☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Arizona / Goodyear

iAdvertiser Disclosure

Mortgage Lenders and Brokers in Goodyear, Arizona

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Goodyear, Arizona mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9846 S Estrella Pkwy, Goodyear, AZ 85338A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1050 N Estrella Pkwy, Goodyear, AZ 85338A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.16380 W Yuma Rd, Goodyear, AZ 85338A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA827 S Cotton Ln, Goodyear, AZ 85338A+5.0 ★Texas Ratio: 4.14%, BMO Harris Bank NABMO Harris Bank NA2828 N Litchfield Rd, Goodyear, AZ 85395A+5.0 ★Texas Ratio: 3.54%, PNC Bank N.A.PNC Bank N.A.2840 Highway 95, Bullhead City, AZ 86442A+5.0 ★Texas Ratio: 4.24%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.13289 W Mcdowell Rd, Goodyear, AZ 85395A+5.0 ★Texas Ratio: 3.72%, First National Bank TexasFirst National Bank Texas1100 N Estrella Pkwy, Goodyear, AZ 85338A4.7 ★Texas Ratio: 3.20%, Copper State Credit UnionCopper State Credit Union1270 N Dysart Rd, Goodyear, AZ 85395A+5.0 ★Texas Ratio: 3.49%, and Credit Union WestCredit Union West503 W Van Buren St, Avondale, AZ 85323 1328A+5.0 ★Texas Ratio: 2.78%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Goodyear, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Goodyear are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Goodyear, Arizona

