iAdvertiser Disclosure
Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.
Mortgage Lenders and Brokers in Phoenix, Arizona
Content reviewed by
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Phoenix, Arizona mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA7515 W Lower Buckeye Rd, Phoenix, AZ 85043A+5.0 ★Texas Ratio: 3.68%, Arizona Financial Credit UnionArizona Financial Credit Union2200 E Camelback Rd Ste 108, Phoenix, AZ 85016A+5.0 ★Texas Ratio: 1.69%, Bell BankBell Bank2710 E Camelback Rd, Phoenix, AZ 85016A+5.0 ★Texas Ratio: 3.66%, US Bank, N.A.US Bank, N.A.4005 E Chandler Blvd, Phoenix, AZ 85048A+5.0 ★Texas Ratio: 2.85%, Copper State Credit UnionCopper State Credit Union3300W W Camelback Rd, Phoenix, AZ 85017A+5.0 ★Texas Ratio: 3.49%, Wells Fargo Bank NAWells Fargo Bank NA2745 W Carefree Hwy, Phoenix, AZ 85085A+5.0 ★Texas Ratio: 5.36%, Desert Financial Credit UnionDesert Financial Credit Union2501 W Happy Valley Rd Ste 34, Phoenix, AZ 85085 3712A+5.0 ★Texas Ratio: 2.04%, Bank of America NABank of America NA9325 N 7th St, Phoenix, AZ 85020A+5.0 ★Texas Ratio: 4.14%, Oneaz Credit UnionOneaz Credit Union1812 W Monroe St, PHOENIX, AZ 85007A+5.0 ★Texas Ratio: 4.17%, and BMO Harris Bank NABMO Harris Bank NA7138 East Thunderbird Road, Phoenix, AZ 85254A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Phoenix, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Phoenix are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Phoenix, Arizona
Market share is the lender's share of all home loans closed in Phoenix, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
33 offices in Phoenix 7515 W Lower Buckeye Rd, Phoenix, AZ 85043 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA, Jumbo, HELOC | 530 +71 HELOCs |
2.3% | 85.4% | $484,924 | View |
|
2200 E Camelback Rd Ste 108, Phoenix, AZ 85016 A+5.0 ★Texas Ratio: 1.69% |
Conventional, FHA, Jumbo, HELOC | 342 +281 HELOCs |
1.5% | 69.5% | $132,368 | View |
|
1 office in Phoenix 2710 E Camelback Rd, Phoenix, AZ 85016 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, Jumbo, HELOC | 227 +81 HELOCs |
1% | 91.3% | $391,299 | View |
|
12 offices in Phoenix 4005 E Chandler Blvd, Phoenix, AZ 85048 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, Jumbo, HELOC | 186 +123 HELOCs |
0.8% | 56% | $672,795 | View |
|
3300W W Camelback Rd, Phoenix, AZ 85017 A+5.0 ★Texas Ratio: 3.49% |
Conventional, HELOC | 170 +15 HELOCs |
0.7% | 76.9% | $97,235 | View |
|
28 offices in Phoenix 2745 W Carefree Hwy, Phoenix, AZ 85085 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA, VA, Jumbo | 169 | 0.7% | 74.1% | $371,863 | View |
|
2501 W Happy Valley Rd Ste 34, Phoenix, AZ 85085 3712 A+5.0 ★Texas Ratio: 2.04% |
Conventional, Jumbo, HELOC | 167 +2,780 HELOCs |
0.7% | 53.9% | $342,844 | View |
|
26 offices in Phoenix 9325 N 7th St, Phoenix, AZ 85020 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, Jumbo, HELOC | 157 +422 HELOCs |
0.7% | 88.2% | $562,197 | View |
|
1812 W Monroe St, PHOENIX, AZ 85007 A+5.0 ★Texas Ratio: 4.17% |
Conventional, Jumbo, HELOC | 139 +165 HELOCs |
0.6% | 70% | $357,733 | View |
|
10 offices in Phoenix 7138 East Thunderbird Road, Phoenix, AZ 85254 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 79 +102 HELOCs |
0.3% | 77.9% | $731,708 | View |
|
2 offices in Phoenix 1860 N 95th Ln, Phoenix, AZ 85037 A5.0 ★Texas Ratio: 10.77% |
Conventional, FHA, VA, Jumbo | 68 | 0.3% | 95.8% | $618,970 | View |
|
2020 N CENTRAL AVE STE 100, PHOENIX, AZ 85004 A5.0 ★Texas Ratio: 8.52% |
Conventional, HELOC | 61 +16 HELOCs |
0.3% | 72.6% | $242,868 | View |
|
5 offices in Phoenix 4750 E Chandler Blvd, Phoenix, AZ 85048 A+5.0 ★Texas Ratio: 4.93% |
Conventional, FHA, VA, Jumbo, HELOC | 58 +24 HELOCs |
0.2% | 95.2% | $702,241 | View |
|
