000
Total Deposits:
$475,960,000
Equity Capital:
$33,124,000
Domestic Deposits:
$475,960,000
Net Income:
$1,733,000
Return on Assets:
1.2205%
Quarterly Return on Assets:
1.2600%
Pretax Return on Assets:
1.5625%
Pretax Quarterly Return on Assets:
1.5600%
Return on Equity:
16.2100%
Quarterly Return on Equity:
21.0900%
Common Equity Tier 1 Capital Ratio:
11.6425%
Tier 1 Risk-Based Capital Ratio:
11.6425%
Leverage Tier 1 (Core Capital) Ratio:
8.6905%
Total Risk-Based Capital Ratio (YTD):
12.8780%
Total Interest Income (YTD):
4.2464%
 
 
Headquarters:
Jamestown
FDIC Field Office:
Fargo
Regulator:
FDIC
County:
Stutsman
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC

Explore Other Rate Deals

Jax Metro Credit Union of Jacksonville, Florida, is advertising some of the best CD rates available today. Jax Metro is offering regular share certificates of deposit (certificates) and Individual Retirement Account (IRA) certificates of deposit.
Mortgage loan rates and refinance rates are mostly higher this morning except average rates on fixed 30 year mortgages. The current national average 30 year rate mortgage is 4.79 percent, down slightly from yesterday when 30 year rate mortgages averaged 4.80 percent. 30 year mortgage loan rates and refinancing rates in North Carolina are higher than the national average 30 year rates. Current 30 year rates in NC are averaging 4.83 percent.

Bank or Credit Union Offers and Deals

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Customers Bank Money Market Rates

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