Market share is the lender's share of all home loans closed in Goodyear, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 4 offices in Goodyear 9846 S Estrella Pkwy, Goodyear, AZ 85338 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	47 +5 HELOCs	1.3%	87.3%	$405,638	View
Wells Fargo Bank NA 3 offices in Goodyear 1050 N Estrella Pkwy, Goodyear, AZ 85338 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	29	0.8%	80.6%	$349,827	View
US Bank, N.A. 1 office in Goodyear 16380 W Yuma Rd, Goodyear, AZ 85338 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, Jumbo, HELOC	18 +12 HELOCs	0.5%	57.1%	$305,555	View
Bank of America NA 2 offices in Goodyear 827 S Cotton Ln, Goodyear, AZ 85338 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	13 +38 HELOCs	0.4%	81.2%	$385,000	View
BMO Harris Bank NA 1 office in Goodyear 2828 N Litchfield Rd, Goodyear, AZ 85395 A+5.0 ★Texas Ratio: 3.54%	Conventional, FHA, HELOC	2 +13 HELOCs	0.1%	100%	$300,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Goodyear 2840 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +9 HELOCs	0%	33.3%	$625,000	View
Zions Bancorporation, N.A. 1 office in Goodyear 13289 W Mcdowell Rd, Goodyear, AZ 85395 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	1 +2 HELOCs	0%	66.7%	$225,000	View
First National Bank Texas 1 office in Goodyear 1100 N Estrella Pkwy, Goodyear, AZ 85338 A4.7 ★Texas Ratio: 3.20%	Conventional	1	0%	100%	$345,000	View
Copper State Credit Union 1270 N Dysart Rd, Goodyear, AZ 85395 A+5.0 ★Texas Ratio: 3.49%	Conventional, HELOC	45 +4 HELOCs	1.3%	73.2%	$81,444	View
Credit Union West 503 W Van Buren St, Avondale, AZ 85323 1328 A+5.0 ★Texas Ratio: 2.78%	Conventional, VA, HELOC	24 +10 HELOCs	0.7%	68.4%	$159,166	View
Bell Bank 1850 E Northrop Blvd, Chandler, AZ 85286 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, HELOC	24 +3 HELOCs	0.7%	86.7%	$301,666	View
Desert Financial Credit Union 13200 W McDowell Rd, Goodyear, AZ 85395 2606 A+5.0 ★Texas Ratio: 2.04%	Conventional, HELOC	16 +257 HELOCs	0.5%	59.3%	$403,750	View
Arizona Financial Credit Union 13085 W McDowell Rd, Avondale, AZ 85392 6435 A+5.0 ★Texas Ratio: 1.69%	Conventional, HELOC	16 +11 HELOCs	0.5%	74.1%	$148,125	View
Oneaz Credit Union 1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558 A+5.0 ★Texas Ratio: 4.17%	Conventional, HELOC	8 +3 HELOCs	0.2%	56.2%	$161,250	View
SunWest Federal Credit Union 1490 N Pebble Creek Pkwy, Goodyear, AZ 85395 A+5.0 ★Texas Ratio: 2.68%	Conventional	8	0.2%	80%	$102,500	View
Arizona Central Credit Union 1805 W Chandler Blvd, CHANDLER, AZ 85224 A5.0 ★Texas Ratio: 8.52%	Conventional	6	0.2%	60%	$203,333	View
Sunflower Bank, N.A. 355 E Germann Rd, Gilbert, AZ 85297 A5.0 ★Texas Ratio: 10.77%	Conventional, FHA, VA	5	0.1%	100%	$401,000	View
First Credit Union 1310 N Litchfield Rd, Goodyear, AZ 85395 A+5.0 ★Texas Ratio: 4.65%	Conventional	4	0.1%	83.3%	$107,500	View
AERO Federal Credit Union 18301 N 79th Ave, Glendale, AZ 85308 A+5.0 ★Texas Ratio: 0.72%	Conventional	4	0.1%	66.7%	$147,500	View
Armed Forces Bank, N.A. 52035 Arizona Street, Fort Huachuca, AZ 85670 A+5.0 ★Texas Ratio: 4.81%	Conventional, VA	4	0.1%	80%	$370,000	View
MidFirst Bank 3611 W Anthem Way, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 4.93%	Conventional	3	0.1%	100%	$355,000	View
Flagstar Bank NA 4979 S Alma School Rd, Chandler, AZ 85248 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA	3	0.1%	100%	$431,666	View
Truwest Credit Union 1990 W Elliot Rd, Chandler, AZ 85224 1816 A+5.0 ★Texas Ratio: 4.57%	Conventional, HELOC	2 +5 HELOCs	0.1%	66.7%	$65,000	View
Bokf NA 901 Dobson, Mesa, AZ 85201 A+5.0 ★Texas Ratio: 1.05%	Conventional, FHA, HELOC	2 +1 HELOCs	0.1%	66.7%	$575,000	View
Vantage West Credit Union 2008 E Florence Blvd, Casa Grande, AZ 85122 5402 A+5.0 ★Texas Ratio: 5.26%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$265,000	View
Umb Bank NA 1000 N 54th St, Chandler, AZ 85226 A+5.0 ★Texas Ratio: 1.78%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0%	33.3%	$1,325,000	View