3 offices in Phoenix 2198 E Camelback Rd, Phoenix, AZ 85016 A+5.0 ★Texas Ratio: 1.78% |
Conventional, FHA, Jumbo, HELOC | 56 +46 HELOCs |
0.2% | 94.9% | $505,178 | View |
|
★ 1.7 stars, 3 reviews 14 offices in Phoenix 2810 W Peoria Ave, Phoenix, AZ 85029 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, VA, Jumbo, HELOC | 39 +131 HELOCs |
0.2% | 79.6% | $438,846 | View |
|
2 offices in Phoenix 2200 E Camelback Rd, Phoenix, AZ 85016 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA, VA, Jumbo, HELOC | 39 +11 HELOCs |
0.2% | 60.3% | $498,333 | View |
|
3 offices in Phoenix 9545 W Camelback Rd, Phoenix, AZ 85037 A+5.0 ★Texas Ratio: 1.05% |
Conventional, Jumbo, HELOC | 36 +22 HELOCs |
0.2% | 87.8% | $695,833 | View |
|
2 offices in Phoenix 4555 E Mayo Blvd, Phoenix, AZ 85050 A+5.0 ★Texas Ratio: 2.48% |
Conventional, Jumbo, HELOC | 33 +27 HELOCs |
0.1% | 89.2% | $469,848 | View |
|
5 offices in Phoenix 7000 E Mayo Blvd, Phoenix, AZ 85054 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo, HELOC | 21 +88 HELOCs |
0.1% | 77.6% | $1,200,714 | View |
|
8 offices in Phoenix 1602 E Roosevelt St, Phoenix, AZ 85006 A4.7 ★Texas Ratio: 3.20% |
Conventional, FHA, VA | 8 | 0% | 100% | $460,000 | View |
|
1 office in Phoenix 22601 N 19th Ave, Phoenix, AZ 85027 A5.0 ★Texas Ratio: 6.13% |
Conventional, Jumbo | 7 | 0% | 100% | $772,142 | View |
|
4 offices in Phoenix 1959 E Camelback Rd, Phoenix, AZ 85016 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 4 | 0% | 66.7% | $835,000 | View |
|
3 offices in Phoenix 2215 W Pinnacle Peak Road, Phoenix, AZ 85027 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 3 +3 HELOCs |
0% | 100% | $345,000 | View |
New West Lending, Inc.
|
Conventional, FHA, VA | 55 | 0.2% | 96.5% | $338,090 | |
Valon Mortgage
|
Conventional, FHA, HELOC | 10 +22 HELOCs |
0% | 83.3% | $326,000 | |
|
21111 N 19th Ave, Phoenix, AZ 85027 A+5.0 ★Texas Ratio: 0.72% |
Conventional | 98 | 0.4% | 79.7% | $121,326 | View |
|
2303 N 44th St Ste 1, Phoenix, AZ 85008 2442 A+5.0 ★Texas Ratio: 2.78% |
Conventional, Jumbo, HELOC | 91 +31 HELOCs |
0.4% | 74.6% | $164,560 | View |
|
5136 E Roosevelt St, Phoenix, AZ 85008 7322 A+5.0 ★Texas Ratio: 4.57% |
Conventional, Jumbo, HELOC | 88 +109 HELOCs |
0.4% | 70.6% | $387,613 | View |
|
302 E McDowell Rd Ste 100, Phoenix, AZ 85004 1541 A+5.0 ★Texas Ratio: 2.68% |
Conventional | 32 | 0.1% | 73.3% | $68,437 | View |
|
10440 N 32nd St, Phoenix, AZ 85028 A+5.0 ★Texas Ratio: 5.26% |
Conventional, Jumbo, HELOC | 16 +55 HELOCs |
0.1% | 88.9% | $546,875 | View |
|
52035 Arizona Street, Fort Huachuca, AZ 85670 A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA, Jumbo | 13 | 0.1% | 76.5% | $532,692 | View |
|
803 E Devonshire Ave, Phoenix, AZ 85014 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 10 | 0% | 65% | $215,000 | View |
|
4850 W Chandler Blvd, Chandler, AZ 85226 A+5.0 ★Texas Ratio: 3.83% |
Conventional, HELOC | 9 +4 HELOCs |
0% | 91.7% | $113,888 | View |
|
12900 W Thunderbird Rd, El Mirage, AZ 85335 A+5.0 ★Texas Ratio: 5.08% |
Conventional, VA, Jumbo | 9 | 0% | 90% | $635,000 | View |
|
4686 E Van Buren St, Phoenix, AZ 85008 A+5.0 ★Texas Ratio: 3.32% |
Conventional, Jumbo, HELOC | 8 +36 HELOCs |
0% | 100% | $630,000 | View |
|
4950 S 48th St, Phoenix, AZ 85040 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 4 +7 HELOCs |
0% | 100% | $415,000 | View |
|
645 E Missouri Ave, Phoenix, AZ 85012 A+5.0 ★Texas Ratio: 3.94% |
Conventional, HELOC | 3 +3 HELOCs |
0% | 100% | $308,333 | View |
|
15100 N 78th Way, Scottsdale, AZ 85260 A4.7 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 3 | 0% | 100% | $1,821,666 | View |
|
1835 E Pecos Rd, Gilbert, AZ 85295 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 3 | 0% | 100% | $135,000 | View |
V.I.P. Mortgage, Inc.
