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Vantage West Credit Union Rates & Review August 2026

Vantage West Credit Union's 60 Month CD - Relationship rates are at 3.81%, 6 Month CD - Relationship rates are at 3.76%, 36 Month CD - Relationship rates are at 3.71%, 24 Month CD - Relationship rates are at 3.61%, 36 Month Jump Up CD - Relationship rates are at 3.56%. Vantage West Credit Union's savings rates are at 0.10%. Vantage West Credit Union's money market rates are at 0.05%. Vantage West Credit Union's Personal Loan Rates are at 10.49%. MonitorBankRates evaluates the financial stability of Vantage West Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.69%. Rates last updated and verified on 08/28/2026.

Vantage West Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Vantage West Credit Union? Share your experience about Vantage West Credit Union by leaving a review below, or read customer reviews before you decide to use Vantage West Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.69%
Excellent Lower than avg
Vantage West Credit Union
Corporate Headquarters
2480 N Arcadia Ave
Tucson, AZ 85712 5735
https://www.vantagewest.org
Member NCUA

Vantage West Credit Union CD Rates

Product Rate APY Term View More
60 Month CD - Relationship - 3.81% 60 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
6 Month CD - Relationship - 3.76% 6 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
36 Month CD - Relationship - 3.71% 36 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
24 Month CD - Relationship - 3.61% 24 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
36 Month Jump Up CD - Relationship - 3.56% 36 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
60 Month CD - 3.55% 60 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
Business 60 Month CD - 3.55% 60 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
12 Month CD - Relationship - 3.51% 12 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
24 Month Jump Up CD - Relationship - 3.51% 24 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
18 Month IRA CD - 3.50% 18 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
6 Month CD - 3.50% 6 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
Business 6 Month CD - 3.50% 6 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
36 Month CD - 3.45% 36 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
36 Month IRA CD - 3.45% 36 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
Business 36 Month CD - 3.45% 36 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
24 Month CD - 3.35% 24 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
Business 24 Month CD - 3.35% 24 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
36 Month Jump Up CD - 3.30% 36 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
Business 36 Month Jump Up CD - 3.30% 36 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
12 Month CD - 3.25% 12 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
24 Month Jump Up CD - 3.25% 24 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
Business 12 Month CD - 3.25% 12 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
Business 24 Month Jump Up CD - 3.25% 24 Month
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%

Vantage West Credit Union Savings Rates

Product Rate APY View More
Kids Club Savings Account - 1.00%
Min Balance $5
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
Regular Savings - 0.15%
Min Balance $5
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
Regular Share Account - 0.15%
Min Deposit $5
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
Kids Club Savings Account - 0.10%
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%

Vantage West Credit Union Money Market Rates

Product Rate APY View More
About Launch Money Market - 4.00%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
Launch Money Market - 4.00%
Min Deposit $100
Min Balance $500
Details Earn up to 4.00% APY*, low minimum to earn interest. Write up to 6 checks per month. Limit one (1) Launch Money Market per member. Rates for Regular Savings, Premium Savings, Super Saver Kids, Launch Money Market and High Yield Money Markets are variable and may change after the account is opened.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
About High Yield Money Market Accounts - Relationship - 3.26%
Min Deposit $10,000
Min Balance $125,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
About Business High Yield Money Market Accounts - 3.25%
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
About High Yield Money Market Accounts - Relationship - 3.01%
Min Deposit $10,000
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
About Business High Yield Money Market Accounts - 3.00%
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
About High Yield Money Market Accounts - 3.00%
Min Deposit $10,000
Min Balance $125,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
About High Yield Money Market Accounts - 2.75%
Min Deposit $10,000
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
About Launch Money Market - 2.75%
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
About Launch Money Market - 1.35%
Min Balance $2,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
About High Yield Money Market Accounts - Relationship - 0.30%
Min Deposit $10,000
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
About Launch Money Market - 0.25%
Min Balance $5,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
About Business High Yield Money Market Accounts - 0.10%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
About Launch Money Market - 0.10%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
About Business High Yield Money Market Accounts - 0.05%
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
About High Yield Money Market Accounts - 0.05%
Min Deposit $10,000
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%