Bankers Trust Company 4555 E Mayo Blvd, Phoenix, AZ 85050 A+5.0 ★Texas Ratio: 2.48%	Conventional	1	0%	100%	$485,000	View
Banterra Bank 15100 N 78th Way, Scottsdale, AZ 85260 A4.7 ★Texas Ratio: 4.32%	Conventional	1	0%	100%	$605,000	View
Glacier Bank 3651 Highway 95, Bullhead City, AZ 86442 A+5.0 ★Texas Ratio: 1.87%	Conventional	1	0%	100%	$715,000	View
V.I.P. Mortgage, Inc.	Conventional, FHA, VA	49	1.4%	98%	$414,795
NOVA Financial & Investment Corporation	Conventional, FHA, VA, HELOC	35 +5 HELOCs	1%	88.1%	$394,428
Geneva Financial LLC	Conventional, FHA, HELOC	16 +1 HELOCs	0.5%	76.2%	$315,000
The Loan Store, Inc	Conventional, FHA, VA, HELOC	15 +9 HELOCs	0.4%	100%	$386,333
Homeowners Financial Group, LLC	Conventional, FHA, VA	15	0.4%	100%	$447,000
Peoples Mortgage Company	Conventional, FHA	8	0.2%	100%	$267,500
Champions Funding, LLC	Conventional	7	0.2%	77.8%	$367,857
New West Lending, Inc.	Conventional, FHA, VA	6	0.2%	100%	$383,333
Starboard Financial Management, LLC	Conventional, FHA, VA	6	0.2%	100%	$341,666
Altitude Financial Corporation	Conventional, FHA	5	0.1%	100%	$389,000
Sun American Mortgage Company	Conventional	2	0.1%	100%	$325,000
Valon Mortgage	Conventional, HELOC	1 +3 HELOCs	0%	100%	$195,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	383 +24 HELOCs	10.8%	91.7%	$407,402
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	289 +8 HELOCs	8.2%	91.6%	$415,484
Rocket Mortgage	Conventional, FHA, VA	277	7.8%	85.2%	$288,610
Nfm, Inc	Conventional, FHA, VA	194	5.5%	99.5%	$437,835
Lennar Mortgage, LLC	Conventional, FHA, VA	183	5.2%	85.5%	$448,715
Kbhs Home Loans, LLC	Conventional, FHA, VA	104	2.9%	92%	$386,250
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo, HELOC	89 +1 HELOCs	2.5%	87.4%	$386,573
Homeamerican Mortgage Corporation	Conventional, FHA, VA	84	2.4%	93.3%	$467,857
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	80 +4 HELOCs	2.3%	96.4%	$438,000
Taylor Morrison Home Funding, Inc.	Conventional, FHA, VA	79	2.2%	91.9%	$367,658
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	56	1.6%	86.4%	$287,142
Pulte Mortgage LLC	Conventional, FHA, VA	56	1.6%	86.2%	$426,785
Mattamy Home Funding LLC	Conventional, FHA, VA	54	1.5%	91.5%	$539,629
Freedom Mortgage Corporation	Conventional, FHA, VA	51	1.4%	89.6%	$375,588
Newrez LLC	Conventional, FHA, VA	44	1.2%	71.9%	$385,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	37 +22 HELOCs	1%	65.5%	$278,243
Inspire Home Loans Inc.	Conventional, FHA, VA	37	1%	88.4%	$450,945
Nationstar Mortgage	Conventional, FHA, VA	37	1%	82.2%	$196,621
Mutual of Omaha Mortgage	Conventional, FHA, VA	35	1%	92.1%	$505,000
Cmg Mortgage Inc	Conventional, FHA, VA, HELOC	33 +8 HELOCs	0.9%	91.7%	$471,969
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	33	0.9%	97.4%	$380,151
Cardinal Financial Company, Li	Conventional, FHA, VA	29	0.8%	100%	$466,379
Spring Eq, LLC	Conventional, HELOC	27 +13 HELOCs	0.8%	47.5%	$80,185
New American Funding, LLC.	Conventional, FHA, VA	27	0.8%	90%	$358,703
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	26 +1 HELOCs	0.7%	90%	$359,615
Mortgage Research Center	Conventional, VA, Jumbo	25	0.7%	68.4%	$465,400
Movement Mortgage, LLC	Conventional, FHA, VA	23	0.6%	96.2%	$404,565
Brookhollow Mortgage Services, Ltd	Conventional, FHA, VA	23	0.6%	100%	$498,043
Paramount Residential Mortgage	Conventional, FHA, VA	23	0.6%	95.8%	$400,217
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	23	0.6%	88.5%	$382,391	View
Click n' Close, Inc.	Conventional, FHA, VA	22	0.6%	91.7%	$263,636
Efinity Financial LLC	Conventional, FHA, VA	22	0.6%	91.7%	$421,363
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	18	0.5%	49.2%	$221,111
Zillow Home Loans, LLC	Conventional, FHA, VA	18	0.5%	90%	$342,222
Plaza Home Mortgage, Inc	Conventional, FHA, VA	18	0.5%	81.8%	$426,111
Toll Brothers Mortgage Company	Conventional, FHA, VA	15	0.4%	87%	$395,666
Securitynational Mortgage Company	Conventional, FHA, VA	13	0.4%	76.5%	$441,923