|
Conventional, FHA, VA, Jumbo | 365 | 1.6% | 94.3% | $463,328 | |
The Loan Store, Inc
|
Conventional, FHA, VA, Jumbo, HELOC | 332 +98 HELOCs |
1.4% | 91.4% | $418,795 | |
NOVA Financial & Investment Corporation
|
Conventional, FHA, VA, Jumbo, HELOC | 256 +20 HELOCs |
1.1% | 76.9% | $356,210 | |
Homeowners Financial Group, LLC
|
Conventional, FHA, VA, Jumbo | 187 | 0.8% | 94.9% | $500,347 | |
Geneva Financial LLC
|
Conventional, FHA, HELOC | 135 +3 HELOCs |
0.6% | 94.4% | $261,518 | |
Peoples Mortgage Company
|
Conventional, FHA, VA, Jumbo | 94 | 0.4% | 97.9% | $449,042 | |
Tri Pointe Connect, LLC
|
Conventional, VA, Jumbo | 53 | 0.2% | 100% | $589,339 | |
Altitude Financial Corporation
|
Conventional, FHA, VA, Jumbo | 52 | 0.2% | 98.1% | $392,115 | |
Champions Funding, LLC
|
Conventional, Jumbo | 35 | 0.2% | 74.5% | $383,857 | |
Starboard Financial Management, LLC
|
Conventional, FHA | 21 | 0.1% | 100% | $392,619 | |
Oaktree Funding Corp
|
Conventional, FHA, Jumbo, HELOC | 11 +6 HELOCs |
0% | 93.8% | $438,636 | |
Saygo Home Loans, LLC
|
Conventional, FHA, VA, Jumbo, HELOC | 11 +2 HELOCs |
0% | 64.7% | $733,181 | |
Sun American Mortgage Company
|
Conventional, FHA | 8 | 0% | 100% | $421,250 | |
Peak Residential Lending Inc
|
Conventional, FHA, VA | 5 | 0% | 100% | $305,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 3,539 +195 HELOCs |
15.2% | 87.6% | $440,464 | |
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 2,410 +5 HELOCs |
10.3% | 82.9% | $306,526 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA, Jumbo, HELOC | 728 +7 HELOCs |
3.1% | 91.1% | $410,920 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, Jumbo, HELOC | 621 +38 HELOCs |
2.7% | 95.9% | $441,779 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA, Jumbo | 546 | 2.3% | 84.2% | $411,703 | |
loanDepot.com LLC
|
Conventional, FHA, VA, Jumbo, HELOC | 399 +36 HELOCs |
1.7% | 76.9% | $283,546 | |
Guild Mortgage Company
|
Conventional, FHA, VA, Jumbo | 395 | 1.7% | 94.9% | $374,088 | |
Nationstar Mortgage
|
Conventional, FHA, VA, Jumbo | 325 | 1.4% | 82.5% | $191,707 | |
Newrez LLC
|
Conventional, FHA, VA, Jumbo | 320 | 1.4% | 66.7% | $398,562 | |
Lennar Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 315 | 1.4% | 84% | $430,904 | |
Velocio Mortgage, L.L.C.
|
Conventional, FHA, VA | 291 | 1.2% | 94.8% | $457,405 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA, Jumbo | 284 | 1.2% | 88.8% | $419,049 | View |
Click n' Close, Inc.
|
Conventional, FHA | 277 | 1.2% | 95.3% | $211,245 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA, Jumbo | 277 | 1.2% | 82% | $468,032 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA, Jumbo | 266 | 1.1% | 83.5% | $357,969 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA, Jumbo, HELOC | 254 +75 HELOCs |
1.1% | 96.2% | $474,094 | |
Paramount Residential Mortgage
|
Conventional, FHA, VA, Jumbo | 245 | 1.1% | 97.6% | $403,244 | |
Efinity Financial LLC
|
Conventional, FHA, VA | 232 | 1% | 86.6% | $352,758 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA, Jumbo, HELOC | 212 +34 HELOCs |
0.9% | 93.9% | $475,801 | |
New American Funding, LLC.
|
Conventional, FHA, VA, Jumbo, HELOC | 199 +10 HELOCs |
0.9% | 83.9% | $327,361 | |
Spring Eq, LLC
|
Conventional, Jumbo, HELOC | 196 +118 HELOCs |
0.8% | 40.6% | $100,663 | |
Kbhs Home Loans, LLC
|
Conventional, FHA, VA | 175 | 0.8% | 94.1% | $405,000 | |
K. Hovnanian American Mortgage
|
Conventional, FHA, VA | 175 | 0.8% | 87.9% | $372,657 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA, Jumbo, HELOC | 146 +3 HELOCs |
0.6% | 97.6% | $398,972 | |
|
A+5.0 ★Texas Ratio: 2.68% |
Conventional, FHA, VA, HELOC | 142 +1 HELOCs |
0.6% | 82.8% | $312,676 | View |
Mortgage Research Center
|
Conventional, FHA, VA, Jumbo | 136 | 0.6% | 67.6% | $420,367 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 133 +120 HELOCs |
0.6% | 65.2% | $302,293 | |
Zillow Home Loans, LLC
|
Conventional, FHA, VA | 130 | 0.6% | 89.7% | $377,692 | |
American Pacific Mortgage Corporation
|
Conventional, FHA, VA, Jumbo | 127 | 0.5% | 90.7% | $422,322 | |
Securitynational Mortgage Company
|
Conventional, FHA, VA, Jumbo | 124 | 0.5% | 66.3% | $306,048 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA, Jumbo, HELOC | 117 +3 HELOCs |
0.5% | 93.7% | $448,589 | |
Provident Funding Associates
|
Conventional | 111 | 0.5% | 94.3% | $461,036 | |
American Financial Network, Inc.