Vantage West Credit Union Checking Rates

Product Rate APY View More
Business Premier Checking - 0.05%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
Business Community Checking - 0.02%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
Business Select Checking - 0.02%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%

Vantage West Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto 48 Months - - 5.55% 48 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
Vehicle Loan - - 5.55%
Details Finance up to 100% of your new or used vehicle, including taxes, fees, and add-ons. Rates based on credit worthiness, loan product, term of loan, and age and value of collateral.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
Auto 60 Months - - 5.80% 60 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
Vehicle Loan - - 5.80%
Details Finance up to 100% of your new or used vehicle, including taxes, fees, and add-ons. Competitive fixed rates.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
Auto 72 Months - - 6.15% 72 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
Auto 84 Months - - 6.45% 84 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%

Vantage West Credit Union Credit Card Rates

Product Rate APR View More
Platinum Visa® - 9.24%
Details Introductory APR: 0.00% for the first 12 months. No annual fee. Credit Lines starting at $1,000. Rates are variable and are subject to change. Rates are based on Prime Rate and are accurate as of 08/01/2026.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
Platinum Visa® Card - 9.24%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
Signature Rewards Visa® - 17.24%
Details Earn $200 cashback when you spend $2,000 in the first 3 months. Always 2% cash back on dining, entertainment, and groceries ; 1.5% on everything else. Introductory APR: 0.00% for the first 12 months. No annual fee. Rates are variable and are subject to change. Rates are based on Prime Rate and are accurate as of 08/01/2026.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
Signature Rewards Visa® Card - 17.24%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%

Vantage West Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 10.49%
Details Minimum $1000, Maximum $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
Personal Loan - 11.25%
Details Minimum $1000, Maximum $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
Personal Loan - 11.95%
Details Minimum $1000, Maximum $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
Personal Loan - 12.75%
Details Minimum $1000, Maximum $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%
Personal Loan - 13.75%
Details Minimum $1000, Maximum $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.69%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Vantage West Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Vantage West Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Vantage West Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Vantage West Credit Union
Address 2480 N Arcadia Ave, Tucson, AZ 85712 5735
Phone 520-298-7882
Fax
President Manuel Lucero
CEO Sandra Sagehorn Elliott
Full-Time Employees 470
Part-Time Employees 19
Branch Locations 19
ATM Locations 23
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.69%
Return on Assets (ROA)
0.4027%
Return on Equity (ROE)
4.0783%
Non-Performing Loans Ratio (NPL)
0.92%
Total Assets
3,352,075,290
Total Amount of Shares and Deposits
2,808,877,555
Total Shares and Deposits < 1 Year
2,721,553,343
Total Shares and Deposits 1 3 Years
84,464,359
Total Shares and Deposits > 3 Years
2,859,852
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
173,218,139
Total Uninsured Shares and Deposits > $250K (F+J)
173,218,139
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,635,659,416
Total Interest Expense (Sum of items 6 8)
49,559,637
Share Certificates
18,033
Number of Accounts for Share Drafts
114,631
IRA KEOGH Accounts
5,993
Number of Accounts for Regular Shares
221,718
All other shares
3,019
Non Member Deposits
26
Money Market Shares
18,587
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
257,241,186
Total Liabilities
3,062,313,047
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Vantage West Credit Union

How many branches does Vantage West Credit Union operate?

Vantage West Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Vantage West Credit Union?

Yes, to access services at Vantage West Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Vantage West Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Vantage West Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Vantage West Credit Union offer online and mobile banking?

Most modern institutions like Vantage West Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.vantagewest.org.

Current Vantage West Credit Union Rates

  • 12-Month CD3.25%
  • 18-Month CD3.50%
  • 24-Month CD3.25%
  • 60-Month CD3.55%
  • Savings0.10%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.