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	12	0.3%	100%	$416,666	View
Mountain America Federal Credit Union A5.0 ★Texas Ratio: 9.78%	Conventional, HELOC	11 +14 HELOCs	0.3%	35.5%	$163,181
Discover Bank	Conventional	11	0.3%	28.2%	$71,363
Sun West Mortgage Company, Inc A+5.0 ★Texas Ratio: 2.68%	Conventional, FHA, VA	11	0.3%	73.7%	$455,000	View
Union Home Mortgage Corp.	Conventional, FHA, VA	11	0.3%	85.7%	$422,272
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA	10	0.3%	100%	$339,000
PHH Mortgage Corporation	Conventional, FHA, VA	10	0.3%	90.9%	$444,000
Primelending	Conventional, FHA, VA	9	0.3%	90%	$400,555
AdvantageFirst Lending Inc	FHA, VA	9	0.3%	60%	$350,555
Nations Lending Corporation	Conventional, FHA, Jumbo	9	0.3%	100%	$407,222
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA, VA	9	0.3%	64.3%	$166,111	View
Kind Lending, LLC	Conventional, FHA, VA	8	0.2%	72.7%	$375,000
American Financial Network, Inc.	Conventional, FHA, VA	8	0.2%	80%	$413,750
Provident Funding Associates	Conventional	8	0.2%	100%	$363,750
Village Capital & Investment	FHA, VA	8	0.2%	68.4%	$448,750
American Financial Resources LLC	Conventional, FHA, VA, Jumbo	7	0.2%	87.5%	$419,285
Canopy Mortgage, LLC	Conventional, FHA	7	0.2%	100%	$383,571
Amerisave Mortgage Company	Conventional, FHA, VA	7	0.2%	16.3%	$225,000
Sierra Pacific Mortgage Co. Inc	Conventional, FHA	7	0.2%	100%	$426,428
American Pacific Mortgage Corporation	Conventional, VA	7	0.2%	87.5%	$475,000
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	7	0.2%	87.5%	$396,428
HomeBridge Financial Services, Inc	Conventional, FHA, VA, HELOC	6 +7 HELOCs	0.2%	85.7%	$501,666
America First Federal Credit Union A5.0 ★Texas Ratio: 8.33%	Conventional, HELOC	6 +7 HELOCs	0.2%	63.6%	$63,333
Cornerstone First Mortgage, LLC	Conventional, FHA, VA	6	0.2%	100%	$408,333
Equity Prime Mortgage LLC	FHA, VA	6	0.2%	85.7%	$380,000
New Day Financial, LLC.	VA	6	0.2%	54.5%	$408,333
Premier Lending Inc.	Conventional, FHA	6	0.2%	100%	$385,000
Universal Lending Corporation	Conventional, FHA, VA	6	0.2%	100%	$426,666
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	6	0.2%	85.7%	$451,666
JMAC Lending, Inc.	Conventional, FHA, VA	6	0.2%	100%	$416,666
Goodleap, LLC	Conventional, FHA, VA, HELOC	5 +9 HELOCs	0.1%	87.5%	$403,000
Triad Financial Services, Inc.	Conventional	5	0.1%	85.7%	$107,000
Loanunited.Com, LLC	Conventional, FHA, VA	5	0.1%	62.5%	$477,000
Resicentral LLC	Conventional, FHA	5	0.1%	100%	$369,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 8.76%	Conventional, FHA, VA	5	0.1%	100%	$355,000	View
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	5	0.1%	100%	$325,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	5	0.1%	55.6%	$467,000	View
Planet Home Lending, LLC	Conventional, FHA, VA	5	0.1%	71.4%	$491,000
Waterstone Mortgage Corporation	Conventional	5	0.1%	83.3%	$475,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	5	0.1%	100%	$387,000	View
Summit Funding.Inc	Conventional	5	0.1%	100%	$467,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	5	0.1%	62.5%	$485,000	View
Nexera Holding LLC	Conventional	5	0.1%	85.7%	$471,000
Boeing Employees' Credit Union	Conventional, HELOC	4 +7 HELOCs	0.1%	80%	$277,500
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	4	0.1%	100%	$340,000	View
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	4	0.1%	80%	$292,500
Bayshore Mortgage Funding	Conventional, FHA	4	0.1%	100%	$392,500
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	4	0.1%	100%	$415,000	View
Lower, LLC	Conventional, FHA	4	0.1%	80%	$367,500
RBC Bank (Georgia), N.A.	Conventional	4	0.1%	100%	$417,500
ML Mortgage Corp.	Conventional, FHA	3	0.1%	75%	$448,333
Alameda Mortgage Corporation	Conventional	3	0.1%	100%	$528,333
All Credit Considered Mortgage, Inc.	Conventional	3	0.1%	100%	$518,333
AAA Capital Investment, Inc	Conventional	3	0.1%	100%	$341,666
Nbkc Bank	Conventional, VA	3	0.1%	75%	$551,666
Bay Equity LLC	Conventional, FHA	3	0.1%	100%	$315,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	3	0.1%	100%	$261,666	View