|
Conventional, FHA, VA, Jumbo | 109 | 0.5% | 79.1% | $387,568 | |
Primelending
|
Conventional, FHA, VA, Jumbo | 98 | 0.4% | 93% | $398,979 | |
American Financial Resources LLC
|
Conventional, FHA, VA | 94 | 0.4% | 93.1% | $372,340 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, Jumbo | 92 | 0.4% | 96.9% | $475,652 | View |
Mutual of Omaha Mortgage
|
Conventional, FHA, VA, Jumbo | 92 | 0.4% | 83.3% | $428,043 | |
Kind Lending, LLC
|
Conventional, FHA, VA, Jumbo, HELOC | 91 +3 HELOCs |
0.4% | 67.2% | $419,945 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA, VA, Jumbo | 88 | 0.4% | 75.8% | $254,545 | View |
Waterstone Mortgage Corporation
|
Conventional, FHA, VA, Jumbo | 80 | 0.3% | 96.4% | $408,125 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA, VA, Jumbo | 79 | 0.3% | 37.6% | $227,025 | |
Taylor Morrison Home Funding, Inc.
|
Conventional, FHA, VA | 78 | 0.3% | 83% | $517,307 | |
Amerisave Mortgage Company
|
Conventional, FHA, VA, Jumbo, HELOC | 77 +2 HELOCs |
0.3% | 32.7% | $184,220 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional, FHA, VA, Jumbo | 77 | 0.3% | 89.9% | $523,961 | View |
Nfm, Inc
|
Conventional, FHA, VA, Jumbo | 76 | 0.3% | 97.4% | $563,421 | |
Homeamerican Mortgage Corporation
|
Conventional, FHA, VA | 74 | 0.3% | 91.4% | $483,513 | |
Nations Lending Corporation
|
Conventional, FHA, VA, Jumbo | 72 | 0.3% | 96.6% | $474,583 | |
Direct Mortgage Loans, LLC
|
Conventional, FHA, VA, Jumbo, HELOC | 71 +1 HELOCs |
0.3% | 97.6% | $438,239 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA, VA, Jumbo | 68 | 0.3% | 91% | $393,676 | View |
Lower, LLC
|
Conventional, FHA, VA, Jumbo, HELOC | 65 +1 HELOCs |
0.3% | 90.4% | $397,923 | |
Equity Prime Mortgage LLC
|
Conventional, FHA, VA | 63 | 0.3% | 75.9% | $376,746 | |
Canopy Mortgage, LLC
|
Conventional, FHA, VA | 60 | 0.3% | 95.2% | $384,166 | |
Planet Home Lending, LLC
|
Conventional, FHA, VA, Jumbo | 59 | 0.3% | 79.7% | $365,847 | |
Cornerstone First Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 58 | 0.2% | 100% | $430,344 | |
Discover Bank
|
Conventional | 58 | 0.2% | 23.7% | $88,103 | |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA, VA, Jumbo, HELOC | 57 +3 HELOCs |
0.2% | 96.7% | $492,192 | |
Carrington Mortgage Services LLC
|
Conventional, FHA, VA | 52 | 0.2% | 42.5% | $230,384 | |
Loanunited.Com, LLC
|
Conventional, FHA, VA | 51 | 0.2% | 85% | $425,588 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 51 | 0.2% | 85.2% | $467,745 | |
Goodleap, LLC
|
Conventional, FHA, VA, HELOC | 46 +57 HELOCs |
0.2% | 69% | $310,000 | |
|
A5.0 ★Texas Ratio: 9.78% |
Conventional, FHA, Jumbo, HELOC | 46 +51 HELOCs |
0.2% | 41.7% | $278,043 | |
Nexera Holding LLC
|
Conventional, FHA, Jumbo | 46 | 0.2% | 93.9% | $515,869 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA, VA, Jumbo | 46 | 0.2% | 93.9% | $445,652 | |
|
A5.0 ★Texas Ratio: 8.33% |
Conventional, Jumbo, HELOC | 44 +43 HELOCs |
0.2% | 68.9% | $113,409 | |
Premier Lending Inc.
|
Conventional, FHA, VA, Jumbo | 44 | 0.2% | 95.8% | $355,454 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo, HELOC | 43 +2 HELOCs |
0.2% | 98% | $1,004,069 | View |
Cardinal Financial Company, Li
|
Conventional, FHA | 43 | 0.2% | 87.7% | $288,023 | |
JMAC Lending, Inc.
|
Conventional, FHA, Jumbo | 42 | 0.2% | 93.3% | $424,285 | |
PHH Mortgage Corporation
|
Conventional, FHA, VA, Jumbo | 41 | 0.2% | 84% | $472,073 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA, VA, Jumbo | 39 | 0.2% | 67.8% | $378,333 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, FHA, Jumbo, HELOC | 38 +1 HELOCs |
0.2% | 95% | $412,894 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo, HELOC | 37 +5 HELOCs |
0.2% | 97.4% | $1,061,486 | View |
Resicentral LLC
|
Conventional, FHA, VA | 37 | 0.2% | 95.2% | $386,351 | |
Citadel Servicing Corporation
|
Conventional, Jumbo | 36 | 0.2% | 96% | $626,111 | |
Village Capital & Investment
|
FHA, VA, Jumbo | 36 | 0.2% | 69.6% | $431,111 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA, VA, Jumbo | 35 | 0.2% | 100% | $518,142 | View |
AdvantageFirst Lending Inc
|
Conventional, FHA, VA | 33 | 0.1% | 66% | $335,606 | |
Bay Equity LLC
|
Conventional, FHA, VA, Jumbo | 33 | 0.1% | 94.3% | $415,303 | |
Better Mortgage Corporation
|
Conventional, FHA, Jumbo, HELOC | 31 +21 HELOCs |
0.1% | 56.1% | $371,129 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, Jumbo | 31 | 0.1% | 93.9% | $435,645 | View |
Stg Mortgage Inc
|
Conventional, FHA, VA | 31 | 0.1% | 92.3% | $395,645 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA | 30 | 0.1% | 82.9% | $380,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA, Jumbo | 30 | 0.1% | 85.7% | $513,333 | View |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA, Jumbo | 30 | 0.1% | 58.5% | $412,333 | View |
Universal Lending Corporation
|
Conventional | 30 | 0.1% | 93.8% | $522,333 | |
Synergy One Lending, Inc.