Mortgage Solutions of Colorado	VA	3	0.1%	100%	$465,000
Nations Direct Mortgage, LLC	FHA, VA	3	0.1%	100%	$398,333
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	FHA, VA	3	0.1%	100%	$418,333	View
American Airlines Federal Cred	Conventional, Jumbo, HELOC	2 +4 HELOCs	0.1%	100%	$600,000
Better Mortgage Corporation	Conventional, HELOC	2 +3 HELOCs	0.1%	100%	$240,000
Trustone Financial Credit Union	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$160,000
Atlantic Coast Mortgage, LLC	Conventional	2	0.1%	100%	$315,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	2	0.1%	100%	$595,000	View
Everett Financial, Inc.	Conventional, FHA	2	0.1%	66.7%	$310,000
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA	2	0.1%	66.7%	$515,000	View
Envoy Mortgage, Ltd	Conventional, FHA	2	0.1%	100%	$465,000
Dart Bank	Conventional, Jumbo	2	0.1%	100%	$690,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	2	0.1%	100%	$755,000	View
AmWest Funding Corp	Conventional	2	0.1%	100%	$420,000
Stg Mortgage Inc	Conventional, FHA	2	0.1%	100%	$380,000
American Internet Mortgage, Inc.	Conventional	2	0.1%	100%	$265,000
Churchill Mortgage Corporation	Conventional, FHA	2	0.1%	66.7%	$405,000
Genway Home Mortgage, Inc.	Conventional, FHA	2	0.1%	66.7%	$250,000
Keystone Funding, Inc	Conventional, FHA	2	0.1%	100%	$350,000
Citadel Servicing Corporation	Conventional	2	0.1%	100%	$545,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	2	0.1%	66.7%	$225,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	2	0.1%	100%	$270,000	View
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	2	0.1%	100%	$655,000	View
21St Mortgage	Conventional	2	0.1%	22.2%	$125,000
Carrington Mortgage Services LLC	Conventional, VA	2	0.1%	10.5%	$410,000
Mason-McDuffie Mortgage Corporation	Conventional, VA	2	0.1%	100%	$440,000
Alliant Credit Union	Conventional, HELOC	1 +6 HELOCs	0%	100%	$755,000
FirstBank	Conventional, HELOC	1 +3 HELOCs	0%	33.3%	$85,000
Firefighters First Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0%	100%	$495,000
Comerica Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$255,000	View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +1 HELOCs	0%	50%	$85,000	View
Arc Home LLC	Conventional	1	0%	100%	$365,000
Verus A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0%	50%	$595,000	View
Southwest Airlines FCU	Conventional	1	0%	100%	$125,000
American Portfolio Mortgage Corporation	Conventional	1	0%	100%	$365,000
Bremer Bank NA	Conventional	1	0%	100%	$385,000
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional	1	0%	100%	$805,000	View
Cliffco, Inc.	Conventional	1	0%	100%	$325,000
Royal United Mortgage LLC	VA	1	0%	100%	$115,000
Fundloans Capital	Conventional	1	0%	100%	$505,000
Greenstate Credit Union	VA	1	0%	100%	$505,000
Farmers Insurance Federal Credit Union	Conventional	1	0%	100%	$75,000
Sage Home Loans Corporation	Conventional	1	0%	100%	$505,000
Watermark Capital, Inc.	Conventional	1	0%	100%	$345,000
Gvc Mortgage, Inc.	FHA	1	0%	100%	$475,000
Acrisure Mortgage, LLC	Conventional	1	0%	100%	$255,000
Pacific Lending LLC	FHA	1	0%	100%	$325,000
Allied Mortgage Group, Inc	VA	1	0%	100%	$535,000
Norwich Commercial Group Inc	Conventional	1	0%	100%	$205,000
TruHome Solutions, LLC	VA	1	0%	100%	$445,000
AmeriHome Mortgage Company, LLC	VA	1	0%	100%	$415,000
United Federal Credit Union A5.0 ★Texas Ratio: 9.27%	Conventional	1	0%	100%	$465,000	View
Tower Federal Credit Union	Conventional	1	0%	100%	$65,000
Filo Mortgage, LLC	VA	1	0%	100%	$435,000
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional	1	0%	100%	$335,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0%	100%	$285,000	View
General Mortgage Capital Corporation	Conventional	1	0%	100%	$245,000
Data Mortgage, Inc	FHA	1	0%	100%	$245,000
Fidelity Lending Solutions Inc	Conventional	1	0%	100%	$185,000
First Community Credit Union A+5.0 ★Texas Ratio: 3.86%	Conventional	1	0%	100%	$305,000	View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	VA	1	0%	100%	$305,000	View
Valley West Corporation	Conventional	1	0%	100%	$355,000
Bay-Valley Mortgage Group	Conventional	1	0%	100%	$215,000
HomeXpress Mortgage Corp.	Conventional	1	0%	100%	$725,000
Success Mortgage Partners, Inc	FHA	1	0%	100%	$425,000
Sfmc, LP	VA	1	0%	100%	$675,000
Royal Pacific Funding	Conventional	1	0%	50%	$425,000
Direct Mortgage Corp	Conventional	1	0%	100%	$385,000
Intercap Lending Inc	Conventional	1	0%	100%	$395,000
Los Angeles Police FCU	Conventional	1	0%	100%	$185,000
JMJ Financial Group Inc.	Conventional	1	0%	100%	$375,000
Hightechlending, Inc	Conventional	1	0%	100%	$645,000
Evo Home Loans, LLC dba Epiq Lending	Conventional, Jumbo	1	0%	100%	$905,000
Credit Human Federal Credit Un	Conventional	1	0%	50%	$135,000
Network Capital Funding Corporation	VA	1	0%	100%	$485,000
American Financing Corporation	Conventional	1	0%	25%	$85,000
Flat Branch Mortgage, Inc.	Conventional	1	0%	100%	$365,000
Dignified Home Loans LLC	Conventional	1	0%	100%	$315,000
Strong Home Mortgage, LLC	Conventional	1	0%	100%	$395,000
Home Mortgage Advisors, LLC	Conventional	1	0%	100%	$355,000
Chevron Federal Credit Union	Conventional	1	0%	100%	$95,000
Service Federal Credit Union	Conventional	1	0%	100%	$115,000
Calcon Mutual Mortgage LLC	VA	1	0%	100%	$705,000
Mortgage Express	Conventional	1	0%	100%	$575,000
Delta Community Credit Union	Conventional	1	0%	100%	$475,000
Land Home Financial Services,	Conventional	1	0%	100%	$275,000
Credit Union of Southern California	Conventional	1	0%	100%	$55,000
Evergreen Moneysource Mortgage Company	Conventional	1	0%	100%	$105,000
Encompass Lending Group, L.P.	FHA	1	0%	100%	$325,000
Franklin Loan Corporation	Conventional	1	0%	100%	$185,000
Vellum Mortgage, Inc.	Conventional	1	0%	100%	$445,000
Direct Mortgage Loans, LLC	FHA	1	0%	100%	$455,000
Hometown Equity Mortgage, LLC	Conventional	1	0%	100%	$385,000
New Story Lending LLC	FHA	1	0%	100%	$455,000
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	1	0%	100%	$365,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0%	100%	$345,000	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0%	100%	$415,000	View
City Bank & Trust Co. A5.0 ★Texas Ratio: 8.33%	Conventional	1	0%	100%	$145,000	View
Mission Loans, LLC	Conventional	1	0%	100%	$65,000
Towne Mortgage Company	FHA	1	0%	100%	$435,000
Wings Financial Credit Union	Conventional	1	0%	100%	$375,000
Geo-Corp, Inc.	FHA	1	0%	100%	$365,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0%	100%	$735,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0%	100%	$555,000	View
ClearEdge Lending LLC	Conventional	1	0%	50%	$375,000
Pinnacle Bank A+5.0 ★Texas Ratio: 1.45%	Conventional	1	0%	100%	$265,000	View
Mld Mortgage, Inc.Dba the Money Store	Conventional, Jumbo	1	0%	100%	$2,405,000
Heritage Bank NA C-3.6 ★Texas Ratio: 31.27%	Conventional	1	0%	100%	$635,000	View
Compass Mortgage, Inc.	Conventional	1	0%	100%	$565,000
Unitus Community Credit Union	Conventional	1	0%	100%	$315,000
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional	1	0%	100%	$155,000	View
Loan Simple, Inc.	FHA	1	0%	100%	$515,000
Idaho Central Credit Union	Conventional	1	0%	100%	$255,000
Top Flite Financial, Inc.	Conventional	1	0%	100%	$325,000
Royal Credit Union	VA	1	0%	100%	$365,000
Tomo Mortgage LLC	Conventional	1	0%	100%	$325,000
Meriwest Credit Union	Conventional	1	0%	100%	$85,000
Figure Lending LLC	HELOC	0 +26 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +19 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +12 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +3 HELOCs	0%	0%
HomeStreet Bank	HELOC	0 +2 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	HELOC	0 +1 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Global Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%
Ithink Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Dupaco Community Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Associated Bank NA A+5.0 ★Texas Ratio: 3.45%	HELOC	0 +1 HELOCs	0%	n/a		View
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Goodyear Mortgage Rate Trends