|
Conventional, FHA, Jumbo | 29 | 0.1% | 96.7% | $459,482 | |
Envoy Mortgage, Ltd
|
Conventional, FHA, VA, Jumbo | 28 | 0.1% | 87.5% | $390,000 | |
AmWest Funding Corp
|
Conventional, FHA, VA, HELOC | 27 +4 HELOCs |
0.1% | 93.1% | $377,222 | |
Triad Financial Services, Inc.
|
Conventional | 27 | 0.1% | 59.8% | $82,037 | |
AML Funding LLC dba Absolute Mortgage & Lending
|
Conventional, FHA, Jumbo | 27 | 0.1% | 96.4% | $309,814 | |
Castle & Cooke Mortgage, LLC
|
Conventional, FHA | 27 | 0.1% | 96.6% | $248,703 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 27 | 0.1% | 87.1% | $1,127,962 | View |
Evo Home Loans, LLC dba Epiq Lending
|
Conventional, HELOC | 25 +4 HELOCs |
0.1% | 87.1% | $435,000 | |
Deephaven Mortgage LLC
|
Conventional, Jumbo | 25 | 0.1% | 64.1% | $859,800 | |
Mayo Employees Federal Credit Union
|
Conventional, Jumbo | 25 | 0.1% | 75.8% | $406,600 | |
HomeBridge Financial Services, Inc
|
Conventional, FHA, VA, Jumbo, HELOC | 24 +91 HELOCs |
0.1% | 75.8% | $544,166 | |
Toll Brothers Mortgage Company
|
Conventional, FHA, VA | 24 | 0.1% | 93.8% | $401,250 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, Jumbo | 22 | 0.1% | 73.3% | $577,727 | View |
Gardner Financial Services
|
Conventional, FHA | 21 | 0.1% | 100% | $349,761 | |
Genway Home Mortgage, Inc.
|
Conventional, FHA | 21 | 0.1% | 56.8% | $261,190 | |
Alliant Credit Union
|
Conventional, Jumbo, HELOC | 20 +79 HELOCs |
0.1% | 100% | $801,500 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA, VA, Jumbo, HELOC | 20 +1 HELOCs |
0.1% | 74.1% | $432,000 | View |
Arc Home LLC
|
Conventional, Jumbo | 20 | 0.1% | 90.9% | $1,131,500 | |
Pulte Mortgage LLC
|
Conventional, FHA, VA | 20 | 0.1% | 90.9% | $495,500 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 19 | 0.1% | 100% | $290,263 | |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA, VA | 19 | 0.1% | 95.2% | $404,473 | |
Nqm Funding, LLC
|
Conventional, FHA, Jumbo | 19 | 0.1% | 84.6% | $691,315 | |
Towne Mortgage Company
|
Conventional, FHA, VA | 19 | 0.1% | 90.9% | $327,105 | |
FirstBank
|
Conventional, FHA, Jumbo, HELOC | 18 +14 HELOCs |
0.1% | 58.1% | $375,555 | |
ML Mortgage Corp.
|
Conventional, FHA | 18 | 0.1% | 90% | $293,333 | |
Nbkc Bank
|
Conventional, FHA, VA, Jumbo | 18 | 0.1% | 81.8% | $463,888 | |
Lendsure Mortgage Corp.
|
Conventional, Jumbo | 18 | 0.1% | 100% | $562,777 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 18 | 0.1% | 78.3% | $260,000 | View |
21St Mortgage
|
Conventional | 18 | 0.1% | 22.6% | $67,222 | |
Tomo Mortgage LLC
|
Conventional | 18 | 0.1% | 100% | $400,000 | |
Sage Home Loans Corporation
|
Conventional | 17 | 0.1% | 88.9% | $459,117 | |
|
A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA, Jumbo | 17 | 0.1% | 100% | $413,235 | View |
Nations Direct Mortgage, LLC
|
Conventional, FHA, VA | 17 | 0.1% | 94.4% | $336,764 | |
Summit Funding.Inc
|
Conventional, FHA, VA | 17 | 0.1% | 89.5% | $422,647 | |
Everett Financial, Inc.
|
Conventional, FHA, HELOC | 15 +1 HELOCs |
0.1% | 85% | $313,000 | |
Mattamy Home Funding LLC
|
Conventional | 15 | 0.1% | 88.2% | $493,000 | |
Greenbox Loans
|
Conventional | 15 | 0.1% | 93.8% | $280,333 | |
Hometown Equity Mortgage, LLC
|
Conventional, FHA | 15 | 0.1% | 36.6% | $365,666 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 14 +38 HELOCs |
0.1% | 43.8% | $107,857 | View |
Global Federal Credit Union
|
Conventional, VA, Jumbo, HELOC | 14 +9 HELOCs |
0.1% | 63.6% | $438,571 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, Jumbo, HELOC | 14 +2 HELOCs |
0.1% | 87.5% | $637,142 | View |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 13 +3 HELOCs |
0.1% | 92.9% | $1,288,846 | View |
Intelliloan, Inc.
|
Conventional, FHA, HELOC | 13 +1 HELOCs |
0.1% | 71.4% | $411,153 | |
Filo Mortgage, LLC
|
Conventional, FHA, VA | 13 | 0.1% | 100% | $422,692 | |
Top Flite Financial, Inc.
|
Conventional, FHA, Jumbo | 13 | 0.1% | 81.2% | $667,307 | |
First International Bank & Trust
|
Conventional, VA, HELOC | 12 +5 HELOCs |
0.1% | 100% | $471,666 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional, Jumbo | 12 | 0.1% | 75% | $370,833 | |
HomeXpress Mortgage Corp.
|
Conventional, Jumbo | 12 | 0.1% | 57.1% | $713,333 | |
New Day Financial, LLC.
|
VA | 12 | 0.1% | 31.4% | $376,666 | |
Encompass Lending Group, L.P.
|
Conventional, FHA, VA | 12 | 0.1% | 100% | $287,500 | |
Cake Mortgage Corp.
|
Conventional, VA, Jumbo | 12 | 0.1% | 100% | $620,000 | |
Pentagon Federal Credit Union
|
Conventional, VA, HELOC | 11 +57 HELOCs |
0% | 61.1% | $389,545 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo, HELOC | 11 +5 HELOCs |
0% | 100% | $700,454 | View |
First State Bank of St Charles
|
Conventional, FHA, Jumbo | 11 | 0% | 100% | $537,727 | |
Michigan Mutual, Inc
|
Conventional, FHA | 11 | 0% | 92.9% | $269,545 | |
Credit Human Federal Credit Un
|
Conventional | 11 | 0% | 51.9% | $52,272 | |
Churchill Mortgage Corporation
|
Conventional | 11 | 0% | 91.7% | $263,181 | |
Franklin Loan Corporation
|
Conventional, FHA | 11 | 0% | 91.7% | $294,090 | |
T2 Financial LLC
|
Conventional, FHA, VA | 11 | 0% | 85.7% | $313,181 | |
Trustone Financial Credit Union
|
Conventional, HELOC | 10 +15 HELOCs |
0% | 73.3% | $122,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 10 +1 HELOCs |
0% | 100% | $801,000 | View |
American Portfolio Mortgage Corporation
|
Conventional, FHA, VA | 10 | 0% | 90.9% | $385,000 | |
ClearPath Lending
|
Conventional, VA | 10 | 0% | 100% | $352,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional, FHA | 10 | 0% | 78.6% | $184,000 | View |
Mortgage Solutions of Colorado
|
FHA, VA | 10 | 0% | 92.3% | $390,000 | |
ClearEdge Lending LLC
|
Conventional, Jumbo | 10 | 0% | 58.8% | $798,000 | |
The Mortgage Link, Inc.
|
Conventional, FHA | 10 | 0% | 92.3% | $329,000 | |
Mission Loans, LLC
|
Conventional, FHA, HELOC | 9 +2 HELOCs |
0% | 92.9% | $205,000 | |
City Lending Inc.
|
Conventional, FHA | 9 | 0% | 90.9% | $201,666 | |
Royal Pacific Funding
|
Conventional, FHA, Jumbo | 9 | 0% | 100% | $619,444 | |
American Financing Corporation
|
Conventional, FHA | 9 | 0% | 32.7% | $213,888 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional, VA | 9 | 0% | 100% | $389,444 | View |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional, Jumbo | 9 | 0% | 81.8% | $779,444 | View |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 9 | 0% | 90% | $1,005,000 | View |
Loan Simple, Inc.
|
Conventional, FHA | 9 | 0% | 100% | $365,000 | |
American Airlines Federal Cred
|
Conventional, Jumbo, HELOC | 8 +20 HELOCs |
0% | 90% | $553,750 | |
Alameda Mortgage Corporation
|
Conventional, VA, Jumbo | 8 | 0% | 80% | $503,750 | |
Greenstate Credit Union
|
Conventional, VA, Jumbo | 8 | 0% | 100% | $551,250 | |
Acrisure Mortgage, LLC
|
Conventional, VA, Jumbo | 8 | 0% | 100% | $642,500 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, VA | 8 | 0% | 69.2% | $282,500 | View |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional, Jumbo | 8 | 0% | 100% | $573,750 | View |
Das Acquisition Company, LLC
|
Conventional, FHA | 8 | 0% | 83.3% | $445,000 | |
American Heritage Lending, LLC
|
Conventional | 8 | 0% | 100% | $413,750 | |
RoundPoint Mortgage Servicing LLC
|
Conventional | 8 | 0% | 88.9% | $301,250 | |
|
A+5.0 ★Texas Ratio: 0.55% |
Conventional, Jumbo, HELOC | 7 +8 HELOCs |
0% | 84.6% | $600,714 | View |
RBC Bank (Georgia), N.A.