Daily average mortgage rates for Arizona compared with the national average, updated every evening.

30-Year Fixed AZ Avg

7.415%

▲ 0.058 vs 7 days ago

15-Year Fixed AZ Avg

6.885%

▲ 0.031 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Goodyear, Arizona

Looking for mortgage lenders near me or mortgage brokers near me in Goodyear? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Goodyear in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Goodyear, AZ

Use these to narrow the list above. Each category shows how many Goodyear, AZ lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 165 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 57 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 44 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 103 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 90 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 16 lenders. Loans above the conforming limit for higher priced homes Local lenders based in AZ 23 lenders headquartered in Arizona, the closest thing to a mortgage lender near you

Who Lends in Goodyear, AZ

Independent mortgage companies closed 86.2 percent of home loans in Goodyear, Arizona in 2025, banks 7.7 percent and credit unions 6.1 percent. V.I.P. Mortgage, Inc. was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Copper State Credit Union the largest credit union. Among lenders headquartered in Arizona, Copper State Credit Union led with 45 loans.

86.2%

Mortgage companies

7.7%

Banks

6.1%

Credit unions

30%

FHA loans

17%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.

More Arizona Mortgage Lender Pages

All Arizona lenders 836 lenders Phoenix 477 lenders Mesa 396 lenders Tucson 262 lenders Surprise 289 lenders Buckeye 263 lenders Gilbert 308 lenders San Tan Valley 268 lenders Peoria 291 lenders Chandler 292 lenders Scottsdale 366 lenders Glendale 252 lenders Queen Creek 258 lenders

Frequently Asked Questions About Mortgage Lenders in Goodyear, AZ

Who is the largest mortgage lender in Goodyear, AZ?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Goodyear, Arizona with 47 loans, about 1.3 percent of the market. The largest lender headquartered in Arizona was Copper State Credit Union with 45 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Goodyear, AZ have the highest approval rates?

Among lenders with meaningful volume in Goodyear, Arizona, Nfm, Inc approved the highest share of completed applications in 2025 at 99.5 percent, against a 84.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Goodyear, AZ mortgage lenders offer FHA, VA and USDA loans?

103 lenders closed FHA loans in Goodyear, Arizona in 2025, led by loanDepot.com LLC with 127. 90 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Goodyear, AZ lender list?

Yes. 57 banks and 44 credit unions closed home loans in Goodyear, Arizona in 2025, alongside 165 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Goodyear, AZ ranked on this page?

Lenders are ranked only by the number of home loans they closed in Goodyear, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Goodyear, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Goodyear. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.