|
Conventional, Jumbo, HELOC | 7 +5 HELOCs |
0% | 87.5% | $1,130,714 | |
Digital Federal Credit Union
|
Conventional, Jumbo, HELOC | 7 +3 HELOCs |
0% | 87.5% | $562,142 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA | 7 | 0% | 100% | $365,000 | |
MortgageOne, Inc
|
Conventional, FHA, VA | 7 | 0% | 100% | $360,714 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional | 7 | 0% | 87.5% | $477,857 | View |
Nmsi, Inc.
|
Conventional | 7 | 0% | 100% | $430,714 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 7 | 0% | 25% | $70,714 | |
|
A+5.0 ★Texas Ratio: 3.86% |
Conventional, FHA, Jumbo | 6 | 0% | 85.7% | $766,666 | View |
Cliffco, Inc.
|
Conventional, FHA | 6 | 0% | 75% | $291,666 | |
Fundloans Capital
|
Conventional, Jumbo | 6 | 0% | 85.7% | $1,180,000 | |
AAA Capital Investment, Inc
|
Conventional, Jumbo | 6 | 0% | 100% | $553,333 | |
Guidance Residential, LLC
|
Conventional | 6 | 0% | 100% | $380,000 | |
Intercap Lending Inc
|
Conventional, FHA | 6 | 0% | 100% | $353,333 | |
Network Capital Funding Corporation
|
Conventional, FHA | 6 | 0% | 31.6% | $330,000 | |
Calcon Mutual Mortgage LLC
|
Conventional, FHA | 6 | 0% | 75% | $411,666 | |
FineMark National Bank & Trust
|
Conventional, Jumbo | 6 | 0% | 100% | $551,666 | |
Texana Bank
|
Conventional, VA | 6 | 0% | 75% | $361,666 | |
Quorum Federal Credit Union
|
Conventional, HELOC | 5 +41 HELOCs |
0% | 75% | $117,000 | |
Boeing Employees' Credit Union
|
Conventional, HELOC | 5 +10 HELOCs |
0% | 100% | $335,000 | |
Angel Oak Mortgage Solutions LLC
|
Conventional, Jumbo, HELOC | 5 +10 HELOCs |
0% | 71.4% | $1,089,000 | |
Farmers Insurance Federal Credit Union
|
Conventional, HELOC | 5 +4 HELOCs |
0% | 100% | $149,000 | |
Southwest Airlines FCU
|
Conventional | 5 | 0% | 71.4% | $209,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 5 | 0% | 83.3% | $601,000 | View |
Liberty Federal Credit Union
|
Conventional, Jumbo | 5 | 0% | 100% | $1,277,000 | |
Royal United Mortgage LLC
|
Conventional | 5 | 0% | 66.7% | $149,000 | |
Watermark Capital, Inc.
|
Conventional | 5 | 0% | 83.3% | $511,000 | |
Pacific Lending LLC
|
Conventional, FHA | 5 | 0% | 100% | $387,000 | |
Sfmc, LP
|
Conventional, FHA, Jumbo | 5 | 0% | 100% | $523,000 | |
SIRVA Mortgage, Inc.
|
Conventional, VA, Jumbo | 5 | 0% | 100% | $537,000 | |
Ameritrust Mortgage Corporation
|
Conventional, Jumbo | 5 | 0% | 83.3% | $701,000 | |
New Story Lending LLC
|
Conventional, FHA | 5 | 0% | 100% | $213,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional, VA | 5 | 0% | 71.4% | $325,000 | View |
Mason-McDuffie Mortgage Corporation
|
Conventional, VA | 5 | 0% | 100% | $361,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA | 5 | 0% | 100% | $659,000 | View |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA | 5 | 0% | 100% | $457,000 | |
Wings Financial Credit Union
|
Conventional, HELOC | 4 +3 HELOCs |
0% | 100% | $520,000 | |
|
A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 4 | 0% | 100% | $1,495,000 | View |
General Mortgage Capital Corporation
|
Conventional | 4 | 0% | 100% | $372,500 | |
Redwood Residential Acquisition Corporation
|
Conventional, Jumbo | 4 | 0% | 100% | $1,487,500 | |
Flexpoint, Inc.
|
Conventional, FHA | 4 | 0% | 81.8% | $200,000 | |
LoanFlight Lending, LLC.
|
Conventional | 4 | 0% | 100% | $540,000 | |
American Internet Mortgage, Inc.
|
Conventional | 4 | 0% | 80% | $367,500 | |
Evergreen Moneysource Mortgage Company
|
Conventional | 4 | 0% | 100% | $457,500 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, VA, Jumbo | 4 | 0% | 100% | $620,000 | View |
Belem Servicing, LLC dba Patriot Home Mortgage
|
Conventional, FHA | 4 | 0% | 75% | $437,500 | |
Veritas Funding, LLC
|
FHA, VA | 4 | 0% | 100% | $300,000 | |
|
C+4.1 ★Texas Ratio: 25.91% |
Conventional | 4 | 0% | 66.7% | $377,500 | View |
Bank of Colorado
|
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0% | 100% | $668,333 | |
|
A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0% | 100% | $1,261,666 | View |
Meadowbrook Financial Mortgage Bankers Corp.
|
Conventional, HELOC | 3 +1 HELOCs |
0% | 100% | $438,333 | |
Originpoint, LLC
|
Conventional | 3 | 0% | 100% | $325,000 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo | 3 | 0% | 100% | $725,000 | View |
Msu Federal Credit Union
|
Conventional | 3 | 0% | 100% | $308,333 | |
|
A+5.0 ★Texas Ratio: 4.98% |
Conventional | 3 | 0% | 100% | $328,333 | View |
Allied Mortgage Group, Inc
|
Conventional | 3 | 0% | 100% | $361,666 | |
Norwich Commercial Group Inc
|
Conventional, VA | 3 | 0% | 100% | $675,000 | |
Dart Bank
|
Conventional | 3 | 0% | 100% | $471,666 | |
|
A+5.0 ★Texas Ratio: 4.37% |
Conventional | 3 | 0% | 100% | $341,666 | View |
United Trust Bank
|
VA | 3 | 0% | 100% | $521,666 | |
5Th Sreet Capital Inc.
|
Conventional, Jumbo | 3 | 0% | 100% | $965,000 | |
Bay-Valley Mortgage Group
|
Conventional, FHA, Jumbo | 3 | 0% | 100% | $675,000 | |
Success Mortgage Partners, Inc
|
Conventional, FHA | 3 | 0% | 100% | $458,333 | |
City 1st Mortgage Services, LC
|
Conventional | 3 | 0% | 100% | $421,666 | |
Home Mortgage Advisors, LLC
|
Conventional, FHA | 3 | 0% | 100% | $341,666 | |
Highlands Residential Mortgage, Ltd.
|
Conventional, FHA, Jumbo | 3 | 0% | 100% | $495,000 | |
Congressional Federal Credit Union
|
Conventional | 3 | 0% | 100% | $168,333 | |
Point Mortgage Corp
|
Conventional, FHA | 3 | 0% | 100% | $361,666 | |
The Anderson Financial Group, Inc.
|
Conventional | 3 | 0% | 100% | $471,666 | |
|
A+5.0 ★Texas Ratio: 2.48% |
Conventional, Jumbo | 3 | 0% | 100% | $1,005,000 | View |
Logan Finance Corporation
|
Conventional, Jumbo | 3 | 0% | 75% | $865,000 | |
|
A+5.0 ★Texas Ratio: 3.45% |
Conventional, Jumbo | 3 | 0% | 100% | $728,333 | View |
|
A+5.0 ★Texas Ratio: 2.09% |
Conventional | 3 | 0% | 100% | $318,333 | View |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo | 3 | 0% | 100% | $1,745,000 | View |
Compass Mortgage, Inc.
|
Conventional | 3 | 0% | 100% | $585,000 | |
Hunt Mortgage Corporation
|
Conventional, FHA | 3 | 0% | 100% | $388,333 | |
|
A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 3 | 0% | 100% | $981,666 | View |
Vista Point Mortgage, LLC
|
Conventional, Jumbo | 3 | 0% | 75% | $725,000 |
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.
Phoenix Mortgage Rate Trends
Daily average mortgage rates for Arizona compared with the national average, updated every evening.
30-Year Fixed AZ Avg
7.415%
▲ 0.058 vs 7 days ago
15-Year Fixed AZ Avg
6.885%
▲ 0.031 vs 7 days ago
Mortgage Lenders and Mortgage Brokers Near Me in Phoenix, Arizona
Looking for mortgage lenders near me or mortgage brokers near me in Phoenix? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Phoenix in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Phoenix, AZ
Use these to narrow the list above. Each category shows how many Phoenix, AZ lenders fit and what that kind of lender is usually best for.
Mortgage companies and brokers 192 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings
Banks 74 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade
Credit unions 34 lenders. Member owned, often lower fees and flexible underwriting for members
FHA lenders 165 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 123 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 160 lenders. Loans above the conforming limit for higher priced homes Local lenders based in AZ 29 lenders headquartered in Arizona, the closest thing to a mortgage lender near you
Who Lends in Phoenix, AZ
Independent mortgage companies closed 79.9 percent of home loans in Phoenix, Arizona in 2025, banks 13.1 percent and credit unions 7.1 percent. New West Lending, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Arizona Financial Credit Union the largest credit union. Among lenders headquartered in Arizona, Arizona Financial Credit Union led with 342 loans.
79.9%
Mortgage companies
13.1%
Banks
7.1%
Credit unions
22%
FHA loans
7%
VA loans
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.
More Arizona Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Phoenix, AZ
Who is the largest mortgage lender in Phoenix, AZ?
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Phoenix, Arizona with 530 loans, about 2.3 percent of the market. The largest lender headquartered in Arizona was Arizona Financial Credit Union with 342 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Which mortgage lenders in Phoenix, AZ have the highest approval rates?
Among lenders with meaningful volume in Phoenix, Arizona, Paramount Residential Mortgage approved the highest share of completed applications in 2025 at 97.6 percent, against a 81.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Which Phoenix, AZ mortgage lenders offer FHA, VA and USDA loans?
165 lenders closed FHA loans in Phoenix, Arizona in 2025, led by United Wholesale Mortgage with 877. 123 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Are credit unions and local banks included in this Phoenix, AZ lender list?
Yes. 74 banks and 34 credit unions closed home loans in Phoenix, Arizona in 2025, alongside 192 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
How are mortgage lenders in Phoenix, AZ ranked on this page?
Lenders are ranked only by the number of home loans they closed in Phoenix, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Phoenix, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Phoenix. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
Rate Assistant
MonitorBankRates.com · Live Data
Try asking